KSBI

KS Bancorp Inc

KSBI, USA

KS Bancorp, Inc. operates as the bank holding company for KS Bank, Inc. that provides various banking products and services to individuals and businesses in North Carolina. It offers personal deposit accounts, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit; personal loans, such as vehicle, boat and marine, recreational, deposit/investment secured, student, debt consolidation; and credit cards, as well as home equity loans and lines of credit. The company also provides business checking and savings, and payroll card accounts; construction loans, including builders' speculative and pre-sale, and commercial builder loans; commercial loans comprising equipment, facilities, debt refinancing, and real estate loans; and seasonal cash needs, and inventory and receivables financing lines of credit. In addition, it offers merchant, payroll, cash management, and remote deposit services; and mortgage services, including purchase, refinance, home renovation, government, and construction/permanent loans. Further, the company provides wealth management services comprising investment, retirement and financial planning, trust and estate, and private banking services. Additionally, it offers online, mobile, and telephone banking services. The company was founded in 1924 and is headquartered in Smithfield, North Carolina.

https://www.ksbankinc.com

Stock Price

$0.00

0%

increase compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

7.35

Low ≥ 50

High ≤ 10

Investors

* Institutions hold a combined 0.00% of the total shares of KS Bancorp Inc

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

—

Latest Release

Date

2025-09-30

EPS Actual

2.2396

EPS Estimate

—

EPS Difference

0

Surprise Percent

0%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Weak Deep Value(3)
Defensive
Moderately Defensive(4)
Dividend
Weak Dividend Profile(1.5)
Economic Moat
Some Competitive Advantage(5)
GARP
Not Attractive for GARP(3)
Growth
Weak Growth Prospect(2)
Momentum
Moderate Momentum(4)
Net Net
Not Undervalued (Net-Net)(0)
Quality
Low Quality Business(2.5)
Value
Overpriced(3)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

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