_id

690f36eeccc777a4e85d17a2

Ticker

BMRC

Name

Bank of Marin Bancorp

Exchange

NASDAQ

Address

504 Redwood Blvd., Novato, CA, United States, 94947

Country

USA

Sector

Financial Services

Industry

Banks - Regional

Currency

USD

Website

https://www.bankofmarin.com

Description

Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, as well as time certificates of deposit, certificate of deposit account registry, and insured cash sweep services. It also provides commercial real estate, commercial and industrial, small business, and consumer loans, as well as construction financing and home equity lines of credit. In addition, the company offers merchant and payroll services; commercial equipment leasing program; payment solutions; treasury management services; credit cards; automated teller machines; and mobile deposit, remote deposit capture, automated clearing house, wire transfer, and image lockbox services. Further, it provides wealth management and trust services comprising customized investment portfolio management, trust administration, estate settlement, and custody services; international banking; and telephone and digital banking services. Bank of Marin Bancorp was founded in 1989 and is headquartered in Novato, California.

Last Close

27.53

Volume

173285

Current Price

27.91

Change

1.3803123864874645

Last Updated

2025-11-28T13:01:35.279Z

Image

-

Ipo Date

1999-12-23T00:00:00.000Z

Market Cap

436189408

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

0.9826666666666667

Sentiment Sources

3

Rating

4.1667

Target Price

29.2

Strong Buy

3

Buy

1

Hold

2

Sell

0

Strong Sell

0

Current Quarter

2025-09-30

Revenue

40656000

Cost Of Revenue

10876000

Gross Profit

29780000

Operating Expenses

20170000

Operating Income

9610000

Interest Expense

10876000

Pretax Income

9610000

Net Income

7526000

Eps

0.47232333375172586

Dividends Per Share

4024000

Shares Outstanding

16094686

Income Tax Expense

2084000

EBITDA

10117000

Operating Margin

23.637347500983864

Total Other Income Expense Net

-

Cash

219333000

Short Term Investments

52978000

Receivables

-

Inventories

-

Total Current Assets

272311000

Property Plant Equipment

24769000

Total Assets

3869021000

Payables

-

Short Term Debt

57000

Long Term Debt

-

Total Liabilities

3425203000

Equity

443818000

Depreciation

507000

Change In Working Capital

3906000

Cash From Operations

12480000

Capital Expenditures

411000

Cash From Investing

-

Cash From Financing

132376000

Net Change In Cash

-9530000

PE

43.629

PB

1.0020277230756751

ROE

1.6957401457354142

ROA

0.1945194921402598

FCF

12069000

Fcf Percent

0.29685655253837073

Piotroski FScore

4

Health Score

53

Deep Value Investing Score

7

Defensive Investing Score

3.5

Dividend Investing Score

3.5

Economic Moat Investing Score

7.8

Garp Investing Score

4.5

Growth Investing Score

4.5

Momentum Investing Score

4.5

Net Net Investing Score

5

Quality Investing Score

4.5

Value Investing Score

6

Quarters > 0 > quarter

2025-09-30

Quarters > 0 > income Statement > revenue

40656000

Quarters > 0 > income Statement > cost Of Revenue

10876000

Quarters > 0 > income Statement > gross Profit

29780000

Quarters > 0 > income Statement > operating Expenses

20170000

Quarters > 0 > income Statement > operating Income

9610000

Quarters > 0 > income Statement > interest Expense

10876000

Quarters > 0 > income Statement > pretax Income

9610000

Quarters > 0 > income Statement > net Income

7526000

Quarters > 0 > income Statement > eps

0.47232333375172586

Quarters > 0 > income Statement > dividends Per Share

4024000

Quarters > 0 > income Statement > shares Outstanding

15934000

Quarters > 0 > income Statement > income Tax Expense

2084000

Quarters > 0 > income Statement > EBITDA

10117000

Quarters > 0 > income Statement > operating Margin

23.637347500983864

Quarters > 0 > income Statement > total Other Income Expense Net

-

Quarters > 0 > balance Sheet > cash

219333000

Quarters > 0 > balance Sheet > short Term Investments

52978000

Quarters > 0 > balance Sheet > receivables

-

Quarters > 0 > balance Sheet > inventories

-

Quarters > 0 > balance Sheet > total Current Assets

272311000

Quarters > 0 > balance Sheet > property Plant Equipment

24769000

Quarters > 0 > balance Sheet > total Assets

3869021000

Quarters > 0 > balance Sheet > payables

-

Quarters > 0 > balance Sheet > short Term Debt

57000

Quarters > 0 > balance Sheet > long Term Debt

-

Quarters > 0 > balance Sheet > total Liabilities

3425203000

Quarters > 0 > balance Sheet > equity

443818000

Quarters > 0 > cash Flow > net Income

3080

Quarters > 0 > cash Flow > depreciation

507000

Quarters > 0 > cash Flow > change In Working Capital

3906000

Quarters > 0 > cash Flow > cash From Operations

12480000

Quarters > 0 > cash Flow > capital Expenditures

411000

Quarters > 0 > cash Flow > cash From Investing

-

Quarters > 0 > cash Flow > cash From Financing

132376000

Quarters > 0 > cash Flow > net Change In Cash

-9530000

Quarters > 0 > ratios > PE

0.47232333375172586

Quarters > 0 > ratios > PB

1.0020277230756751

Quarters > 0 > ratios > ROE

1.6957401457354142

Quarters > 0 > ratios > ROA

0.1945194921402598

Quarters > 0 > ratios > FCF

12069000

Quarters > 0 > ratios > Piotroski FScore

4

Quarters > 0 > ratios > fcf Percent

0.29685655253837073

Quarters > 0 > health Score

53

Quarters > 1 > quarter

2025-06-30

Quarters > 1 > income Statement > revenue

19613000

Quarters > 1 > income Statement > cost Of Revenue

10376000

Quarters > 1 > income Statement > gross Profit

9237000

Quarters > 1 > income Statement > operating Expenses

20436000

Quarters > 1 > income Statement > operating Income

-11199000

Quarters > 1 > income Statement > interest Expense

10376000

Quarters > 1 > income Statement > pretax Income

-11199000

Quarters > 1 > income Statement > net Income

-8536000

Quarters > 1 > income Statement > eps

-0.5338670335855901

Quarters > 1 > income Statement > dividends Per Share

4054000

Quarters > 1 > income Statement > shares Outstanding

15989000

Quarters > 1 > income Statement > income Tax Expense

-2663000

Quarters > 1 > income Statement > EBITDA

-10659000

Quarters > 1 > income Statement > operating Margin

-57.09988273084179

Quarters > 1 > income Statement > total Other Income Expense Net

-

Quarters > 1 > balance Sheet > cash

228863000

Quarters > 1 > balance Sheet > short Term Investments

61444000

Quarters > 1 > balance Sheet > receivables

-

Quarters > 1 > balance Sheet > inventories

-

Quarters > 1 > balance Sheet > total Current Assets

290307000

Quarters > 1 > balance Sheet > property Plant Equipment

25788000

Quarters > 1 > balance Sheet > total Assets

3726193000

Quarters > 1 > balance Sheet > payables

-

Quarters > 1 > balance Sheet > short Term Debt

77000

Quarters > 1 > balance Sheet > long Term Debt

-

Quarters > 1 > balance Sheet > total Liabilities

3287655000

Quarters > 1 > balance Sheet > equity

438538000

Quarters > 1 > cash Flow > net Income

2930

Quarters > 1 > cash Flow > depreciation

540000

Quarters > 1 > cash Flow > change In Working Capital

-2758000

Quarters > 1 > cash Flow > cash From Operations

8040000

Quarters > 1 > cash Flow > capital Expenditures

967000

Quarters > 1 > cash Flow > cash From Investing

24089000

Quarters > 1 > cash Flow > cash From Financing

-63190000

Quarters > 1 > cash Flow > net Change In Cash

-31061000

Quarters > 1 > ratios > PE

-0.5338670335855901

Quarters > 1 > ratios > PB

1.0175925233389125

Quarters > 1 > ratios > ROE

-1.9464675809165912

Quarters > 1 > ratios > ROA

-0.22908099499945386

Quarters > 1 > ratios > FCF

7073000

Quarters > 1 > ratios > Piotroski FScore

2

Quarters > 1 > ratios > fcf Percent

0.3606281547952888

Quarters > 1 > health Score

36

Quarters > 2 > quarter

2025-03-31

Quarters > 2 > income Statement > revenue

37181000

Quarters > 2 > income Statement > cost Of Revenue

10368000

Quarters > 2 > income Statement > gross Profit

26813000

Quarters > 2 > income Statement > operating Expenses

20332000

Quarters > 2 > income Statement > operating Income

6481000

Quarters > 2 > income Statement > interest Expense

10293000

Quarters > 2 > income Statement > pretax Income

6481000

Quarters > 2 > income Statement > net Income

4876000

Quarters > 2 > income Statement > eps

0.3047119110111236

Quarters > 2 > income Statement > dividends Per Share

4025000

Quarters > 2 > income Statement > shares Outstanding

16002000

Quarters > 2 > income Statement > income Tax Expense

1605000

Quarters > 2 > income Statement > EBITDA

7030000

Quarters > 2 > income Statement > operating Margin

17.430945913235256

Quarters > 2 > income Statement > total Other Income Expense Net

-10293000

Quarters > 2 > balance Sheet > cash

259924000

Quarters > 2 > balance Sheet > short Term Investments

406009000

Quarters > 2 > balance Sheet > receivables

-

Quarters > 2 > balance Sheet > inventories

-

Quarters > 2 > balance Sheet > total Current Assets

665933000

Quarters > 2 > balance Sheet > property Plant Equipment

25900000

Quarters > 2 > balance Sheet > total Assets

3784243000

Quarters > 2 > balance Sheet > payables

-

Quarters > 2 > balance Sheet > short Term Debt

116000

Quarters > 2 > balance Sheet > long Term Debt

-

Quarters > 2 > balance Sheet > total Liabilities

3344677000

Quarters > 2 > balance Sheet > equity

439566000

Quarters > 2 > cash Flow > net Income

4876000

Quarters > 2 > cash Flow > depreciation

549000

Quarters > 2 > cash Flow > change In Working Capital

-1173000

Quarters > 2 > cash Flow > cash From Operations

4936000

Quarters > 2 > cash Flow > capital Expenditures

314000

Quarters > 2 > cash Flow > cash From Investing

39879000

Quarters > 2 > cash Flow > cash From Financing

77805000

Quarters > 2 > cash Flow > net Change In Cash

122620000

Quarters > 2 > ratios > PE

0.3047119110111236

Quarters > 2 > ratios > PB

1.0160381376175591

Quarters > 2 > ratios > ROE

1.1092759676590092

Quarters > 2 > ratios > ROA

0.12885007648821706

Quarters > 2 > ratios > FCF

4622000

Quarters > 2 > ratios > Piotroski FScore

4

Quarters > 2 > ratios > fcf Percent

0.12431080390522041

Quarters > 2 > health Score

45

Quarters > 3 > quarter

2024-12-31

Quarters > 3 > income Statement > revenue

38391000

Quarters > 3 > income Statement > cost Of Revenue

11246000

Quarters > 3 > income Statement > gross Profit

27145000

Quarters > 3 > income Statement > operating Expenses

17500000

Quarters > 3 > income Statement > operating Income

9645000

Quarters > 3 > income Statement > interest Expense

11246000

Quarters > 3 > income Statement > pretax Income

9645000

Quarters > 3 > income Statement > net Income

6001000

Quarters > 3 > income Statement > eps

0.3758376651844429

Quarters > 3 > income Statement > dividends Per Share

4020000

Quarters > 3 > income Statement > shares Outstanding

15967000

Quarters > 3 > income Statement > income Tax Expense

3644000

Quarters > 3 > income Statement > EBITDA

10223000

Quarters > 3 > income Statement > operating Margin

25.12307572087208

Quarters > 3 > income Statement > total Other Income Expense Net

9645000

Quarters > 3 > balance Sheet > cash

137304000

Quarters > 3 > balance Sheet > short Term Investments

135734000

Quarters > 3 > balance Sheet > receivables

164298000

Quarters > 3 > balance Sheet > inventories

-

Quarters > 3 > balance Sheet > total Current Assets

273038000

Quarters > 3 > balance Sheet > property Plant Equipment

25857000

Quarters > 3 > balance Sheet > total Assets

3701335000

Quarters > 3 > balance Sheet > payables

-

Quarters > 3 > balance Sheet > short Term Debt

154000

Quarters > 3 > balance Sheet > long Term Debt

-

Quarters > 3 > balance Sheet > total Liabilities

3265928000

Quarters > 3 > balance Sheet > equity

435407000

Quarters > 3 > cash Flow > net Income

6001000

Quarters > 3 > cash Flow > depreciation

578000

Quarters > 3 > cash Flow > change In Working Capital

5021000

Quarters > 3 > cash Flow > cash From Operations

10714000

Quarters > 3 > cash Flow > capital Expenditures

164000

Quarters > 3 > cash Flow > cash From Investing

-9278000

Quarters > 3 > cash Flow > cash From Financing

-93304000

Quarters > 3 > cash Flow > net Change In Cash

-91868000

Quarters > 3 > ratios > PE

0.3758376651844429

Quarters > 3 > ratios > PB

1.0234997829616888

Quarters > 3 > ratios > ROE

1.3782506941780908

Quarters > 3 > ratios > ROA

0.16213069068322644

Quarters > 3 > ratios > FCF

10550000

Quarters > 3 > ratios > Piotroski FScore

4

Quarters > 3 > ratios > fcf Percent

0.27480399051861115

Quarters > 3 > health Score

53

Valuation > metrics > PE

43.629

Valuation > metrics > PB

1.0020277230756751

Valuation > final Score

57.6452

Valuation > verdict

37.3% Overvalued

Profitability > metrics > ROE

1.6957401457354142

Profitability > metrics > ROA

2.7637517397387548

Profitability > metrics > Net Margin

0.18511412829594648

Profitability > final Score

39

Profitability > verdict

Weak

Risk > metrics > Debt Equity

7.717584685614374

Risk > metrics > Interest Coverage

0.8835969106289077

Risk > final Score

10

Risk > verdict

High

Liquidity > metrics > Current Ratio

4777.3859649122805

Liquidity > metrics > Quick Ratio

4777.3859649122805

Liquidity > final Score

100

Liquidity > verdict

Great

Prev Valuations > 0

80

Prev Valuations > 1

100

Prev Valuations > 2

100

Prev Profitabilities > 0

0

Prev Profitabilities > 1

24

Prev Profitabilities > 2

33

Prev Risks > 0

2

Prev Risks > 1

9

Prev Risks > 2

9

Prev Liquidities > 0

100

Prev Liquidities > 1

100

Prev Liquidities > 2

100

Updated At

2025-12-14T00:17:19.725Z