_id
69109464ccc777a4e85d5a90
Ticker
EEFT
Name
Euronet Worldwide Inc
Exchange
NASDAQ
Address
11400 Tomahawk Creek Parkway, Leawood, KS, United States, 66211
Country
USA
Sector
Technology
Industry
Software - Infrastructure
Currency
USD
Website
https://www.euronetworldwide.com
Description
Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers worldwide. It operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services. The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives. It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. Euronet Worldwide, Inc. was founded in 1994 and is headquartered in Leawood, Kansas.
Last Close
78.4
Volume
254332
Current Price
78.47
Change
0.08928571428570557
Last Updated
2025-11-29T12:34:40.658Z
Image
data:image/webp;base64,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
Ipo Date
1997-03-06T00:00:00.000Z
Market Cap
3115090176
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
0.9959357142857143
Sentiment Sources
14
Rating
4.3
Target Price
117.4286
Strong Buy
6
Buy
1
Hold
3
Sell
0
Strong Sell
0
Current Quarter
2025-09-30
Revenue
1145700000
Cost Of Revenue
187400000
Gross Profit
958300000
Operating Expenses
763300000
Operating Income
195000000
Interest Expense
22500000
Pretax Income
180200000
Net Income
122000000
Eps
2.722639553521035
Dividends Per Share
-
Shares Outstanding
42044681
Income Tax Expense
55100000
EBITDA
237500000
Operating Margin
17.020162346163918
Total Other Income Expense Net
-14800000
Cash
2020900000
Short Term Investments
-
Receivables
297200000
Inventories
-
Total Current Assets
4241400000
Property Plant Equipment
517500000
Total Assets
6275400000
Payables
209500000
Short Term Debt
1287400000
Long Term Debt
1071300000
Total Liabilities
4996800000
Equity
1263300000
Depreciation
34800000
Change In Working Capital
21700000
Cash From Operations
197300000
Capital Expenditures
36100000
Cash From Investing
-48100000
Cash From Financing
-358100000
Net Change In Cash
-230400000
PE
10.8319
PB
2.7833436957096493
ROE
9.657246893057863
ROA
1.9440991809287058
FCF
161200000
Fcf Percent
0.1407000087282884
Piotroski FScore
4
Health Score
55
Deep Value Investing Score
7
Defensive Investing Score
5.5
Dividend Investing Score
3
Economic Moat Investing Score
6.8
Garp Investing Score
5.5
Growth Investing Score
4.5
Momentum Investing Score
4
Net Net Investing Score
3.5
Quality Investing Score
6
Value Investing Score
6
Quarters > 0 > quarter
2025-09-30
Quarters > 0 > income Statement > revenue
1145700000
Quarters > 0 > income Statement > cost Of Revenue
187400000
Quarters > 0 > income Statement > gross Profit
958300000
Quarters > 0 > income Statement > operating Expenses
763300000
Quarters > 0 > income Statement > operating Income
195000000
Quarters > 0 > income Statement > interest Expense
22500000
Quarters > 0 > income Statement > pretax Income
180200000
Quarters > 0 > income Statement > net Income
122000000
Quarters > 0 > income Statement > eps
2.722639553521035
Quarters > 0 > income Statement > dividends Per Share
-
Quarters > 0 > income Statement > shares Outstanding
44809457
Quarters > 0 > income Statement > income Tax Expense
55100000
Quarters > 0 > income Statement > EBITDA
237500000
Quarters > 0 > income Statement > operating Margin
17.020162346163918
Quarters > 0 > income Statement > total Other Income Expense Net
-14800000
Quarters > 0 > balance Sheet > cash
2020900000
Quarters > 0 > balance Sheet > short Term Investments
-
Quarters > 0 > balance Sheet > receivables
297200000
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
4241400000
Quarters > 0 > balance Sheet > property Plant Equipment
517500000
Quarters > 0 > balance Sheet > total Assets
6275400000
Quarters > 0 > balance Sheet > payables
209500000
Quarters > 0 > balance Sheet > short Term Debt
1287400000
Quarters > 0 > balance Sheet > long Term Debt
1071300000
Quarters > 0 > balance Sheet > total Liabilities
4996800000
Quarters > 0 > balance Sheet > equity
1263300000
Quarters > 0 > cash Flow > net Income
125100000
Quarters > 0 > cash Flow > depreciation
34800000
Quarters > 0 > cash Flow > change In Working Capital
21700000
Quarters > 0 > cash Flow > cash From Operations
197300000
Quarters > 0 > cash Flow > capital Expenditures
36100000
Quarters > 0 > cash Flow > cash From Investing
-48100000
Quarters > 0 > cash Flow > cash From Financing
-358100000
Quarters > 0 > cash Flow > net Change In Cash
-230400000
Quarters > 0 > ratios > PE
2.722639553521035
Quarters > 0 > ratios > PB
2.7833436957096493
Quarters > 0 > ratios > ROE
9.657246893057863
Quarters > 0 > ratios > ROA
1.9440991809287058
Quarters > 0 > ratios > FCF
161200000
Quarters > 0 > ratios > Piotroski FScore
4
Quarters > 0 > ratios > fcf Percent
0.1407000087282884
Quarters > 0 > health Score
55
Quarters > 1 > quarter
2025-06-30
Quarters > 1 > income Statement > revenue
1074300000
Quarters > 1 > income Statement > cost Of Revenue
794100000
Quarters > 1 > income Statement > gross Profit
280200000
Quarters > 1 > income Statement > operating Expenses
121600000
Quarters > 1 > income Statement > operating Income
158600000
Quarters > 1 > income Statement > interest Expense
28200000
Quarters > 1 > income Statement > pretax Income
131300000
Quarters > 1 > income Statement > net Income
97700000
Quarters > 1 > income Statement > eps
2.2744928247666705
Quarters > 1 > income Statement > dividends Per Share
-
Quarters > 1 > income Statement > shares Outstanding
42954631
Quarters > 1 > income Statement > income Tax Expense
33600000
Quarters > 1 > income Statement > EBITDA
196900000
Quarters > 1 > income Statement > operating Margin
14.763101554500604
Quarters > 1 > income Statement > total Other Income Expense Net
-27299999
Quarters > 1 > balance Sheet > cash
2307000000
Quarters > 1 > balance Sheet > short Term Investments
-
Quarters > 1 > balance Sheet > receivables
328400000
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
4536300000
Quarters > 1 > balance Sheet > property Plant Equipment
517500000
Quarters > 1 > balance Sheet > total Assets
6554900000
Quarters > 1 > balance Sheet > payables
253800000
Quarters > 1 > balance Sheet > short Term Debt
1489800000
Quarters > 1 > balance Sheet > long Term Debt
1002300000
Quarters > 1 > balance Sheet > total Liabilities
5191500000
Quarters > 1 > balance Sheet > equity
1351700000
Quarters > 1 > cash Flow > net Income
97700000
Quarters > 1 > cash Flow > depreciation
33800000
Quarters > 1 > cash Flow > change In Working Capital
41500000
Quarters > 1 > cash Flow > cash From Operations
182900000
Quarters > 1 > cash Flow > capital Expenditures
34600000
Quarters > 1 > cash Flow > cash From Investing
-34200000
Quarters > 1 > cash Flow > cash From Financing
-83400000
Quarters > 1 > cash Flow > net Change In Cash
231300000
Quarters > 1 > ratios > PE
2.2744928247666705
Quarters > 1 > ratios > PB
2.4936375634904198
Quarters > 1 > ratios > ROE
7.2279351927202775
Quarters > 1 > ratios > ROA
1.4904880318540328
Quarters > 1 > ratios > FCF
148300000
Quarters > 1 > ratios > Piotroski FScore
4
Quarters > 1 > ratios > fcf Percent
0.13804337708275155
Quarters > 1 > health Score
52
Quarters > 2 > quarter
2025-03-31
Quarters > 2 > income Statement > revenue
915500000
Quarters > 2 > income Statement > cost Of Revenue
725100000
Quarters > 2 > income Statement > gross Profit
190400000
Quarters > 2 > income Statement > operating Expenses
115200000
Quarters > 2 > income Statement > operating Income
75200000
Quarters > 2 > income Statement > interest Expense
19400000
Quarters > 2 > income Statement > pretax Income
45500000
Quarters > 2 > income Statement > net Income
39400000
Quarters > 2 > income Statement > eps
0.8520849144572706
Quarters > 2 > income Statement > dividends Per Share
-
Quarters > 2 > income Statement > shares Outstanding
46239523
Quarters > 2 > income Statement > income Tax Expense
7100000
Quarters > 2 > income Statement > EBITDA
111900000
Quarters > 2 > income Statement > operating Margin
8.214090660841071
Quarters > 2 > income Statement > total Other Income Expense Net
-29700000
Quarters > 2 > balance Sheet > cash
2104700000
Quarters > 2 > balance Sheet > short Term Investments
-
Quarters > 2 > balance Sheet > receivables
330500000
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
4173700000
Quarters > 2 > balance Sheet > property Plant Equipment
483500000
Quarters > 2 > balance Sheet > total Assets
6053500000
Quarters > 2 > balance Sheet > payables
249000000
Quarters > 2 > balance Sheet > short Term Debt
346200000
Quarters > 2 > balance Sheet > long Term Debt
1906000000
Quarters > 2 > balance Sheet > total Liabilities
4751800000
Quarters > 2 > balance Sheet > equity
1302200000
Quarters > 2 > cash Flow > net Income
38400000
Quarters > 2 > cash Flow > depreciation
32200000
Quarters > 2 > cash Flow > change In Working Capital
-82800000
Quarters > 2 > cash Flow > cash From Operations
1700000
Quarters > 2 > cash Flow > capital Expenditures
23200000
Quarters > 2 > cash Flow > cash From Investing
-54700000
Quarters > 2 > cash Flow > cash From Financing
162600000
Quarters > 2 > cash Flow > net Change In Cash
201400000
Quarters > 2 > ratios > PE
0.8520849144572706
Quarters > 2 > ratios > PB
2.7863733449623713
Quarters > 2 > ratios > ROE
3.025648901858393
Quarters > 2 > ratios > ROA
0.6508631370281656
Quarters > 2 > ratios > FCF
-21500000
Quarters > 2 > ratios > Piotroski FScore
3
Quarters > 2 > ratios > fcf Percent
-0.023484434735117424
Quarters > 2 > health Score
35
Quarters > 3 > quarter
2024-12-31
Quarters > 3 > income Statement > revenue
1047300000
Quarters > 3 > income Statement > cost Of Revenue
808700000
Quarters > 3 > income Statement > gross Profit
238600000
Quarters > 3 > income Statement > operating Expenses
115900000
Quarters > 3 > income Statement > operating Income
122700000
Quarters > 3 > income Statement > interest Expense
21300000
Quarters > 3 > income Statement > pretax Income
75900000
Quarters > 3 > income Statement > net Income
45200000
Quarters > 3 > income Statement > eps
0.9606597096767338
Quarters > 3 > income Statement > dividends Per Share
-
Quarters > 3 > income Statement > shares Outstanding
47051000
Quarters > 3 > income Statement > income Tax Expense
30600000
Quarters > 3 > income Statement > EBITDA
155200000
Quarters > 3 > income Statement > operating Margin
11.715840733314236
Quarters > 3 > income Statement > total Other Income Expense Net
-46800000
Quarters > 3 > balance Sheet > cash
1922600000
Quarters > 3 > balance Sheet > short Term Investments
-
Quarters > 3 > balance Sheet > receivables
284900000
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
4036500000
Quarters > 3 > balance Sheet > property Plant Equipment
461800000
Quarters > 3 > balance Sheet > total Assets
5834500000
Quarters > 3 > balance Sheet > payables
223800000
Quarters > 3 > balance Sheet > short Term Debt
862300000
Quarters > 3 > balance Sheet > long Term Debt
1134400000
Quarters > 3 > balance Sheet > total Liabilities
4605300000
Quarters > 3 > balance Sheet > equity
1228700000
Quarters > 3 > cash Flow > net Income
45200000
Quarters > 3 > cash Flow > depreciation
32500000
Quarters > 3 > cash Flow > change In Working Capital
-49000000
Quarters > 3 > cash Flow > cash From Operations
80300000
Quarters > 3 > cash Flow > capital Expenditures
34200000
Quarters > 3 > cash Flow > cash From Investing
-38100000
Quarters > 3 > cash Flow > cash From Financing
-321100000
Quarters > 3 > cash Flow > net Change In Cash
-453600000
Quarters > 3 > ratios > PE
0.9606597096767338
Quarters > 3 > ratios > PB
3.00487667453406
Quarters > 3 > ratios > ROE
3.6786847888011716
Quarters > 3 > ratios > ROA
0.7747022024166595
Quarters > 3 > ratios > FCF
46100000
Quarters > 3 > ratios > Piotroski FScore
4
Quarters > 3 > ratios > fcf Percent
0.04401795092141698
Quarters > 3 > health Score
34
Valuation > metrics > PE
10.8319
Valuation > metrics > PB
2.7833436957096493
Valuation > final Score
100
Valuation > verdict
Fair
Profitability > metrics > ROE
9.657246893057863
Profitability > metrics > ROA
2.8764087329655306
Profitability > metrics > Net Margin
0.10648511826830759
Profitability > final Score
44
Profitability > verdict
Weak
Risk > metrics > Debt Equity
3.955355022559962
Risk > metrics > Interest Coverage
8.666666666666666
Risk > final Score
41
Risk > verdict
High
Liquidity > metrics > Current Ratio
2.833455808671254
Liquidity > metrics > Quick Ratio
2.833455808671254
Liquidity > final Score
100
Liquidity > verdict
Great
Prev Valuations > 0
100
Prev Valuations > 1
100
Prev Valuations > 2
69.9512332546594
Prev Profitabilities > 0
35
Prev Profitabilities > 1
15
Prev Profitabilities > 2
17
Prev Risks > 0
28
Prev Risks > 1
22
Prev Risks > 2
29
Prev Liquidities > 0
100
Prev Liquidities > 1
100
Prev Liquidities > 2
100
Updated At
2025-12-13T00:36:34.472Z
Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers worldwide. It operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services. The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives. It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. Euronet Worldwide, Inc. was founded in 1994 and is headquartered in Leawood, Kansas.
Stock Price
$ 0.00
0% increase compared to yesterday.
Dividend
Frequency:
Rate:
N/ANext Payout:
N/AOppenheimer Maintains Euronet Worldwide(EEFT.US) With Buy Rating, Cuts Target Price to $109 富途牛牛
Read more →Stocks making big moves yesterday: Under Armour, Western Alliance Bancorporation, Euronet Worldwide, Tapestry, and YETI The Globe and Mail
Read more →Showing 2 of 10
(Last Updated 2025-09-30)
Rating:
BUY
Target Price:
$117.4286
Analyst Picks
Strong Buy
6
Buy
1
Hold
3
Sell
0
Strong Sell
0
Sentiment:
Bullish
(Last Updated 2025-09-30)
Health Score
Price to Earnings Ratio (P/E)
-
Very High
Low ≥ 50
High ≤ 10
Price to Book Ratio (P/B)
-
Very High
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Free Cash Flow - Revenue % (FCF)
-
Very High
Low ≤ 5%
High ≥ 15%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 110.11% of the total shares of Euronet Worldwide Inc
1.
Vanguard Group Inc(9.6444%)
since
2025/06/30
2.
BlackRock Inc(8.6767%)
since
2025/06/30
3.
Allspring Global Investments Holdings, LLC(6.8024%)
since
2025/06/30
4.
Allspring Mid Value SMA(4.6547%)
since
2025/06/30
5.
Allspring Special US Mid Cap Value Eq(4.6547%)
since
2025/06/30
6.
Allspring Special Mid Cap Value Inst(4.43%)
since
2025/07/31
7.
Fidelity International Ltd(3.7819%)
since
2025/06/30
8.
HHG PLC(3.5058%)
since
2025/06/30
9.
American Century Companies Inc(3.2753%)
since
2025/06/30
10.
State Street Corp(3.2419%)
since
2025/06/30
11.
iShares Core S&P Mid-Cap ETF(3.2276%)
since
2025/08/31
12.
AQR Capital Management LLC(3.1912%)
since
2025/06/30
13.
Vanguard Total Stock Mkt Idx Inv(3.1308%)
since
2025/07/31
14.
Burgundy Asset Management Ltd(2.9701%)
since
2025/06/30
15.
Van Berkom and Associates Inc(2.5203%)
since
2025/06/30
16.
Morgan Stanley - Brokerage Accounts(2.4481%)
since
2025/06/30
17.
Vanguard Small Cap Index(2.4334%)
since
2025/07/31
18.
Hotchkis & Wiley Capital Management LLC(2.2629%)
since
2025/06/30
19.
Reinhart Mahoney Capital Management Inc(2.1902%)
since
2025/06/30
20.
American Century U.S. Small Cap Value(2.1221%)
since
2025/06/30
21.
American Century Small Cap Value Inv(2.1221%)
since
2025/06/30
22.
Dimensional Fund Advisors, Inc.(2.1023%)
since
2025/06/30
23.
Voss Capital LLC(1.9636%)
since
2025/06/30
24.
Janus Henderson Triton D(1.9541%)
since
2025/06/30
25.
Janus Henderson US SMID Cap Growth(1.9541%)
since
2025/06/30
26.
Janus Henderson US SMID Cap Growth MA(1.9541%)
since
2025/06/30
27.
ArrowMark Colorado Holdings, LLC (ArrowMark Partners)(1.8924%)
since
2025/06/30
28.
Geode Capital Management, LLC(1.8094%)
since
2025/06/30
29.
Newsouth Capital Management Inc(1.7365%)
since
2025/06/30
30.
Turtle Creek Asset Management Inc.(1.7213%)
since
2025/06/30
31.
Fidelity Greater Canada Sr F(1.7075%)
since
2025/06/30
32.
Wasatch Advisors LP(1.4819%)
since
2025/06/30
33.
Vanguard Small Cap Growth Index Inv(1.3696%)
since
2025/07/31
34.
Calvert Small-Cap A(1.1456%)
since
2025/07/31
35.
Calvert US Small-Cap Strategy(1.1456%)
since
2025/06/30
36.
Fidelity Small Cap America Sr B(1.083%)
since
2025/06/30
37.
Vanguard Institutional Extnd Mkt Idx Tr(1.0656%)
since
2025/07/31
38.
Vanguard Explorer Inv(0.9837%)
since
2025/06/30
39.
Janus Henderson US Small Cap Growth(0.8766%)
since
2025/06/30
40.
Janus Henderson Venture D(0.8766%)
since
2025/06/30
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
No earnings data available.
(Last Updated 2025-09-30)
(Last Updated 2025-09-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-09-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-09-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.