_id

69130bd8ccc777a4e85d7cbb

Ticker

KSPI

Name

Joint Stock Company Kaspi.kz

Exchange

NASDAQ

Address

154A, Nauryzbai Batyr Street, Almaty, Kazakhstan, 050013

Country

USA

Sector

Technology

Industry

Software - Infrastructure

Currency

USD

Website

https://ir.kaspi.kz

Description

Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. It operates in three segments: Payments, Marketplace, and Fintech. The Payments segment offers a platform that facilities transactions between and among merchants and consumers. This segment provides ways for consumers to pay for shopping transactions and regular household bills, as well as make peer to peer payments; and enables merchants to accept payment online and in store, issue and settle invoices, pay suppliers, and monitor merchant turnover. It also offers proprietary data, which facilitates informed decision-making across multiple areas of business. Its Marketplace Platform segment connects both online and offline merchants with consumers, enabling merchants to increase sales through an omnichannel strategy and allowing consumers to purchase products and services from various merchants. This segment operates marketplaces through m-commerce, a mobile solution for shopping in person; e-Commerce, which allows consumers to shop anywhere and anytime with free delivery; and Kaspi Travel that allows consumers to book domestic and international flights, domestic rail tickets, and international package holidays. It also enhances merchants' sales by connecting payments and fintech products, Kapsi advertising, and other delivery services. The Fintech Platform segment provides consumers with buy-now-pay-later, finance and savings products, and merchants with merchant finance services. It also involved in the banking; distressed asset management; real estate business; payment processing; online travel; e-grocery; classifieds; and storage and processing of information services. Joint Stock Company Kaspi.kz was incorporated in 2008 and is headquartered in Almaty, the Republic of Kazakhstan.

Last Close

78.96

Volume

423389

Current Price

81.84

Change

-0.59

Last Updated

2026-01-04T16:13:37.505Z

Image

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Ipo Date

2024-01-19T00:00:00.000Z

Market Cap

15601609728

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

0.988

Sentiment Sources

1

Rating

4.5

Target Price

108.318

Strong Buy

5

Buy

2

Hold

1

Sell

0

Strong Sell

0

Current Quarter

2025-09-30

Revenue

1110174000000

Cost Of Revenue

352045000000

Gross Profit

758129000000

Operating Expenses

124101000000

Operating Income

634028000000

Interest Expense

-

Pretax Income

346514000000

Net Income

278046000000

Eps

1457.3787247425112

Dividends Per Share

0

Shares Outstanding

190784522

Income Tax Expense

68468000000

EBITDA

366486000000

Operating Margin

57.1106871535453

Total Other Income Expense Net

-287514000000

Cash

501519000000

Short Term Investments

1270186000000

Receivables

6801549000000

Inventories

142275000000

Total Current Assets

7793849000000

Property Plant Equipment

427927000000

Total Assets

10348744000000

Payables

370181000000

Short Term Debt

356010000000

Long Term Debt

438054000000

Total Liabilities

8005966000000

Equity

2271955000000

Bs_currency_symbol

KZT

Depreciation

19972000000

Change In Working Capital

-417181000000

Cash From Operations

-111434000000

Capital Expenditures

32215000000

Cash From Investing

-

Cash From Financing

-60068000000

Net Change In Cash

-1077948000000

Cf_currency_symbol

KZT

PE

6.8077

PB

0.006872426786622095

ROE

12.238182534425198

ROA

2.686760828173931

FCF

-143649000000

Fcf Percent

-0.12939323025039318

Piotroski FScore

2

Health Score

29

Deep Value Investing Score

8

Defensive Investing Score

7

Dividend Investing Score

3.5

Economic Moat Investing Score

6.8

Garp Investing Score

5

Growth Investing Score

3

Momentum Investing Score

4.5

Net Net Investing Score

2.5

Quality Investing Score

5.5

Value Investing Score

7.5

Quarters > 0 > quarter

2025-09-30

Quarters > 0 > income Statement > revenue

1110174000000

Quarters > 0 > income Statement > cost Of Revenue

352045000000

Quarters > 0 > income Statement > gross Profit

758129000000

Quarters > 0 > income Statement > operating Expenses

124101000000

Quarters > 0 > income Statement > operating Income

634028000000

Quarters > 0 > income Statement > interest Expense

-

Quarters > 0 > income Statement > pretax Income

346514000000

Quarters > 0 > income Statement > net Income

278046000000

Quarters > 0 > income Statement > eps

1457.3787247425112

Quarters > 0 > income Statement > dividends Per Share

0

Quarters > 0 > income Statement > shares Outstanding

190785000

Quarters > 0 > income Statement > income Tax Expense

68468000000

Quarters > 0 > income Statement > EBITDA

366486000000

Quarters > 0 > income Statement > operating Margin

57.1106871535453

Quarters > 0 > income Statement > total Other Income Expense Net

-287514000000

Quarters > 0 > income Statement > currency_symbol

KZT

Quarters > 0 > balance Sheet > cash

501519000000

Quarters > 0 > balance Sheet > short Term Investments

1270186000000

Quarters > 0 > balance Sheet > receivables

6801549000000

Quarters > 0 > balance Sheet > inventories

142275000000

Quarters > 0 > balance Sheet > total Current Assets

7793849000000

Quarters > 0 > balance Sheet > property Plant Equipment

427927000000

Quarters > 0 > balance Sheet > total Assets

10348744000000

Quarters > 0 > balance Sheet > payables

370181000000

Quarters > 0 > balance Sheet > short Term Debt

356010000000

Quarters > 0 > balance Sheet > long Term Debt

438054000000

Quarters > 0 > balance Sheet > total Liabilities

8005966000000

Quarters > 0 > balance Sheet > equity

2271955000000

Quarters > 0 > balance Sheet > currency_symbol

KZT

Quarters > 0 > cash Flow > net Income

518614800

Quarters > 0 > cash Flow > depreciation

19972000000

Quarters > 0 > cash Flow > change In Working Capital

-417181000000

Quarters > 0 > cash Flow > cash From Operations

-111434000000

Quarters > 0 > cash Flow > capital Expenditures

32215000000

Quarters > 0 > cash Flow > cash From Investing

-

Quarters > 0 > cash Flow > cash From Financing

-60068000000

Quarters > 0 > cash Flow > net Change In Cash

-1077948000000

Quarters > 0 > cash Flow > currency_symbol

KZT

Quarters > 0 > ratios > PE

1457.3787247425112

Quarters > 0 > ratios > PB

0.006872426786622095

Quarters > 0 > ratios > ROE

12.238182534425198

Quarters > 0 > ratios > ROA

2.686760828173931

Quarters > 0 > ratios > FCF

-143649000000

Quarters > 0 > ratios > Piotroski FScore

2

Quarters > 0 > ratios > fcf Percent

-0.12939323025039318

Quarters > 0 > health Score

29

Quarters > 1 > quarter

2025-06-30

Quarters > 1 > income Statement > revenue

969512000000

Quarters > 1 > income Statement > cost Of Revenue

287147000000

Quarters > 1 > income Statement > gross Profit

682365000000

Quarters > 1 > income Statement > operating Expenses

140111000000

Quarters > 1 > income Statement > operating Income

542254000000

Quarters > 1 > income Statement > interest Expense

218287000000

Quarters > 1 > income Statement > pretax Income

321956000000

Quarters > 1 > income Statement > net Income

257327000000

Quarters > 1 > income Statement > eps

1343.0007411041408

Quarters > 1 > income Statement > dividends Per Share

-

Quarters > 1 > income Statement > shares Outstanding

191606000

Quarters > 1 > income Statement > income Tax Expense

63327000000

Quarters > 1 > income Statement > EBITDA

543226000000

Quarters > 1 > income Statement > operating Margin

55.930612514337106

Quarters > 1 > income Statement > total Other Income Expense Net

-220298000000

Quarters > 1 > income Statement > currency_symbol

KZT

Quarters > 1 > balance Sheet > cash

1077948000000

Quarters > 1 > balance Sheet > short Term Investments

1167121000000

Quarters > 1 > balance Sheet > receivables

6392266000000

Quarters > 1 > balance Sheet > inventories

111479000000

Quarters > 1 > balance Sheet > total Current Assets

8870605000000

Quarters > 1 > balance Sheet > property Plant Equipment

396954000000

Quarters > 1 > balance Sheet > total Assets

10048025000000

Quarters > 1 > balance Sheet > payables

7000673000000

Quarters > 1 > balance Sheet > short Term Debt

-

Quarters > 1 > balance Sheet > long Term Debt

591473000000

Quarters > 1 > balance Sheet > total Liabilities

8018363000000

Quarters > 1 > balance Sheet > equity

1954446000000

Quarters > 1 > balance Sheet > currency_symbol

KZT

Quarters > 1 > cash Flow > net Income

257327000000

Quarters > 1 > cash Flow > depreciation

2983000000

Quarters > 1 > cash Flow > change In Working Capital

79193000000

Quarters > 1 > cash Flow > cash From Operations

449651000000

Quarters > 1 > cash Flow > capital Expenditures

51465000000

Quarters > 1 > cash Flow > cash From Investing

-12153000000

Quarters > 1 > cash Flow > cash From Financing

-49590000000

Quarters > 1 > cash Flow > net Change In Cash

391326000000

Quarters > 1 > cash Flow > currency_symbol

KZT

Quarters > 1 > ratios > PE

1343.0007411041408

Quarters > 1 > ratios > PB

0.008023263390239486

Quarters > 1 > ratios > ROE

13.166237389009469

Quarters > 1 > ratios > ROA

2.5609709370746985

Quarters > 1 > ratios > FCF

398186000000

Quarters > 1 > ratios > Piotroski FScore

4

Quarters > 1 > ratios > fcf Percent

0.4107076549851884

Quarters > 1 > health Score

49

Quarters > 2 > quarter

2025-03-31

Quarters > 2 > income Statement > revenue

821851000000

Quarters > 2 > income Statement > cost Of Revenue

391830000000

Quarters > 2 > income Statement > gross Profit

430021000000

Quarters > 2 > income Statement > operating Expenses

122569000000

Quarters > 2 > income Statement > operating Income

307452000000

Quarters > 2 > income Statement > interest Expense

-

Quarters > 2 > income Statement > pretax Income

307452000000

Quarters > 2 > income Statement > net Income

252056000000

Quarters > 2 > income Statement > eps

1326.498821151903

Quarters > 2 > income Statement > dividends Per Share

-

Quarters > 2 > income Statement > shares Outstanding

190016000

Quarters > 2 > income Statement > income Tax Expense

53403000000

Quarters > 2 > income Statement > EBITDA

309793000000

Quarters > 2 > income Statement > operating Margin

37.40970078517882

Quarters > 2 > income Statement > total Other Income Expense Net

5803000000

Quarters > 2 > income Statement > currency_symbol

KZT

Quarters > 2 > balance Sheet > cash

686622000000

Quarters > 2 > balance Sheet > short Term Investments

1228029000000

Quarters > 2 > balance Sheet > receivables

6092997000000

Quarters > 2 > balance Sheet > inventories

110752000000

Quarters > 2 > balance Sheet > total Current Assets

6943846000000

Quarters > 2 > balance Sheet > property Plant Equipment

359914000000

Quarters > 2 > balance Sheet > total Assets

9294739000000

Quarters > 2 > balance Sheet > payables

6488230000000

Quarters > 2 > balance Sheet > short Term Debt

-

Quarters > 2 > balance Sheet > long Term Debt

609958000000

Quarters > 2 > balance Sheet > total Liabilities

7511082000000

Quarters > 2 > balance Sheet > equity

1709429000000

Quarters > 2 > balance Sheet > currency_symbol

KZT

Quarters > 2 > cash Flow > net Income

254049000000

Quarters > 2 > cash Flow > depreciation

2341000000

Quarters > 2 > cash Flow > change In Working Capital

-488151000000

Quarters > 2 > cash Flow > cash From Operations

-124668000000

Quarters > 2 > cash Flow > capital Expenditures

26829000000

Quarters > 2 > cash Flow > cash From Investing

-115412000000

Quarters > 2 > cash Flow > cash From Financing

326047000000

Quarters > 2 > cash Flow > net Change In Cash

67152000000

Quarters > 2 > cash Flow > currency_symbol

KZT

Quarters > 2 > ratios > PE

1326.498821151903

Quarters > 2 > ratios > PB

0.009097136786611202

Quarters > 2 > ratios > ROE

14.745040595426895

Quarters > 2 > ratios > ROA

2.7118136399526658

Quarters > 2 > ratios > FCF

-151497000000

Quarters > 2 > ratios > Piotroski FScore

2

Quarters > 2 > ratios > fcf Percent

-0.18433633347163902

Quarters > 2 > health Score

30

Quarters > 3 > quarter

2024-12-31

Quarters > 3 > income Statement > revenue

724459000000

Quarters > 3 > income Statement > cost Of Revenue

264382000000

Quarters > 3 > income Statement > gross Profit

460077000000

Quarters > 3 > income Statement > operating Expenses

82377000000

Quarters > 3 > income Statement > operating Income

377700000000

Quarters > 3 > income Statement > interest Expense

-

Quarters > 3 > income Statement > pretax Income

383592000000

Quarters > 3 > income Statement > net Income

311896000000

Quarters > 3 > income Statement > eps

1629.0995701294835

Quarters > 3 > income Statement > dividends Per Share

-161514000000

Quarters > 3 > income Statement > shares Outstanding

191453000

Quarters > 3 > income Statement > income Tax Expense

67191000000

Quarters > 3 > income Statement > EBITDA

377700000000

Quarters > 3 > income Statement > operating Margin

52.13545556063214

Quarters > 3 > income Statement > total Other Income Expense Net

5892000000

Quarters > 3 > income Statement > currency_symbol

KZT

Quarters > 3 > balance Sheet > cash

619470000000

Quarters > 3 > balance Sheet > short Term Investments

1489992000000

Quarters > 3 > balance Sheet > receivables

3465697000000

Quarters > 3 > balance Sheet > inventories

16195000000

Quarters > 3 > balance Sheet > total Current Assets

5704938000000

Quarters > 3 > balance Sheet > property Plant Equipment

193205000000

Quarters > 3 > balance Sheet > total Assets

8377101000000

Quarters > 3 > balance Sheet > payables

6500750000000

Quarters > 3 > balance Sheet > short Term Debt

196982000000

Quarters > 3 > balance Sheet > long Term Debt

24474000000

Quarters > 3 > balance Sheet > total Liabilities

6804240000000

Quarters > 3 > balance Sheet > equity

1517224000000

Quarters > 3 > balance Sheet > currency_symbol

KZT

Quarters > 3 > cash Flow > net Income

311896000000

Quarters > 3 > cash Flow > depreciation

-

Quarters > 3 > cash Flow > change In Working Capital

-28966000000

Quarters > 3 > cash Flow > cash From Operations

286347000000

Quarters > 3 > cash Flow > capital Expenditures

31010000000

Quarters > 3 > cash Flow > cash From Investing

-29472000000

Quarters > 3 > cash Flow > cash From Financing

-168837000000

Quarters > 3 > cash Flow > net Change In Cash

112836000000

Quarters > 3 > cash Flow > currency_symbol

KZT

Quarters > 3 > ratios > PE

1629.0995701294835

Quarters > 3 > ratios > PB

0.010327093112157468

Quarters > 3 > ratios > ROE

20.55701728947077

Quarters > 3 > ratios > ROA

3.7231973208870226

Quarters > 3 > ratios > FCF

255337000000

Quarters > 3 > ratios > Piotroski FScore

3

Quarters > 3 > ratios > fcf Percent

0.3524519676061723

Quarters > 3 > health Score

55

Annuals > 0 > quarter

2024-12-31

Annuals > 0 > income Statement > revenue

2520927000000

Annuals > 0 > income Statement > cost Of Revenue

949468000000

Annuals > 0 > income Statement > gross Profit

1571459000000

Annuals > 0 > income Statement > operating Expenses

300399000000

Annuals > 0 > income Statement > operating Income

1271060000000

Annuals > 0 > income Statement > interest Expense

-

Annuals > 0 > income Statement > pretax Income

1282289000000

Annuals > 0 > income Statement > net Income

1039739000000

Annuals > 0 > income Statement > eps

5430.779355768779

Annuals > 0 > income Statement > dividends Per Share

-646056000000

Annuals > 0 > income Statement > shares Outstanding

191453000

Annuals > 0 > income Statement > income Tax Expense

225455000000

Annuals > 0 > income Statement > EBITDA

1271060000000

Annuals > 0 > income Statement > operating Margin

50.42034140615734

Annuals > 0 > income Statement > total Other Income Expense Net

11229000000

Annuals > 0 > income Statement > currency_symbol

KZT

Annuals > 0 > balance Sheet > cash

619470000000

Annuals > 0 > balance Sheet > short Term Investments

1489992000000

Annuals > 0 > balance Sheet > receivables

3465697000000

Annuals > 0 > balance Sheet > inventories

16195000000

Annuals > 0 > balance Sheet > total Current Assets

5704938000000

Annuals > 0 > balance Sheet > property Plant Equipment

193205000000

Annuals > 0 > balance Sheet > total Assets

8377101000000

Annuals > 0 > balance Sheet > payables

6500750000000

Annuals > 0 > balance Sheet > short Term Debt

196982000000

Annuals > 0 > balance Sheet > long Term Debt

24474000000

Annuals > 0 > balance Sheet > total Liabilities

6804240000000

Annuals > 0 > balance Sheet > equity

1517224000000

Annuals > 0 > balance Sheet > currency_symbol

KZT

Annuals > 0 > cash Flow > net Income

1039739000000

Annuals > 0 > cash Flow > depreciation

-

Annuals > 0 > cash Flow > change In Working Capital

-582621000000

Annuals > 0 > cash Flow > cash From Operations

581892000000

Annuals > 0 > cash Flow > capital Expenditures

95726000000

Annuals > 0 > cash Flow > cash From Investing

-108364000000

Annuals > 0 > cash Flow > cash From Financing

-709771000000

Annuals > 0 > cash Flow > net Change In Cash

-200996000000

Annuals > 0 > cash Flow > currency_symbol

KZT

Annuals > 0 > ratios > PE

5430.779355768779

Annuals > 0 > ratios > PB

0.009784491690086633

Annuals > 0 > ratios > ROE

68.52903724169931

Annuals > 0 > ratios > ROA

12.411680365319697

Annuals > 0 > ratios > FCF

486166000000

Annuals > 0 > ratios > Piotroski FScore

4

Annuals > 0 > ratios > fcf Percent

0.19285207386013162

Annuals > 0 > health Score

61

Annuals > 1 > quarter

2023-12-31

Annuals > 1 > income Statement > revenue

1890290000000

Annuals > 1 > income Statement > cost Of Revenue

671836000000

Annuals > 1 > income Statement > gross Profit

1218454000000

Annuals > 1 > income Statement > operating Expenses

219650000000

Annuals > 1 > income Statement > operating Income

998804000000

Annuals > 1 > income Statement > interest Expense

-

Annuals > 1 > income Statement > pretax Income

1022004000000

Annuals > 1 > income Statement > net Income

841351000000

Annuals > 1 > income Statement > eps

4380.6125539120985

Annuals > 1 > income Statement > dividends Per Share

-560132000000

Annuals > 1 > income Statement > shares Outstanding

192062409

Annuals > 1 > income Statement > income Tax Expense

173234000000

Annuals > 1 > income Statement > EBITDA

998804000000

Annuals > 1 > income Statement > operating Margin

52.83866496675114

Annuals > 1 > income Statement > total Other Income Expense Net

23200000000

Annuals > 1 > income Statement > currency_symbol

KZT

Annuals > 1 > balance Sheet > cash

820466000000

Annuals > 1 > balance Sheet > short Term Investments

1377130000000

Annuals > 1 > balance Sheet > receivables

2739702000000

Annuals > 1 > balance Sheet > inventories

1531097000000

Annuals > 1 > balance Sheet > total Current Assets

6519452000000

Annuals > 1 > balance Sheet > property Plant Equipment

142729000000

Annuals > 1 > balance Sheet > total Assets

6821932000000

Annuals > 1 > balance Sheet > payables

5455059000000

Annuals > 1 > balance Sheet > short Term Debt

222002000000

Annuals > 1 > balance Sheet > long Term Debt

161991000000

Annuals > 1 > balance Sheet > total Liabilities

5718719000000

Annuals > 1 > balance Sheet > equity

1078123000000

Annuals > 1 > balance Sheet > currency_symbol

KZT

Annuals > 1 > cash Flow > net Income

841351000000

Annuals > 1 > cash Flow > depreciation

167895

Annuals > 1 > cash Flow > change In Working Capital

284937000000

Annuals > 1 > cash Flow > cash From Operations

1106128000000

Annuals > 1 > cash Flow > capital Expenditures

50257000000

Annuals > 1 > cash Flow > cash From Investing

-218360000000

Annuals > 1 > cash Flow > cash From Financing

-675970000000

Annuals > 1 > cash Flow > net Change In Cash

205106000000

Annuals > 1 > cash Flow > currency_symbol

KZT

Annuals > 1 > ratios > PE

4380.6125539120985

Annuals > 1 > ratios > PB

0.013813376761148776

Annuals > 1 > ratios > ROE

78.03849839025789

Annuals > 1 > ratios > ROA

12.333031170641982

Annuals > 1 > ratios > FCF

1055871000000

Annuals > 1 > ratios > Piotroski FScore

3

Annuals > 1 > ratios > fcf Percent

0.5585761973030593

Annuals > 1 > health Score

61

Annuals > 2 > quarter

2022-12-31

Annuals > 2 > income Statement > revenue

1269215000000

Annuals > 2 > income Statement > cost Of Revenue

103895000000

Annuals > 2 > income Statement > gross Profit

1165320000000

Annuals > 2 > income Statement > operating Expenses

114795000000

Annuals > 2 > income Statement > operating Income

1050525000000

Annuals > 2 > income Statement > interest Expense

-

Annuals > 2 > income Statement > pretax Income

720574000000

Annuals > 2 > income Statement > net Income

585026000000

Annuals > 2 > income Statement > eps

3015.730910114459

Annuals > 2 > income Statement > dividends Per Share

-210102000000

Annuals > 2 > income Statement > shares Outstanding

193991446

Annuals > 2 > income Statement > income Tax Expense

131730000000

Annuals > 2 > income Statement > EBITDA

1015357000000

Annuals > 2 > income Statement > operating Margin

82.76966471401614

Annuals > 2 > income Statement > total Other Income Expense Net

-329951000000

Annuals > 2 > income Statement > currency_symbol

KZT

Annuals > 2 > balance Sheet > cash

615360000000

Annuals > 2 > balance Sheet > short Term Investments

1076242000000

Annuals > 2 > balance Sheet > receivables

3154810000000

Annuals > 2 > balance Sheet > inventories

2274000000

Annuals > 2 > balance Sheet > total Current Assets

3871624000000

Annuals > 2 > balance Sheet > property Plant Equipment

116537000000

Annuals > 2 > balance Sheet > total Assets

5121647000000

Annuals > 2 > balance Sheet > payables

3957957000000

Annuals > 2 > balance Sheet > short Term Debt

16119000000

Annuals > 2 > balance Sheet > long Term Debt

224328000000

Annuals > 2 > balance Sheet > total Liabilities

4295958000000

Annuals > 2 > balance Sheet > equity

819165000000

Annuals > 2 > balance Sheet > currency_symbol

KZT

Annuals > 2 > cash Flow > net Income

585026000000

Annuals > 2 > cash Flow > depreciation

16794000000

Annuals > 2 > cash Flow > change In Working Capital

382479000000

Annuals > 2 > cash Flow > cash From Operations

1020984000000

Annuals > 2 > cash Flow > capital Expenditures

59468000000

Annuals > 2 > cash Flow > cash From Investing

-487161000000

Annuals > 2 > cash Flow > cash From Financing

-275911000000

Annuals > 2 > cash Flow > net Change In Cash

273259000000

Annuals > 2 > cash Flow > currency_symbol

KZT

Annuals > 2 > ratios > PE

3015.730910114459

Annuals > 2 > ratios > PB

0.018362719016120077

Annuals > 2 > ratios > ROE

71.41735791934471

Annuals > 2 > ratios > ROA

11.422614639392368

Annuals > 2 > ratios > FCF

961516000000

Annuals > 2 > ratios > Piotroski FScore

3

Annuals > 2 > ratios > fcf Percent

0.7575674728079955

Annuals > 2 > health Score

61

Annuals > 3 > quarter

2021-12-31

Annuals > 3 > income Statement > revenue

885478000000

Annuals > 3 > income Statement > cost Of Revenue

73371000000

Annuals > 3 > income Statement > gross Profit

812107000000

Annuals > 3 > income Statement > operating Expenses

76775000000

Annuals > 3 > income Statement > operating Income

735332000000

Annuals > 3 > income Statement > interest Expense

-

Annuals > 3 > income Statement > pretax Income

528802000000

Annuals > 3 > income Statement > net Income

431914000000

Annuals > 3 > income Statement > eps

2222.000000843705

Annuals > 3 > income Statement > dividends Per Share

-340362000000

Annuals > 3 > income Statement > shares Outstanding

194380738

Annuals > 3 > income Statement > income Tax Expense

93588000000

Annuals > 3 > income Statement > EBITDA

713627000000

Annuals > 3 > income Statement > operating Margin

83.04350870377355

Annuals > 3 > income Statement > total Other Income Expense Net

-206530000000

Annuals > 3 > income Statement > currency_symbol

KZT

Annuals > 3 > balance Sheet > cash

342101000000

Annuals > 3 > balance Sheet > short Term Investments

606462000000

Annuals > 3 > balance Sheet > receivables

2491234000000

Annuals > 3 > balance Sheet > inventories

-

Annuals > 3 > balance Sheet > total Current Assets

3463892000000

Annuals > 3 > balance Sheet > property Plant Equipment

70959000000

Annuals > 3 > balance Sheet > total Assets

3607924000000

Annuals > 3 > balance Sheet > payables

2736364000000

Annuals > 3 > balance Sheet > short Term Debt

26679000000

Annuals > 3 > balance Sheet > long Term Debt

283786000000

Annuals > 3 > balance Sheet > total Liabilities

3103229000000

Annuals > 3 > balance Sheet > equity

499727000000

Annuals > 3 > balance Sheet > currency_symbol

KZT

Annuals > 3 > cash Flow > net Income

431914000000

Annuals > 3 > cash Flow > depreciation

12678000000

Annuals > 3 > cash Flow > change In Working Capital

-396257000000

Annuals > 3 > cash Flow > cash From Operations

70351000000

Annuals > 3 > cash Flow > capital Expenditures

24901000000

Annuals > 3 > cash Flow > cash From Investing

289748000000

Annuals > 3 > cash Flow > cash From Financing

-352580000000

Annuals > 3 > cash Flow > net Change In Cash

11692000000

Annuals > 3 > cash Flow > currency_symbol

KZT

Annuals > 3 > ratios > PE

2222.000000843705

Annuals > 3 > ratios > PB

0.030161032772934027

Annuals > 3 > ratios > ROE

86.42999077496313

Annuals > 3 > ratios > ROA

11.97126103543201

Annuals > 3 > ratios > FCF

45450000000

Annuals > 3 > ratios > Piotroski FScore

4

Annuals > 3 > ratios > fcf Percent

0.051328209170640036

Annuals > 3 > health Score

47

Valuation > metrics > PE

6.8077

Valuation > metrics > PB

0.006872426786622095

Valuation > final Score

90

Valuation > verdict

65.6% Undervalued

Profitability > metrics > ROE

12.238182534425198

Profitability > metrics > ROA

3.567505606023417

Profitability > metrics > Net Margin

0.2504526317496176

Profitability > final Score

65

Profitability > verdict

Adequate

Risk > metrics > Debt Equity

3.5238224348633667

Risk > metrics > Interest Coverage

31.745844181854597

Risk > final Score

46

Risk > verdict

High

Liquidity > metrics > Current Ratio

10.732505635569705

Liquidity > metrics > Quick Ratio

10.536586104757564

Liquidity > final Score

100

Liquidity > verdict

Great

Prev Valuations > 0

40

Prev Valuations > 1

40

Prev Valuations > 2

40

Prev Profitabilities > 0

65

Prev Profitabilities > 1

70

Prev Profitabilities > 2

86

Prev Risks > 0

16

Prev Risks > 1

46

Prev Risks > 2

46

Prev Liquidities > 0

82

Prev Liquidities > 1

77

Prev Liquidities > 2

52

Updated At

2026-01-20T22:06:57.536Z

Earnings History > 0 > period

2025-12-31

Earnings History > 0 > report Date

2026-02-23

Earnings History > 0 > date

2025-12-31

Earnings History > 0 > before After Market

BeforeMarket

Earnings History > 0 > currency

-

Earnings History > 0 > eps Actual

-

Earnings History > 0 > eps Estimate

1657.75

Earnings History > 0 > eps Difference

0

Earnings History > 0 > surprise Percent

-

Earnings History > 1 > period

2025-09-30

Earnings History > 1 > report Date

2025-11-13

Earnings History > 1 > date

2025-09-30

Earnings History > 1 > before After Market

BeforeMarket

Earnings History > 1 > currency

-

Earnings History > 1 > eps Actual

1458

Earnings History > 1 > eps Estimate

1571.18

Earnings History > 1 > eps Difference

-113.18

Earnings History > 1 > surprise Percent

-7.2035

Earnings History > 2 > period

2025-06-30

Earnings History > 2 > report Date

2025-08-04

Earnings History > 2 > date

2025-06-30

Earnings History > 2 > before After Market

BeforeMarket

Earnings History > 2 > currency

KZT

Earnings History > 2 > eps Actual

1367

Earnings History > 2 > eps Estimate

1434.66

Earnings History > 2 > eps Difference

-67.66

Earnings History > 2 > surprise Percent

-4.7161

Earnings History > 3 > period

2025-03-31

Earnings History > 3 > report Date

2025-05-16

Earnings History > 3 > date

2025-03-31

Earnings History > 3 > before After Market

BeforeMarket

Earnings History > 3 > currency

KZT

Earnings History > 3 > eps Actual

1321

Earnings History > 3 > eps Estimate

1389.05

Earnings History > 3 > eps Difference

-68.05

Earnings History > 3 > surprise Percent

-4.899

Earnings History > 4 > period

2024-12-31

Earnings History > 4 > report Date

2025-02-25

Earnings History > 4 > date

2024-12-31

Earnings History > 4 > before After Market

BeforeMarket

Earnings History > 4 > currency

KZT

Earnings History > 4 > eps Actual

1625

Earnings History > 4 > eps Estimate

1705.85

Earnings History > 4 > eps Difference

-80.85

Earnings History > 4 > surprise Percent

-4.7396

Earnings History > 5 > period

2024-09-30

Earnings History > 5 > report Date

2024-10-29

Earnings History > 5 > date

2024-09-30

Earnings History > 5 > before After Market

AfterMarket

Earnings History > 5 > currency

KZT

Earnings History > 5 > eps Actual

1409

Earnings History > 5 > eps Estimate

1395.89

Earnings History > 5 > eps Difference

13.11

Earnings History > 5 > surprise Percent

0.9392

Earnings History > 6 > period

2024-06-30

Earnings History > 6 > report Date

2024-08-01

Earnings History > 6 > date

2024-06-30

Earnings History > 6 > before After Market

BeforeMarket

Earnings History > 6 > currency

KZT

Earnings History > 6 > eps Actual

1246

Earnings History > 6 > eps Estimate

1331.52

Earnings History > 6 > eps Difference

-85.52

Earnings History > 6 > surprise Percent

-6.4227

Earnings History > 7 > period

2024-03-31

Earnings History > 7 > report Date

2024-04-30

Earnings History > 7 > date

2024-03-31

Earnings History > 7 > before After Market

AfterMarket

Earnings History > 7 > currency

KZT

Earnings History > 7 > eps Actual

1151

Earnings History > 7 > eps Estimate

1129.38

Earnings History > 7 > eps Difference

21.62

Earnings History > 7 > surprise Percent

1.9143

Earnings History > 8 > period

2023-12-31

Earnings History > 8 > report Date

2024-02-26

Earnings History > 8 > date

2023-12-31

Earnings History > 8 > before After Market

AfterMarket

Earnings History > 8 > currency

KZT

Earnings History > 8 > eps Actual

2.7138

Earnings History > 8 > eps Estimate

1277.61

Earnings History > 8 > eps Difference

-1274.8962

Earnings History > 8 > surprise Percent

-99.7876

Earnings History > 9 > period

2023-09-30

Earnings History > 9 > report Date

2023-10-23

Earnings History > 9 > date

2023-09-30

Earnings History > 9 > before After Market

-

Earnings History > 9 > currency

KZT

Earnings History > 9 > eps Actual

852

Earnings History > 9 > eps Estimate

926.68

Earnings History > 9 > eps Difference

-74.68

Earnings History > 9 > surprise Percent

-8.0589

Earnings History > 10 > period

2023-06-30

Earnings History > 10 > report Date

2023-07-24

Earnings History > 10 > date

2023-06-30

Earnings History > 10 > before After Market

-

Earnings History > 10 > currency

KZT

Earnings History > 10 > eps Actual

1005

Earnings History > 10 > eps Estimate

921.2

Earnings History > 10 > eps Difference

83.8

Earnings History > 10 > surprise Percent

9.0968

Earnings History > 11 > period

2023-03-31

Earnings History > 11 > report Date

2023-04-24

Earnings History > 11 > date

2023-03-31

Earnings History > 11 > before After Market

-

Earnings History > 11 > currency

KZT

Earnings History > 11 > eps Actual

903

Earnings History > 11 > eps Estimate

883.62

Earnings History > 11 > eps Difference

19.38

Earnings History > 11 > surprise Percent

2.1933

Earnings History > 12 > period

2022-12-31

Earnings History > 12 > report Date

2023-02-27

Earnings History > 12 > date

2022-12-31

Earnings History > 12 > before After Market

-

Earnings History > 12 > currency

KZT

Earnings History > 12 > eps Actual

1120

Earnings History > 12 > eps Estimate

-

Earnings History > 12 > eps Difference

0

Earnings History > 12 > surprise Percent

-

Earnings History > 13 > period

2022-09-30

Earnings History > 13 > report Date

2022-10-24

Earnings History > 13 > date

2022-09-30

Earnings History > 13 > before After Market

-

Earnings History > 13 > currency

KZT

Earnings History > 13 > eps Actual

980

Earnings History > 13 > eps Estimate

-

Earnings History > 13 > eps Difference

0

Earnings History > 13 > surprise Percent

-

Earnings History > 14 > period

2022-06-30

Earnings History > 14 > report Date

2022-07-25

Earnings History > 14 > date

2022-06-30

Earnings History > 14 > before After Market

-

Earnings History > 14 > currency

KZT

Earnings History > 14 > eps Actual

833

Earnings History > 14 > eps Estimate

-

Earnings History > 14 > eps Difference

0

Earnings History > 14 > surprise Percent

-

Earnings History > 15 > period

2022-03-31

Earnings History > 15 > report Date

2022-04-25

Earnings History > 15 > date

2022-03-31

Earnings History > 15 > before After Market

-

Earnings History > 15 > currency

KZT

Earnings History > 15 > eps Actual

622

Earnings History > 15 > eps Estimate

-

Earnings History > 15 > eps Difference

0

Earnings History > 15 > surprise Percent

-

Earnings History > 16 > period

2021-12-31

Earnings History > 16 > report Date

2022-02-28

Earnings History > 16 > date

2021-12-31

Earnings History > 16 > before After Market

-

Earnings History > 16 > currency

KZT

Earnings History > 16 > eps Actual

886

Earnings History > 16 > eps Estimate

-

Earnings History > 16 > eps Difference

0

Earnings History > 16 > surprise Percent

-

Earnings History > 17 > period

2021-09-30

Earnings History > 17 > report Date

2021-10-25

Earnings History > 17 > date

2021-09-30

Earnings History > 17 > before After Market

-

Earnings History > 17 > currency

KZT

Earnings History > 17 > eps Actual

813

Earnings History > 17 > eps Estimate

-

Earnings History > 17 > eps Difference

0

Earnings History > 17 > surprise Percent

-

Earnings History > 18 > period

2021-06-30

Earnings History > 18 > report Date

2021-07-26

Earnings History > 18 > date

2021-06-30

Earnings History > 18 > before After Market

-

Earnings History > 18 > currency

KZT

Earnings History > 18 > eps Actual

640

Earnings History > 18 > eps Estimate

-

Earnings History > 18 > eps Difference

0

Earnings History > 18 > surprise Percent

-

Earnings History > 19 > period

2021-03-31

Earnings History > 19 > report Date

2021-04-26

Earnings History > 19 > date

2021-03-31

Earnings History > 19 > before After Market

-

Earnings History > 19 > currency

KZT

Earnings History > 19 > eps Actual

496

Earnings History > 19 > eps Estimate

-

Earnings History > 19 > eps Difference

0

Earnings History > 19 > surprise Percent

-

Earnings History > 20 > period

2020-12-31

Earnings History > 20 > report Date

2021-03-01

Earnings History > 20 > date

2020-12-31

Earnings History > 20 > before After Market

-

Earnings History > 20 > currency

KZT

Earnings History > 20 > eps Actual

504

Earnings History > 20 > eps Estimate

-

Earnings History > 20 > eps Difference

0

Earnings History > 20 > surprise Percent

-