_id
690f3dc0ccc777a4e85d1acf
Ticker
CFG
Name
Citizens Financial Group, Inc.
Exchange
NYSE
Address
One Citizens Plaza, Providence, RI, United States, 02903
Country
USA
Sector
Financial Services
Industry
Banks - Regional
Currency
USD
Website
https://www.citizensbank.com
Description
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves multi-family, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
Last Close
58.46
Volume
1508058
Current Price
58.99
Change
0.9066028053369846
Last Updated
2025-11-29T11:20:45.897Z
Image
-
Ipo Date
2014-09-24T00:00:00.000Z
Market Cap
23335979008
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
0.9663333333333333
Sentiment Sources
18
Rating
4.0952
Target Price
61.825
Strong Buy
10
Buy
3
Hold
8
Sell
0
Strong Sell
0
Current Quarter
2025-09-30
Revenue
2118000000
Cost Of Revenue
154000000
Gross Profit
1964000000
Operating Expenses
1335000000
Operating Income
629000000
Interest Expense
970000000
Pretax Income
629000000
Net Income
494000000
Eps
1.134400381562687
Dividends Per Share
217000000
Shares Outstanding
429486191
Income Tax Expense
135000000
EBITDA
826000000
Operating Margin
29.697828139754485
Total Other Income Expense Net
-
Cash
12344000000
Short Term Investments
35304000000
Receivables
-
Inventories
-
Total Current Assets
47648000000
Property Plant Equipment
857000000
Total Assets
222747000000
Payables
-
Short Term Debt
2204000000
Long Term Debt
8451000000
Total Liabilities
196918000000
Equity
25829000000
Depreciation
119000000
Change In Working Capital
670000000
Cash From Operations
1696000000
Capital Expenditures
35000000
Cash From Investing
-1497000000
Cash From Financing
2903000000
Net Change In Cash
3102000000
PE
15.1541
PB
0.9945609170506021
ROE
1.9125788841999305
ROA
0.2217762753258181
FCF
1661000000
Fcf Percent
0.7842304060434372
Piotroski FScore
4
Health Score
52
Deep Value Investing Score
7
Defensive Investing Score
4.5
Dividend Investing Score
3.5
Economic Moat Investing Score
8.8
Garp Investing Score
4.5
Growth Investing Score
4
Momentum Investing Score
5
Net Net Investing Score
3.5
Quality Investing Score
5
Value Investing Score
7
Quarters > 0 > quarter
2025-09-30
Quarters > 0 > income Statement > revenue
2118000000
Quarters > 0 > income Statement > cost Of Revenue
154000000
Quarters > 0 > income Statement > gross Profit
1964000000
Quarters > 0 > income Statement > operating Expenses
1335000000
Quarters > 0 > income Statement > operating Income
629000000
Quarters > 0 > income Statement > interest Expense
970000000
Quarters > 0 > income Statement > pretax Income
629000000
Quarters > 0 > income Statement > net Income
494000000
Quarters > 0 > income Statement > eps
1.134400381562687
Quarters > 0 > income Statement > dividends Per Share
217000000
Quarters > 0 > income Statement > shares Outstanding
435472350
Quarters > 0 > income Statement > income Tax Expense
135000000
Quarters > 0 > income Statement > EBITDA
826000000
Quarters > 0 > income Statement > operating Margin
29.697828139754485
Quarters > 0 > income Statement > total Other Income Expense Net
-
Quarters > 0 > balance Sheet > cash
12344000000
Quarters > 0 > balance Sheet > short Term Investments
35304000000
Quarters > 0 > balance Sheet > receivables
-
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
47648000000
Quarters > 0 > balance Sheet > property Plant Equipment
857000000
Quarters > 0 > balance Sheet > total Assets
222747000000
Quarters > 0 > balance Sheet > payables
-
Quarters > 0 > balance Sheet > short Term Debt
2204000000
Quarters > 0 > balance Sheet > long Term Debt
8451000000
Quarters > 0 > balance Sheet > total Liabilities
196918000000
Quarters > 0 > balance Sheet > equity
25829000000
Quarters > 0 > cash Flow > net Income
494000000
Quarters > 0 > cash Flow > depreciation
119000000
Quarters > 0 > cash Flow > change In Working Capital
670000000
Quarters > 0 > cash Flow > cash From Operations
1696000000
Quarters > 0 > cash Flow > capital Expenditures
35000000
Quarters > 0 > cash Flow > cash From Investing
-1497000000
Quarters > 0 > cash Flow > cash From Financing
2903000000
Quarters > 0 > cash Flow > net Change In Cash
3102000000
Quarters > 0 > ratios > PE
1.134400381562687
Quarters > 0 > ratios > PB
0.9945609170506021
Quarters > 0 > ratios > ROE
1.9125788841999305
Quarters > 0 > ratios > ROA
0.2217762753258181
Quarters > 0 > ratios > FCF
1661000000
Quarters > 0 > ratios > Piotroski FScore
4
Quarters > 0 > ratios > fcf Percent
0.7842304060434372
Quarters > 0 > health Score
52
Quarters > 1 > quarter
2025-06-30
Quarters > 1 > income Statement > revenue
3007000000
Quarters > 1 > income Statement > cost Of Revenue
1134000000
Quarters > 1 > income Statement > gross Profit
1873000000
Quarters > 1 > income Statement > operating Expenses
1319000000
Quarters > 1 > income Statement > operating Income
554000000
Quarters > 1 > income Statement > interest Expense
970000000
Quarters > 1 > income Statement > pretax Income
554000000
Quarters > 1 > income Statement > net Income
436000000
Quarters > 1 > income Statement > eps
0.9987635170214754
Quarters > 1 > income Statement > dividends Per Share
218000000
Quarters > 1 > income Statement > shares Outstanding
436539774
Quarters > 1 > income Statement > income Tax Expense
118000000
Quarters > 1 > income Statement > EBITDA
678000000
Quarters > 1 > income Statement > operating Margin
18.42367808446957
Quarters > 1 > income Statement > total Other Income Expense Net
-
Quarters > 1 > balance Sheet > cash
9228000000
Quarters > 1 > balance Sheet > short Term Investments
34544000000
Quarters > 1 > balance Sheet > receivables
-
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
43772000000
Quarters > 1 > balance Sheet > property Plant Equipment
855000000
Quarters > 1 > balance Sheet > total Assets
218310000000
Quarters > 1 > balance Sheet > payables
-
Quarters > 1 > balance Sheet > short Term Debt
2239000000
Quarters > 1 > balance Sheet > long Term Debt
10984000000
Quarters > 1 > balance Sheet > total Liabilities
193076000000
Quarters > 1 > balance Sheet > equity
25234000000
Quarters > 1 > cash Flow > net Income
436000000
Quarters > 1 > cash Flow > depreciation
124000000
Quarters > 1 > cash Flow > change In Working Capital
188000000
Quarters > 1 > cash Flow > cash From Operations
886000000
Quarters > 1 > cash Flow > capital Expenditures
33000000
Quarters > 1 > cash Flow > cash From Investing
-1428000000
Quarters > 1 > cash Flow > cash From Financing
-2451000000
Quarters > 1 > cash Flow > net Change In Cash
-2993000000
Quarters > 1 > ratios > PE
0.9987635170214754
Quarters > 1 > ratios > PB
1.020507302380122
Quarters > 1 > ratios > ROE
1.7278275342791471
Quarters > 1 > ratios > ROA
0.1997160001832257
Quarters > 1 > ratios > FCF
853000000
Quarters > 1 > ratios > Piotroski FScore
4
Quarters > 1 > ratios > fcf Percent
0.2836714333222481
Quarters > 1 > health Score
53
Quarters > 2 > quarter
2025-03-31
Quarters > 2 > income Statement > revenue
2896000000
Quarters > 2 > income Statement > cost Of Revenue
1114000000
Quarters > 2 > income Statement > gross Profit
1782000000
Quarters > 2 > income Statement > operating Expenses
1314000000
Quarters > 2 > income Statement > operating Income
468000000
Quarters > 2 > income Statement > interest Expense
961000000
Quarters > 2 > income Statement > pretax Income
468000000
Quarters > 2 > income Statement > net Income
373000000
Quarters > 2 > income Statement > eps
0.8435097241067391
Quarters > 2 > income Statement > dividends Per Share
220000000
Quarters > 2 > income Statement > shares Outstanding
442200000
Quarters > 2 > income Statement > income Tax Expense
95000000
Quarters > 2 > income Statement > EBITDA
591000000
Quarters > 2 > income Statement > operating Margin
16.16022099447514
Quarters > 2 > income Statement > total Other Income Expense Net
-153000000
Quarters > 2 > balance Sheet > cash
12226000000
Quarters > 2 > balance Sheet > short Term Investments
34098000000
Quarters > 2 > balance Sheet > receivables
-
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
46324000000
Quarters > 2 > balance Sheet > property Plant Equipment
855000000
Quarters > 2 > balance Sheet > total Assets
220148000000
Quarters > 2 > balance Sheet > payables
-
Quarters > 2 > balance Sheet > short Term Debt
2036000000
Quarters > 2 > balance Sheet > long Term Debt
10278000000
Quarters > 2 > balance Sheet > total Liabilities
195282000000
Quarters > 2 > balance Sheet > equity
24866000000
Quarters > 2 > cash Flow > net Income
373000000
Quarters > 2 > cash Flow > depreciation
123000000
Quarters > 2 > cash Flow > change In Working Capital
-536000000
Quarters > 2 > cash Flow > cash From Operations
-213000000
Quarters > 2 > cash Flow > capital Expenditures
14000000
Quarters > 2 > cash Flow > cash From Investing
-1108000000
Quarters > 2 > cash Flow > cash From Financing
2261000000
Quarters > 2 > cash Flow > net Change In Cash
940000000
Quarters > 2 > ratios > PE
0.8435097241067391
Quarters > 2 > ratios > PB
1.0490379634842757
Quarters > 2 > ratios > ROE
1.500040215555377
Quarters > 2 > ratios > ROA
0.16943147337245854
Quarters > 2 > ratios > FCF
-227000000
Quarters > 2 > ratios > Piotroski FScore
2
Quarters > 2 > ratios > fcf Percent
-0.07838397790055249
Quarters > 2 > health Score
33
Quarters > 3 > quarter
2024-12-31
Quarters > 3 > income Statement > revenue
3026000000
Quarters > 3 > income Statement > cost Of Revenue
1212000000
Quarters > 3 > income Statement > gross Profit
1814000000
Quarters > 3 > income Statement > operating Expenses
1306000000
Quarters > 3 > income Statement > operating Income
508000000
Quarters > 3 > income Statement > interest Expense
1050000000
Quarters > 3 > income Statement > pretax Income
508000000
Quarters > 3 > income Statement > net Income
401000000
Quarters > 3 > income Statement > eps
0.901453790939153
Quarters > 3 > income Statement > dividends Per Share
226000000
Quarters > 3 > income Statement > shares Outstanding
444837000
Quarters > 3 > income Statement > income Tax Expense
107000000
Quarters > 3 > income Statement > EBITDA
632000000
Quarters > 3 > income Statement > operating Margin
16.78783873099802
Quarters > 3 > income Statement > total Other Income Expense Net
14000000
Quarters > 3 > balance Sheet > cash
11236000000
Quarters > 3 > balance Sheet > short Term Investments
32613000000
Quarters > 3 > balance Sheet > receivables
1027000000
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
44876000000
Quarters > 3 > balance Sheet > property Plant Equipment
875000000
Quarters > 3 > balance Sheet > total Assets
217521000000
Quarters > 3 > balance Sheet > payables
-
Quarters > 3 > balance Sheet > short Term Debt
1988000000
Quarters > 3 > balance Sheet > long Term Debt
10413000000
Quarters > 3 > balance Sheet > total Liabilities
193267000000
Quarters > 3 > balance Sheet > equity
24254000000
Quarters > 3 > cash Flow > net Income
401000000
Quarters > 3 > cash Flow > depreciation
124000000
Quarters > 3 > cash Flow > change In Working Capital
-8000000
Quarters > 3 > cash Flow > cash From Operations
483000000
Quarters > 3 > cash Flow > capital Expenditures
48000000
Quarters > 3 > cash Flow > cash From Investing
1608000000
Quarters > 3 > cash Flow > cash From Financing
-2405000000
Quarters > 3 > cash Flow > net Change In Cash
-314000000
Quarters > 3 > ratios > PE
0.901453790939153
Quarters > 3 > ratios > PB
1.081921935763173
Quarters > 3 > ratios > ROE
1.6533355322833347
Quarters > 3 > ratios > ROA
0.18435001677998905
Quarters > 3 > ratios > FCF
435000000
Quarters > 3 > ratios > Piotroski FScore
4
Quarters > 3 > ratios > fcf Percent
0.14375413086582947
Quarters > 3 > health Score
47
Valuation > metrics > PE
15.1541
Valuation > metrics > PB
0.9945609170506021
Valuation > final Score
100
Valuation > verdict
0.3% Undervalued
Profitability > metrics > ROE
1.9125788841999305
Profitability > metrics > ROA
1.0367696440564136
Profitability > metrics > Net Margin
0.2332389046270066
Profitability > final Score
37
Profitability > verdict
Weak
Risk > metrics > Debt Equity
7.623911107669674
Risk > metrics > Interest Coverage
0.6484536082474227
Risk > final Score
9
Risk > verdict
High
Liquidity > metrics > Current Ratio
21.618874773139744
Liquidity > metrics > Quick Ratio
21.618874773139744
Liquidity > final Score
100
Liquidity > verdict
Great
Prev Valuations > 0
100
Prev Valuations > 1
100
Prev Valuations > 2
100
Prev Profitabilities > 0
28
Prev Profitabilities > 1
25
Prev Profitabilities > 2
26
Prev Risks > 0
8
Prev Risks > 1
8
Prev Risks > 2
8
Prev Liquidities > 0
100
Prev Liquidities > 1
100
Prev Liquidities > 2
100
Updated At
2025-12-12T00:13:30.160Z
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves multi-family, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
Stock Price
$ 0.00
0% increase compared to yesterday.
Dividend
Frequency:
Rate:
N/ANext Payout:
N/ACitizens Financial Group (NYSE:CFG) Sets New 1-Year High - Time to Buy? MarketBeat
Read more →WINTON GROUP Ltd Invests $6.31 Million in Citizens Financial Group, Inc. $CFG MarketBeat
Read more →Showing 2 of 10
(Last Updated 2025-09-30)
Rating:
BUY
Target Price:
$61.825
Analyst Picks
Strong Buy
10
Buy
3
Hold
8
Sell
0
Strong Sell
0
Sentiment:
Bullish
(Last Updated 2025-09-30)
Health Score
Price to Earnings Ratio (P/E)
-
Very High
Low ≥ 50
High ≤ 10
Price to Book Ratio (P/B)
-
Very Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Free Cash Flow - Revenue % (FCF)
-
Very High
Low ≤ 5%
High ≥ 15%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 104.67% of the total shares of Citizens Financial Group, Inc.
1.
Vanguard Group Inc(11.9506%)
since
2025/06/30
2.
BlackRock Inc(10.8782%)
since
2025/06/30
3.
Capital World Investors(8.5025%)
since
2025/06/30
4.
Amvescap Plc.(5.4878%)
since
2025/06/30
5.
State Street Corp(5.3944%)
since
2025/06/30
6.
American Funds Washington Mutual A(5.2612%)
since
2025/06/30
7.
Capital Group Wash Mutual Invtrs Comp(5.2612%)
since
2025/06/30
8.
Vanguard Total Stock Mkt Idx Inv(2.9931%)
since
2025/07/31
9.
American Funds Income Fund of Amer A(2.8129%)
since
2025/06/30
10.
Geode Capital Management, LLC(2.6108%)
since
2025/06/30
11.
Morgan Stanley - Brokerage Accounts(2.5023%)
since
2025/06/30
12.
Fuller & Thaler Asset Management Inc(2.502%)
since
2025/06/30
13.
Vanguard 500 Index Investor(2.489%)
since
2025/07/31
14.
Vanguard Mid Cap Index Institutional(2.1307%)
since
2025/07/31
15.
FullerThaler Behavioral Small-Cap Value(2.1177%)
since
2025/06/30
16.
Hotchkis & Wiley Capital Management LLC(1.9761%)
since
2025/06/30
17.
Undiscovered Managers Behavioral Val L(1.9595%)
since
2025/07/31
18.
Charles Schwab Investment Management Inc(1.6056%)
since
2025/06/30
19.
LSV Asset Management(1.5215%)
since
2025/06/30
20.
Nordea Investment Mgmt Bank Demark A/s(1.4837%)
since
2025/06/30
21.
Invesco Equity and Income Composite(1.4132%)
since
2025/06/30
22.
AQR Capital Management LLC(1.4094%)
since
2025/06/30
23.
Capital Research & Mgmt Co - Division 3(1.3698%)
since
2025/06/30
24.
NORGES BANK(1.3129%)
since
2025/06/30
25.
Fidelity 500 Index(1.2744%)
since
2025/07/31
26.
Royal Bank of Canada(1.2626%)
since
2025/06/30
27.
iShares Select Dividend ETF(1.2581%)
since
2025/08/31
28.
SPDR® S&P 500® ETF(1.21%)
since
2025/08/31
29.
iShares Core S&P 500 ETF(1.2098%)
since
2025/08/31
30.
Goldman Sachs Group Inc(1.1565%)
since
2025/06/30
31.
Bank of America Corp(1.1476%)
since
2025/06/30
32.
Dimensional Fund Advisors, Inc.(1.1302%)
since
2025/06/30
33.
Vanguard Windsorâ„¢ II Inv(1.1188%)
since
2025/06/30
34.
Northern Trust Corp(1.0782%)
since
2025/06/30
35.
Capital Group Fundamental Invtrs Comp(1.0637%)
since
2025/06/30
36.
American Funds Fundamental Invs A(1.0637%)
since
2025/06/30
37.
Invesco Comstock A(1.0578%)
since
2025/07/31
38.
Invesco Large Cap Value(1.0502%)
since
2025/06/30
39.
Vanguard Value Index Inv(0.8465%)
since
2025/07/31
40.
Invesco S&P 500® Equal Weight ETF(0.7922%)
since
2025/08/29
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
No earnings data available.
(Last Updated 2025-09-30)
(Last Updated 2025-09-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-09-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-09-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.