_id
690f3b59ccc777a4e85d19b7
Ticker
CARV
Name
Carver Bancorp Inc
Exchange
NASDAQ
Address
75 West 125th Street, New York, NY, United States, 10027
Country
USA
Sector
Financial Services
Industry
Banks - Regional
Currency
USD
Website
https://www.carverbank.com
Description
Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers, businesses, non-profit organizations, and governmental and quasi-governmental agencies primarily in New York. It accepts various deposit products, including demand, savings, and time deposits; passbook and statement accounts, and certificates of deposit; and individual retirement accounts. The company provides lending products, such as one-to-four family residential, multifamily real estate, and commercial real estate lending; and construction and business loans. In addition, it offers other consumer and commercial banking products and services, including debit cards, online account opening and banking, online bill pay, and telephone banking, as well as check cashing, wire transfers, bill payment, reloadable prepaid card, and money order services. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York.
Last Close
1.62
Volume
17728
Current Price
1.41
Change
-12.962962962962973
Last Updated
2025-11-29T11:09:23.656Z
Image
-
Ipo Date
1994-08-16T00:00:00.000Z
Market Cap
17818968
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
0.5243333333333333
Sentiment Sources
3
Current Quarter
2025-09-30
Revenue
6396000
Cost Of Revenue
-
Gross Profit
6396000
Operating Expenses
6792000
Operating Income
-396000
Interest Expense
3435000
Pretax Income
-2431000
Net Income
-2431000
Eps
-0.4600343502407469
Dividends Per Share
-
Shares Outstanding
5076629
Income Tax Expense
-
EBITDA
335000
Operating Margin
-6.191369606003752
Total Other Income Expense Net
-2035000
Cash
40242000
Short Term Investments
45719000
Receivables
589895000
Inventories
-
Total Current Assets
675856000
Property Plant Equipment
8893000
Total Assets
697933000
Payables
-
Short Term Debt
1420000
Long Term Debt
27546000
Total Liabilities
671004000
Equity
26929000
Depreciation
335000
Change In Working Capital
-571000
Cash From Operations
-1585000
Capital Expenditures
168000
Cash From Investing
12221000
Cash From Financing
-13724000
Net Change In Cash
-3088000
PE
-
PB
0.2766900768688031
ROE
-9.027442534071076
ROA
-0.34831423646682413
FCF
-1753000
Fcf Percent
-0.27407754846779236
Piotroski FScore
1
Health Score
16
Deep Value Investing Score
5
Defensive Investing Score
3.5
Dividend Investing Score
1.5
Economic Moat Investing Score
3.8
Garp Investing Score
1
Growth Investing Score
1
Momentum Investing Score
3
Net Net Investing Score
2.5
Quality Investing Score
1
Value Investing Score
5
Quarters > 0 > quarter
2025-09-30
Quarters > 0 > income Statement > revenue
6396000
Quarters > 0 > income Statement > cost Of Revenue
-
Quarters > 0 > income Statement > gross Profit
6396000
Quarters > 0 > income Statement > operating Expenses
6792000
Quarters > 0 > income Statement > operating Income
-396000
Quarters > 0 > income Statement > interest Expense
3435000
Quarters > 0 > income Statement > pretax Income
-2431000
Quarters > 0 > income Statement > net Income
-2431000
Quarters > 0 > income Statement > eps
-0.4600343502407469
Quarters > 0 > income Statement > dividends Per Share
-
Quarters > 0 > income Statement > shares Outstanding
5284388
Quarters > 0 > income Statement > income Tax Expense
-
Quarters > 0 > income Statement > EBITDA
335000
Quarters > 0 > income Statement > operating Margin
-6.191369606003752
Quarters > 0 > income Statement > total Other Income Expense Net
-2035000
Quarters > 0 > balance Sheet > cash
40242000
Quarters > 0 > balance Sheet > short Term Investments
45719000
Quarters > 0 > balance Sheet > receivables
589895000
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
675856000
Quarters > 0 > balance Sheet > property Plant Equipment
8893000
Quarters > 0 > balance Sheet > total Assets
697933000
Quarters > 0 > balance Sheet > payables
-
Quarters > 0 > balance Sheet > short Term Debt
1420000
Quarters > 0 > balance Sheet > long Term Debt
27546000
Quarters > 0 > balance Sheet > total Liabilities
671004000
Quarters > 0 > balance Sheet > equity
26929000
Quarters > 0 > cash Flow > net Income
-2431000
Quarters > 0 > cash Flow > depreciation
335000
Quarters > 0 > cash Flow > change In Working Capital
-571000
Quarters > 0 > cash Flow > cash From Operations
-1585000
Quarters > 0 > cash Flow > capital Expenditures
168000
Quarters > 0 > cash Flow > cash From Investing
12221000
Quarters > 0 > cash Flow > cash From Financing
-13724000
Quarters > 0 > cash Flow > net Change In Cash
-3088000
Quarters > 0 > ratios > PE
-0.4600343502407469
Quarters > 0 > ratios > PB
0.2766900768688031
Quarters > 0 > ratios > ROE
-9.027442534071076
Quarters > 0 > ratios > ROA
-0.34831423646682413
Quarters > 0 > ratios > FCF
-1753000
Quarters > 0 > ratios > Piotroski FScore
1
Quarters > 0 > ratios > fcf Percent
-0.27407754846779236
Quarters > 0 > health Score
16
Quarters > 1 > quarter
2025-06-30
Quarters > 1 > income Statement > revenue
10472000
Quarters > 1 > income Statement > cost Of Revenue
3537000
Quarters > 1 > income Statement > gross Profit
6935000
Quarters > 1 > income Statement > operating Expenses
8112000
Quarters > 1 > income Statement > operating Income
-1177000
Quarters > 1 > income Statement > interest Expense
3563000
Quarters > 1 > income Statement > pretax Income
-1177000
Quarters > 1 > income Statement > net Income
-1177000
Quarters > 1 > income Statement > eps
-0.22273156323873267
Quarters > 1 > income Statement > dividends Per Share
-
Quarters > 1 > income Statement > shares Outstanding
5284388
Quarters > 1 > income Statement > income Tax Expense
-
Quarters > 1 > income Statement > EBITDA
-998000
Quarters > 1 > income Statement > operating Margin
-11.239495798319329
Quarters > 1 > income Statement > total Other Income Expense Net
-
Quarters > 1 > balance Sheet > cash
43835000
Quarters > 1 > balance Sheet > short Term Investments
22628000
Quarters > 1 > balance Sheet > receivables
3251000
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
69714000
Quarters > 1 > balance Sheet > property Plant Equipment
9604000
Quarters > 1 > balance Sheet > total Assets
713624000
Quarters > 1 > balance Sheet > payables
-
Quarters > 1 > balance Sheet > short Term Debt
2159000
Quarters > 1 > balance Sheet > long Term Debt
21330000
Quarters > 1 > balance Sheet > total Liabilities
685086000
Quarters > 1 > balance Sheet > equity
28538000
Quarters > 1 > cash Flow > net Income
-1177000
Quarters > 1 > cash Flow > depreciation
389000
Quarters > 1 > cash Flow > change In Working Capital
571000
Quarters > 1 > cash Flow > cash From Operations
-230000
Quarters > 1 > cash Flow > capital Expenditures
168000
Quarters > 1 > cash Flow > cash From Investing
8958000
Quarters > 1 > cash Flow > cash From Financing
-15208000
Quarters > 1 > cash Flow > net Change In Cash
-6480000
Quarters > 1 > ratios > PE
-0.22273156323873267
Quarters > 1 > ratios > PB
0.26109002312705865
Quarters > 1 > ratios > ROE
-4.124325460789123
Quarters > 1 > ratios > ROA
-0.16493279374012085
Quarters > 1 > ratios > FCF
-398000
Quarters > 1 > ratios > Piotroski FScore
1
Quarters > 1 > ratios > fcf Percent
-0.0380061115355233
Quarters > 1 > health Score
16
Quarters > 2 > quarter
2025-03-31
Quarters > 2 > income Statement > revenue
9043000
Quarters > 2 > income Statement > cost Of Revenue
4081000
Quarters > 2 > income Statement > gross Profit
4962000
Quarters > 2 > income Statement > operating Expenses
8733000
Quarters > 2 > income Statement > operating Income
-3771000
Quarters > 2 > income Statement > interest Expense
3707000
Quarters > 2 > income Statement > pretax Income
-3771000
Quarters > 2 > income Statement > net Income
-3771000
Quarters > 2 > income Statement > eps
-0.7137227825763065
Quarters > 2 > income Statement > dividends Per Share
-
Quarters > 2 > income Statement > shares Outstanding
5283564
Quarters > 2 > income Statement > income Tax Expense
-
Quarters > 2 > income Statement > EBITDA
-3597000
Quarters > 2 > income Statement > operating Margin
-41.70076302112131
Quarters > 2 > income Statement > total Other Income Expense Net
-
Quarters > 2 > balance Sheet > cash
50315000
Quarters > 2 > balance Sheet > short Term Investments
43679000
Quarters > 2 > balance Sheet > receivables
2980000
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
96974000
Quarters > 2 > balance Sheet > property Plant Equipment
10257000
Quarters > 2 > balance Sheet > total Assets
729991000
Quarters > 2 > balance Sheet > payables
-
Quarters > 2 > balance Sheet > short Term Debt
4733000
Quarters > 2 > balance Sheet > long Term Debt
20243000
Quarters > 2 > balance Sheet > total Liabilities
700413000
Quarters > 2 > balance Sheet > equity
29578000
Quarters > 2 > cash Flow > net Income
-3771000
Quarters > 2 > cash Flow > depreciation
174000
Quarters > 2 > cash Flow > change In Working Capital
-2922000
Quarters > 2 > cash Flow > cash From Operations
-6188000
Quarters > 2 > cash Flow > capital Expenditures
18000
Quarters > 2 > cash Flow > cash From Investing
-328000
Quarters > 2 > cash Flow > cash From Financing
6872000
Quarters > 2 > cash Flow > net Change In Cash
356000
Quarters > 2 > ratios > PE
-0.7137227825763065
Quarters > 2 > ratios > PB
0.25187048617215496
Quarters > 2 > ratios > ROE
-12.74934072621543
Quarters > 2 > ratios > ROA
-0.516581711281372
Quarters > 2 > ratios > FCF
-6206000
Quarters > 2 > ratios > Piotroski FScore
0
Quarters > 2 > ratios > fcf Percent
-0.686276678093553
Quarters > 2 > health Score
15
Quarters > 3 > quarter
2024-12-31
Quarters > 3 > income Statement > revenue
7678000
Quarters > 3 > income Statement > cost Of Revenue
3986000
Quarters > 3 > income Statement > gross Profit
3692000
Quarters > 3 > income Statement > operating Expenses
9340000
Quarters > 3 > income Statement > operating Income
-5648000
Quarters > 3 > income Statement > interest Expense
3890000
Quarters > 3 > income Statement > pretax Income
-5648000
Quarters > 3 > income Statement > net Income
-5648000
Quarters > 3 > income Statement > eps
-1.0884563499710926
Quarters > 3 > income Statement > dividends Per Share
-
Quarters > 3 > income Statement > shares Outstanding
5189000
Quarters > 3 > income Statement > income Tax Expense
-5648000
Quarters > 3 > income Statement > EBITDA
-5448000
Quarters > 3 > income Statement > operating Margin
-73.5608231310237
Quarters > 3 > income Statement > total Other Income Expense Net
-2487000
Quarters > 3 > balance Sheet > cash
49959000
Quarters > 3 > balance Sheet > short Term Investments
44121000
Quarters > 3 > balance Sheet > receivables
2466000
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
96546000
Quarters > 3 > balance Sheet > property Plant Equipment
11050000
Quarters > 3 > balance Sheet > total Assets
727530000
Quarters > 3 > balance Sheet > payables
-
Quarters > 3 > balance Sheet > short Term Debt
759000
Quarters > 3 > balance Sheet > long Term Debt
38281000
Quarters > 3 > balance Sheet > total Liabilities
695264000
Quarters > 3 > balance Sheet > equity
32266000
Quarters > 3 > cash Flow > net Income
-5648000
Quarters > 3 > cash Flow > depreciation
200000
Quarters > 3 > cash Flow > change In Working Capital
4293000
Quarters > 3 > cash Flow > cash From Operations
-1045000
Quarters > 3 > cash Flow > capital Expenditures
53000
Quarters > 3 > cash Flow > cash From Investing
10137000
Quarters > 3 > cash Flow > cash From Financing
-13678000
Quarters > 3 > cash Flow > net Change In Cash
-4586000
Quarters > 3 > ratios > PE
-1.0884563499710926
Quarters > 3 > ratios > PB
0.22675540816959025
Quarters > 3 > ratios > ROE
-17.50449389450195
Quarters > 3 > ratios > ROA
-0.7763253748986296
Quarters > 3 > ratios > FCF
-1098000
Quarters > 3 > ratios > Piotroski FScore
1
Quarters > 3 > ratios > fcf Percent
-0.14300599114352697
Quarters > 3 > health Score
16
Valuation > metrics > PE
-0.4600343502407469
Valuation > metrics > PB
0.2766900768688031
Valuation > final Score
70
Valuation > verdict
72.3% Undervalued
Profitability > metrics > ROE
-9.027442534071076
Profitability > metrics > ROA
-0.3596920053975995
Profitability > metrics > Net Margin
-0.3800813008130081
Profitability > final Score
0
Profitability > verdict
Weak
Risk > metrics > Debt Equity
24.917523859036727
Risk > metrics > Interest Coverage
-0.11528384279475982
Risk > final Score
6
Risk > verdict
High
Liquidity > metrics > Current Ratio
475.9549295774648
Liquidity > metrics > Quick Ratio
475.9549295774648
Liquidity > final Score
100
Liquidity > verdict
Great
Prev Valuations > 0
70
Prev Valuations > 1
70
Prev Valuations > 2
70
Prev Profitabilities > 0
0
Prev Profitabilities > 1
0
Prev Profitabilities > 2
0
Prev Risks > 0
5
Prev Risks > 1
2
Prev Risks > 2
0
Prev Liquidities > 0
100
Prev Liquidities > 1
100
Prev Liquidities > 2
100
Updated At
2025-12-14T00:18:55.948Z
Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers, businesses, non-profit organizations, and governmental and quasi-governmental agencies primarily in New York. It accepts various deposit products, including demand, savings, and time deposits; passbook and statement accounts, and certificates of deposit; and individual retirement accounts. The company provides lending products, such as one-to-four family residential, multifamily real estate, and commercial real estate lending; and construction and business loans. In addition, it offers other consumer and commercial banking products and services, including debit cards, online account opening and banking, online bill pay, and telephone banking, as well as check cashing, wire transfers, bill payment, reloadable prepaid card, and money order services. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York.
Stock Price
$ 0.00
0% decrease compared to yesterday.
Dividend
Frequency:
Rate:
N/ANext Payout:
N/ABuyback Watch: Will CARV stock benefit from AI adoption - July 2025 Pullbacks & Safe Entry Zone Tips moha.gov.vn
Read more →Carver Bancorp, Inc.(NasdaqCM: CARV) dropped from S&P TMI Index marketscreener.com
Read more →Showing 2 of 10
(Last Updated 2025-09-30)
Health Score
Price to Book Ratio (P/B)
-
Very Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Free Cash Flow - Revenue % (FCF)
-
Very Low
Low ≤ 5%
High ≥ 15%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 17.11% of the total shares of Carver Bancorp Inc
1.
Wells Fargo & Co(3.1085%)
since
2025/06/30
2.
Bank of America Corp(2.9009%)
since
2025/06/30
3.
American Express Co(2.6574%)
since
2025/06/30
4.
Geode Capital Management, LLC(1.4113%)
since
2025/06/30
5.
Vanguard Group Inc(1.4042%)
since
2025/06/30
6.
Renaissance Technologies Corp(0.9908%)
since
2025/06/30
7.
Vanguard Institutional Extnd Mkt Idx Tr(0.9647%)
since
2025/07/31
8.
Fidelity Nasdaq Composite ETF(0.7903%)
since
2025/08/29
9.
Susquehanna International Group, LLP(0.5322%)
since
2025/06/30
10.
Fidelity Extended Market Index(0.4144%)
since
2025/07/31
11.
FORTEM FINANCIAL GROUP, LLC(0.3546%)
since
2025/06/30
12.
Dimensional Fund Advisors, Inc.(0.3429%)
since
2025/06/30
13.
Schonfeld Strategic Advisors LLC(0.2088%)
since
2025/06/30
14.
Dimensional US Targeted Value ETF(0.194%)
since
2025/08/29
15.
Fidelity Nasdaq Composite Index(0.1245%)
since
2025/07/31
16.
NT Ext Equity Mkt Idx Fd - L(0.0912%)
since
2025/06/30
17.
Northern Trust Extended Eq Market Idx(0.0912%)
since
2025/06/30
18.
Fidelity Series Total Market Index(0.0907%)
since
2025/07/31
19.
State St US Extended Mkt Indx NL Cl C(0.0886%)
since
2025/08/31
20.
DFA US Targeted Value I(0.0765%)
since
2025/07/31
21.
Tower Research Capital LLC(0.0456%)
since
2025/06/30
22.
SSgA U.S. Total Market Index Strategy(0.0372%)
since
2025/03/31
23.
Fidelity Total Market Index(0.037%)
since
2025/07/31
24.
UBS Group AG(0.036%)
since
2025/06/30
25.
FNY Investment Advisers, LLC(0.0315%)
since
2025/06/30
26.
Morgan Stanley - Brokerage Accounts(0.0295%)
since
2025/06/30
27.
NT Ext Eq Mkt Indx Fd DC Lending Tier 5(0.0257%)
since
2025/06/30
28.
NT Ext Eq Mkt Indx Fd DC Lend T3(0.0217%)
since
2024/12/31
29.
Spartan Extended Market Index Pool F(0.0029%)
since
2025/07/31
30.
Advisor Group Holdings, Inc.(0.002%)
since
2025/06/30
31.
Fidelity U.S. Equity Index Ins Trust(0.0008%)
since
2025/07/31
32.
FMR Inc(0%)
since
2025/06/30
33.
Citigroup Inc(0%)
since
2025/06/30
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
No earnings data available.
(Last Updated 2025-09-30)
(Last Updated 2025-09-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-09-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-09-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.