_id
6911b663ccc777a4e85d6063
Ticker
FSBC
Name
Five Star Bancorp
Exchange
NASDAQ
Address
3100 Zinfandel Drive, Rancho Cordova, CA, United States, 95670
Country
USA
Sector
Financial Services
Industry
Banks - Regional
Currency
USD
Website
https://www.fivestarbank.com
Description
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. The company was founded in 1999 and is headquartered in Rancho Cordova, California.
Last Close
37.16
Volume
41633
Current Price
36.9
Change
-0.6996770721205544
Last Updated
2025-11-30T19:01:32.790Z
Image
-
Ipo Date
2021-05-04T00:00:00.000Z
Market Cap
736984128
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
0.999
Sentiment Sources
1
Rating
4.25
Target Price
40.4
Strong Buy
2
Buy
1
Hold
1
Sell
0
Strong Sell
0
Current Quarter
2025-09-30
Revenue
66494000
Cost Of Revenue
27997000
Gross Profit
38497000
Operating Expenses
16263000
Operating Income
22234000
Interest Expense
25497000
Pretax Income
22234000
Net Income
16344000
Eps
0.7679795025030286
Dividends Per Share
4274000
Shares Outstanding
21367387
Income Tax Expense
5890000
EBITDA
21278000
Operating Margin
33.43760339278732
Total Other Income Expense Net
-200000
Cash
580547000
Short Term Investments
59360000
Receivables
-
Inventories
-
Total Current Assets
639907000
Property Plant Equipment
11407000
Total Assets
4641770000
Payables
-
Short Term Debt
-
Long Term Debt
74004000
Total Liabilities
4210462000
Equity
431308000
Depreciation
-956000
Change In Working Capital
-1373000
Cash From Operations
18793000
Capital Expenditures
215000
Cash From Investing
-
Cash From Financing
204542000
Net Change In Cash
96637000
PE
12.7741
PB
1.8207385075166702
ROE
3.7894033961809197
ROA
0.3521070626075829
FCF
18578000
Fcf Percent
0.279393629500406
Piotroski FScore
4
Health Score
55
Deep Value Investing Score
6.5
Defensive Investing Score
5
Dividend Investing Score
3.5
Economic Moat Investing Score
7.8
Garp Investing Score
5
Growth Investing Score
4.5
Momentum Investing Score
4
Net Net Investing Score
5
Quality Investing Score
5.5
Value Investing Score
6
Quarters > 0 > quarter
2025-09-30
Quarters > 0 > income Statement > revenue
66494000
Quarters > 0 > income Statement > cost Of Revenue
27997000
Quarters > 0 > income Statement > gross Profit
38497000
Quarters > 0 > income Statement > operating Expenses
16263000
Quarters > 0 > income Statement > operating Income
22234000
Quarters > 0 > income Statement > interest Expense
25497000
Quarters > 0 > income Statement > pretax Income
22234000
Quarters > 0 > income Statement > net Income
16344000
Quarters > 0 > income Statement > eps
0.7679795025030286
Quarters > 0 > income Statement > dividends Per Share
4274000
Quarters > 0 > income Statement > shares Outstanding
21281818
Quarters > 0 > income Statement > income Tax Expense
5890000
Quarters > 0 > income Statement > EBITDA
21278000
Quarters > 0 > income Statement > operating Margin
33.43760339278732
Quarters > 0 > income Statement > total Other Income Expense Net
-200000
Quarters > 0 > balance Sheet > cash
580547000
Quarters > 0 > balance Sheet > short Term Investments
59360000
Quarters > 0 > balance Sheet > receivables
-
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
639907000
Quarters > 0 > balance Sheet > property Plant Equipment
11407000
Quarters > 0 > balance Sheet > total Assets
4641770000
Quarters > 0 > balance Sheet > payables
-
Quarters > 0 > balance Sheet > short Term Debt
-
Quarters > 0 > balance Sheet > long Term Debt
74004000
Quarters > 0 > balance Sheet > total Liabilities
4210462000
Quarters > 0 > balance Sheet > equity
431308000
Quarters > 0 > cash Flow > net Income
16344000
Quarters > 0 > cash Flow > depreciation
-956000
Quarters > 0 > cash Flow > change In Working Capital
-1373000
Quarters > 0 > cash Flow > cash From Operations
18793000
Quarters > 0 > cash Flow > capital Expenditures
215000
Quarters > 0 > cash Flow > cash From Investing
-
Quarters > 0 > cash Flow > cash From Financing
204542000
Quarters > 0 > cash Flow > net Change In Cash
96637000
Quarters > 0 > ratios > PE
0.7679795025030286
Quarters > 0 > ratios > PB
1.8207385075166702
Quarters > 0 > ratios > ROE
3.7894033961809197
Quarters > 0 > ratios > ROA
0.3521070626075829
Quarters > 0 > ratios > FCF
18578000
Quarters > 0 > ratios > Piotroski FScore
4
Quarters > 0 > ratios > fcf Percent
0.279393629500406
Quarters > 0 > health Score
55
Quarters > 1 > quarter
2025-06-30
Quarters > 1 > income Statement > revenue
61967000
Quarters > 1 > income Statement > cost Of Revenue
26565000
Quarters > 1 > income Statement > gross Profit
35402000
Quarters > 1 > income Statement > operating Expenses
15303000
Quarters > 1 > income Statement > operating Income
20099000
Quarters > 1 > income Statement > interest Expense
24065000
Quarters > 1 > income Statement > pretax Income
20099000
Quarters > 1 > income Statement > net Income
14508000
Quarters > 1 > income Statement > eps
0.6821110179406764
Quarters > 1 > income Statement > dividends Per Share
4272000
Quarters > 1 > income Statement > shares Outstanding
21269265
Quarters > 1 > income Statement > income Tax Expense
5591000
Quarters > 1 > income Statement > EBITDA
20544000
Quarters > 1 > income Statement > operating Margin
32.43500572885568
Quarters > 1 > income Statement > total Other Income Expense Net
-
Quarters > 1 > balance Sheet > cash
484659000
Quarters > 1 > balance Sheet > short Term Investments
58597000
Quarters > 1 > balance Sheet > receivables
-
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
543256000
Quarters > 1 > balance Sheet > property Plant Equipment
8700000
Quarters > 1 > balance Sheet > total Assets
4413473000
Quarters > 1 > balance Sheet > payables
-
Quarters > 1 > balance Sheet > short Term Debt
-
Quarters > 1 > balance Sheet > long Term Debt
73968000
Quarters > 1 > balance Sheet > total Liabilities
3996731000
Quarters > 1 > balance Sheet > equity
416742000
Quarters > 1 > cash Flow > net Income
14508000
Quarters > 1 > cash Flow > depreciation
445000
Quarters > 1 > cash Flow > change In Working Capital
-5543000
Quarters > 1 > cash Flow > cash From Operations
17790000
Quarters > 1 > cash Flow > capital Expenditures
244000
Quarters > 1 > cash Flow > cash From Investing
-140547000
Quarters > 1 > cash Flow > cash From Financing
153996000
Quarters > 1 > cash Flow > net Change In Cash
31239000
Quarters > 1 > ratios > PE
0.6821110179406764
Quarters > 1 > ratios > PB
1.883265613976993
Quarters > 1 > ratios > ROE
3.481290582662654
Quarters > 1 > ratios > ROA
0.32872071495622607
Quarters > 1 > ratios > FCF
17546000
Quarters > 1 > ratios > Piotroski FScore
4
Quarters > 1 > ratios > fcf Percent
0.28315070924847097
Quarters > 1 > health Score
54
Quarters > 2 > quarter
2025-03-31
Quarters > 2 > income Statement > revenue
58127000
Quarters > 2 > income Statement > cost Of Revenue
25010000
Quarters > 2 > income Statement > gross Profit
33117000
Quarters > 2 > income Statement > operating Expenses
14726000
Quarters > 2 > income Statement > operating Income
18391000
Quarters > 2 > income Statement > interest Expense
23110000
Quarters > 2 > income Statement > pretax Income
18391000
Quarters > 2 > income Statement > net Income
13111000
Quarters > 2 > income Statement > eps
0.6168721181895173
Quarters > 2 > income Statement > dividends Per Share
4266000
Quarters > 2 > income Statement > shares Outstanding
21254000
Quarters > 2 > income Statement > income Tax Expense
5280000
Quarters > 2 > income Statement > EBITDA
18852000
Quarters > 2 > income Statement > operating Margin
31.639341442014903
Quarters > 2 > income Statement > total Other Income Expense Net
-1900000
Quarters > 2 > balance Sheet > cash
456595000
Quarters > 2 > balance Sheet > short Term Investments
97111000
Quarters > 2 > balance Sheet > receivables
-
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
553706000
Quarters > 2 > balance Sheet > property Plant Equipment
7468000
Quarters > 2 > balance Sheet > total Assets
4245057000
Quarters > 2 > balance Sheet > payables
-
Quarters > 2 > balance Sheet > short Term Debt
-
Quarters > 2 > balance Sheet > long Term Debt
73932000
Quarters > 2 > balance Sheet > total Liabilities
3838606000
Quarters > 2 > balance Sheet > equity
406451000
Quarters > 2 > cash Flow > net Income
13111000
Quarters > 2 > cash Flow > depreciation
461000
Quarters > 2 > cash Flow > change In Working Capital
1911000
Quarters > 2 > cash Flow > cash From Operations
15472000
Quarters > 2 > cash Flow > capital Expenditures
100000
Quarters > 2 > cash Flow > cash From Investing
-89338000
Quarters > 2 > cash Flow > cash From Financing
174094000
Quarters > 2 > cash Flow > net Change In Cash
100228000
Quarters > 2 > ratios > PE
0.6168721181895173
Quarters > 2 > ratios > PB
1.929562481086281
Quarters > 2 > ratios > ROE
3.2257270864138605
Quarters > 2 > ratios > ROA
0.3088533322402974
Quarters > 2 > ratios > FCF
15372000
Quarters > 2 > ratios > Piotroski FScore
4
Quarters > 2 > ratios > fcf Percent
0.26445541658781635
Quarters > 2 > health Score
54
Quarters > 3 > quarter
2024-12-31
Quarters > 3 > income Statement > revenue
59090000
Quarters > 3 > income Statement > cost Of Revenue
25556000
Quarters > 3 > income Statement > gross Profit
33534000
Quarters > 3 > income Statement > operating Expenses
14167000
Quarters > 3 > income Statement > operating Income
19367000
Quarters > 3 > income Statement > interest Expense
24256000
Quarters > 3 > income Statement > pretax Income
19367000
Quarters > 3 > income Statement > net Income
13317000
Quarters > 3 > income Statement > eps
0.6271250294325407
Quarters > 3 > income Statement > dividends Per Share
4264000
Quarters > 3 > income Statement > shares Outstanding
21235000
Quarters > 3 > income Statement > income Tax Expense
6050000
Quarters > 3 > income Statement > EBITDA
19837000
Quarters > 3 > income Statement > operating Margin
32.77542731426637
Quarters > 3 > income Statement > total Other Income Expense Net
53692000
Quarters > 3 > balance Sheet > cash
356464000
Quarters > 3 > balance Sheet > short Term Investments
98194000
Quarters > 3 > balance Sheet > receivables
24374000
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
479032000
Quarters > 3 > balance Sheet > property Plant Equipment
7829000
Quarters > 3 > balance Sheet > total Assets
4053278000
Quarters > 3 > balance Sheet > payables
-
Quarters > 3 > balance Sheet > short Term Debt
1577000
Quarters > 3 > balance Sheet > long Term Debt
73895000
Quarters > 3 > balance Sheet > total Liabilities
3656654000
Quarters > 3 > balance Sheet > equity
396624000
Quarters > 3 > cash Flow > net Income
13317000
Quarters > 3 > cash Flow > depreciation
470000
Quarters > 3 > cash Flow > change In Working Capital
2471000
Quarters > 3 > cash Flow > cash From Operations
17994000
Quarters > 3 > cash Flow > capital Expenditures
106000
Quarters > 3 > cash Flow > cash From Investing
-70254000
Quarters > 3 > cash Flow > cash From Financing
153751000
Quarters > 3 > cash Flow > net Change In Cash
101491000
Quarters > 3 > ratios > PE
0.6271250294325407
Quarters > 3 > ratios > PB
1.9756028379523174
Quarters > 3 > ratios > ROE
3.357588043083626
Quarters > 3 > ratios > ROA
0.3285488930194277
Quarters > 3 > ratios > FCF
17888000
Quarters > 3 > ratios > Piotroski FScore
4
Quarters > 3 > ratios > fcf Percent
0.30272465730242004
Quarters > 3 > health Score
54
Annuals > 0 > quarter
2024-12-31
Annuals > 0 > income Statement > revenue
212197000
Annuals > 0 > income Statement > cost Of Revenue
94190000
Annuals > 0 > income Statement > gross Profit
118007000
Annuals > 0 > income Statement > operating Expenses
53286000
Annuals > 0 > income Statement > operating Income
64721000
Annuals > 0 > income Statement > interest Expense
87240000
Annuals > 0 > income Statement > pretax Income
64721000
Annuals > 0 > income Statement > net Income
45671000
Annuals > 0 > income Statement > eps
2.2603810937886664
Annuals > 0 > income Statement > dividends Per Share
16243000
Annuals > 0 > income Statement > shares Outstanding
20205000
Annuals > 0 > income Statement > income Tax Expense
19050000
Annuals > 0 > income Statement > EBITDA
66598000
Annuals > 0 > income Statement > operating Margin
30.500431203080158
Annuals > 0 > income Statement > total Other Income Expense Net
60679000
Annuals > 0 > balance Sheet > cash
356464000
Annuals > 0 > balance Sheet > short Term Investments
98194000
Annuals > 0 > balance Sheet > receivables
24374000
Annuals > 0 > balance Sheet > inventories
-
Annuals > 0 > balance Sheet > total Current Assets
479032000
Annuals > 0 > balance Sheet > property Plant Equipment
7829000
Annuals > 0 > balance Sheet > total Assets
4053278000
Annuals > 0 > balance Sheet > payables
-
Annuals > 0 > balance Sheet > short Term Debt
1577000
Annuals > 0 > balance Sheet > long Term Debt
73895000
Annuals > 0 > balance Sheet > total Liabilities
3656654000
Annuals > 0 > balance Sheet > equity
396624000
Annuals > 0 > cash Flow > net Income
45671000
Annuals > 0 > cash Flow > depreciation
1877000
Annuals > 0 > cash Flow > change In Working Capital
-992000
Annuals > 0 > cash Flow > cash From Operations
51786000
Annuals > 0 > cash Flow > capital Expenditures
628000
Annuals > 0 > cash Flow > cash From Investing
-446744000
Annuals > 0 > cash Flow > cash From Financing
425725000
Annuals > 0 > cash Flow > net Change In Cash
30767000
Annuals > 0 > ratios > PE
2.2603810937886664
Annuals > 0 > ratios > PB
1.7570052493041268
Annuals > 0 > ratios > ROE
11.51493606034935
Annuals > 0 > ratios > ROA
1.1267670265893432
Annuals > 0 > ratios > FCF
51158000
Annuals > 0 > ratios > Piotroski FScore
4
Annuals > 0 > ratios > fcf Percent
0.2410872915262704
Annuals > 0 > health Score
61
Annuals > 1 > quarter
2023-12-31
Annuals > 1 > income Statement > revenue
7511000
Annuals > 1 > income Statement > cost Of Revenue
6718000
Annuals > 1 > income Statement > gross Profit
793000
Annuals > 1 > income Statement > operating Expenses
2403000
Annuals > 1 > income Statement > operating Income
-1610000
Annuals > 1 > income Statement > interest Expense
63502000
Annuals > 1 > income Statement > pretax Income
66616000
Annuals > 1 > income Statement > net Income
47734000
Annuals > 1 > income Statement > eps
2.7771701186874562
Annuals > 1 > income Statement > dividends Per Share
12943000
Annuals > 1 > income Statement > shares Outstanding
17188000
Annuals > 1 > income Statement > income Tax Expense
18882000
Annuals > 1 > income Statement > EBITDA
-1610000
Annuals > 1 > income Statement > operating Margin
-21.435228331780056
Annuals > 1 > income Statement > total Other Income Expense Net
68226000
Annuals > 1 > balance Sheet > cash
327434000
Annuals > 1 > balance Sheet > short Term Investments
108083000
Annuals > 1 > balance Sheet > receivables
22582000
Annuals > 1 > balance Sheet > inventories
-189256000
Annuals > 1 > balance Sheet > total Current Assets
458099000
Annuals > 1 > balance Sheet > property Plant Equipment
6907000
Annuals > 1 > balance Sheet > total Assets
3593125000
Annuals > 1 > balance Sheet > payables
-
Annuals > 1 > balance Sheet > short Term Debt
171255000
Annuals > 1 > balance Sheet > long Term Debt
243749000
Annuals > 1 > balance Sheet > total Liabilities
3307351000
Annuals > 1 > balance Sheet > equity
285774000
Annuals > 1 > cash Flow > net Income
47734000
Annuals > 1 > cash Flow > depreciation
1612000
Annuals > 1 > cash Flow > change In Working Capital
-2711000
Annuals > 1 > cash Flow > cash From Operations
38914000
Annuals > 1 > cash Flow > capital Expenditures
653000
Annuals > 1 > cash Flow > cash From Investing
-279278000
Annuals > 1 > cash Flow > cash From Financing
301949000
Annuals > 1 > cash Flow > net Change In Cash
61585000
Annuals > 1 > ratios > PE
2.7771701186874562
Annuals > 1 > ratios > PB
2.0744158670837796
Annuals > 1 > ratios > ROE
16.70340898752161
Annuals > 1 > ratios > ROA
1.3284814750391374
Annuals > 1 > ratios > FCF
38261000
Annuals > 1 > ratios > Piotroski FScore
3
Annuals > 1 > ratios > fcf Percent
5.093995473305818
Annuals > 1 > health Score
64
Annuals > 2 > quarter
2022-12-31
Annuals > 2 > income Statement > revenue
123788000
Annuals > 2 > income Statement > cost Of Revenue
21548000
Annuals > 2 > income Statement > gross Profit
102240000
Annuals > 2 > income Statement > operating Expenses
39382000
Annuals > 2 > income Statement > operating Income
62858000
Annuals > 2 > income Statement > interest Expense
14848000
Annuals > 2 > income Statement > pretax Income
62858000
Annuals > 2 > income Statement > net Income
44801000
Annuals > 2 > income Statement > eps
2.6098683444017245
Annuals > 2 > income Statement > dividends Per Share
15301000
Annuals > 2 > income Statement > shares Outstanding
17166000
Annuals > 2 > income Statement > income Tax Expense
18057000
Annuals > 2 > income Statement > EBITDA
64494000
Annuals > 2 > income Statement > operating Margin
50.7787507674411
Annuals > 2 > income Statement > total Other Income Expense Net
64045000
Annuals > 2 > balance Sheet > cash
269840000
Annuals > 2 > balance Sheet > short Term Investments
115988000
Annuals > 2 > balance Sheet > receivables
7454000
Annuals > 2 > balance Sheet > inventories
-303917000
Annuals > 2 > balance Sheet > total Current Assets
393282000
Annuals > 2 > balance Sheet > property Plant Equipment
5586000
Annuals > 2 > balance Sheet > total Assets
3227159000
Annuals > 2 > balance Sheet > payables
14481000
Annuals > 2 > balance Sheet > short Term Debt
101009000
Annuals > 2 > balance Sheet > long Term Debt
173606000
Annuals > 2 > balance Sheet > total Liabilities
2974334000
Annuals > 2 > balance Sheet > equity
252825000
Annuals > 2 > cash Flow > net Income
44801000
Annuals > 2 > cash Flow > depreciation
649000
Annuals > 2 > cash Flow > change In Working Capital
2267000
Annuals > 2 > cash Flow > cash From Operations
45975000
Annuals > 2 > cash Flow > capital Expenditures
481000
Annuals > 2 > cash Flow > cash From Investing
-836922000
Annuals > 2 > cash Flow > cash From Financing
625609000
Annuals > 2 > cash Flow > net Change In Cash
-165338000
Annuals > 2 > ratios > PE
2.6098683444017245
Annuals > 2 > ratios > PB
2.3417594778997333
Annuals > 2 > ratios > ROE
17.72016216750717
Annuals > 2 > ratios > ROA
1.3882489211098679
Annuals > 2 > ratios > FCF
45494000
Annuals > 2 > ratios > Piotroski FScore
4
Annuals > 2 > ratios > fcf Percent
0.36751542960545447
Annuals > 2 > health Score
66
Annuals > 3 > quarter
2021-12-31
Annuals > 3 > income Statement > revenue
87818000
Annuals > 3 > income Statement > cost Of Revenue
5672000
Annuals > 3 > income Statement > gross Profit
82146000
Annuals > 3 > income Statement > operating Expenses
34998000
Annuals > 3 > income Statement > operating Income
47148000
Annuals > 3 > income Statement > interest Expense
3972000
Annuals > 3 > income Statement > pretax Income
47148000
Annuals > 3 > income Statement > net Income
42441000
Annuals > 3 > income Statement > eps
2.8303434478159386
Annuals > 3 > income Statement > dividends Per Share
51942000
Annuals > 3 > income Statement > shares Outstanding
14995000
Annuals > 3 > income Statement > income Tax Expense
4707000
Annuals > 3 > income Statement > EBITDA
47755000
Annuals > 3 > income Statement > operating Margin
53.68830991368512
Annuals > 3 > income Statement > total Other Income Expense Net
47148000
Annuals > 3 > balance Sheet > cash
439793000
Annuals > 3 > balance Sheet > short Term Investments
148807000
Annuals > 3 > balance Sheet > receivables
5332000
Annuals > 3 > balance Sheet > inventories
-445125000
Annuals > 3 > balance Sheet > total Current Assets
593932000
Annuals > 3 > balance Sheet > property Plant Equipment
1773000
Annuals > 3 > balance Sheet > total Assets
2556761000
Annuals > 3 > balance Sheet > payables
7439000
Annuals > 3 > balance Sheet > short Term Debt
28364000
Annuals > 3 > balance Sheet > long Term Debt
28386000
Annuals > 3 > balance Sheet > total Liabilities
2321715000
Annuals > 3 > balance Sheet > equity
235046000
Annuals > 3 > cash Flow > net Income
42441000
Annuals > 3 > cash Flow > depreciation
607000
Annuals > 3 > cash Flow > change In Working Capital
-3280000
Annuals > 3 > cash Flow > cash From Operations
28657000
Annuals > 3 > cash Flow > capital Expenditures
717000
Annuals > 3 > cash Flow > cash From Investing
-455011000
Annuals > 3 > cash Flow > cash From Financing
561190000
Annuals > 3 > cash Flow > net Change In Cash
134836000
Annuals > 3 > ratios > PE
2.8303434478159386
Annuals > 3 > ratios > PB
2.2003248300332703
Annuals > 3 > ratios > ROE
18.056465542915003
Annuals > 3 > ratios > ROA
1.659951790566267
Annuals > 3 > ratios > FCF
27940000
Annuals > 3 > ratios > Piotroski FScore
3
Annuals > 3 > ratios > fcf Percent
0.31815800860871346
Annuals > 3 > health Score
66
Valuation > metrics > PE
12.7741
Valuation > metrics > PB
1.8207385075166702
Valuation > final Score
100
Valuation > verdict
Fair
Profitability > metrics > ROE
3.7894033961809197
Profitability > metrics > ROA
2.5541211457289887
Profitability > metrics > Net Margin
0.24579661322826118
Profitability > final Score
45
Profitability > verdict
Weak
Risk > metrics > Debt Equity
9.762077216281636
Risk > metrics > Interest Coverage
0.8720241597050633
Risk > final Score
9
Risk > verdict
High
Liquidity > final Score
50
Liquidity > verdict
Weak
Prev Valuations > 0
100
Prev Valuations > 1
100
Prev Valuations > 2
100
Prev Profitabilities > 0
45
Prev Profitabilities > 1
44
Prev Profitabilities > 2
45
Prev Risks > 0
9
Prev Risks > 1
9
Prev Risks > 2
9
Prev Liquidities > 0
50
Prev Liquidities > 1
50
Prev Liquidities > 2
100
Updated At
2025-12-13T00:42:21.464Z
Earnings History > 0 > period
2025-12-31
Earnings History > 0 > report Date
2026-01-26
Earnings History > 0 > date
2025-12-31
Earnings History > 0 > before After Market
AfterMarket
Earnings History > 0 > currency
-
Earnings History > 0 > eps Actual
0
Earnings History > 0 > eps Estimate
0.76
Earnings History > 0 > eps Difference
-0.76
Earnings History > 0 > surprise Percent
-100
Earnings History > 1 > period
2025-09-30
Earnings History > 1 > report Date
2025-10-27
Earnings History > 1 > date
2025-09-30
Earnings History > 1 > before After Market
AfterMarket
Earnings History > 1 > currency
-
Earnings History > 1 > eps Actual
0.77
Earnings History > 1 > eps Estimate
0.71
Earnings History > 1 > eps Difference
0.06
Earnings History > 1 > surprise Percent
8.4507
Earnings History > 2 > period
2025-06-30
Earnings History > 2 > report Date
2025-07-23
Earnings History > 2 > date
2025-06-30
Earnings History > 2 > before After Market
AfterMarket
Earnings History > 2 > currency
-
Earnings History > 2 > eps Actual
0.68
Earnings History > 2 > eps Estimate
0.64
Earnings History > 2 > eps Difference
0.04
Earnings History > 2 > surprise Percent
6.25
Earnings History > 3 > period
2025-03-31
Earnings History > 3 > report Date
2025-04-28
Earnings History > 3 > date
2025-03-31
Earnings History > 3 > before After Market
AfterMarket
Earnings History > 3 > currency
USD
Earnings History > 3 > eps Actual
0.62
Earnings History > 3 > eps Estimate
0.59
Earnings History > 3 > eps Difference
0.03
Earnings History > 3 > surprise Percent
5.0847
Earnings History > 4 > period
2024-12-31
Earnings History > 4 > report Date
2025-01-27
Earnings History > 4 > date
2024-12-31
Earnings History > 4 > before After Market
AfterMarket
Earnings History > 4 > currency
-
Earnings History > 4 > eps Actual
0.63
Earnings History > 4 > eps Estimate
0.56
Earnings History > 4 > eps Difference
0.07
Earnings History > 4 > surprise Percent
12.5
Earnings History > 5 > period
2024-09-30
Earnings History > 5 > report Date
2024-10-28
Earnings History > 5 > date
2024-09-30
Earnings History > 5 > before After Market
AfterMarket
Earnings History > 5 > currency
USD
Earnings History > 5 > eps Actual
0.52
Earnings History > 5 > eps Estimate
0.53
Earnings History > 5 > eps Difference
-0.01
Earnings History > 5 > surprise Percent
-1.8868
Earnings History > 6 > period
2024-06-30
Earnings History > 6 > report Date
2024-07-24
Earnings History > 6 > date
2024-06-30
Earnings History > 6 > before After Market
AfterMarket
Earnings History > 6 > currency
USD
Earnings History > 6 > eps Actual
0.51
Earnings History > 6 > eps Estimate
0.49
Earnings History > 6 > eps Difference
0.02
Earnings History > 6 > surprise Percent
4.0816
Earnings History > 7 > period
2024-03-31
Earnings History > 7 > report Date
2024-04-29
Earnings History > 7 > date
2024-03-31
Earnings History > 7 > before After Market
AfterMarket
Earnings History > 7 > currency
USD
Earnings History > 7 > eps Actual
0.62
Earnings History > 7 > eps Estimate
0.53
Earnings History > 7 > eps Difference
0.09
Earnings History > 7 > surprise Percent
16.9811
Earnings History > 8 > period
2023-12-31
Earnings History > 8 > report Date
2024-01-29
Earnings History > 8 > date
2023-12-31
Earnings History > 8 > before After Market
AfterMarket
Earnings History > 8 > currency
USD
Earnings History > 8 > eps Actual
0.63
Earnings History > 8 > eps Estimate
0.59
Earnings History > 8 > eps Difference
0.04
Earnings History > 8 > surprise Percent
6.7797
Earnings History > 9 > period
2023-09-30
Earnings History > 9 > report Date
2023-10-30
Earnings History > 9 > date
2023-09-30
Earnings History > 9 > before After Market
AfterMarket
Earnings History > 9 > currency
USD
Earnings History > 9 > eps Actual
0.64
Earnings History > 9 > eps Estimate
0.6
Earnings History > 9 > eps Difference
0.04
Earnings History > 9 > surprise Percent
6.6667
Earnings History > 10 > period
2023-06-30
Earnings History > 10 > report Date
2023-07-24
Earnings History > 10 > date
2023-06-30
Earnings History > 10 > before After Market
AfterMarket
Earnings History > 10 > currency
USD
Earnings History > 10 > eps Actual
0.74
Earnings History > 10 > eps Estimate
0.66
Earnings History > 10 > eps Difference
0.08
Earnings History > 10 > surprise Percent
12.1212
Earnings History > 11 > period
2023-03-31
Earnings History > 11 > report Date
2023-04-24
Earnings History > 11 > date
2023-03-31
Earnings History > 11 > before After Market
AfterMarket
Earnings History > 11 > currency
USD
Earnings History > 11 > eps Actual
0.77
Earnings History > 11 > eps Estimate
0.69
Earnings History > 11 > eps Difference
0.08
Earnings History > 11 > surprise Percent
11.5942
Earnings History > 12 > period
2022-12-31
Earnings History > 12 > report Date
2023-01-30
Earnings History > 12 > date
2022-12-31
Earnings History > 12 > before After Market
AfterMarket
Earnings History > 12 > currency
USD
Earnings History > 12 > eps Actual
0.77
Earnings History > 12 > eps Estimate
0.71
Earnings History > 12 > eps Difference
0.06
Earnings History > 12 > surprise Percent
8.4507
Earnings History > 13 > period
2022-09-30
Earnings History > 13 > report Date
2022-10-24
Earnings History > 13 > date
2022-09-30
Earnings History > 13 > before After Market
AfterMarket
Earnings History > 13 > currency
USD
Earnings History > 13 > eps Actual
0.68
Earnings History > 13 > eps Estimate
0.65
Earnings History > 13 > eps Difference
0.03
Earnings History > 13 > surprise Percent
4.6154
Earnings History > 14 > period
2022-06-30
Earnings History > 14 > report Date
2022-07-25
Earnings History > 14 > date
2022-06-30
Earnings History > 14 > before After Market
AfterMarket
Earnings History > 14 > currency
USD
Earnings History > 14 > eps Actual
0.58
Earnings History > 14 > eps Estimate
0.54
Earnings History > 14 > eps Difference
0.04
Earnings History > 14 > surprise Percent
7.4074
Earnings History > 15 > period
2022-03-31
Earnings History > 15 > report Date
2022-04-25
Earnings History > 15 > date
2022-03-31
Earnings History > 15 > before After Market
AfterMarket
Earnings History > 15 > currency
USD
Earnings History > 15 > eps Actual
0.58
Earnings History > 15 > eps Estimate
0.53
Earnings History > 15 > eps Difference
0.05
Earnings History > 15 > surprise Percent
9.434
Earnings History > 16 > period
2021-12-31
Earnings History > 16 > report Date
2022-01-31
Earnings History > 16 > date
2021-12-31
Earnings History > 16 > before After Market
BeforeMarket
Earnings History > 16 > currency
USD
Earnings History > 16 > eps Actual
0.66
Earnings History > 16 > eps Estimate
0.54
Earnings History > 16 > eps Difference
0.12
Earnings History > 16 > surprise Percent
22.2222
Earnings History > 17 > period
2021-09-30
Earnings History > 17 > report Date
2021-10-25
Earnings History > 17 > date
2021-09-30
Earnings History > 17 > before After Market
AfterMarket
Earnings History > 17 > currency
USD
Earnings History > 17 > eps Actual
0.64
Earnings History > 17 > eps Estimate
0.47
Earnings History > 17 > eps Difference
0.17
Earnings History > 17 > surprise Percent
36.1702
Earnings History > 18 > period
2021-06-30
Earnings History > 18 > report Date
2021-07-26
Earnings History > 18 > date
2021-06-30
Earnings History > 18 > before After Market
AfterMarket
Earnings History > 18 > currency
USD
Earnings History > 18 > eps Actual
0.67
Earnings History > 18 > eps Estimate
0.52
Earnings History > 18 > eps Difference
0.15
Earnings History > 18 > surprise Percent
28.8462
Earnings History > 19 > period
2021-03-31
Earnings History > 19 > report Date
2021-06-17
Earnings History > 19 > date
2021-03-31
Earnings History > 19 > before After Market
AfterMarket
Earnings History > 19 > currency
USD
Earnings History > 19 > eps Actual
0.26
Earnings History > 19 > eps Estimate
0.7733
Earnings History > 19 > eps Difference
-0.5133
Earnings History > 19 > surprise Percent
-66.3779
Earnings History > 20 > period
2020-12-31
Earnings History > 20 > report Date
2021-03-03
Earnings History > 20 > date
2020-12-31
Earnings History > 20 > before After Market
-
Earnings History > 20 > currency
USD
Earnings History > 20 > eps Actual
0.26
Earnings History > 20 > eps Estimate
0.7
Earnings History > 20 > eps Difference
-0.44
Earnings History > 20 > surprise Percent
-62.8571
Earnings History > 21 > period
2019-12-31
Earnings History > 21 > report Date
2020-03-31
Earnings History > 21 > date
2019-12-31
Earnings History > 21 > before After Market
-
Earnings History > 21 > currency
USD
Earnings History > 21 > eps Actual
0.72
Earnings History > 21 > eps Estimate
-
Earnings History > 21 > eps Difference
0
Earnings History > 21 > surprise Percent
-
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. The company was founded in 1999 and is headquartered in Rancho Cordova, California.
Stock Price
$ 0.00
0% decrease compared to yesterday.
Dividend
Frequency:
Rate:
N/ANext Payout:
N/ACreative Planning Invests $499,000 in Five Star Bancorp $FSBC Defense World
Read more →Showing 2 of 10
(Last Updated 2025-09-30)
Rating:
BUY
Target Price:
$40.4
Analyst Picks
Strong Buy
2
Buy
1
Hold
1
Sell
0
Strong Sell
0
Sentiment:
Bullish
(Last Updated 2025-09-30)
Health Score
Price to Earnings Ratio (P/E)
-
Very High
Low ≥ 50
High ≤ 10
Price to Book Ratio (P/B)
-
Medium
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Free Cash Flow - Revenue % (FCF)
-
Very High
Low ≤ 5%
High ≥ 15%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 74.84% of the total shares of Five Star Bancorp
1.
T. Rowe Price Investment Management,Inc.(9.3045%)
since
2025/06/30
2.
Davis Asset Management, L.P.(7.0736%)
since
2025/06/30
3.
BlackRock Inc(5.9273%)
since
2025/06/30
4.
Vanguard Group Inc(4.1463%)
since
2025/06/30
5.
T. Rowe Price US Small-Cap Core Equity(4.0582%)
since
2025/06/30
6.
T. Rowe Price Small-Cap Stock(4.0549%)
since
2025/07/31
7.
CapTrust Financial Advisors(2.4488%)
since
2025/06/30
8.
Franklin Resources Inc(2.3094%)
since
2025/06/30
9.
Vanguard Total Stock Mkt Idx Inv(2.2048%)
since
2025/07/31
10.
T. Rowe Price U.S. SC Core Eq Tr-D(2.1429%)
since
2025/06/30
11.
T. Rowe Price Instl Small-Cap Stock(2.1272%)
since
2025/07/31
12.
iShares Russell 2000 ETF(2.0494%)
since
2025/08/31
13.
Kennedy Capital Management Inc(1.8523%)
since
2025/06/30
14.
State Street Corp(1.8144%)
since
2025/06/30
15.
Geode Capital Management, LLC(1.7906%)
since
2025/06/30
16.
American Century Companies Inc(1.5564%)
since
2025/06/30
17.
Amvescap Plc.(1.5289%)
since
2025/06/30
18.
Invesco Small Cap Value A(1.4764%)
since
2025/07/31
19.
Avantis US Small Cap Value ETF(1.3865%)
since
2025/08/30
20.
Adage Capital Partners Gp LLC(1.3724%)
since
2025/06/30
21.
Maltese Capital Management LLC(1.3647%)
since
2025/06/30
22.
Putnam Core Equity Fund Y(1.3147%)
since
2025/07/31
23.
Kennedy Small Cap Value(1.2009%)
since
2025/06/30
24.
Dimensional Fund Advisors, Inc.(1.1971%)
since
2025/06/30
25.
Pacific Ridge Capital Partners, LLC(0.9622%)
since
2025/06/30
26.
Vanguard Institutional Extnd Mkt Idx Tr(0.7966%)
since
2025/07/31
27.
Fidelity Small Cap Index(0.7328%)
since
2025/06/30
28.
Northern Trust Corp(0.6962%)
since
2025/06/30
29.
Brighton Jones LLC(0.6642%)
since
2025/06/30
30.
Siena Capital Management, LLC(0.6311%)
since
2025/06/30
31.
Charles Schwab Investment Management Inc(0.6284%)
since
2025/06/30
32.
Small Cap Value / Kennedy Cap SP(0.5062%)
since
2025/06/30
33.
Bank of New York Mellon Corp(0.4852%)
since
2025/06/30
34.
FPA Queens Road Small Cap Value Inv(0.455%)
since
2025/06/30
35.
Kennedy Micro Cap(0.4508%)
since
2025/06/30
36.
Putnam U.S. Small Cap Value Equity(0.4385%)
since
2025/06/30
37.
Putnam Small Cap Value Managed Account(0.4385%)
since
2025/06/30
38.
Putnam Small Cap Value A(0.4385%)
since
2025/07/31
39.
iShares Russell 2000 Growth ETF(0.4108%)
since
2025/08/31
40.
Fidelity Extended Market Index(0.4037%)
since
2025/07/31
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
Date
2025-12-31
EPS Estimate
0.76
Date
2025-09-30
EPS Actual
0.77
EPS Estimate
0.71
EPS Difference
0.06
Surprise Percent
8.4507%
(Last Updated 2025-09-30)
(Last Updated 2025-09-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-09-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-09-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.