_id

691054e2ccc777a4e85d5599

Ticker

CRMT

Name

Americas Car-Mart Inc

Exchange

NASDAQ

Address

1805 North 2nd Street, Rogers, AR, United States, 72756

Country

USA

Sector

Consumer Cyclical

Industry

Auto & Truck Dealerships

Currency

USD

Website

https://www.car-mart.com

Description

America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer for the used car market in the United States. It sells older model used vehicles and provides financing for its customers. The company was founded in 1981 and is headquartered in Rogers, Arkansas.

Last Close

25.35

Volume

82111

Current Price

24.2

Change

-4.536489151873775

Last Updated

2025-11-29T11:51:35.151Z

Image

data:image/webp;base64,UklGRuYEAABXRUJQVlA4WAoAAAAQAAAAPwAAPwAAQUxQSFADAAANoLRtm5PIeqoAU6sNgujknGfWJ8fffZZxn/Pp3K0tYERRqFoQ2uusZxERE8B7QGX3sGvoakJvlpMEkP7AyHJCb9fhvMwbWqpIaRg43abkJrtVcKbAfHDfTIuy+OKiRD68W6bVu/qd4WamRDUtmrVt9NsJrSePjSynRVP99osqMLwHd2RaJMSX0ulwc2E61ubX32ndvU0rh6Bz9E9c0HVdm0aRlF+nl+z3Se/qFGFSsWHXRknOs1dU/SBd7sm6P5ugU6sCrjsd53xnXMnTKpeORkmBko7XbgDtdJdR3bej64JeVMkin63Oz3dCC8gMd9BrA0hRlqamCf1eNM71D2MgywwjVzy9HkdYAEp2vbvNXD2hNFq2HRg4Ya51UAeYzTpOpWAas0UDiVGz7wPp1iwbR44Pdm8RKIQrAFSw6vaqZJmi/L+jo8vatrb7RJZdhZ4POKae4DgLYLPAbDaqCGFuy4K//zzZWdu6pPw6tAdAvdscJX03AKazRrdmVKkqtNZpqqm+XImaDfiHQei5ETCO7L7JfjX73CbrtNuGvjuZuAVXoXtL7Gm/IptMnT74ziTouTtgHDhD+T8y1WXQG4Jrr+atJrmZ4+1L6H0Y2VXk+tC1G8wB5pu03d2XxrBaDaF1tliXSXUd2T7g+e1LYBcImnVRSausBHpPntw100byw/eqQjRvdpogX947BibTLkJT2TDFpuzR/bs+Fo0ffywTOl4p0wUe310BV6GHmVZzPLezqueS+jYOAWQ9KQPUZG570GpoYBS4GNkN/KErdjkjm46jHEmNimY6CnpDEILctI5URYkwDBAHt4aWzkkVzbY5rXUVI7uKXJ/iZBpTYSQODgDp9S0KKF2YVJVqHDqDkminq3xrPvbZ6/rIAWEV1FOyMHTconh8ABimLPjGuPVc7uXP4DboXS2XmKbmQjTtgpN5H8hS1cx9n40nbsO4gdBpJLu3IT46bsWNza07bdj+/lfdENra0XwEjC5mazNV6o/tfye1Q6lvEu86APEff6VmZtzvmcBPP6UNobVoOW3g4iRcaqE1hNPFWlFdi1rLyKXn55mRGYOaAK5HcaqFknZDAtNgvlZSSGAzn2c3oVSFYYaiOF6uE42iOF7FieZ9gFZQOCBwAQAAMAkAnQEqQABAAD61TJ9KJyQioa4UnHDgFolqAM9cWsVvuW+emXMIDbAeYD9oPWk9AG8AegB0pJEVIBMLR57YixvbXmQmJAjHVkuNMsnqcSdpugD++ndAQf+AbDE5eoOyNhD/3PrZ7/daGTjXOx8Cz+z/+vEGyt8XDPWF30ZQk6cGC+pV5FZFdG7fqcNIHjNxJnLt3e/RbNhMsyKIWk434bWNy1CxwHZOE1igrl8HbWYGPwwl/vrx1Mp58XynPTttDxVK/Zp4qVaRS07OmySBaPqBy+lw/Nopaq7j3QiGYb3PLSBla9c3z1qACIwgsUke+o2SBvA4oAubImtA6UdniKbUJBGwbWTjoiP4CoTq/WmE4IGLw9mtlYi0NKhuznAZCp5h59Uyi/yNH71R0FcK8DmQzP1XOVwN7D4Ppg24SKkTtCMhsO/lkh8+uK80Em5gHiLKZfw35ig/SDxvfxh2ULr+f5ugcSzzKeMp/4kgAAA=

Ipo Date

1993-11-09T00:00:00.000Z

Market Cap

179222896

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

0.9864166666666666

Sentiment Sources

12

Rating

3.25

Target Price

39.5

Strong Buy

1

Buy

0

Hold

2

Sell

1

Strong Sell

0

Current Quarter

2025-07-31

Revenue

341312000

Cost Of Revenue

175080000

Gross Profit

101160000

Operating Expenses

51408000

Operating Income

-7402000

Interest Expense

17042000

Pretax Income

-5746000

Net Income

-5736000

Eps

-0.693251458112311

Dividends Per Share

10000

Shares Outstanding

8278194

Income Tax Expense

-1666000

EBITDA

11778999

Operating Margin

-2.168690230639415

Total Other Income Expense Net

1656000

Cash

9666000

Short Term Investments

-

Receivables

805000

Inventories

112229000

Total Current Assets

122117000

Property Plant Equipment

118763000

Total Assets

1607974000

Payables

34980000

Short Term Debt

206058000

Long Term Debt

610750000

Total Liabilities

1043043000

Equity

564931000

Depreciation

2139000

Change In Working Capital

-113952000

Cash From Operations

-5918000

Capital Expenditures

459000

Cash From Investing

-439000

Cash From Financing

3247000

Net Change In Cash

-3110000

PE

12.095

PB

0.35443639453313763

ROE

-1.0153452368519342

ROA

-0.35672218580648696

FCF

-6377000

Fcf Percent

-0.018683784924057752

Piotroski FScore

0

Health Score

23

Deep Value Investing Score

5.5

Defensive Investing Score

5.5

Dividend Investing Score

1.5

Economic Moat Investing Score

4.8

Garp Investing Score

2.5

Growth Investing Score

2.5

Momentum Investing Score

6.5

Net Net Investing Score

1

Quality Investing Score

2

Value Investing Score

6.5

Quarters > 0 > quarter

2025-07-31

Quarters > 0 > income Statement > revenue

341312000

Quarters > 0 > income Statement > cost Of Revenue

175080000

Quarters > 0 > income Statement > gross Profit

101160000

Quarters > 0 > income Statement > operating Expenses

51408000

Quarters > 0 > income Statement > operating Income

-7402000

Quarters > 0 > income Statement > interest Expense

17042000

Quarters > 0 > income Statement > pretax Income

-5746000

Quarters > 0 > income Statement > net Income

-5736000

Quarters > 0 > income Statement > eps

-0.693251458112311

Quarters > 0 > income Statement > dividends Per Share

10000

Quarters > 0 > income Statement > shares Outstanding

8274054

Quarters > 0 > income Statement > income Tax Expense

-1666000

Quarters > 0 > income Statement > EBITDA

11778999

Quarters > 0 > income Statement > operating Margin

-2.168690230639415

Quarters > 0 > income Statement > total Other Income Expense Net

1656000

Quarters > 0 > balance Sheet > cash

9666000

Quarters > 0 > balance Sheet > short Term Investments

-

Quarters > 0 > balance Sheet > receivables

805000

Quarters > 0 > balance Sheet > inventories

112229000

Quarters > 0 > balance Sheet > total Current Assets

122117000

Quarters > 0 > balance Sheet > property Plant Equipment

118763000

Quarters > 0 > balance Sheet > total Assets

1607974000

Quarters > 0 > balance Sheet > payables

34980000

Quarters > 0 > balance Sheet > short Term Debt

206058000

Quarters > 0 > balance Sheet > long Term Debt

610750000

Quarters > 0 > balance Sheet > total Liabilities

1043043000

Quarters > 0 > balance Sheet > equity

564931000

Quarters > 0 > cash Flow > net Income

-5736000

Quarters > 0 > cash Flow > depreciation

2139000

Quarters > 0 > cash Flow > change In Working Capital

-113952000

Quarters > 0 > cash Flow > cash From Operations

-5918000

Quarters > 0 > cash Flow > capital Expenditures

459000

Quarters > 0 > cash Flow > cash From Investing

-439000

Quarters > 0 > cash Flow > cash From Financing

3247000

Quarters > 0 > cash Flow > net Change In Cash

-3110000

Quarters > 0 > ratios > PE

-0.693251458112311

Quarters > 0 > ratios > PB

0.35443639453313763

Quarters > 0 > ratios > ROE

-1.0153452368519342

Quarters > 0 > ratios > ROA

-0.35672218580648696

Quarters > 0 > ratios > FCF

-6377000

Quarters > 0 > ratios > Piotroski FScore

0

Quarters > 0 > ratios > fcf Percent

-0.018683784924057752

Quarters > 0 > health Score

23

Quarters > 1 > quarter

2025-04-30

Quarters > 1 > income Statement > revenue

309702000

Quarters > 1 > income Statement > cost Of Revenue

196896000

Quarters > 1 > income Statement > gross Profit

112806000

Quarters > 1 > income Statement > operating Expenses

48343000

Quarters > 1 > income Statement > operating Income

30026000

Quarters > 1 > income Statement > interest Expense

17373000

Quarters > 1 > income Statement > pretax Income

12478000

Quarters > 1 > income Statement > net Income

10625000

Quarters > 1 > income Statement > eps

1.2606786900806835

Quarters > 1 > income Statement > dividends Per Share

10000

Quarters > 1 > income Statement > shares Outstanding

8428000

Quarters > 1 > income Statement > income Tax Expense

1843000

Quarters > 1 > income Statement > EBITDA

31788000

Quarters > 1 > income Statement > operating Margin

9.695126282684646

Quarters > 1 > income Statement > total Other Income Expense Net

-51985000

Quarters > 1 > balance Sheet > cash

9808000

Quarters > 1 > balance Sheet > short Term Investments

-

Quarters > 1 > balance Sheet > receivables

1180010000

Quarters > 1 > balance Sheet > inventories

112229000

Quarters > 1 > balance Sheet > total Current Assets

122037000

Quarters > 1 > balance Sheet > property Plant Equipment

120719000

Quarters > 1 > balance Sheet > total Assets

1606474000

Quarters > 1 > balance Sheet > payables

34980000

Quarters > 1 > balance Sheet > short Term Debt

-

Quarters > 1 > balance Sheet > long Term Debt

572010000

Quarters > 1 > balance Sheet > total Liabilities

1036952000

Quarters > 1 > balance Sheet > equity

569522000

Quarters > 1 > cash Flow > net Income

10635000

Quarters > 1 > cash Flow > depreciation

1947000

Quarters > 1 > cash Flow > change In Working Capital

-96205000

Quarters > 1 > cash Flow > cash From Operations

19218000

Quarters > 1 > cash Flow > capital Expenditures

759000

Quarters > 1 > cash Flow > cash From Investing

-783000

Quarters > 1 > cash Flow > cash From Financing

-20256000

Quarters > 1 > cash Flow > net Change In Cash

-1821000

Quarters > 1 > ratios > PE

1.2606786900806835

Quarters > 1 > ratios > PB

0.35812066961416766

Quarters > 1 > ratios > ROE

1.865599572975232

Quarters > 1 > ratios > ROA

0.6613863654189237

Quarters > 1 > ratios > FCF

18459000

Quarters > 1 > ratios > Piotroski FScore

4

Quarters > 1 > ratios > fcf Percent

0.059602456555010945

Quarters > 1 > health Score

46

Quarters > 2 > quarter

2025-01-31

Quarters > 2 > income Statement > revenue

325726000

Quarters > 2 > income Statement > cost Of Revenue

169374000

Quarters > 2 > income Statement > gross Profit

156352000

Quarters > 2 > income Statement > operating Expenses

135002000

Quarters > 2 > income Statement > operating Income

21350000

Quarters > 2 > income Statement > interest Expense

16923000

Quarters > 2 > income Statement > pretax Income

4390000

Quarters > 2 > income Statement > net Income

3162000

Quarters > 2 > income Statement > eps

0.3758429722831854

Quarters > 2 > income Statement > dividends Per Share

10000

Quarters > 2 > income Statement > shares Outstanding

8413088

Quarters > 2 > income Statement > income Tax Expense

1228000

Quarters > 2 > income Statement > EBITDA

23203000

Quarters > 2 > income Statement > operating Margin

6.554588826191339

Quarters > 2 > income Statement > total Other Income Expense Net

-16960000

Quarters > 2 > balance Sheet > cash

8532000

Quarters > 2 > balance Sheet > short Term Investments

-

Quarters > 2 > balance Sheet > receivables

1153268000

Quarters > 2 > balance Sheet > inventories

143933000

Quarters > 2 > balance Sheet > total Current Assets

1442350000

Quarters > 2 > balance Sheet > property Plant Equipment

122527000

Quarters > 2 > balance Sheet > total Assets

1607099000

Quarters > 2 > balance Sheet > payables

32747000

Quarters > 2 > balance Sheet > short Term Debt

3451000

Quarters > 2 > balance Sheet > long Term Debt

722245000

Quarters > 2 > balance Sheet > total Liabilities

1048788000

Quarters > 2 > balance Sheet > equity

558211000

Quarters > 2 > cash Flow > net Income

-8542000

Quarters > 2 > cash Flow > depreciation

1890000

Quarters > 2 > cash Flow > change In Working Capital

-127837000

Quarters > 2 > cash Flow > cash From Operations

-30776000

Quarters > 2 > cash Flow > capital Expenditures

751000

Quarters > 2 > cash Flow > cash From Investing

-751000

Quarters > 2 > cash Flow > cash From Financing

28201000

Quarters > 2 > cash Flow > net Change In Cash

-3326000

Quarters > 2 > ratios > PE

0.3758429722831854

Quarters > 2 > ratios > PB

0.3647307731305904

Quarters > 2 > ratios > ROE

0.5664524704815921

Quarters > 2 > ratios > ROA

0.1967520358111106

Quarters > 2 > ratios > FCF

-31527000

Quarters > 2 > ratios > Piotroski FScore

2

Quarters > 2 > ratios > fcf Percent

-0.09678994001092943

Quarters > 2 > health Score

39

Quarters > 3 > quarter

2024-10-31

Quarters > 3 > income Statement > revenue

347269000

Quarters > 3 > income Statement > cost Of Revenue

173215000

Quarters > 3 > income Statement > gross Profit

174054000

Quarters > 3 > income Statement > operating Expenses

148855000

Quarters > 3 > income Statement > operating Income

25199000

Quarters > 3 > income Statement > interest Expense

18042000

Quarters > 3 > income Statement > pretax Income

7116000

Quarters > 3 > income Statement > net Income

4115000

Quarters > 3 > income Statement > eps

0.4962339880124822

Quarters > 3 > income Statement > dividends Per Share

10000

Quarters > 3 > income Statement > shares Outstanding

8292459

Quarters > 3 > income Statement > income Tax Expense

2017000

Quarters > 3 > income Statement > EBITDA

27084000

Quarters > 3 > income Statement > operating Margin

7.2563344266260446

Quarters > 3 > income Statement > total Other Income Expense Net

-18083000

Quarters > 3 > balance Sheet > cash

8006000

Quarters > 3 > balance Sheet > short Term Investments

-

Quarters > 3 > balance Sheet > receivables

1140191000

Quarters > 3 > balance Sheet > inventories

122102000

Quarters > 3 > balance Sheet > total Current Assets

1391977000

Quarters > 3 > balance Sheet > property Plant Equipment

125081000

Quarters > 3 > balance Sheet > total Assets

1575176000

Quarters > 3 > balance Sheet > payables

34174000

Quarters > 3 > balance Sheet > short Term Debt

8060000

Quarters > 3 > balance Sheet > long Term Debt

656414000

Quarters > 3 > balance Sheet > total Liabilities

1021111000

Quarters > 3 > balance Sheet > equity

553965000

Quarters > 3 > cash Flow > net Income

5099000

Quarters > 3 > cash Flow > depreciation

1926000

Quarters > 3 > cash Flow > change In Working Capital

122328000

Quarters > 3 > cash Flow > cash From Operations

-22234000

Quarters > 3 > cash Flow > capital Expenditures

1352000

Quarters > 3 > cash Flow > cash From Investing

-1328000

Quarters > 3 > cash Flow > cash From Financing

54625000

Quarters > 3 > cash Flow > net Change In Cash

31063000

Quarters > 3 > ratios > PE

0.4962339880124822

Quarters > 3 > ratios > PB

0.362256654842815

Quarters > 3 > ratios > ROE

0.7428267128789725

Quarters > 3 > ratios > ROA

0.2612406486640223

Quarters > 3 > ratios > FCF

-23586000

Quarters > 3 > ratios > Piotroski FScore

2

Quarters > 3 > ratios > fcf Percent

-0.06791853001563629

Quarters > 3 > health Score

39

Valuation > metrics > PE

12.095

Valuation > metrics > PB

0.35443639453313763

Valuation > final Score

100

Valuation > verdict

32.3% Undervalued

Profitability > metrics > ROE

-1.0153452368519342

Profitability > metrics > ROA

-4.697134715068336

Profitability > metrics > Net Margin

-0.016805737858616162

Profitability > final Score

0

Profitability > verdict

Weak

Risk > metrics > Debt Equity

1.8463192850100278

Risk > metrics > Interest Coverage

-0.4343386926417087

Risk > final Score

28

Risk > verdict

High

Liquidity > metrics > Current Ratio

0.5066296600536015

Liquidity > metrics > Quick Ratio

0.041022577352948494

Liquidity > final Score

12

Liquidity > verdict

Weak

Prev Valuations > 0

90

Prev Valuations > 1

90

Prev Valuations > 2

90

Prev Profitabilities > 0

35

Prev Profitabilities > 1

3

Prev Profitabilities > 2

4

Prev Risks > 0

37

Prev Risks > 1

35

Prev Risks > 2

36

Prev Liquidities > 0

64

Prev Liquidities > 1

100

Prev Liquidities > 2

100

Updated At

2025-12-14T00:21:56.068Z