_id

690f3bcfccc777a4e85d19ed

Ticker

CBK

Name

Commercial Bancgroup, Inc. Common Stock

Exchange

NASDAQ

Address

6710 Cumberland Gap Parkway, Harrogate, TN, United States, 37752

Country

USA

Sector

Financial Services

Industry

Banks - Regional

Currency

USD

Website

https://www.cbtn.com

Description

Commercial Bancgroup, Inc. operates as the bank holding company for Commercial Bank that provides a range of banking and financial services to individual and corporate customers in Kentucky, North Carolina, and Tennessee. It accepts various deposit products, including demand deposits accounts, interest-bearing products, savings accounts, and certificates of deposit products. The company also offers real estate, commercial, and consumer loans. The company was formerly known as Harrogate Corporation and changed its name to Commercial Bancgroup, Inc. in April 1989. The company was incorporated in 1975 and is based in Harrogate, Tennessee.

Last Close

24.23

Volume

59773

Current Price

24.36

Change

0.41

Last Updated

2026-01-02T10:58:31.391Z

Image

-

Ipo Date

2025-10-02T00:00:00.000Z

Market Cap

-

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

0.9984

Sentiment Sources

5

Rating

4

Strong Buy

0

Buy

1

Hold

0

Sell

0

Strong Sell

0

Current Quarter

2025-09-30

Revenue

32626381

Cost Of Revenue

9799337

Gross Profit

22827044

Operating Expenses

10531941

Operating Income

12295103

Interest Expense

9799337

Pretax Income

12295103

Net Income

9466149

Eps

0.7733422991482095

Dividends Per Share

0

Shares Outstanding

0

Income Tax Expense

2828954

EBITDA

12996811

Operating Margin

37.68454429561158

Total Other Income Expense Net

-

Cash

122945419

Short Term Investments

73146527

Receivables

7096937

Inventories

-

Total Current Assets

203188883

Property Plant Equipment

50268024

Total Assets

2214408255

Payables

3410094

Short Term Debt

62662527

Long Term Debt

94537850

Total Liabilities

1969254929

Equity

245153326

Bs_currency_symbol

USD

Depreciation

701708

Change In Working Capital

-1652293

Cash From Operations

8385344

Capital Expenditures

489100

Cash From Investing

51482685

Cash From Financing

-56363439

Net Change In Cash

3504590

Cf_currency_symbol

USD

PE

-

PB

1.216301003723686

ROE

3.8613177942362484

ROA

0.4274798460774344

FCF

7896244

Fcf Percent

0.24202022283746397

Piotroski FScore

3

Health Score

54

Deep Value Investing Score

6.5

Defensive Investing Score

6.5

Dividend Investing Score

5

Economic Moat Investing Score

8.3

Garp Investing Score

5

Growth Investing Score

4

Momentum Investing Score

4.5

Net Net Investing Score

2

Quality Investing Score

5.5

Value Investing Score

6

Quarters > 0 > quarter

2025-09-30

Quarters > 0 > income Statement > revenue

32626381

Quarters > 0 > income Statement > cost Of Revenue

9799337

Quarters > 0 > income Statement > gross Profit

22827044

Quarters > 0 > income Statement > operating Expenses

10531941

Quarters > 0 > income Statement > operating Income

12295103

Quarters > 0 > income Statement > interest Expense

9799337

Quarters > 0 > income Statement > pretax Income

12295103

Quarters > 0 > income Statement > net Income

9466149

Quarters > 0 > income Statement > eps

0.7733422991482095

Quarters > 0 > income Statement > dividends Per Share

0

Quarters > 0 > income Statement > shares Outstanding

12240568

Quarters > 0 > income Statement > income Tax Expense

2828954

Quarters > 0 > income Statement > EBITDA

12996811

Quarters > 0 > income Statement > operating Margin

37.68454429561158

Quarters > 0 > income Statement > total Other Income Expense Net

-

Quarters > 0 > income Statement > currency_symbol

USD

Quarters > 0 > balance Sheet > cash

122945419

Quarters > 0 > balance Sheet > short Term Investments

73146527

Quarters > 0 > balance Sheet > receivables

7096937

Quarters > 0 > balance Sheet > inventories

-

Quarters > 0 > balance Sheet > total Current Assets

203188883

Quarters > 0 > balance Sheet > property Plant Equipment

50268024

Quarters > 0 > balance Sheet > total Assets

2214408255

Quarters > 0 > balance Sheet > payables

3410094

Quarters > 0 > balance Sheet > short Term Debt

62662527

Quarters > 0 > balance Sheet > long Term Debt

94537850

Quarters > 0 > balance Sheet > total Liabilities

1969254929

Quarters > 0 > balance Sheet > equity

245153326

Quarters > 0 > balance Sheet > currency_symbol

USD

Quarters > 0 > cash Flow > net Income

9466149

Quarters > 0 > cash Flow > depreciation

701708

Quarters > 0 > cash Flow > change In Working Capital

-1652293

Quarters > 0 > cash Flow > cash From Operations

8385344

Quarters > 0 > cash Flow > capital Expenditures

489100

Quarters > 0 > cash Flow > cash From Investing

51482685

Quarters > 0 > cash Flow > cash From Financing

-56363439

Quarters > 0 > cash Flow > net Change In Cash

3504590

Quarters > 0 > cash Flow > currency_symbol

USD

Quarters > 0 > ratios > PE

0.7733422991482095

Quarters > 0 > ratios > PB

1.216301003723686

Quarters > 0 > ratios > ROE

3.8613177942362484

Quarters > 0 > ratios > ROA

0.4274798460774344

Quarters > 0 > ratios > FCF

7896244

Quarters > 0 > ratios > Piotroski FScore

3

Quarters > 0 > ratios > fcf Percent

0.24202022283746397

Quarters > 0 > health Score

54

Quarters > 1 > quarter

2025-06-30

Quarters > 1 > income Statement > revenue

33050664

Quarters > 1 > income Statement > cost Of Revenue

10800073

Quarters > 1 > income Statement > gross Profit

22250591

Quarters > 1 > income Statement > operating Expenses

10692981

Quarters > 1 > income Statement > operating Income

11557610

Quarters > 1 > income Statement > interest Expense

10800073

Quarters > 1 > income Statement > pretax Income

11557610

Quarters > 1 > income Statement > net Income

8899592

Quarters > 1 > income Statement > eps

0.6755306935369167

Quarters > 1 > income Statement > dividends Per Share

0

Quarters > 1 > income Statement > shares Outstanding

13174223

Quarters > 1 > income Statement > income Tax Expense

2658018

Quarters > 1 > income Statement > EBITDA

11547223

Quarters > 1 > income Statement > operating Margin

34.969373081279095

Quarters > 1 > income Statement > total Other Income Expense Net

-

Quarters > 1 > income Statement > currency_symbol

USD

Quarters > 1 > balance Sheet > cash

108500774

Quarters > 1 > balance Sheet > short Term Investments

90861536

Quarters > 1 > balance Sheet > receivables

7083989

Quarters > 1 > balance Sheet > inventories

-

Quarters > 1 > balance Sheet > total Current Assets

206446299

Quarters > 1 > balance Sheet > property Plant Equipment

50337132

Quarters > 1 > balance Sheet > total Assets

2262511186

Quarters > 1 > balance Sheet > payables

4545440

Quarters > 1 > balance Sheet > short Term Debt

46300160

Quarters > 1 > balance Sheet > long Term Debt

102208828

Quarters > 1 > balance Sheet > total Liabilities

2027243464

Quarters > 1 > balance Sheet > equity

235267722

Quarters > 1 > balance Sheet > currency_symbol

USD

Quarters > 1 > cash Flow > net Income

8899592

Quarters > 1 > cash Flow > depreciation

-10387

Quarters > 1 > cash Flow > change In Working Capital

-1314555

Quarters > 1 > cash Flow > cash From Operations

7546710

Quarters > 1 > cash Flow > capital Expenditures

716246

Quarters > 1 > cash Flow > cash From Investing

4783157

Quarters > 1 > cash Flow > cash From Financing

-11539946

Quarters > 1 > cash Flow > net Change In Cash

789921

Quarters > 1 > cash Flow > currency_symbol

USD

Quarters > 1 > ratios > PE

0.6755306935369167

Quarters > 1 > ratios > PB

1.3640803317677381

Quarters > 1 > ratios > ROE

3.782750954676222

Quarters > 1 > ratios > ROA

0.3933501878385851

Quarters > 1 > ratios > FCF

6830464

Quarters > 1 > ratios > Piotroski FScore

3

Quarters > 1 > ratios > fcf Percent

0.20666646818351364

Quarters > 1 > health Score

54

Quarters > 2 > quarter

2025-03-31

Quarters > 2 > income Statement > revenue

33236162

Quarters > 2 > income Statement > cost Of Revenue

11425736

Quarters > 2 > income Statement > gross Profit

21810426

Quarters > 2 > income Statement > operating Expenses

10608768

Quarters > 2 > income Statement > operating Income

11201658

Quarters > 2 > income Statement > interest Expense

11425736

Quarters > 2 > income Statement > pretax Income

11201658

Quarters > 2 > income Statement > net Income

8691606

Quarters > 2 > income Statement > eps

0.65974334881078

Quarters > 2 > income Statement > dividends Per Share

2002079

Quarters > 2 > income Statement > shares Outstanding

13174223

Quarters > 2 > income Statement > income Tax Expense

2510052

Quarters > 2 > income Statement > EBITDA

11983157

Quarters > 2 > income Statement > operating Margin

33.70322361528987

Quarters > 2 > income Statement > total Other Income Expense Net

-

Quarters > 2 > income Statement > currency_symbol

USD

Quarters > 2 > balance Sheet > cash

113189690

Quarters > 2 > balance Sheet > short Term Investments

96242880

Quarters > 2 > balance Sheet > receivables

7148149

Quarters > 2 > balance Sheet > inventories

-

Quarters > 2 > balance Sheet > total Current Assets

216580719

Quarters > 2 > balance Sheet > property Plant Equipment

50037855

Quarters > 2 > balance Sheet > total Assets

2266878496

Quarters > 2 > balance Sheet > payables

5156639

Quarters > 2 > balance Sheet > short Term Debt

5900105

Quarters > 2 > balance Sheet > long Term Debt

103189992

Quarters > 2 > balance Sheet > total Liabilities

2040698535

Quarters > 2 > balance Sheet > equity

226179961

Quarters > 2 > balance Sheet > currency_symbol

USD

Quarters > 2 > cash Flow > net Income

8691606

Quarters > 2 > cash Flow > depreciation

781499

Quarters > 2 > cash Flow > change In Working Capital

2563665

Quarters > 2 > cash Flow > cash From Operations

12061201

Quarters > 2 > cash Flow > capital Expenditures

332759

Quarters > 2 > cash Flow > cash From Investing

-319479

Quarters > 2 > cash Flow > cash From Financing

-39447205

Quarters > 2 > cash Flow > net Change In Cash

-27705483

Quarters > 2 > cash Flow > currency_symbol

USD

Quarters > 2 > ratios > PE

0.65974334881078

Quarters > 2 > ratios > PB

1.418888175862759

Quarters > 2 > ratios > ROE

3.842783402018537

Quarters > 2 > ratios > ROA

0.3834173739499799

Quarters > 2 > ratios > FCF

11728442

Quarters > 2 > ratios > Piotroski FScore

4

Quarters > 2 > ratios > fcf Percent

0.35288196031780084

Quarters > 2 > health Score

55

Quarters > 3 > quarter

2024-12-31

Quarters > 3 > income Statement > revenue

33985258

Quarters > 3 > income Statement > cost Of Revenue

11570952

Quarters > 3 > income Statement > gross Profit

22414306

Quarters > 3 > income Statement > operating Expenses

13568292

Quarters > 3 > income Statement > operating Income

8846014

Quarters > 3 > income Statement > interest Expense

11565952

Quarters > 3 > income Statement > pretax Income

8846014

Quarters > 3 > income Statement > net Income

5610458

Quarters > 3 > income Statement > eps

0.4393409702989029

Quarters > 3 > income Statement > dividends Per Share

0

Quarters > 3 > income Statement > shares Outstanding

12770168

Quarters > 3 > income Statement > income Tax Expense

3235556

Quarters > 3 > income Statement > EBITDA

10202503

Quarters > 3 > income Statement > operating Margin

26.028974092237288

Quarters > 3 > income Statement > total Other Income Expense Net

-

Quarters > 3 > income Statement > currency_symbol

USD

Quarters > 3 > balance Sheet > cash

134455154

Quarters > 3 > balance Sheet > short Term Investments

47937616

Quarters > 3 > balance Sheet > receivables

7187304

Quarters > 3 > balance Sheet > inventories

-

Quarters > 3 > balance Sheet > total Current Assets

189580074

Quarters > 3 > balance Sheet > property Plant Equipment

50288378

Quarters > 3 > balance Sheet > total Assets

2301211138

Quarters > 3 > balance Sheet > payables

4224695

Quarters > 3 > balance Sheet > short Term Debt

3391566

Quarters > 3 > balance Sheet > long Term Debt

100265358

Quarters > 3 > balance Sheet > total Liabilities

2080955355

Quarters > 3 > balance Sheet > equity

220255783

Quarters > 3 > balance Sheet > currency_symbol

USD

Quarters > 3 > cash Flow > net Income

5610458

Quarters > 3 > cash Flow > depreciation

1356489

Quarters > 3 > cash Flow > change In Working Capital

2589713

Quarters > 3 > cash Flow > cash From Operations

10214098

Quarters > 3 > cash Flow > capital Expenditures

482146

Quarters > 3 > cash Flow > cash From Investing

-52556323

Quarters > 3 > cash Flow > cash From Financing

40218459

Quarters > 3 > cash Flow > net Change In Cash

-2123766

Quarters > 3 > cash Flow > currency_symbol

USD

Quarters > 3 > ratios > PE

0.4393409702989029

Quarters > 3 > ratios > PB

1.4123637901484747

Quarters > 3 > ratios > ROE

2.5472466255290103

Quarters > 3 > ratios > ROA

0.24380457348542522

Quarters > 3 > ratios > FCF

9731952

Quarters > 3 > ratios > Piotroski FScore

4

Quarters > 3 > ratios > fcf Percent

0.2863580438318285

Quarters > 3 > health Score

54

Annuals > 0 > quarter

2024-12-31

Annuals > 0 > income Statement > revenue

133331396

Annuals > 0 > income Statement > cost Of Revenue

47458022

Annuals > 0 > income Statement > gross Profit

85873374

Annuals > 0 > income Statement > operating Expenses

45301396

Annuals > 0 > income Statement > operating Income

40571978

Annuals > 0 > income Statement > interest Expense

45629378

Annuals > 0 > income Statement > pretax Income

40571978

Annuals > 0 > income Statement > net Income

31409926

Annuals > 0 > income Statement > eps

2.5399999175165227

Annuals > 0 > income Statement > dividends Per Share

2002669

Annuals > 0 > income Statement > shares Outstanding

12366113

Annuals > 0 > income Statement > income Tax Expense

8886195

Annuals > 0 > income Statement > EBITDA

45165752

Annuals > 0 > income Statement > operating Margin

30.42942563955454

Annuals > 0 > income Statement > total Other Income Expense Net

-

Annuals > 0 > income Statement > currency_symbol

USD

Annuals > 0 > balance Sheet > cash

134455154

Annuals > 0 > balance Sheet > short Term Investments

99824856

Annuals > 0 > balance Sheet > receivables

7187304

Annuals > 0 > balance Sheet > inventories

-

Annuals > 0 > balance Sheet > total Current Assets

241467314

Annuals > 0 > balance Sheet > property Plant Equipment

50288378

Annuals > 0 > balance Sheet > total Assets

2301211138

Annuals > 0 > balance Sheet > payables

4224695

Annuals > 0 > balance Sheet > short Term Debt

3391566

Annuals > 0 > balance Sheet > long Term Debt

105772642

Annuals > 0 > balance Sheet > total Liabilities

2080955355

Annuals > 0 > balance Sheet > equity

220255783

Annuals > 0 > balance Sheet > currency_symbol

USD

Annuals > 0 > cash Flow > net Income

31685783

Annuals > 0 > cash Flow > depreciation

4593774

Annuals > 0 > cash Flow > change In Working Capital

-704718

Annuals > 0 > cash Flow > cash From Operations

38675935

Annuals > 0 > cash Flow > capital Expenditures

3041086

Annuals > 0 > cash Flow > cash From Investing

-84930902

Annuals > 0 > cash Flow > cash From Financing

68512148

Annuals > 0 > cash Flow > net Change In Cash

22257181

Annuals > 0 > cash Flow > currency_symbol

USD

Annuals > 0 > ratios > PE

2.5399999175165227

Annuals > 0 > ratios > PB

1.3789047040821625

Annuals > 0 > ratios > ROE

14.260658935797386

Annuals > 0 > ratios > ROA

1.3649302091983877

Annuals > 0 > ratios > FCF

35634849

Annuals > 0 > ratios > Piotroski FScore

4

Annuals > 0 > ratios > fcf Percent

0.2672652508640951

Annuals > 0 > health Score

64

Annuals > 1 > quarter

2023-12-31

Annuals > 1 > income Statement > revenue

112202857

Annuals > 1 > income Statement > cost Of Revenue

33810150

Annuals > 1 > income Statement > gross Profit

78392707

Annuals > 1 > income Statement > operating Expenses

38700357

Annuals > 1 > income Statement > operating Income

39692350

Annuals > 1 > income Statement > interest Expense

30536476

Annuals > 1 > income Statement > pretax Income

39692350

Annuals > 1 > income Statement > net Income

30692971

Annuals > 1 > income Statement > eps

2.5100000613332623

Annuals > 1 > income Statement > dividends Per Share

1495287

Annuals > 1 > income Statement > shares Outstanding

12228275

Annuals > 1 > income Statement > income Tax Expense

8480225

Annuals > 1 > income Statement > EBITDA

43231900

Annuals > 1 > income Statement > operating Margin

35.3755252417503

Annuals > 1 > income Statement > total Other Income Expense Net

-

Annuals > 1 > income Statement > currency_symbol

USD

Annuals > 1 > balance Sheet > cash

145080341

Annuals > 1 > balance Sheet > short Term Investments

52041398

Annuals > 1 > balance Sheet > receivables

8240516

Annuals > 1 > balance Sheet > inventories

-

Annuals > 1 > balance Sheet > total Current Assets

205362255

Annuals > 1 > balance Sheet > property Plant Equipment

52263867

Annuals > 1 > balance Sheet > total Assets

2196609429

Annuals > 1 > balance Sheet > payables

3643453

Annuals > 1 > balance Sheet > short Term Debt

6046531

Annuals > 1 > balance Sheet > long Term Debt

143216982

Annuals > 1 > balance Sheet > total Liabilities

2000832106

Annuals > 1 > balance Sheet > equity

190375030

Annuals > 1 > balance Sheet > currency_symbol

USD

Annuals > 1 > cash Flow > net Income

31212124

Annuals > 1 > cash Flow > depreciation

3539550

Annuals > 1 > cash Flow > change In Working Capital

336385

Annuals > 1 > cash Flow > cash From Operations

38887070

Annuals > 1 > cash Flow > capital Expenditures

3165972

Annuals > 1 > cash Flow > cash From Investing

-127955307

Annuals > 1 > cash Flow > cash From Financing

183097941

Annuals > 1 > cash Flow > net Change In Cash

94029704

Annuals > 1 > cash Flow > currency_symbol

USD

Annuals > 1 > ratios > PE

2.5100000613332623

Annuals > 1 > ratios > PB

1.57755160432542

Annuals > 1 > ratios > ROE

16.12237224598205

Annuals > 1 > ratios > ROA

1.397288502670813

Annuals > 1 > ratios > FCF

35721098

Annuals > 1 > ratios > Piotroski FScore

4

Annuals > 1 > ratios > fcf Percent

0.3183617508063988

Annuals > 1 > health Score

65

Valuation > metrics > PE

0.7733422991482095

Valuation > metrics > PB

1.216301003723686

Valuation > final Score

100

Valuation > verdict

46.1% Undervalued

Profitability > metrics > ROE

3.8613177942362484

Profitability > metrics > ROA

4.658792774602732

Profitability > metrics > Net Margin

0.29013787952761294

Profitability > final Score

52

Profitability > verdict

Weak

Risk > metrics > Debt Equity

8.032748162674325

Risk > metrics > Interest Coverage

1.2546872303707894

Risk > final Score

11

Risk > verdict

High

Liquidity > metrics > Current Ratio

3.0752357016380505

Liquidity > metrics > Quick Ratio

3.0752357016380505

Liquidity > final Score

100

Liquidity > verdict

Great

Prev Valuations > 0

100

Prev Valuations > 1

100

Prev Valuations > 2

100

Prev Profitabilities > 0

50

Prev Profitabilities > 1

50

Prev Profitabilities > 2

39

Prev Risks > 0

10

Prev Risks > 1

10

Prev Risks > 2

9

Prev Liquidities > 0

100

Prev Liquidities > 1

100

Prev Liquidities > 2

100

Updated At

2026-01-20T21:33:45.560Z

Earnings History > 0 > period

2025-12-31

Earnings History > 0 > report Date

2026-01-26

Earnings History > 0 > date

2025-12-31

Earnings History > 0 > before After Market

AfterMarket

Earnings History > 0 > currency

-

Earnings History > 0 > eps Actual

-

Earnings History > 0 > eps Estimate

-

Earnings History > 0 > eps Difference

0

Earnings History > 0 > surprise Percent

-

Earnings History > 1 > period

2025-09-30

Earnings History > 1 > report Date

2025-10-28

Earnings History > 1 > date

2025-09-30

Earnings History > 1 > before After Market

BeforeMarket

Earnings History > 1 > currency

-

Earnings History > 1 > eps Actual

0.77

Earnings History > 1 > eps Estimate

0.82

Earnings History > 1 > eps Difference

-0.05

Earnings History > 1 > surprise Percent

-6.0976