_id

6911c6aaccc777a4e85d658f

Ticker

HONE

Name

HarborOne Bancorp Inc

Exchange

NASDAQ

Address

770 Oak Street, Brockton, MA, United States, 02301

Country

USA

Sector

Financial Services

Industry

Banks - Regional

Currency

USD

Website

https://www.harboronebancorp.com

Description

HarborOne Bancorp, Inc. provides financial services to individuals, families, small and mid-size businesses, and municipalities. The company operates in two segments, HarborOne Bank and HarborOne Mortgage. It offers deposit products that include checking, NOW, money market, savings, and sweep accounts, and term certificate of deposit accounts; and lending products comprise commercial real estate, commercial and Industrial, commercial construction, residential mortgages, home equity, and auto loans and personal lines of credit. The company also provides various educational services, such as free digital content, webinars, and recordings for small business and personal financial education under the HarborOne U name. The company operates through service branches and commercial lending offices in each of Boston, Massachusetts and Providence, and Rhode Island, as well as administrative office in Brockton and ATM locations in Massachusetts. HarborOne Bancorp, Inc. was founded in 1917 and is headquartered in Brockton, Massachusetts. As of October 28, 2025, HarborOne Bancorp, Inc. operates as a subsidiary of Eastern Bankshares, Inc.

Last Close

12.320001

Volume

-

Current Price

12.1

Change

-1.7857222576524132

Last Updated

2025-11-10T11:04:09.828Z

Image

-

Ipo Date

2016-06-30T00:00:00.000Z

Market Cap

522219040

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

0.99825

Sentiment Sources

4

Rating

3.5

Target Price

14

Strong Buy

1

Buy

0

Hold

3

Sell

0

Strong Sell

0

Current Quarter

2025-06-30

Revenue

76686000

Cost Of Revenue

33124000

Gross Profit

43562000

Operating Expenses

32935000

Operating Income

12331000

Interest Expense

32385000

Pretax Income

10627000

Net Income

8058000

Eps

0.19964817521865166

Dividends Per Share

3874000

Shares Outstanding

40361000

Income Tax Expense

2569000

EBITDA

11698000

Total Other Income Expense Net

-

Cash

47348000

Short Term Investments

155705000

Receivables

16786000

Inventories

-

Total Current Assets

219839000

Property Plant Equipment

44769000

Total Assets

5609075000

Payables

5198000

Short Term Debt

-

Long Term Debt

439652000

Total Liabilities

5028928000

Equity

580147000

Depreciation

1071000

Change In Working Capital

-6765000

Cash From Operations

-4987000

Capital Expenditures

139000

Cash From Investing

70483000

Cash From Financing

-92935000

Net Change In Cash

-27439000

PE

18.6154

PB

0.8418006126033575

ROE

1.3889583157372183

ROA

0.14366005089965814

FCF

-5126000

Fcf Percent

-0.0668440132488329

Piotroski FScore

2

Health Score

31

Deep Value Investing Score

4

Defensive Investing Score

5.5

Dividend Investing Score

2

Economic Moat Investing Score

5.8

Garp Investing Score

3.5

Growth Investing Score

3.5

Momentum Investing Score

4.5

Net Net Investing Score

1.5

Quality Investing Score

2.5

Value Investing Score

7

Quarters > 0 > quarter

2025-06-30

Quarters > 0 > income Statement > revenue

76686000

Quarters > 0 > income Statement > cost Of Revenue

33124000

Quarters > 0 > income Statement > gross Profit

43562000

Quarters > 0 > income Statement > operating Expenses

32935000

Quarters > 0 > income Statement > operating Income

12331000

Quarters > 0 > income Statement > interest Expense

32385000

Quarters > 0 > income Statement > pretax Income

10627000

Quarters > 0 > income Statement > net Income

8058000

Quarters > 0 > income Statement > eps

0.19964817521865166

Quarters > 0 > income Statement > dividends Per Share

3874000

Quarters > 0 > income Statement > shares Outstanding

40361000

Quarters > 0 > income Statement > income Tax Expense

2569000

Quarters > 0 > income Statement > EBITDA

11698000

Quarters > 0 > income Statement > total Other Income Expense Net

-

Quarters > 0 > balance Sheet > cash

47348000

Quarters > 0 > balance Sheet > short Term Investments

155705000

Quarters > 0 > balance Sheet > receivables

16786000

Quarters > 0 > balance Sheet > inventories

-

Quarters > 0 > balance Sheet > total Current Assets

219839000

Quarters > 0 > balance Sheet > property Plant Equipment

44769000

Quarters > 0 > balance Sheet > total Assets

5609075000

Quarters > 0 > balance Sheet > payables

5198000

Quarters > 0 > balance Sheet > short Term Debt

-

Quarters > 0 > balance Sheet > long Term Debt

439652000

Quarters > 0 > balance Sheet > total Liabilities

5028928000

Quarters > 0 > balance Sheet > equity

580147000

Quarters > 0 > cash Flow > net Income

8058000

Quarters > 0 > cash Flow > depreciation

1071000

Quarters > 0 > cash Flow > change In Working Capital

-6765000

Quarters > 0 > cash Flow > cash From Operations

-4987000

Quarters > 0 > cash Flow > capital Expenditures

139000

Quarters > 0 > cash Flow > cash From Investing

70483000

Quarters > 0 > cash Flow > cash From Financing

-92935000

Quarters > 0 > cash Flow > net Change In Cash

-27439000

Quarters > 0 > ratios > PE

0.19964817521865166

Quarters > 0 > ratios > PB

0.8418006126033575

Quarters > 0 > ratios > ROE

1.3889583157372183

Quarters > 0 > ratios > ROA

0.14366005089965814

Quarters > 0 > ratios > FCF

-5126000

Quarters > 0 > ratios > Piotroski FScore

2

Quarters > 0 > ratios > fcf Percent

-0.0668440132488329

Quarters > 0 > health Score

31

Quarters > 1 > quarter

2025-03-31

Quarters > 1 > income Statement > revenue

73056000

Quarters > 1 > income Statement > cost Of Revenue

34355000

Quarters > 1 > income Statement > gross Profit

38701000

Quarters > 1 > income Statement > operating Expenses

31576000

Quarters > 1 > income Statement > operating Income

7125000

Quarters > 1 > income Statement > interest Expense

32970000

Quarters > 1 > income Statement > pretax Income

7125000

Quarters > 1 > income Statement > net Income

5500000

Quarters > 1 > income Statement > eps

0.13544863382690733

Quarters > 1 > income Statement > dividends Per Share

3550000

Quarters > 1 > income Statement > shares Outstanding

40605799

Quarters > 1 > income Statement > income Tax Expense

1625000

Quarters > 1 > income Statement > EBITDA

8220000

Quarters > 1 > income Statement > total Other Income Expense Net

-

Quarters > 1 > balance Sheet > cash

230492000

Quarters > 1 > balance Sheet > short Term Investments

186109000

Quarters > 1 > balance Sheet > receivables

18158000

Quarters > 1 > balance Sheet > inventories

-

Quarters > 1 > balance Sheet > total Current Assets

248650000

Quarters > 1 > balance Sheet > property Plant Equipment

45510000

Quarters > 1 > balance Sheet > total Assets

5700330000

Quarters > 1 > balance Sheet > payables

7027000

Quarters > 1 > balance Sheet > short Term Debt

-

Quarters > 1 > balance Sheet > long Term Debt

399547000

Quarters > 1 > balance Sheet > total Liabilities

5124363000

Quarters > 1 > balance Sheet > equity

575967000

Quarters > 1 > cash Flow > net Income

5500000

Quarters > 1 > cash Flow > depreciation

1095000

Quarters > 1 > cash Flow > change In Working Capital

-4269000

Quarters > 1 > cash Flow > cash From Operations

23362000

Quarters > 1 > cash Flow > capital Expenditures

208000

Quarters > 1 > cash Flow > cash From Investing

33194000

Quarters > 1 > cash Flow > cash From Financing

-57135000

Quarters > 1 > cash Flow > net Change In Cash

-579000

Quarters > 1 > ratios > PE

0.13544863382690733

Quarters > 1 > ratios > PB

0.8530526365225786

Quarters > 1 > ratios > ROE

0.9549158198299555

Quarters > 1 > ratios > ROA

0.09648564205931937

Quarters > 1 > ratios > FCF

23154000

Quarters > 1 > ratios > Piotroski FScore

4

Quarters > 1 > ratios > fcf Percent

0.31693495400788435

Quarters > 1 > health Score

51

Quarters > 2 > quarter

2024-12-31

Quarters > 2 > income Statement > revenue

80021000

Quarters > 2 > income Statement > cost Of Revenue

37619000

Quarters > 2 > income Statement > gross Profit

42402000

Quarters > 2 > income Statement > operating Expenses

31686000

Quarters > 2 > income Statement > operating Income

10716000

Quarters > 2 > income Statement > interest Expense

35692000

Quarters > 2 > income Statement > pretax Income

10716000

Quarters > 2 > income Statement > net Income

8887000

Quarters > 2 > income Statement > eps

0.21642881496273927

Quarters > 2 > income Statement > dividends Per Share

2509000

Quarters > 2 > income Statement > shares Outstanding

41062000

Quarters > 2 > income Statement > income Tax Expense

1829000

Quarters > 2 > income Statement > EBITDA

11827000

Quarters > 2 > income Statement > total Other Income Expense Net

-

Quarters > 2 > balance Sheet > cash

231071000

Quarters > 2 > balance Sheet > short Term Investments

263904000

Quarters > 2 > balance Sheet > receivables

18393000

Quarters > 2 > balance Sheet > inventories

-

Quarters > 2 > balance Sheet > total Current Assets

513368000

Quarters > 2 > balance Sheet > property Plant Equipment

46253000

Quarters > 2 > balance Sheet > total Assets

5753133000

Quarters > 2 > balance Sheet > payables

6575000

Quarters > 2 > balance Sheet > short Term Debt

212000000

Quarters > 2 > balance Sheet > long Term Debt

304555000

Quarters > 2 > balance Sheet > total Liabilities

5178122000

Quarters > 2 > balance Sheet > equity

575011000

Quarters > 2 > cash Flow > net Income

8887000

Quarters > 2 > cash Flow > depreciation

1111000

Quarters > 2 > cash Flow > change In Working Capital

6580000

Quarters > 2 > cash Flow > cash From Operations

3487000

Quarters > 2 > cash Flow > capital Expenditures

339000

Quarters > 2 > cash Flow > cash From Investing

19623000

Quarters > 2 > cash Flow > cash From Financing

-16318000

Quarters > 2 > cash Flow > net Change In Cash

6792000

Quarters > 2 > ratios > PE

0.21642881496273927

Quarters > 2 > ratios > PB

0.8640707742982308

Quarters > 2 > ratios > ROE

1.545535650622336

Quarters > 2 > ratios > ROA

0.15447235445452068

Quarters > 2 > ratios > FCF

3148000

Quarters > 2 > ratios > Piotroski FScore

3

Quarters > 2 > ratios > fcf Percent

0.039339673335749364

Quarters > 2 > health Score

35

Quarters > 3 > quarter

2024-09-30

Quarters > 3 > income Statement > revenue

78423000

Quarters > 3 > income Statement > cost Of Revenue

43044000

Quarters > 3 > income Statement > gross Profit

35379000

Quarters > 3 > income Statement > operating Expenses

31089000

Quarters > 3 > income Statement > operating Income

4290000

Quarters > 3 > income Statement > interest Expense

37141000

Quarters > 3 > income Statement > pretax Income

4290000

Quarters > 3 > income Statement > net Income

3924000

Quarters > 3 > income Statement > eps

0.09492709736813171

Quarters > 3 > income Statement > dividends Per Share

3529000

Quarters > 3 > income Statement > shares Outstanding

41336985

Quarters > 3 > income Statement > income Tax Expense

366000

Quarters > 3 > income Statement > EBITDA

5404000

Quarters > 3 > income Statement > total Other Income Expense Net

-

Quarters > 3 > balance Sheet > cash

224279000

Quarters > 3 > balance Sheet > short Term Investments

276817000

Quarters > 3 > balance Sheet > receivables

19382000

Quarters > 3 > balance Sheet > inventories

-

Quarters > 3 > balance Sheet > total Current Assets

520478000

Quarters > 3 > balance Sheet > property Plant Equipment

46835000

Quarters > 3 > balance Sheet > total Assets

5775967000

Quarters > 3 > balance Sheet > payables

11544000

Quarters > 3 > balance Sheet > short Term Debt

60702000

Quarters > 3 > balance Sheet > long Term Debt

539364000

Quarters > 3 > balance Sheet > total Liabilities

5191765000

Quarters > 3 > balance Sheet > equity

584202000

Quarters > 3 > cash Flow > net Income

3924000

Quarters > 3 > cash Flow > depreciation

1114000

Quarters > 3 > cash Flow > change In Working Capital

-2871000

Quarters > 3 > cash Flow > cash From Operations

24922000

Quarters > 3 > cash Flow > capital Expenditures

569000

Quarters > 3 > cash Flow > cash From Investing

-25468000

Quarters > 3 > cash Flow > cash From Financing

-10237000

Quarters > 3 > cash Flow > net Change In Cash

-10783000

Quarters > 3 > ratios > PE

0.09492709736813171

Quarters > 3 > ratios > PB

0.8561722118376863

Quarters > 3 > ratios > ROE

0.6716854786529317

Quarters > 3 > ratios > ROA

0.06793667623101032

Quarters > 3 > ratios > FCF

24353000

Quarters > 3 > ratios > Piotroski FScore

4

Quarters > 3 > ratios > fcf Percent

0.31053389949377097

Quarters > 3 > health Score

51

Valuation > metrics > PE

18.6154

Valuation > metrics > PB

0.8418006126033575

Valuation > final Score

100

Valuation > verdict

7.9% Undervalued

Profitability > metrics > ROE

1.3889583157372183

Profitability > metrics > ROA

3.6654096861794314

Profitability > metrics > Net Margin

0.10507784993349503

Profitability > final Score

30

Profitability > verdict

Weak

Risk > metrics > Debt Equity

8.668368534181853

Risk > metrics > Interest Coverage

0.3807626987802995

Risk > final Score

8

Risk > verdict

High

Liquidity > metrics > Current Ratio

42.2929973066564

Liquidity > metrics > Quick Ratio

42.2929973066564

Liquidity > final Score

100

Liquidity > verdict

Great

Prev Valuations > 0

90

Prev Valuations > 1

90

Prev Valuations > 2

90

Prev Profitabilities > 0

20

Prev Profitabilities > 1

25

Prev Profitabilities > 2

11

Prev Risks > 0

7

Prev Risks > 1

7

Prev Risks > 2

6

Prev Liquidities > 0

100

Prev Liquidities > 1

100

Prev Liquidities > 2

100

Updated At

2026-01-20T21:59:03.503Z