LSBK

Lake Shore Bancorp Inc

LSBK, USA

Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Bank that provides banking products and services in New York. The company accepts various deposit products, such as regular savings deposits, including Christmas Club and statement savings accounts; NOW accounts; money market savings and checking accounts; interest-bearing and non-interest bearing checking accounts, such as demand deposits; health savings accounts; retirement accounts; time deposits; interest on lawyer accounts; and accounts for individuals, as well as commercial savings, checking, and money market accounts for small to medium-sized businesses. Its loan portfolio consists of commercial real estate, commercial construction, commercial business loans, and home equity loans and lines of credit; commercial loans comprising business instalment loans, lines of credit, and other commercial loans; one- to four-family residential mortgages; and consumer loans comprising personal consumer loans, overdraft lines of credit, vehicle loans, secured and unsecured property improvement loans, and other secured loans, as well as loans secured by certificates of deposit. In addition, it offers debit and credit cards, mobile and online banking, direct deposit, safe deposit boxes, overdraft protection, wire services, notary services, money orders, direct access service hotline (DASH), and e-services. Lake Shore Bancorp, Inc. was founded in 1891 and is headquartered in Dunkirk, New York.

https://mylsbank.com

Stock Price

$ 0.00

0% increase compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
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LSBK

(LSBK) as a Liquidity Pulse for Institutional Tactics news.stocktradersdaily.com

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Is LSBK stock supported by strong cash flows - July 2025 Weekly Recap & Daily Chart Pattern Signal Reports moha.gov.vn

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Showing 2 of 10

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

14.91

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very Low

0.83

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

1.69 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.32 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very High

31.66 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

4.33

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 5.85% of the total shares of Lake Shore Bancorp Inc

1.

Stilwell Value LLC

(1.5576%)

since

2025/06/30

2.

Hbk Sorce Advisory LLC

(0.8668%)

since

2025/06/30

3.

Dimensional Fund Advisors, Inc.

(0.4241%)

since

2025/06/30

4.

Morgan Stanley - Brokerage Accounts

(0.2556%)

since

2025/06/30

5.

Vanguard Group Inc

(0.2526%)

since

2025/06/30

6.

Geode Capital Management, LLC

(0.2515%)

since

2025/06/30

7.

Courier Capital Corp

(0.2404%)

since

2025/06/30

8.

First Manhattan Co. LLC

(0.2365%)

since

2025/06/30

9.

Vanguard Institutional Extnd Mkt Idx Tr

(0.2351%)

since

2025/07/31

10.

Susquehanna International Group, LLP

(0.1912%)

since

2025/06/30

11.

Fidelity Extended Market Index

(0.1825%)

since

2025/07/31

12.

DFA US Core Equity 2 I

(0.1436%)

since

2025/07/31

13.

UBS Group AG

(0.1341%)

since

2025/06/30

14.

Bridgeway Ultra-Small Company Market

(0.0977%)

since

2025/06/30

15.

iShares Micro-Cap ETF

(0.0766%)

since

2025/08/31

16.

DFA US Micro Cap I

(0.0729%)

since

2025/07/31

17.

Fidelity Total Market Index

(0.0713%)

since

2025/07/31

18.

DFA US Core Equity 1 I

(0.0619%)

since

2025/07/31

19.

BlackRock Inc

(0.0612%)

since

2025/06/30

20.

Fidelity Nasdaq Composite Index

(0.0597%)

since

2025/07/31

21.

Bank of America Corp

(0.0578%)

since

2025/06/30

22.

Dimensional US Core Equity 2 ETF

(0.0568%)

since

2025/08/29

23.

DFA US Vector Equity I

(0.0434%)

since

2025/07/31

24.

Fidelity Series Total Market Index

(0.0427%)

since

2025/07/31

25.

Dimensional US Targeted Value ETF

(0.0399%)

since

2025/08/29

26.

Spartan Extended Market Index Pool F

(0.0347%)

since

2025/07/31

27.

Northern Trust Extended Eq Market Idx

(0.0175%)

since

2025/06/30

28.

NT Ext Equity Mkt Idx Fd - L

(0.0175%)

since

2025/06/30

29.

Dimensional Global Small Coms USD Acc

(0.0154%)

since

2025/06/30

30.

Spartan Total Market Index Pool G

(0.014%)

since

2025/07/31

31.

DFA US Sustainability Core 1

(0.0115%)

since

2025/07/31

32.

DFA US Core Equity Class F

(0.0114%)

since

2025/06/30

33.

SRS Capital Advisors Inc

(0.0051%)

since

2025/06/30

34.

Advisor Group Holdings, Inc.

(0.0051%)

since

2025/06/30

35.

Tower Research Capital LLC

(0.0023%)

since

2025/06/30

36.

Capital Advisors, Ltd. LLC

(0.0001%)

since

2025/06/30

37.

SBI Securities Co Ltd

(0%)

since

2025/06/30

38.

Minerva Advisors LLC

(0%)

since

2025/06/30

39.

Bridgeway Capital Management, LLC

(0%)

since

2025/03/31

40.

M3F, Inc.

(0%)

since

2025/06/30

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

—

Latest Release

Date

2025-09-30

EPS Actual

0.319

EPS Estimate

—

EPS Difference

0

Surprise Percent

null%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Strong Deep Value(8)
Defensive
Moderately Defensive(4)
Dividend
Decent Dividend Payer(3.5)
Economic Moat
Wide Moat Company(7.8)
GARP
Fair GARP(5.5)
Growth
Moderate Growth(5)
Momentum
Moderate Momentum(4.5)
Net Net
Possible Net-Net(5)
Quality
Moderate Quality(5.5)
Value
Undervalued(6.5)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.