LOB

Live Oak Bancshares, Inc.

LOB, USA

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments: Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.

https://www.liveoak.bank

Stock Price

$ 0.00

0% increase compared to yesterday.

Dividend

Frequency:

Quarterly

Rate:

0.03

Next Payout:

Dec 15, 2025

Yield:

0.3398 %
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Showing 2 of 10

Analyst Ratings & Sentiment

(Last Updated 2025-09-30)

Rating:

HOLD

Target Price:

$42.5

Analyst Picks

Strong Buy

0

Buy

0

Hold

3

Sell

0

Strong Sell

0

Sentiment:

Bullish

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

High

21.83

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very Low

1.36

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

2.21 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.18 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very Low

-136.92 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

11.24

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 81.43% of the total shares of Live Oak Bancshares, Inc.

1.

T. Rowe Price Investment Management,Inc.

(14.2358%)

since

2025/06/30

2.

BlackRock Inc

(5.9661%)

since

2025/06/30

3.

Vanguard Group Inc

(5.8789%)

since

2025/06/30

4.

T. Rowe Price Small-Cap Value

(5.3648%)

since

2025/07/31

5.

Barrow Hanley Mewhinney & Strauss LLC

(4.1131%)

since

2025/06/30

6.

Dimensional Fund Advisors, Inc.

(3.3679%)

since

2025/06/30

7.

T. Rowe Price U.S. SC Value Eq Tr-D

(3.1455%)

since

2025/06/30

8.

State Street Corp

(2.8484%)

since

2025/06/30

9.

Vanguard Total Stock Mkt Idx Inv

(2.2935%)

since

2025/07/31

10.

T. Rowe Price US Small-Cap Core Equity

(2.1283%)

since

2025/06/30

11.

T. Rowe Price Small-Cap Stock

(2.1266%)

since

2025/07/31

12.

Diamond Hill Capital Management Inc

(2.0066%)

since

2025/06/30

13.

SouthernSun Asset Management, LLC

(1.9674%)

since

2025/06/30

14.

iShares Russell 2000 ETF

(1.8743%)

since

2025/08/31

15.

Geode Capital Management, LLC

(1.7869%)

since

2025/06/30

16.

SouthernSun Small Cap

(1.5861%)

since

2025/06/30

17.

Diamond Hill Small-Mid Cap Equity

(1.5211%)

since

2025/08/31

18.

American Beacon Small Cp Val R5

(1.4234%)

since

2025/08/31

19.

Millennium Management LLC

(1.3991%)

since

2025/06/30

20.

T. Rowe Price U.S. SC Core Eq Tr-D

(1.0969%)

since

2025/06/30

21.

Diamond Hill Small-Mid Cap I

(1.0943%)

since

2025/08/31

22.

T. Rowe Price Instl Small-Cap Stock

(1.064%)

since

2025/07/31

23.

D. E. Shaw & Co LP

(0.9669%)

since

2025/06/30

24.

Vanguard Small Cap Index

(0.9076%)

since

2025/07/31

25.

SPDR® S&P Regional Banking ETF

(0.8762%)

since

2025/08/31

26.

SouthernSun Small Cap, N

(0.8741%)

since

2025/06/30

27.

Goldman Sachs Group Inc

(0.8556%)

since

2025/06/30

28.

Motley Fool Wealth Management LLC

(0.8017%)

since

2025/06/30

29.

Vanguard Institutional Extnd Mkt Idx Tr

(0.8016%)

since

2025/07/31

30.

CenterBook Partners LP

(0.7794%)

since

2025/06/30

31.

Fidelity Small Cap Index

(0.7748%)

since

2025/06/30

32.

Trust Co of the South

(0.7216%)

since

2025/06/30

33.

Hotchkis & Wiley Capital Management LLC

(0.7092%)

since

2025/06/30

34.

Northern Trust Corp

(0.6523%)

since

2025/06/30

35.

Manufacturers Life Insurance Co

(0.6454%)

since

2025/06/30

36.

Nuveen, LLC

(0.633%)

since

2025/06/30

37.

Charles Schwab Investment Management Inc

(0.6264%)

since

2025/06/30

38.

Barrow Hanley Small Cap Value Equity

(0.5224%)

since

2025/06/30

39.

Vanguard Small Cap Growth Index Inv

(0.509%)

since

2025/07/31

40.

Diamond Hill Small Cap Equity

(0.4884%)

since

2025/08/31

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

—

EPS Estimate

—

Latest Release

Date

2025-09-30

EPS Actual

0.5866

EPS Estimate

0.59

EPS Difference

-0.0034

Surprise Percent

-0.5763%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Potential Value Candidate(5)
Defensive
Moderately Defensive(4)
Dividend
Decent Dividend Payer(4)
Economic Moat
Some Competitive Advantage(5.8)
GARP
Not Attractive for GARP(2.5)
Growth
Weak Growth Prospect(2.5)
Momentum
Moderate Momentum(5)
Net Net
Possible Net-Net(3.5)
Quality
Low Quality Business(2.5)
Value
Fair Value(4.5)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.