_id

690da7adccc777a4e85d0790

Ticker

AAME

Name

Atlantic American Corporation

Exchange

NASDAQ

Address

4370 Peachtree Road, N.E., Atlanta, GA, United States, 30319

Country

USA

Sector

Financial Services

Industry

Insurance - Life

Currency

USD

Website

https://www.atlam.com

Description

Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. It operates through American Southern and Bankers Fidelity segments. The company offers property and casualty insurance products, including commercial automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; general liability insurance; and inland marine insurance products. It also provides surety bond coverage for subdivision construction; school bus contracts; and performance and payment bonds. In addition, the company offers individual and group whole life insurance products; Medicare supplement insurance products; other accident and health insurance products comprising various individual and group policies for the payment of standard benefits for the treatment of cancer and other critical illnesses; Vantage Flex Plus, a hospital indemnity plan; and Vantage Recovery short-term care product and a group whole life product. It markets its products through independent agents and brokers. The company was founded in 1937 and is based in Atlanta, Georgia. Atlantic American Corporation operates as a subsidiary of Atlantic American / Delta Group.

Last Close

2.53

Volume

19112

Current Price

2.48

Change

-1.9762845849802302

Last Updated

2025-11-28T11:42:54.914Z

Image

data:image/webp;base64,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

Ipo Date

1980-04-11T00:00:00.000Z

Market Cap

61599628

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

0.986

Sentiment Sources

1

Current Quarter

2025-09-30

Revenue

53760000

Cost Of Revenue

-

Gross Profit

53760000

Operating Expenses

53760000

Operating Income

53760000

Interest Expense

779000

Pretax Income

769000

Net Income

577000

Eps

0.026498277841561425

Dividends Per Share

0

Shares Outstanding

20397228

Income Tax Expense

192000

EBITDA

97000

Operating Margin

100

Total Other Income Expense Net

-52991000

Cash

34444000

Short Term Investments

44772000

Receivables

65093000

Inventories

-

Total Current Assets

34444000

Property Plant Equipment

-

Total Assets

430855000

Payables

-

Short Term Debt

-

Long Term Debt

33738000

Total Liabilities

321367000

Equity

109488000

Depreciation

97000

Change In Working Capital

1847000

Cash From Operations

6642000

Capital Expenditures

31000

Cash From Investing

-18621000

Cash From Financing

0

Net Change In Cash

-11979000

PE

30.2

PB

0.49322300160748206

ROE

0.5269983925179015

ROA

0.13391976418980864

FCF

6611000

Fcf Percent

0.12297247023809524

Piotroski FScore

4

Health Score

47

Deep Value Investing Score

7.5

Defensive Investing Score

3.5

Dividend Investing Score

5

Economic Moat Investing Score

6.3

Garp Investing Score

2.5

Growth Investing Score

3

Momentum Investing Score

7

Net Net Investing Score

4.5

Quality Investing Score

5

Value Investing Score

5

Quarters > 0 > quarter

2025-09-30

Quarters > 0 > income Statement > revenue

53760000

Quarters > 0 > income Statement > cost Of Revenue

-

Quarters > 0 > income Statement > gross Profit

53760000

Quarters > 0 > income Statement > operating Expenses

53760000

Quarters > 0 > income Statement > operating Income

53760000

Quarters > 0 > income Statement > interest Expense

779000

Quarters > 0 > income Statement > pretax Income

769000

Quarters > 0 > income Statement > net Income

577000

Quarters > 0 > income Statement > eps

0.026498277841561425

Quarters > 0 > income Statement > dividends Per Share

0

Quarters > 0 > income Statement > shares Outstanding

21775000

Quarters > 0 > income Statement > income Tax Expense

192000

Quarters > 0 > income Statement > EBITDA

97000

Quarters > 0 > income Statement > operating Margin

100

Quarters > 0 > income Statement > total Other Income Expense Net

-52991000

Quarters > 0 > balance Sheet > cash

34444000

Quarters > 0 > balance Sheet > short Term Investments

44772000

Quarters > 0 > balance Sheet > receivables

65093000

Quarters > 0 > balance Sheet > inventories

-

Quarters > 0 > balance Sheet > total Current Assets

34444000

Quarters > 0 > balance Sheet > property Plant Equipment

-

Quarters > 0 > balance Sheet > total Assets

430855000

Quarters > 0 > balance Sheet > payables

-

Quarters > 0 > balance Sheet > short Term Debt

-

Quarters > 0 > balance Sheet > long Term Debt

33738000

Quarters > 0 > balance Sheet > total Liabilities

321367000

Quarters > 0 > balance Sheet > equity

109488000

Quarters > 0 > cash Flow > net Income

577000

Quarters > 0 > cash Flow > depreciation

97000

Quarters > 0 > cash Flow > change In Working Capital

1847000

Quarters > 0 > cash Flow > cash From Operations

6642000

Quarters > 0 > cash Flow > capital Expenditures

31000

Quarters > 0 > cash Flow > cash From Investing

-18621000

Quarters > 0 > cash Flow > cash From Financing

0

Quarters > 0 > cash Flow > net Change In Cash

-11979000

Quarters > 0 > ratios > PE

0.026498277841561425

Quarters > 0 > ratios > PB

0.49322300160748206

Quarters > 0 > ratios > ROE

0.5269983925179015

Quarters > 0 > ratios > ROA

0.13391976418980864

Quarters > 0 > ratios > FCF

6611000

Quarters > 0 > ratios > Piotroski FScore

4

Quarters > 0 > ratios > fcf Percent

0.12297247023809524

Quarters > 0 > health Score

47

Quarters > 1 > quarter

2025-06-30

Quarters > 1 > income Statement > revenue

55290000

Quarters > 1 > income Statement > cost Of Revenue

46517000

Quarters > 1 > income Statement > gross Profit

8773000

Quarters > 1 > income Statement > operating Expenses

4557000

Quarters > 1 > income Statement > operating Income

4216000

Quarters > 1 > income Statement > interest Expense

773000

Quarters > 1 > income Statement > pretax Income

4216000

Quarters > 1 > income Statement > net Income

3316000

Quarters > 1 > income Statement > eps

0.15228473019517796

Quarters > 1 > income Statement > dividends Per Share

407000

Quarters > 1 > income Statement > shares Outstanding

21775000

Quarters > 1 > income Statement > income Tax Expense

900000

Quarters > 1 > income Statement > EBITDA

5092000

Quarters > 1 > income Statement > operating Margin

7.625248688732139

Quarters > 1 > income Statement > total Other Income Expense Net

-773000

Quarters > 1 > balance Sheet > cash

46423000

Quarters > 1 > balance Sheet > short Term Investments

37870000

Quarters > 1 > balance Sheet > receivables

72611000

Quarters > 1 > balance Sheet > inventories

-

Quarters > 1 > balance Sheet > total Current Assets

46423000

Quarters > 1 > balance Sheet > property Plant Equipment

-

Quarters > 1 > balance Sheet > total Assets

429339000

Quarters > 1 > balance Sheet > payables

-

Quarters > 1 > balance Sheet > short Term Debt

4021000

Quarters > 1 > balance Sheet > long Term Debt

33738000

Quarters > 1 > balance Sheet > total Liabilities

323171000

Quarters > 1 > balance Sheet > equity

106168000

Quarters > 1 > cash Flow > net Income

3316000

Quarters > 1 > cash Flow > depreciation

-592000

Quarters > 1 > cash Flow > change In Working Capital

8314000

Quarters > 1 > cash Flow > cash From Operations

9278000

Quarters > 1 > cash Flow > capital Expenditures

170000

Quarters > 1 > cash Flow > cash From Investing

1649000

Quarters > 1 > cash Flow > cash From Financing

-407000

Quarters > 1 > cash Flow > net Change In Cash

10520000

Quarters > 1 > ratios > PE

0.15228473019517796

Quarters > 1 > ratios > PB

0.5086466731971969

Quarters > 1 > ratios > ROE

3.123351669052822

Quarters > 1 > ratios > ROA

0.7723500543859282

Quarters > 1 > ratios > FCF

9108000

Quarters > 1 > ratios > Piotroski FScore

4

Quarters > 1 > ratios > fcf Percent

0.1647314161692892

Quarters > 1 > health Score

50

Quarters > 2 > quarter

2025-03-31

Quarters > 2 > income Statement > revenue

50125000

Quarters > 2 > income Statement > cost Of Revenue

43593000

Quarters > 2 > income Statement > gross Profit

6532000

Quarters > 2 > income Statement > operating Expenses

5497000

Quarters > 2 > income Statement > operating Income

1035000

Quarters > 2 > income Statement > interest Expense

774000

Quarters > 2 > income Statement > pretax Income

1035000

Quarters > 2 > income Statement > net Income

802000

Quarters > 2 > income Statement > eps

0.0393141918644329

Quarters > 2 > income Statement > dividends Per Share

-

Quarters > 2 > income Statement > shares Outstanding

20399758

Quarters > 2 > income Statement > income Tax Expense

233000

Quarters > 2 > income Statement > EBITDA

1886000

Quarters > 2 > income Statement > operating Margin

2.0648379052369075

Quarters > 2 > income Statement > total Other Income Expense Net

-774000

Quarters > 2 > balance Sheet > cash

35903000

Quarters > 2 > balance Sheet > short Term Investments

31369000

Quarters > 2 > balance Sheet > receivables

43042000

Quarters > 2 > balance Sheet > inventories

-

Quarters > 2 > balance Sheet > total Current Assets

35903000

Quarters > 2 > balance Sheet > property Plant Equipment

-

Quarters > 2 > balance Sheet > total Assets

388436000

Quarters > 2 > balance Sheet > payables

-

Quarters > 2 > balance Sheet > short Term Debt

4022000

Quarters > 2 > balance Sheet > long Term Debt

33738000

Quarters > 2 > balance Sheet > total Liabilities

286051000

Quarters > 2 > balance Sheet > equity

102385000

Quarters > 2 > cash Flow > net Income

802000

Quarters > 2 > cash Flow > depreciation

77000

Quarters > 2 > cash Flow > change In Working Capital

-1360000

Quarters > 2 > cash Flow > cash From Operations

-722000

Quarters > 2 > cash Flow > capital Expenditures

264000

Quarters > 2 > cash Flow > cash From Investing

1059000

Quarters > 2 > cash Flow > cash From Financing

-4000

Quarters > 2 > cash Flow > net Change In Cash

333000

Quarters > 2 > ratios > PE

0.0393141918644329

Quarters > 2 > ratios > PB

0.4941290212433462

Quarters > 2 > ratios > ROE

0.7833178688284417

Quarters > 2 > ratios > ROA

0.20646901934939088

Quarters > 2 > ratios > FCF

-986000

Quarters > 2 > ratios > Piotroski FScore

2

Quarters > 2 > ratios > fcf Percent

-0.01967082294264339

Quarters > 2 > health Score

35

Quarters > 3 > quarter

2024-12-31

Quarters > 3 > income Statement > revenue

49043000

Quarters > 3 > income Statement > cost Of Revenue

43629000

Quarters > 3 > income Statement > gross Profit

5414000

Quarters > 3 > income Statement > operating Expenses

4869000

Quarters > 3 > income Statement > operating Income

545000

Quarters > 3 > income Statement > interest Expense

828000

Quarters > 3 > income Statement > pretax Income

545000

Quarters > 3 > income Statement > net Income

412000

Quarters > 3 > income Statement > eps

0.02019631801514508

Quarters > 3 > income Statement > dividends Per Share

400000

Quarters > 3 > income Statement > shares Outstanding

20399758

Quarters > 3 > income Statement > income Tax Expense

133000

Quarters > 3 > income Statement > EBITDA

1442000

Quarters > 3 > income Statement > operating Margin

1.1112697020981588

Quarters > 3 > income Statement > total Other Income Expense Net

-828000

Quarters > 3 > balance Sheet > cash

35570000

Quarters > 3 > balance Sheet > short Term Investments

36871000

Quarters > 3 > balance Sheet > receivables

50400000

Quarters > 3 > balance Sheet > inventories

-

Quarters > 3 > balance Sheet > total Current Assets

35570000

Quarters > 3 > balance Sheet > property Plant Equipment

5225000

Quarters > 3 > balance Sheet > total Assets

393428000

Quarters > 3 > balance Sheet > payables

-

Quarters > 3 > balance Sheet > short Term Debt

4023000

Quarters > 3 > balance Sheet > long Term Debt

33738000

Quarters > 3 > balance Sheet > total Liabilities

293815000

Quarters > 3 > balance Sheet > equity

99613000

Quarters > 3 > cash Flow > net Income

412000

Quarters > 3 > cash Flow > depreciation

69000

Quarters > 3 > cash Flow > change In Working Capital

11048000

Quarters > 3 > cash Flow > cash From Operations

9613000

Quarters > 3 > cash Flow > capital Expenditures

99000

Quarters > 3 > cash Flow > cash From Investing

3322000

Quarters > 3 > cash Flow > cash From Financing

-400000

Quarters > 3 > cash Flow > net Change In Cash

12535000

Quarters > 3 > ratios > PE

0.02019631801514508

Quarters > 3 > ratios > PB

0.5078794920341723

Quarters > 3 > ratios > ROE

0.4136006344553422

Quarters > 3 > ratios > ROA

0.10472055878076802

Quarters > 3 > ratios > FCF

9514000

Quarters > 3 > ratios > Piotroski FScore

4

Quarters > 3 > ratios > fcf Percent

0.19399302652774097

Quarters > 3 > health Score

54

Valuation > metrics > PE

30.2

Valuation > metrics > PB

0.49322300160748206

Valuation > final Score

63.760000000000005

Valuation > verdict

14.9% Undervalued

Profitability > metrics > ROE

0.5269983925179015

Profitability > metrics > ROA

1.6751829055858787

Profitability > metrics > Net Margin

0.010732886904761905

Profitability > final Score

8

Profitability > verdict

Weak

Risk > metrics > Debt Equity

2.9351801110623996

Risk > metrics > Interest Coverage

69.01155327342747

Risk > final Score

58

Risk > verdict

High

Liquidity > final Score

50

Liquidity > verdict

Weak

Prev Valuations > 0

90

Prev Valuations > 1

90

Prev Valuations > 2

90

Prev Profitabilities > 0

37

Prev Profitabilities > 1

11

Prev Profitabilities > 2

6

Prev Risks > 0

28

Prev Risks > 1

23

Prev Risks > 2

21

Prev Liquidities > 0

100

Prev Liquidities > 1

100

Prev Liquidities > 2

100

Updated At

2025-12-14T00:11:16.756Z