_id
69148879ccc777a4e85d97b0
Ticker
OPRT
Name
Oportun Financial Corp
Exchange
NASDAQ
Address
2 Circle Star Way, San Carlos, CA, United States, 94070
Country
USA
Sector
Financial Services
Industry
Credit Services
Currency
USD
Website
https://www.oportun.com
Description
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
Last Close
5.69
Volume
313356
Current Price
5.57
Change
-2.1089630931458716
Last Updated
2025-12-02T13:07:51.957Z
Image
-
Ipo Date
2019-09-26T00:00:00.000Z
Market Cap
225940576
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
0.9885714285714285
Sentiment Sources
7
Rating
4
Target Price
8.6667
Strong Buy
3
Buy
0
Hold
3
Sell
0
Strong Sell
0
Current Quarter
2025-09-30
Revenue
161670000
Cost Of Revenue
56620000
Gross Profit
105050000
Operating Expenses
90806000
Operating Income
14244000
Interest Expense
56620000
Pretax Income
14244000
Net Income
5198000
Eps
0.10759652586177096
Dividends Per Share
-
Shares Outstanding
44129020
Income Tax Expense
9046000
EBITDA
24404000
Operating Margin
8.810539988866209
Total Other Income Expense Net
-
Cash
104611000
Short Term Investments
-
Receivables
8393000
Inventories
-
Total Current Assets
123015000
Property Plant Equipment
11598000
Total Assets
3186179000
Payables
18539000
Short Term Debt
13285000
Long Term Debt
2730517000
Total Liabilities
2802325000
Equity
383854000
Depreciation
10160000
Change In Working Capital
-4827000
Cash From Operations
99041000
Capital Expenditures
6117000
Cash From Investing
-72630000
Cash From Financing
-30677000
Net Change In Cash
-4266000
PE
7.1111
PB
0.7066782361262355
ROE
1.3541606965148207
ROA
0.16314212101705522
FCF
92924000
Fcf Percent
0.574775777819014
Piotroski FScore
4
Health Score
52
Deep Value Investing Score
8.5
Defensive Investing Score
6
Dividend Investing Score
3
Economic Moat Investing Score
6.8
Garp Investing Score
2.5
Growth Investing Score
3
Momentum Investing Score
6
Net Net Investing Score
3
Quality Investing Score
3.5
Value Investing Score
7
Quarters > 0 > quarter
2025-09-30
Quarters > 0 > income Statement > revenue
161670000
Quarters > 0 > income Statement > cost Of Revenue
56620000
Quarters > 0 > income Statement > gross Profit
105050000
Quarters > 0 > income Statement > operating Expenses
90806000
Quarters > 0 > income Statement > operating Income
14244000
Quarters > 0 > income Statement > interest Expense
56620000
Quarters > 0 > income Statement > pretax Income
14244000
Quarters > 0 > income Statement > net Income
5198000
Quarters > 0 > income Statement > eps
0.10759652586177096
Quarters > 0 > income Statement > dividends Per Share
-
Quarters > 0 > income Statement > shares Outstanding
48310110
Quarters > 0 > income Statement > income Tax Expense
9046000
Quarters > 0 > income Statement > EBITDA
24404000
Quarters > 0 > income Statement > operating Margin
8.810539988866209
Quarters > 0 > income Statement > total Other Income Expense Net
-
Quarters > 0 > balance Sheet > cash
104611000
Quarters > 0 > balance Sheet > short Term Investments
-
Quarters > 0 > balance Sheet > receivables
8393000
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
123015000
Quarters > 0 > balance Sheet > property Plant Equipment
11598000
Quarters > 0 > balance Sheet > total Assets
3186179000
Quarters > 0 > balance Sheet > payables
18539000
Quarters > 0 > balance Sheet > short Term Debt
13285000
Quarters > 0 > balance Sheet > long Term Debt
2730517000
Quarters > 0 > balance Sheet > total Liabilities
2802325000
Quarters > 0 > balance Sheet > equity
383854000
Quarters > 0 > cash Flow > net Income
5198000
Quarters > 0 > cash Flow > depreciation
10160000
Quarters > 0 > cash Flow > change In Working Capital
-4827000
Quarters > 0 > cash Flow > cash From Operations
99041000
Quarters > 0 > cash Flow > capital Expenditures
6117000
Quarters > 0 > cash Flow > cash From Investing
-72630000
Quarters > 0 > cash Flow > cash From Financing
-30677000
Quarters > 0 > cash Flow > net Change In Cash
-4266000
Quarters > 0 > ratios > PE
0.10759652586177096
Quarters > 0 > ratios > PB
0.7066782361262355
Quarters > 0 > ratios > ROE
1.3541606965148207
Quarters > 0 > ratios > ROA
0.16314212101705522
Quarters > 0 > ratios > FCF
92924000
Quarters > 0 > ratios > Piotroski FScore
4
Quarters > 0 > ratios > fcf Percent
0.574775777819014
Quarters > 0 > health Score
52
Quarters > 1 > quarter
2025-06-30
Quarters > 1 > income Statement > revenue
164088000
Quarters > 1 > income Statement > cost Of Revenue
59538000
Quarters > 1 > income Statement > gross Profit
104550000
Quarters > 1 > income Statement > operating Expenses
94442000
Quarters > 1 > income Statement > operating Income
10108000
Quarters > 1 > income Statement > interest Expense
59538000
Quarters > 1 > income Statement > pretax Income
10108000
Quarters > 1 > income Statement > net Income
6877000
Quarters > 1 > income Statement > eps
0.14359092142901886
Quarters > 1 > income Statement > dividends Per Share
-
Quarters > 1 > income Statement > shares Outstanding
47893000
Quarters > 1 > income Statement > income Tax Expense
3231000
Quarters > 1 > income Statement > EBITDA
20823000
Quarters > 1 > income Statement > operating Margin
6.160109209692361
Quarters > 1 > income Statement > total Other Income Expense Net
-
Quarters > 1 > balance Sheet > cash
96816000
Quarters > 1 > balance Sheet > short Term Investments
-
Quarters > 1 > balance Sheet > receivables
8959000
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
115710000
Quarters > 1 > balance Sheet > property Plant Equipment
11952000
Quarters > 1 > balance Sheet > total Assets
3201086000
Quarters > 1 > balance Sheet > payables
17365000
Quarters > 1 > balance Sheet > short Term Debt
5882000
Quarters > 1 > balance Sheet > long Term Debt
2748526000
Quarters > 1 > balance Sheet > total Liabilities
2825097000
Quarters > 1 > balance Sheet > equity
375989000
Quarters > 1 > cash Flow > net Income
6877000
Quarters > 1 > cash Flow > depreciation
10715000
Quarters > 1 > cash Flow > change In Working Capital
9675000
Quarters > 1 > cash Flow > cash From Operations
104528000
Quarters > 1 > cash Flow > capital Expenditures
5578000
Quarters > 1 > cash Flow > cash From Investing
-52342000
Quarters > 1 > cash Flow > cash From Financing
-54937000
Quarters > 1 > cash Flow > net Change In Cash
-2751000
Quarters > 1 > ratios > PE
0.14359092142901886
Quarters > 1 > ratios > PB
0.715231549327241
Quarters > 1 > ratios > ROE
1.8290428709350541
Quarters > 1 > ratios > ROA
0.2148333409349202
Quarters > 1 > ratios > FCF
98950000
Quarters > 1 > ratios > Piotroski FScore
4
Quarters > 1 > ratios > fcf Percent
0.603030081419726
Quarters > 1 > health Score
52
Quarters > 2 > quarter
2025-03-31
Quarters > 2 > income Statement > revenue
163232000
Quarters > 2 > income Statement > cost Of Revenue
57403000
Quarters > 2 > income Statement > gross Profit
105829000
Quarters > 2 > income Statement > operating Expenses
92670000
Quarters > 2 > income Statement > operating Income
13159000
Quarters > 2 > income Statement > interest Expense
57403000
Quarters > 2 > income Statement > pretax Income
13159000
Quarters > 2 > income Statement > net Income
9767000
Quarters > 2 > income Statement > eps
0.2076415182606652
Quarters > 2 > income Statement > dividends Per Share
-
Quarters > 2 > income Statement > shares Outstanding
47037799
Quarters > 2 > income Statement > income Tax Expense
3392000
Quarters > 2 > income Statement > EBITDA
24227000
Quarters > 2 > income Statement > operating Margin
8.061532052538718
Quarters > 2 > income Statement > total Other Income Expense Net
-68409000
Quarters > 2 > balance Sheet > cash
78542000
Quarters > 2 > balance Sheet > short Term Investments
-
Quarters > 2 > balance Sheet > receivables
7017000
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
98115000
Quarters > 2 > balance Sheet > property Plant Equipment
11927000
Quarters > 2 > balance Sheet > total Assets
3226305000
Quarters > 2 > balance Sheet > payables
18489000
Quarters > 2 > balance Sheet > short Term Debt
8199000
Quarters > 2 > balance Sheet > long Term Debt
2790297000
Quarters > 2 > balance Sheet > total Liabilities
2860206000
Quarters > 2 > balance Sheet > equity
366099000
Quarters > 2 > cash Flow > net Income
9767000
Quarters > 2 > cash Flow > depreciation
11068000
Quarters > 2 > cash Flow > change In Working Capital
4945000
Quarters > 2 > cash Flow > cash From Operations
100977000
Quarters > 2 > cash Flow > capital Expenditures
5578000
Quarters > 2 > cash Flow > cash From Investing
-55520000
Quarters > 2 > cash Flow > cash From Financing
-29109000
Quarters > 2 > cash Flow > net Change In Cash
16348000
Quarters > 2 > ratios > PE
0.2076415182606652
Quarters > 2 > ratios > PB
0.7214366643585479
Quarters > 2 > ratios > ROE
2.6678576013591955
Quarters > 2 > ratios > ROA
0.3027302130455738
Quarters > 2 > ratios > FCF
95399000
Quarters > 2 > ratios > Piotroski FScore
4
Quarters > 2 > ratios > fcf Percent
0.584438100372476
Quarters > 2 > health Score
53
Quarters > 3 > quarter
2024-12-31
Quarters > 3 > income Statement > revenue
167087000
Quarters > 3 > income Statement > cost Of Revenue
73700000
Quarters > 3 > income Statement > gross Profit
93387000
Quarters > 3 > income Statement > operating Expenses
89476000
Quarters > 3 > income Statement > operating Income
3911000
Quarters > 3 > income Statement > interest Expense
73700000
Quarters > 3 > income Statement > pretax Income
3911000
Quarters > 3 > income Statement > net Income
8738000
Quarters > 3 > income Statement > eps
0.20063974642148633
Quarters > 3 > income Statement > dividends Per Share
-
Quarters > 3 > income Statement > shares Outstanding
43550693
Quarters > 3 > income Statement > income Tax Expense
-4827000
Quarters > 3 > income Statement > EBITDA
15391000
Quarters > 3 > income Statement > operating Margin
2.3406967627643085
Quarters > 3 > income Statement > total Other Income Expense Net
-100000
Quarters > 3 > balance Sheet > cash
59968000
Quarters > 3 > balance Sheet > short Term Investments
-
Quarters > 3 > balance Sheet > receivables
8392000
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
79983000
Quarters > 3 > balance Sheet > property Plant Equipment
12750000
Quarters > 3 > balance Sheet > total Assets
3227103000
Quarters > 3 > balance Sheet > payables
17616000
Quarters > 3 > balance Sheet > short Term Debt
18200000
Quarters > 3 > balance Sheet > long Term Debt
2804243000
Quarters > 3 > balance Sheet > total Liabilities
2873294000
Quarters > 3 > balance Sheet > equity
353809000
Quarters > 3 > cash Flow > net Income
8738000
Quarters > 3 > cash Flow > depreciation
11480000
Quarters > 3 > cash Flow > change In Working Capital
-17931000
Quarters > 3 > cash Flow > cash From Operations
91445000
Quarters > 3 > cash Flow > capital Expenditures
6058000
Quarters > 3 > cash Flow > cash From Investing
-56427000
Quarters > 3 > cash Flow > cash From Financing
-48930000
Quarters > 3 > cash Flow > net Change In Cash
-13912000
Quarters > 3 > ratios > PE
0.20063974642148633
Quarters > 3 > ratios > PB
0.6911557964749343
Quarters > 3 > ratios > ROE
2.469694100489247
Quarters > 3 > ratios > ROA
0.27076916974760334
Quarters > 3 > ratios > FCF
85387000
Quarters > 3 > ratios > Piotroski FScore
4
Quarters > 3 > ratios > fcf Percent
0.5110331743343288
Quarters > 3 > health Score
53
Annuals > 0 > quarter
2024-12-31
Annuals > 0 > income Statement > revenue
533362000
Annuals > 0 > income Statement > cost Of Revenue
238158000
Annuals > 0 > income Statement > gross Profit
295204000
Annuals > 0 > income Statement > operating Expenses
410381000
Annuals > 0 > income Statement > operating Income
-115177000
Annuals > 0 > income Statement > interest Expense
238158000
Annuals > 0 > income Statement > pretax Income
-115177000
Annuals > 0 > income Statement > net Income
-78682000
Annuals > 0 > income Statement > eps
-1.949696482743283
Annuals > 0 > income Statement > dividends Per Share
-
Annuals > 0 > income Statement > shares Outstanding
40356025
Annuals > 0 > income Statement > income Tax Expense
-36495000
Annuals > 0 > income Statement > EBITDA
-64020000
Annuals > 0 > income Statement > operating Margin
-21.594526794184812
Annuals > 0 > income Statement > total Other Income Expense Net
-136814000
Annuals > 0 > balance Sheet > cash
59968000
Annuals > 0 > balance Sheet > short Term Investments
-
Annuals > 0 > balance Sheet > receivables
8392000
Annuals > 0 > balance Sheet > inventories
-
Annuals > 0 > balance Sheet > total Current Assets
79983000
Annuals > 0 > balance Sheet > property Plant Equipment
12750000
Annuals > 0 > balance Sheet > total Assets
3227103000
Annuals > 0 > balance Sheet > payables
17616000
Annuals > 0 > balance Sheet > short Term Debt
18200000
Annuals > 0 > balance Sheet > long Term Debt
2804243000
Annuals > 0 > balance Sheet > total Liabilities
2873294000
Annuals > 0 > balance Sheet > equity
353809000
Annuals > 0 > cash Flow > net Income
-78682000
Annuals > 0 > cash Flow > depreciation
51157000
Annuals > 0 > cash Flow > change In Working Capital
-30263000
Annuals > 0 > cash Flow > cash From Operations
393522000
Annuals > 0 > cash Flow > capital Expenditures
19187000
Annuals > 0 > cash Flow > cash From Investing
-193689000
Annuals > 0 > cash Flow > cash From Financing
-191224000
Annuals > 0 > cash Flow > net Change In Cash
8609000
Annuals > 0 > ratios > PE
-1.949696482743283
Annuals > 0 > ratios > PB
0.5839954551749673
Annuals > 0 > ratios > ROE
-22.238552439310475
Annuals > 0 > ratios > ROA
-2.438162029535469
Annuals > 0 > ratios > FCF
374335000
Annuals > 0 > ratios > Piotroski FScore
2
Annuals > 0 > ratios > fcf Percent
0.701840401078442
Annuals > 0 > health Score
35
Annuals > 1 > quarter
2023-12-31
Annuals > 1 > income Statement > revenue
460080000
Annuals > 1 > income Statement > cost Of Revenue
179414000
Annuals > 1 > income Statement > gross Profit
280666000
Annuals > 1 > income Statement > operating Expenses
534319000
Annuals > 1 > income Statement > operating Income
-253653000
Annuals > 1 > income Statement > interest Expense
179414000
Annuals > 1 > income Statement > pretax Income
-253653000
Annuals > 1 > income Statement > net Income
-179951000
Annuals > 1 > income Statement > eps
-4.879901399150395
Annuals > 1 > income Statement > dividends Per Share
-
Annuals > 1 > income Statement > shares Outstanding
36875950
Annuals > 1 > income Statement > income Tax Expense
-73702000
Annuals > 1 > income Statement > EBITDA
-198768000
Annuals > 1 > income Statement > operating Margin
-55.132368283776735
Annuals > 1 > income Statement > total Other Income Expense Net
-258601000
Annuals > 1 > balance Sheet > cash
91187000
Annuals > 1 > balance Sheet > short Term Investments
13000
Annuals > 1 > balance Sheet > receivables
8781000
Annuals > 1 > balance Sheet > inventories
-99981000
Annuals > 1 > balance Sheet > total Current Assets
115726000
Annuals > 1 > balance Sheet > property Plant Equipment
28096000
Annuals > 1 > balance Sheet > total Assets
3411888000
Annuals > 1 > balance Sheet > payables
13703000
Annuals > 1 > balance Sheet > short Term Debt
289951000
Annuals > 1 > balance Sheet > long Term Debt
2620219000
Annuals > 1 > balance Sheet > total Liabilities
3007484000
Annuals > 1 > balance Sheet > equity
404404000
Annuals > 1 > cash Flow > net Income
-179951000
Annuals > 1 > cash Flow > depreciation
54885000
Annuals > 1 > cash Flow > change In Working Capital
-21050000
Annuals > 1 > cash Flow > cash From Operations
392765000
Annuals > 1 > cash Flow > capital Expenditures
31261000
Annuals > 1 > cash Flow > cash From Investing
-286181000
Annuals > 1 > cash Flow > cash From Financing
-104385000
Annuals > 1 > cash Flow > net Change In Cash
2199000
Annuals > 1 > ratios > PE
-4.879901399150395
Annuals > 1 > ratios > PB
0.46687190037685083
Annuals > 1 > ratios > ROE
-44.4978289037695
Annuals > 1 > ratios > ROA
-5.274235262118803
Annuals > 1 > ratios > FCF
361504000
Annuals > 1 > ratios > Piotroski FScore
2
Annuals > 1 > ratios > fcf Percent
0.7857416101547557
Annuals > 1 > health Score
35
Annuals > 2 > quarter
2022-12-31
Annuals > 2 > income Statement > revenue
733703000
Annuals > 2 > income Statement > cost Of Revenue
93046000
Annuals > 2 > income Statement > gross Profit
640657000
Annuals > 2 > income Statement > operating Expenses
715943000
Annuals > 2 > income Statement > operating Income
-75286000
Annuals > 2 > income Statement > interest Expense
93000000
Annuals > 2 > income Statement > pretax Income
-75286000
Annuals > 2 > income Statement > net Income
-77744000
Annuals > 2 > income Statement > eps
-2.3683829888296306
Annuals > 2 > income Statement > dividends Per Share
-
Annuals > 2 > income Statement > shares Outstanding
32825772
Annuals > 2 > income Statement > income Tax Expense
2458000
Annuals > 2 > income Statement > EBITDA
-27753000
Annuals > 2 > income Statement > operating Margin
-10.261100199944664
Annuals > 2 > income Statement > total Other Income Expense Net
-108472000
Annuals > 2 > balance Sheet > cash
98817000
Annuals > 2 > balance Sheet > short Term Investments
17000
Annuals > 2 > balance Sheet > receivables
11123000
Annuals > 2 > balance Sheet > inventories
-177612000
Annuals > 2 > balance Sheet > total Current Assets
134107000
Annuals > 2 > balance Sheet > property Plant Equipment
40972000
Annuals > 2 > balance Sheet > total Assets
3613695000
Annuals > 2 > balance Sheet > payables
18115000
Annuals > 2 > balance Sheet > short Term Debt
317568000
Annuals > 2 > balance Sheet > long Term Debt
317568000
Annuals > 2 > balance Sheet > total Liabilities
3066096000
Annuals > 2 > balance Sheet > equity
547599000
Annuals > 2 > cash Flow > net Income
-77744000
Annuals > 2 > cash Flow > depreciation
47533000
Annuals > 2 > cash Flow > change In Working Capital
-80738000
Annuals > 2 > cash Flow > cash From Operations
247875000
Annuals > 2 > cash Flow > capital Expenditures
48892000
Annuals > 2 > cash Flow > cash From Investing
-1171548000
Annuals > 2 > cash Flow > cash From Financing
934530000
Annuals > 2 > cash Flow > net Change In Cash
10857000
Annuals > 2 > ratios > PE
-2.3683829888296306
Annuals > 2 > ratios > PB
0.3069179319903798
Annuals > 2 > ratios > ROE
-14.197250177593457
Annuals > 2 > ratios > ROA
-2.151371380263138
Annuals > 2 > ratios > FCF
198983000
Annuals > 2 > ratios > Piotroski FScore
2
Annuals > 2 > ratios > fcf Percent
0.271203743203994
Annuals > 2 > health Score
35
Annuals > 3 > quarter
2021-12-31
Annuals > 3 > income Statement > revenue
578150000
Annuals > 3 > income Statement > cost Of Revenue
47669000
Annuals > 3 > income Statement > gross Profit
530481000
Annuals > 3 > income Statement > operating Expenses
467690000
Annuals > 3 > income Statement > operating Income
62791000
Annuals > 3 > income Statement > interest Expense
47700000
Annuals > 3 > income Statement > pretax Income
62791000
Annuals > 3 > income Statement > net Income
47414000
Annuals > 3 > income Statement > eps
1.5636215630846804
Annuals > 3 > income Statement > dividends Per Share
-
Annuals > 3 > income Statement > shares Outstanding
30323194
Annuals > 3 > income Statement > income Tax Expense
15377000
Annuals > 3 > income Statement > EBITDA
89903000
Annuals > 3 > income Statement > operating Margin
10.860676295079132
Annuals > 3 > income Statement > total Other Income Expense Net
2950000
Annuals > 3 > balance Sheet > cash
130959000
Annuals > 3 > balance Sheet > short Term Investments
-41000
Annuals > 3 > balance Sheet > receivables
34246000
Annuals > 3 > balance Sheet > inventories
-225885000
Annuals > 3 > balance Sheet > total Current Assets
190560000
Annuals > 3 > balance Sheet > property Plant Equipment
48318000
Annuals > 3 > balance Sheet > total Assets
2946625000
Annuals > 3 > balance Sheet > payables
11619000
Annuals > 3 > balance Sheet > short Term Debt
393889000
Annuals > 3 > balance Sheet > long Term Debt
1765800000
Annuals > 3 > balance Sheet > total Liabilities
2342744000
Annuals > 3 > balance Sheet > equity
603881000
Annuals > 3 > cash Flow > net Income
47414000
Annuals > 3 > cash Flow > depreciation
27112000
Annuals > 3 > cash Flow > change In Working Capital
-10417000
Annuals > 3 > cash Flow > cash From Operations
163447000
Annuals > 3 > cash Flow > capital Expenditures
26477000
Annuals > 3 > cash Flow > cash From Investing
-884786000
Annuals > 3 > cash Flow > cash From Financing
745709000
Annuals > 3 > cash Flow > net Change In Cash
24370000
Annuals > 3 > ratios > PE
1.5636215630846804
Annuals > 3 > ratios > PB
0.25709494632220586
Annuals > 3 > ratios > ROE
7.851546910732413
Annuals > 3 > ratios > ROA
1.6090951512323421
Annuals > 3 > ratios > FCF
136970000
Annuals > 3 > ratios > Piotroski FScore
3
Annuals > 3 > ratios > fcf Percent
0.2369108362881605
Annuals > 3 > health Score
57
Valuation > metrics > PE
7.1111
Valuation > metrics > PB
0.7066782361262355
Valuation > final Score
90
Valuation > verdict
29.1% Undervalued
Profitability > metrics > ROE
1.3541606965148207
Profitability > metrics > ROA
4.225500955168069
Profitability > metrics > Net Margin
0.03215191439351766
Profitability > final Score
20
Profitability > verdict
Weak
Risk > metrics > Debt Equity
7.30049706398787
Risk > metrics > Interest Coverage
0.25157188272695163
Risk > final Score
7
Risk > verdict
High
Liquidity > metrics > Current Ratio
3.8654788838612366
Liquidity > metrics > Quick Ratio
3.8654788838612366
Liquidity > final Score
100
Liquidity > verdict
Great
Prev Valuations > 0
90
Prev Valuations > 1
90
Prev Valuations > 2
90
Prev Profitabilities > 0
28
Prev Profitabilities > 1
44
Prev Profitabilities > 2
43
Prev Risks > 0
7
Prev Risks > 1
7
Prev Risks > 2
6
Prev Liquidities > 0
100
Prev Liquidities > 1
100
Prev Liquidities > 2
100
Updated At
2025-12-13T20:30:57.617Z
Earnings History > 0 > period
2025-12-31
Earnings History > 0 > report Date
2026-02-12
Earnings History > 0 > date
2025-12-31
Earnings History > 0 > before After Market
-
Earnings History > 0 > currency
-
Earnings History > 0 > eps Actual
0
Earnings History > 0 > eps Estimate
0.3186
Earnings History > 0 > eps Difference
-0.3186
Earnings History > 0 > surprise Percent
-100
Earnings History > 1 > period
2025-09-30
Earnings History > 1 > report Date
2025-11-10
Earnings History > 1 > date
2025-09-30
Earnings History > 1 > before After Market
AfterMarket
Earnings History > 1 > currency
-
Earnings History > 1 > eps Actual
0.39
Earnings History > 1 > eps Estimate
0.28
Earnings History > 1 > eps Difference
0.11
Earnings History > 1 > surprise Percent
39.2857
Earnings History > 2 > period
2025-06-30
Earnings History > 2 > report Date
2025-08-06
Earnings History > 2 > date
2025-06-30
Earnings History > 2 > before After Market
AfterMarket
Earnings History > 2 > currency
-
Earnings History > 2 > eps Actual
0.31
Earnings History > 2 > eps Estimate
0.22
Earnings History > 2 > eps Difference
0.09
Earnings History > 2 > surprise Percent
40.9091
Earnings History > 3 > period
2025-03-31
Earnings History > 3 > report Date
2025-05-08
Earnings History > 3 > date
2025-03-31
Earnings History > 3 > before After Market
AfterMarket
Earnings History > 3 > currency
USD
Earnings History > 3 > eps Actual
0.4
Earnings History > 3 > eps Estimate
0.08
Earnings History > 3 > eps Difference
0.32
Earnings History > 3 > surprise Percent
400
Earnings History > 4 > period
2024-12-31
Earnings History > 4 > report Date
2025-02-12
Earnings History > 4 > date
2024-12-31
Earnings History > 4 > before After Market
AfterMarket
Earnings History > 4 > currency
USD
Earnings History > 4 > eps Actual
0.49
Earnings History > 4 > eps Estimate
0.1
Earnings History > 4 > eps Difference
0.39
Earnings History > 4 > surprise Percent
390
Earnings History > 5 > period
2024-09-30
Earnings History > 5 > report Date
2024-11-12
Earnings History > 5 > date
2024-09-30
Earnings History > 5 > before After Market
AfterMarket
Earnings History > 5 > currency
USD
Earnings History > 5 > eps Actual
0.02
Earnings History > 5 > eps Estimate
0.07
Earnings History > 5 > eps Difference
-0.05
Earnings History > 5 > surprise Percent
-71.4286
Earnings History > 6 > period
2024-06-30
Earnings History > 6 > report Date
2024-08-08
Earnings History > 6 > date
2024-06-30
Earnings History > 6 > before After Market
AfterMarket
Earnings History > 6 > currency
USD
Earnings History > 6 > eps Actual
0.08
Earnings History > 6 > eps Estimate
-0.18
Earnings History > 6 > eps Difference
0.26
Earnings History > 6 > surprise Percent
144.4444
Earnings History > 7 > period
2024-03-31
Earnings History > 7 > report Date
2024-05-09
Earnings History > 7 > date
2024-03-31
Earnings History > 7 > before After Market
AfterMarket
Earnings History > 7 > currency
USD
Earnings History > 7 > eps Actual
0.09
Earnings History > 7 > eps Estimate
-0.26
Earnings History > 7 > eps Difference
0.35
Earnings History > 7 > surprise Percent
134.6154
Earnings History > 8 > period
2023-12-31
Earnings History > 8 > report Date
2024-03-14
Earnings History > 8 > date
2023-12-31
Earnings History > 8 > before After Market
AfterMarket
Earnings History > 8 > currency
USD
Earnings History > 8 > eps Actual
-0.53
Earnings History > 8 > eps Estimate
-0.37
Earnings History > 8 > eps Difference
-0.16
Earnings History > 8 > surprise Percent
-43.2432
Earnings History > 9 > period
2023-09-30
Earnings History > 9 > report Date
2023-11-06
Earnings History > 9 > date
2023-09-30
Earnings History > 9 > before After Market
AfterMarket
Earnings History > 9 > currency
USD
Earnings History > 9 > eps Actual
-0.46
Earnings History > 9 > eps Estimate
0.31
Earnings History > 9 > eps Difference
-0.77
Earnings History > 9 > surprise Percent
-248.3871
Earnings History > 10 > period
2023-06-30
Earnings History > 10 > report Date
2023-08-08
Earnings History > 10 > date
2023-06-30
Earnings History > 10 > before After Market
AfterMarket
Earnings History > 10 > currency
USD
Earnings History > 10 > eps Actual
0.06
Earnings History > 10 > eps Estimate
-0.14
Earnings History > 10 > eps Difference
0.2
Earnings History > 10 > surprise Percent
142.8571
Earnings History > 11 > period
2023-03-31
Earnings History > 11 > report Date
2023-05-08
Earnings History > 11 > date
2023-03-31
Earnings History > 11 > before After Market
AfterMarket
Earnings History > 11 > currency
USD
Earnings History > 11 > eps Actual
-2.6
Earnings History > 11 > eps Estimate
-1.36
Earnings History > 11 > eps Difference
-1.24
Earnings History > 11 > surprise Percent
-91.1765
Earnings History > 12 > period
2022-12-31
Earnings History > 12 > report Date
2023-03-13
Earnings History > 12 > date
2022-12-31
Earnings History > 12 > before After Market
AfterMarket
Earnings History > 12 > currency
USD
Earnings History > 12 > eps Actual
0.14
Earnings History > 12 > eps Estimate
0.23
Earnings History > 12 > eps Difference
-0.09
Earnings History > 12 > surprise Percent
-39.1304
Earnings History > 13 > period
2022-09-30
Earnings History > 13 > report Date
2022-11-07
Earnings History > 13 > date
2022-09-30
Earnings History > 13 > before After Market
AfterMarket
Earnings History > 13 > currency
USD
Earnings History > 13 > eps Actual
0.25
Earnings History > 13 > eps Estimate
-0.11
Earnings History > 13 > eps Difference
0.36
Earnings History > 13 > surprise Percent
327.2727
Earnings History > 14 > period
2022-06-30
Earnings History > 14 > report Date
2022-08-08
Earnings History > 14 > date
2022-06-30
Earnings History > 14 > before After Market
AfterMarket
Earnings History > 14 > currency
USD
Earnings History > 14 > eps Actual
0.11
Earnings History > 14 > eps Estimate
0.09
Earnings History > 14 > eps Difference
0.02
Earnings History > 14 > surprise Percent
22.2222
Earnings History > 15 > period
2022-03-31
Earnings History > 15 > report Date
2022-05-09
Earnings History > 15 > date
2022-03-31
Earnings History > 15 > before After Market
AfterMarket
Earnings History > 15 > currency
USD
Earnings History > 15 > eps Actual
1.58
Earnings History > 15 > eps Estimate
0.59
Earnings History > 15 > eps Difference
0.99
Earnings History > 15 > surprise Percent
167.7966
Earnings History > 16 > period
2021-12-31
Earnings History > 16 > report Date
2022-02-24
Earnings History > 16 > date
2021-12-31
Earnings History > 16 > before After Market
AfterMarket
Earnings History > 16 > currency
USD
Earnings History > 16 > eps Actual
0.82
Earnings History > 16 > eps Estimate
0.72
Earnings History > 16 > eps Difference
0.1
Earnings History > 16 > surprise Percent
13.8889
Earnings History > 17 > period
2021-09-30
Earnings History > 17 > report Date
2021-11-03
Earnings History > 17 > date
2021-09-30
Earnings History > 17 > before After Market
AfterMarket
Earnings History > 17 > currency
USD
Earnings History > 17 > eps Actual
0.78
Earnings History > 17 > eps Estimate
0.44
Earnings History > 17 > eps Difference
0.34
Earnings History > 17 > surprise Percent
77.2727
Earnings History > 18 > period
2021-06-30
Earnings History > 18 > report Date
2021-08-05
Earnings History > 18 > date
2021-06-30
Earnings History > 18 > before After Market
AfterMarket
Earnings History > 18 > currency
USD
Earnings History > 18 > eps Actual
0.56
Earnings History > 18 > eps Estimate
0.05
Earnings History > 18 > eps Difference
0.51
Earnings History > 18 > surprise Percent
1020
Earnings History > 19 > period
2021-03-31
Earnings History > 19 > report Date
2021-05-06
Earnings History > 19 > date
2021-03-31
Earnings History > 19 > before After Market
AfterMarket
Earnings History > 19 > currency
USD
Earnings History > 19 > eps Actual
0.41
Earnings History > 19 > eps Estimate
0.19
Earnings History > 19 > eps Difference
0.22
Earnings History > 19 > surprise Percent
115.7895
Earnings History > 20 > period
2020-12-31
Earnings History > 20 > report Date
2021-02-18
Earnings History > 20 > date
2020-12-31
Earnings History > 20 > before After Market
AfterMarket
Earnings History > 20 > currency
USD
Earnings History > 20 > eps Actual
0.6
Earnings History > 20 > eps Estimate
0.11
Earnings History > 20 > eps Difference
0.49
Earnings History > 20 > surprise Percent
445.4545
Earnings History > 21 > period
2020-09-30
Earnings History > 21 > report Date
2020-11-10
Earnings History > 21 > date
2020-09-30
Earnings History > 21 > before After Market
AfterMarket
Earnings History > 21 > currency
USD
Earnings History > 21 > eps Actual
0.15
Earnings History > 21 > eps Estimate
-0.06
Earnings History > 21 > eps Difference
0.21
Earnings History > 21 > surprise Percent
350
Earnings History > 22 > period
2020-06-30
Earnings History > 22 > report Date
2020-08-06
Earnings History > 22 > date
2020-06-30
Earnings History > 22 > before After Market
AfterMarket
Earnings History > 22 > currency
USD
Earnings History > 22 > eps Actual
-1.29
Earnings History > 22 > eps Estimate
0.09
Earnings History > 22 > eps Difference
-1.38
Earnings History > 22 > surprise Percent
-1533.3333
Earnings History > 23 > period
2020-03-31
Earnings History > 23 > report Date
2020-05-14
Earnings History > 23 > date
2020-03-31
Earnings History > 23 > before After Market
AfterMarket
Earnings History > 23 > currency
USD
Earnings History > 23 > eps Actual
-0.04
Earnings History > 23 > eps Estimate
0.17
Earnings History > 23 > eps Difference
-0.21
Earnings History > 23 > surprise Percent
-123.5294
Earnings History > 24 > period
2019-12-31
Earnings History > 24 > report Date
2020-02-27
Earnings History > 24 > date
2019-12-31
Earnings History > 24 > before After Market
AfterMarket
Earnings History > 24 > currency
USD
Earnings History > 24 > eps Actual
0.94
Earnings History > 24 > eps Estimate
0.63
Earnings History > 24 > eps Difference
0.31
Earnings History > 24 > surprise Percent
49.2063
Earnings History > 25 > period
2019-09-30
Earnings History > 25 > report Date
2019-11-12
Earnings History > 25 > date
2019-09-30
Earnings History > 25 > before After Market
AfterMarket
Earnings History > 25 > currency
USD
Earnings History > 25 > eps Actual
0.64
Earnings History > 25 > eps Estimate
0.45
Earnings History > 25 > eps Difference
0.19
Earnings History > 25 > surprise Percent
42.2222
Earnings History > 26 > period
2019-06-30
Earnings History > 26 > report Date
2019-09-27
Earnings History > 26 > date
2019-06-30
Earnings History > 26 > before After Market
AfterMarket
Earnings History > 26 > currency
USD
Earnings History > 26 > eps Actual
0.78
Earnings History > 26 > eps Estimate
0.48
Earnings History > 26 > eps Difference
0.3
Earnings History > 26 > surprise Percent
62.5
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
Stock Price
$ 0.00
0% decrease compared to yesterday.
Dividend
Frequency:
Rate:
N/ANext Payout:
N/AOportun Financial Corporation $OPRT Shares Sold by Boothbay Fund Management LLC - MarketBeat
12/13/2025
Oportun Financial Corporation $OPRT Shares Sold by Boothbay Fund Management LLC MarketBeat
Read more →RBF Capital LLC Sells 203,550 Shares of Oportun Financial Corporation $OPRT MarketBeat
Read more →Showing 2 of 10
(Last Updated 2025-09-30)
Rating:
BUY
Target Price:
$8.6667
Analyst Picks
Strong Buy
3
Buy
0
Hold
3
Sell
0
Strong Sell
0
Sentiment:
Bullish
(Last Updated 2025-09-30)
Health Score
Price to Earnings Ratio (P/E)
-
Very High
Low ≥ 50
High ≤ 10
Price to Book Ratio (P/B)
-
Very Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Free Cash Flow - Revenue % (FCF)
-
Very High
Low ≤ 5%
High ≥ 15%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 71.70% of the total shares of Oportun Financial Corp
1.
Neuberger Berman Group LLC(8.9462%)
since
2025/06/30
2.
Findell Capital Management LLC(6.4448%)
since
2025/06/30
3.
BlackRock Inc(5.7555%)
since
2025/06/30
4.
Portolan Capital Management, LLC(3.6798%)
since
2025/06/30
5.
Vanguard Group Inc(3.672%)
since
2025/06/30
6.
Cannell Capital LLC(3.6384%)
since
2025/06/30
7.
Long Focus Capital Management, LLC(3.4442%)
since
2025/06/30
8.
Strategic Advisers U.S. Total Stock(3.0409%)
since
2025/07/31
9.
Millennium Management LLC(3.029%)
since
2025/06/30
10.
BOOTHBAY FUND MANAGEMENT, LLC(2.3466%)
since
2025/06/30
11.
Vanguard Total Stock Mkt Idx Inv(2.0177%)
since
2025/07/31
12.
Dimensional Fund Advisors, Inc.(1.965%)
since
2025/06/30
13.
iShares Russell 2000 ETF(1.9098%)
since
2025/08/31
14.
Geode Capital Management, LLC(1.7652%)
since
2025/06/30
15.
Acuitas Investments, LLC(1.6847%)
since
2025/06/30
16.
Two Sigma Advisers, LLC(1.5324%)
since
2025/06/30
17.
Glynn Capital Management, LLC(1.3366%)
since
2025/06/30
18.
Marshall Wace Asset Management Ltd(1.3068%)
since
2025/06/30
19.
Summa Corp(1.2846%)
since
2025/06/30
20.
Citadel Advisors Llc(1.2337%)
since
2025/06/30
21.
Two Sigma Investments LLC(1.142%)
since
2025/06/30
22.
Boston Partners Global Investors, Inc(1.1115%)
since
2025/06/30
23.
Amvescap Plc.(1.1009%)
since
2025/06/30
24.
Boston Partners Small Cap Value II Inv(0.9019%)
since
2025/06/30
25.
Invesco Dorsey Wright SmallCap Momt ETF(0.7945%)
since
2025/08/29
26.
Fidelity Small Cap Index(0.7575%)
since
2025/06/30
27.
Vanguard Institutional Extnd Mkt Idx Tr(0.7513%)
since
2025/07/31
28.
iShares Russell 2000 Value ETF(0.6598%)
since
2025/08/31
29.
Fidelity Small-Mid Multifactor ETF(0.5616%)
since
2025/08/29
30.
Kennedy Micro Cap Opportunities(0.5231%)
since
2025/06/30
31.
DFA US Targeted Value I(0.4622%)
since
2025/07/31
32.
Dimensional US Targeted Value ETF(0.4227%)
since
2025/08/29
33.
Fidelity Extended Market Index(0.3751%)
since
2025/07/31
34.
Vanguard Russell 2000 ETF(0.3622%)
since
2025/07/31
35.
EA Bridgeway Omni Small-Cap Value ETF(0.335%)
since
2025/08/29
36.
IMC US Ultra Micro Cap(0.3343%)
since
2025/07/31
37.
Pleiades Small Cap Equity A(0.3261%)
since
2025/06/30
38.
State St Russell Sm Cap® Indx SL Cl I(0.2684%)
since
2025/08/31
39.
Dimensional US Small Cap ETF(0.2403%)
since
2025/08/29
40.
Invesco RAFI US 1500 Small-Mid ETF(0.2342%)
since
2025/08/29
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
Date
2025-12-31
EPS Estimate
0.3186
Date
2025-09-30
EPS Actual
0.39
EPS Estimate
0.28
EPS Difference
0.11
Surprise Percent
39.2857%
(Last Updated 2025-09-30)
(Last Updated 2025-09-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-09-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-09-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.