ATLC

Atlanticus Holdings Corporation

ATLC, USA

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. It operates in two segments, Credit as a Service (CaaS) and Auto Finance. The CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners' brands; and general-purpose credit cards under the Aspire, Imagine, and Fortiva brand names. Its private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.

https://www.atlanticus.com

Stock Price

$0.00

0%

decrease compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
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Atlanticus Holdings Corporation (NASDAQ:ATLC) Receives Average Rating of "Moderate Buy" from Brokerages MarketBeat

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Showing 2 of 10

Analyst Ratings & Sentiment

(Last Updated 2025-09-30)

Rating:

BUY

Target Price:

$86.6667

Analyst Picks

Strong Buy

4

Buy

1

Hold

2

Sell

0

Strong Sell

0

Sentiment:

Bullish

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

10.80

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Medium

1.93

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

4.24 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.35 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very High

60.06 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

11.02

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 27.06% of the total shares of Atlanticus Holdings Corporation

1.

Dimensional Fund Advisors, Inc.

(4.006%)

since

2025/06/30

2.

Wellington Management Company LLP

(2.9243%)

since

2025/06/30

3.

BlackRock Inc

(2.8466%)

since

2025/06/30

4.

Vanguard Group Inc

(1.8949%)

since

2025/06/30

5.

Vanguard Total Stock Mkt Idx Inv

(1.0368%)

since

2025/07/31

6.

iShares Russell 2000 ETF

(0.9061%)

since

2025/08/31

7.

Geode Capital Management, LLC

(0.8386%)

since

2025/06/30

8.

Renaissance Technologies Corp

(0.8321%)

since

2025/06/30

9.

American Century Companies Inc

(0.7938%)

since

2025/06/30

10.

Avantis US Small Cap Value ETF

(0.7062%)

since

2025/08/30

11.

State Street Corp

(0.6837%)

since

2025/06/30

12.

DFA US Micro Cap I

(0.661%)

since

2025/07/31

13.

DFA US Targeted Value I

(0.6484%)

since

2025/07/31

14.

Bridgeway Capital Management, LLC

(0.6164%)

since

2025/06/30

15.

Dimensional US Targeted Value ETF

(0.5467%)

since

2025/08/29

16.

Arrowstreet Capital Limited Partnership

(0.5463%)

since

2025/06/30

17.

Acadian Asset Management LLC

(0.4582%)

since

2025/06/30

18.

DFA US Small Cap I

(0.4498%)

since

2025/07/31

19.

Northern Trust Corp

(0.3929%)

since

2025/06/30

20.

EA Bridgeway Omni Small-Cap Value ETF

(0.391%)

since

2025/08/29

21.

Empowered Funds, LLC

(0.3632%)

since

2025/06/30

22.

Fidelity Small Cap Index

(0.3477%)

since

2025/06/30

23.

Vanguard Institutional Extnd Mkt Idx Tr

(0.3364%)

since

2025/07/31

24.

Janney Montgomery Scott LLC

(0.3307%)

since

2025/06/30

25.

iShares Russell 2000 Value ETF

(0.3055%)

since

2025/08/31

26.

Morgan Stanley - Brokerage Accounts

(0.286%)

since

2025/06/30

27.

Dimensional US Small Cap ETF

(0.2606%)

since

2025/08/29

28.

Wellington Emerging Companies

(0.2562%)

since

2025/03/31

29.

Wellington CIF Micro Cap Equity

(0.2512%)

since

2025/03/31

30.

Jacobs Levy Equity Management, Inc.

(0.2455%)

since

2025/06/30

31.

Bridgeway Small-Cap Value

(0.2161%)

since

2025/06/30

32.

Bridgeway Small Cap Value

(0.2161%)

since

2025/06/30

33.

Dimensional US Core Equity 2 ETF

(0.2075%)

since

2025/08/29

34.

DFA US Core Equity 2 I

(0.2075%)

since

2025/07/31

35.

Bank of New York Mellon Corp

(0.2001%)

since

2025/06/30

36.

Fidelity Extended Market Index

(0.1738%)

since

2025/07/31

37.

Los Angeles Capital Management LLC

(0.169%)

since

2025/06/30

38.

Victory Capital Management Inc.

(0.1689%)

since

2025/06/30

39.

Vanguard Russell 2000 ETF

(0.1678%)

since

2025/07/31

40.

State Of Wisconsin Investment Board

(0.1677%)

since

2025/06/30

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

1.62

Latest Release

Date

2025-09-30

EPS Actual

1.48

EPS Estimate

1.52

EPS Difference

-0.04

Surprise Percent

-2.6316%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Strong Deep Value(6.5)
Defensive
Highly Defensive(6.5)
Dividend
Decent Dividend Payer(3.5)
Economic Moat
Wide Moat Company(6.8)
GARP
Fair GARP(4)
Growth
Moderate Growth(4.5)
Momentum
Moderate Momentum(4.5)
Net Net
Not Undervalued (Net-Net)(3)
Quality
Moderate Quality(4)
Value
Fair Value(5.5)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.