IBCP

Independent Bank Corporation

IBCP, USA

Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts. It also provides consumer loans that consists of real estate loans comprising residential mortgages and home equity loans and lines, all secured by one-to-four family residential properties, as well as other consumer loans; and investment and financial services. In addition, the company offers cash management; investment management and trust services; additional services, such as estate settlement, financial planning, tax services, and other special services; sale of mutual fund shares, unit investment trust shares, third party model portfolios, general securities, and fixed and variable annuities, as well as life insurance products; debit and credit card; safe deposit box services; automatic teller machines; and internet and mobile banking services. Independent Bank Corporation was founded in 1864 and is based in Grand Rapids, Michigan.

https://www.independentbank.com

Stock Price

$ 0.00

0% decrease compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
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Analyst Ratings & Sentiment

(Last Updated 2025-09-30)

Rating:

HOLD

Target Price:

$35.2

Analyst Picks

Strong Buy

0

Buy

0

Hold

5

Sell

0

Strong Sell

0

Sentiment:

Bullish

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

10.05

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Low

1.49

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

3.57 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.32 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very High

20.84 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

10.19

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 91.92% of the total shares of Independent Bank Corporation

1.

BlackRock Inc

(14.7222%)

since

2025/06/30

2.

Vanguard Group Inc

(6.5242%)

since

2025/06/30

3.

FMR Inc

(4.9022%)

since

2025/06/30

4.

Dimensional Fund Advisors, Inc.

(4.2931%)

since

2025/06/30

5.

FJ Capital Management LLC

(3.2095%)

since

2025/06/30

6.

Vanguard Total Stock Mkt Idx Inv

(3.1414%)

since

2025/07/31

7.

State Street Corp

(3.0733%)

since

2025/06/30

8.

Renaissance Technologies Corp

(2.9919%)

since

2025/06/30

9.

American Century Companies Inc

(2.8742%)

since

2025/06/30

10.

FIAM Small Cap Core Composite

(2.8118%)

since

2025/03/31

11.

iShares Russell 2000 ETF

(2.6776%)

since

2025/08/31

12.

Geode Capital Management, LLC

(2.6272%)

since

2025/06/30

13.

FIAM Small Cap Core CIT Cl B

(2.5795%)

since

2025/06/30

14.

Avantis US Small Cap Value ETF

(2.4785%)

since

2025/08/30

15.

LSV Asset Management

(2.2442%)

since

2025/06/30

16.

JPMorgan Chase & Co

(2.0336%)

since

2025/06/30

17.

Manufacturers Life Insurance Co

(1.9172%)

since

2025/06/30

18.

Nuveen, LLC

(1.7466%)

since

2025/06/30

19.

JPMorgan Small Cap Blend A

(1.5898%)

since

2025/07/31

20.

JPM US Small Cap Value-Composite

(1.5683%)

since

2025/06/30

21.

PL Capital Advisors, LLC

(1.5403%)

since

2025/06/30

22.

Foundry Partners Micro Cap Value

(1.474%)

since

2025/07/31

23.

Allspring Global Investments Holdings, LLC

(1.4506%)

since

2025/06/30

24.

Principal Financial Group Inc

(1.4422%)

since

2025/06/30

25.

Millennium Management LLC

(1.1713%)

since

2025/06/30

26.

Allspring Small Company Val

(1.1575%)

since

2025/07/31

27.

Goldman Sachs Group Inc

(1.1441%)

since

2025/06/30

28.

Principal U.S. Small Cap Equity

(1.0884%)

since

2025/06/30

29.

Allspring Small Company Value A

(1.0583%)

since

2025/07/31

30.

Fidelity Series Small Cap Core

(1.0554%)

since

2025/06/30

31.

Vanguard Institutional Extnd Mkt Idx Tr

(1.0546%)

since

2025/07/31

32.

Foundry Partners, LLC

(1.0229%)

since

2025/03/31

33.

Northern Trust Corp

(1.017%)

since

2025/06/30

34.

Fidelity Small Cap Index

(0.9803%)

since

2025/06/30

35.

BlackRock Advantage Small Cap Core Instl

(0.9248%)

since

2025/07/31

36.

ProShares Russell 2000 Dividend Growers

(0.916%)

since

2025/08/29

37.

JHancock Regional Bank A

(0.9138%)

since

2025/07/31

38.

iShares Russell 2000 Value ETF

(0.8945%)

since

2025/08/31

39.

Strategic Advisers Fidelity US TtlStk

(0.816%)

since

2025/07/31

40.

JH Financial Opportunities

(0.7918%)

since

2025/07/31

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

0.83

Latest Release

Date

2025-09-30

EPS Actual

0.84

EPS Estimate

0.84

EPS Difference

0

Surprise Percent

0%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Strong Deep Value(7.5)
Defensive
Moderately Defensive(5)
Dividend
Decent Dividend Payer(3.5)
Economic Moat
Wide Moat Company(8.3)
GARP
Fair GARP(3.5)
Growth
Weak Growth Prospect(3)
Momentum
Moderate Momentum(5)
Net Net
Possible Net-Net(4.5)
Quality
Moderate Quality(5.5)
Value
Fair Value(6)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.