_id

690f348eccc777a4e85d167e

Ticker

BFIN

Name

BankFinancial Corporation

Exchange

NASDAQ

Address

60 North Frontage Road, Burr Ridge, IL, United States, 60527

Country

USA

Sector

Financial Services

Industry

Banks - Regional

Currency

USD

Website

https://www.bankfinancial.com

Description

BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides banking, financial planning, and fiduciary services to individuals, families, and businesses. The company accepts various deposit products, such as savings, NOW, checking, money market, IRAs, and other retirement accounts, as well as certificates of deposit. Its loan portfolio consists of multi-family residential real estate loans, non-residential real estate loans, commercial loans and commercial equipment leases, consumer loans, and one-to-four family residential real estate loans. The company also offers cash management, funds transfers, bill payment and other online and mobile banking transactions, trust, wealth management, treasury services, and general insurance agency services. In addition, it provides trust and financial planning services; and sells property and casualty, and other insurance products on an agency basis. The company offers its products through full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois, as well as through its internet branch, www.bankfinancial.com. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.

Last Close

12.74

Volume

35069

Current Price

12.74

Change

0

Last Updated

2025-11-28T12:50:27.595Z

Image

-

Ipo Date

2005-06-28T00:00:00.000Z

Market Cap

147036000

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

0.994

Sentiment Sources

1

Rating

4

Target Price

11.75

Strong Buy

1

Buy

0

Hold

1

Sell

0

Strong Sell

0

Current Quarter

2025-09-30

Revenue

18431000

Cost Of Revenue

4802000

Gross Profit

13629000

Operating Expenses

10799000

Operating Income

2830000

Interest Expense

5067000

Pretax Income

2830000

Net Income

2359000

Eps

0.18931554125706482

Dividends Per Share

1246000

Shares Outstanding

12460678

Income Tax Expense

471000

EBITDA

-1457000

Operating Margin

15.354565677391353

Total Other Income Expense Net

-21000

Cash

94586000

Short Term Investments

537503000

Receivables

4514000

Inventories

-

Total Current Assets

636603000

Property Plant Equipment

22129000

Total Assets

1454538000

Payables

-

Short Term Debt

10000000

Long Term Debt

18274000

Total Liabilities

1297183000

Equity

157355000

Depreciation

-4287000

Change In Working Capital

-2663000

Cash From Operations

-2599000

Capital Expenditures

509000

Cash From Investing

-50828000

Cash From Financing

23933000

Net Change In Cash

-29494000

PE

62.1053

PB

1.0088591892218233

ROE

1.4991579549426455

ROA

0.16218208118316607

FCF

-3108000

Fcf Percent

-0.168628940372199

Piotroski FScore

2

Health Score

33

Deep Value Investing Score

5.5

Defensive Investing Score

3.5

Dividend Investing Score

2

Economic Moat Investing Score

4.3

Garp Investing Score

1

Growth Investing Score

1

Momentum Investing Score

5.5

Net Net Investing Score

2

Quality Investing Score

2.5

Value Investing Score

6

Quarters > 0 > quarter

2025-09-30

Quarters > 0 > income Statement > revenue

18431000

Quarters > 0 > income Statement > cost Of Revenue

4802000

Quarters > 0 > income Statement > gross Profit

13629000

Quarters > 0 > income Statement > operating Expenses

10799000

Quarters > 0 > income Statement > operating Income

2830000

Quarters > 0 > income Statement > interest Expense

5067000

Quarters > 0 > income Statement > pretax Income

2830000

Quarters > 0 > income Statement > net Income

2359000

Quarters > 0 > income Statement > eps

0.18931554125706482

Quarters > 0 > income Statement > dividends Per Share

1246000

Quarters > 0 > income Statement > shares Outstanding

12460678

Quarters > 0 > income Statement > income Tax Expense

471000

Quarters > 0 > income Statement > EBITDA

-1457000

Quarters > 0 > income Statement > operating Margin

15.354565677391353

Quarters > 0 > income Statement > total Other Income Expense Net

-21000

Quarters > 0 > balance Sheet > cash

94586000

Quarters > 0 > balance Sheet > short Term Investments

537503000

Quarters > 0 > balance Sheet > receivables

4514000

Quarters > 0 > balance Sheet > inventories

-

Quarters > 0 > balance Sheet > total Current Assets

636603000

Quarters > 0 > balance Sheet > property Plant Equipment

22129000

Quarters > 0 > balance Sheet > total Assets

1454538000

Quarters > 0 > balance Sheet > payables

-

Quarters > 0 > balance Sheet > short Term Debt

10000000

Quarters > 0 > balance Sheet > long Term Debt

18274000

Quarters > 0 > balance Sheet > total Liabilities

1297183000

Quarters > 0 > balance Sheet > equity

157355000

Quarters > 0 > cash Flow > net Income

2359000

Quarters > 0 > cash Flow > depreciation

-4287000

Quarters > 0 > cash Flow > change In Working Capital

-2663000

Quarters > 0 > cash Flow > cash From Operations

-2599000

Quarters > 0 > cash Flow > capital Expenditures

509000

Quarters > 0 > cash Flow > cash From Investing

-50828000

Quarters > 0 > cash Flow > cash From Financing

23933000

Quarters > 0 > cash Flow > net Change In Cash

-29494000

Quarters > 0 > ratios > PE

0.18931554125706482

Quarters > 0 > ratios > PB

1.0088591892218233

Quarters > 0 > ratios > ROE

1.4991579549426455

Quarters > 0 > ratios > ROA

0.16218208118316607

Quarters > 0 > ratios > FCF

-3108000

Quarters > 0 > ratios > Piotroski FScore

2

Quarters > 0 > ratios > fcf Percent

-0.168628940372199

Quarters > 0 > health Score

33

Quarters > 1 > quarter

2025-06-30

Quarters > 1 > income Statement > revenue

18092000

Quarters > 1 > income Statement > cost Of Revenue

7116000

Quarters > 1 > income Statement > gross Profit

10976000

Quarters > 1 > income Statement > operating Expenses

11852000

Quarters > 1 > income Statement > operating Income

-876000

Quarters > 1 > income Statement > interest Expense

4864000

Quarters > 1 > income Statement > pretax Income

-876000

Quarters > 1 > income Statement > net Income

-359000

Quarters > 1 > income Statement > eps

-0.02881063133161775

Quarters > 1 > income Statement > dividends Per Share

1246000

Quarters > 1 > income Statement > shares Outstanding

12460678

Quarters > 1 > income Statement > income Tax Expense

-517000

Quarters > 1 > income Statement > EBITDA

-3872000

Quarters > 1 > income Statement > operating Margin

-4.841919080256467

Quarters > 1 > income Statement > total Other Income Expense Net

-

Quarters > 1 > balance Sheet > cash

132509000

Quarters > 1 > balance Sheet > short Term Investments

436965000

Quarters > 1 > balance Sheet > receivables

4824000

Quarters > 1 > balance Sheet > inventories

-

Quarters > 1 > balance Sheet > total Current Assets

574298000

Quarters > 1 > balance Sheet > property Plant Equipment

22385000

Quarters > 1 > balance Sheet > total Assets

1429177000

Quarters > 1 > balance Sheet > payables

-

Quarters > 1 > balance Sheet > short Term Debt

5000000

Quarters > 1 > balance Sheet > long Term Debt

28263000

Quarters > 1 > balance Sheet > total Liabilities

1273135000

Quarters > 1 > balance Sheet > equity

156042000

Quarters > 1 > cash Flow > net Income

-359000

Quarters > 1 > cash Flow > depreciation

-2996000

Quarters > 1 > cash Flow > change In Working Capital

2823000

Quarters > 1 > cash Flow > cash From Operations

2386000

Quarters > 1 > cash Flow > capital Expenditures

405000

Quarters > 1 > cash Flow > cash From Investing

-19616000

Quarters > 1 > cash Flow > cash From Financing

-14937000

Quarters > 1 > cash Flow > net Change In Cash

-32167000

Quarters > 1 > ratios > PE

-0.02881063133161775

Quarters > 1 > ratios > PB

1.017348135245639

Quarters > 1 > ratios > ROE

-0.23006626421091758

Quarters > 1 > ratios > ROA

-0.02511935190672674

Quarters > 1 > ratios > FCF

1981000

Quarters > 1 > ratios > Piotroski FScore

2

Quarters > 1 > ratios > fcf Percent

0.10949590979438426

Quarters > 1 > health Score

27

Quarters > 2 > quarter

2025-03-31

Quarters > 2 > income Statement > revenue

17909000

Quarters > 2 > income Statement > cost Of Revenue

4521000

Quarters > 2 > income Statement > gross Profit

13388000

Quarters > 2 > income Statement > operating Expenses

10875000

Quarters > 2 > income Statement > operating Income

2513000

Quarters > 2 > income Statement > interest Expense

4817000

Quarters > 2 > income Statement > pretax Income

2513000

Quarters > 2 > income Statement > net Income

2081000

Quarters > 2 > income Statement > eps

0.16700104325495546

Quarters > 2 > income Statement > dividends Per Share

1246000

Quarters > 2 > income Statement > shares Outstanding

12461000

Quarters > 2 > income Statement > income Tax Expense

432000

Quarters > 2 > income Statement > EBITDA

307000

Quarters > 2 > income Statement > operating Margin

14.032050924116366

Quarters > 2 > income Statement > total Other Income Expense Net

-13394000

Quarters > 2 > balance Sheet > cash

178265000

Quarters > 2 > balance Sheet > short Term Investments

333664000

Quarters > 2 > balance Sheet > receivables

5327000

Quarters > 2 > balance Sheet > inventories

-

Quarters > 2 > balance Sheet > total Current Assets

517256000

Quarters > 2 > balance Sheet > property Plant Equipment

22464000

Quarters > 2 > balance Sheet > total Assets

1442121000

Quarters > 2 > balance Sheet > payables

-

Quarters > 2 > balance Sheet > short Term Debt

5000000

Quarters > 2 > balance Sheet > long Term Debt

28253000

Quarters > 2 > balance Sheet > total Liabilities

1284626000

Quarters > 2 > balance Sheet > equity

157495000

Quarters > 2 > cash Flow > net Income

2081000

Quarters > 2 > cash Flow > depreciation

-2206000

Quarters > 2 > cash Flow > change In Working Capital

-160000

Quarters > 2 > cash Flow > cash From Operations

-617000

Quarters > 2 > cash Flow > capital Expenditures

104000

Quarters > 2 > cash Flow > cash From Investing

53515000

Quarters > 2 > cash Flow > cash From Financing

6676000

Quarters > 2 > cash Flow > net Change In Cash

59574000

Quarters > 2 > ratios > PE

0.16700104325495546

Quarters > 2 > ratios > PB

1.0079884440775897

Quarters > 2 > ratios > ROE

1.3213117876757992

Quarters > 2 > ratios > ROA

0.1443013450327677

Quarters > 2 > ratios > FCF

-721000

Quarters > 2 > ratios > Piotroski FScore

2

Quarters > 2 > ratios > fcf Percent

-0.04025908760958177

Quarters > 2 > health Score

32

Quarters > 3 > quarter

2024-12-31

Quarters > 3 > income Statement > revenue

18277000

Quarters > 3 > income Statement > cost Of Revenue

9660000

Quarters > 3 > income Statement > gross Profit

8617000

Quarters > 3 > income Statement > operating Expenses

11219000

Quarters > 3 > income Statement > operating Income

-2602000

Quarters > 3 > income Statement > interest Expense

5010000

Quarters > 3 > income Statement > pretax Income

-2602000

Quarters > 3 > income Statement > net Income

-1764000

Quarters > 3 > income Statement > eps

-0.14156167241794398

Quarters > 3 > income Statement > dividends Per Share

1247000

Quarters > 3 > income Statement > shares Outstanding

12461000

Quarters > 3 > income Statement > income Tax Expense

-838000

Quarters > 3 > income Statement > EBITDA

-3225000

Quarters > 3 > income Statement > operating Margin

-14.236472068720248

Quarters > 3 > income Statement > total Other Income Expense Net

-1899000

Quarters > 3 > balance Sheet > cash

118985000

Quarters > 3 > balance Sheet > short Term Investments

295834000

Quarters > 3 > balance Sheet > receivables

6401000

Quarters > 3 > balance Sheet > inventories

-

Quarters > 3 > balance Sheet > total Current Assets

421220000

Quarters > 3 > balance Sheet > property Plant Equipment

22889000

Quarters > 3 > balance Sheet > total Assets

1434814000

Quarters > 3 > balance Sheet > payables

-

Quarters > 3 > balance Sheet > short Term Debt

11046000

Quarters > 3 > balance Sheet > long Term Debt

38736000

Quarters > 3 > balance Sheet > total Liabilities

1278437000

Quarters > 3 > balance Sheet > equity

156377000

Quarters > 3 > cash Flow > net Income

-1764000

Quarters > 3 > cash Flow > depreciation

-623000

Quarters > 3 > cash Flow > change In Working Capital

1288000

Quarters > 3 > cash Flow > cash From Operations

4266000

Quarters > 3 > cash Flow > capital Expenditures

752000

Quarters > 3 > cash Flow > cash From Investing

-75435000

Quarters > 3 > cash Flow > cash From Financing

17720000

Quarters > 3 > cash Flow > net Change In Cash

-53449000

Quarters > 3 > ratios > PE

-0.14156167241794398

Quarters > 3 > ratios > PB

1.0151949455482585

Quarters > 3 > ratios > ROE

-1.1280431265467428

Quarters > 3 > ratios > ROA

-0.12294276470678428

Quarters > 3 > ratios > FCF

3514000

Quarters > 3 > ratios > Piotroski FScore

2

Quarters > 3 > ratios > fcf Percent

0.19226350057449254

Quarters > 3 > health Score

35

Valuation > metrics > PE

62.1053

Valuation > metrics > PB

1.0088591892218233

Valuation > final Score

50

Valuation > verdict

74.2% Overvalued

Profitability > metrics > ROE

1.4991579549426455

Profitability > metrics > ROA

0.3705606162710512

Profitability > metrics > Net Margin

0.12799088492214206

Profitability > final Score

23

Profitability > verdict

Weak

Risk > metrics > Debt Equity

8.243671951955768

Risk > metrics > Interest Coverage

0.55851588711269

Risk > final Score

8

Risk > verdict

High

Liquidity > metrics > Current Ratio

63.6603

Liquidity > metrics > Quick Ratio

63.6603

Liquidity > final Score

100

Liquidity > verdict

Great

Prev Valuations > 0

80

Prev Valuations > 1

100

Prev Valuations > 2

80

Prev Profitabilities > 0

0

Prev Profitabilities > 1

21

Prev Profitabilities > 2

0

Prev Risks > 0

5

Prev Risks > 1

8

Prev Risks > 2

4

Prev Liquidities > 0

100

Prev Liquidities > 1

100

Prev Liquidities > 2

100

Updated At

2025-12-14T00:16:28.737Z