_id
690f39ecccc777a4e85d190d
Ticker
BWB
Name
Bridgewater Bancshares Inc
Exchange
NASDAQ
Address
4450 Excelsior Boulevard, Saint Louis Park, MN, United States, 55416
Country
USA
Sector
Financial Services
Industry
Banks - Regional
Currency
USD
Website
https://www.bridgewaterbankmn.com
Description
Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The company offers commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial and industrial loans; commercial real estate loans, such as owner and nonowner occupied properties; single family residential construction, land development, finished lots and raw land, and commercial and multifamily construction loans, as well as paycheck protection program loans. It also provides deposit products, including savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction accounts, as well as certificates of deposit. In addition, the company offers online, mobile, and direct banking services. The company was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.
Last Close
18.68
Volume
30651
Current Price
18.77
Change
0.4817987152034253
Last Updated
2025-11-29T11:02:28.418Z
Image
-
Ipo Date
2018-03-14T00:00:00.000Z
Market Cap
477491712
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
0.9985
Sentiment Sources
2
Rating
4.6667
Target Price
20.6667
Strong Buy
2
Buy
1
Hold
0
Sell
0
Strong Sell
0
Current Quarter
2025-09-30
Revenue
75385000
Cost Of Revenue
40642000
Gross Profit
34743000
Operating Expenses
19647000
Operating Income
15096000
Interest Expense
39542000
Pretax Income
15096000
Net Income
11601000
Eps
0.4137746549202839
Dividends Per Share
1013000
Shares Outstanding
27584732
Income Tax Expense
3495000
EBITDA
16090000
Operating Margin
20.025203953041057
Total Other Income Expense Net
42584000
Cash
135476000
Short Term Investments
373558000
Receivables
62430000
Inventories
-
Total Current Assets
571464000
Property Plant Equipment
50955000
Total Assets
5359994000
Payables
5208000
Short Term Debt
320500000
Long Term Debt
192588000
Total Liabilities
4862531000
Equity
497463000
Depreciation
994000
Change In Working Capital
-2556000
Cash From Operations
9376000
Capital Expenditures
1601000
Cash From Investing
-137023000
Cash From Financing
41970000
Net Change In Cash
-85677000
PE
13.1136
PB
1.0578766461023232
ROE
2.332032734092787
ROA
0.2164368094441897
FCF
7775000
Fcf Percent
0.10313722889168933
Piotroski FScore
3
Health Score
43
Deep Value Investing Score
7
Defensive Investing Score
6.5
Dividend Investing Score
3.5
Economic Moat Investing Score
7.3
Garp Investing Score
3
Growth Investing Score
3
Momentum Investing Score
4
Net Net Investing Score
3
Quality Investing Score
5
Value Investing Score
6.5
Quarters > 0 > quarter
2025-09-30
Quarters > 0 > income Statement > revenue
75385000
Quarters > 0 > income Statement > cost Of Revenue
40642000
Quarters > 0 > income Statement > gross Profit
34743000
Quarters > 0 > income Statement > operating Expenses
19647000
Quarters > 0 > income Statement > operating Income
15096000
Quarters > 0 > income Statement > interest Expense
39542000
Quarters > 0 > income Statement > pretax Income
15096000
Quarters > 0 > income Statement > net Income
11601000
Quarters > 0 > income Statement > eps
0.4137746549202839
Quarters > 0 > income Statement > dividends Per Share
1013000
Quarters > 0 > income Statement > shares Outstanding
28037000
Quarters > 0 > income Statement > income Tax Expense
3495000
Quarters > 0 > income Statement > EBITDA
16090000
Quarters > 0 > income Statement > operating Margin
20.025203953041057
Quarters > 0 > income Statement > total Other Income Expense Net
42584000
Quarters > 0 > balance Sheet > cash
135476000
Quarters > 0 > balance Sheet > short Term Investments
373558000
Quarters > 0 > balance Sheet > receivables
62430000
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
571464000
Quarters > 0 > balance Sheet > property Plant Equipment
50955000
Quarters > 0 > balance Sheet > total Assets
5359994000
Quarters > 0 > balance Sheet > payables
5208000
Quarters > 0 > balance Sheet > short Term Debt
320500000
Quarters > 0 > balance Sheet > long Term Debt
192588000
Quarters > 0 > balance Sheet > total Liabilities
4862531000
Quarters > 0 > balance Sheet > equity
497463000
Quarters > 0 > cash Flow > net Income
11601000
Quarters > 0 > cash Flow > depreciation
994000
Quarters > 0 > cash Flow > change In Working Capital
-2556000
Quarters > 0 > cash Flow > cash From Operations
9376000
Quarters > 0 > cash Flow > capital Expenditures
1601000
Quarters > 0 > cash Flow > cash From Investing
-137023000
Quarters > 0 > cash Flow > cash From Financing
41970000
Quarters > 0 > cash Flow > net Change In Cash
-85677000
Quarters > 0 > ratios > PE
0.4137746549202839
Quarters > 0 > ratios > PB
1.0578766461023232
Quarters > 0 > ratios > ROE
2.332032734092787
Quarters > 0 > ratios > ROA
0.2164368094441897
Quarters > 0 > ratios > FCF
7775000
Quarters > 0 > ratios > Piotroski FScore
3
Quarters > 0 > ratios > fcf Percent
0.10313722889168933
Quarters > 0 > health Score
43
Quarters > 1 > quarter
2025-06-30
Quarters > 1 > income Statement > revenue
72453000
Quarters > 1 > income Statement > cost Of Revenue
38746000
Quarters > 1 > income Statement > gross Profit
33707000
Quarters > 1 > income Statement > operating Expenses
18569000
Quarters > 1 > income Statement > operating Income
15138000
Quarters > 1 > income Statement > interest Expense
36746000
Quarters > 1 > income Statement > pretax Income
15138000
Quarters > 1 > income Statement > net Income
11520000
Quarters > 1 > income Statement > eps
0.4108856154367443
Quarters > 1 > income Statement > dividends Per Share
1014000
Quarters > 1 > income Statement > shares Outstanding
28037000
Quarters > 1 > income Statement > income Tax Expense
3618000
Quarters > 1 > income Statement > EBITDA
15709000
Quarters > 1 > income Statement > operating Margin
20.893544780754418
Quarters > 1 > income Statement > total Other Income Expense Net
301000
Quarters > 1 > balance Sheet > cash
221392000
Quarters > 1 > balance Sheet > short Term Investments
391002000
Quarters > 1 > balance Sheet > receivables
62528000
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
674922000
Quarters > 1 > balance Sheet > property Plant Equipment
49979000
Quarters > 1 > balance Sheet > total Assets
5296673000
Quarters > 1 > balance Sheet > payables
4110000
Quarters > 1 > balance Sheet > short Term Debt
334250000
Quarters > 1 > balance Sheet > long Term Debt
192689000
Quarters > 1 > balance Sheet > total Liabilities
4820391000
Quarters > 1 > balance Sheet > equity
476282000
Quarters > 1 > cash Flow > net Income
11520000
Quarters > 1 > cash Flow > depreciation
571000
Quarters > 1 > cash Flow > change In Working Capital
-8617000
Quarters > 1 > cash Flow > cash From Operations
3996000
Quarters > 1 > cash Flow > capital Expenditures
1166000
Quarters > 1 > cash Flow > cash From Investing
-108442000
Quarters > 1 > cash Flow > cash From Financing
155736000
Quarters > 1 > cash Flow > net Change In Cash
51290000
Quarters > 1 > ratios > PE
0.4108856154367443
Quarters > 1 > ratios > PB
1.1049220629794954
Quarters > 1 > ratios > ROE
2.418735119110107
Quarters > 1 > ratios > ROA
0.2174950199870749
Quarters > 1 > ratios > FCF
2830000
Quarters > 1 > ratios > Piotroski FScore
3
Quarters > 1 > ratios > fcf Percent
0.039059804286917035
Quarters > 1 > health Score
36
Quarters > 2 > quarter
2025-03-31
Quarters > 2 > income Statement > revenue
67336000
Quarters > 2 > income Statement > cost Of Revenue
37000000
Quarters > 2 > income Statement > gross Profit
30336000
Quarters > 2 > income Statement > operating Expenses
17685000
Quarters > 2 > income Statement > operating Income
12651000
Quarters > 2 > income Statement > interest Expense
35500000
Quarters > 2 > income Statement > pretax Income
12651000
Quarters > 2 > income Statement > net Income
9633000
Quarters > 2 > income Statement > eps
0.34358169561650675
Quarters > 2 > income Statement > dividends Per Share
1013000
Quarters > 2 > income Statement > shares Outstanding
28037000
Quarters > 2 > income Statement > income Tax Expense
3018000
Quarters > 2 > income Statement > EBITDA
14076000
Quarters > 2 > income Statement > operating Margin
18.787869787335154
Quarters > 2 > income Statement > total Other Income Expense Net
-
Quarters > 2 > balance Sheet > cash
170344000
Quarters > 2 > balance Sheet > short Term Investments
43747000
Quarters > 2 > balance Sheet > receivables
61658000
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
275749000
Quarters > 2 > balance Sheet > property Plant Equipment
49442000
Quarters > 2 > balance Sheet > total Assets
5136808000
Quarters > 2 > balance Sheet > payables
4525000
Quarters > 2 > balance Sheet > short Term Debt
263000000
Quarters > 2 > balance Sheet > long Term Debt
180016000
Quarters > 2 > balance Sheet > total Liabilities
4667833000
Quarters > 2 > balance Sheet > equity
468975000
Quarters > 2 > cash Flow > net Income
9633000
Quarters > 2 > cash Flow > depreciation
1425000
Quarters > 2 > cash Flow > change In Working Capital
-4586000
Quarters > 2 > cash Flow > cash From Operations
7463000
Quarters > 2 > cash Flow > capital Expenditures
536000
Quarters > 2 > cash Flow > cash From Investing
-135124000
Quarters > 2 > cash Flow > cash From Financing
64106000
Quarters > 2 > cash Flow > net Change In Cash
-63555000
Quarters > 2 > ratios > PE
0.34358169561650675
Quarters > 2 > ratios > PB
1.1221376192760808
Quarters > 2 > ratios > ROE
2.054054054054054
Quarters > 2 > ratios > ROA
0.18752890900341224
Quarters > 2 > ratios > FCF
6927000
Quarters > 2 > ratios > Piotroski FScore
3
Quarters > 2 > ratios > fcf Percent
0.10287216347867412
Quarters > 2 > health Score
42
Quarters > 3 > quarter
2024-12-31
Quarters > 3 > income Statement > revenue
65431000
Quarters > 3 > income Statement > cost Of Revenue
38532000
Quarters > 3 > income Statement > gross Profit
26899000
Quarters > 3 > income Statement > operating Expenses
16386000
Quarters > 3 > income Statement > operating Income
10513000
Quarters > 3 > income Statement > interest Expense
36357000
Quarters > 3 > income Statement > pretax Income
10513000
Quarters > 3 > income Statement > net Income
8204000
Quarters > 3 > income Statement > eps
0.29241516966067865
Quarters > 3 > income Statement > dividends Per Share
1014000
Quarters > 3 > income Statement > shares Outstanding
28056000
Quarters > 3 > income Statement > income Tax Expense
2309000
Quarters > 3 > income Statement > EBITDA
11608000
Quarters > 3 > income Statement > operating Margin
16.06730754535312
Quarters > 3 > income Statement > total Other Income Expense Net
10513000
Quarters > 3 > balance Sheet > cash
234137000
Quarters > 3 > balance Sheet > short Term Investments
385693000
Quarters > 3 > balance Sheet > receivables
62002000
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
681832000
Quarters > 3 > balance Sheet > property Plant Equipment
49533000
Quarters > 3 > balance Sheet > total Assets
5066242000
Quarters > 3 > balance Sheet > payables
4008000
Quarters > 3 > balance Sheet > short Term Debt
13750000
Quarters > 3 > balance Sheet > long Term Debt
452920000
Quarters > 3 > balance Sheet > total Liabilities
4608307000
Quarters > 3 > balance Sheet > equity
457935000
Quarters > 3 > cash Flow > net Income
8204000
Quarters > 3 > cash Flow > depreciation
1095000
Quarters > 3 > cash Flow > change In Working Capital
23754000
Quarters > 3 > cash Flow > cash From Operations
34577000
Quarters > 3 > cash Flow > capital Expenditures
3422000
Quarters > 3 > cash Flow > cash From Investing
-87000000
Quarters > 3 > cash Flow > cash From Financing
90324000
Quarters > 3 > cash Flow > net Change In Cash
37901000
Quarters > 3 > ratios > PE
0.29241516966067865
Quarters > 3 > ratios > PB
1.1499691440925022
Quarters > 3 > ratios > ROE
1.7915206306571891
Quarters > 3 > ratios > ROA
0.16193462531004243
Quarters > 3 > ratios > FCF
31155000
Quarters > 3 > ratios > Piotroski FScore
4
Quarters > 3 > ratios > fcf Percent
0.47615044856413624
Quarters > 3 > health Score
53
Valuation > metrics > PE
13.1136
Valuation > metrics > PB
1.0578766461023232
Valuation > final Score
100
Valuation > verdict
Fair
Profitability > metrics > ROE
2.332032734092787
Profitability > metrics > ROA
2.030049136953509
Profitability > metrics > Net Margin
0.15389003117331035
Profitability > final Score
34
Profitability > verdict
Weak
Risk > metrics > Debt Equity
9.774658617826853
Risk > metrics > Interest Coverage
0.3817712811693895
Risk > final Score
8
Risk > verdict
High
Liquidity > metrics > Current Ratio
1.754528596165891
Liquidity > metrics > Quick Ratio
1.754528596165891
Liquidity > final Score
94
Liquidity > verdict
Great
Prev Valuations > 0
100
Prev Valuations > 1
100
Prev Valuations > 2
100
Prev Profitabilities > 0
34
Prev Profitabilities > 1
36
Prev Profitabilities > 2
26
Prev Risks > 0
8
Prev Risks > 1
7
Prev Risks > 2
7
Prev Liquidities > 0
100
Prev Liquidities > 1
76
Prev Liquidities > 2
100
Updated At
2025-12-13T00:30:05.909Z
Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The company offers commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial and industrial loans; commercial real estate loans, such as owner and nonowner occupied properties; single family residential construction, land development, finished lots and raw land, and commercial and multifamily construction loans, as well as paycheck protection program loans. It also provides deposit products, including savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction accounts, as well as certificates of deposit. In addition, the company offers online, mobile, and direct banking services. The company was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.
Stock Price
$ 0.00
0% increase compared to yesterday.
Dividend
Frequency:
Rate:
N/ANext Payout:
N/ABridgewater Bancshares president Chybowski sells $94k in stock Investing.com
Read more →Showing 2 of 10
(Last Updated 2025-09-30)
Rating:
STRONG BUY
Target Price:
$20.6667
Analyst Picks
Strong Buy
2
Buy
1
Hold
0
Sell
0
Strong Sell
0
Sentiment:
Bullish
(Last Updated 2025-09-30)
Health Score
Price to Earnings Ratio (P/E)
-
Very High
Low ≥ 50
High ≤ 10
Price to Book Ratio (P/B)
-
Very Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Free Cash Flow - Revenue % (FCF)
-
Medium
Low ≤ 5%
High ≥ 15%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 61.63% of the total shares of Bridgewater Bancshares Inc
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* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
No earnings data available.
(Last Updated 2025-09-30)
(Last Updated 2025-09-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-09-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-09-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.