ORRF

Orrstown Financial Services Inc

ORRF, USA

Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans, such as home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, it provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as other fiduciary services under the Orrstown Financial Advisors name; and retail brokerage services through a third-party broker/dealer arrangement. Further, the company offers fiduciary, investment advisory, insurance, and brokerage services. The company was founded in 1919 and is headquartered in Harrisburg, Pennsylvania.

https://www.orrstown.com

Stock Price

$0.00

0%

decrease compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
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Showing 2 of 10

Analyst Ratings & Sentiment

(Last Updated 2025-09-30)

Rating:

BUY

Target Price:

$41

Analyst Picks

Strong Buy

2

Buy

3

Hold

0

Sell

0

Strong Sell

0

Sentiment:

Bullish

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

8.88

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very Low

1.21

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

3.82 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.40 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very High

24.90 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

8.56

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 61.91% of the total shares of Orrstown Financial Services Inc

1.

BlackRock Inc

(7.2155%)

since

2025/06/30

2.

Fourthstone LLC

(6.458%)

since

2025/06/30

3.

Vanguard Group Inc

(5.5821%)

since

2025/06/30

4.

Dimensional Fund Advisors, Inc.

(3.5553%)

since

2025/06/30

5.

State Street Corp

(3.1023%)

since

2025/06/30

6.

Vanguard Total Stock Mkt Idx Inv

(2.9285%)

since

2025/07/31

7.

Wellington Management Company LLP

(2.8591%)

since

2025/06/30

8.

Geode Capital Management, LLC

(2.3926%)

since

2025/06/30

9.

iShares Russell 2000 ETF

(2.2516%)

since

2025/08/31

10.

Renaissance Technologies Corp

(1.4311%)

since

2025/06/30

11.

American Century Companies Inc

(1.312%)

since

2025/06/30

12.

Avantis US Small Cap Value ETF

(1.2268%)

since

2025/08/30

13.

Manufacturers Life Insurance Co

(1.216%)

since

2025/06/30

14.

Marshall Wace Asset Management Ltd

(1.1967%)

since

2025/06/30

15.

FMR Inc

(1.1558%)

since

2025/06/30

16.

Morgan Stanley - Brokerage Accounts

(1.0688%)

since

2025/06/30

17.

Vanguard Institutional Extnd Mkt Idx Tr

(1.0632%)

since

2025/07/31

18.

ProShare Advisors LLC

(1.0224%)

since

2025/06/30

19.

ProShares Russell 2000 Dividend Growers

(0.9864%)

since

2025/08/29

20.

Fidelity Small Cap Index

(0.9602%)

since

2025/06/30

21.

SPDR® S&P Regional Banking ETF

(0.9327%)

since

2025/08/31

22.

Petiole USA ltd

(0.9079%)

since

2025/06/30

23.

Qube Research & Technologies

(0.8794%)

since

2025/06/30

24.

Millennium Management LLC

(0.8776%)

since

2025/06/30

25.

iShares Russell 2000 Value ETF

(0.8447%)

since

2025/08/31

26.

Northern Trust Corp

(0.8354%)

since

2025/06/30

27.

Charles Schwab Investment Management Inc

(0.8213%)

since

2025/06/30

28.

Pacific Ridge Capital Partners, LLC

(0.7952%)

since

2025/06/30

29.

Strategic Advisers Fidelity US TtlStk

(0.7328%)

since

2025/07/31

30.

DFA US Small Cap Value I

(0.7305%)

since

2025/07/31

31.

JHancock Regional Bank A

(0.6237%)

since

2025/07/31

32.

Fidelity Extended Market Index

(0.5439%)

since

2025/07/31

33.

DFA US Targeted Value I

(0.5216%)

since

2025/07/31

34.

Schwab US Small-Cap ETF™

(0.4753%)

since

2025/08/30

35.

Vanguard Russell 2000 ETF

(0.4569%)

since

2025/07/31

36.

JH Financial Opportunities

(0.4485%)

since

2025/07/31

37.

Bridgeway Omni Small-Cap Value N

(0.4163%)

since

2025/06/30

38.

Bridgeway Omni Small-Cap Value

(0.4163%)

since

2025/06/30

39.

State St Russell Sm Cap® Indx SL Cl I

(0.3441%)

since

2025/08/31

40.

Adara Smaller Companies

(0.3221%)

since

2025/07/31

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

1.06

Latest Release

Date

2025-09-30

EPS Actual

1.13

EPS Estimate

1.05

EPS Difference

0.08

Surprise Percent

7.619%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Strong Deep Value(7)
Defensive
Moderately Defensive(4.5)
Dividend
Decent Dividend Payer(3.5)
Economic Moat
Wide Moat Company(8.3)
GARP
Fair GARP(5)
Growth
Moderate Growth(4)
Momentum
Moderate Momentum(4.5)
Net Net
Not Undervalued (Net-Net)(3)
Quality
Moderate Quality(6)
Value
Undervalued(8)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.