NWFL

Norwood Financial Corp

NWFL, USA

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; construction financing; land and consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and internet and mobile banking services. Further, it engages in the annuity and mutual fund sale, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates automated teller machines and branches in Northeastern Pennsylvania; and in New York counties of Delaware, Sullivan, Ontario, Otsego, and Yates. The company was founded in 1870 and is based in Honesdale, Pennsylvania.

https://wayne.bank

Stock Price

$ 0.00

0% decrease compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
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Showing 2 of 10

Analyst Ratings & Sentiment

(Last Updated 2025-09-30)

Rating:

BUY

Target Price:

$28

Analyst Picks

Strong Buy

1

Buy

0

Hold

2

Sell

0

Strong Sell

0

Sentiment:

Bullish

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very Low

43.78

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very Low

1.17

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

3.55 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.35 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very High

19.40 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

9.27

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 41.70% of the total shares of Norwood Financial Corp

1.

BlackRock Inc

(6.267%)

since

2025/06/30

2.

Wellington Management Company LLP

(5.9942%)

since

2025/06/30

3.

Vanguard Group Inc

(4.9148%)

since

2025/06/30

4.

Vanguard Total Stock Mkt Idx Inv

(2.5571%)

since

2025/07/31

5.

Geode Capital Management, LLC

(2.1795%)

since

2025/06/30

6.

iShares Russell 2000 ETF

(1.9908%)

since

2025/08/31

7.

Manufacturers Life Insurance Co

(1.9212%)

since

2025/06/30

8.

Dimensional Fund Advisors, Inc.

(1.373%)

since

2025/06/30

9.

State Street Corp

(1.3062%)

since

2025/06/30

10.

Vanguard Institutional Extnd Mkt Idx Tr

(1.0203%)

since

2025/07/31

11.

Fidelity Small Cap Index

(0.9462%)

since

2025/06/30

12.

JHancock Regional Bank A

(0.8866%)

since

2025/07/31

13.

JH Financial Opportunities

(0.8453%)

since

2025/07/31

14.

iShares Russell 2000 Value ETF

(0.7697%)

since

2025/08/31

15.

Northern Trust Corp

(0.7636%)

since

2025/06/30

16.

Cetera Investment Advisers

(0.6667%)

since

2025/06/30

17.

Jacobs Asset Management, LLC

(0.5479%)

since

2025/06/30

18.

Emerald Mutual Fund Advisers Trust

(0.5129%)

since

2025/06/30

19.

Fidelity Extended Market Index

(0.4895%)

since

2025/07/31

20.

Emerald Growth A

(0.4859%)

since

2025/07/31

21.

Renaissance Technologies Corp

(0.4781%)

since

2025/06/30

22.

Vanguard Russell 2000 ETF

(0.4425%)

since

2025/07/31

23.

LPL Financial Corp

(0.3893%)

since

2025/06/30

24.

State St Russell Sm Cap® Indx SL Cl I

(0.3012%)

since

2025/08/31

25.

Commonwealth Equity Services Inc

(0.274%)

since

2025/06/30

26.

Marshall Wace Asset Management Ltd

(0.2716%)

since

2025/06/30

27.

iShares Core S&P Total US Stock Mkt ETF

(0.2682%)

since

2025/08/31

28.

Bank of New York Mellon Corp

(0.2655%)

since

2025/06/30

29.

Charles Schwab Investment Management Inc

(0.2622%)

since

2025/06/30

30.

DFA US Micro Cap I

(0.2593%)

since

2025/07/31

31.

Eagle Wealth Strategies LLC

(0.254%)

since

2025/06/30

32.

Schwab Small Cap Index

(0.2292%)

since

2025/07/31

33.

NT R2000 Index Fund - NL

(0.2252%)

since

2025/06/30

34.

Morgan Stanley - Brokerage Accounts

(0.2212%)

since

2025/06/30

35.

Strategic Investment Advisors Inc

(0.2143%)

since

2025/06/30

36.

iShares Micro-Cap ETF

(0.2098%)

since

2025/08/31

37.

NT R2000 Index Fund - DC - NL - 3

(0.1796%)

since

2025/06/30

38.

Fidelity Total Market Index

(0.175%)

since

2025/07/31

39.

DFA US Small Cap I

(0.1718%)

since

2025/07/31

40.

DFA US Targeted Value I

(0.1689%)

since

2025/07/31

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

—

EPS Estimate

—

Latest Release

Date

2025-09-30

EPS Actual

0.89

EPS Estimate

0.69

EPS Difference

0.2

Surprise Percent

28.9855%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Potential Value Candidate(5.5)
Defensive
Moderately Defensive(5.5)
Dividend
Decent Dividend Payer(3.5)
Economic Moat
Wide Moat Company(7.3)
GARP
Fair GARP(4.5)
Growth
Moderate Growth(5)
Momentum
Moderate Momentum(3.5)
Net Net
Not Undervalued (Net-Net)(3)
Quality
Moderate Quality(5.5)
Value
Fair Value(4.5)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.