OPHC

OptimumBank Holdings, Inc.

OPHC, USA

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. OptimumBank Holdings, Inc. was founded in 2000 and is based in Fort Lauderdale, Florida.

https://www.optimumbank.com

Stock Price

$0.00

0%

decrease compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
OPHC
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OPHC

OptimumBank Releases Preliminary 2025 Financial Results Presentation TipRanks

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OPHC

Is ATUS vulnerable to short sellers - July 2025 Summary & Verified Chart Pattern Signals bollywoodhelpline.com

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Showing 2 of 10

Analyst Ratings & Sentiment

(Last Updated 2025-09-30)

Rating:

HOLD

Target Price:

$5

Analyst Picks

Strong Buy

0

Buy

0

Hold

1

Sell

0

Strong Sell

0

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

3.09

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very Low

0.46

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

3.70 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.40 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Medium

10.43 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

8.27

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 21.67% of the total shares of OptimumBank Holdings, Inc.

1.

AllianceBernstein L.P.

(4.5529%)

since

2025/06/30

2.

Fourthstone LLC

(4.2622%)

since

2025/06/30

3.

Vanguard Group Inc

(2.6916%)

since

2025/06/30

4.

Vanguard Total Stock Mkt Idx Inv

(2.0242%)

since

2025/07/31

5.

Vanguard Institutional Extnd Mkt Idx Tr

(1.234%)

since

2025/07/31

6.

Geode Capital Management, LLC

(0.871%)

since

2025/06/30

7.

Renaissance Technologies Corp

(0.8544%)

since

2025/06/30

8.

Morgan Stanley - Brokerage Accounts

(0.851%)

since

2025/06/30

9.

Dimensional Fund Advisors, Inc.

(0.6083%)

since

2025/06/30

10.

Auer Growth

(0.5702%)

since

2025/07/31

11.

Fidelity Extended Market Index

(0.4457%)

since

2025/07/31

12.

Bridgeway Capital Management, LLC

(0.2689%)

since

2025/06/30

13.

DFA US Targeted Value I

(0.2465%)

since

2025/07/31

14.

BlackRock Inc

(0.2054%)

since

2025/06/30

15.

iShares Micro-Cap ETF

(0.2003%)

since

2025/08/31

16.

Susquehanna International Group, LLP

(0.1863%)

since

2025/06/30

17.

Fidelity Total Market Index

(0.1786%)

since

2025/07/31

18.

Brown Advisory Holdings Inc

(0.1702%)

since

2025/06/30

19.

Bridgeway Ultra-Small Company Market

(0.1413%)

since

2025/06/30

20.

Bridgeway Omni Small-Cap Value N

(0.1276%)

since

2025/06/30

21.

Bridgeway Omni Small-Cap Value

(0.1276%)

since

2025/06/30

22.

Fidelity Series Total Market Index

(0.1205%)

since

2025/07/31

23.

Spartan Extended Market Index Pool F

(0.103%)

since

2025/07/31

24.

State Street Corp

(0.0962%)

since

2025/06/30

25.

Northern Trust Corp

(0.0919%)

since

2025/06/30

26.

Northern Trust Extended Eq Market Idx

(0.0891%)

since

2025/06/30

27.

NT Ext Equity Mkt Idx Fd - L

(0.0891%)

since

2025/06/30

28.

Dimensional US Targeted Value ETF

(0.0709%)

since

2025/08/29

29.

DFA US Core Equity 2 I

(0.0323%)

since

2025/07/31

30.

Spartan Total Market Index Pool G

(0.0289%)

since

2025/07/31

31.

DFA US Micro Cap I

(0.0278%)

since

2025/07/31

32.

Wells Fargo & Co

(0.0266%)

since

2025/06/30

33.

Dimensional US Sustainability Core 1 ETF

(0.0252%)

since

2025/08/29

34.

NT Ext Eq Mkt Indx Fd DC Lending Tier 5

(0.0251%)

since

2025/06/30

35.

Goss Wealth Management LLC

(0.0101%)

since

2025/06/30

36.

Tower Research Capital LLC

(0.0077%)

since

2025/06/30

37.

UBS Group AG

(0.0043%)

since

2025/06/30

38.

Advisor Group Holdings, Inc.

(0.0009%)

since

2025/06/30

39.

Bank of America Corp

(0.0008%)

since

2025/06/30

40.

JPMorgan Chase & Co

(0.0002%)

since

2025/06/30

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

0.2

Latest Release

Date

2025-09-30

EPS Actual

0.18

EPS Estimate

0.15

EPS Difference

0.03

Surprise Percent

20%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Strong Deep Value(9.5)
Defensive
Moderately Defensive(4.5)
Dividend
Weak Dividend Profile(3)
Economic Moat
Wide Moat Company(7.8)
GARP
Fair GARP(5.5)
Growth
Moderate Growth(5)
Momentum
Moderate Momentum(4.5)
Net Net
Possible Net-Net(5.5)
Quality
Moderate Quality(5.5)
Value
Undervalued(6.5)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.