HMN

Horace Mann Educators Corporation

HMN, USA

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; and property coverage for homeowners and renters. The Life & Retirement segment markets tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, and benefit specialists, as well as direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

https://www.horacemann.com

Stock Price

$ 0.00

0% decrease compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
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Showing 2 of 10

Analyst Ratings & Sentiment

(Last Updated 2025-09-30)

Rating:

BUY

Target Price:

$50.6667

Analyst Picks

Strong Buy

1

Buy

0

Hold

2

Sell

0

Strong Sell

0

Sentiment:

Bullish

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

11.59

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very Low

1.33

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

4.04 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.38 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very High

36.25 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

9.75

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 138.14% of the total shares of Horace Mann Educators Corporation

1.

BlackRock Inc

(14.5002%)

since

2025/06/30

2.

Vanguard Group Inc

(12.1134%)

since

2025/06/30

3.

Franklin Resources Inc

(9.2292%)

since

2025/06/30

4.

Franklin US Small Cap Value Equity

(8.9365%)

since

2025/06/30

5.

T. Rowe Price Associates, Inc.

(6.1237%)

since

2025/06/30

6.

iShares Core S&P Small-Cap ETF

(5.9589%)

since

2025/08/31

7.

Dimensional Fund Advisors, Inc.

(5.7585%)

since

2025/06/30

8.

Fuller & Thaler Asset Management Inc

(5.5528%)

since

2025/06/30

9.

Franklin Small Cap Value A

(5.3881%)

since

2025/07/31

10.

FullerThaler Behavioral Small-Cap Value

(4.8856%)

since

2025/06/30

11.

Undiscovered Managers Behavioral Val L

(4.6797%)

since

2025/07/31

12.

State Street Corp

(3.9715%)

since

2025/06/30

13.

T. Rowe Price US Mid-Cap Value Equity

(3.5292%)

since

2025/06/30

14.

T. Rowe Price Mid-Cap Value

(3.5238%)

since

2025/07/31

15.

Earnest Partners LLC

(3.1939%)

since

2025/06/30

16.

Vanguard Total Stock Mkt Idx Inv

(3.1906%)

since

2025/07/31

17.

Vanguard Small Cap Index

(2.4305%)

since

2025/07/31

18.

iShares Russell 2000 ETF

(2.421%)

since

2025/08/31

19.

Brown Advisory Holdings Inc

(2.4012%)

since

2025/06/30

20.

Geode Capital Management, LLC

(2.3642%)

since

2025/06/30

21.

Hotchkis & Wiley Capital Management LLC

(2.0676%)

since

2025/06/30

22.

GW&K Investment Management, LLC

(2.0527%)

since

2025/06/30

23.

T. Rowe Price U.S. Mid-Cap Val Eq Tr-D

(1.8518%)

since

2025/06/30

24.

Arrowstreet Capital Limited Partnership

(1.8011%)

since

2025/06/30

25.

American Century Companies Inc

(1.7987%)

since

2025/06/30

26.

Bank of America Corp

(1.6325%)

since

2025/06/30

27.

Vanguard Small Cap Value Index Inv

(1.5641%)

since

2025/07/31

28.

Franklin Small Cap Value VIP 1

(1.4973%)

since

2025/07/31

29.

Avantis US Small Cap Value ETF

(1.387%)

since

2025/08/30

30.

Charles Schwab Investment Management Inc

(1.345%)

since

2025/06/30

31.

Morgan Stanley - Brokerage Accounts

(1.234%)

since

2025/06/30

32.

Amvescap Plc.

(1.2016%)

since

2025/06/30

33.

Brown Advisory Small-Cap Fdmtl Val Inv

(1.1503%)

since

2025/07/31

34.

Harbor Small Cap Value Instl

(1.143%)

since

2025/06/30

35.

Bank of New York Mellon Corp

(1.1152%)

since

2025/06/30

36.

Bragg Financial Advisors Inc

(1.1131%)

since

2025/06/30

37.

Vanguard Institutional Extnd Mkt Idx Tr

(1.0743%)

since

2025/07/31

38.

FPA Queens Road Small Cap Value Inv

(1.0218%)

since

2025/06/30

39.

Fidelity Small Cap Index

(1.0068%)

since

2025/06/30

40.

iShares S&P Small-Cap 600 Value ETF

(0.9307%)

since

2025/08/31

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

—

EPS Estimate

—

Latest Release

Date

2025-09-30

EPS Actual

1.36

EPS Estimate

0.96

EPS Difference

0.4

Surprise Percent

41.6667%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Strong Deep Value(6.5)
Defensive
Moderately Defensive(4)
Dividend
Decent Dividend Payer(3.5)
Economic Moat
Wide Moat Company(6.8)
GARP
Fair GARP(5.5)
Growth
Moderate Growth(5.5)
Momentum
Moderate Momentum(4)
Net Net
Possible Net-Net(3.5)
Quality
Moderate Quality(5.5)
Value
Fair Value(5.5)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.