_id

690f38c4ccc777a4e85d1886

Ticker

BSAC

Name

Banco Santander Chile

Exchange

NYSE

Address

Bandera 140, Santiago, Chile

Country

USA

Sector

Financial Services

Industry

Banks - Regional

Currency

USD

Website

https://banco.santander.cl

Description

Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail, Wealth Management & Insurance, Middle-Market, Corporate and Investment Banking, and Corporate Activities and Other segments. The company offers checking accounts and savings products; debit and credit cards; consumer, auto, commercial, mortgage, and government-guaranteed loans; and Chilean peso and foreign currency denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines, as well as mortgage financing services. It also provides mutual fund management, insurance and securities brokerage, foreign exchange services, financial leasing, financial consulting and advisory, investment management, foreign trade, leasing, factoring, treasury, and transactional services, as well as specialized services to finance residential projects. In addition, the company offers short-term financing and funding, and brokerage services, as well as derivatives, securitization, and other products; and manages capital allocations. Further, it provides health, life, travel, automobile, and unemployment insurance products; personal and corporate protection products; guarantees; international investment accounts, structured funds, and alternative investment funds; and wealth management and open architecture, asset management, and private banking services. It serves individuals, small to middle-sized companies, and other companies, as well as universities, government agencies, municipalities, regional governments, and construction and real estate companies. The company was incorporated in 1977 and is headquartered in Santiago, Chile. Banco Santander-Chile is a subsidiary of Banco Santander, S.A.

Last Close

31.03

Volume

203542

Current Price

30.58

Change

-1.4502094747019105

Last Updated

2025-11-28T13:09:58.888Z

Image

-

Ipo Date

1994-05-23T00:00:00.000Z

Market Cap

14100482048

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

0.92025

Sentiment Sources

8

Rating

3

Target Price

27.6071

Strong Buy

1

Buy

0

Hold

8

Sell

2

Strong Sell

0

Current Quarter

2025-09-30

Revenue

1088622000000

Cost Of Revenue

567270000000

Gross Profit

521352000000

Operating Expenses

216874000000

Operating Income

304478000000

Interest Expense

422901000000

Pretax Income

304478000000

Net Income

247514000000

Eps

525.3788001972349

Dividends Per Share

0

Shares Outstanding

471115317

Income Tax Expense

53612000000

EBITDA

337602000000

Operating Margin

27.96912059466004

Total Other Income Expense Net

-10866000000

Cash

3956078000000

Short Term Investments

4294874000000

Receivables

91000000

Inventories

-

Total Current Assets

8251043000000

Property Plant Equipment

288770000000

Total Assets

68240207000000

Payables

742463000000

Short Term Debt

3331393000000

Long Term Debt

11824074000000

Total Liabilities

63532739000000

Equity

4592379000000

Depreciation

33124000000

Change In Working Capital

58518000000

Cash From Operations

321265000000

Capital Expenditures

19801000000

Cash From Investing

-

Cash From Financing

-107446000000

Net Change In Cash

-1864418000000

PE

12.3169

PB

0.0031370900341326355

ROE

5.389668404981383

ROA

0.3627099196812225

FCF

301464000000

Fcf Percent

0.27692256816415617

Piotroski FScore

4

Health Score

41

Deep Value Investing Score

8.5

Defensive Investing Score

7

Dividend Investing Score

5

Economic Moat Investing Score

8.3

Garp Investing Score

2.5

Growth Investing Score

3

Momentum Investing Score

5

Net Net Investing Score

4

Quality Investing Score

5.5

Value Investing Score

7

Quarters > 0 > quarter

2025-09-30

Quarters > 0 > income Statement > revenue

1088622000000

Quarters > 0 > income Statement > cost Of Revenue

567270000000

Quarters > 0 > income Statement > gross Profit

521352000000

Quarters > 0 > income Statement > operating Expenses

216874000000

Quarters > 0 > income Statement > operating Income

304478000000

Quarters > 0 > income Statement > interest Expense

422901000000

Quarters > 0 > income Statement > pretax Income

304478000000

Quarters > 0 > income Statement > net Income

247514000000

Quarters > 0 > income Statement > eps

525.3788001972349

Quarters > 0 > income Statement > dividends Per Share

0

Quarters > 0 > income Statement > shares Outstanding

471115317

Quarters > 0 > income Statement > income Tax Expense

53612000000

Quarters > 0 > income Statement > EBITDA

337602000000

Quarters > 0 > income Statement > operating Margin

27.96912059466004

Quarters > 0 > income Statement > total Other Income Expense Net

-10866000000

Quarters > 0 > balance Sheet > cash

3956078000000

Quarters > 0 > balance Sheet > short Term Investments

4294874000000

Quarters > 0 > balance Sheet > receivables

91000000

Quarters > 0 > balance Sheet > inventories

-

Quarters > 0 > balance Sheet > total Current Assets

8251043000000

Quarters > 0 > balance Sheet > property Plant Equipment

288770000000

Quarters > 0 > balance Sheet > total Assets

68240207000000

Quarters > 0 > balance Sheet > payables

742463000000

Quarters > 0 > balance Sheet > short Term Debt

3331393000000

Quarters > 0 > balance Sheet > long Term Debt

11824074000000

Quarters > 0 > balance Sheet > total Liabilities

63532739000000

Quarters > 0 > balance Sheet > equity

4592379000000

Quarters > 0 > cash Flow > net Income

247514000000

Quarters > 0 > cash Flow > depreciation

33124000000

Quarters > 0 > cash Flow > change In Working Capital

58518000000

Quarters > 0 > cash Flow > cash From Operations

321265000000

Quarters > 0 > cash Flow > capital Expenditures

19801000000

Quarters > 0 > cash Flow > cash From Investing

-

Quarters > 0 > cash Flow > cash From Financing

-107446000000

Quarters > 0 > cash Flow > net Change In Cash

-1864418000000

Quarters > 0 > ratios > PE

525.3788001972349

Quarters > 0 > ratios > PB

0.0031370900341326355

Quarters > 0 > ratios > ROE

5.389668404981383

Quarters > 0 > ratios > ROA

0.3627099196812225

Quarters > 0 > ratios > FCF

301464000000

Quarters > 0 > ratios > Piotroski FScore

4

Quarters > 0 > ratios > fcf Percent

0.27692256816415617

Quarters > 0 > health Score

41

Quarters > 1 > quarter

2025-06-30

Quarters > 1 > income Statement > revenue

1193802000000

Quarters > 1 > income Statement > cost Of Revenue

565098000000

Quarters > 1 > income Statement > gross Profit

628704000000

Quarters > 1 > income Statement > operating Expenses

302067000000

Quarters > 1 > income Statement > operating Income

326637000000

Quarters > 1 > income Statement > interest Expense

418397000000

Quarters > 1 > income Statement > pretax Income

326637000000

Quarters > 1 > income Statement > net Income

272558000000

Quarters > 1 > income Statement > eps

578.5377595778742

Quarters > 1 > income Statement > dividends Per Share

600336000000

Quarters > 1 > income Statement > shares Outstanding

471115317

Quarters > 1 > income Statement > income Tax Expense

49820000000

Quarters > 1 > income Statement > EBITDA

359487000000

Quarters > 1 > income Statement > operating Margin

27.361069926168664

Quarters > 1 > income Statement > total Other Income Expense Net

-30149000000

Quarters > 1 > balance Sheet > cash

4372584000000

Quarters > 1 > balance Sheet > short Term Investments

2187454000000

Quarters > 1 > balance Sheet > receivables

1126177000000

Quarters > 1 > balance Sheet > inventories

-

Quarters > 1 > balance Sheet > total Current Assets

7720695000000

Quarters > 1 > balance Sheet > property Plant Equipment

298389000000

Quarters > 1 > balance Sheet > total Assets

66188442000000

Quarters > 1 > balance Sheet > payables

544928000000

Quarters > 1 > balance Sheet > short Term Debt

2544756000000

Quarters > 1 > balance Sheet > long Term Debt

10677237000000

Quarters > 1 > balance Sheet > total Liabilities

61562416000000

Quarters > 1 > balance Sheet > equity

4514322000000

Quarters > 1 > cash Flow > net Income

272558000000

Quarters > 1 > cash Flow > depreciation

32850000000

Quarters > 1 > cash Flow > change In Working Capital

519606000000

Quarters > 1 > cash Flow > cash From Operations

897706000000

Quarters > 1 > cash Flow > capital Expenditures

11318000000

Quarters > 1 > cash Flow > cash From Investing

-19281000000

Quarters > 1 > cash Flow > cash From Financing

-1176056000000

Quarters > 1 > cash Flow > net Change In Cash

-304283000000

Quarters > 1 > ratios > PE

578.5377595778742

Quarters > 1 > ratios > PB

0.0031913333594413514

Quarters > 1 > ratios > ROE

6.037628684883356

Quarters > 1 > ratios > ROA

0.4117909286941669

Quarters > 1 > ratios > FCF

886388000000

Quarters > 1 > ratios > Piotroski FScore

4

Quarters > 1 > ratios > fcf Percent

0.7424916359664333

Quarters > 1 > health Score

42

Quarters > 2 > quarter

2025-03-31

Quarters > 2 > income Statement > revenue

1052456000000

Quarters > 2 > income Statement > cost Of Revenue

553678000000

Quarters > 2 > income Statement > gross Profit

498778000000

Quarters > 2 > income Statement > operating Expenses

164244000000

Quarters > 2 > income Statement > operating Income

334534000000

Quarters > 2 > income Statement > interest Expense

414177000000

Quarters > 2 > income Statement > pretax Income

334534000000

Quarters > 2 > income Statement > net Income

277797000000

Quarters > 2 > income Statement > eps

589.6581791672038

Quarters > 2 > income Statement > dividends Per Share

-

Quarters > 2 > income Statement > shares Outstanding

471115317

Quarters > 2 > income Statement > income Tax Expense

52797000000

Quarters > 2 > income Statement > EBITDA

369710000000

Quarters > 2 > income Statement > operating Margin

31.78603191012261

Quarters > 2 > income Statement > total Other Income Expense Net

-27033000000

Quarters > 2 > balance Sheet > cash

2903815000000

Quarters > 2 > balance Sheet > short Term Investments

3624919000000

Quarters > 2 > balance Sheet > receivables

79000000

Quarters > 2 > balance Sheet > inventories

-

Quarters > 2 > balance Sheet > total Current Assets

6528813000000

Quarters > 2 > balance Sheet > property Plant Equipment

305446000000

Quarters > 2 > balance Sheet > total Assets

67059423000000

Quarters > 2 > balance Sheet > payables

-

Quarters > 2 > balance Sheet > short Term Debt

1212769000000

Quarters > 2 > balance Sheet > long Term Debt

10230369000000

Quarters > 2 > balance Sheet > total Liabilities

62552022000000

Quarters > 2 > balance Sheet > equity

4400233000000

Quarters > 2 > cash Flow > net Income

277797000000

Quarters > 2 > cash Flow > depreciation

35176000000

Quarters > 2 > cash Flow > change In Working Capital

-173983000000

Quarters > 2 > cash Flow > cash From Operations

-189151000000

Quarters > 2 > cash Flow > capital Expenditures

18727000000

Quarters > 2 > cash Flow > cash From Investing

-22987000000

Quarters > 2 > cash Flow > cash From Financing

-394792000000

Quarters > 2 > cash Flow > net Change In Cash

-602301000000

Quarters > 2 > ratios > PE

589.6581791672038

Quarters > 2 > ratios > PB

0.0032740780758337114

Quarters > 2 > ratios > ROE

6.313233867388386

Quarters > 2 > ratios > ROA

0.4142549809890252

Quarters > 2 > ratios > FCF

-207878000000

Quarters > 2 > ratios > Piotroski FScore

2

Quarters > 2 > ratios > fcf Percent

-0.19751704584324664

Quarters > 2 > health Score

22

Quarters > 3 > quarter

2024-12-31

Quarters > 3 > income Statement > revenue

1242539000000

Quarters > 3 > income Statement > cost Of Revenue

751858000000

Quarters > 3 > income Statement > gross Profit

490681000000

Quarters > 3 > income Statement > operating Expenses

156032000000

Quarters > 3 > income Statement > operating Income

334649000000

Quarters > 3 > income Statement > interest Expense

641243000000

Quarters > 3 > income Statement > pretax Income

334649000000

Quarters > 3 > income Statement > net Income

271855000000

Quarters > 3 > income Statement > eps

577.045637983487

Quarters > 3 > income Statement > dividends Per Share

4946301

Quarters > 3 > income Statement > shares Outstanding

471115250

Quarters > 3 > income Statement > income Tax Expense

65609000000

Quarters > 3 > income Statement > EBITDA

370372000000

Quarters > 3 > income Statement > operating Margin

26.932675755046727

Quarters > 3 > income Statement > total Other Income Expense Net

-46107000000

Quarters > 3 > balance Sheet > cash

3268112000000

Quarters > 3 > balance Sheet > short Term Investments

1947149000000

Quarters > 3 > balance Sheet > receivables

1285878000000

Quarters > 3 > balance Sheet > inventories

-

Quarters > 3 > balance Sheet > total Current Assets

4638301000000

Quarters > 3 > balance Sheet > property Plant Equipment

312638000000

Quarters > 3 > balance Sheet > total Assets

68403283000000

Quarters > 3 > balance Sheet > payables

528715000000

Quarters > 3 > balance Sheet > short Term Debt

12685000000

Quarters > 3 > balance Sheet > long Term Debt

14381919000000

Quarters > 3 > balance Sheet > total Liabilities

63044328000000

Quarters > 3 > balance Sheet > equity

4292440000000

Quarters > 3 > cash Flow > net Income

281997990

Quarters > 3 > cash Flow > depreciation

35723000000

Quarters > 3 > cash Flow > change In Working Capital

1027945967

Quarters > 3 > cash Flow > cash From Operations

1061567746

Quarters > 3 > cash Flow > capital Expenditures

35368666

Quarters > 3 > cash Flow > cash From Investing

-738956727

Quarters > 3 > cash Flow > cash From Financing

512489274

Quarters > 3 > cash Flow > net Change In Cash

823173000000

Quarters > 3 > ratios > PE

577.045637983487

Quarters > 3 > ratios > PB

0.0033562971980971193

Quarters > 3 > ratios > ROE

6.333344205160701

Quarters > 3 > ratios > ROA

0.39742975494319477

Quarters > 3 > ratios > FCF

1026199080

Quarters > 3 > ratios > Piotroski FScore

3

Quarters > 3 > ratios > fcf Percent

0.0008258888292439915

Quarters > 3 > health Score

21

Valuation > metrics > PE

12.3169

Valuation > metrics > PB

0.0031370900341326355

Valuation > final Score

100

Valuation > verdict

49.8% Undervalued

Profitability > metrics > ROE

5.389668404981383

Profitability > metrics > ROA

2.9997904507345314

Profitability > metrics > Net Margin

0.227364503013902

Profitability > final Score

50

Profitability > verdict

Weak

Risk > metrics > Debt Equity

13.834384966920195

Risk > metrics > Interest Coverage

0.7199746512777222

Risk > final Score

9

Risk > verdict

High

Liquidity > metrics > Current Ratio

2.0253644213246615

Liquidity > metrics > Quick Ratio

2.0253644213246615

Liquidity > final Score

100

Liquidity > verdict

Great

Prev Valuations > 0

40

Prev Valuations > 1

40

Prev Valuations > 2

40

Prev Profitabilities > 0

53

Prev Profitabilities > 1

55

Prev Profitabilities > 2

60

Prev Risks > 0

9

Prev Risks > 1

9

Prev Risks > 2

8

Prev Liquidities > 0

100

Prev Liquidities > 1

100

Prev Liquidities > 2

100

Updated At

2025-12-16T22:28:37.156Z