_id

6919e9ea3c536f8df23182e2

Ticker

IPF.LSE

Name

International Personal Finance PLC

Exchange

LSE

Address

26 Whitehall Road, Leeds, United Kingdom, LS12 1BE

Country

UK

Sector

Financial Services

Industry

Credit Services

Currency

GBX

Website

https://www.ipfin.co.uk

Description

International Personal Finance plc, together with its subsidiaries, engages in financial services business in Europe and Mexico. The company provides home credit installment loans; hybrid loans; credit card; retail credit; digital installment loans; revolving credit line; mobile wallet services; and value added services, including health and life insurance. It offers its products under the Provident home credit, Credit24 digital, and Creditea brands. The company was founded in 1997 and is headquartered in Leeds, the United Kingdom.

Last Close

2330000

Volume

2258742

Current Price

237

Change

0.4291845493562232

Last Updated

2025-12-30T11:06:38.422Z

Image

https://logo.clearbit.com/www.ipfin.co.uk

Ipo Date

-

Market Cap

510870368

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

0.993

Sentiment Sources

1

Rating

3

Strong Buy

0

Buy

0

Hold

1

Sell

0

Strong Sell

0

Current Quarter

2025-06-30

Revenue

347800000

Cost Of Revenue

46300000

Gross Profit

301500000

Operating Expenses

151800000

Operating Income

149700000

Interest Expense

34800000

Pretax Income

49900000

Net Income

31000000

Eps

0.13472403302911778

Dividends Per Share

17500000

Shares Outstanding

219257658

Income Tax Expense

18900000

EBITDA

87700000

Operating Margin

43.041978148361125

Total Other Income Expense Net

-99800000

Cash

38000000

Short Term Investments

-

Receivables

18100000

Inventories

-

Total Current Assets

56100000

Property Plant Equipment

33200000

Total Assets

1225800000

Payables

118000000

Short Term Debt

-

Long Term Debt

-

Total Liabilities

724200000

Equity

501600000

Bs_currency_symbol

GBP

Depreciation

13900000

Change In Working Capital

-41400000

Cash From Operations

5100000

Capital Expenditures

2200000

Cash From Investing

-13300000

Cash From Financing

18000000

Net Change In Cash

-

Cf_currency_symbol

-

PE

7.5161

PB

108.7194976076555

ROE

6.180223285486443

ROA

2.5289606787404146

FCF

2900000

Fcf Percent

0.008338125359401954

Piotroski FScore

3

Health Score

38

Deep Value Investing Score

6

Defensive Investing Score

4.5

Dividend Investing Score

3.5

Economic Moat Investing Score

6.8

Garp Investing Score

7.5

Growth Investing Score

7

Momentum Investing Score

6

Net Net Investing Score

4

Quality Investing Score

5.5

Value Investing Score

6

Quarters > 0 > quarter

2025-06-30

Quarters > 0 > income Statement > revenue

347800000

Quarters > 0 > income Statement > cost Of Revenue

46300000

Quarters > 0 > income Statement > gross Profit

301500000

Quarters > 0 > income Statement > operating Expenses

151800000

Quarters > 0 > income Statement > operating Income

149700000

Quarters > 0 > income Statement > interest Expense

34800000

Quarters > 0 > income Statement > pretax Income

49900000

Quarters > 0 > income Statement > net Income

31000000

Quarters > 0 > income Statement > eps

0.13472403302911778

Quarters > 0 > income Statement > dividends Per Share

17500000

Quarters > 0 > income Statement > shares Outstanding

230100000

Quarters > 0 > income Statement > income Tax Expense

18900000

Quarters > 0 > income Statement > EBITDA

87700000

Quarters > 0 > income Statement > operating Margin

43.041978148361125

Quarters > 0 > income Statement > total Other Income Expense Net

-99800000

Quarters > 0 > income Statement > currency_symbol

-

Quarters > 0 > balance Sheet > cash

38000000

Quarters > 0 > balance Sheet > short Term Investments

-

Quarters > 0 > balance Sheet > receivables

18100000

Quarters > 0 > balance Sheet > inventories

-

Quarters > 0 > balance Sheet > total Current Assets

56100000

Quarters > 0 > balance Sheet > property Plant Equipment

33200000

Quarters > 0 > balance Sheet > total Assets

1225800000

Quarters > 0 > balance Sheet > payables

118000000

Quarters > 0 > balance Sheet > short Term Debt

-

Quarters > 0 > balance Sheet > long Term Debt

-

Quarters > 0 > balance Sheet > total Liabilities

724200000

Quarters > 0 > balance Sheet > equity

501600000

Quarters > 0 > balance Sheet > currency_symbol

GBP

Quarters > 0 > cash Flow > net Income

31000000

Quarters > 0 > cash Flow > depreciation

13900000

Quarters > 0 > cash Flow > change In Working Capital

-41400000

Quarters > 0 > cash Flow > cash From Operations

5100000

Quarters > 0 > cash Flow > capital Expenditures

2200000

Quarters > 0 > cash Flow > cash From Investing

-13300000

Quarters > 0 > cash Flow > cash From Financing

18000000

Quarters > 0 > cash Flow > net Change In Cash

-

Quarters > 0 > cash Flow > currency_symbol

-

Quarters > 0 > ratios > PE

0.13472403302911778

Quarters > 0 > ratios > PB

108.7194976076555

Quarters > 0 > ratios > ROE

6.180223285486443

Quarters > 0 > ratios > ROA

2.5289606787404146

Quarters > 0 > ratios > FCF

2900000

Quarters > 0 > ratios > Piotroski FScore

3

Quarters > 0 > ratios > fcf Percent

0.008338125359401954

Quarters > 0 > health Score

38

Quarters > 1 > quarter

2025-03-31

Quarters > 1 > income Statement > revenue

173900000

Quarters > 1 > income Statement > cost Of Revenue

23150000

Quarters > 1 > income Statement > gross Profit

150750000

Quarters > 1 > income Statement > operating Expenses

75900000

Quarters > 1 > income Statement > operating Income

74850000

Quarters > 1 > income Statement > interest Expense

-

Quarters > 1 > income Statement > pretax Income

24950000

Quarters > 1 > income Statement > net Income

15500000

Quarters > 1 > income Statement > eps

0.06736201651455889

Quarters > 1 > income Statement > dividends Per Share

8750000

Quarters > 1 > income Statement > shares Outstanding

230100000

Quarters > 1 > income Statement > income Tax Expense

9450000

Quarters > 1 > income Statement > EBITDA

43850000

Quarters > 1 > income Statement > operating Margin

43.041978148361125

Quarters > 1 > income Statement > total Other Income Expense Net

-49900000

Quarters > 1 > income Statement > currency_symbol

-

Quarters > 1 > balance Sheet > cash

38000000

Quarters > 1 > balance Sheet > short Term Investments

-

Quarters > 1 > balance Sheet > receivables

674100000

Quarters > 1 > balance Sheet > inventories

-

Quarters > 1 > balance Sheet > total Current Assets

749900000

Quarters > 1 > balance Sheet > property Plant Equipment

33200000

Quarters > 1 > balance Sheet > total Assets

1225800000

Quarters > 1 > balance Sheet > payables

118000000

Quarters > 1 > balance Sheet > short Term Debt

91900000

Quarters > 1 > balance Sheet > long Term Debt

-

Quarters > 1 > balance Sheet > total Liabilities

724200000

Quarters > 1 > balance Sheet > equity

501600000

Quarters > 1 > balance Sheet > currency_symbol

-

Quarters > 1 > cash Flow > net Income

15500000

Quarters > 1 > cash Flow > depreciation

6950000

Quarters > 1 > cash Flow > change In Working Capital

-20700000

Quarters > 1 > cash Flow > cash From Operations

2550000

Quarters > 1 > cash Flow > capital Expenditures

1100000

Quarters > 1 > cash Flow > cash From Investing

-6650000

Quarters > 1 > cash Flow > cash From Financing

9000000

Quarters > 1 > cash Flow > net Change In Cash

-

Quarters > 1 > cash Flow > currency_symbol

-

Quarters > 1 > ratios > PE

0.06736201651455889

Quarters > 1 > ratios > PB

108.7194976076555

Quarters > 1 > ratios > ROE

3.0901116427432216

Quarters > 1 > ratios > ROA

1.2644803393702073

Quarters > 1 > ratios > FCF

1450000

Quarters > 1 > ratios > Piotroski FScore

3

Quarters > 1 > ratios > fcf Percent

0.008338125359401954

Quarters > 1 > health Score

35

Quarters > 2 > quarter

2024-12-31

Quarters > 2 > income Statement > revenue

354600000

Quarters > 2 > income Statement > cost Of Revenue

63200000

Quarters > 2 > income Statement > gross Profit

291400000

Quarters > 2 > income Statement > operating Expenses

151200000

Quarters > 2 > income Statement > operating Income

140200000

Quarters > 2 > income Statement > interest Expense

35700000

Quarters > 2 > income Statement > pretax Income

36800000

Quarters > 2 > income Statement > net Income

41200000

Quarters > 2 > income Statement > eps

0.17720430107526883

Quarters > 2 > income Statement > dividends Per Share

7700000

Quarters > 2 > income Statement > shares Outstanding

232500000

Quarters > 2 > income Statement > income Tax Expense

4400000

Quarters > 2 > income Statement > EBITDA

77200000

Quarters > 2 > income Statement > operating Margin

39.537507050197405

Quarters > 2 > income Statement > total Other Income Expense Net

-

Quarters > 2 > income Statement > currency_symbol

-

Quarters > 2 > balance Sheet > cash

27600000

Quarters > 2 > balance Sheet > short Term Investments

-

Quarters > 2 > balance Sheet > receivables

13600000

Quarters > 2 > balance Sheet > inventories

-

Quarters > 2 > balance Sheet > total Current Assets

27600000

Quarters > 2 > balance Sheet > property Plant Equipment

31700000

Quarters > 2 > balance Sheet > total Assets

1141700000

Quarters > 2 > balance Sheet > payables

14400000

Quarters > 2 > balance Sheet > short Term Debt

100900000

Quarters > 2 > balance Sheet > long Term Debt

-

Quarters > 2 > balance Sheet > total Liabilities

675400000

Quarters > 2 > balance Sheet > equity

466300000

Quarters > 2 > balance Sheet > currency_symbol

GBP

Quarters > 2 > cash Flow > net Income

41200000

Quarters > 2 > cash Flow > depreciation

15200000

Quarters > 2 > cash Flow > change In Working Capital

-59500000

Quarters > 2 > cash Flow > cash From Operations

-2800000

Quarters > 2 > cash Flow > capital Expenditures

4700000

Quarters > 2 > cash Flow > cash From Investing

-15000000

Quarters > 2 > cash Flow > cash From Financing

-39500000

Quarters > 2 > cash Flow > net Change In Cash

-

Quarters > 2 > cash Flow > currency_symbol

-

Quarters > 2 > ratios > PE

0.17720430107526883

Quarters > 2 > ratios > PB

118.16963328329403

Quarters > 2 > ratios > ROE

8.83551361784259

Quarters > 2 > ratios > ROA

3.608653761933958

Quarters > 2 > ratios > FCF

-7500000

Quarters > 2 > ratios > Piotroski FScore

2

Quarters > 2 > ratios > fcf Percent

-0.021150592216582064

Quarters > 2 > health Score

41

Quarters > 3 > quarter

2024-09-30

Quarters > 3 > income Statement > revenue

177300000

Quarters > 3 > income Statement > cost Of Revenue

31600000

Quarters > 3 > income Statement > gross Profit

145700000

Quarters > 3 > income Statement > operating Expenses

75600000

Quarters > 3 > income Statement > operating Income

70100000

Quarters > 3 > income Statement > interest Expense

-

Quarters > 3 > income Statement > pretax Income

18400000

Quarters > 3 > income Statement > net Income

20600000

Quarters > 3 > income Statement > eps

0.08860215053763441

Quarters > 3 > income Statement > dividends Per Share

3850000

Quarters > 3 > income Statement > shares Outstanding

232500000

Quarters > 3 > income Statement > income Tax Expense

2200000

Quarters > 3 > income Statement > EBITDA

38600000

Quarters > 3 > income Statement > operating Margin

39.537507050197405

Quarters > 3 > income Statement > total Other Income Expense Net

-

Quarters > 3 > income Statement > currency_symbol

-

Quarters > 3 > balance Sheet > cash

27600000

Quarters > 3 > balance Sheet > short Term Investments

-

Quarters > 3 > balance Sheet > receivables

624400000

Quarters > 3 > balance Sheet > inventories

-

Quarters > 3 > balance Sheet > total Current Assets

693600000

Quarters > 3 > balance Sheet > property Plant Equipment

31700000

Quarters > 3 > balance Sheet > total Assets

1141700000

Quarters > 3 > balance Sheet > payables

14400000

Quarters > 3 > balance Sheet > short Term Debt

100900000

Quarters > 3 > balance Sheet > long Term Debt

-

Quarters > 3 > balance Sheet > total Liabilities

675400000

Quarters > 3 > balance Sheet > equity

466300000

Quarters > 3 > balance Sheet > currency_symbol

-

Quarters > 3 > cash Flow > net Income

20600000

Quarters > 3 > cash Flow > depreciation

7600000

Quarters > 3 > cash Flow > change In Working Capital

-29750000

Quarters > 3 > cash Flow > cash From Operations

-1400000

Quarters > 3 > cash Flow > capital Expenditures

2350000

Quarters > 3 > cash Flow > cash From Investing

-7500000

Quarters > 3 > cash Flow > cash From Financing

-19750000

Quarters > 3 > cash Flow > net Change In Cash

-86500000

Quarters > 3 > cash Flow > currency_symbol

-

Quarters > 3 > ratios > PE

0.08860215053763441

Quarters > 3 > ratios > PB

118.16963328329403

Quarters > 3 > ratios > ROE

4.417756808921295

Quarters > 3 > ratios > ROA

1.804326880966979

Quarters > 3 > ratios > FCF

-3750000

Quarters > 3 > ratios > Piotroski FScore

2

Quarters > 3 > ratios > fcf Percent

-0.021150592216582064

Quarters > 3 > health Score

36

Annuals > 0 > quarter

2024-12-31

Annuals > 0 > income Statement > revenue

655900000

Annuals > 0 > income Statement > cost Of Revenue

71700000

Annuals > 0 > income Statement > gross Profit

655900000

Annuals > 0 > income Statement > operating Expenses

443200000

Annuals > 0 > income Statement > operating Income

212700000

Annuals > 0 > income Statement > interest Expense

71700000

Annuals > 0 > income Statement > pretax Income

73300000

Annuals > 0 > income Statement > net Income

60900000

Annuals > 0 > income Statement > eps

0.2588185295367616

Annuals > 0 > income Statement > dividends Per Share

23900000

Annuals > 0 > income Statement > shares Outstanding

235300000

Annuals > 0 > income Statement > income Tax Expense

12400000

Annuals > 0 > income Statement > EBITDA

-

Annuals > 0 > income Statement > operating Margin

32.42872389083702

Annuals > 0 > income Statement > total Other Income Expense Net

-139400000

Annuals > 0 > income Statement > currency_symbol

GBP

Annuals > 0 > balance Sheet > cash

27600000

Annuals > 0 > balance Sheet > short Term Investments

-

Annuals > 0 > balance Sheet > receivables

13600000

Annuals > 0 > balance Sheet > inventories

-

Annuals > 0 > balance Sheet > total Current Assets

913700000

Annuals > 0 > balance Sheet > property Plant Equipment

31700000

Annuals > 0 > balance Sheet > total Assets

1141700000

Annuals > 0 > balance Sheet > payables

14400000

Annuals > 0 > balance Sheet > short Term Debt

100900000

Annuals > 0 > balance Sheet > long Term Debt

-

Annuals > 0 > balance Sheet > total Liabilities

675400000

Annuals > 0 > balance Sheet > equity

466300000

Annuals > 0 > balance Sheet > currency_symbol

GBP

Annuals > 0 > cash Flow > net Income

60900000

Annuals > 0 > cash Flow > depreciation

29300000

Annuals > 0 > cash Flow > change In Working Capital

-62000000

Annuals > 0 > cash Flow > cash From Operations

24800000

Annuals > 0 > cash Flow > capital Expenditures

24200000

Annuals > 0 > cash Flow > cash From Investing

-24100000

Annuals > 0 > cash Flow > cash From Financing

-12600000

Annuals > 0 > cash Flow > net Change In Cash

-14900000

Annuals > 0 > cash Flow > currency_symbol

GBP

Annuals > 0 > ratios > PE

0.2588185295367616

Annuals > 0 > ratios > PB

117.82661376796054

Annuals > 0 > ratios > ROE

13.06026163414111

Annuals > 0 > ratios > ROA

5.334150827713059

Annuals > 0 > ratios > FCF

600000

Annuals > 0 > ratios > Piotroski FScore

3

Annuals > 0 > ratios > fcf Percent

0.0009147735935355999

Annuals > 0 > health Score

46

Annuals > 1 > quarter

2023-12-31

Annuals > 1 > income Statement > revenue

767800000

Annuals > 1 > income Statement > cost Of Revenue

169400000

Annuals > 1 > income Statement > gross Profit

598400000

Annuals > 1 > income Statement > operating Expenses

308900000

Annuals > 1 > income Statement > operating Income

289500000

Annuals > 1 > income Statement > interest Expense

76900000

Annuals > 1 > income Statement > pretax Income

83900000

Annuals > 1 > income Statement > net Income

48000000

Annuals > 1 > income Statement > eps

0.20210526315789473

Annuals > 1 > income Statement > dividends Per Share

21500000

Annuals > 1 > income Statement > shares Outstanding

237500000

Annuals > 1 > income Statement > income Tax Expense

35900000

Annuals > 1 > income Statement > EBITDA

190100000

Annuals > 1 > income Statement > operating Margin

37.705131544673094

Annuals > 1 > income Statement > total Other Income Expense Net

-205600000

Annuals > 1 > income Statement > currency_symbol

GBP

Annuals > 1 > balance Sheet > cash

42500000

Annuals > 1 > balance Sheet > short Term Investments

-

Annuals > 1 > balance Sheet > receivables

689600000

Annuals > 1 > balance Sheet > inventories

1

Annuals > 1 > balance Sheet > total Current Assets

754300000

Annuals > 1 > balance Sheet > property Plant Equipment

37700000

Annuals > 1 > balance Sheet > total Assets

1189000000

Annuals > 1 > balance Sheet > payables

16800000

Annuals > 1 > balance Sheet > short Term Debt

60500000

Annuals > 1 > balance Sheet > long Term Debt

-

Annuals > 1 > balance Sheet > total Liabilities

687100000

Annuals > 1 > balance Sheet > equity

501900000

Annuals > 1 > balance Sheet > currency_symbol

GBP

Annuals > 1 > cash Flow > net Income

48000000

Annuals > 1 > cash Flow > depreciation

29300000

Annuals > 1 > cash Flow > change In Working Capital

-1400000

Annuals > 1 > cash Flow > cash From Operations

85800000

Annuals > 1 > cash Flow > capital Expenditures

22600000

Annuals > 1 > cash Flow > cash From Investing

-22600000

Annuals > 1 > cash Flow > cash From Financing

-72700000

Annuals > 1 > cash Flow > net Change In Cash

-8200000

Annuals > 1 > cash Flow > currency_symbol

GBP

Annuals > 1 > ratios > PE

0.20210526315789473

Annuals > 1 > ratios > PB

110.49262801354853

Annuals > 1 > ratios > ROE

9.563658099222954

Annuals > 1 > ratios > ROA

4.037005887300253

Annuals > 1 > ratios > FCF

63200000

Annuals > 1 > ratios > Piotroski FScore

4

Annuals > 1 > ratios > fcf Percent

0.08231310237040897

Annuals > 1 > health Score

51

Annuals > 2 > quarter

2022-12-31

Annuals > 2 > income Statement > revenue

645500000

Annuals > 2 > income Statement > cost Of Revenue

106700000

Annuals > 2 > income Statement > gross Profit

538800000

Annuals > 2 > income Statement > operating Expenses

271800000

Annuals > 2 > income Statement > operating Income

145500000

Annuals > 2 > income Statement > interest Expense

68100000

Annuals > 2 > income Statement > pretax Income

77400000

Annuals > 2 > income Statement > net Income

56800000

Annuals > 2 > income Statement > eps

0.24273504273504273

Annuals > 2 > income Statement > dividends Per Share

18900000

Annuals > 2 > income Statement > shares Outstanding

234000000

Annuals > 2 > income Statement > income Tax Expense

20600000

Annuals > 2 > income Statement > EBITDA

172700000

Annuals > 2 > income Statement > operating Margin

22.540666150271107

Annuals > 2 > income Statement > total Other Income Expense Net

-68000000

Annuals > 2 > income Statement > currency_symbol

GBP

Annuals > 2 > balance Sheet > cash

50700000

Annuals > 2 > balance Sheet > short Term Investments

-

Annuals > 2 > balance Sheet > receivables

16200000

Annuals > 2 > balance Sheet > inventories

1

Annuals > 2 > balance Sheet > total Current Assets

58100000

Annuals > 2 > balance Sheet > property Plant Equipment

36600000

Annuals > 2 > balance Sheet > total Assets

1171100000

Annuals > 2 > balance Sheet > payables

15500000

Annuals > 2 > balance Sheet > short Term Debt

79000000

Annuals > 2 > balance Sheet > long Term Debt

-

Annuals > 2 > balance Sheet > total Liabilities

725900000

Annuals > 2 > balance Sheet > equity

445200000

Annuals > 2 > balance Sheet > currency_symbol

GBP

Annuals > 2 > cash Flow > net Income

56800000

Annuals > 2 > cash Flow > depreciation

27300000

Annuals > 2 > cash Flow > change In Working Capital

-117300000

Annuals > 2 > cash Flow > cash From Operations

-900000

Annuals > 2 > cash Flow > capital Expenditures

23800000

Annuals > 2 > cash Flow > cash From Investing

-23500000

Annuals > 2 > cash Flow > cash From Financing

27200000

Annuals > 2 > cash Flow > net Change In Cash

9000000

Annuals > 2 > cash Flow > currency_symbol

GBP

Annuals > 2 > ratios > PE

0.24273504273504273

Annuals > 2 > ratios > PB

122.72911051212938

Annuals > 2 > ratios > ROE

12.758310871518418

Annuals > 2 > ratios > ROA

4.850140893177354

Annuals > 2 > ratios > FCF

-24700000

Annuals > 2 > ratios > Piotroski FScore

2

Annuals > 2 > ratios > fcf Percent

-0.03826491092176607

Annuals > 2 > health Score

46

Annuals > 3 > quarter

2021-12-31

Annuals > 3 > income Statement > revenue

548700000

Annuals > 3 > income Statement > cost Of Revenue

56200000

Annuals > 3 > income Statement > gross Profit

438500000

Annuals > 3 > income Statement > operating Expenses

259399999

Annuals > 3 > income Statement > operating Income

122100000

Annuals > 3 > income Statement > interest Expense

54000000

Annuals > 3 > income Statement > pretax Income

67700000

Annuals > 3 > income Statement > net Income

41900000

Annuals > 3 > income Statement > eps

0.1780705482362941

Annuals > 3 > income Statement > dividends Per Share

4900000

Annuals > 3 > income Statement > shares Outstanding

235300000

Annuals > 3 > income Statement > income Tax Expense

25800000

Annuals > 3 > income Statement > EBITDA

150800000

Annuals > 3 > income Statement > operating Margin

22.252597047566976

Annuals > 3 > income Statement > total Other Income Expense Net

-54400000

Annuals > 3 > income Statement > currency_symbol

GBP

Annuals > 3 > balance Sheet > cash

41700000

Annuals > 3 > balance Sheet > short Term Investments

-

Annuals > 3 > balance Sheet > receivables

6800000

Annuals > 3 > balance Sheet > inventories

1

Annuals > 3 > balance Sheet > total Current Assets

55700000

Annuals > 3 > balance Sheet > property Plant Equipment

31500000

Annuals > 3 > balance Sheet > total Assets

999300000

Annuals > 3 > balance Sheet > payables

10800000

Annuals > 3 > balance Sheet > short Term Debt

9500000

Annuals > 3 > balance Sheet > long Term Debt

-

Annuals > 3 > balance Sheet > total Liabilities

632200000

Annuals > 3 > balance Sheet > equity

367100000

Annuals > 3 > balance Sheet > currency_symbol

GBP

Annuals > 3 > cash Flow > net Income

41900000

Annuals > 3 > cash Flow > depreciation

28700000

Annuals > 3 > cash Flow > change In Working Capital

-77500000

Annuals > 3 > cash Flow > cash From Operations

-24800000

Annuals > 3 > cash Flow > capital Expenditures

15400000

Annuals > 3 > cash Flow > cash From Investing

-15200000

Annuals > 3 > cash Flow > cash From Financing

-32200000

Annuals > 3 > cash Flow > net Change In Cash

-74600000

Annuals > 3 > cash Flow > currency_symbol

GBP

Annuals > 3 > ratios > PE

0.1780705482362941

Annuals > 3 > ratios > PB

149.66643966221739

Annuals > 3 > ratios > ROE

11.413783710160718

Annuals > 3 > ratios > ROA

4.192935054538176

Annuals > 3 > ratios > FCF

-40200000

Annuals > 3 > ratios > Piotroski FScore

2

Annuals > 3 > ratios > fcf Percent

-0.07326407873154729

Annuals > 3 > health Score

44

Valuation > metrics > PE

7.5161

Valuation > metrics > PB

108.7194976076555

Valuation > final Score

40

Valuation > verdict

1749.6% Overvalued

Profitability > metrics > ROE

6.180223285486443

Profitability > metrics > ROA

55.258467023172905

Profitability > metrics > Net Margin

0.08913168487636573

Profitability > final Score

56

Profitability > verdict

Weak

Risk > metrics > Debt Equity

1.44377990430622

Risk > metrics > Interest Coverage

4.301724137931035

Risk > final Score

47

Risk > verdict

High

Liquidity > metrics > Current Ratio

0.4754237288135593

Liquidity > metrics > Quick Ratio

0.4754237288135593

Liquidity > final Score

34

Liquidity > verdict

Weak

Prev Valuations > 0

40

Prev Valuations > 1

40

Prev Valuations > 2

40

Prev Profitabilities > 0

26

Prev Profitabilities > 1

65

Prev Profitabilities > 2

35

Prev Risks > 0

46

Prev Risks > 1

46

Prev Risks > 2

44

Prev Liquidities > 0

100

Prev Liquidities > 1

22

Prev Liquidities > 2

100

Updated At

2026-01-20T23:02:07.964Z

Earnings History > 0 > period

2025-12-31

Earnings History > 0 > report Date

2026-02-25

Earnings History > 0 > date

2025-12-31

Earnings History > 0 > before After Market

AfterMarket

Earnings History > 0 > currency

-

Earnings History > 0 > eps Actual

-

Earnings History > 0 > eps Estimate

0.13

Earnings History > 0 > eps Difference

0

Earnings History > 0 > surprise Percent

-

Earnings History > 1 > period

2025-06-30

Earnings History > 1 > report Date

2025-07-30

Earnings History > 1 > date

2025-06-30

Earnings History > 1 > before After Market

AfterMarket

Earnings History > 1 > currency

-

Earnings History > 1 > eps Actual

0.135

Earnings History > 1 > eps Estimate

0.12

Earnings History > 1 > eps Difference

0.015

Earnings History > 1 > surprise Percent

12.5

Earnings History > 2 > period

2024-12-31

Earnings History > 2 > report Date

2025-03-20

Earnings History > 2 > date

2024-12-31

Earnings History > 2 > before After Market

-

Earnings History > 2 > currency

-

Earnings History > 2 > eps Actual

0.18

Earnings History > 2 > eps Estimate

0.1

Earnings History > 2 > eps Difference

0.08

Earnings History > 2 > surprise Percent

80

Earnings History > 3 > period

2024-06-30

Earnings History > 3 > report Date

2024-07-31

Earnings History > 3 > date

2024-06-30

Earnings History > 3 > before After Market

-

Earnings History > 3 > currency

-

Earnings History > 3 > eps Actual

0

Earnings History > 3 > eps Estimate

10

Earnings History > 3 > eps Difference

-10

Earnings History > 3 > surprise Percent

-100

Earnings History > 4 > period

2024-03-31

Earnings History > 4 > report Date

2024-05-02

Earnings History > 4 > date

2024-03-31

Earnings History > 4 > before After Market

AfterMarket

Earnings History > 4 > currency

GBP

Earnings History > 4 > eps Actual

0

Earnings History > 4 > eps Estimate

0

Earnings History > 4 > eps Difference

0

Earnings History > 4 > surprise Percent

-

Earnings History > 5 > period

2023-12-31

Earnings History > 5 > report Date

2024-03-14

Earnings History > 5 > date

2023-12-31

Earnings History > 5 > before After Market

-

Earnings History > 5 > currency

-

Earnings History > 5 > eps Actual

0

Earnings History > 5 > eps Estimate

9

Earnings History > 5 > eps Difference

-9

Earnings History > 5 > surprise Percent

-100

Earnings History > 6 > period

2023-09-30

Earnings History > 6 > report Date

2023-12-07

Earnings History > 6 > date

2023-09-30

Earnings History > 6 > before After Market

AfterMarket

Earnings History > 6 > currency

GBP

Earnings History > 6 > eps Actual

0

Earnings History > 6 > eps Estimate

0

Earnings History > 6 > eps Difference

0

Earnings History > 6 > surprise Percent

-

Earnings History > 7 > period

2023-06-30

Earnings History > 7 > report Date

2023-08-01

Earnings History > 7 > date

2023-06-30

Earnings History > 7 > before After Market

BeforeMarket

Earnings History > 7 > currency

GBP

Earnings History > 7 > eps Actual

0

Earnings History > 7 > eps Estimate

7

Earnings History > 7 > eps Difference

-7

Earnings History > 7 > surprise Percent

-100

Earnings History > 8 > period

2023-03-31

Earnings History > 8 > report Date

2023-04-27

Earnings History > 8 > date

2023-03-31

Earnings History > 8 > before After Market

AfterMarket

Earnings History > 8 > currency

GBP

Earnings History > 8 > eps Actual

0

Earnings History > 8 > eps Estimate

0

Earnings History > 8 > eps Difference

0

Earnings History > 8 > surprise Percent

-

Earnings History > 9 > period

2022-12-31

Earnings History > 9 > report Date

2023-03-01

Earnings History > 9 > date

2022-12-31

Earnings History > 9 > before After Market

BeforeMarket

Earnings History > 9 > currency

GBP

Earnings History > 9 > eps Actual

0.12

Earnings History > 9 > eps Estimate

-

Earnings History > 9 > eps Difference

0

Earnings History > 9 > surprise Percent

-

Earnings History > 10 > period

2022-09-30

Earnings History > 10 > report Date

2022-10-20

Earnings History > 10 > date

2022-09-30

Earnings History > 10 > before After Market

-

Earnings History > 10 > currency

GBP

Earnings History > 10 > eps Actual

0

Earnings History > 10 > eps Estimate

0

Earnings History > 10 > eps Difference

0

Earnings History > 10 > surprise Percent

-

Earnings History > 11 > period

2022-06-30

Earnings History > 11 > report Date

2022-07-27

Earnings History > 11 > date

2022-06-30

Earnings History > 11 > before After Market

BeforeMarket

Earnings History > 11 > currency

GBP

Earnings History > 11 > eps Actual

0.13

Earnings History > 11 > eps Estimate

-

Earnings History > 11 > eps Difference

0

Earnings History > 11 > surprise Percent

-

Earnings History > 12 > period

2022-03-31

Earnings History > 12 > report Date

2022-04-28

Earnings History > 12 > date

2022-03-31

Earnings History > 12 > before After Market

-

Earnings History > 12 > currency

GBP

Earnings History > 12 > eps Actual

0

Earnings History > 12 > eps Estimate

0

Earnings History > 12 > eps Difference

0

Earnings History > 12 > surprise Percent

-

Earnings History > 13 > period

2021-12-31

Earnings History > 13 > report Date

2022-02-23

Earnings History > 13 > date

2021-12-31

Earnings History > 13 > before After Market

BeforeMarket

Earnings History > 13 > currency

GBP

Earnings History > 13 > eps Actual

0.05

Earnings History > 13 > eps Estimate

-

Earnings History > 13 > eps Difference

0

Earnings History > 13 > surprise Percent

-

Earnings History > 14 > period

2021-09-30

Earnings History > 14 > report Date

2021-11-29

Earnings History > 14 > date

2021-09-30

Earnings History > 14 > before After Market

-

Earnings History > 14 > currency

GBP

Earnings History > 14 > eps Actual

0.037

Earnings History > 14 > eps Estimate

-

Earnings History > 14 > eps Difference

0

Earnings History > 14 > surprise Percent

-

Earnings History > 15 > period

2021-06-30

Earnings History > 15 > report Date

2021-07-27

Earnings History > 15 > date

2021-06-30

Earnings History > 15 > before After Market

-

Earnings History > 15 > currency

GBP

Earnings History > 15 > eps Actual

0.044

Earnings History > 15 > eps Estimate

-

Earnings History > 15 > eps Difference

0

Earnings History > 15 > surprise Percent

-

Earnings History > 16 > period

2020-12-31

Earnings History > 16 > report Date

2021-03-03

Earnings History > 16 > date

2020-12-31

Earnings History > 16 > before After Market

-

Earnings History > 16 > currency

GBP

Earnings History > 16 > eps Actual

-0.01

Earnings History > 16 > eps Estimate

-

Earnings History > 16 > eps Difference

0

Earnings History > 16 > surprise Percent

-

Earnings History > 17 > period

2020-09-30

Earnings History > 17 > report Date

2020-10-14

Earnings History > 17 > date

2020-09-30

Earnings History > 17 > before After Market

-

Earnings History > 17 > currency

GBP

Earnings History > 17 > eps Actual

0

Earnings History > 17 > eps Estimate

0

Earnings History > 17 > eps Difference

0

Earnings History > 17 > surprise Percent

-

Earnings History > 18 > period

2020-06-30

Earnings History > 18 > report Date

2020-09-08

Earnings History > 18 > date

2020-06-30

Earnings History > 18 > before After Market

-

Earnings History > 18 > currency

GBP

Earnings History > 18 > eps Actual

-0.28

Earnings History > 18 > eps Estimate

-

Earnings History > 18 > eps Difference

0

Earnings History > 18 > surprise Percent

-

Earnings History > 19 > period

2020-03-31

Earnings History > 19 > report Date

2020-04-30

Earnings History > 19 > date

2020-03-31

Earnings History > 19 > before After Market

-

Earnings History > 19 > currency

GBP

Earnings History > 19 > eps Actual

0

Earnings History > 19 > eps Estimate

0

Earnings History > 19 > eps Difference

0

Earnings History > 19 > surprise Percent

-

Earnings History > 20 > period

2019-12-31

Earnings History > 20 > report Date

2020-02-26

Earnings History > 20 > date

2019-12-31

Earnings History > 20 > before After Market

-

Earnings History > 20 > currency

GBP

Earnings History > 20 > eps Actual

0.16

Earnings History > 20 > eps Estimate

0

Earnings History > 20 > eps Difference

0.16

Earnings History > 20 > surprise Percent

-

Earnings History > 21 > period

2019-09-30

Earnings History > 21 > report Date

2019-10-31

Earnings History > 21 > date

2019-09-30

Earnings History > 21 > before After Market

-

Earnings History > 21 > currency

GBP

Earnings History > 21 > eps Actual

0

Earnings History > 21 > eps Estimate

0

Earnings History > 21 > eps Difference

0

Earnings History > 21 > surprise Percent

-

Earnings History > 22 > period

2019-06-30

Earnings History > 22 > report Date

2019-07-31

Earnings History > 22 > date

2019-06-30

Earnings History > 22 > before After Market

-

Earnings History > 22 > currency

GBP

Earnings History > 22 > eps Actual

0.14

Earnings History > 22 > eps Estimate

0

Earnings History > 22 > eps Difference

0.14

Earnings History > 22 > surprise Percent

-

Earnings History > 23 > period

2019-03-31

Earnings History > 23 > report Date

2019-05-02

Earnings History > 23 > date

2019-03-31

Earnings History > 23 > before After Market

-

Earnings History > 23 > currency

GBP

Earnings History > 23 > eps Actual

0

Earnings History > 23 > eps Estimate

0

Earnings History > 23 > eps Difference

0

Earnings History > 23 > surprise Percent

-

Earnings History > 24 > period

2018-12-31

Earnings History > 24 > report Date

2019-02-27

Earnings History > 24 > date

2018-12-31

Earnings History > 24 > before After Market

-

Earnings History > 24 > currency

GBP

Earnings History > 24 > eps Actual

0.16

Earnings History > 24 > eps Estimate

0

Earnings History > 24 > eps Difference

0.16

Earnings History > 24 > surprise Percent

-

Earnings History > 25 > period

2018-09-30

Earnings History > 25 > report Date

2018-10-18

Earnings History > 25 > date

2018-09-30

Earnings History > 25 > before After Market

-

Earnings History > 25 > currency

GBP

Earnings History > 25 > eps Actual

0

Earnings History > 25 > eps Estimate

0

Earnings History > 25 > eps Difference

0

Earnings History > 25 > surprise Percent

-

Earnings History > 26 > period

2018-06-30

Earnings History > 26 > report Date

2018-07-25

Earnings History > 26 > date

2018-06-30

Earnings History > 26 > before After Market

-

Earnings History > 26 > currency

GBP

Earnings History > 26 > eps Actual

0.16

Earnings History > 26 > eps Estimate

0

Earnings History > 26 > eps Difference

0.16

Earnings History > 26 > surprise Percent

-

Earnings History > 27 > period

2018-03-31

Earnings History > 27 > report Date

2018-05-04

Earnings History > 27 > date

2018-03-31

Earnings History > 27 > before After Market

-

Earnings History > 27 > currency

GBP

Earnings History > 27 > eps Actual

0

Earnings History > 27 > eps Estimate

0

Earnings History > 27 > eps Difference

0

Earnings History > 27 > surprise Percent

-

Earnings History > 28 > period

2017-12-31

Earnings History > 28 > report Date

2018-03-01

Earnings History > 28 > date

2017-12-31

Earnings History > 28 > before After Market

-

Earnings History > 28 > currency

GBP

Earnings History > 28 > eps Actual

0.06

Earnings History > 28 > eps Estimate

0

Earnings History > 28 > eps Difference

0.06

Earnings History > 28 > surprise Percent

-

Earnings History > 29 > period

2017-06-30

Earnings History > 29 > report Date

2017-07-26

Earnings History > 29 > date

2017-06-30

Earnings History > 29 > before After Market

-

Earnings History > 29 > currency

GBP

Earnings History > 29 > eps Actual

0.13

Earnings History > 29 > eps Estimate

0

Earnings History > 29 > eps Difference

0.13

Earnings History > 29 > surprise Percent

-

Earnings History > 30 > period

2016-12-31

Earnings History > 30 > report Date

2017-03-01

Earnings History > 30 > date

2016-12-31

Earnings History > 30 > before After Market

-

Earnings History > 30 > currency

GBP

Earnings History > 30 > eps Actual

0.21

Earnings History > 30 > eps Estimate

0

Earnings History > 30 > eps Difference

0.21

Earnings History > 30 > surprise Percent

-

Earnings History > 31 > period

2016-06-30

Earnings History > 31 > report Date

2016-07-28

Earnings History > 31 > date

2016-06-30

Earnings History > 31 > before After Market

-

Earnings History > 31 > currency

GBP

Earnings History > 31 > eps Actual

0.11

Earnings History > 31 > eps Estimate

0

Earnings History > 31 > eps Difference

0.11

Earnings History > 31 > surprise Percent

-

Earnings History > 32 > period

2015-12-31

Earnings History > 32 > report Date

2016-02-24

Earnings History > 32 > date

2015-12-31

Earnings History > 32 > before After Market

-

Earnings History > 32 > currency

GBP

Earnings History > 32 > eps Actual

0.15

Earnings History > 32 > eps Estimate

0

Earnings History > 32 > eps Difference

0.15

Earnings History > 32 > surprise Percent

-

Earnings History > 33 > period

2015-06-30

Earnings History > 33 > report Date

2015-07-29

Earnings History > 33 > date

2015-06-30

Earnings History > 33 > before After Market

-

Earnings History > 33 > currency

GBP

Earnings History > 33 > eps Actual

0

Earnings History > 33 > eps Estimate

12.8

Earnings History > 33 > eps Difference

-12.8

Earnings History > 33 > surprise Percent

-100

Earnings History > 34 > period

2014-12-31

Earnings History > 34 > report Date

2015-02-25

Earnings History > 34 > date

2014-12-31

Earnings History > 34 > before After Market

-

Earnings History > 34 > currency

GBP

Earnings History > 34 > eps Actual

0

Earnings History > 34 > eps Estimate

0

Earnings History > 34 > eps Difference

0

Earnings History > 34 > surprise Percent

-

Earnings History > 35 > period

2014-06-30

Earnings History > 35 > report Date

2014-07-30

Earnings History > 35 > date

2014-06-30

Earnings History > 35 > before After Market

-

Earnings History > 35 > currency

GBP

Earnings History > 35 > eps Actual

0

Earnings History > 35 > eps Estimate

13.67

Earnings History > 35 > eps Difference

-13.67

Earnings History > 35 > surprise Percent

-100

Earnings History > 36 > period

2013-12-31

Earnings History > 36 > report Date

2014-02-26

Earnings History > 36 > date

2013-12-31

Earnings History > 36 > before After Market

-

Earnings History > 36 > currency

GBP

Earnings History > 36 > eps Actual

0

Earnings History > 36 > eps Estimate

0

Earnings History > 36 > eps Difference

0

Earnings History > 36 > surprise Percent

-

Earnings History > 37 > period

2013-09-30

Earnings History > 37 > report Date

2013-10-23

Earnings History > 37 > date

2013-09-30

Earnings History > 37 > before After Market

-

Earnings History > 37 > currency

GBP

Earnings History > 37 > eps Actual

0

Earnings History > 37 > eps Estimate

0

Earnings History > 37 > eps Difference

0

Earnings History > 37 > surprise Percent

-