_id

690f386bccc777a4e85d1861

Ticker

BRO

Name

Brown & Brown Inc

Exchange

NYSE

Address

300 North Beach Street, Daytona Beach, FL, United States, 32114

Country

USA

Sector

Financial Services

Industry

Insurance Brokers

Currency

USD

Website

https://www.bbrown.com

Description

Brown & Brown, Inc. markets and sells insurance products and services in the United States, Canada, Ireland, the United Kingdom, and internationally. It operates through four segments: Retail, Programs, Wholesale Brokerage, and Services. The Retail segment provides property and casualty, employee benefits insurance products, personal insurance products, specialties insurance products, risk management strategies, loss control survey and analysis, consultancy, and claims processing services. It serves commercial, public and quasi-public entities, professional, and individual customers. The Programs segment offers professional liability and related package insurance products for dentistry, legal, eyecare, insurance, financial, physicians, real estate title professionals, as well as supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities. This segment also provides public entity-related and specialty programs through a network of independent agents; and program management services for insurance carrier partners. The Wholesale Brokerage segment markets and sells excess and surplus commercial and personal lines insurance through independent agents and brokers. The Services segment offers third-party claims administration and medical utilization management services in the workers' compensation and all-lines liability arenas, Medicare Set-aside, Social Security disability, Medicare benefits advocacy, and claims adjusting services. Brown & Brown, Inc. was founded in 1939 and is headquartered in Daytona Beach, Florida.

Last Close

79.55

Volume

1365251

Current Price

81.62

Change

2.602137020741681

Last Updated

2025-11-28T13:08:26.473Z

Image

-

Ipo Date

1992-03-03T00:00:00.000Z

Market Cap

27467302912

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

0.9806250000000001

Sentiment Sources

16

Rating

3.5833

Target Price

93.5

Strong Buy

3

Buy

2

Hold

6

Sell

1

Strong Sell

0

Current Quarter

2025-09-30

Revenue

1606000000

Cost Of Revenue

793000000

Gross Profit

813000000

Operating Expenses

391000000

Operating Income

422000000

Interest Expense

100000000

Pretax Income

311000000

Net Income

227000000

Eps

0.6837349397590361

Dividends Per Share

51000000

Shares Outstanding

341420790

Income Tax Expense

82000000

EBITDA

529000000

Operating Margin

26.276463262764633

Total Other Income Expense Net

-111000000

Cash

3461000000

Short Term Investments

-

Receivables

3408000000

Inventories

-

Total Current Assets

8143000000

Property Plant Equipment

635000000

Total Assets

29354000000

Payables

849000000

Short Term Debt

75000000

Long Term Debt

7653000000

Total Liabilities

16947000000

Equity

12407000000

Depreciation

107000000

Change In Working Capital

65000000

Cash From Operations

468000000

Capital Expenditures

32000000

Cash From Investing

-7514000000

Cash From Financing

-130000000

Net Change In Cash

-7195000000

PE

24.3788

PB

2.1840767308777305

ROE

1.8296123156282744

ROA

0.7733187981195067

FCF

436000000

Fcf Percent

0.2714819427148194

Piotroski FScore

4

Health Score

62

Deep Value Investing Score

4.5

Defensive Investing Score

6.5

Dividend Investing Score

3.5

Economic Moat Investing Score

6.8

Garp Investing Score

4.5

Growth Investing Score

4.5

Momentum Investing Score

4.5

Net Net Investing Score

2.5

Quality Investing Score

6

Value Investing Score

5

Quarters > 0 > quarter

2025-09-30

Quarters > 0 > income Statement > revenue

1606000000

Quarters > 0 > income Statement > cost Of Revenue

793000000

Quarters > 0 > income Statement > gross Profit

813000000

Quarters > 0 > income Statement > operating Expenses

391000000

Quarters > 0 > income Statement > operating Income

422000000

Quarters > 0 > income Statement > interest Expense

100000000

Quarters > 0 > income Statement > pretax Income

311000000

Quarters > 0 > income Statement > net Income

227000000

Quarters > 0 > income Statement > eps

0.6837349397590361

Quarters > 0 > income Statement > dividends Per Share

51000000

Quarters > 0 > income Statement > shares Outstanding

332000000

Quarters > 0 > income Statement > income Tax Expense

82000000

Quarters > 0 > income Statement > EBITDA

529000000

Quarters > 0 > income Statement > operating Margin

26.276463262764633

Quarters > 0 > income Statement > total Other Income Expense Net

-111000000

Quarters > 0 > balance Sheet > cash

3461000000

Quarters > 0 > balance Sheet > short Term Investments

-

Quarters > 0 > balance Sheet > receivables

3408000000

Quarters > 0 > balance Sheet > inventories

-

Quarters > 0 > balance Sheet > total Current Assets

8143000000

Quarters > 0 > balance Sheet > property Plant Equipment

635000000

Quarters > 0 > balance Sheet > total Assets

29354000000

Quarters > 0 > balance Sheet > payables

849000000

Quarters > 0 > balance Sheet > short Term Debt

75000000

Quarters > 0 > balance Sheet > long Term Debt

7653000000

Quarters > 0 > balance Sheet > total Liabilities

16947000000

Quarters > 0 > balance Sheet > equity

12407000000

Quarters > 0 > cash Flow > net Income

230000000

Quarters > 0 > cash Flow > depreciation

107000000

Quarters > 0 > cash Flow > change In Working Capital

65000000

Quarters > 0 > cash Flow > cash From Operations

468000000

Quarters > 0 > cash Flow > capital Expenditures

32000000

Quarters > 0 > cash Flow > cash From Investing

-7514000000

Quarters > 0 > cash Flow > cash From Financing

-130000000

Quarters > 0 > cash Flow > net Change In Cash

-7195000000

Quarters > 0 > ratios > PE

0.6837349397590361

Quarters > 0 > ratios > PB

2.1840767308777305

Quarters > 0 > ratios > ROE

1.8296123156282744

Quarters > 0 > ratios > ROA

0.7733187981195067

Quarters > 0 > ratios > FCF

436000000

Quarters > 0 > ratios > Piotroski FScore

4

Quarters > 0 > ratios > fcf Percent

0.2714819427148194

Quarters > 0 > health Score

62

Quarters > 1 > quarter

2025-06-30

Quarters > 1 > income Statement > revenue

1249000000

Quarters > 1 > income Statement > cost Of Revenue

640000000

Quarters > 1 > income Statement > gross Profit

609000000

Quarters > 1 > income Statement > operating Expenses

272000000

Quarters > 1 > income Statement > operating Income

337000000

Quarters > 1 > income Statement > interest Expense

53000000

Quarters > 1 > income Statement > pretax Income

311000000

Quarters > 1 > income Statement > net Income

231000000

Quarters > 1 > income Statement > eps

0.78839590443686

Quarters > 1 > income Statement > dividends Per Share

43000000

Quarters > 1 > income Statement > shares Outstanding

293000000

Quarters > 1 > income Statement > income Tax Expense

77000000

Quarters > 1 > income Statement > EBITDA

426000000

Quarters > 1 > income Statement > operating Margin

26.98158526821457

Quarters > 1 > income Statement > total Other Income Expense Net

-26000000

Quarters > 1 > balance Sheet > cash

8893000000

Quarters > 1 > balance Sheet > short Term Investments

-

Quarters > 1 > balance Sheet > receivables

2652000000

Quarters > 1 > balance Sheet > inventories

-

Quarters > 1 > balance Sheet > total Current Assets

14443000000

Quarters > 1 > balance Sheet > property Plant Equipment

532000000

Quarters > 1 > balance Sheet > total Assets

25636000000

Quarters > 1 > balance Sheet > payables

382000000

Quarters > 1 > balance Sheet > short Term Debt

121000000

Quarters > 1 > balance Sheet > long Term Debt

7470000000

Quarters > 1 > balance Sheet > total Liabilities

14019000000

Quarters > 1 > balance Sheet > equity

11594000000

Quarters > 1 > cash Flow > net Income

235000000

Quarters > 1 > cash Flow > depreciation

62000000

Quarters > 1 > cash Flow > change In Working Capital

-13000000

Quarters > 1 > cash Flow > cash From Operations

325000000

Quarters > 1 > cash Flow > capital Expenditures

15000000

Quarters > 1 > cash Flow > cash From Investing

-108000000

Quarters > 1 > cash Flow > cash From Financing

8199000000

Quarters > 1 > cash Flow > net Change In Cash

8479000000

Quarters > 1 > ratios > PE

0.78839590443686

Quarters > 1 > ratios > PB

2.062675521821632

Quarters > 1 > ratios > ROE

1.9924098671726755

Quarters > 1 > ratios > ROA

0.9010766110157591

Quarters > 1 > ratios > FCF

310000000

Quarters > 1 > ratios > Piotroski FScore

4

Quarters > 1 > ratios > fcf Percent

0.24819855884707767

Quarters > 1 > health Score

62

Quarters > 2 > quarter

2025-03-31

Quarters > 2 > income Statement > revenue

1385000000

Quarters > 2 > income Statement > cost Of Revenue

683000000

Quarters > 2 > income Statement > gross Profit

702000000

Quarters > 2 > income Statement > operating Expenses

250000000

Quarters > 2 > income Statement > operating Income

452000000

Quarters > 2 > income Statement > interest Expense

48000000

Quarters > 2 > income Statement > pretax Income

427000000

Quarters > 2 > income Statement > net Income

331000000

Quarters > 2 > income Statement > eps

1.1614035087719299

Quarters > 2 > income Statement > dividends Per Share

43000000

Quarters > 2 > income Statement > shares Outstanding

285000000

Quarters > 2 > income Statement > income Tax Expense

93000000

Quarters > 2 > income Statement > EBITDA

539000000

Quarters > 2 > income Statement > operating Margin

32.635379061371836

Quarters > 2 > income Statement > total Other Income Expense Net

-25000000

Quarters > 2 > balance Sheet > cash

669000000

Quarters > 2 > balance Sheet > short Term Investments

-

Quarters > 2 > balance Sheet > receivables

2666000000

Quarters > 2 > balance Sheet > inventories

-

Quarters > 2 > balance Sheet > total Current Assets

5917000000

Quarters > 2 > balance Sheet > property Plant Equipment

524000000

Quarters > 2 > balance Sheet > total Assets

16760000000

Quarters > 2 > balance Sheet > payables

481000000

Quarters > 2 > balance Sheet > short Term Debt

75000000

Quarters > 2 > balance Sheet > long Term Debt

3731000000

Quarters > 2 > balance Sheet > total Liabilities

9919000000

Quarters > 2 > balance Sheet > equity

6821000000

Quarters > 2 > cash Flow > net Income

334000000

Quarters > 2 > cash Flow > depreciation

64000000

Quarters > 2 > cash Flow > change In Working Capital

-204000000

Quarters > 2 > cash Flow > cash From Operations

213000000

Quarters > 2 > cash Flow > capital Expenditures

17000000

Quarters > 2 > cash Flow > cash From Investing

-79000000

Quarters > 2 > cash Flow > cash From Financing

-218000000

Quarters > 2 > cash Flow > net Change In Cash

-62000000

Quarters > 2 > ratios > PE

1.1614035087719299

Quarters > 2 > ratios > PB

3.410306406685237

Quarters > 2 > ratios > ROE

4.852660900161267

Quarters > 2 > ratios > ROA

1.9749403341288785

Quarters > 2 > ratios > FCF

196000000

Quarters > 2 > ratios > Piotroski FScore

3

Quarters > 2 > ratios > fcf Percent

0.14151624548736463

Quarters > 2 > health Score

53

Quarters > 3 > quarter

2024-12-31

Quarters > 3 > income Statement > revenue

1089000000

Quarters > 3 > income Statement > cost Of Revenue

583000000

Quarters > 3 > income Statement > gross Profit

506000000

Quarters > 3 > income Statement > operating Expenses

269000000

Quarters > 3 > income Statement > operating Income

237000000

Quarters > 3 > income Statement > interest Expense

54000000

Quarters > 3 > income Statement > pretax Income

275000000

Quarters > 3 > income Statement > net Income

210000000

Quarters > 3 > income Statement > eps

0.7394366197183099

Quarters > 3 > income Statement > dividends Per Share

43000000

Quarters > 3 > income Statement > shares Outstanding

284000000

Quarters > 3 > income Statement > income Tax Expense

64000000

Quarters > 3 > income Statement > EBITDA

387000000

Quarters > 3 > income Statement > operating Margin

21.763085399449036

Quarters > 3 > income Statement > total Other Income Expense Net

38000000

Quarters > 3 > balance Sheet > cash

675000000

Quarters > 3 > balance Sheet > short Term Investments

10000000

Quarters > 3 > balance Sheet > receivables

3538000000

Quarters > 3 > balance Sheet > inventories

-

Quarters > 3 > balance Sheet > total Current Assets

6924000000

Quarters > 3 > balance Sheet > property Plant Equipment

519000000

Quarters > 3 > balance Sheet > total Assets

17612000000

Quarters > 3 > balance Sheet > payables

373000000

Quarters > 3 > balance Sheet > short Term Debt

272000000

Quarters > 3 > balance Sheet > long Term Debt

3599000000

Quarters > 3 > balance Sheet > total Liabilities

11175000000

Quarters > 3 > balance Sheet > equity

6437000000

Quarters > 3 > cash Flow > net Income

211000000

Quarters > 3 > cash Flow > depreciation

58000000

Quarters > 3 > cash Flow > change In Working Capital

33000000

Quarters > 3 > cash Flow > cash From Operations

361000000

Quarters > 3 > cash Flow > capital Expenditures

20000000

Quarters > 3 > cash Flow > cash From Investing

-779000000

Quarters > 3 > cash Flow > cash From Financing

277000000

Quarters > 3 > cash Flow > net Change In Cash

-199000000

Quarters > 3 > ratios > PE

0.7394366197183099

Quarters > 3 > ratios > PB

3.601068820879292

Quarters > 3 > ratios > ROE

3.262389311791207

Quarters > 3 > ratios > ROA

1.192368839427663

Quarters > 3 > ratios > FCF

341000000

Quarters > 3 > ratios > Piotroski FScore

4

Quarters > 3 > ratios > fcf Percent

0.31313131313131315

Quarters > 3 > health Score

58

Valuation > metrics > PE

24.3788

Valuation > metrics > PB

2.1840767308777305

Valuation > final Score

100

Valuation > verdict

Fair

Profitability > metrics > ROE

1.8296123156282744

Profitability > metrics > ROA

2.7876703917475134

Profitability > metrics > Net Margin

0.14134495641344957

Profitability > final Score

33

Profitability > verdict

Weak

Risk > metrics > Debt Equity

1.3659224631256548

Risk > metrics > Interest Coverage

4.22

Risk > final Score

47

Risk > verdict

High

Liquidity > metrics > Current Ratio

8.812770562770563

Liquidity > metrics > Quick Ratio

8.812770562770563

Liquidity > final Score

100

Liquidity > verdict

Great

Prev Valuations > 0

100

Prev Valuations > 1

65.89693593314763

Prev Valuations > 2

63.98931179120708

Prev Profitabilities > 0

37

Prev Profitabilities > 1

56

Prev Profitabilities > 2

45

Prev Risks > 0

55

Prev Risks > 1

68

Prev Risks > 2

48

Prev Liquidities > 0

100

Prev Liquidities > 1

100

Prev Liquidities > 2

100

Updated At

2025-12-14T00:17:53.486Z