_id
69105701ccc777a4e85d5660
Ticker
CUBI
Name
Customers Bancorp Inc
Exchange
NYSE
Address
701 Reading Avenue, West Reading, PA, United States, 19611
Country
USA
Sector
Financial Services
Industry
Banks - Regional
Currency
USD
Website
https://www.customersbank.com
Description
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. The company provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. Its lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage financing; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, the company provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, and other B2B verticals. Further, it offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.
Last Close
73.01
Volume
128501
Current Price
72.61
Change
-0.5478701547733265
Last Updated
2025-11-29T11:59:22.353Z
Image
-
Ipo Date
2012-02-21T00:00:00.000Z
Market Cap
2354180608
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
0.9937
Sentiment Sources
46
Rating
3.875
Target Price
84.75
Strong Buy
3
Buy
1
Hold
4
Sell
0
Strong Sell
0
Current Quarter
2025-09-30
Revenue
227936000
Cost Of Revenue
-
Gross Profit
-
Operating Expenses
-
Operating Income
-
Interest Expense
159567000
Pretax Income
100343000
Net Income
75745000
Eps
2.217131930194752
Dividends Per Share
2007000
Shares Outstanding
34168077
Income Tax Expense
-
EBITDA
-
Operating Margin
-
Total Other Income Expense Net
-
Cash
4185639000
Short Term Investments
610820000
Receivables
106379000
Inventories
-
Total Current Assets
-
Property Plant Equipment
15340000
Total Assets
24260163000
Payables
-
Short Term Debt
-
Long Term Debt
1427328000
Total Liabilities
22134104000
Equity
2126059000
Depreciation
1897000
Change In Working Capital
13092000
Cash From Operations
116914000
Capital Expenditures
59476000
Cash From Investing
-
Cash From Financing
1590875000
Net Change In Cash
682128000
PE
13.8911
PB
1.1629088982102567
ROE
3.562695108649384
ROA
0.31221966645483795
FCF
57438000
Fcf Percent
0.25199178716832793
Piotroski FScore
4
Health Score
54
Deep Value Investing Score
7.5
Defensive Investing Score
3.5
Dividend Investing Score
3.5
Economic Moat Investing Score
8.8
Garp Investing Score
2.5
Growth Investing Score
3
Momentum Investing Score
5.5
Net Net Investing Score
4.5
Quality Investing Score
5
Value Investing Score
5.5
Quarters > 0 > quarter
2025-09-30
Quarters > 0 > income Statement > revenue
227936000
Quarters > 0 > income Statement > cost Of Revenue
-
Quarters > 0 > income Statement > gross Profit
-
Quarters > 0 > income Statement > operating Expenses
-
Quarters > 0 > income Statement > operating Income
-
Quarters > 0 > income Statement > interest Expense
159567000
Quarters > 0 > income Statement > pretax Income
100343000
Quarters > 0 > income Statement > net Income
75745000
Quarters > 0 > income Statement > eps
2.217131930194752
Quarters > 0 > income Statement > dividends Per Share
2007000
Quarters > 0 > income Statement > shares Outstanding
34163506
Quarters > 0 > income Statement > income Tax Expense
-
Quarters > 0 > income Statement > EBITDA
-
Quarters > 0 > income Statement > operating Margin
-
Quarters > 0 > income Statement > total Other Income Expense Net
-
Quarters > 0 > balance Sheet > cash
4185639000
Quarters > 0 > balance Sheet > short Term Investments
610820000
Quarters > 0 > balance Sheet > receivables
106379000
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
-
Quarters > 0 > balance Sheet > property Plant Equipment
15340000
Quarters > 0 > balance Sheet > total Assets
24260163000
Quarters > 0 > balance Sheet > payables
-
Quarters > 0 > balance Sheet > short Term Debt
-
Quarters > 0 > balance Sheet > long Term Debt
1427328000
Quarters > 0 > balance Sheet > total Liabilities
22134104000
Quarters > 0 > balance Sheet > equity
2126059000
Quarters > 0 > cash Flow > net Income
75745000
Quarters > 0 > cash Flow > depreciation
1897000
Quarters > 0 > cash Flow > change In Working Capital
13092000
Quarters > 0 > cash Flow > cash From Operations
116914000
Quarters > 0 > cash Flow > capital Expenditures
59476000
Quarters > 0 > cash Flow > cash From Investing
-
Quarters > 0 > cash Flow > cash From Financing
1590875000
Quarters > 0 > cash Flow > net Change In Cash
682128000
Quarters > 0 > ratios > PE
2.217131930194752
Quarters > 0 > ratios > PB
1.1629088982102567
Quarters > 0 > ratios > ROE
3.562695108649384
Quarters > 0 > ratios > ROA
0.31221966645483795
Quarters > 0 > ratios > FCF
57438000
Quarters > 0 > ratios > Piotroski FScore
4
Quarters > 0 > ratios > fcf Percent
0.25199178716832793
Quarters > 0 > health Score
54
Quarters > 1 > quarter
2025-06-30
Quarters > 1 > income Statement > revenue
387503000
Quarters > 1 > income Statement > cost Of Revenue
186110000
Quarters > 1 > income Statement > gross Profit
201393000
Quarters > 1 > income Statement > operating Expenses
101050000
Quarters > 1 > income Statement > operating Income
100343000
Quarters > 1 > income Statement > interest Expense
159567000
Quarters > 1 > income Statement > pretax Income
100343000
Quarters > 1 > income Statement > net Income
75745000
Quarters > 1 > income Statement > eps
2.2637441051350367
Quarters > 1 > income Statement > dividends Per Share
3414000
Quarters > 1 > income Statement > shares Outstanding
33460054
Quarters > 1 > income Statement > income Tax Expense
24598000
Quarters > 1 > income Statement > EBITDA
102240000
Quarters > 1 > income Statement > operating Margin
25.894767266317935
Quarters > 1 > income Statement > total Other Income Expense Net
191133000
Quarters > 1 > balance Sheet > cash
4185639000
Quarters > 1 > balance Sheet > short Term Investments
610820000
Quarters > 1 > balance Sheet > receivables
106379000
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
4902838000
Quarters > 1 > balance Sheet > property Plant Equipment
15340000
Quarters > 1 > balance Sheet > total Assets
24260163000
Quarters > 1 > balance Sheet > payables
-
Quarters > 1 > balance Sheet > short Term Debt
50000000
Quarters > 1 > balance Sheet > long Term Debt
1377164000
Quarters > 1 > balance Sheet > total Liabilities
22134104000
Quarters > 1 > balance Sheet > equity
2126059000
Quarters > 1 > cash Flow > net Income
60939000
Quarters > 1 > cash Flow > depreciation
11643000
Quarters > 1 > cash Flow > change In Working Capital
39852000
Quarters > 1 > cash Flow > cash From Operations
162154000
Quarters > 1 > cash Flow > capital Expenditures
23499000
Quarters > 1 > cash Flow > cash From Investing
-119174000
Quarters > 1 > cash Flow > cash From Financing
31841000
Quarters > 1 > cash Flow > net Change In Cash
74821000
Quarters > 1 > ratios > PE
2.2637441051350367
Quarters > 1 > ratios > PB
1.1389637390025396
Quarters > 1 > ratios > ROE
3.562695108649384
Quarters > 1 > ratios > ROA
0.31221966645483795
Quarters > 1 > ratios > FCF
138655000
Quarters > 1 > ratios > Piotroski FScore
4
Quarters > 1 > ratios > fcf Percent
0.3578165846457963
Quarters > 1 > health Score
54
Quarters > 2 > quarter
2025-03-31
Quarters > 2 > income Statement > revenue
285789000
Quarters > 2 > income Statement > cost Of Revenue
175760000
Quarters > 2 > income Statement > gross Profit
110029000
Quarters > 2 > income Statement > operating Expenses
98141000
Quarters > 2 > income Statement > operating Income
11888000
Quarters > 2 > income Statement > interest Expense
147463000
Quarters > 2 > income Statement > pretax Income
11888000
Quarters > 2 > income Statement > net Income
12912000
Quarters > 2 > income Statement > eps
0.3974023575759441
Quarters > 2 > income Statement > dividends Per Share
3434000
Quarters > 2 > income Statement > shares Outstanding
32491000
Quarters > 2 > income Statement > income Tax Expense
-1024000
Quarters > 2 > income Statement > EBITDA
27527000
Quarters > 2 > income Statement > operating Margin
4.159712235250482
Quarters > 2 > income Statement > total Other Income Expense Net
-51319000
Quarters > 2 > balance Sheet > cash
3428690000
Quarters > 2 > balance Sheet > short Term Investments
757555000
Quarters > 2 > balance Sheet > receivables
105800000
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
4292045000
Quarters > 2 > balance Sheet > property Plant Equipment
6653000
Quarters > 2 > balance Sheet > total Assets
22423044000
Quarters > 2 > balance Sheet > payables
-
Quarters > 2 > balance Sheet > short Term Debt
100000000
Quarters > 2 > balance Sheet > long Term Debt
1315138000
Quarters > 2 > balance Sheet > total Liabilities
20558484000
Quarters > 2 > balance Sheet > equity
1864560000
Quarters > 2 > cash Flow > net Income
12912000
Quarters > 2 > cash Flow > depreciation
15639000
Quarters > 2 > cash Flow > change In Working Capital
-9942000
Quarters > 2 > cash Flow > cash From Operations
94121000
Quarters > 2 > cash Flow > capital Expenditures
17084000
Quarters > 2 > cash Flow > cash From Investing
-500028000
Quarters > 2 > cash Flow > cash From Financing
48666000
Quarters > 2 > cash Flow > net Change In Cash
-357241000
Quarters > 2 > ratios > PE
0.3974023575759441
Quarters > 2 > ratios > PB
1.2610876936113615
Quarters > 2 > ratios > ROE
0.692495816707427
Quarters > 2 > ratios > ROA
0.05758361799584391
Quarters > 2 > ratios > FCF
77037000
Quarters > 2 > ratios > Piotroski FScore
4
Quarters > 2 > ratios > fcf Percent
0.26955901031880164
Quarters > 2 > health Score
52
Quarters > 3 > quarter
2024-12-31
Quarters > 3 > income Statement > revenue
313501000
Quarters > 3 > income Statement > cost Of Revenue
183279000
Quarters > 3 > income Statement > gross Profit
130222000
Quarters > 3 > income Statement > operating Expenses
94361000
Quarters > 3 > income Statement > operating Income
35861000
Quarters > 3 > income Statement > interest Expense
162085000
Quarters > 3 > income Statement > pretax Income
35861000
Quarters > 3 > income Statement > net Income
26915000
Quarters > 3 > income Statement > eps
0.826678542908041
Quarters > 3 > income Statement > dividends Per Share
3646000
Quarters > 3 > income Statement > shares Outstanding
32558000
Quarters > 3 > income Statement > income Tax Expense
8946000
Quarters > 3 > income Statement > EBITDA
44955000
Quarters > 3 > income Statement > operating Margin
11.43887898284216
Quarters > 3 > income Statement > total Other Income Expense Net
248078000
Quarters > 3 > balance Sheet > cash
3785931000
Quarters > 3 > balance Sheet > short Term Investments
2019694000
Quarters > 3 > balance Sheet > receivables
323251000
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
6128876000
Quarters > 3 > balance Sheet > property Plant Equipment
6668000
Quarters > 3 > balance Sheet > total Assets
22308241000
Quarters > 3 > balance Sheet > payables
-
Quarters > 3 > balance Sheet > short Term Debt
100000000
Quarters > 3 > balance Sheet > long Term Debt
1309929000
Quarters > 3 > balance Sheet > total Liabilities
20471558000
Quarters > 3 > balance Sheet > equity
1836683000
Quarters > 3 > cash Flow > net Income
26915000
Quarters > 3 > cash Flow > depreciation
9094000
Quarters > 3 > cash Flow > change In Working Capital
-15166000
Quarters > 3 > cash Flow > cash From Operations
133402000
Quarters > 3 > cash Flow > capital Expenditures
32896000
Quarters > 3 > cash Flow > cash From Investing
-261067000
Quarters > 3 > cash Flow > cash From Financing
825574000
Quarters > 3 > cash Flow > net Change In Cash
697909000
Quarters > 3 > ratios > PE
0.826678542908041
Quarters > 3 > ratios > PB
1.2828683338387736
Quarters > 3 > ratios > ROE
1.4654134654700894
Quarters > 3 > ratios > ROA
0.12065048069007324
Quarters > 3 > ratios > FCF
100506000
Quarters > 3 > ratios > Piotroski FScore
4
Quarters > 3 > ratios > fcf Percent
0.3205922788125078
Quarters > 3 > health Score
53
Valuation > metrics > PE
13.8911
Valuation > metrics > PB
1.1629088982102567
Valuation > final Score
100
Valuation > verdict
Fair
Profitability > metrics > ROE
3.562695108649384
Profitability > metrics > Net Margin
0.3323081917731293
Profitability > final Score
52
Profitability > verdict
Weak
Risk > metrics > Debt Equity
10.410860658147305
Risk > metrics > Interest Coverage
0
Risk > final Score
6
Risk > verdict
High
Liquidity > final Score
50
Liquidity > verdict
Weak
Prev Valuations > 0
100
Prev Valuations > 1
100
Prev Valuations > 2
100
Prev Profitabilities > 0
41
Prev Profitabilities > 1
9
Prev Profitabilities > 2
17
Prev Risks > 0
9
Prev Risks > 1
6
Prev Risks > 2
7
Prev Liquidities > 0
100
Prev Liquidities > 1
100
Prev Liquidities > 2
100
Updated At
2025-12-12T15:50:24.458Z
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. The company provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. Its lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage financing; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, the company provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, and other B2B verticals. Further, it offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.
Stock Price
$ 0.00
0% decrease compared to yesterday.
Dividend
Frequency:
Rate:
N/ANext Payout:
N/ACustomers Bancorp (NYSE:CUBI) Reaches New 12-Month High - Here's What Happened - MarketBeat
12/11/2025
Customers Bancorp (NYSE:CUBI) Reaches New 12-Month High - Here's What Happened MarketBeat
Read more →Assessing Customers Bancorp (CUBI) Valuation as New Analyst Coverage Highlights cubiX and Commercial Banking Expansion simplywall.st
Read more →Showing 2 of 10
(Last Updated 2025-09-30)
Rating:
BUY
Target Price:
$84.75
Analyst Picks
Strong Buy
3
Buy
1
Hold
4
Sell
0
Strong Sell
0
Sentiment:
Bullish
(Last Updated 2025-09-30)
Health Score
Price to Earnings Ratio (P/E)
-
Very High
Low ≥ 50
High ≤ 10
Price to Book Ratio (P/B)
-
Very Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Free Cash Flow - Revenue % (FCF)
-
Very High
Low ≤ 5%
High ≥ 15%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 96.10% of the total shares of Customers Bancorp Inc
1.
BlackRock Inc(13.8237%)
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2025/06/30
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Wellington Management Company LLP(11.7889%)
since
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Dimensional Fund Advisors, Inc.(6.3211%)
since
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since
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6.
Hood River Capital Management LLC(4.8594%)
since
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State Street Corp(4.7267%)
since
2025/06/30
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American Century Companies Inc(2.797%)
since
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Hood River Small-Cap Growth Instl(2.7384%)
since
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11.
Avantis US Small Cap Value ETF(2.3904%)
since
2025/08/30
12.
iShares Russell 2000 ETF(2.3013%)
since
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13.
Geode Capital Management, LLC(2.2181%)
since
2025/06/30
14.
Nuveen, LLC(1.7005%)
since
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15.
Morgan Stanley - Brokerage Accounts(1.533%)
since
2025/06/30
16.
DFA US Small Cap Value I(1.411%)
since
2025/07/31
17.
JPMorgan Chase & Co(1.3899%)
since
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18.
Charles Schwab Investment Management Inc(1.3857%)
since
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19.
D. E. Shaw & Co LP(1.2165%)
since
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20.
Allspring Global Investments Holdings, LLC(1.1799%)
since
2025/06/30
21.
Northern Trust Corp(1.1767%)
since
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22.
Vanguard Institutional Extnd Mkt Idx Tr(1.0053%)
since
2025/07/31
23.
Amplify Transformational Data Shrg ETF(0.9963%)
since
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24.
SPDR® S&P Regional Banking ETF(0.9913%)
since
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25.
Tidal Investments LLC.(0.9635%)
since
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26.
Aristotle Capital Boston, LLC(0.962%)
since
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27.
Anatole Investment Management Ltd(0.9556%)
since
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28.
Fidelity Small Cap Index(0.944%)
since
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29.
Royce & Associates, LP(0.9092%)
since
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30.
Nuveen Quant Small Cap Equity R6(0.9%)
since
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31.
Tieton Capital Management, LLC(0.8973%)
since
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32.
Tieton Small Cap Value(0.8973%)
since
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33.
iShares S&P Small-Cap 600 Value ETF(0.8713%)
since
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34.
SPDR® Portfolio S&P 600™ Sm Cap ETF(0.8286%)
since
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35.
DFA US Targeted Value I(0.785%)
since
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36.
iShares Russell 2000 Value ETF(0.7671%)
since
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37.
Dimensional US Targeted Value ETF(0.6952%)
since
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38.
Vanguard Tax-Managed Small Cap Adm(0.6824%)
since
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39.
Allspring Small Company Val(0.5511%)
since
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40.
SPDR® S&P 600 Small Cap Value ETF(0.5329%)
since
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* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
No earnings data available.
(Last Updated 2025-09-30)
(Last Updated 2025-09-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-09-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-09-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.