_id

6911b763ccc777a4e85d6095

Ticker

FTFI

Name

First Berlin Bancorp Inc.

Exchange

OTCMKTS

Address

240 Broadway Street, Berlin, WI, United States, 54923

Country

USA

Sector

Financial Services

Industry

Banks - Regional

Currency

USD

Website

https://www.fortifibank.com

Description

First Berlin Bancorp Inc. operates as the banking holding company for Fortifi Bank that provides a range of banking products and services for businesses and consumers. It offers checking and savings accounts, and certificates of deposit, as well as personal loans, home loans, auto loans, and business credit and loans. The company also provides debit and credit cards, treasury management, online and mobile banking, and wealth management services. Its financial centers are located in Berlin, Green Bay, Green Lake, Montello, Omro, Oshkosh, Ripon, Waunakee, and Winneconne. The company was founded in 1876 and is based in Berlin, Wisconsin.

Last Close

34

Volume

-

Current Price

34.5

Change

0

Last Updated

2026-01-03T12:11:24.511Z

Image

data:image/webp;base64,UklGRo4CAABXRUJQVlA4WAoAAAAQAAAAPwAAPwAAQUxQSGsBAAABkEPbtrFXJ7Zt26lt2+r+MkanZ6O0bRuV7di28xmxvtO/ERETAKvKG4ZWX/7aN8stSFEgRv7c25lopQTrVbeJr73xY2BOIuRow+MD2a7a61AyC684+aZhaJYRJCFyxGjbu8s1ifZqa1hEHfg6LixIW5xtPJHlpLBCySLz2JfpBekTDVdlLuoAYBZ1rI9bQDlxPc8R5NXD9n/mFpA2nU3TN7Qp/zK1gJVu2+UXGn9ibAEvcVtWXfuaR7Tw/dSlGw0LmPs/fPk+iGpuqK9/FhVHzc4xqBZEjhNw/Qcmz4vI5gkW2dDIPCqB/f1vFBU5fvdhK6rhnzv2vxUx/b2WmH1pBhHzpNzaraaBQMP3Hw1U1kk88Q9Nz51CUwD77KsTSIhnRd5yAGpOsutNNAKh51mVvw4AgLxz3tl2UnLswJ0if2VYVd0xbdftH/3zvGQEcuTfk6OF3jqwppy+r+z0x2FaMuzEr+vlAabyAAAAVlA4IPwAAACwCQCdASpAAEAAPqFEnUmmJCMhNfdMyMAUCWMAzIvnhzCZgv+G3g/7jVlYU6/7EJLLt0TfVEneZeyEl+MXD6vIYIxVbsGFwE8DKdGC1NJ4pCP0/6JIAAD++qAHSt70Tta3coK/24UbKjB4BkIwHTrtzEmudDP70ncMGOhPXXFU1MDDb2I/RsDlKzxDrdT5xKG5cN0Q+HIiCN3yORTKH9FpcS1w/MRlcpN6buXyCGHzU8AsgKbttv5/fPtwbcUr1j1xTk+caGuWcKPHTLzZH2CTNZEZlPN2v3ZxYXukLsvk5ycL79F6rKEbLZu8nt/tVkufDCxQRT5BgiRLIAA=

Ipo Date

-

Market Cap

94078168

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

-

Sentiment Sources

0

Current Quarter

2025-06-30

Revenue

7739742

Cost Of Revenue

-

Gross Profit

-

Operating Expenses

-

Operating Income

-

Interest Expense

3387463

Pretax Income

3244600

Net Income

2582644

Eps

0.9333716419016229

Dividends Per Share

-

Shares Outstanding

2767005

Income Tax Expense

-

EBITDA

-

Operating Margin

-

Total Other Income Expense Net

-

Cash

41399464

Short Term Investments

78623149

Receivables

-

Inventories

-

Total Current Assets

-

Property Plant Equipment

5219189

Total Assets

672967279

Payables

-

Short Term Debt

-

Long Term Debt

54673715

Total Liabilities

593290107

Equity

79677172

Bs_currency_symbol

USD

Depreciation

-

Change In Working Capital

-

Cash From Operations

-

Capital Expenditures

0

Cash From Investing

-

Cash From Financing

-

Net Change In Cash

-

Cf_currency_symbol

USD

PE

11.4865

PB

1.1981056820139149

ROE

3.2413851234579463

ROA

0.3837696245555499

FCF

-

Fcf Percent

-

Piotroski FScore

2

Health Score

42

Deep Value Investing Score

6

Defensive Investing Score

5

Dividend Investing Score

1.5

Economic Moat Investing Score

6.3

Garp Investing Score

1

Growth Investing Score

1.5

Momentum Investing Score

4

Net Net Investing Score

2

Quality Investing Score

3.5

Value Investing Score

5.5

Quarters > 0 > quarter

2025-06-30

Quarters > 0 > income Statement > revenue

7739742

Quarters > 0 > income Statement > cost Of Revenue

-

Quarters > 0 > income Statement > gross Profit

-

Quarters > 0 > income Statement > operating Expenses

-

Quarters > 0 > income Statement > operating Income

-

Quarters > 0 > income Statement > interest Expense

3387463

Quarters > 0 > income Statement > pretax Income

3244600

Quarters > 0 > income Statement > net Income

2582644

Quarters > 0 > income Statement > eps

0.9333716419016229

Quarters > 0 > income Statement > dividends Per Share

-

Quarters > 0 > income Statement > shares Outstanding

2767005

Quarters > 0 > income Statement > income Tax Expense

-

Quarters > 0 > income Statement > EBITDA

-

Quarters > 0 > income Statement > operating Margin

-

Quarters > 0 > income Statement > total Other Income Expense Net

-

Quarters > 0 > income Statement > currency_symbol

USD

Quarters > 0 > balance Sheet > cash

41399464

Quarters > 0 > balance Sheet > short Term Investments

78623149

Quarters > 0 > balance Sheet > receivables

-

Quarters > 0 > balance Sheet > inventories

-

Quarters > 0 > balance Sheet > total Current Assets

-

Quarters > 0 > balance Sheet > property Plant Equipment

5219189

Quarters > 0 > balance Sheet > total Assets

672967279

Quarters > 0 > balance Sheet > payables

-

Quarters > 0 > balance Sheet > short Term Debt

-

Quarters > 0 > balance Sheet > long Term Debt

54673715

Quarters > 0 > balance Sheet > total Liabilities

593290107

Quarters > 0 > balance Sheet > equity

79677172

Quarters > 0 > balance Sheet > currency_symbol

USD

Quarters > 0 > cash Flow > net Income

2582644

Quarters > 0 > cash Flow > depreciation

-

Quarters > 0 > cash Flow > change In Working Capital

-

Quarters > 0 > cash Flow > cash From Operations

-

Quarters > 0 > cash Flow > capital Expenditures

0

Quarters > 0 > cash Flow > cash From Investing

-

Quarters > 0 > cash Flow > cash From Financing

-

Quarters > 0 > cash Flow > net Change In Cash

-

Quarters > 0 > cash Flow > currency_symbol

USD

Quarters > 0 > ratios > PE

0.9333716419016229

Quarters > 0 > ratios > PB

1.1981056820139149

Quarters > 0 > ratios > ROE

3.2413851234579463

Quarters > 0 > ratios > ROA

0.3837696245555499

Quarters > 0 > ratios > FCF

-

Quarters > 0 > ratios > Piotroski FScore

2

Quarters > 0 > ratios > fcf Percent

-

Quarters > 0 > health Score

42

Quarters > 1 > quarter

2025-03-31

Quarters > 1 > income Statement > revenue

7673223

Quarters > 1 > income Statement > cost Of Revenue

-

Quarters > 1 > income Statement > gross Profit

-

Quarters > 1 > income Statement > operating Expenses

-

Quarters > 1 > income Statement > operating Income

-

Quarters > 1 > income Statement > interest Expense

3292574

Quarters > 1 > income Statement > pretax Income

3262531

Quarters > 1 > income Statement > net Income

2631810

Quarters > 1 > income Statement > eps

0.9511403123593922

Quarters > 1 > income Statement > dividends Per Share

-

Quarters > 1 > income Statement > shares Outstanding

2767005

Quarters > 1 > income Statement > income Tax Expense

-

Quarters > 1 > income Statement > EBITDA

-

Quarters > 1 > income Statement > operating Margin

-

Quarters > 1 > income Statement > total Other Income Expense Net

-

Quarters > 1 > income Statement > currency_symbol

USD

Quarters > 1 > balance Sheet > cash

62139711

Quarters > 1 > balance Sheet > short Term Investments

79102396

Quarters > 1 > balance Sheet > receivables

-

Quarters > 1 > balance Sheet > inventories

-

Quarters > 1 > balance Sheet > total Current Assets

-

Quarters > 1 > balance Sheet > property Plant Equipment

5181198

Quarters > 1 > balance Sheet > total Assets

674476464

Quarters > 1 > balance Sheet > payables

-

Quarters > 1 > balance Sheet > short Term Debt

-

Quarters > 1 > balance Sheet > long Term Debt

64874659

Quarters > 1 > balance Sheet > total Liabilities

598253372

Quarters > 1 > balance Sheet > equity

76223092

Quarters > 1 > balance Sheet > currency_symbol

USD

Quarters > 1 > cash Flow > net Income

2631810

Quarters > 1 > cash Flow > depreciation

-

Quarters > 1 > cash Flow > change In Working Capital

-

Quarters > 1 > cash Flow > cash From Operations

-

Quarters > 1 > cash Flow > capital Expenditures

0

Quarters > 1 > cash Flow > cash From Investing

-

Quarters > 1 > cash Flow > cash From Financing

-

Quarters > 1 > cash Flow > net Change In Cash

-

Quarters > 1 > cash Flow > currency_symbol

USD

Quarters > 1 > ratios > PE

0.9511403123593922

Quarters > 1 > ratios > PB

1.252398321757926

Quarters > 1 > ratios > ROE

3.452772553493369

Quarters > 1 > ratios > ROA

0.3902004206925151

Quarters > 1 > ratios > FCF

-

Quarters > 1 > ratios > Piotroski FScore

2

Quarters > 1 > ratios > fcf Percent

-

Quarters > 1 > health Score

42

Quarters > 2 > quarter

2024-09-30

Quarters > 2 > income Statement > revenue

7328677

Quarters > 2 > income Statement > cost Of Revenue

-

Quarters > 2 > income Statement > gross Profit

-

Quarters > 2 > income Statement > operating Expenses

-

Quarters > 2 > income Statement > operating Income

-

Quarters > 2 > income Statement > interest Expense

3623533

Quarters > 2 > income Statement > pretax Income

3141360

Quarters > 2 > income Statement > net Income

2494260

Quarters > 2 > income Statement > eps

0.8996234526935395

Quarters > 2 > income Statement > dividends Per Share

-

Quarters > 2 > income Statement > shares Outstanding

2772560

Quarters > 2 > income Statement > income Tax Expense

-

Quarters > 2 > income Statement > EBITDA

-

Quarters > 2 > income Statement > operating Margin

-

Quarters > 2 > income Statement > total Other Income Expense Net

-

Quarters > 2 > income Statement > currency_symbol

USD

Quarters > 2 > balance Sheet > cash

57275773

Quarters > 2 > balance Sheet > short Term Investments

85188538

Quarters > 2 > balance Sheet > receivables

-

Quarters > 2 > balance Sheet > inventories

-

Quarters > 2 > balance Sheet > total Current Assets

-

Quarters > 2 > balance Sheet > property Plant Equipment

5049311

Quarters > 2 > balance Sheet > total Assets

666923562

Quarters > 2 > balance Sheet > payables

-

Quarters > 2 > balance Sheet > short Term Debt

-

Quarters > 2 > balance Sheet > long Term Debt

80243795

Quarters > 2 > balance Sheet > total Liabilities

594116665

Quarters > 2 > balance Sheet > equity

72806897

Quarters > 2 > balance Sheet > currency_symbol

USD

Quarters > 2 > cash Flow > net Income

2494260

Quarters > 2 > cash Flow > depreciation

-

Quarters > 2 > cash Flow > change In Working Capital

-

Quarters > 2 > cash Flow > cash From Operations

-

Quarters > 2 > cash Flow > capital Expenditures

0

Quarters > 2 > cash Flow > cash From Investing

-

Quarters > 2 > cash Flow > cash From Financing

-

Quarters > 2 > cash Flow > net Change In Cash

-

Quarters > 2 > cash Flow > currency_symbol

USD

Quarters > 2 > ratios > PE

0.8996234526935395

Quarters > 2 > ratios > PB

1.3137947631527271

Quarters > 2 > ratios > ROE

3.425856756400427

Quarters > 2 > ratios > ROA

0.37399488368953443

Quarters > 2 > ratios > FCF

-

Quarters > 2 > ratios > Piotroski FScore

2

Quarters > 2 > ratios > fcf Percent

-

Quarters > 2 > health Score

42

Quarters > 3 > quarter

2024-06-30

Quarters > 3 > income Statement > revenue

7269588

Quarters > 3 > income Statement > cost Of Revenue

-

Quarters > 3 > income Statement > gross Profit

-

Quarters > 3 > income Statement > operating Expenses

-

Quarters > 3 > income Statement > operating Income

-

Quarters > 3 > income Statement > interest Expense

3310010

Quarters > 3 > income Statement > pretax Income

3176289

Quarters > 3 > income Statement > net Income

2523495

Quarters > 3 > income Statement > eps

0.9101678593069221

Quarters > 3 > income Statement > dividends Per Share

-

Quarters > 3 > income Statement > shares Outstanding

2772560

Quarters > 3 > income Statement > income Tax Expense

-

Quarters > 3 > income Statement > EBITDA

-

Quarters > 3 > income Statement > operating Margin

-

Quarters > 3 > income Statement > total Other Income Expense Net

-

Quarters > 3 > income Statement > currency_symbol

USD

Quarters > 3 > balance Sheet > cash

37713154

Quarters > 3 > balance Sheet > short Term Investments

87033136

Quarters > 3 > balance Sheet > receivables

-

Quarters > 3 > balance Sheet > inventories

-

Quarters > 3 > balance Sheet > total Current Assets

-

Quarters > 3 > balance Sheet > property Plant Equipment

5134241

Quarters > 3 > balance Sheet > total Assets

654933684

Quarters > 3 > balance Sheet > payables

-

Quarters > 3 > balance Sheet > short Term Debt

-

Quarters > 3 > balance Sheet > long Term Debt

85421218

Quarters > 3 > balance Sheet > total Liabilities

587133790

Quarters > 3 > balance Sheet > equity

67799894

Quarters > 3 > balance Sheet > currency_symbol

USD

Quarters > 3 > cash Flow > net Income

2523495

Quarters > 3 > cash Flow > depreciation

-

Quarters > 3 > cash Flow > change In Working Capital

-

Quarters > 3 > cash Flow > cash From Operations

-

Quarters > 3 > cash Flow > capital Expenditures

0

Quarters > 3 > cash Flow > cash From Investing

-

Quarters > 3 > cash Flow > cash From Financing

-

Quarters > 3 > cash Flow > net Change In Cash

-

Quarters > 3 > cash Flow > currency_symbol

USD

Quarters > 3 > ratios > PE

0.9101678593069221

Quarters > 3 > ratios > PB

1.4108181349074087

Quarters > 3 > ratios > ROE

3.7219748455653927

Quarters > 3 > ratios > ROA

0.38530542277010144

Quarters > 3 > ratios > FCF

-

Quarters > 3 > ratios > Piotroski FScore

2

Quarters > 3 > ratios > fcf Percent

-

Quarters > 3 > health Score

42

Annuals > 0 > quarter

2023-12-31

Annuals > 0 > income Statement > revenue

26271946

Annuals > 0 > income Statement > cost Of Revenue

-

Annuals > 0 > income Statement > gross Profit

-

Annuals > 0 > income Statement > operating Expenses

-

Annuals > 0 > income Statement > operating Income

-

Annuals > 0 > income Statement > interest Expense

8606758

Annuals > 0 > income Statement > pretax Income

9893655

Annuals > 0 > income Statement > net Income

6821484

Annuals > 0 > income Statement > eps

2.460355772282656

Annuals > 0 > income Statement > dividends Per Share

554512

Annuals > 0 > income Statement > shares Outstanding

2772560

Annuals > 0 > income Statement > income Tax Expense

-

Annuals > 0 > income Statement > EBITDA

-

Annuals > 0 > income Statement > operating Margin

-

Annuals > 0 > income Statement > total Other Income Expense Net

-

Annuals > 0 > income Statement > currency_symbol

USD

Annuals > 0 > balance Sheet > cash

66779140

Annuals > 0 > balance Sheet > short Term Investments

93451248

Annuals > 0 > balance Sheet > receivables

-

Annuals > 0 > balance Sheet > inventories

-

Annuals > 0 > balance Sheet > total Current Assets

-

Annuals > 0 > balance Sheet > property Plant Equipment

5143089

Annuals > 0 > balance Sheet > total Assets

638675492

Annuals > 0 > balance Sheet > payables

-

Annuals > 0 > balance Sheet > short Term Debt

-

Annuals > 0 > balance Sheet > long Term Debt

30816821

Annuals > 0 > balance Sheet > total Liabilities

575438109

Annuals > 0 > balance Sheet > equity

63237383

Annuals > 0 > balance Sheet > currency_symbol

USD

Annuals > 0 > cash Flow > net Income

6821484

Annuals > 0 > cash Flow > depreciation

478748

Annuals > 0 > cash Flow > change In Working Capital

-1228288

Annuals > 0 > cash Flow > cash From Operations

8731027

Annuals > 0 > cash Flow > capital Expenditures

418647

Annuals > 0 > cash Flow > cash From Investing

-

Annuals > 0 > cash Flow > cash From Financing

35071946

Annuals > 0 > cash Flow > net Change In Cash

29203172

Annuals > 0 > cash Flow > currency_symbol

USD

Annuals > 0 > ratios > PE

2.460355772282656

Annuals > 0 > ratios > PB

1.4906853435095504

Annuals > 0 > ratios > ROE

10.787106734002576

Annuals > 0 > ratios > ROA

1.0680672869783456

Annuals > 0 > ratios > FCF

8312380

Annuals > 0 > ratios > Piotroski FScore

4

Annuals > 0 > ratios > fcf Percent

0.3163975748123112

Annuals > 0 > health Score

61

Annuals > 1 > quarter

2022-12-31

Annuals > 1 > income Statement > revenue

25222667

Annuals > 1 > income Statement > cost Of Revenue

-

Annuals > 1 > income Statement > gross Profit

-

Annuals > 1 > income Statement > operating Expenses

-

Annuals > 1 > income Statement > operating Income

-

Annuals > 1 > income Statement > interest Expense

1922804

Annuals > 1 > income Statement > pretax Income

9928042

Annuals > 1 > income Statement > net Income

7234042

Annuals > 1 > income Statement > eps

2.6091561589289323

Annuals > 1 > income Statement > dividends Per Share

554512

Annuals > 1 > income Statement > shares Outstanding

2772560

Annuals > 1 > income Statement > income Tax Expense

-

Annuals > 1 > income Statement > EBITDA

-

Annuals > 1 > income Statement > operating Margin

-

Annuals > 1 > income Statement > total Other Income Expense Net

-

Annuals > 1 > income Statement > currency_symbol

USD

Annuals > 1 > balance Sheet > cash

37816308

Annuals > 1 > balance Sheet > short Term Investments

107379241

Annuals > 1 > balance Sheet > receivables

-

Annuals > 1 > balance Sheet > inventories

-

Annuals > 1 > balance Sheet > total Current Assets

-

Annuals > 1 > balance Sheet > property Plant Equipment

5189212

Annuals > 1 > balance Sheet > total Assets

593693479

Annuals > 1 > balance Sheet > payables

-

Annuals > 1 > balance Sheet > short Term Debt

-

Annuals > 1 > balance Sheet > long Term Debt

9085341

Annuals > 1 > balance Sheet > total Liabilities

538607445

Annuals > 1 > balance Sheet > equity

55086034

Annuals > 1 > balance Sheet > currency_symbol

USD

Annuals > 1 > cash Flow > net Income

7234042

Annuals > 1 > cash Flow > depreciation

516859

Annuals > 1 > cash Flow > change In Working Capital

791006

Annuals > 1 > cash Flow > cash From Operations

9870840

Annuals > 1 > cash Flow > capital Expenditures

216393

Annuals > 1 > cash Flow > cash From Investing

-

Annuals > 1 > cash Flow > cash From Financing

-6618853

Annuals > 1 > cash Flow > net Change In Cash

-79051551

Annuals > 1 > cash Flow > currency_symbol

USD

Annuals > 1 > ratios > PE

2.6091561589289323

Annuals > 1 > ratios > PB

1.711269321004304

Annuals > 1 > ratios > ROE

13.132261436719151

Annuals > 1 > ratios > ROA

1.2184809595996926

Annuals > 1 > ratios > FCF

9654447

Annuals > 1 > ratios > Piotroski FScore

4

Annuals > 1 > ratios > fcf Percent

0.3827686818368573

Annuals > 1 > health Score

63

Annuals > 2 > quarter

2021-12-31

Annuals > 2 > income Statement > revenue

25976828

Annuals > 2 > income Statement > cost Of Revenue

-

Annuals > 2 > income Statement > gross Profit

-

Annuals > 2 > income Statement > operating Expenses

-

Annuals > 2 > income Statement > operating Income

-

Annuals > 2 > income Statement > interest Expense

1465456

Annuals > 2 > income Statement > pretax Income

11388692

Annuals > 2 > income Statement > net Income

8264283

Annuals > 2 > income Statement > eps

2.9807409037135355

Annuals > 2 > income Statement > dividends Per Share

554512

Annuals > 2 > income Statement > shares Outstanding

2772560

Annuals > 2 > income Statement > income Tax Expense

-

Annuals > 2 > income Statement > EBITDA

-

Annuals > 2 > income Statement > operating Margin

-

Annuals > 2 > income Statement > total Other Income Expense Net

-

Annuals > 2 > income Statement > currency_symbol

USD

Annuals > 2 > balance Sheet > cash

122369899

Annuals > 2 > balance Sheet > short Term Investments

107109555

Annuals > 2 > balance Sheet > receivables

-

Annuals > 2 > balance Sheet > inventories

-

Annuals > 2 > balance Sheet > total Current Assets

-

Annuals > 2 > balance Sheet > property Plant Equipment

5600989

Annuals > 2 > balance Sheet > total Assets

600522110

Annuals > 2 > balance Sheet > payables

-

Annuals > 2 > balance Sheet > short Term Debt

-

Annuals > 2 > balance Sheet > long Term Debt

22323962

Annuals > 2 > balance Sheet > total Liabilities

542678378

Annuals > 2 > balance Sheet > equity

57843732

Annuals > 2 > balance Sheet > currency_symbol

USD

Annuals > 2 > cash Flow > net Income

8264283

Annuals > 2 > cash Flow > depreciation

543358

Annuals > 2 > cash Flow > change In Working Capital

-43131

Annuals > 2 > cash Flow > cash From Operations

8651494

Annuals > 2 > cash Flow > capital Expenditures

257561

Annuals > 2 > cash Flow > cash From Investing

-

Annuals > 2 > cash Flow > cash From Financing

70049160

Annuals > 2 > cash Flow > net Change In Cash

59496066

Annuals > 2 > cash Flow > currency_symbol

USD

Annuals > 2 > ratios > PE

2.9807409037135355

Annuals > 2 > ratios > PB

1.6296846130190907

Annuals > 2 > ratios > ROE

14.287257606407552

Annuals > 2 > ratios > ROA

1.3761829685171791

Annuals > 2 > ratios > FCF

8393933

Annuals > 2 > ratios > Piotroski FScore

4

Annuals > 2 > ratios > fcf Percent

0.3231315617133855

Annuals > 2 > health Score

64

Valuation > metrics > PE

11.4865

Valuation > metrics > PB

1.1981056820139149

Valuation > final Score

100

Valuation > verdict

Fair

Profitability > metrics > ROE

3.2413851234579463

Profitability > metrics > Net Margin

0.3336860582691258

Profitability > final Score

51

Profitability > verdict

Weak

Risk > metrics > Debt Equity

7.446174256787126

Risk > metrics > Interest Coverage

0

Risk > final Score

6

Risk > verdict

High

Liquidity > final Score

50

Liquidity > verdict

Weak

Prev Valuations > 0

100

Prev Valuations > 1

100

Prev Valuations > 2

100

Prev Profitabilities > 0

52

Prev Profitabilities > 1

52

Prev Profitabilities > 2

52

Prev Risks > 0

6

Prev Risks > 1

6

Prev Risks > 2

6

Prev Liquidities > 0

50

Prev Liquidities > 1

50

Prev Liquidities > 2

50

Updated At

2026-01-20T21:52:04.527Z