_id
69104edfccc777a4e85d5365
Ticker
CINF
Name
Cincinnati Financial Corporation
Exchange
NASDAQ
Address
6200 South Gilmore Road, Fairfield, OH, United States, 45014-5141
Country
USA
Sector
Financial Services
Industry
Insurance - Property & Casualty
Currency
USD
Website
https://www.cinfin.com
Description
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.
Last Close
165.86
Volume
266257
Current Price
167.07
Change
0.7295309296997344
Last Updated
2025-11-29T11:29:30.812Z
Image
-
Ipo Date
1990-03-26T00:00:00.000Z
Market Cap
26207123456
Next Dividend Date
2026-01-15T00:00:00.000Z
Dividend Frequency
Quarterly
Dividend Rate
0.87
Dividend Yield
2.0981550705414205
Sentiment
0.897709523809524
Sentiment Sources
21
Rating
3.625
Target Price
172.6667
Strong Buy
1
Buy
3
Hold
4
Sell
0
Strong Sell
0
Current Quarter
2025-09-30
Revenue
3726000000
Cost Of Revenue
1540000000
Gross Profit
2186000000
Operating Expenses
773000000
Operating Income
1413000000
Interest Expense
13000000
Pretax Income
1413000000
Net Income
1122000000
Eps
7.110266159695818
Dividends Per Share
134000000
Shares Outstanding
156018513
Income Tax Expense
291000000
EBITDA
1459000000
Operating Margin
37.92270531400966
Total Other Income Expense Net
6000000
Cash
1460000000
Short Term Investments
1001000000
Receivables
4366000000
Inventories
-
Total Current Assets
1460000000
Property Plant Equipment
213000000
Total Assets
40567000000
Payables
-
Short Term Debt
25000000
Long Term Debt
790000000
Total Liabilities
25161000000
Equity
15406000000
Depreciation
33000000
Change In Working Capital
-294000000
Cash From Operations
1114000000
Capital Expenditures
7000000
Cash From Investing
-403000000
Cash From Financing
-246000000
Net Change In Cash
465000000
PE
12.4695
PB
1.6988645982084902
ROE
7.2828768012462675
ROA
2.7657948578894174
FCF
1107000000
Fcf Percent
0.2971014492753623
Piotroski FScore
3
Health Score
67
Deep Value Investing Score
5
Defensive Investing Score
5
Dividend Investing Score
4
Economic Moat Investing Score
7.3
Garp Investing Score
6.5
Growth Investing Score
6
Momentum Investing Score
6
Net Net Investing Score
2.5
Quality Investing Score
7
Value Investing Score
8
Quarters > 0 > quarter
2025-09-30
Quarters > 0 > income Statement > revenue
3726000000
Quarters > 0 > income Statement > cost Of Revenue
1540000000
Quarters > 0 > income Statement > gross Profit
2186000000
Quarters > 0 > income Statement > operating Expenses
773000000
Quarters > 0 > income Statement > operating Income
1413000000
Quarters > 0 > income Statement > interest Expense
13000000
Quarters > 0 > income Statement > pretax Income
1413000000
Quarters > 0 > income Statement > net Income
1122000000
Quarters > 0 > income Statement > eps
7.110266159695818
Quarters > 0 > income Statement > dividends Per Share
134000000
Quarters > 0 > income Statement > shares Outstanding
157800000
Quarters > 0 > income Statement > income Tax Expense
291000000
Quarters > 0 > income Statement > EBITDA
1459000000
Quarters > 0 > income Statement > operating Margin
37.92270531400966
Quarters > 0 > income Statement > total Other Income Expense Net
6000000
Quarters > 0 > balance Sheet > cash
1460000000
Quarters > 0 > balance Sheet > short Term Investments
1001000000
Quarters > 0 > balance Sheet > receivables
4366000000
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
1460000000
Quarters > 0 > balance Sheet > property Plant Equipment
213000000
Quarters > 0 > balance Sheet > total Assets
40567000000
Quarters > 0 > balance Sheet > payables
-
Quarters > 0 > balance Sheet > short Term Debt
25000000
Quarters > 0 > balance Sheet > long Term Debt
790000000
Quarters > 0 > balance Sheet > total Liabilities
25161000000
Quarters > 0 > balance Sheet > equity
15406000000
Quarters > 0 > cash Flow > net Income
1122000000
Quarters > 0 > cash Flow > depreciation
33000000
Quarters > 0 > cash Flow > change In Working Capital
-294000000
Quarters > 0 > cash Flow > cash From Operations
1114000000
Quarters > 0 > cash Flow > capital Expenditures
7000000
Quarters > 0 > cash Flow > cash From Investing
-403000000
Quarters > 0 > cash Flow > cash From Financing
-246000000
Quarters > 0 > cash Flow > net Change In Cash
465000000
Quarters > 0 > ratios > PE
7.110266159695818
Quarters > 0 > ratios > PB
1.6988645982084902
Quarters > 0 > ratios > ROE
7.2828768012462675
Quarters > 0 > ratios > ROA
2.7657948578894174
Quarters > 0 > ratios > FCF
1107000000
Quarters > 0 > ratios > Piotroski FScore
3
Quarters > 0 > ratios > fcf Percent
0.2971014492753623
Quarters > 0 > health Score
67
Quarters > 1 > quarter
2025-06-30
Quarters > 1 > income Statement > revenue
3248000000
Quarters > 1 > income Statement > cost Of Revenue
1660000000
Quarters > 1 > income Statement > gross Profit
1588000000
Quarters > 1 > income Statement > operating Expenses
733000000
Quarters > 1 > income Statement > operating Income
855000000
Quarters > 1 > income Statement > interest Expense
14000000
Quarters > 1 > income Statement > pretax Income
855000000
Quarters > 1 > income Statement > net Income
685000000
Quarters > 1 > income Statement > eps
4.340937896070976
Quarters > 1 > income Statement > dividends Per Share
133000000
Quarters > 1 > income Statement > shares Outstanding
157800000
Quarters > 1 > income Statement > income Tax Expense
170000000
Quarters > 1 > income Statement > EBITDA
915000000
Quarters > 1 > income Statement > operating Margin
26.323891625615765
Quarters > 1 > income Statement > total Other Income Expense Net
-14000000
Quarters > 1 > balance Sheet > cash
995000000
Quarters > 1 > balance Sheet > short Term Investments
1182000000
Quarters > 1 > balance Sheet > receivables
4513000000
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
995000000
Quarters > 1 > balance Sheet > property Plant Equipment
214000000
Quarters > 1 > balance Sheet > total Assets
38842000000
Quarters > 1 > balance Sheet > payables
-
Quarters > 1 > balance Sheet > short Term Debt
25000000
Quarters > 1 > balance Sheet > long Term Debt
790000000
Quarters > 1 > balance Sheet > total Liabilities
24541000000
Quarters > 1 > balance Sheet > equity
14301000000
Quarters > 1 > cash Flow > net Income
685000000
Quarters > 1 > cash Flow > depreciation
46000000
Quarters > 1 > cash Flow > change In Working Capital
-264000000
Quarters > 1 > cash Flow > cash From Operations
741000000
Quarters > 1 > cash Flow > capital Expenditures
4000000
Quarters > 1 > cash Flow > cash From Investing
-556000000
Quarters > 1 > cash Flow > cash From Financing
-200000000
Quarters > 1 > cash Flow > net Change In Cash
-15000000
Quarters > 1 > ratios > PE
4.340937896070976
Quarters > 1 > ratios > PB
1.8301313194881477
Quarters > 1 > ratios > ROE
4.789874833927697
Quarters > 1 > ratios > ROA
1.763554914782967
Quarters > 1 > ratios > FCF
737000000
Quarters > 1 > ratios > Piotroski FScore
4
Quarters > 1 > ratios > fcf Percent
0.2269088669950739
Quarters > 1 > health Score
65
Quarters > 2 > quarter
2025-03-31
Quarters > 2 > income Statement > revenue
2566000000
Quarters > 2 > income Statement > cost Of Revenue
1968000000
Quarters > 2 > income Statement > gross Profit
598000000
Quarters > 2 > income Statement > operating Expenses
726000000
Quarters > 2 > income Statement > operating Income
-128000000
Quarters > 2 > income Statement > interest Expense
13000000
Quarters > 2 > income Statement > pretax Income
-128000000
Quarters > 2 > income Statement > net Income
-90000000
Quarters > 2 > income Statement > eps
-0.5754475703324808
Quarters > 2 > income Statement > dividends Per Share
125000000
Quarters > 2 > income Statement > shares Outstanding
156400000
Quarters > 2 > income Statement > income Tax Expense
-38000000
Quarters > 2 > income Statement > EBITDA
-68000000
Quarters > 2 > income Statement > operating Margin
-4.9883086515978174
Quarters > 2 > income Statement > total Other Income Expense Net
-13000000
Quarters > 2 > balance Sheet > cash
1010000000
Quarters > 2 > balance Sheet > short Term Investments
1222000000
Quarters > 2 > balance Sheet > receivables
4317000000
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
1010000000
Quarters > 2 > balance Sheet > property Plant Equipment
216000000
Quarters > 2 > balance Sheet > total Assets
37276000000
Quarters > 2 > balance Sheet > payables
-
Quarters > 2 > balance Sheet > short Term Debt
25000000
Quarters > 2 > balance Sheet > long Term Debt
790000000
Quarters > 2 > balance Sheet > total Liabilities
23558000000
Quarters > 2 > balance Sheet > equity
13718000000
Quarters > 2 > cash Flow > net Income
-90000000
Quarters > 2 > cash Flow > depreciation
47000000
Quarters > 2 > cash Flow > change In Working Capital
264000000
Quarters > 2 > cash Flow > cash From Operations
310000000
Quarters > 2 > cash Flow > capital Expenditures
3000000
Quarters > 2 > cash Flow > cash From Investing
-58000000
Quarters > 2 > cash Flow > cash From Financing
-225000000
Quarters > 2 > cash Flow > net Change In Cash
27000000
Quarters > 2 > ratios > PE
-0.5754475703324808
Quarters > 2 > ratios > PB
1.8909829421198427
Quarters > 2 > ratios > ROE
-0.6560723137483598
Quarters > 2 > ratios > ROA
-0.24144221482991735
Quarters > 2 > ratios > FCF
307000000
Quarters > 2 > ratios > Piotroski FScore
2
Quarters > 2 > ratios > fcf Percent
0.11964146531566641
Quarters > 2 > health Score
36
Quarters > 3 > quarter
2024-12-31
Quarters > 3 > income Statement > revenue
2538000000
Quarters > 3 > income Statement > cost Of Revenue
1330000000
Quarters > 3 > income Statement > gross Profit
2538000000
Quarters > 3 > income Statement > operating Expenses
2059000000
Quarters > 3 > income Statement > operating Income
479000000
Quarters > 3 > income Statement > interest Expense
13000000
Quarters > 3 > income Statement > pretax Income
479000000
Quarters > 3 > income Statement > net Income
405000000
Quarters > 3 > income Statement > eps
2.5681674064679774
Quarters > 3 > income Statement > dividends Per Share
125000000
Quarters > 3 > income Statement > shares Outstanding
157700000
Quarters > 3 > income Statement > income Tax Expense
74000000
Quarters > 3 > income Statement > EBITDA
507000000
Quarters > 3 > income Statement > operating Margin
18.87312844759653
Quarters > 3 > income Statement > total Other Income Expense Net
479000000
Quarters > 3 > balance Sheet > cash
983000000
Quarters > 3 > balance Sheet > short Term Investments
16480000000
Quarters > 3 > balance Sheet > receivables
3834000000
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
983000000
Quarters > 3 > balance Sheet > property Plant Equipment
214000000
Quarters > 3 > balance Sheet > total Assets
36501000000
Quarters > 3 > balance Sheet > payables
-
Quarters > 3 > balance Sheet > short Term Debt
25000000
Quarters > 3 > balance Sheet > long Term Debt
790000000
Quarters > 3 > balance Sheet > total Liabilities
22566000000
Quarters > 3 > balance Sheet > equity
13935000000
Quarters > 3 > cash Flow > net Income
405000000
Quarters > 3 > cash Flow > depreciation
15000000
Quarters > 3 > cash Flow > change In Working Capital
162000000
Quarters > 3 > cash Flow > cash From Operations
642000000
Quarters > 3 > cash Flow > capital Expenditures
4000000
Quarters > 3 > cash Flow > cash From Investing
-1207000000
Quarters > 3 > cash Flow > cash From Financing
-204000000
Quarters > 3 > cash Flow > net Change In Cash
-769000000
Quarters > 3 > ratios > PE
2.5681674064679774
Quarters > 3 > ratios > PB
1.8770091137423754
Quarters > 3 > ratios > ROE
2.906350914962325
Quarters > 3 > ratios > ROA
1.10955864222898
Quarters > 3 > ratios > FCF
638000000
Quarters > 3 > ratios > Piotroski FScore
4
Quarters > 3 > ratios > fcf Percent
0.25137903861308114
Quarters > 3 > health Score
63
Valuation > metrics > PE
12.4695
Valuation > metrics > PB
1.6988645982084902
Valuation > final Score
100
Valuation > verdict
Fair
Profitability > metrics > ROE
7.2828768012462675
Profitability > metrics > ROA
76.84931506849315
Profitability > metrics > Net Margin
0.30112721417069244
Profitability > final Score
75
Profitability > verdict
Adequate
Risk > metrics > Debt Equity
1.6331948591457874
Risk > metrics > Interest Coverage
108.6923076923077
Risk > final Score
70
Risk > verdict
Low
Liquidity > metrics > Current Ratio
58.4
Liquidity > metrics > Quick Ratio
58.4
Liquidity > final Score
100
Liquidity > verdict
Great
Prev Valuations > 0
100
Prev Valuations > 1
80
Prev Valuations > 2
100
Prev Profitabilities > 0
70
Prev Profitabilities > 1
0
Prev Profitabilities > 2
60
Prev Risks > 0
70
Prev Risks > 1
-9
Prev Risks > 2
70
Prev Liquidities > 0
100
Prev Liquidities > 1
100
Prev Liquidities > 2
100
Updated At
2025-12-16T13:09:40.951Z
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.
Stock Price
$ 0.00
0% increase compared to yesterday.
Dividend
Frequency:
Rate:
0.87Next Payout:
Jan 15, 2026Yield:
2.0982 %Should Lower Cat Losses And Portfolio Gains Driving Q3 Earnings Reframe Cincinnati Financial’s (CINF) Risk Profile? simplywall.st
Read more →Stronger Q3 Earnings from Market Gains and Fewer Cat Losses Might Change The Case For Investing In Cincinnati Financial (CINF) Yahoo Finance
Read more →Showing 2 of 10
(Last Updated 2025-09-30)
Rating:
BUY
Target Price:
$172.6667
Analyst Picks
Strong Buy
1
Buy
3
Hold
4
Sell
0
Strong Sell
0
Sentiment:
Bullish
(Last Updated 2025-09-30)
Health Score
Price to Earnings Ratio (P/E)
-
Very High
Low ≥ 50
High ≤ 10
Price to Book Ratio (P/B)
-
Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Free Cash Flow - Revenue % (FCF)
-
Very High
Low ≤ 5%
High ≥ 15%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 70.58% of the total shares of Cincinnati Financial Corporation
1.
Vanguard Group Inc(12.5163%)
since
2025/06/30
2.
BlackRock Inc(8.0002%)
since
2025/06/30
3.
State Street Corp(5.4457%)
since
2025/06/30
4.
Charles Schwab Investment Management Inc(4.1378%)
since
2025/06/30
5.
Vanguard Total Stock Mkt Idx Inv(3.147%)
since
2025/07/31
6.
Schwab US Dividend Equity ETF™(2.8401%)
since
2025/08/30
7.
Geode Capital Management, LLC(2.5957%)
since
2025/06/30
8.
Vanguard 500 Index Investor(2.4751%)
since
2025/07/31
9.
Vanguard Mid Cap Index Institutional(2.2297%)
since
2025/07/31
10.
London Company of Virginia(1.4124%)
since
2025/06/30
11.
GQG Partners LLC(1.3635%)
since
2025/06/30
12.
Bank of America Corp(1.2863%)
since
2025/06/30
13.
Fidelity 500 Index(1.267%)
since
2025/07/31
14.
Morgan Stanley - Brokerage Accounts(1.2651%)
since
2025/06/30
15.
SPDR® S&P 500® ETF(1.2055%)
since
2025/08/31
16.
iShares Core S&P 500 ETF(1.2026%)
since
2025/08/31
17.
Royal Bank of Canada(1.035%)
since
2025/06/30
18.
Amvescap Plc.(1.035%)
since
2025/06/30
19.
NORGES BANK(1.0122%)
since
2025/06/30
20.
Northern Trust Corp(1.0085%)
since
2025/06/30
21.
Fort Washington Investment Advisors Inc(0.9602%)
since
2025/06/30
22.
Dimensional Fund Advisors, Inc.(0.9114%)
since
2025/06/30
23.
Vanguard Value Index Inv(0.8859%)
since
2025/07/31
24.
SPDR® S&P Dividend ETF(0.883%)
since
2025/08/31
25.
Johnson Investment Counsel Inc(0.8747%)
since
2025/06/30
26.
UBS Asset Mgmt Americas Inc(0.8121%)
since
2025/06/30
27.
ProShare Advisors LLC(0.7831%)
since
2025/06/30
28.
Bahl & Gaynor Inc.(0.7485%)
since
2025/06/30
29.
iShares Select Dividend ETF(0.7403%)
since
2025/08/31
30.
Legal & General Group PLC(0.7345%)
since
2025/06/30
31.
ProShares S&P 500 Dividend Aristocrats(0.7295%)
since
2025/08/29
32.
The Financial Select Sector SPDR® ETF(0.7117%)
since
2025/08/31
33.
Vanguard Mid-Cap Value ETF(0.6289%)
since
2025/07/31
34.
Invesco S&P 500® Equal Weight ETF(0.6154%)
since
2025/08/29
35.
Vanguard Institutional Index I(0.6047%)
since
2025/07/31
36.
Touchstone Mid Cap Y(0.5975%)
since
2025/06/30
37.
Vanguard Dividend Appreciation ETF(0.5368%)
since
2025/07/31
38.
State St S&P 500® Indx SL Cl III(0.5335%)
since
2025/08/31
39.
GQG Partners US Select Quality Eq Instl(0.429%)
since
2025/06/30
40.
Vanguard Institutional 500 Index Trust(0.3805%)
since
2025/07/31
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
No earnings data available.
(Last Updated 2025-09-30)
(Last Updated 2025-09-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-09-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-09-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.