_id
6919f5a73c536f8df231874c
Ticker
MULT.XETRA
Name
Multitude AG
Exchange
XETRA
Address
Grafenauweg 8, Zug, Switzerland, 6300
Country
Germany
Sector
Financial Services
Industry
Banks - Regional
Currency
EUR
Website
https://www.multitude.com
Description
Multitude AG, together with its subsidiaries, provides digital lending and online banking services in Finland. Its loan portfolio consists of micro loans, Plus loans, Prime loans, instalment loans, secured loans, and revolving credit facilities; and working capital, credit line, and purchase financing. The company also offers saving and current accounts, and fixed-term deposits; and debit and credit cards. The company was incorporated in 2005 and is headquartered in Zug, Switzerland.
Last Close
5.96
Volume
1955
Current Price
6.67
Change
-1.6778523489932826
Last Updated
2025-12-30T12:15:34.148Z
Image
https://logo.clearbit.com/www.multitude.com
Ipo Date
-
Market Cap
-
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
-
Sentiment Sources
0
Rating
4.5
Strong Buy
2
Buy
2
Hold
0
Sell
0
Strong Sell
0
Current Quarter
2024-09-30
Revenue
49543000
Cost Of Revenue
8743000
Gross Profit
40800000
Operating Expenses
24711000
Operating Income
24832000
Interest Expense
11382000
Pretax Income
6194000
Net Income
5454000
Eps
0.17769987162862225
Dividends Per Share
-
Shares Outstanding
0
Income Tax Expense
-
EBITDA
-
Operating Margin
50.12211614153361
Total Other Income Expense Net
-
Cash
267067000
Short Term Investments
16105000
Receivables
-
Inventories
-
Total Current Assets
713767000
Property Plant Equipment
7481000
Total Assets
1067826000
Payables
-
Short Term Debt
-
Long Term Debt
75823000
Total Liabilities
880133000
Equity
187693000
Bs_currency_symbol
EUR
Depreciation
2904000
Change In Working Capital
47210000
Cash From Operations
77701000
Capital Expenditures
2883000
Cash From Investing
-
Cash From Financing
-
Net Change In Cash
48065000
Cf_currency_symbol
EUR
PE
-
PB
1.09070116626619
ROE
2.9058089539833665
ROA
0.5107573705828478
FCF
74818000
Fcf Percent
1.5101628888036656
Piotroski FScore
4
Health Score
54
Deep Value Investing Score
7
Defensive Investing Score
4
Dividend Investing Score
3
Economic Moat Investing Score
7.3
Garp Investing Score
5
Growth Investing Score
5
Momentum Investing Score
5
Net Net Investing Score
3
Quality Investing Score
5
Value Investing Score
7
Quarters > 0 > quarter
2024-09-30
Quarters > 0 > income Statement > revenue
49543000
Quarters > 0 > income Statement > cost Of Revenue
8743000
Quarters > 0 > income Statement > gross Profit
40800000
Quarters > 0 > income Statement > operating Expenses
24711000
Quarters > 0 > income Statement > operating Income
24832000
Quarters > 0 > income Statement > interest Expense
11382000
Quarters > 0 > income Statement > pretax Income
6194000
Quarters > 0 > income Statement > net Income
5454000
Quarters > 0 > income Statement > eps
0.17769987162862225
Quarters > 0 > income Statement > dividends Per Share
-
Quarters > 0 > income Statement > shares Outstanding
30692200
Quarters > 0 > income Statement > income Tax Expense
-
Quarters > 0 > income Statement > EBITDA
-
Quarters > 0 > income Statement > operating Margin
50.12211614153361
Quarters > 0 > income Statement > total Other Income Expense Net
-
Quarters > 0 > income Statement > currency_symbol
EUR
Quarters > 0 > balance Sheet > cash
267067000
Quarters > 0 > balance Sheet > short Term Investments
16105000
Quarters > 0 > balance Sheet > receivables
-
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
713767000
Quarters > 0 > balance Sheet > property Plant Equipment
7481000
Quarters > 0 > balance Sheet > total Assets
1067826000
Quarters > 0 > balance Sheet > payables
-
Quarters > 0 > balance Sheet > short Term Debt
-
Quarters > 0 > balance Sheet > long Term Debt
75823000
Quarters > 0 > balance Sheet > total Liabilities
880133000
Quarters > 0 > balance Sheet > equity
187693000
Quarters > 0 > balance Sheet > currency_symbol
EUR
Quarters > 0 > cash Flow > net Income
5454000
Quarters > 0 > cash Flow > depreciation
2904000
Quarters > 0 > cash Flow > change In Working Capital
47210000
Quarters > 0 > cash Flow > cash From Operations
77701000
Quarters > 0 > cash Flow > capital Expenditures
2883000
Quarters > 0 > cash Flow > cash From Investing
-
Quarters > 0 > cash Flow > cash From Financing
-
Quarters > 0 > cash Flow > net Change In Cash
48065000
Quarters > 0 > cash Flow > currency_symbol
EUR
Quarters > 0 > ratios > PE
0.17769987162862225
Quarters > 0 > ratios > PB
1.09070116626619
Quarters > 0 > ratios > ROE
2.9058089539833665
Quarters > 0 > ratios > ROA
0.5107573705828478
Quarters > 0 > ratios > FCF
74818000
Quarters > 0 > ratios > Piotroski FScore
4
Quarters > 0 > ratios > fcf Percent
1.5101628888036656
Quarters > 0 > health Score
54
Quarters > 1 > quarter
2024-06-30
Quarters > 1 > income Statement > revenue
61046000
Quarters > 1 > income Statement > cost Of Revenue
9491000
Quarters > 1 > income Statement > gross Profit
51555000
Quarters > 1 > income Statement > operating Expenses
24291000
Quarters > 1 > income Statement > operating Income
36755000
Quarters > 1 > income Statement > interest Expense
10090000
Quarters > 1 > income Statement > pretax Income
5405000
Quarters > 1 > income Statement > net Income
4673000
Quarters > 1 > income Statement > eps
0.125
Quarters > 1 > income Statement > dividends Per Share
4116000
Quarters > 1 > income Statement > shares Outstanding
37384000
Quarters > 1 > income Statement > income Tax Expense
-
Quarters > 1 > income Statement > EBITDA
-
Quarters > 1 > income Statement > operating Margin
60.20869508239688
Quarters > 1 > income Statement > total Other Income Expense Net
-
Quarters > 1 > income Statement > currency_symbol
EUR
Quarters > 1 > balance Sheet > cash
218996000
Quarters > 1 > balance Sheet > short Term Investments
15263000
Quarters > 1 > balance Sheet > receivables
-
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
654094000
Quarters > 1 > balance Sheet > property Plant Equipment
6527000
Quarters > 1 > balance Sheet > total Assets
986846000
Quarters > 1 > balance Sheet > payables
-
Quarters > 1 > balance Sheet > short Term Debt
-
Quarters > 1 > balance Sheet > long Term Debt
99003000
Quarters > 1 > balance Sheet > total Liabilities
802680000
Quarters > 1 > balance Sheet > equity
184164000
Quarters > 1 > balance Sheet > currency_symbol
EUR
Quarters > 1 > cash Flow > net Income
4673000
Quarters > 1 > cash Flow > depreciation
3092000
Quarters > 1 > cash Flow > change In Working Capital
-84472000
Quarters > 1 > cash Flow > cash From Operations
-50237000
Quarters > 1 > cash Flow > capital Expenditures
3205000
Quarters > 1 > cash Flow > cash From Investing
-
Quarters > 1 > cash Flow > cash From Financing
-
Quarters > 1 > cash Flow > net Change In Cash
-6043000
Quarters > 1 > cash Flow > currency_symbol
EUR
Quarters > 1 > ratios > PE
0.125
Quarters > 1 > ratios > PB
1.3539632067070655
Quarters > 1 > ratios > ROE
2.5374123064225365
Quarters > 1 > ratios > ROA
0.47352879780634466
Quarters > 1 > ratios > FCF
-53442000
Quarters > 1 > ratios > Piotroski FScore
2
Quarters > 1 > ratios > fcf Percent
-0.8754381941486747
Quarters > 1 > health Score
34
Quarters > 2 > quarter
2024-03-31
Quarters > 2 > income Statement > revenue
60307000
Quarters > 2 > income Statement > cost Of Revenue
9383000
Quarters > 2 > income Statement > gross Profit
50924000
Quarters > 2 > income Statement > operating Expenses
24274000
Quarters > 2 > income Statement > operating Income
36033000
Quarters > 2 > income Statement > interest Expense
8580000
Quarters > 2 > income Statement > pretax Income
2996000
Quarters > 2 > income Statement > net Income
2578000
Quarters > 2 > income Statement > eps
0.11925269544397343
Quarters > 2 > income Statement > dividends Per Share
-
Quarters > 2 > income Statement > shares Outstanding
21617960
Quarters > 2 > income Statement > income Tax Expense
-
Quarters > 2 > income Statement > EBITDA
-
Quarters > 2 > income Statement > operating Margin
59.749282836155004
Quarters > 2 > income Statement > total Other Income Expense Net
-
Quarters > 2 > income Statement > currency_symbol
EUR
Quarters > 2 > balance Sheet > cash
225033000
Quarters > 2 > balance Sheet > short Term Investments
13861000
Quarters > 2 > balance Sheet > receivables
-
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
661026000
Quarters > 2 > balance Sheet > property Plant Equipment
7178000
Quarters > 2 > balance Sheet > total Assets
960288000
Quarters > 2 > balance Sheet > payables
-
Quarters > 2 > balance Sheet > short Term Debt
-
Quarters > 2 > balance Sheet > long Term Debt
47721000
Quarters > 2 > balance Sheet > total Liabilities
775056000
Quarters > 2 > balance Sheet > equity
185232000
Quarters > 2 > balance Sheet > currency_symbol
EUR
Quarters > 2 > cash Flow > net Income
2578000
Quarters > 2 > cash Flow > depreciation
3384000
Quarters > 2 > cash Flow > change In Working Capital
-82444000
Quarters > 2 > cash Flow > cash From Operations
-53066000
Quarters > 2 > cash Flow > capital Expenditures
3448000
Quarters > 2 > cash Flow > cash From Investing
-
Quarters > 2 > cash Flow > cash From Financing
-
Quarters > 2 > cash Flow > net Change In Cash
-58579000
Quarters > 2 > cash Flow > currency_symbol
EUR
Quarters > 2 > ratios > PE
0.11925269544397343
Quarters > 2 > ratios > PB
0.7784388939276151
Quarters > 2 > ratios > ROE
1.391768161008897
Quarters > 2 > ratios > ROA
0.2684611283281682
Quarters > 2 > ratios > FCF
-56514000
Quarters > 2 > ratios > Piotroski FScore
2
Quarters > 2 > ratios > fcf Percent
-0.9371051453396786
Quarters > 2 > health Score
32
Quarters > 3 > quarter
2023-12-31
Quarters > 3 > income Statement > revenue
54792000
Quarters > 3 > income Statement > cost Of Revenue
-6192000
Quarters > 3 > income Statement > gross Profit
60984000
Quarters > 3 > income Statement > operating Expenses
14487000
Quarters > 3 > income Statement > operating Income
40305000
Quarters > 3 > income Statement > interest Expense
12811000
Quarters > 3 > income Statement > pretax Income
3839000
Quarters > 3 > income Statement > net Income
4083000
Quarters > 3 > income Statement > eps
0.18887073525901613
Quarters > 3 > income Statement > dividends Per Share
0
Quarters > 3 > income Statement > shares Outstanding
21617960
Quarters > 3 > income Statement > income Tax Expense
-
Quarters > 3 > income Statement > EBITDA
-
Quarters > 3 > income Statement > operating Margin
73.56000876040298
Quarters > 3 > income Statement > total Other Income Expense Net
-
Quarters > 3 > income Statement > currency_symbol
EUR
Quarters > 3 > balance Sheet > cash
283712000
Quarters > 3 > balance Sheet > short Term Investments
13550000
Quarters > 3 > balance Sheet > receivables
-
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
702589000
Quarters > 3 > balance Sheet > property Plant Equipment
7716000
Quarters > 3 > balance Sheet > total Assets
990878000
Quarters > 3 > balance Sheet > payables
-
Quarters > 3 > balance Sheet > short Term Debt
-
Quarters > 3 > balance Sheet > long Term Debt
47512000
Quarters > 3 > balance Sheet > total Liabilities
807232000
Quarters > 3 > balance Sheet > equity
183646000
Quarters > 3 > balance Sheet > currency_symbol
EUR
Quarters > 3 > cash Flow > net Income
4083000
Quarters > 3 > cash Flow > depreciation
3434000
Quarters > 3 > cash Flow > change In Working Capital
113311000
Quarters > 3 > cash Flow > cash From Operations
158035000
Quarters > 3 > cash Flow > capital Expenditures
2787000
Quarters > 3 > cash Flow > cash From Investing
-
Quarters > 3 > cash Flow > cash From Financing
-
Quarters > 3 > cash Flow > net Change In Cash
115447000
Quarters > 3 > cash Flow > currency_symbol
EUR
Quarters > 3 > ratios > PE
0.18887073525901613
Quarters > 3 > ratios > PB
0.7851616327064026
Quarters > 3 > ratios > ROE
2.223299173409712
Quarters > 3 > ratios > ROA
0.41205880037703935
Quarters > 3 > ratios > FCF
155248000
Quarters > 3 > ratios > Piotroski FScore
4
Quarters > 3 > ratios > fcf Percent
2.8334063366914877
Quarters > 3 > health Score
53
Annuals > 0 > quarter
2023-12-31
Annuals > 0 > income Statement > revenue
223613000
Annuals > 0 > income Statement > cost Of Revenue
36983000
Annuals > 0 > income Statement > gross Profit
186630000
Annuals > 0 > income Statement > operating Expenses
101368000
Annuals > 0 > income Statement > operating Income
122245000
Annuals > 0 > income Statement > interest Expense
13144000
Annuals > 0 > income Statement > pretax Income
18990000
Annuals > 0 > income Statement > net Income
16438000
Annuals > 0 > income Statement > eps
0.7603862714150641
Annuals > 0 > income Statement > dividends Per Share
2591000
Annuals > 0 > income Statement > shares Outstanding
21617960
Annuals > 0 > income Statement > income Tax Expense
-
Annuals > 0 > income Statement > EBITDA
-
Annuals > 0 > income Statement > operating Margin
54.66810963584406
Annuals > 0 > income Statement > total Other Income Expense Net
-
Annuals > 0 > income Statement > currency_symbol
EUR
Annuals > 0 > balance Sheet > cash
283712000
Annuals > 0 > balance Sheet > short Term Investments
13550000
Annuals > 0 > balance Sheet > receivables
-
Annuals > 0 > balance Sheet > inventories
-
Annuals > 0 > balance Sheet > total Current Assets
702589000
Annuals > 0 > balance Sheet > property Plant Equipment
7716000
Annuals > 0 > balance Sheet > total Assets
990878000
Annuals > 0 > balance Sheet > payables
-
Annuals > 0 > balance Sheet > short Term Debt
-
Annuals > 0 > balance Sheet > long Term Debt
47512000
Annuals > 0 > balance Sheet > total Liabilities
807232000
Annuals > 0 > balance Sheet > equity
183646000
Annuals > 0 > balance Sheet > currency_symbol
EUR
Annuals > 0 > cash Flow > net Income
1052000
Annuals > 0 > cash Flow > depreciation
15016000
Annuals > 0 > cash Flow > change In Working Capital
15661000
Annuals > 0 > cash Flow > cash From Operations
157776000
Annuals > 0 > cash Flow > capital Expenditures
10823000
Annuals > 0 > cash Flow > cash From Investing
-
Annuals > 0 > cash Flow > cash From Financing
-
Annuals > 0 > cash Flow > net Change In Cash
130541000
Annuals > 0 > cash Flow > currency_symbol
EUR
Annuals > 0 > ratios > PE
0.7603862714150641
Annuals > 0 > ratios > PB
0.7062923232741253
Annuals > 0 > ratios > ROE
8.950916437058254
Annuals > 0 > ratios > ROA
1.658932784863525
Annuals > 0 > ratios > FCF
146953000
Annuals > 0 > ratios > Piotroski FScore
3
Annuals > 0 > ratios > fcf Percent
0.6571755667157098
Annuals > 0 > health Score
58
Annuals > 1 > quarter
2022-12-31
Annuals > 1 > income Statement > revenue
211849000
Annuals > 1 > income Statement > cost Of Revenue
31893000
Annuals > 1 > income Statement > gross Profit
179956000
Annuals > 1 > income Statement > operating Expenses
98868000
Annuals > 1 > income Statement > operating Income
112981000
Annuals > 1 > income Statement > interest Expense
9660000
Annuals > 1 > income Statement > pretax Income
13590000
Annuals > 1 > income Statement > net Income
11773000
Annuals > 1 > income Statement > eps
0.545608070531881
Annuals > 1 > income Statement > dividends Per Share
-
Annuals > 1 > income Statement > shares Outstanding
21577760
Annuals > 1 > income Statement > income Tax Expense
-
Annuals > 1 > income Statement > EBITDA
-
Annuals > 1 > income Statement > operating Margin
53.33091022379147
Annuals > 1 > income Statement > total Other Income Expense Net
-
Annuals > 1 > income Statement > currency_symbol
EUR
Annuals > 1 > balance Sheet > cash
153325000
Annuals > 1 > balance Sheet > short Term Investments
11637000
Annuals > 1 > balance Sheet > receivables
-
Annuals > 1 > balance Sheet > inventories
-
Annuals > 1 > balance Sheet > total Current Assets
271948000
Annuals > 1 > balance Sheet > property Plant Equipment
7693000
Annuals > 1 > balance Sheet > total Assets
753235000
Annuals > 1 > balance Sheet > payables
8582000
Annuals > 1 > balance Sheet > short Term Debt
-
Annuals > 1 > balance Sheet > long Term Debt
46791000
Annuals > 1 > balance Sheet > total Liabilities
573269000
Annuals > 1 > balance Sheet > equity
179966000
Annuals > 1 > balance Sheet > currency_symbol
EUR
Annuals > 1 > cash Flow > net Income
12000000
Annuals > 1 > cash Flow > depreciation
17522000
Annuals > 1 > cash Flow > change In Working Capital
-150052000
Annuals > 1 > cash Flow > cash From Operations
-34346000
Annuals > 1 > cash Flow > capital Expenditures
10904000
Annuals > 1 > cash Flow > cash From Investing
-
Annuals > 1 > cash Flow > cash From Financing
-
Annuals > 1 > cash Flow > net Change In Cash
-145936000
Annuals > 1 > cash Flow > currency_symbol
EUR
Annuals > 1 > ratios > PE
0.545608070531881
Annuals > 1 > ratios > PB
0.7193945523043241
Annuals > 1 > ratios > ROE
6.541791227231811
Annuals > 1 > ratios > ROA
1.562991629438356
Annuals > 1 > ratios > FCF
-45250000
Annuals > 1 > ratios > Piotroski FScore
2
Annuals > 1 > ratios > fcf Percent
-0.21359553266713555
Annuals > 1 > health Score
37
Annuals > 2 > quarter
2021-12-31
Annuals > 2 > income Statement > revenue
205266000
Annuals > 2 > income Statement > cost Of Revenue
58322000
Annuals > 2 > income Statement > gross Profit
146944000
Annuals > 2 > income Statement > operating Expenses
122018000
Annuals > 2 > income Statement > operating Income
83248000
Annuals > 2 > income Statement > interest Expense
194000
Annuals > 2 > income Statement > pretax Income
4688000
Annuals > 2 > income Statement > net Income
-3504000
Annuals > 2 > income Statement > eps
-0.1623894231838708
Annuals > 2 > income Statement > dividends Per Share
-
Annuals > 2 > income Statement > shares Outstanding
21577760
Annuals > 2 > income Statement > income Tax Expense
-
Annuals > 2 > income Statement > EBITDA
-
Annuals > 2 > income Statement > operating Margin
40.556156401937
Annuals > 2 > income Statement > total Other Income Expense Net
-
Annuals > 2 > income Statement > currency_symbol
EUR
Annuals > 2 > balance Sheet > cash
301592000
Annuals > 2 > balance Sheet > short Term Investments
13344000
Annuals > 2 > balance Sheet > receivables
-
Annuals > 2 > balance Sheet > inventories
-
Annuals > 2 > balance Sheet > total Current Assets
680494000
Annuals > 2 > balance Sheet > property Plant Equipment
5022000
Annuals > 2 > balance Sheet > total Assets
822779000
Annuals > 2 > balance Sheet > payables
4434000
Annuals > 2 > balance Sheet > short Term Debt
-
Annuals > 2 > balance Sheet > long Term Debt
57656000
Annuals > 2 > balance Sheet > total Liabilities
649748000
Annuals > 2 > balance Sheet > equity
173031000
Annuals > 2 > balance Sheet > currency_symbol
EUR
Annuals > 2 > cash Flow > net Income
-2600000
Annuals > 2 > cash Flow > depreciation
17237000
Annuals > 2 > cash Flow > change In Working Capital
-165467000
Annuals > 2 > cash Flow > cash From Operations
-73722000
Annuals > 2 > cash Flow > capital Expenditures
11542000
Annuals > 2 > cash Flow > cash From Investing
-
Annuals > 2 > cash Flow > cash From Financing
-
Annuals > 2 > cash Flow > net Change In Cash
65103000
Annuals > 2 > cash Flow > currency_symbol
EUR
Annuals > 2 > ratios > PE
-0.1623894231838708
Annuals > 2 > ratios > PB
0.7482275430414204
Annuals > 2 > ratios > ROE
-2.025070652079685
Annuals > 2 > ratios > ROA
-0.42587377655482217
Annuals > 2 > ratios > FCF
-85264000
Annuals > 2 > ratios > Piotroski FScore
1
Annuals > 2 > ratios > fcf Percent
-0.4153829664922588
Annuals > 2 > health Score
16
Annuals > 3 > quarter
2020-12-31
Annuals > 3 > income Statement > revenue
230993000
Annuals > 3 > income Statement > cost Of Revenue
57926000
Annuals > 3 > income Statement > gross Profit
173067000
Annuals > 3 > income Statement > operating Expenses
128106000
Annuals > 3 > income Statement > operating Income
102887000
Annuals > 3 > income Statement > interest Expense
323000
Annuals > 3 > income Statement > pretax Income
6210000
Annuals > 3 > income Statement > net Income
484000
Annuals > 3 > income Statement > eps
0.02243050251740681
Annuals > 3 > income Statement > dividends Per Share
-
Annuals > 3 > income Statement > shares Outstanding
21577760
Annuals > 3 > income Statement > income Tax Expense
-
Annuals > 3 > income Statement > EBITDA
-
Annuals > 3 > income Statement > operating Margin
44.54117657245025
Annuals > 3 > income Statement > total Other Income Expense Net
-
Annuals > 3 > income Statement > currency_symbol
EUR
Annuals > 3 > balance Sheet > cash
236564000
Annuals > 3 > balance Sheet > short Term Investments
12348000
Annuals > 3 > balance Sheet > receivables
-
Annuals > 3 > balance Sheet > inventories
-
Annuals > 3 > balance Sheet > total Current Assets
576663000
Annuals > 3 > balance Sheet > property Plant Equipment
8113000
Annuals > 3 > balance Sheet > total Assets
679498000
Annuals > 3 > balance Sheet > payables
9932000
Annuals > 3 > balance Sheet > short Term Debt
-
Annuals > 3 > balance Sheet > long Term Debt
174849000
Annuals > 3 > balance Sheet > total Liabilities
549694000
Annuals > 3 > balance Sheet > equity
129804000
Annuals > 3 > balance Sheet > currency_symbol
EUR
Annuals > 3 > cash Flow > net Income
484000
Annuals > 3 > cash Flow > depreciation
13354000
Annuals > 3 > cash Flow > change In Working Capital
29377000
Annuals > 3 > cash Flow > cash From Operations
140360000
Annuals > 3 > cash Flow > capital Expenditures
12502000
Annuals > 3 > cash Flow > cash From Investing
-
Annuals > 3 > cash Flow > cash From Financing
-
Annuals > 3 > cash Flow > net Change In Cash
83345000
Annuals > 3 > cash Flow > currency_symbol
EUR
Annuals > 3 > ratios > PE
0.02243050251740681
Annuals > 3 > ratios > PB
0.9974003882777109
Annuals > 3 > ratios > ROE
0.3728698653354288
Annuals > 3 > ratios > ROA
0.07122905439015273
Annuals > 3 > ratios > FCF
127858000
Annuals > 3 > ratios > Piotroski FScore
3
Annuals > 3 > ratios > fcf Percent
0.5535146086677951
Annuals > 3 > health Score
50
Valuation > metrics > PE
0.17769987162862225
Valuation > metrics > PB
1.09070116626619
Valuation > final Score
100
Valuation > verdict
49.1% Undervalued
Profitability > metrics > ROE
2.9058089539833665
Profitability > metrics > ROA
0.7641149002405547
Profitability > metrics > Net Margin
0.11008618775609066
Profitability > final Score
25
Profitability > verdict
Weak
Risk > metrics > Debt Equity
4.689215900433154
Risk > metrics > Interest Coverage
2.1816903883324548
Risk > final Score
15
Risk > verdict
High
Liquidity > final Score
50
Liquidity > verdict
Weak
Prev Valuations > 0
100
Prev Valuations > 1
90
Prev Valuations > 2
90
Prev Profitabilities > 0
19
Prev Profitabilities > 1
10
Prev Profitabilities > 2
17
Prev Risks > 0
21
Prev Risks > 1
23
Prev Risks > 2
19
Prev Liquidities > 0
50
Prev Liquidities > 1
50
Prev Liquidities > 2
50
Updated At
2026-01-20T23:07:06.484Z
Earnings History > 0 > period
2025-12-31
Earnings History > 0 > report Date
2026-03-12
Earnings History > 0 > date
2025-12-31
Earnings History > 0 > before After Market
AfterMarket
Earnings History > 0 > currency
-
Earnings History > 0 > eps Actual
0
Earnings History > 0 > eps Estimate
0.16
Earnings History > 0 > eps Difference
-0.16
Earnings History > 0 > surprise Percent
-100
Earnings History > 1 > period
2025-09-30
Earnings History > 1 > report Date
2025-11-13
Earnings History > 1 > date
2025-09-30
Earnings History > 1 > before After Market
BeforeMarket
Earnings History > 1 > currency
-
Earnings History > 1 > eps Actual
0.24
Earnings History > 1 > eps Estimate
0.24
Earnings History > 1 > eps Difference
0
Earnings History > 1 > surprise Percent
0
Earnings History > 2 > period
2025-06-30
Earnings History > 2 > report Date
2025-08-21
Earnings History > 2 > date
2025-06-30
Earnings History > 2 > before After Market
BeforeMarket
Earnings History > 2 > currency
-
Earnings History > 2 > eps Actual
0.28
Earnings History > 2 > eps Estimate
0.2
Earnings History > 2 > eps Difference
0.08
Earnings History > 2 > surprise Percent
40
Earnings History > 3 > period
2025-03-31
Earnings History > 3 > report Date
2025-05-22
Earnings History > 3 > date
2025-03-31
Earnings History > 3 > before After Market
BeforeMarket
Earnings History > 3 > currency
-
Earnings History > 3 > eps Actual
0.27
Earnings History > 3 > eps Estimate
0.19
Earnings History > 3 > eps Difference
0.08
Earnings History > 3 > surprise Percent
42.1053
Earnings History > 4 > period
2024-09-30
Earnings History > 4 > report Date
2024-11-14
Earnings History > 4 > date
2024-09-30
Earnings History > 4 > before After Market
-
Earnings History > 4 > currency
-
Earnings History > 4 > eps Actual
0.1797
Earnings History > 4 > eps Estimate
-
Earnings History > 4 > eps Difference
0
Earnings History > 4 > surprise Percent
-
Earnings History > 5 > period
2024-06-30
Earnings History > 5 > report Date
2024-08-22
Earnings History > 5 > date
2024-06-30
Earnings History > 5 > before After Market
-
Earnings History > 5 > currency
-
Earnings History > 5 > eps Actual
0.13
Earnings History > 5 > eps Estimate
-
Earnings History > 5 > eps Difference
0
Earnings History > 5 > surprise Percent
-
Earnings History > 6 > period
2024-03-31
Earnings History > 6 > report Date
2024-04-08
Earnings History > 6 > date
2024-03-31
Earnings History > 6 > before After Market
-
Earnings History > 6 > currency
-
Earnings History > 6 > eps Actual
0.14
Earnings History > 6 > eps Estimate
0.14
Earnings History > 6 > eps Difference
0
Earnings History > 6 > surprise Percent
0
Earnings History > 7 > period
2023-12-31
Earnings History > 7 > report Date
2024-03-14
Earnings History > 7 > date
2023-12-31
Earnings History > 7 > before After Market
-
Earnings History > 7 > currency
-
Earnings History > 7 > eps Actual
0.1375
Earnings History > 7 > eps Estimate
-
Earnings History > 7 > eps Difference
0
Earnings History > 7 > surprise Percent
-
Earnings History > 8 > period
2023-09-30
Earnings History > 8 > report Date
2023-11-16
Earnings History > 8 > date
2023-09-30
Earnings History > 8 > before After Market
-
Earnings History > 8 > currency
-
Earnings History > 8 > eps Actual
0.14
Earnings History > 8 > eps Estimate
0.14
Earnings History > 8 > eps Difference
0
Earnings History > 8 > surprise Percent
0
Earnings History > 9 > period
2023-06-30
Earnings History > 9 > report Date
2023-08-24
Earnings History > 9 > date
2023-06-30
Earnings History > 9 > before After Market
-
Earnings History > 9 > currency
-
Earnings History > 9 > eps Actual
0.18
Earnings History > 9 > eps Estimate
0.18
Earnings History > 9 > eps Difference
0
Earnings History > 9 > surprise Percent
0
Earnings History > 10 > period
2023-03-31
Earnings History > 10 > report Date
2023-05-11
Earnings History > 10 > date
2023-03-31
Earnings History > 10 > before After Market
-
Earnings History > 10 > currency
-
Earnings History > 10 > eps Actual
0.05
Earnings History > 10 > eps Estimate
0.05
Earnings History > 10 > eps Difference
0
Earnings History > 10 > surprise Percent
0
Earnings History > 11 > period
2022-12-31
Earnings History > 11 > report Date
2023-03-30
Earnings History > 11 > date
2022-12-31
Earnings History > 11 > before After Market
-
Earnings History > 11 > currency
-
Earnings History > 11 > eps Actual
0.26
Earnings History > 11 > eps Estimate
0
Earnings History > 11 > eps Difference
0.26
Earnings History > 11 > surprise Percent
-
Earnings History > 12 > period
2022-09-30
Earnings History > 12 > report Date
2022-11-17
Earnings History > 12 > date
2022-09-30
Earnings History > 12 > before After Market
-
Earnings History > 12 > currency
-
Earnings History > 12 > eps Actual
0.1
Earnings History > 12 > eps Estimate
0.1
Earnings History > 12 > eps Difference
0
Earnings History > 12 > surprise Percent
0
Earnings History > 13 > period
2022-06-30
Earnings History > 13 > report Date
2022-08-18
Earnings History > 13 > date
2022-06-30
Earnings History > 13 > before After Market
-
Earnings History > 13 > currency
-
Earnings History > 13 > eps Actual
-0.04
Earnings History > 13 > eps Estimate
-0.04
Earnings History > 13 > eps Difference
0
Earnings History > 13 > surprise Percent
0
Earnings History > 14 > period
2022-03-31
Earnings History > 14 > report Date
2022-05-12
Earnings History > 14 > date
2022-03-31
Earnings History > 14 > before After Market
-
Earnings History > 14 > currency
-
Earnings History > 14 > eps Actual
0.09
Earnings History > 14 > eps Estimate
0.09
Earnings History > 14 > eps Difference
0
Earnings History > 14 > surprise Percent
0
Earnings History > 15 > period
2021-12-31
Earnings History > 15 > report Date
2022-03-15
Earnings History > 15 > date
2021-12-31
Earnings History > 15 > before After Market
-
Earnings History > 15 > currency
-
Earnings History > 15 > eps Actual
-0.25
Earnings History > 15 > eps Estimate
-0.25
Earnings History > 15 > eps Difference
0
Earnings History > 15 > surprise Percent
0
Earnings History > 16 > period
2021-09-30
Earnings History > 16 > report Date
2021-11-18
Earnings History > 16 > date
2021-09-30
Earnings History > 16 > before After Market
-
Earnings History > 16 > currency
-
Earnings History > 16 > eps Actual
0.01
Earnings History > 16 > eps Estimate
0.01
Earnings History > 16 > eps Difference
0
Earnings History > 16 > surprise Percent
0
Earnings History > 17 > period
2021-06-30
Earnings History > 17 > report Date
2021-08-19
Earnings History > 17 > date
2021-06-30
Earnings History > 17 > before After Market
-
Earnings History > 17 > currency
-
Earnings History > 17 > eps Actual
0.13
Earnings History > 17 > eps Estimate
0.13
Earnings History > 17 > eps Difference
0
Earnings History > 17 > surprise Percent
0
Earnings History > 18 > period
2021-03-31
Earnings History > 18 > report Date
2021-05-12
Earnings History > 18 > date
2021-03-31
Earnings History > 18 > before After Market
-
Earnings History > 18 > currency
-
Earnings History > 18 > eps Actual
-0.01
Earnings History > 18 > eps Estimate
-0.01
Earnings History > 18 > eps Difference
0
Earnings History > 18 > surprise Percent
0
Earnings History > 19 > period
2020-12-31
Earnings History > 19 > report Date
2021-03-11
Earnings History > 19 > date
2020-12-31
Earnings History > 19 > before After Market
-
Earnings History > 19 > currency
-
Earnings History > 19 > eps Actual
-0.0042
Earnings History > 19 > eps Estimate
-
Earnings History > 19 > eps Difference
0
Earnings History > 19 > surprise Percent
-
Earnings History > 20 > period
2020-09-30
Earnings History > 20 > report Date
2020-11-16
Earnings History > 20 > date
2020-09-30
Earnings History > 20 > before After Market
-
Earnings History > 20 > currency
-
Earnings History > 20 > eps Actual
0.2
Earnings History > 20 > eps Estimate
-
Earnings History > 20 > eps Difference
0
Earnings History > 20 > surprise Percent
-
Earnings History > 21 > period
2020-06-30
Earnings History > 21 > report Date
2020-08-20
Earnings History > 21 > date
2020-06-30
Earnings History > 21 > before After Market
-
Earnings History > 21 > currency
-
Earnings History > 21 > eps Actual
-0.11
Earnings History > 21 > eps Estimate
-
Earnings History > 21 > eps Difference
0
Earnings History > 21 > surprise Percent
-
Earnings History > 22 > period
2020-03-31
Earnings History > 22 > report Date
2020-05-20
Earnings History > 22 > date
2020-03-31
Earnings History > 22 > before After Market
-
Earnings History > 22 > currency
-
Earnings History > 22 > eps Actual
-0.39
Earnings History > 22 > eps Estimate
-
Earnings History > 22 > eps Difference
0
Earnings History > 22 > surprise Percent
-
Earnings History > 23 > period
2019-12-31
Earnings History > 23 > report Date
2020-03-18
Earnings History > 23 > date
2019-12-31
Earnings History > 23 > before After Market
-
Earnings History > 23 > currency
-
Earnings History > 23 > eps Actual
0.29
Earnings History > 23 > eps Estimate
-
Earnings History > 23 > eps Difference
0
Earnings History > 23 > surprise Percent
-
Earnings History > 24 > period
2019-09-30
Earnings History > 24 > report Date
2019-11-14
Earnings History > 24 > date
2019-09-30
Earnings History > 24 > before After Market
-
Earnings History > 24 > currency
-
Earnings History > 24 > eps Actual
0.29
Earnings History > 24 > eps Estimate
0.27
Earnings History > 24 > eps Difference
0.02
Earnings History > 24 > surprise Percent
7.4074
Earnings History > 25 > period
2019-06-30
Earnings History > 25 > report Date
2019-08-21
Earnings History > 25 > date
2019-06-30
Earnings History > 25 > before After Market
BeforeMarket
Earnings History > 25 > currency
-
Earnings History > 25 > eps Actual
0.24
Earnings History > 25 > eps Estimate
0.23
Earnings History > 25 > eps Difference
0.01
Earnings History > 25 > surprise Percent
4.3478
Earnings History > 26 > period
2019-03-31
Earnings History > 26 > report Date
2019-05-16
Earnings History > 26 > date
2019-03-31
Earnings History > 26 > before After Market
-
Earnings History > 26 > currency
-
Earnings History > 26 > eps Actual
0.25
Earnings History > 26 > eps Estimate
-
Earnings History > 26 > eps Difference
0
Earnings History > 26 > surprise Percent
-
Earnings History > 27 > period
2018-12-31
Earnings History > 27 > report Date
2019-03-14
Earnings History > 27 > date
2018-12-31
Earnings History > 27 > before After Market
-
Earnings History > 27 > currency
-
Earnings History > 27 > eps Actual
0.35
Earnings History > 27 > eps Estimate
-
Earnings History > 27 > eps Difference
0
Earnings History > 27 > surprise Percent
-
Earnings History > 28 > period
2018-09-30
Earnings History > 28 > report Date
2018-11-14
Earnings History > 28 > date
2018-09-30
Earnings History > 28 > before After Market
AfterMarket
Earnings History > 28 > currency
-
Earnings History > 28 > eps Actual
0.21
Earnings History > 28 > eps Estimate
0.22
Earnings History > 28 > eps Difference
-0.01
Earnings History > 28 > surprise Percent
-4.5455
Earnings History > 29 > period
2018-06-30
Earnings History > 29 > report Date
2018-08-15
Earnings History > 29 > date
2018-06-30
Earnings History > 29 > before After Market
-
Earnings History > 29 > currency
-
Earnings History > 29 > eps Actual
0.12
Earnings History > 29 > eps Estimate
-
Earnings History > 29 > eps Difference
0
Earnings History > 29 > surprise Percent
-
Earnings History > 30 > period
2018-03-31
Earnings History > 30 > report Date
2018-05-30
Earnings History > 30 > date
2018-03-31
Earnings History > 30 > before After Market
-
Earnings History > 30 > currency
-
Earnings History > 30 > eps Actual
0.26
Earnings History > 30 > eps Estimate
-
Earnings History > 30 > eps Difference
0
Earnings History > 30 > surprise Percent
-
Earnings History > 31 > period
2017-12-31
Earnings History > 31 > report Date
2018-03-13
Earnings History > 31 > date
2017-12-31
Earnings History > 31 > before After Market
-
Earnings History > 31 > currency
-
Earnings History > 31 > eps Actual
0.46
Earnings History > 31 > eps Estimate
-
Earnings History > 31 > eps Difference
0
Earnings History > 31 > surprise Percent
-
Earnings History > 32 > period
2017-09-30
Earnings History > 32 > report Date
2017-11-16
Earnings History > 32 > date
2017-09-30
Earnings History > 32 > before After Market
-
Earnings History > 32 > currency
-
Earnings History > 32 > eps Actual
0.23
Earnings History > 32 > eps Estimate
0.26
Earnings History > 32 > eps Difference
-0.03
Earnings History > 32 > surprise Percent
-11.5385
Earnings History > 33 > period
2017-06-30
Earnings History > 33 > report Date
2017-08-17
Earnings History > 33 > date
2017-06-30
Earnings History > 33 > before After Market
BeforeMarket
Earnings History > 33 > currency
-
Earnings History > 33 > eps Actual
0.23
Earnings History > 33 > eps Estimate
0.22
Earnings History > 33 > eps Difference
0.01
Earnings History > 33 > surprise Percent
4.5455
Earnings History > 34 > period
2017-03-31
Earnings History > 34 > report Date
2017-05-11
Earnings History > 34 > date
2017-03-31
Earnings History > 34 > before After Market
-
Earnings History > 34 > currency
-
Earnings History > 34 > eps Actual
0.23
Earnings History > 34 > eps Estimate
-
Earnings History > 34 > eps Difference
0
Earnings History > 34 > surprise Percent
-
Earnings History > 35 > period
2016-12-31
Earnings History > 35 > report Date
2017-03-20
Earnings History > 35 > date
2016-12-31
Earnings History > 35 > before After Market
-
Earnings History > 35 > currency
-
Earnings History > 35 > eps Actual
0.21
Earnings History > 35 > eps Estimate
0.22
Earnings History > 35 > eps Difference
-0.01
Earnings History > 35 > surprise Percent
-4.5455
Earnings History > 36 > period
2016-09-30
Earnings History > 36 > report Date
2016-11-10
Earnings History > 36 > date
2016-09-30
Earnings History > 36 > before After Market
BeforeMarket
Earnings History > 36 > currency
-
Earnings History > 36 > eps Actual
0.1
Earnings History > 36 > eps Estimate
0.12
Earnings History > 36 > eps Difference
-0.02
Earnings History > 36 > surprise Percent
-16.6667
Earnings History > 37 > period
2016-06-30
Earnings History > 37 > report Date
2016-08-11
Earnings History > 37 > date
2016-06-30
Earnings History > 37 > before After Market
-
Earnings History > 37 > currency
-
Earnings History > 37 > eps Actual
0.1314
Earnings History > 37 > eps Estimate
-
Earnings History > 37 > eps Difference
0
Earnings History > 37 > surprise Percent
-
Earnings History > 38 > period
2016-03-31
Earnings History > 38 > report Date
2016-05-12
Earnings History > 38 > date
2016-03-31
Earnings History > 38 > before After Market
AfterMarket
Earnings History > 38 > currency
-
Earnings History > 38 > eps Actual
0.15
Earnings History > 38 > eps Estimate
0.15
Earnings History > 38 > eps Difference
0
Earnings History > 38 > surprise Percent
0
Earnings History > 39 > period
2015-12-31
Earnings History > 39 > report Date
2016-03-24
Earnings History > 39 > date
2015-12-31
Earnings History > 39 > before After Market
-
Earnings History > 39 > currency
-
Earnings History > 39 > eps Actual
0.1233
Earnings History > 39 > eps Estimate
-
Earnings History > 39 > eps Difference
0
Earnings History > 39 > surprise Percent
-
Earnings History > 40 > period
2015-09-30
Earnings History > 40 > report Date
2015-09-30
Earnings History > 40 > date
2015-09-30
Earnings History > 40 > before After Market
-
Earnings History > 40 > currency
-
Earnings History > 40 > eps Actual
0.1724
Earnings History > 40 > eps Estimate
-
Earnings History > 40 > eps Difference
0
Earnings History > 40 > surprise Percent
-
Earnings History > 41 > period
2015-06-30
Earnings History > 41 > report Date
2015-08-28
Earnings History > 41 > date
2015-06-30
Earnings History > 41 > before After Market
AfterMarket
Earnings History > 41 > currency
-
Earnings History > 41 > eps Actual
0.11
Earnings History > 41 > eps Estimate
0.11
Earnings History > 41 > eps Difference
0
Earnings History > 41 > surprise Percent
0
Earnings History > 42 > period
2015-03-31
Earnings History > 42 > report Date
2015-05-13
Earnings History > 42 > date
2015-03-31
Earnings History > 42 > before After Market
BeforeMarket
Earnings History > 42 > currency
-
Earnings History > 42 > eps Actual
0.1
Earnings History > 42 > eps Estimate
0.07
Earnings History > 42 > eps Difference
0.03
Earnings History > 42 > surprise Percent
42.8571
Multitude AG, together with its subsidiaries, provides digital lending and online banking services in Finland. Its loan portfolio consists of micro loans, Plus loans, Prime loans, instalment loans, secured loans, and revolving credit facilities; and working capital, credit line, and purchase financing. The company also offers saving and current accounts, and fixed-term deposits; and debit and credit cards. The company was incorporated in 2005 and is headquartered in Zug, Switzerland.
Stock Price
€0.00
decrease compared to yesterday.
Dividend
Frequency:
Rate:
N/ANext Payout:
N/ACelerius Fd (0P0000VG7C.F XETRA) closes €190.68: Oversold bounce targets €198 Meyka
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(Last Updated 2024-09-30)
Rating:
STRONG BUY
$
Analyst Picks
Strong Buy
2
Buy
2
Hold
0
Sell
0
Strong Sell
0
(Last Updated 2024-09-30)
Health Score
Price to Book Ratio (P/B)
-
Very Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Free Cash Flow - Revenue % (FCF)
-
Very High
Low ≤ 5%
High ≥ 15%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 0.00% of the total shares of Multitude AG
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
Date
2025-12-31
EPS Estimate
0.16
Date
2025-09-30
EPS Actual
0.24
EPS Estimate
0.24
EPS Difference
0
Surprise Percent
0%
(Last Updated 2024-09-30)
(Last Updated 2024-09-30)
Revenue
€ 0
Cost Of Revenue
€ 0
Gross Profit
€ 0
Operating Expenses
€ 0
Operating Income
€ 0
Interest Expense
€ 0
Pretax Income
€ 0
Net Income
€ 0
Income Tax Expense
€ 0
EBITDA
€ 0
Total Other Income Expense Net
€ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2024-09-30)
Cash
€ 0
Short Term Investments
€ 0
Receivables
€ 0
Inventories
€ 0
Total Current Assets
€ 0
Property Plant Equipment
€ 0
Total Assets
€ 0
Payables
€ 0
Short Term Debt
€ 0
Long Term Debt
€ 0
Total Liabilities
€ 0
Equity
€ 0
(Last Updated 2024-09-30)
Net Income
€ 0
Depreciation
€ 0
Change In Working Capital
€ 0
Cash From Operations
€ 0
Capital Expenditures
€ 0
Cash From Investing
€ 0
Cash From Financing
€ 0
Net Change In Cash
€ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.