_id
690f3c10ccc777a4e85d1a08
Ticker
CBTN
Name
Citizens Bancorp Investment Inc
Exchange
OTCQX
Address
400 Highway 52 West, Lafayette, TN, United States, 37083
Country
USA
Sector
Financial Services
Industry
Banks - Regional
Currency
USD
Website
https://www.citizens-bank.org
Description
Citizens Bancorp Investment, Inc. provides various banking products and services. The company offers checking and savings accounts, certificates of deposits and individual retirement accounts, credit and debit cards, overdrafts, real-time processing, credit card member, and online and mobile banking services, as well as cash management, and personal and business services for individuals and businesses. It also provides personal, mortgage, construction, agriculture, commercial, and officers loans. Citizens Bancorp Investment, Inc. was founded in 1909 and is based in Lafayette, Tennessee.
Last Close
31.5
Volume
331
Current Price
30.31
Change
0
Last Updated
2026-01-02T11:00:12.003Z
Image
-
Ipo Date
-
Market Cap
178900656
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
-
Sentiment Sources
0
Current Quarter
2025-06-30
Revenue
17329000
Cost Of Revenue
-
Gross Profit
-
Operating Expenses
-
Operating Income
-
Interest Expense
9134000
Pretax Income
6954000
Net Income
5397000
Eps
0.9143795459547304
Dividends Per Share
-
Shares Outstanding
5902363
Income Tax Expense
-
EBITDA
-
Operating Margin
-
Total Other Income Expense Net
-
Cash
31265000
Short Term Investments
395400000
Receivables
8163000
Inventories
-
Total Current Assets
-
Property Plant Equipment
19479000
Total Assets
1715479000
Payables
-
Short Term Debt
-
Long Term Debt
124255000
Total Liabilities
1555885000
Equity
159594000
Bs_currency_symbol
USD
Depreciation
-
Change In Working Capital
-
Cash From Operations
-
Capital Expenditures
0
Cash From Investing
-
Cash From Financing
-
Net Change In Cash
-
Cf_currency_symbol
USD
PE
11.8863
PB
1.1209733607153152
ROE
3.3817060791759093
ROA
0.3146060080012638
FCF
-
Fcf Percent
-
Piotroski FScore
2
Health Score
42
Deep Value Investing Score
5.5
Defensive Investing Score
4.5
Dividend Investing Score
1.5
Economic Moat Investing Score
6.3
Garp Investing Score
4.5
Growth Investing Score
4
Momentum Investing Score
4
Net Net Investing Score
1.5
Quality Investing Score
3.5
Value Investing Score
5.5
Quarters > 0 > quarter
2025-06-30
Quarters > 0 > income Statement > revenue
17329000
Quarters > 0 > income Statement > cost Of Revenue
-
Quarters > 0 > income Statement > gross Profit
-
Quarters > 0 > income Statement > operating Expenses
-
Quarters > 0 > income Statement > operating Income
-
Quarters > 0 > income Statement > interest Expense
9134000
Quarters > 0 > income Statement > pretax Income
6954000
Quarters > 0 > income Statement > net Income
5397000
Quarters > 0 > income Statement > eps
0.9143795459547304
Quarters > 0 > income Statement > dividends Per Share
-
Quarters > 0 > income Statement > shares Outstanding
5902363
Quarters > 0 > income Statement > income Tax Expense
-
Quarters > 0 > income Statement > EBITDA
-
Quarters > 0 > income Statement > operating Margin
-
Quarters > 0 > income Statement > total Other Income Expense Net
-
Quarters > 0 > income Statement > currency_symbol
USD
Quarters > 0 > balance Sheet > cash
31265000
Quarters > 0 > balance Sheet > short Term Investments
395400000
Quarters > 0 > balance Sheet > receivables
8163000
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
-
Quarters > 0 > balance Sheet > property Plant Equipment
19479000
Quarters > 0 > balance Sheet > total Assets
1715479000
Quarters > 0 > balance Sheet > payables
-
Quarters > 0 > balance Sheet > short Term Debt
-
Quarters > 0 > balance Sheet > long Term Debt
124255000
Quarters > 0 > balance Sheet > total Liabilities
1555885000
Quarters > 0 > balance Sheet > equity
159594000
Quarters > 0 > balance Sheet > currency_symbol
USD
Quarters > 0 > cash Flow > net Income
5397000
Quarters > 0 > cash Flow > depreciation
-
Quarters > 0 > cash Flow > change In Working Capital
-
Quarters > 0 > cash Flow > cash From Operations
-
Quarters > 0 > cash Flow > capital Expenditures
0
Quarters > 0 > cash Flow > cash From Investing
-
Quarters > 0 > cash Flow > cash From Financing
-
Quarters > 0 > cash Flow > net Change In Cash
-
Quarters > 0 > cash Flow > currency_symbol
USD
Quarters > 0 > ratios > PE
0.9143795459547304
Quarters > 0 > ratios > PB
1.1209733607153152
Quarters > 0 > ratios > ROE
3.3817060791759093
Quarters > 0 > ratios > ROA
0.3146060080012638
Quarters > 0 > ratios > FCF
-
Quarters > 0 > ratios > Piotroski FScore
2
Quarters > 0 > ratios > fcf Percent
-
Quarters > 0 > health Score
42
Quarters > 1 > quarter
2025-03-31
Quarters > 1 > income Statement > revenue
15451000
Quarters > 1 > income Statement > cost Of Revenue
-
Quarters > 1 > income Statement > gross Profit
-
Quarters > 1 > income Statement > operating Expenses
-
Quarters > 1 > income Statement > operating Income
-
Quarters > 1 > income Statement > interest Expense
9276000
Quarters > 1 > income Statement > pretax Income
5531000
Quarters > 1 > income Statement > net Income
4282000
Quarters > 1 > income Statement > eps
0.7256624720483527
Quarters > 1 > income Statement > dividends Per Share
-
Quarters > 1 > income Statement > shares Outstanding
5900815
Quarters > 1 > income Statement > income Tax Expense
-
Quarters > 1 > income Statement > EBITDA
-
Quarters > 1 > income Statement > operating Margin
-
Quarters > 1 > income Statement > total Other Income Expense Net
-
Quarters > 1 > income Statement > currency_symbol
USD
Quarters > 1 > balance Sheet > cash
38700000
Quarters > 1 > balance Sheet > short Term Investments
396668000
Quarters > 1 > balance Sheet > receivables
8261000
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
-
Quarters > 1 > balance Sheet > property Plant Equipment
19455000
Quarters > 1 > balance Sheet > total Assets
1701317000
Quarters > 1 > balance Sheet > payables
-
Quarters > 1 > balance Sheet > short Term Debt
-
Quarters > 1 > balance Sheet > long Term Debt
139658000
Quarters > 1 > balance Sheet > total Liabilities
1547909000
Quarters > 1 > balance Sheet > equity
153408000
Quarters > 1 > balance Sheet > currency_symbol
USD
Quarters > 1 > cash Flow > net Income
4282000
Quarters > 1 > cash Flow > depreciation
-
Quarters > 1 > cash Flow > change In Working Capital
-
Quarters > 1 > cash Flow > cash From Operations
-
Quarters > 1 > cash Flow > capital Expenditures
0
Quarters > 1 > cash Flow > cash From Investing
-
Quarters > 1 > cash Flow > cash From Financing
-
Quarters > 1 > cash Flow > net Change In Cash
-
Quarters > 1 > cash Flow > currency_symbol
USD
Quarters > 1 > ratios > PE
0.7256624720483527
Quarters > 1 > ratios > PB
1.1658694634569253
Quarters > 1 > ratios > ROE
2.79124947851481
Quarters > 1 > ratios > ROA
0.2516873692557002
Quarters > 1 > ratios > FCF
-
Quarters > 1 > ratios > Piotroski FScore
2
Quarters > 1 > ratios > fcf Percent
-
Quarters > 1 > health Score
42
Quarters > 2 > quarter
2024-09-30
Quarters > 2 > income Statement > revenue
14165000
Quarters > 2 > income Statement > cost Of Revenue
-
Quarters > 2 > income Statement > gross Profit
-
Quarters > 2 > income Statement > operating Expenses
-
Quarters > 2 > income Statement > operating Income
-
Quarters > 2 > income Statement > interest Expense
9441000
Quarters > 2 > income Statement > pretax Income
5144000
Quarters > 2 > income Statement > net Income
4047000
Quarters > 2 > income Statement > eps
0.6858374648247743
Quarters > 2 > income Statement > dividends Per Share
-
Quarters > 2 > income Statement > shares Outstanding
5900815
Quarters > 2 > income Statement > income Tax Expense
-
Quarters > 2 > income Statement > EBITDA
-
Quarters > 2 > income Statement > operating Margin
-
Quarters > 2 > income Statement > total Other Income Expense Net
-
Quarters > 2 > income Statement > currency_symbol
USD
Quarters > 2 > balance Sheet > cash
29119000
Quarters > 2 > balance Sheet > short Term Investments
402779000
Quarters > 2 > balance Sheet > receivables
7600000
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
-
Quarters > 2 > balance Sheet > property Plant Equipment
19924000
Quarters > 2 > balance Sheet > total Assets
1661742000
Quarters > 2 > balance Sheet > payables
-
Quarters > 2 > balance Sheet > short Term Debt
-
Quarters > 2 > balance Sheet > long Term Debt
139173000
Quarters > 2 > balance Sheet > total Liabilities
1512078000
Quarters > 2 > balance Sheet > equity
149664000
Quarters > 2 > balance Sheet > currency_symbol
USD
Quarters > 2 > cash Flow > net Income
4047000
Quarters > 2 > cash Flow > depreciation
-
Quarters > 2 > cash Flow > change In Working Capital
-
Quarters > 2 > cash Flow > cash From Operations
-
Quarters > 2 > cash Flow > capital Expenditures
0
Quarters > 2 > cash Flow > cash From Investing
-
Quarters > 2 > cash Flow > cash From Financing
-
Quarters > 2 > cash Flow > net Change In Cash
-
Quarters > 2 > cash Flow > currency_symbol
USD
Quarters > 2 > ratios > PE
0.6858374648247743
Quarters > 2 > ratios > PB
1.1950348958333334
Quarters > 2 > ratios > ROE
2.704057087876844
Quarters > 2 > ratios > ROA
0.24353961084211628
Quarters > 2 > ratios > FCF
-
Quarters > 2 > ratios > Piotroski FScore
2
Quarters > 2 > ratios > fcf Percent
-
Quarters > 2 > health Score
41
Quarters > 3 > quarter
2024-06-30
Quarters > 3 > income Statement > revenue
14100000
Quarters > 3 > income Statement > cost Of Revenue
-
Quarters > 3 > income Statement > gross Profit
-
Quarters > 3 > income Statement > operating Expenses
-
Quarters > 3 > income Statement > operating Income
-
Quarters > 3 > income Statement > interest Expense
8816000
Quarters > 3 > income Statement > pretax Income
5236000
Quarters > 3 > income Statement > net Income
4109000
Quarters > 3 > income Statement > eps
0.6963444880071651
Quarters > 3 > income Statement > dividends Per Share
-
Quarters > 3 > income Statement > shares Outstanding
5900815
Quarters > 3 > income Statement > income Tax Expense
-
Quarters > 3 > income Statement > EBITDA
-
Quarters > 3 > income Statement > operating Margin
-
Quarters > 3 > income Statement > total Other Income Expense Net
-
Quarters > 3 > income Statement > currency_symbol
USD
Quarters > 3 > balance Sheet > cash
29344000
Quarters > 3 > balance Sheet > short Term Investments
384806000
Quarters > 3 > balance Sheet > receivables
7594000
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
-
Quarters > 3 > balance Sheet > property Plant Equipment
19891000
Quarters > 3 > balance Sheet > total Assets
1605288000
Quarters > 3 > balance Sheet > payables
-
Quarters > 3 > balance Sheet > short Term Debt
-
Quarters > 3 > balance Sheet > long Term Debt
98103000
Quarters > 3 > balance Sheet > total Liabilities
1467048000
Quarters > 3 > balance Sheet > equity
138240000
Quarters > 3 > balance Sheet > currency_symbol
USD
Quarters > 3 > cash Flow > net Income
4109000
Quarters > 3 > cash Flow > depreciation
-
Quarters > 3 > cash Flow > change In Working Capital
-
Quarters > 3 > cash Flow > cash From Operations
-
Quarters > 3 > cash Flow > capital Expenditures
0
Quarters > 3 > cash Flow > cash From Investing
-
Quarters > 3 > cash Flow > cash From Financing
-
Quarters > 3 > cash Flow > net Change In Cash
-
Quarters > 3 > cash Flow > currency_symbol
USD
Quarters > 3 > ratios > PE
0.6963444880071651
Quarters > 3 > ratios > PB
1.293791251808449
Quarters > 3 > ratios > ROE
2.972366898148148
Quarters > 3 > ratios > ROA
0.2559665306163131
Quarters > 3 > ratios > FCF
-
Quarters > 3 > ratios > Piotroski FScore
2
Quarters > 3 > ratios > fcf Percent
-
Quarters > 3 > health Score
42
Annuals > 0 > quarter
2023-12-31
Annuals > 0 > income Statement > revenue
52150000
Annuals > 0 > income Statement > cost Of Revenue
-
Annuals > 0 > income Statement > gross Profit
-
Annuals > 0 > income Statement > operating Expenses
-
Annuals > 0 > income Statement > operating Income
-
Annuals > 0 > income Statement > interest Expense
23977000
Annuals > 0 > income Statement > pretax Income
17858000
Annuals > 0 > income Statement > net Income
14680000
Annuals > 0 > income Statement > eps
2.4891493942363305
Annuals > 0 > income Statement > dividends Per Share
4007000
Annuals > 0 > income Statement > shares Outstanding
5897597
Annuals > 0 > income Statement > income Tax Expense
-
Annuals > 0 > income Statement > EBITDA
-
Annuals > 0 > income Statement > operating Margin
-
Annuals > 0 > income Statement > total Other Income Expense Net
-
Annuals > 0 > income Statement > currency_symbol
USD
Annuals > 0 > balance Sheet > cash
42599000
Annuals > 0 > balance Sheet > short Term Investments
376939000
Annuals > 0 > balance Sheet > receivables
7352000
Annuals > 0 > balance Sheet > inventories
-
Annuals > 0 > balance Sheet > total Current Assets
-
Annuals > 0 > balance Sheet > property Plant Equipment
19926000
Annuals > 0 > balance Sheet > total Assets
1551651000
Annuals > 0 > balance Sheet > payables
3004000
Annuals > 0 > balance Sheet > short Term Debt
-
Annuals > 0 > balance Sheet > long Term Debt
74334000
Annuals > 0 > balance Sheet > total Liabilities
1417421000
Annuals > 0 > balance Sheet > equity
134230000
Annuals > 0 > balance Sheet > currency_symbol
USD
Annuals > 0 > cash Flow > net Income
14680000
Annuals > 0 > cash Flow > depreciation
1301000
Annuals > 0 > cash Flow > change In Working Capital
91000
Annuals > 0 > cash Flow > cash From Operations
16443000
Annuals > 0 > cash Flow > capital Expenditures
1133000
Annuals > 0 > cash Flow > cash From Investing
-
Annuals > 0 > cash Flow > cash From Financing
40235000
Annuals > 0 > cash Flow > net Change In Cash
17443000
Annuals > 0 > cash Flow > currency_symbol
USD
Annuals > 0 > ratios > PE
2.4891493942363305
Annuals > 0 > ratios > PB
1.3317154516129033
Annuals > 0 > ratios > ROE
10.936452357893168
Annuals > 0 > ratios > ROA
0.9460890367743777
Annuals > 0 > ratios > FCF
15310000
Annuals > 0 > ratios > Piotroski FScore
4
Annuals > 0 > ratios > fcf Percent
0.29357622243528286
Annuals > 0 > health Score
61
Annuals > 1 > quarter
2022-12-31
Annuals > 1 > income Statement > revenue
56555000
Annuals > 1 > income Statement > cost Of Revenue
-
Annuals > 1 > income Statement > gross Profit
-
Annuals > 1 > income Statement > operating Expenses
-
Annuals > 1 > income Statement > operating Income
-
Annuals > 1 > income Statement > interest Expense
6004000
Annuals > 1 > income Statement > pretax Income
23088000
Annuals > 1 > income Statement > net Income
18641000
Annuals > 1 > income Statement > eps
3.1658710238309027
Annuals > 1 > income Statement > dividends Per Share
3764000
Annuals > 1 > income Statement > shares Outstanding
5888111
Annuals > 1 > income Statement > income Tax Expense
-
Annuals > 1 > income Statement > EBITDA
-
Annuals > 1 > income Statement > operating Margin
-
Annuals > 1 > income Statement > total Other Income Expense Net
-
Annuals > 1 > income Statement > currency_symbol
USD
Annuals > 1 > balance Sheet > cash
25156000
Annuals > 1 > balance Sheet > short Term Investments
404344000
Annuals > 1 > balance Sheet > receivables
6162000
Annuals > 1 > balance Sheet > inventories
-
Annuals > 1 > balance Sheet > total Current Assets
-
Annuals > 1 > balance Sheet > property Plant Equipment
20098000
Annuals > 1 > balance Sheet > total Assets
1486948000
Annuals > 1 > balance Sheet > payables
1135000
Annuals > 1 > balance Sheet > short Term Debt
-
Annuals > 1 > balance Sheet > long Term Debt
82366000
Annuals > 1 > balance Sheet > total Liabilities
1369991000
Annuals > 1 > balance Sheet > equity
116957000
Annuals > 1 > balance Sheet > currency_symbol
USD
Annuals > 1 > cash Flow > net Income
18641000
Annuals > 1 > cash Flow > depreciation
1318000
Annuals > 1 > cash Flow > change In Working Capital
-2053000
Annuals > 1 > cash Flow > cash From Operations
20332000
Annuals > 1 > cash Flow > capital Expenditures
810000
Annuals > 1 > cash Flow > cash From Investing
-
Annuals > 1 > cash Flow > cash From Financing
22471000
Annuals > 1 > cash Flow > net Change In Cash
-208666000
Annuals > 1 > cash Flow > currency_symbol
USD
Annuals > 1 > ratios > PE
3.1658710238309027
Annuals > 1 > ratios > PB
1.525933842437819
Annuals > 1 > ratios > ROE
15.9383363116359
Annuals > 1 > ratios > ROA
1.2536416875371568
Annuals > 1 > ratios > FCF
19522000
Annuals > 1 > ratios > Piotroski FScore
4
Annuals > 1 > ratios > fcf Percent
0.34518610202457783
Annuals > 1 > health Score
65
Annuals > 2 > quarter
2021-12-31
Annuals > 2 > income Statement > revenue
55461000
Annuals > 2 > income Statement > cost Of Revenue
-
Annuals > 2 > income Statement > gross Profit
-
Annuals > 2 > income Statement > operating Expenses
-
Annuals > 2 > income Statement > operating Income
-
Annuals > 2 > income Statement > interest Expense
5359000
Annuals > 2 > income Statement > pretax Income
20876000
Annuals > 2 > income Statement > net Income
16737000
Annuals > 2 > income Statement > eps
2.8502094615306017
Annuals > 2 > income Statement > dividends Per Share
3523000
Annuals > 2 > income Statement > shares Outstanding
5872200
Annuals > 2 > income Statement > income Tax Expense
4139000
Annuals > 2 > income Statement > EBITDA
-
Annuals > 2 > income Statement > operating Margin
-
Annuals > 2 > income Statement > total Other Income Expense Net
-
Annuals > 2 > income Statement > currency_symbol
USD
Annuals > 2 > balance Sheet > cash
233822000
Annuals > 2 > balance Sheet > short Term Investments
370307000
Annuals > 2 > balance Sheet > receivables
4821000
Annuals > 2 > balance Sheet > inventories
40000
Annuals > 2 > balance Sheet > total Current Assets
-
Annuals > 2 > balance Sheet > property Plant Equipment
20624000
Annuals > 2 > balance Sheet > total Assets
1481075000
Annuals > 2 > balance Sheet > payables
1300402000
Annuals > 2 > balance Sheet > short Term Debt
-
Annuals > 2 > balance Sheet > long Term Debt
14271000
Annuals > 2 > balance Sheet > total Liabilities
1344776000
Annuals > 2 > balance Sheet > equity
136299000
Annuals > 2 > balance Sheet > currency_symbol
USD
Annuals > 2 > cash Flow > net Income
16737000
Annuals > 2 > cash Flow > depreciation
1244000
Annuals > 2 > cash Flow > change In Working Capital
587000
Annuals > 2 > cash Flow > cash From Operations
18740000
Annuals > 2 > cash Flow > capital Expenditures
716000
Annuals > 2 > cash Flow > cash From Investing
-110496000
Annuals > 2 > cash Flow > cash From Financing
132714000
Annuals > 2 > cash Flow > net Change In Cash
40958000
Annuals > 2 > cash Flow > currency_symbol
USD
Annuals > 2 > ratios > PE
2.8502094615306017
Annuals > 2 > ratios > PB
1.3058524420575353
Annuals > 2 > ratios > ROE
12.279620540136024
Annuals > 2 > ratios > ROA
1.1300575595428997
Annuals > 2 > ratios > FCF
18024000
Annuals > 2 > ratios > Piotroski FScore
4
Annuals > 2 > ratios > fcf Percent
0.32498512468220914
Annuals > 2 > health Score
62
Annuals > 3 > quarter
2020-12-31
Annuals > 3 > income Statement > revenue
39458000
Annuals > 3 > income Statement > cost Of Revenue
-
Annuals > 3 > income Statement > gross Profit
-
Annuals > 3 > income Statement > operating Expenses
-
Annuals > 3 > income Statement > operating Income
-
Annuals > 3 > income Statement > interest Expense
7761000
Annuals > 3 > income Statement > pretax Income
13196000
Annuals > 3 > income Statement > net Income
10838000
Annuals > 3 > income Statement > eps
1.8456455842784647
Annuals > 3 > income Statement > dividends Per Share
3288000
Annuals > 3 > income Statement > shares Outstanding
5872200
Annuals > 3 > income Statement > income Tax Expense
-
Annuals > 3 > income Statement > EBITDA
-
Annuals > 3 > income Statement > operating Margin
-
Annuals > 3 > income Statement > total Other Income Expense Net
-
Annuals > 3 > income Statement > currency_symbol
USD
Annuals > 3 > balance Sheet > cash
192864000
Annuals > 3 > balance Sheet > short Term Investments
262363000
Annuals > 3 > balance Sheet > receivables
451000
Annuals > 3 > balance Sheet > inventories
40000
Annuals > 3 > balance Sheet > total Current Assets
203056000
Annuals > 3 > balance Sheet > property Plant Equipment
21228000
Annuals > 3 > balance Sheet > total Assets
1337425000
Annuals > 3 > balance Sheet > payables
1740000
Annuals > 3 > balance Sheet > short Term Debt
-
Annuals > 3 > balance Sheet > long Term Debt
16106000
Annuals > 3 > balance Sheet > total Liabilities
1210659000
Annuals > 3 > balance Sheet > equity
126766000
Annuals > 3 > balance Sheet > currency_symbol
USD
Annuals > 3 > cash Flow > net Income
10838000
Annuals > 3 > cash Flow > depreciation
1244000
Annuals > 3 > cash Flow > change In Working Capital
2980000
Annuals > 3 > cash Flow > cash From Operations
17806000
Annuals > 3 > cash Flow > capital Expenditures
1249000
Annuals > 3 > cash Flow > cash From Investing
-110496000
Annuals > 3 > cash Flow > cash From Financing
114973000
Annuals > 3 > cash Flow > net Change In Cash
40958000
Annuals > 3 > cash Flow > currency_symbol
USD
Annuals > 3 > ratios > PE
1.8456455842784647
Annuals > 3 > ratios > PB
1.4040545729927583
Annuals > 3 > ratios > ROE
8.549611094457504
Annuals > 3 > ratios > ROA
0.8103631979363328
Annuals > 3 > ratios > FCF
16557000
Annuals > 3 > ratios > Piotroski FScore
4
Annuals > 3 > ratios > fcf Percent
0.41961072532819704
Annuals > 3 > health Score
59
Valuation > metrics > PE
11.8863
Valuation > metrics > PB
1.1209733607153152
Valuation > final Score
100
Valuation > verdict
Fair
Profitability > metrics > ROE
3.3817060791759093
Profitability > metrics > Net Margin
0.3114432454267413
Profitability > final Score
52
Profitability > verdict
Weak
Risk > metrics > Debt Equity
9.749019386693735
Risk > metrics > Interest Coverage
0
Risk > final Score
6
Risk > verdict
High
Liquidity > final Score
50
Liquidity > verdict
Weak
Prev Valuations > 0
100
Prev Valuations > 1
100
Prev Valuations > 2
100
Prev Profitabilities > 0
51
Prev Profitabilities > 1
50
Prev Profitabilities > 2
51
Prev Risks > 0
6
Prev Risks > 1
6
Prev Risks > 2
6
Prev Liquidities > 0
50
Prev Liquidities > 1
50
Prev Liquidities > 2
50
Updated At
2026-01-20T21:33:51.357Z
Citizens Bancorp Investment, Inc. provides various banking products and services. The company offers checking and savings accounts, certificates of deposits and individual retirement accounts, credit and debit cards, overdrafts, real-time processing, credit card member, and online and mobile banking services, as well as cash management, and personal and business services for individuals and businesses. It also provides personal, mortgage, construction, agriculture, commercial, and officers loans. Citizens Bancorp Investment, Inc. was founded in 1909 and is based in Lafayette, Tennessee.
Stock Price
$0.00
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Frequency:
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(Last Updated 2025-06-30)
Health Score
Price to Earnings Ratio (P/E)
-
Very High
Low ≥ 50
High ≤ 10
Price to Book Ratio (P/B)
-
Very Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 0.00% of the total shares of Citizens Bancorp Investment Inc
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
No earnings data available.
(Last Updated 2025-06-30)
(Last Updated 2025-06-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-06-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-06-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.