_id
691050c1ccc777a4e85d541b
Ticker
CMHF
Name
Community Heritage Financial Inc
Exchange
PINK
Address
24 West Main Street, Middletown, MD, United States, 21769
Country
USA
Sector
Financial Services
Industry
Banks - Regional
Currency
USD
Website
https://www.communityheritageinc.com
Description
Community Heritage Financial, Inc. operates as the bank holding company for Middletown Valley Bank that provides retail and commercial banking products and services to individuals and businesses in Maryland and Pennsylvania. It offers checking, savings, and individual retirement accounts; demand and time deposits; personal, household appliance/furnishing, recreation, auto, commercial real estate, capital improvement, acquisition, installment, commercial business, and agricultural loans; real estate mortgages and debt consolidation financing; overdraft protection lines of credit; business lines of credit; and letters of credit. The company also provides home equity lines of credit; credit cards; and cash management, merchant, wealth, bank to bank transfer, bill pay, bank by phone, check order, digital wallet, e-statement, mobile banking and deposit, payment, and online banking services. In addition, it offers a range of residential mortgage products to homebuyers for home purchases, refinancing, and construction. The company was founded in 1908 and is based in Middletown, Maryland.
Last Close
26.99
Volume
501
Current Price
26.99
Change
0
Last Updated
2026-01-02T11:36:20.925Z
Image
-
Ipo Date
-
Market Cap
78542536
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
-
Sentiment Sources
0
Current Quarter
2025-09-30
Revenue
15598808
Cost Of Revenue
-
Gross Profit
-
Operating Expenses
-
Operating Income
2569125
Interest Expense
-
Pretax Income
2569125
Net Income
1934396
Eps
0.6550785967255485
Dividends Per Share
-
Shares Outstanding
2919797
Income Tax Expense
634729
EBITDA
2569125
Operating Margin
16.47000847757085
Total Other Income Expense Net
-
Cash
-
Short Term Investments
-
Receivables
-
Inventories
-
Total Current Assets
-
Property Plant Equipment
8045635
Total Assets
1092463628
Payables
-
Short Term Debt
-
Long Term Debt
-
Total Liabilities
1006169230
Equity
86294398
Bs_currency_symbol
-
Depreciation
-
Change In Working Capital
-
Cash From Operations
-
Capital Expenditures
-
Cash From Investing
-
Cash From Financing
-
Net Change In Cash
-
Cf_currency_symbol
-
PE
11.8502
PB
0.923575187117013
ROE
2.2416240739057014
ROA
0.17706731376872897
FCF
-
Fcf Percent
-
Piotroski FScore
2
Health Score
40
Deep Value Investing Score
5
Defensive Investing Score
4.5
Dividend Investing Score
1.5
Economic Moat Investing Score
5.8
Garp Investing Score
3
Growth Investing Score
3.5
Momentum Investing Score
4.5
Net Net Investing Score
2
Quality Investing Score
2.5
Value Investing Score
6
Quarters > 0 > quarter
2025-09-30
Quarters > 0 > income Statement > revenue
15598808
Quarters > 0 > income Statement > cost Of Revenue
-
Quarters > 0 > income Statement > gross Profit
-
Quarters > 0 > income Statement > operating Expenses
-
Quarters > 0 > income Statement > operating Income
2569125
Quarters > 0 > income Statement > interest Expense
-
Quarters > 0 > income Statement > pretax Income
2569125
Quarters > 0 > income Statement > net Income
1934396
Quarters > 0 > income Statement > eps
0.6550785967255485
Quarters > 0 > income Statement > dividends Per Share
-
Quarters > 0 > income Statement > shares Outstanding
2952922
Quarters > 0 > income Statement > income Tax Expense
634729
Quarters > 0 > income Statement > EBITDA
2569125
Quarters > 0 > income Statement > operating Margin
16.47000847757085
Quarters > 0 > income Statement > total Other Income Expense Net
-
Quarters > 0 > income Statement > currency_symbol
-
Quarters > 0 > balance Sheet > cash
-
Quarters > 0 > balance Sheet > short Term Investments
-
Quarters > 0 > balance Sheet > receivables
-
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
-
Quarters > 0 > balance Sheet > property Plant Equipment
8045635
Quarters > 0 > balance Sheet > total Assets
1092463628
Quarters > 0 > balance Sheet > payables
-
Quarters > 0 > balance Sheet > short Term Debt
-
Quarters > 0 > balance Sheet > long Term Debt
-
Quarters > 0 > balance Sheet > total Liabilities
1006169230
Quarters > 0 > balance Sheet > equity
86294398
Quarters > 0 > balance Sheet > currency_symbol
-
Quarters > 0 > cash Flow > net Income
-
Quarters > 0 > cash Flow > depreciation
-
Quarters > 0 > cash Flow > change In Working Capital
-
Quarters > 0 > cash Flow > cash From Operations
-
Quarters > 0 > cash Flow > capital Expenditures
-
Quarters > 0 > cash Flow > cash From Investing
-
Quarters > 0 > cash Flow > cash From Financing
-
Quarters > 0 > cash Flow > net Change In Cash
-
Quarters > 0 > cash Flow > currency_symbol
-
Quarters > 0 > ratios > PE
0.6550785967255485
Quarters > 0 > ratios > PB
0.923575187117013
Quarters > 0 > ratios > ROE
2.2416240739057014
Quarters > 0 > ratios > ROA
0.17706731376872897
Quarters > 0 > ratios > FCF
-
Quarters > 0 > ratios > Piotroski FScore
2
Quarters > 0 > ratios > fcf Percent
-
Quarters > 0 > health Score
40
Quarters > 1 > quarter
2025-06-30
Quarters > 1 > income Statement > revenue
9783631
Quarters > 1 > income Statement > cost Of Revenue
-
Quarters > 1 > income Statement > gross Profit
9783631
Quarters > 1 > income Statement > operating Expenses
5641336
Quarters > 1 > income Statement > operating Income
4142295
Quarters > 1 > income Statement > interest Expense
-
Quarters > 1 > income Statement > pretax Income
3366497
Quarters > 1 > income Statement > net Income
2468004
Quarters > 1 > income Statement > eps
0.8382576360969185
Quarters > 1 > income Statement > dividends Per Share
-
Quarters > 1 > income Statement > shares Outstanding
2944207
Quarters > 1 > income Statement > income Tax Expense
898493
Quarters > 1 > income Statement > EBITDA
3366497
Quarters > 1 > income Statement > operating Margin
42.33903547670594
Quarters > 1 > income Statement > total Other Income Expense Net
-775798
Quarters > 1 > income Statement > currency_symbol
-
Quarters > 1 > balance Sheet > cash
67210170
Quarters > 1 > balance Sheet > short Term Investments
-
Quarters > 1 > balance Sheet > receivables
-
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
-
Quarters > 1 > balance Sheet > property Plant Equipment
8012840
Quarters > 1 > balance Sheet > total Assets
1095608788
Quarters > 1 > balance Sheet > payables
-
Quarters > 1 > balance Sheet > short Term Debt
-
Quarters > 1 > balance Sheet > long Term Debt
-
Quarters > 1 > balance Sheet > total Liabilities
1011673126
Quarters > 1 > balance Sheet > equity
83935662
Quarters > 1 > balance Sheet > currency_symbol
-
Quarters > 1 > cash Flow > net Income
2468004
Quarters > 1 > cash Flow > depreciation
-
Quarters > 1 > cash Flow > change In Working Capital
-
Quarters > 1 > cash Flow > cash From Operations
-
Quarters > 1 > cash Flow > capital Expenditures
0
Quarters > 1 > cash Flow > cash From Investing
-
Quarters > 1 > cash Flow > cash From Financing
-
Quarters > 1 > cash Flow > net Change In Cash
-
Quarters > 1 > cash Flow > currency_symbol
-
Quarters > 1 > ratios > PE
0.8382576360969185
Quarters > 1 > ratios > PB
0.9467268743290544
Quarters > 1 > ratios > ROE
2.9403520996832073
Quarters > 1 > ratios > ROA
0.22526325336484979
Quarters > 1 > ratios > FCF
-
Quarters > 1 > ratios > Piotroski FScore
2
Quarters > 1 > ratios > fcf Percent
-
Quarters > 1 > health Score
41
Quarters > 2 > quarter
2025-03-31
Quarters > 2 > income Statement > revenue
13988689
Quarters > 2 > income Statement > cost Of Revenue
13988689
Quarters > 2 > income Statement > gross Profit
-
Quarters > 2 > income Statement > operating Expenses
5748485
Quarters > 2 > income Statement > operating Income
3189610
Quarters > 2 > income Statement > interest Expense
-
Quarters > 2 > income Statement > pretax Income
2458853
Quarters > 2 > income Statement > net Income
1882636
Quarters > 2 > income Statement > eps
0.640895616284279
Quarters > 2 > income Statement > dividends Per Share
-
Quarters > 2 > income Statement > shares Outstanding
2937508
Quarters > 2 > income Statement > income Tax Expense
576217
Quarters > 2 > income Statement > EBITDA
2458853
Quarters > 2 > income Statement > operating Margin
22.80135043391128
Quarters > 2 > income Statement > total Other Income Expense Net
-730757
Quarters > 2 > income Statement > currency_symbol
-
Quarters > 2 > balance Sheet > cash
-
Quarters > 2 > balance Sheet > short Term Investments
-
Quarters > 2 > balance Sheet > receivables
-
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
-
Quarters > 2 > balance Sheet > property Plant Equipment
7567930
Quarters > 2 > balance Sheet > total Assets
1058066392
Quarters > 2 > balance Sheet > payables
-
Quarters > 2 > balance Sheet > short Term Debt
-
Quarters > 2 > balance Sheet > long Term Debt
-
Quarters > 2 > balance Sheet > total Liabilities
976878936
Quarters > 2 > balance Sheet > equity
81187456
Quarters > 2 > balance Sheet > currency_symbol
-
Quarters > 2 > cash Flow > net Income
1882636
Quarters > 2 > cash Flow > depreciation
-
Quarters > 2 > cash Flow > change In Working Capital
-
Quarters > 2 > cash Flow > cash From Operations
-
Quarters > 2 > cash Flow > capital Expenditures
0
Quarters > 2 > cash Flow > cash From Investing
-
Quarters > 2 > cash Flow > cash From Financing
-
Quarters > 2 > cash Flow > net Change In Cash
-
Quarters > 2 > cash Flow > currency_symbol
-
Quarters > 2 > ratios > PE
0.640895616284279
Quarters > 2 > ratios > PB
0.9765466837635606
Quarters > 2 > ratios > ROE
2.318875467658452
Quarters > 2 > ratios > ROA
0.17793174551564434
Quarters > 2 > ratios > FCF
-
Quarters > 2 > ratios > Piotroski FScore
2
Quarters > 2 > ratios > fcf Percent
-
Quarters > 2 > health Score
40
Quarters > 3 > quarter
2024-12-31
Quarters > 3 > income Statement > revenue
14050296
Quarters > 3 > income Statement > cost Of Revenue
14050296
Quarters > 3 > income Statement > gross Profit
8594636
Quarters > 3 > income Statement > operating Expenses
5466409
Quarters > 3 > income Statement > operating Income
3128227
Quarters > 3 > income Statement > interest Expense
-
Quarters > 3 > income Statement > pretax Income
2305236
Quarters > 3 > income Statement > net Income
1733383
Quarters > 3 > income Statement > eps
0.590639965053289
Quarters > 3 > income Statement > dividends Per Share
-
Quarters > 3 > income Statement > shares Outstanding
2934754
Quarters > 3 > income Statement > income Tax Expense
571853
Quarters > 3 > income Statement > EBITDA
2305236
Quarters > 3 > income Statement > operating Margin
22.264491794336575
Quarters > 3 > income Statement > total Other Income Expense Net
-822991
Quarters > 3 > income Statement > currency_symbol
-
Quarters > 3 > balance Sheet > cash
16510418
Quarters > 3 > balance Sheet > short Term Investments
-
Quarters > 3 > balance Sheet > receivables
3152505
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
19662923
Quarters > 3 > balance Sheet > property Plant Equipment
7600023
Quarters > 3 > balance Sheet > total Assets
1022097532
Quarters > 3 > balance Sheet > payables
485160
Quarters > 3 > balance Sheet > short Term Debt
477888
Quarters > 3 > balance Sheet > long Term Debt
-
Quarters > 3 > balance Sheet > total Liabilities
943068623
Quarters > 3 > balance Sheet > equity
79028909
Quarters > 3 > balance Sheet > currency_symbol
-
Quarters > 3 > cash Flow > net Income
1733383
Quarters > 3 > cash Flow > depreciation
-
Quarters > 3 > cash Flow > change In Working Capital
-
Quarters > 3 > cash Flow > cash From Operations
-
Quarters > 3 > cash Flow > capital Expenditures
0
Quarters > 3 > cash Flow > cash From Investing
-
Quarters > 3 > cash Flow > cash From Financing
-
Quarters > 3 > cash Flow > net Change In Cash
-
Quarters > 3 > cash Flow > currency_symbol
-
Quarters > 3 > ratios > PE
0.590639965053289
Quarters > 3 > ratios > PB
1.0022789313718097
Quarters > 3 > ratios > ROE
2.1933530677995314
Quarters > 3 > ratios > ROA
0.1695907626944549
Quarters > 3 > ratios > FCF
-
Quarters > 3 > ratios > Piotroski FScore
2
Quarters > 3 > ratios > fcf Percent
-
Quarters > 3 > health Score
41
Annuals > 0 > quarter
2024-12-31
Annuals > 0 > income Statement > revenue
57303014
Annuals > 0 > income Statement > cost Of Revenue
23024531
Annuals > 0 > income Statement > gross Profit
33631418
Annuals > 0 > income Statement > operating Expenses
24805101
Annuals > 0 > income Statement > operating Income
8826317
Annuals > 0 > income Statement > interest Expense
23024531
Annuals > 0 > income Statement > pretax Income
8826317
Annuals > 0 > income Statement > net Income
6627812
Annuals > 0 > income Statement > eps
2.2660805507128545
Annuals > 0 > income Statement > dividends Per Share
699908
Annuals > 0 > income Statement > shares Outstanding
2924791
Annuals > 0 > income Statement > income Tax Expense
2198505
Annuals > 0 > income Statement > EBITDA
10243058
Annuals > 0 > income Statement > operating Margin
15.402884392782552
Annuals > 0 > income Statement > total Other Income Expense Net
-3062133
Annuals > 0 > income Statement > currency_symbol
USD
Annuals > 0 > balance Sheet > cash
16510418
Annuals > 0 > balance Sheet > short Term Investments
-
Annuals > 0 > balance Sheet > receivables
3152505
Annuals > 0 > balance Sheet > inventories
-
Annuals > 0 > balance Sheet > total Current Assets
19662923
Annuals > 0 > balance Sheet > property Plant Equipment
7600023
Annuals > 0 > balance Sheet > total Assets
1022097532
Annuals > 0 > balance Sheet > payables
485160
Annuals > 0 > balance Sheet > short Term Debt
477888
Annuals > 0 > balance Sheet > long Term Debt
-
Annuals > 0 > balance Sheet > total Liabilities
943068623
Annuals > 0 > balance Sheet > equity
79028909
Annuals > 0 > balance Sheet > currency_symbol
USD
Annuals > 0 > cash Flow > net Income
6627812
Annuals > 0 > cash Flow > depreciation
1416741
Annuals > 0 > cash Flow > change In Working Capital
250427
Annuals > 0 > cash Flow > cash From Operations
6029396
Annuals > 0 > cash Flow > capital Expenditures
310286
Annuals > 0 > cash Flow > cash From Investing
-28461762
Annuals > 0 > cash Flow > cash From Financing
22278723
Annuals > 0 > cash Flow > net Change In Cash
-153643
Annuals > 0 > cash Flow > currency_symbol
USD
Annuals > 0 > ratios > PE
2.2660805507128545
Annuals > 0 > ratios > PB
0.9955455401769496
Annuals > 0 > ratios > ROE
8.3865664904978
Annuals > 0 > ratios > ROA
0.6484520109378368
Annuals > 0 > ratios > FCF
5719110
Annuals > 0 > ratios > Piotroski FScore
3
Annuals > 0 > ratios > fcf Percent
0.09980469788203462
Annuals > 0 > health Score
46
Annuals > 1 > quarter
2023-12-31
Annuals > 1 > income Statement > revenue
30129808
Annuals > 1 > income Statement > cost Of Revenue
-16624340
Annuals > 1 > income Statement > gross Profit
46754148
Annuals > 1 > income Statement > operating Expenses
23061239
Annuals > 1 > income Statement > operating Income
5681965
Annuals > 1 > income Statement > interest Expense
17388519
Annuals > 1 > income Statement > pretax Income
5681965
Annuals > 1 > income Statement > net Income
4295162
Annuals > 1 > income Statement > eps
1.4664335938900335
Annuals > 1 > income Statement > dividends Per Share
697775
Annuals > 1 > income Statement > shares Outstanding
2928985
Annuals > 1 > income Statement > income Tax Expense
1386803
Annuals > 1 > income Statement > EBITDA
-639080
Annuals > 1 > income Statement > operating Margin
18.858284792256228
Annuals > 1 > income Statement > total Other Income Expense Net
-2625319
Annuals > 1 > income Statement > currency_symbol
USD
Annuals > 1 > balance Sheet > cash
16664061
Annuals > 1 > balance Sheet > short Term Investments
-
Annuals > 1 > balance Sheet > receivables
2972952
Annuals > 1 > balance Sheet > inventories
-
Annuals > 1 > balance Sheet > total Current Assets
16664061
Annuals > 1 > balance Sheet > property Plant Equipment
8710387
Annuals > 1 > balance Sheet > total Assets
990572786
Annuals > 1 > balance Sheet > payables
458540
Annuals > 1 > balance Sheet > short Term Debt
553593
Annuals > 1 > balance Sheet > long Term Debt
-
Annuals > 1 > balance Sheet > total Liabilities
917397025
Annuals > 1 > balance Sheet > equity
71231101
Annuals > 1 > balance Sheet > currency_symbol
USD
Annuals > 1 > cash Flow > net Income
4295162
Annuals > 1 > cash Flow > depreciation
1439175
Annuals > 1 > cash Flow > change In Working Capital
-812569
Annuals > 1 > cash Flow > cash From Operations
8499580
Annuals > 1 > cash Flow > capital Expenditures
334380
Annuals > 1 > cash Flow > cash From Investing
-61723992
Annuals > 1 > cash Flow > cash From Financing
54495266
Annuals > 1 > cash Flow > net Change In Cash
1270854
Annuals > 1 > cash Flow > currency_symbol
USD
Annuals > 1 > ratios > PE
1.4664335938900335
Annuals > 1 > ratios > PB
1.1061136974423573
Annuals > 1 > ratios > ROE
6.029896968741225
Annuals > 1 > ratios > ROA
0.4336038765353281
Annuals > 1 > ratios > FCF
8165200
Annuals > 1 > ratios > Piotroski FScore
4
Annuals > 1 > ratios > fcf Percent
0.2710007312359906
Annuals > 1 > health Score
56
Annuals > 2 > quarter
2022-12-31
Annuals > 2 > income Statement > revenue
36234850
Annuals > 2 > income Statement > cost Of Revenue
4912515
Annuals > 2 > income Statement > gross Profit
30574928
Annuals > 2 > income Statement > operating Expenses
21514891
Annuals > 2 > income Statement > operating Income
9252288
Annuals > 2 > income Statement > interest Expense
4912515
Annuals > 2 > income Statement > pretax Income
9317736
Annuals > 2 > income Statement > net Income
6855504
Annuals > 2 > income Statement > eps
2.8443985649186763
Annuals > 2 > income Statement > dividends Per Share
386192
Annuals > 2 > income Statement > shares Outstanding
2410177
Annuals > 2 > income Statement > income Tax Expense
2462232
Annuals > 2 > income Statement > EBITDA
10645849
Annuals > 2 > income Statement > operating Margin
25.534224648370284
Annuals > 2 > income Statement > total Other Income Expense Net
65448
Annuals > 2 > income Statement > currency_symbol
USD
Annuals > 2 > balance Sheet > cash
15393207
Annuals > 2 > balance Sheet > short Term Investments
-
Annuals > 2 > balance Sheet > receivables
2616879
Annuals > 2 > balance Sheet > inventories
-18010086
Annuals > 2 > balance Sheet > total Current Assets
18010086
Annuals > 2 > balance Sheet > property Plant Equipment
9895268
Annuals > 2 > balance Sheet > total Assets
932093646
Annuals > 2 > balance Sheet > payables
236624
Annuals > 2 > balance Sheet > short Term Debt
542620
Annuals > 2 > balance Sheet > long Term Debt
-
Annuals > 2 > balance Sheet > total Liabilities
864952488
Annuals > 2 > balance Sheet > equity
67141158
Annuals > 2 > balance Sheet > currency_symbol
USD
Annuals > 2 > cash Flow > net Income
6855504
Annuals > 2 > cash Flow > depreciation
1417808
Annuals > 2 > cash Flow > change In Working Capital
-696709
Annuals > 2 > cash Flow > cash From Operations
9887388
Annuals > 2 > cash Flow > capital Expenditures
1483801
Annuals > 2 > cash Flow > cash From Investing
-148410539
Annuals > 2 > cash Flow > cash From Financing
112661313
Annuals > 2 > cash Flow > net Change In Cash
-25861838
Annuals > 2 > cash Flow > currency_symbol
USD
Annuals > 2 > ratios > PE
2.8443985649186763
Annuals > 2 > ratios > PB
0.9656336475459657
Annuals > 2 > ratios > ROE
10.21058349931945
Annuals > 2 > ratios > ROA
0.7354951972282837
Annuals > 2 > ratios > FCF
8403587
Annuals > 2 > ratios > Piotroski FScore
4
Annuals > 2 > ratios > fcf Percent
0.23192001622747163
Annuals > 2 > health Score
59
Annuals > 3 > quarter
2021-12-31
Annuals > 3 > income Statement > revenue
34088191
Annuals > 3 > income Statement > cost Of Revenue
2922566
Annuals > 3 > income Statement > gross Profit
30797099
Annuals > 3 > income Statement > operating Expenses
22591000
Annuals > 3 > income Statement > operating Income
8206098
Annuals > 3 > income Statement > interest Expense
2922566
Annuals > 3 > income Statement > pretax Income
8206098
Annuals > 3 > income Statement > net Income
6015285
Annuals > 3 > income Statement > eps
2.6718794348765242
Annuals > 3 > income Statement > dividends Per Share
360211
Annuals > 3 > income Statement > shares Outstanding
2251331
Annuals > 3 > income Statement > income Tax Expense
2190813
Annuals > 3 > income Statement > EBITDA
9465728
Annuals > 3 > income Statement > operating Margin
24.073140167514314
Annuals > 3 > income Statement > total Other Income Expense Net
18684
Annuals > 3 > income Statement > currency_symbol
USD
Annuals > 3 > balance Sheet > cash
41255045
Annuals > 3 > balance Sheet > short Term Investments
-
Annuals > 3 > balance Sheet > receivables
1971018
Annuals > 3 > balance Sheet > inventories
-43226063
Annuals > 3 > balance Sheet > total Current Assets
43226063
Annuals > 3 > balance Sheet > property Plant Equipment
9072049
Annuals > 3 > balance Sheet > total Assets
819327015
Annuals > 3 > balance Sheet > payables
189842
Annuals > 3 > balance Sheet > short Term Debt
490708
Annuals > 3 > balance Sheet > long Term Debt
-
Annuals > 3 > balance Sheet > total Liabilities
762372124
Annuals > 3 > balance Sheet > equity
56954891
Annuals > 3 > balance Sheet > currency_symbol
USD
Annuals > 3 > cash Flow > net Income
6015285
Annuals > 3 > cash Flow > depreciation
1349331
Annuals > 3 > cash Flow > change In Working Capital
-4110791
Annuals > 3 > cash Flow > cash From Operations
14377877
Annuals > 3 > cash Flow > capital Expenditures
2240090
Annuals > 3 > cash Flow > cash From Investing
-132002150
Annuals > 3 > cash Flow > cash From Financing
130094116
Annuals > 3 > cash Flow > net Change In Cash
12469843
Annuals > 3 > cash Flow > currency_symbol
USD
Annuals > 3 > ratios > PE
2.6718794348765242
Annuals > 3 > ratios > PB
1.0633117338421383
Annuals > 3 > ratios > ROE
10.561489793738698
Annuals > 3 > ratios > ROA
0.734173887821824
Annuals > 3 > ratios > FCF
12137787
Annuals > 3 > ratios > Piotroski FScore
3
Annuals > 3 > ratios > fcf Percent
0.35607014170977863
Annuals > 3 > health Score
59
Valuation > metrics > PE
11.8502
Valuation > metrics > PB
0.923575187117013
Valuation > final Score
100
Valuation > verdict
3.8% Undervalued
Profitability > metrics > ROE
2.2416240739057014
Profitability > metrics > Net Margin
0.12400921916597729
Profitability > final Score
38
Profitability > verdict
Weak
Risk > metrics > Debt Equity
11.659728247944901
Risk > final Score
26
Risk > verdict
High
Liquidity > final Score
50
Liquidity > verdict
Weak
Prev Valuations > 0
90
Prev Valuations > 1
90
Prev Valuations > 2
100
Prev Profitabilities > 0
51
Prev Profitabilities > 1
40
Prev Profitabilities > 2
49
Prev Risks > 0
26
Prev Risks > 1
26
Prev Risks > 2
26
Prev Liquidities > 0
50
Prev Liquidities > 1
50
Prev Liquidities > 2
100
Updated At
2026-01-20T21:37:17.028Z
Earnings History > 0 > period
2025-06-30
Earnings History > 0 > report Date
2025-06-30
Earnings History > 0 > date
2025-06-30
Earnings History > 0 > before After Market
-
Earnings History > 0 > currency
-
Earnings History > 0 > eps Actual
0.8383
Earnings History > 0 > eps Estimate
-
Earnings History > 0 > eps Difference
0
Earnings History > 0 > surprise Percent
-
Earnings History > 1 > period
2025-03-31
Earnings History > 1 > report Date
2025-03-31
Earnings History > 1 > date
2025-03-31
Earnings History > 1 > before After Market
-
Earnings History > 1 > currency
-
Earnings History > 1 > eps Actual
0.6409
Earnings History > 1 > eps Estimate
-
Earnings History > 1 > eps Difference
0
Earnings History > 1 > surprise Percent
-
Earnings History > 2 > period
2024-12-31
Earnings History > 2 > report Date
2024-12-31
Earnings History > 2 > date
2024-12-31
Earnings History > 2 > before After Market
-
Earnings History > 2 > currency
-
Earnings History > 2 > eps Actual
0.5906
Earnings History > 2 > eps Estimate
-
Earnings History > 2 > eps Difference
0
Earnings History > 2 > surprise Percent
-
Earnings History > 3 > period
2024-09-30
Earnings History > 3 > report Date
2024-09-30
Earnings History > 3 > date
2024-09-30
Earnings History > 3 > before After Market
-
Earnings History > 3 > currency
-
Earnings History > 3 > eps Actual
0.6993
Earnings History > 3 > eps Estimate
-
Earnings History > 3 > eps Difference
0
Earnings History > 3 > surprise Percent
-
Earnings History > 4 > period
2024-06-30
Earnings History > 4 > report Date
2024-06-30
Earnings History > 4 > date
2024-06-30
Earnings History > 4 > before After Market
-
Earnings History > 4 > currency
-
Earnings History > 4 > eps Actual
0.4942
Earnings History > 4 > eps Estimate
-
Earnings History > 4 > eps Difference
0
Earnings History > 4 > surprise Percent
-
Earnings History > 5 > period
2024-03-31
Earnings History > 5 > report Date
2024-03-31
Earnings History > 5 > date
2024-03-31
Earnings History > 5 > before After Market
-
Earnings History > 5 > currency
-
Earnings History > 5 > eps Actual
0.4826
Earnings History > 5 > eps Estimate
-
Earnings History > 5 > eps Difference
0
Earnings History > 5 > surprise Percent
-
Earnings History > 6 > period
2023-12-31
Earnings History > 6 > report Date
2023-12-31
Earnings History > 6 > date
2023-12-31
Earnings History > 6 > before After Market
-
Earnings History > 6 > currency
-
Earnings History > 6 > eps Actual
0.3158
Earnings History > 6 > eps Estimate
-
Earnings History > 6 > eps Difference
0
Earnings History > 6 > surprise Percent
-
Earnings History > 7 > period
2023-09-30
Earnings History > 7 > report Date
2023-09-30
Earnings History > 7 > date
2023-09-30
Earnings History > 7 > before After Market
-
Earnings History > 7 > currency
-
Earnings History > 7 > eps Actual
0.4657
Earnings History > 7 > eps Estimate
-
Earnings History > 7 > eps Difference
0
Earnings History > 7 > surprise Percent
-
Earnings History > 8 > period
2023-06-30
Earnings History > 8 > report Date
2023-06-30
Earnings History > 8 > date
2023-06-30
Earnings History > 8 > before After Market
-
Earnings History > 8 > currency
-
Earnings History > 8 > eps Actual
0.21
Earnings History > 8 > eps Estimate
-
Earnings History > 8 > eps Difference
0
Earnings History > 8 > surprise Percent
-
Earnings History > 9 > period
2023-03-31
Earnings History > 9 > report Date
2023-03-31
Earnings History > 9 > date
2023-03-31
Earnings History > 9 > before After Market
-
Earnings History > 9 > currency
-
Earnings History > 9 > eps Actual
0.4782
Earnings History > 9 > eps Estimate
-
Earnings History > 9 > eps Difference
0
Earnings History > 9 > surprise Percent
-
Earnings History > 10 > period
2022-12-31
Earnings History > 10 > report Date
2022-12-31
Earnings History > 10 > date
2022-12-31
Earnings History > 10 > before After Market
-
Earnings History > 10 > currency
-
Earnings History > 10 > eps Actual
0.5023
Earnings History > 10 > eps Estimate
-
Earnings History > 10 > eps Difference
0
Earnings History > 10 > surprise Percent
-
Earnings History > 11 > period
2022-09-30
Earnings History > 11 > report Date
2022-09-30
Earnings History > 11 > date
2022-09-30
Earnings History > 11 > before After Market
-
Earnings History > 11 > currency
-
Earnings History > 11 > eps Actual
0.6746
Earnings History > 11 > eps Estimate
-
Earnings History > 11 > eps Difference
0
Earnings History > 11 > surprise Percent
-
Earnings History > 12 > period
2022-06-30
Earnings History > 12 > report Date
2022-06-30
Earnings History > 12 > date
2022-06-30
Earnings History > 12 > before After Market
-
Earnings History > 12 > currency
-
Earnings History > 12 > eps Actual
0.9197
Earnings History > 12 > eps Estimate
-
Earnings History > 12 > eps Difference
0
Earnings History > 12 > surprise Percent
-
Earnings History > 13 > period
2021-12-31
Earnings History > 13 > report Date
2021-12-31
Earnings History > 13 > date
2021-12-31
Earnings History > 13 > before After Market
-
Earnings History > 13 > currency
-
Earnings History > 13 > eps Actual
0.5584
Earnings History > 13 > eps Estimate
-
Earnings History > 13 > eps Difference
0
Earnings History > 13 > surprise Percent
-
Earnings History > 14 > period
2021-06-30
Earnings History > 14 > report Date
2021-09-30
Earnings History > 14 > date
2021-06-30
Earnings History > 14 > before After Market
-
Earnings History > 14 > currency
-
Earnings History > 14 > eps Actual
1.0027
Earnings History > 14 > eps Estimate
-
Earnings History > 14 > eps Difference
0
Earnings History > 14 > surprise Percent
-
Earnings History > 15 > period
2021-03-31
Earnings History > 15 > report Date
2021-06-30
Earnings History > 15 > date
2021-03-31
Earnings History > 15 > before After Market
-
Earnings History > 15 > currency
-
Earnings History > 15 > eps Actual
0.3961
Earnings History > 15 > eps Estimate
0
Earnings History > 15 > eps Difference
0.3961
Earnings History > 15 > surprise Percent
-
Earnings History > 16 > period
2020-12-31
Earnings History > 16 > report Date
2021-03-31
Earnings History > 16 > date
2020-12-31
Earnings History > 16 > before After Market
-
Earnings History > 16 > currency
-
Earnings History > 16 > eps Actual
0.7148
Earnings History > 16 > eps Estimate
0
Earnings History > 16 > eps Difference
0.7148
Earnings History > 16 > surprise Percent
-
Earnings History > 17 > period
2020-09-30
Earnings History > 17 > report Date
2020-12-31
Earnings History > 17 > date
2020-09-30
Earnings History > 17 > before After Market
-
Earnings History > 17 > currency
-
Earnings History > 17 > eps Actual
0.6961
Earnings History > 17 > eps Estimate
-
Earnings History > 17 > eps Difference
0
Earnings History > 17 > surprise Percent
-
Earnings History > 18 > period
2020-06-30
Earnings History > 18 > report Date
2020-09-30
Earnings History > 18 > date
2020-06-30
Earnings History > 18 > before After Market
-
Earnings History > 18 > currency
-
Earnings History > 18 > eps Actual
0.5335
Earnings History > 18 > eps Estimate
-
Earnings History > 18 > eps Difference
0
Earnings History > 18 > surprise Percent
-
Earnings History > 19 > period
2020-03-31
Earnings History > 19 > report Date
2020-06-30
Earnings History > 19 > date
2020-03-31
Earnings History > 19 > before After Market
-
Earnings History > 19 > currency
-
Earnings History > 19 > eps Actual
0.3771
Earnings History > 19 > eps Estimate
-
Earnings History > 19 > eps Difference
0
Earnings History > 19 > surprise Percent
-
Earnings History > 20 > period
2019-12-31
Earnings History > 20 > report Date
2020-03-31
Earnings History > 20 > date
2019-12-31
Earnings History > 20 > before After Market
-
Earnings History > 20 > currency
-
Earnings History > 20 > eps Actual
0.2267
Earnings History > 20 > eps Estimate
-
Earnings History > 20 > eps Difference
0
Earnings History > 20 > surprise Percent
-
Earnings History > 21 > period
2019-09-30
Earnings History > 21 > report Date
2019-12-31
Earnings History > 21 > date
2019-09-30
Earnings History > 21 > before After Market
-
Earnings History > 21 > currency
-
Earnings History > 21 > eps Actual
0.2514
Earnings History > 21 > eps Estimate
-
Earnings History > 21 > eps Difference
0
Earnings History > 21 > surprise Percent
-
Earnings History > 22 > period
2019-06-30
Earnings History > 22 > report Date
2019-09-30
Earnings History > 22 > date
2019-06-30
Earnings History > 22 > before After Market
-
Earnings History > 22 > currency
-
Earnings History > 22 > eps Actual
0.4444
Earnings History > 22 > eps Estimate
-
Earnings History > 22 > eps Difference
0
Earnings History > 22 > surprise Percent
-
Earnings History > 23 > period
2019-03-31
Earnings History > 23 > report Date
2019-06-30
Earnings History > 23 > date
2019-03-31
Earnings History > 23 > before After Market
-
Earnings History > 23 > currency
-
Earnings History > 23 > eps Actual
0.3371
Earnings History > 23 > eps Estimate
-
Earnings History > 23 > eps Difference
0
Earnings History > 23 > surprise Percent
-
Earnings History > 24 > period
2018-12-31
Earnings History > 24 > report Date
2019-03-31
Earnings History > 24 > date
2018-12-31
Earnings History > 24 > before After Market
-
Earnings History > 24 > currency
-
Earnings History > 24 > eps Actual
0.1362
Earnings History > 24 > eps Estimate
-
Earnings History > 24 > eps Difference
0
Earnings History > 24 > surprise Percent
-
Earnings History > 25 > period
2018-09-30
Earnings History > 25 > report Date
2018-12-31
Earnings History > 25 > date
2018-09-30
Earnings History > 25 > before After Market
-
Earnings History > 25 > currency
-
Earnings History > 25 > eps Actual
0.1301
Earnings History > 25 > eps Estimate
-
Earnings History > 25 > eps Difference
0
Earnings History > 25 > surprise Percent
-
Earnings History > 26 > period
2018-06-30
Earnings History > 26 > report Date
2018-09-30
Earnings History > 26 > date
2018-06-30
Earnings History > 26 > before After Market
-
Earnings History > 26 > currency
-
Earnings History > 26 > eps Actual
0.2123
Earnings History > 26 > eps Estimate
-
Earnings History > 26 > eps Difference
0
Earnings History > 26 > surprise Percent
-
Earnings History > 27 > period
2018-03-31
Earnings History > 27 > report Date
2018-06-30
Earnings History > 27 > date
2018-03-31
Earnings History > 27 > before After Market
-
Earnings History > 27 > currency
-
Earnings History > 27 > eps Actual
0.3141
Earnings History > 27 > eps Estimate
-
Earnings History > 27 > eps Difference
0
Earnings History > 27 > surprise Percent
-
Earnings History > 28 > period
2017-12-31
Earnings History > 28 > report Date
2018-03-31
Earnings History > 28 > date
2017-12-31
Earnings History > 28 > before After Market
-
Earnings History > 28 > currency
-
Earnings History > 28 > eps Actual
0.2244
Earnings History > 28 > eps Estimate
0
Earnings History > 28 > eps Difference
0.2244
Earnings History > 28 > surprise Percent
-
Earnings History > 29 > period
2017-09-30
Earnings History > 29 > report Date
2017-12-31
Earnings History > 29 > date
2017-09-30
Earnings History > 29 > before After Market
-
Earnings History > 29 > currency
-
Earnings History > 29 > eps Actual
-0.0895
Earnings History > 29 > eps Estimate
0
Earnings History > 29 > eps Difference
-0.0895
Earnings History > 29 > surprise Percent
-
Earnings History > 30 > period
2017-06-30
Earnings History > 30 > report Date
2017-09-30
Earnings History > 30 > date
2017-06-30
Earnings History > 30 > before After Market
-
Earnings History > 30 > currency
-
Earnings History > 30 > eps Actual
0.3463
Earnings History > 30 > eps Estimate
0
Earnings History > 30 > eps Difference
0.3463
Earnings History > 30 > surprise Percent
-
Earnings History > 31 > period
2017-03-31
Earnings History > 31 > report Date
2017-06-30
Earnings History > 31 > date
2017-03-31
Earnings History > 31 > before After Market
-
Earnings History > 31 > currency
-
Earnings History > 31 > eps Actual
0.3172
Earnings History > 31 > eps Estimate
0
Earnings History > 31 > eps Difference
0.3172
Earnings History > 31 > surprise Percent
-
Earnings History > 32 > period
2016-12-31
Earnings History > 32 > report Date
2017-03-31
Earnings History > 32 > date
2016-12-31
Earnings History > 32 > before After Market
-
Earnings History > 32 > currency
-
Earnings History > 32 > eps Actual
0.3852
Earnings History > 32 > eps Estimate
0
Earnings History > 32 > eps Difference
0.3852
Earnings History > 32 > surprise Percent
-
Earnings History > 33 > period
2016-09-30
Earnings History > 33 > report Date
2016-12-31
Earnings History > 33 > date
2016-09-30
Earnings History > 33 > before After Market
-
Earnings History > 33 > currency
-
Earnings History > 33 > eps Actual
0.161
Earnings History > 33 > eps Estimate
0
Earnings History > 33 > eps Difference
0.161
Earnings History > 33 > surprise Percent
-
Community Heritage Financial, Inc. operates as the bank holding company for Middletown Valley Bank that provides retail and commercial banking products and services to individuals and businesses in Maryland and Pennsylvania. It offers checking, savings, and individual retirement accounts; demand and time deposits; personal, household appliance/furnishing, recreation, auto, commercial real estate, capital improvement, acquisition, installment, commercial business, and agricultural loans; real estate mortgages and debt consolidation financing; overdraft protection lines of credit; business lines of credit; and letters of credit. The company also provides home equity lines of credit; credit cards; and cash management, merchant, wealth, bank to bank transfer, bill pay, bank by phone, check order, digital wallet, e-statement, mobile banking and deposit, payment, and online banking services. In addition, it offers a range of residential mortgage products to homebuyers for home purchases, refinancing, and construction. The company was founded in 1908 and is based in Middletown, Maryland.
Stock Price
$0.00
decrease compared to yesterday.
Dividend
Frequency:
Rate:
N/ANext Payout:
N/ACommunity Heritage Financial (OTCMKTS:CMHF) Stock Price Up 0.3% - What's Next? MarketBeat
Read more →Showing 2 of 10
(Last Updated 2025-09-30)
Health Score
Price to Earnings Ratio (P/E)
-
Very High
Low ≥ 50
High ≤ 10
Price to Book Ratio (P/B)
-
Very Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 0.00% of the total shares of Community Heritage Financial Inc
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
Date
—
EPS Estimate
—
Date
2025-06-30
EPS Actual
0.8383
EPS Estimate
—
EPS Difference
0
Surprise Percent
0%
(Last Updated 2025-09-30)
(Last Updated 2025-09-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-09-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-09-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.