_id
6919ebfc3c536f8df23183ba
Ticker
NLB.LSE
Name
Nova Ljubljanska Banka d.d.
Exchange
LSE
Address
Trg republike 2, Ljubljana, Slovenia, 1520
Country
UK
Sector
Financial Services
Industry
Banks - Regional
Currency
EUR
Website
https://www.nlb.si
Description
Nova Ljubljanska Banka d.d., together with its subsidiaries, provides various banking services for retail and corporate clients in Slovenia, South East Europe, and Western Europe. It operates through Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, Non-Core Members, and Other segments. The company offers saving, deposit, and business accounts; and personal, home, and green housing loans. It also provides credit, debit, and deferred payment cards; savings and investment products; security trading; and digital services. In addition, the company offers life, health, investment, accident, disability, home, and car insurance products; agricultural and farming equipment loans; and debt restructuring, vehicle leasing, payment, asset management, and personal and private banking services. Nova Ljubljanska Banka d.d. was founded in 1889 and is based in Ljubljana, Slovenia.
Last Close
11.2
Volume
14563
Current Price
37.7
Change
0
Last Updated
2025-12-30T11:18:46.336Z
Image
https://logo.clearbit.com/www.nlb.si
Ipo Date
-
Market Cap
1161959680
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
-
Sentiment Sources
0
Rating
4
Strong Buy
0
Buy
1
Hold
0
Sell
0
Strong Sell
0
Current Quarter
2025-09-30
Revenue
335915000
Cost Of Revenue
-
Gross Profit
-
Operating Expenses
-
Operating Income
-
Interest Expense
75855000
Pretax Income
156157000
Net Income
131632000
Eps
6.5816
Dividends Per Share
344000
Shares Outstanding
100000000
Income Tax Expense
-
EBITDA
-
Operating Margin
-
Total Other Income Expense Net
-
Cash
3921686000
Short Term Investments
-
Receivables
-
Inventories
-
Total Current Assets
-
Property Plant Equipment
311564000
Total Assets
30393304000
Payables
81965000
Short Term Debt
-
Long Term Debt
-
Total Liabilities
26805545000
Equity
3512453000
Bs_currency_symbol
EUR
Depreciation
-
Change In Working Capital
-
Cash From Operations
143018000
Capital Expenditures
15256000
Cash From Investing
-
Cash From Financing
-
Net Change In Cash
-125128000
Cf_currency_symbol
EUR
PE
0.0228
PB
0.214664794091195
ROE
3.7475803946700497
ROA
0.4330953949593634
FCF
127762000
Fcf Percent
0.38034026465028353
Piotroski FScore
4
Health Score
54
Deep Value Investing Score
9.5
Defensive Investing Score
4.5
Dividend Investing Score
3.5
Economic Moat Investing Score
7.8
Garp Investing Score
2.5
Growth Investing Score
3
Momentum Investing Score
4
Net Net Investing Score
5.5
Quality Investing Score
5.5
Value Investing Score
7
Quarters > 0 > quarter
2025-09-30
Quarters > 0 > income Statement > revenue
335915000
Quarters > 0 > income Statement > cost Of Revenue
-
Quarters > 0 > income Statement > gross Profit
-
Quarters > 0 > income Statement > operating Expenses
-
Quarters > 0 > income Statement > operating Income
-
Quarters > 0 > income Statement > interest Expense
75855000
Quarters > 0 > income Statement > pretax Income
156157000
Quarters > 0 > income Statement > net Income
131632000
Quarters > 0 > income Statement > eps
6.5816
Quarters > 0 > income Statement > dividends Per Share
344000
Quarters > 0 > income Statement > shares Outstanding
20000000
Quarters > 0 > income Statement > income Tax Expense
-
Quarters > 0 > income Statement > EBITDA
-
Quarters > 0 > income Statement > operating Margin
-
Quarters > 0 > income Statement > total Other Income Expense Net
-
Quarters > 0 > income Statement > currency_symbol
EUR
Quarters > 0 > balance Sheet > cash
3921686000
Quarters > 0 > balance Sheet > short Term Investments
-
Quarters > 0 > balance Sheet > receivables
-
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
-
Quarters > 0 > balance Sheet > property Plant Equipment
311564000
Quarters > 0 > balance Sheet > total Assets
30393304000
Quarters > 0 > balance Sheet > payables
81965000
Quarters > 0 > balance Sheet > short Term Debt
-
Quarters > 0 > balance Sheet > long Term Debt
-
Quarters > 0 > balance Sheet > total Liabilities
26805545000
Quarters > 0 > balance Sheet > equity
3512453000
Quarters > 0 > balance Sheet > currency_symbol
EUR
Quarters > 0 > cash Flow > net Income
131632000
Quarters > 0 > cash Flow > depreciation
-
Quarters > 0 > cash Flow > change In Working Capital
-
Quarters > 0 > cash Flow > cash From Operations
143018000
Quarters > 0 > cash Flow > capital Expenditures
15256000
Quarters > 0 > cash Flow > cash From Investing
-
Quarters > 0 > cash Flow > cash From Financing
-
Quarters > 0 > cash Flow > net Change In Cash
-125128000
Quarters > 0 > cash Flow > currency_symbol
EUR
Quarters > 0 > ratios > PE
6.5816
Quarters > 0 > ratios > PB
0.214664794091195
Quarters > 0 > ratios > ROE
3.7475803946700497
Quarters > 0 > ratios > ROA
0.4330953949593634
Quarters > 0 > ratios > FCF
127762000
Quarters > 0 > ratios > Piotroski FScore
4
Quarters > 0 > ratios > fcf Percent
0.38034026465028353
Quarters > 0 > health Score
54
Quarters > 1 > quarter
2025-06-30
Quarters > 1 > income Statement > revenue
335871000
Quarters > 1 > income Statement > cost Of Revenue
-
Quarters > 1 > income Statement > gross Profit
-
Quarters > 1 > income Statement > operating Expenses
-
Quarters > 1 > income Statement > operating Income
-
Quarters > 1 > income Statement > interest Expense
68921000
Quarters > 1 > income Statement > pretax Income
179525000
Quarters > 1 > income Statement > net Income
148541000
Quarters > 1 > income Statement > eps
7.42705
Quarters > 1 > income Statement > dividends Per Share
133087000
Quarters > 1 > income Statement > shares Outstanding
20000000
Quarters > 1 > income Statement > income Tax Expense
-
Quarters > 1 > income Statement > EBITDA
-
Quarters > 1 > income Statement > operating Margin
-
Quarters > 1 > income Statement > total Other Income Expense Net
-
Quarters > 1 > income Statement > currency_symbol
EUR
Quarters > 1 > balance Sheet > cash
4257212000
Quarters > 1 > balance Sheet > short Term Investments
-
Quarters > 1 > balance Sheet > receivables
-
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
-
Quarters > 1 > balance Sheet > property Plant Equipment
312610000
Quarters > 1 > balance Sheet > total Assets
29573029000
Quarters > 1 > balance Sheet > payables
61475000
Quarters > 1 > balance Sheet > short Term Debt
-
Quarters > 1 > balance Sheet > long Term Debt
-
Quarters > 1 > balance Sheet > total Liabilities
26115232000
Quarters > 1 > balance Sheet > equity
3386153000
Quarters > 1 > balance Sheet > currency_symbol
EUR
Quarters > 1 > cash Flow > net Income
148500000
Quarters > 1 > cash Flow > depreciation
-
Quarters > 1 > cash Flow > change In Working Capital
-
Quarters > 1 > cash Flow > cash From Operations
283159000
Quarters > 1 > cash Flow > capital Expenditures
11272000
Quarters > 1 > cash Flow > cash From Investing
-
Quarters > 1 > cash Flow > cash From Financing
-
Quarters > 1 > cash Flow > net Change In Cash
119809000
Quarters > 1 > cash Flow > currency_symbol
EUR
Quarters > 1 > ratios > PE
7.42705
Quarters > 1 > ratios > PB
0.22267156859125978
Quarters > 1 > ratios > ROE
4.386718497362641
Quarters > 1 > ratios > ROA
0.5022853763136674
Quarters > 1 > ratios > FCF
271887000
Quarters > 1 > ratios > Piotroski FScore
4
Quarters > 1 > ratios > fcf Percent
0.80949828952187
Quarters > 1 > health Score
54
Quarters > 2 > quarter
2025-03-31
Quarters > 2 > income Statement > revenue
332457000
Quarters > 2 > income Statement > cost Of Revenue
-
Quarters > 2 > income Statement > gross Profit
-
Quarters > 2 > income Statement > operating Expenses
-
Quarters > 2 > income Statement > operating Income
-
Quarters > 2 > income Statement > interest Expense
65898000
Quarters > 2 > income Statement > pretax Income
146819000
Quarters > 2 > income Statement > net Income
125839000
Quarters > 2 > income Statement > eps
6.29195
Quarters > 2 > income Statement > dividends Per Share
3806000
Quarters > 2 > income Statement > shares Outstanding
20000000
Quarters > 2 > income Statement > income Tax Expense
-
Quarters > 2 > income Statement > EBITDA
-
Quarters > 2 > income Statement > operating Margin
-
Quarters > 2 > income Statement > total Other Income Expense Net
-
Quarters > 2 > income Statement > currency_symbol
EUR
Quarters > 2 > balance Sheet > cash
3877348000
Quarters > 2 > balance Sheet > short Term Investments
-
Quarters > 2 > balance Sheet > receivables
-
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
-
Quarters > 2 > balance Sheet > property Plant Equipment
312842000
Quarters > 2 > balance Sheet > total Assets
28678535000
Quarters > 2 > balance Sheet > payables
75753000
Quarters > 2 > balance Sheet > short Term Debt
-
Quarters > 2 > balance Sheet > long Term Debt
-
Quarters > 2 > balance Sheet > total Liabilities
25250673000
Quarters > 2 > balance Sheet > equity
3356218000
Quarters > 2 > balance Sheet > currency_symbol
EUR
Quarters > 2 > cash Flow > net Income
125800000
Quarters > 2 > cash Flow > depreciation
-
Quarters > 2 > cash Flow > change In Working Capital
-
Quarters > 2 > cash Flow > cash From Operations
-511779000
Quarters > 2 > cash Flow > capital Expenditures
25719000
Quarters > 2 > cash Flow > cash From Investing
-
Quarters > 2 > cash Flow > cash From Financing
-
Quarters > 2 > cash Flow > net Change In Cash
-132654000
Quarters > 2 > cash Flow > currency_symbol
EUR
Quarters > 2 > ratios > PE
6.29195
Quarters > 2 > ratios > PB
0.22465763546944806
Quarters > 2 > ratios > ROE
3.749428672392556
Quarters > 2 > ratios > ROA
0.4387915909930546
Quarters > 2 > ratios > FCF
-537498000
Quarters > 2 > ratios > Piotroski FScore
2
Quarters > 2 > ratios > fcf Percent
-1.6167444210830273
Quarters > 2 > health Score
33
Quarters > 3 > quarter
2024-12-31
Quarters > 3 > income Statement > revenue
333879000
Quarters > 3 > income Statement > cost Of Revenue
-
Quarters > 3 > income Statement > gross Profit
-
Quarters > 3 > income Statement > operating Expenses
-
Quarters > 3 > income Statement > operating Income
-
Quarters > 3 > income Statement > interest Expense
76795000
Quarters > 3 > income Statement > pretax Income
97782000
Quarters > 3 > income Statement > net Income
87018000
Quarters > 3 > income Statement > eps
4.3509
Quarters > 3 > income Statement > dividends Per Share
110025000
Quarters > 3 > income Statement > shares Outstanding
20000000
Quarters > 3 > income Statement > income Tax Expense
-
Quarters > 3 > income Statement > EBITDA
-
Quarters > 3 > income Statement > operating Margin
-
Quarters > 3 > income Statement > total Other Income Expense Net
-
Quarters > 3 > income Statement > currency_symbol
EUR
Quarters > 3 > balance Sheet > cash
4082846000
Quarters > 3 > balance Sheet > short Term Investments
-
Quarters > 3 > balance Sheet > receivables
-
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
-
Quarters > 3 > balance Sheet > property Plant Equipment
310017000
Quarters > 3 > balance Sheet > total Assets
28035367000
Quarters > 3 > balance Sheet > payables
68802000
Quarters > 3 > balance Sheet > short Term Debt
-
Quarters > 3 > balance Sheet > long Term Debt
-
Quarters > 3 > balance Sheet > total Liabilities
24737322000
Quarters > 3 > balance Sheet > equity
3225960000
Quarters > 3 > balance Sheet > currency_symbol
EUR
Quarters > 3 > cash Flow > net Income
87000000
Quarters > 3 > cash Flow > depreciation
-
Quarters > 3 > cash Flow > change In Working Capital
-
Quarters > 3 > cash Flow > cash From Operations
362113000
Quarters > 3 > cash Flow > capital Expenditures
27412000
Quarters > 3 > cash Flow > cash From Investing
-
Quarters > 3 > cash Flow > cash From Financing
-
Quarters > 3 > cash Flow > net Change In Cash
-101738000
Quarters > 3 > cash Flow > currency_symbol
EUR
Quarters > 3 > ratios > PE
4.3509
Quarters > 3 > ratios > PB
0.23372887450557356
Quarters > 3 > ratios > ROE
2.697429602350928
Quarters > 3 > ratios > ROA
0.31038651999811523
Quarters > 3 > ratios > FCF
334701000
Quarters > 3 > ratios > Piotroski FScore
4
Quarters > 3 > ratios > fcf Percent
1.0024619697555102
Quarters > 3 > health Score
53
Annuals > 0 > quarter
2024-12-31
Annuals > 0 > income Statement > revenue
1292585000
Annuals > 0 > income Statement > cost Of Revenue
-
Annuals > 0 > income Statement > gross Profit
-
Annuals > 0 > income Statement > operating Expenses
-
Annuals > 0 > income Statement > operating Income
-
Annuals > 0 > income Statement > interest Expense
273477000
Annuals > 0 > income Statement > pretax Income
608149000
Annuals > 0 > income Statement > net Income
514552000
Annuals > 0 > income Statement > eps
25.7276
Annuals > 0 > income Statement > dividends Per Share
228679000
Annuals > 0 > income Statement > shares Outstanding
20000000
Annuals > 0 > income Statement > income Tax Expense
-
Annuals > 0 > income Statement > EBITDA
-
Annuals > 0 > income Statement > operating Margin
-
Annuals > 0 > income Statement > total Other Income Expense Net
-
Annuals > 0 > income Statement > currency_symbol
EUR
Annuals > 0 > balance Sheet > cash
4082846000
Annuals > 0 > balance Sheet > short Term Investments
-
Annuals > 0 > balance Sheet > receivables
-
Annuals > 0 > balance Sheet > inventories
-
Annuals > 0 > balance Sheet > total Current Assets
-
Annuals > 0 > balance Sheet > property Plant Equipment
310017000
Annuals > 0 > balance Sheet > total Assets
28035367000
Annuals > 0 > balance Sheet > payables
68802000
Annuals > 0 > balance Sheet > short Term Debt
-
Annuals > 0 > balance Sheet > long Term Debt
-
Annuals > 0 > balance Sheet > total Liabilities
24737322000
Annuals > 0 > balance Sheet > equity
3225960000
Annuals > 0 > balance Sheet > currency_symbol
EUR
Annuals > 0 > cash Flow > net Income
514552000
Annuals > 0 > cash Flow > depreciation
-
Annuals > 0 > cash Flow > change In Working Capital
-
Annuals > 0 > cash Flow > cash From Operations
-795132000
Annuals > 0 > cash Flow > capital Expenditures
72574000
Annuals > 0 > cash Flow > cash From Investing
-
Annuals > 0 > cash Flow > cash From Financing
-
Annuals > 0 > cash Flow > net Change In Cash
-2145277000
Annuals > 0 > cash Flow > currency_symbol
EUR
Annuals > 0 > ratios > PE
25.7276
Annuals > 0 > ratios > PB
0.22566925814331237
Annuals > 0 > ratios > ROE
15.950352763208473
Annuals > 0 > ratios > ROA
1.835367448551681
Annuals > 0 > ratios > FCF
-867706000
Annuals > 0 > ratios > Piotroski FScore
2
Annuals > 0 > ratios > fcf Percent
-0.6712951179226124
Annuals > 0 > health Score
37
Annuals > 1 > quarter
2023-12-31
Annuals > 1 > income Statement > revenue
1152793000
Annuals > 1 > income Statement > cost Of Revenue
-
Annuals > 1 > income Statement > gross Profit
-
Annuals > 1 > income Statement > operating Expenses
-
Annuals > 1 > income Statement > operating Income
-
Annuals > 1 > income Statement > interest Expense
160071000
Annuals > 1 > income Statement > pretax Income
578413000
Annuals > 1 > income Statement > net Income
550700000
Annuals > 1 > income Statement > eps
27.535
Annuals > 1 > income Statement > dividends Per Share
114749000
Annuals > 1 > income Statement > shares Outstanding
20000000
Annuals > 1 > income Statement > income Tax Expense
-
Annuals > 1 > income Statement > EBITDA
-
Annuals > 1 > income Statement > operating Margin
-
Annuals > 1 > income Statement > total Other Income Expense Net
-
Annuals > 1 > income Statement > currency_symbol
EUR
Annuals > 1 > balance Sheet > cash
6147169000
Annuals > 1 > balance Sheet > short Term Investments
-
Annuals > 1 > balance Sheet > receivables
-
Annuals > 1 > balance Sheet > inventories
-
Annuals > 1 > balance Sheet > total Current Assets
-
Annuals > 1 > balance Sheet > property Plant Equipment
278034000
Annuals > 1 > balance Sheet > total Assets
25941985000
Annuals > 1 > balance Sheet > payables
137800000
Annuals > 1 > balance Sheet > short Term Debt
-
Annuals > 1 > balance Sheet > long Term Debt
-
Annuals > 1 > balance Sheet > total Liabilities
22993995000
Annuals > 1 > balance Sheet > equity
2882850000
Annuals > 1 > balance Sheet > currency_symbol
EUR
Annuals > 1 > cash Flow > net Income
550700000
Annuals > 1 > cash Flow > depreciation
-
Annuals > 1 > cash Flow > change In Working Capital
-
Annuals > 1 > cash Flow > cash From Operations
1400371000
Annuals > 1 > cash Flow > capital Expenditures
61986000
Annuals > 1 > cash Flow > cash From Investing
-
Annuals > 1 > cash Flow > cash From Financing
-
Annuals > 1 > cash Flow > net Change In Cash
1137512000
Annuals > 1 > cash Flow > currency_symbol
EUR
Annuals > 1 > ratios > PE
27.535
Annuals > 1 > ratios > PB
0.2525278803961357
Annuals > 1 > ratios > ROE
19.10262413930659
Annuals > 1 > ratios > ROA
2.1228136551617003
Annuals > 1 > ratios > FCF
1338385000
Annuals > 1 > ratios > Piotroski FScore
3
Annuals > 1 > ratios > fcf Percent
1.1609933439915059
Annuals > 1 > health Score
58
Annuals > 2 > quarter
2022-12-31
Annuals > 2 > income Statement > revenue
833290000
Annuals > 2 > income Statement > cost Of Revenue
-
Annuals > 2 > income Statement > gross Profit
-
Annuals > 2 > income Statement > operating Expenses
-
Annuals > 2 > income Statement > operating Income
-
Annuals > 2 > income Statement > interest Expense
64854000
Annuals > 2 > income Statement > pretax Income
483063000
Annuals > 2 > income Statement > net Income
446862000
Annuals > 2 > income Statement > eps
22.3431
Annuals > 2 > income Statement > dividends Per Share
104586000
Annuals > 2 > income Statement > shares Outstanding
20000000
Annuals > 2 > income Statement > income Tax Expense
25230000
Annuals > 2 > income Statement > EBITDA
-
Annuals > 2 > income Statement > operating Margin
-
Annuals > 2 > income Statement > total Other Income Expense Net
-
Annuals > 2 > income Statement > currency_symbol
EUR
Annuals > 2 > balance Sheet > cash
5426318000
Annuals > 2 > balance Sheet > short Term Investments
-
Annuals > 2 > balance Sheet > receivables
79723000
Annuals > 2 > balance Sheet > inventories
56547000
Annuals > 2 > balance Sheet > total Current Assets
5716178000
Annuals > 2 > balance Sheet > property Plant Equipment
251316000
Annuals > 2 > balance Sheet > total Assets
24160240000
Annuals > 2 > balance Sheet > payables
20153748000
Annuals > 2 > balance Sheet > short Term Debt
-
Annuals > 2 > balance Sheet > long Term Debt
-
Annuals > 2 > balance Sheet > total Liabilities
21737915000
Annuals > 2 > balance Sheet > equity
2365585000
Annuals > 2 > balance Sheet > currency_symbol
EUR
Annuals > 2 > cash Flow > net Income
446900000
Annuals > 2 > cash Flow > depreciation
34735000
Annuals > 2 > cash Flow > change In Working Capital
-
Annuals > 2 > cash Flow > cash From Operations
-584788000
Annuals > 2 > cash Flow > capital Expenditures
26910000
Annuals > 2 > cash Flow > cash From Investing
-41190000
Annuals > 2 > cash Flow > cash From Financing
943676000
Annuals > 2 > cash Flow > net Change In Cash
323911000
Annuals > 2 > cash Flow > currency_symbol
EUR
Annuals > 2 > ratios > PE
22.3431
Annuals > 2 > ratios > PB
0.3077462868592758
Annuals > 2 > ratios > ROE
18.890126543751336
Annuals > 2 > ratios > ROA
1.849575997589428
Annuals > 2 > ratios > FCF
-611698000
Annuals > 2 > ratios > Piotroski FScore
2
Annuals > 2 > ratios > fcf Percent
-0.7340757719401408
Annuals > 2 > health Score
43
Annuals > 3 > quarter
2021-12-31
Annuals > 3 > income Statement > revenue
704397000
Annuals > 3 > income Statement > cost Of Revenue
-
Annuals > 3 > income Statement > gross Profit
-
Annuals > 3 > income Statement > operating Expenses
-
Annuals > 3 > income Statement > operating Income
-
Annuals > 3 > income Statement > interest Expense
68469000
Annuals > 3 > income Statement > pretax Income
261406000
Annuals > 3 > income Statement > net Income
236404000
Annuals > 3 > income Statement > eps
11.8202
Annuals > 3 > income Statement > dividends Per Share
100503000
Annuals > 3 > income Statement > shares Outstanding
20000000
Annuals > 3 > income Statement > income Tax Expense
13538000
Annuals > 3 > income Statement > EBITDA
-
Annuals > 3 > income Statement > operating Margin
-
Annuals > 3 > income Statement > total Other Income Expense Net
-
Annuals > 3 > income Statement > currency_symbol
EUR
Annuals > 3 > balance Sheet > cash
5176090000
Annuals > 3 > balance Sheet > short Term Investments
-
Annuals > 3 > balance Sheet > receivables
56127000
Annuals > 3 > balance Sheet > inventories
77623000
Annuals > 3 > balance Sheet > total Current Assets
5194194000
Annuals > 3 > balance Sheet > property Plant Equipment
247014000
Annuals > 3 > balance Sheet > total Assets
21577496000
Annuals > 3 > balance Sheet > payables
17730151000
Annuals > 3 > balance Sheet > short Term Debt
-
Annuals > 3 > balance Sheet > long Term Debt
-
Annuals > 3 > balance Sheet > total Liabilities
19361373000
Annuals > 3 > balance Sheet > equity
2078733000
Annuals > 3 > balance Sheet > currency_symbol
EUR
Annuals > 3 > cash Flow > net Income
236400000
Annuals > 3 > cash Flow > depreciation
34584000
Annuals > 3 > cash Flow > change In Working Capital
-
Annuals > 3 > cash Flow > cash From Operations
-643885000
Annuals > 3 > cash Flow > capital Expenditures
23013000
Annuals > 3 > cash Flow > cash From Investing
-337338000
Annuals > 3 > cash Flow > cash From Financing
2006482000
Annuals > 3 > cash Flow > net Change In Cash
1039899000
Annuals > 3 > cash Flow > currency_symbol
EUR
Annuals > 3 > ratios > PE
11.8202
Annuals > 3 > ratios > PB
0.3502133270602814
Annuals > 3 > ratios > ROE
11.372504309115214
Annuals > 3 > ratios > ROA
1.0956044204573134
Annuals > 3 > ratios > FCF
-666898000
Annuals > 3 > ratios > Piotroski FScore
2
Annuals > 3 > ratios > fcf Percent
-0.9467643956462052
Annuals > 3 > health Score
37
Valuation > metrics > PE
0.0228
Valuation > metrics > PB
0.214664794091195
Valuation > final Score
90
Valuation > verdict
89.2% Undervalued
Profitability > metrics > ROE
3.7475803946700497
Profitability > metrics > Net Margin
0.39186103627405744
Profitability > final Score
52
Profitability > verdict
Weak
Risk > metrics > Debt Equity
7.631574002556048
Risk > metrics > Interest Coverage
0
Risk > final Score
6
Risk > verdict
High
Liquidity > metrics > Current Ratio
0
Liquidity > metrics > Quick Ratio
0
Liquidity > final Score
10
Liquidity > verdict
Weak
Prev Valuations > 0
90
Prev Valuations > 1
90
Prev Valuations > 2
90
Prev Profitabilities > 0
54
Prev Profitabilities > 1
52
Prev Profitabilities > 2
50
Prev Risks > 0
6
Prev Risks > 1
6
Prev Risks > 2
6
Prev Liquidities > 0
10
Prev Liquidities > 1
10
Prev Liquidities > 2
10
Updated At
2026-01-20T23:02:57.317Z
Earnings History > 0 > period
2025-12-31
Earnings History > 0 > report Date
2026-02-18
Earnings History > 0 > date
2025-12-31
Earnings History > 0 > before After Market
BeforeMarket
Earnings History > 0 > currency
-
Earnings History > 0 > eps Actual
-
Earnings History > 0 > eps Estimate
-
Earnings History > 0 > eps Difference
0
Earnings History > 0 > surprise Percent
-
Earnings History > 1 > period
2025-09-30
Earnings History > 1 > report Date
2025-11-06
Earnings History > 1 > date
2025-09-30
Earnings History > 1 > before After Market
BeforeMarket
Earnings History > 1 > currency
-
Earnings History > 1 > eps Actual
1.3163
Earnings History > 1 > eps Estimate
-
Earnings History > 1 > eps Difference
0
Earnings History > 1 > surprise Percent
-
Earnings History > 2 > period
2025-06-30
Earnings History > 2 > report Date
2025-08-07
Earnings History > 2 > date
2025-06-30
Earnings History > 2 > before After Market
BeforeMarket
Earnings History > 2 > currency
-
Earnings History > 2 > eps Actual
1.4854
Earnings History > 2 > eps Estimate
-
Earnings History > 2 > eps Difference
0
Earnings History > 2 > surprise Percent
-
Earnings History > 3 > period
2025-03-31
Earnings History > 3 > report Date
2025-05-08
Earnings History > 3 > date
2025-03-31
Earnings History > 3 > before After Market
BeforeMarket
Earnings History > 3 > currency
-
Earnings History > 3 > eps Actual
1.2584
Earnings History > 3 > eps Estimate
-
Earnings History > 3 > eps Difference
0
Earnings History > 3 > surprise Percent
-
Earnings History > 4 > period
2024-12-31
Earnings History > 4 > report Date
2025-02-20
Earnings History > 4 > date
2024-12-31
Earnings History > 4 > before After Market
BeforeMarket
Earnings History > 4 > currency
-
Earnings History > 4 > eps Actual
0.8702
Earnings History > 4 > eps Estimate
-
Earnings History > 4 > eps Difference
0
Earnings History > 4 > surprise Percent
-
Earnings History > 5 > period
2024-09-30
Earnings History > 5 > report Date
2024-12-10
Earnings History > 5 > date
2024-09-30
Earnings History > 5 > before After Market
BeforeMarket
Earnings History > 5 > currency
EUR
Earnings History > 5 > eps Actual
1.355
Earnings History > 5 > eps Estimate
-
Earnings History > 5 > eps Difference
0
Earnings History > 5 > surprise Percent
-
Earnings History > 6 > period
2024-06-30
Earnings History > 6 > report Date
2024-08-01
Earnings History > 6 > date
2024-06-30
Earnings History > 6 > before After Market
BeforeMarket
Earnings History > 6 > currency
EUR
Earnings History > 6 > eps Actual
1.5201
Earnings History > 6 > eps Estimate
-
Earnings History > 6 > eps Difference
0
Earnings History > 6 > surprise Percent
-
Earnings History > 7 > period
2024-03-31
Earnings History > 7 > report Date
2024-05-08
Earnings History > 7 > date
2024-03-31
Earnings History > 7 > before After Market
AfterMarket
Earnings History > 7 > currency
EUR
Earnings History > 7 > eps Actual
3.41
Earnings History > 7 > eps Estimate
0.63
Earnings History > 7 > eps Difference
2.78
Earnings History > 7 > surprise Percent
441.2698
Earnings History > 8 > period
2023-12-31
Earnings History > 8 > report Date
2024-02-22
Earnings History > 8 > date
2023-12-31
Earnings History > 8 > before After Market
AfterMarket
Earnings History > 8 > currency
EUR
Earnings History > 8 > eps Actual
3.41
Earnings History > 8 > eps Estimate
0.63
Earnings History > 8 > eps Difference
2.78
Earnings History > 8 > surprise Percent
441.2698
Earnings History > 9 > period
2023-09-30
Earnings History > 9 > report Date
2023-11-09
Earnings History > 9 > date
2023-09-30
Earnings History > 9 > before After Market
-
Earnings History > 9 > currency
EUR
Earnings History > 9 > eps Actual
1.4424
Earnings History > 9 > eps Estimate
-
Earnings History > 9 > eps Difference
0
Earnings History > 9 > surprise Percent
-
Earnings History > 10 > period
2023-06-30
Earnings History > 10 > report Date
2023-08-10
Earnings History > 10 > date
2023-06-30
Earnings History > 10 > before After Market
-
Earnings History > 10 > currency
EUR
Earnings History > 10 > eps Actual
1.2256
Earnings History > 10 > eps Estimate
-
Earnings History > 10 > eps Difference
0
Earnings History > 10 > surprise Percent
-
Earnings History > 11 > period
2023-03-31
Earnings History > 11 > report Date
2023-04-13
Earnings History > 11 > date
2023-03-31
Earnings History > 11 > before After Market
AfterMarket
Earnings History > 11 > currency
EUR
Earnings History > 11 > eps Actual
0.68
Earnings History > 11 > eps Estimate
0.63
Earnings History > 11 > eps Difference
0.05
Earnings History > 11 > surprise Percent
7.9365
Earnings History > 12 > period
2022-12-31
Earnings History > 12 > report Date
2023-02-23
Earnings History > 12 > date
2022-12-31
Earnings History > 12 > before After Market
-
Earnings History > 12 > currency
EUR
Earnings History > 12 > eps Actual
3.41
Earnings History > 12 > eps Estimate
0.63
Earnings History > 12 > eps Difference
2.78
Earnings History > 12 > surprise Percent
441.2698
Earnings History > 13 > period
2022-09-30
Earnings History > 13 > report Date
2022-11-10
Earnings History > 13 > date
2022-09-30
Earnings History > 13 > before After Market
-
Earnings History > 13 > currency
EUR
Earnings History > 13 > eps Actual
1.37
Earnings History > 13 > eps Estimate
0.74
Earnings History > 13 > eps Difference
0.63
Earnings History > 13 > surprise Percent
85.1351
Earnings History > 14 > period
2022-06-30
Earnings History > 14 > report Date
2022-08-11
Earnings History > 14 > date
2022-06-30
Earnings History > 14 > before After Market
-
Earnings History > 14 > currency
EUR
Earnings History > 14 > eps Actual
2.77
Earnings History > 14 > eps Estimate
-0.1
Earnings History > 14 > eps Difference
2.87
Earnings History > 14 > surprise Percent
2870
Earnings History > 15 > period
2022-03-31
Earnings History > 15 > report Date
2022-05-12
Earnings History > 15 > date
2022-03-31
Earnings History > 15 > before After Market
-
Earnings History > 15 > currency
EUR
Earnings History > 15 > eps Actual
2.93
Earnings History > 15 > eps Estimate
3.31
Earnings History > 15 > eps Difference
-0.38
Earnings History > 15 > surprise Percent
-11.4804
Earnings History > 16 > period
2021-12-31
Earnings History > 16 > report Date
2022-02-24
Earnings History > 16 > date
2021-12-31
Earnings History > 16 > before After Market
-
Earnings History > 16 > currency
EUR
Earnings History > 16 > eps Actual
0.3089
Earnings History > 16 > eps Estimate
-
Earnings History > 16 > eps Difference
0
Earnings History > 16 > surprise Percent
-
Earnings History > 17 > period
2021-09-30
Earnings History > 17 > report Date
2021-11-12
Earnings History > 17 > date
2021-09-30
Earnings History > 17 > before After Market
-
Earnings History > 17 > currency
EUR
Earnings History > 17 > eps Actual
0.6571
Earnings History > 17 > eps Estimate
-
Earnings History > 17 > eps Difference
0
Earnings History > 17 > surprise Percent
-
Earnings History > 18 > period
2021-06-30
Earnings History > 18 > report Date
2021-08-13
Earnings History > 18 > date
2021-06-30
Earnings History > 18 > before After Market
-
Earnings History > 18 > currency
EUR
Earnings History > 18 > eps Actual
3.76
Earnings History > 18 > eps Estimate
3.49
Earnings History > 18 > eps Difference
0.27
Earnings History > 18 > surprise Percent
7.7364
Earnings History > 19 > period
2021-03-31
Earnings History > 19 > report Date
2021-05-12
Earnings History > 19 > date
2021-03-31
Earnings History > 19 > before After Market
-
Earnings History > 19 > currency
EUR
Earnings History > 19 > eps Actual
0.6461
Earnings History > 19 > eps Estimate
-
Earnings History > 19 > eps Difference
0
Earnings History > 19 > surprise Percent
-
Earnings History > 20 > period
2020-12-31
Earnings History > 20 > report Date
2021-02-19
Earnings History > 20 > date
2020-12-31
Earnings History > 20 > before After Market
-
Earnings History > 20 > currency
EUR
Earnings History > 20 > eps Actual
1.6507
Earnings History > 20 > eps Estimate
-
Earnings History > 20 > eps Difference
0
Earnings History > 20 > surprise Percent
-
Earnings History > 21 > period
2020-09-30
Earnings History > 21 > report Date
2020-11-14
Earnings History > 21 > date
2020-09-30
Earnings History > 21 > before After Market
BeforeMarket
Earnings History > 21 > currency
EUR
Earnings History > 21 > eps Actual
1.05
Earnings History > 21 > eps Estimate
1.28
Earnings History > 21 > eps Difference
-0.23
Earnings History > 21 > surprise Percent
-17.9688
Earnings History > 22 > period
2020-06-30
Earnings History > 22 > report Date
2020-08-14
Earnings History > 22 > date
2020-06-30
Earnings History > 22 > before After Market
-
Earnings History > 22 > currency
EUR
Earnings History > 22 > eps Actual
0.5536
Earnings History > 22 > eps Estimate
-
Earnings History > 22 > eps Difference
0
Earnings History > 22 > surprise Percent
-
Earnings History > 23 > period
2020-03-31
Earnings History > 23 > report Date
2020-05-14
Earnings History > 23 > date
2020-03-31
Earnings History > 23 > before After Market
-
Earnings History > 23 > currency
EUR
Earnings History > 23 > eps Actual
0.1831
Earnings History > 23 > eps Estimate
-
Earnings History > 23 > eps Difference
0
Earnings History > 23 > surprise Percent
-
Earnings History > 24 > period
2019-12-31
Earnings History > 24 > report Date
2020-02-21
Earnings History > 24 > date
2019-12-31
Earnings History > 24 > before After Market
-
Earnings History > 24 > currency
EUR
Earnings History > 24 > eps Actual
0.3133
Earnings History > 24 > eps Estimate
-
Earnings History > 24 > eps Difference
0
Earnings History > 24 > surprise Percent
-
Earnings History > 25 > period
2019-09-30
Earnings History > 25 > report Date
2019-11-29
Earnings History > 25 > date
2019-09-30
Earnings History > 25 > before After Market
BeforeMarket
Earnings History > 25 > currency
EUR
Earnings History > 25 > eps Actual
3.39
Earnings History > 25 > eps Estimate
2.65
Earnings History > 25 > eps Difference
0.74
Earnings History > 25 > surprise Percent
27.9245
Earnings History > 26 > period
2019-06-30
Earnings History > 26 > report Date
2019-09-06
Earnings History > 26 > date
2019-06-30
Earnings History > 26 > before After Market
-
Earnings History > 26 > currency
EUR
Earnings History > 26 > eps Actual
0.3643
Earnings History > 26 > eps Estimate
-
Earnings History > 26 > eps Difference
0
Earnings History > 26 > surprise Percent
-
Earnings History > 27 > period
2019-03-31
Earnings History > 27 > report Date
2019-05-24
Earnings History > 27 > date
2019-03-31
Earnings History > 27 > before After Market
-
Earnings History > 27 > currency
EUR
Earnings History > 27 > eps Actual
0.5789
Earnings History > 27 > eps Estimate
-
Earnings History > 27 > eps Difference
0
Earnings History > 27 > surprise Percent
-
Earnings History > 28 > period
2018-12-31
Earnings History > 28 > report Date
2019-03-08
Earnings History > 28 > date
2018-12-31
Earnings History > 28 > before After Market
-
Earnings History > 28 > currency
EUR
Earnings History > 28 > eps Actual
0.4532
Earnings History > 28 > eps Estimate
-
Earnings History > 28 > eps Difference
0
Earnings History > 28 > surprise Percent
-
Nova Ljubljanska Banka d.d., together with its subsidiaries, provides various banking services for retail and corporate clients in Slovenia, South East Europe, and Western Europe. It operates through Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, Non-Core Members, and Other segments. The company offers saving, deposit, and business accounts; and personal, home, and green housing loans. It also provides credit, debit, and deferred payment cards; savings and investment products; security trading; and digital services. In addition, the company offers life, health, investment, accident, disability, home, and car insurance products; agricultural and farming equipment loans; and debt restructuring, vehicle leasing, payment, asset management, and personal and private banking services. Nova Ljubljanska Banka d.d. was founded in 1889 and is based in Ljubljana, Slovenia.
Stock Price
€0.00
decrease compared to yesterday.
Dividend
Frequency:
Rate:
N/ANext Payout:
N/AShowing 2 of 5
(Last Updated 2025-09-30)
Rating:
BUY
$
Analyst Picks
Strong Buy
0
Buy
1
Hold
0
Sell
0
Strong Sell
0
(Last Updated 2025-09-30)
Health Score
Price to Earnings Ratio (P/E)
-
Very High
Low ≥ 50
High ≤ 10
Price to Book Ratio (P/B)
-
Very Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Free Cash Flow - Revenue % (FCF)
-
Very High
Low ≤ 5%
High ≥ 15%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 0.00% of the total shares of Nova Ljubljanska Banka d.d.
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
Date
2025-12-31
EPS Estimate
—
Date
2025-09-30
EPS Actual
1.3163
EPS Estimate
—
EPS Difference
0
Surprise Percent
0%
(Last Updated 2025-09-30)
(Last Updated 2025-09-30)
Revenue
€ 0
Cost Of Revenue
€ 0
Gross Profit
€ 0
Operating Expenses
€ 0
Operating Income
€ 0
Interest Expense
€ 0
Pretax Income
€ 0
Net Income
€ 0
Income Tax Expense
€ 0
EBITDA
€ 0
Total Other Income Expense Net
€ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-09-30)
Cash
€ 0
Short Term Investments
€ 0
Receivables
€ 0
Inventories
€ 0
Total Current Assets
€ 0
Property Plant Equipment
€ 0
Total Assets
€ 0
Payables
€ 0
Short Term Debt
€ 0
Long Term Debt
€ 0
Total Liabilities
€ 0
Equity
€ 0
(Last Updated 2025-09-30)
Net Income
€ 0
Depreciation
€ 0
Change In Working Capital
€ 0
Cash From Operations
€ 0
Capital Expenditures
€ 0
Cash From Investing
€ 0
Cash From Financing
€ 0
Net Change In Cash
€ 0
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