_id
691488f2ccc777a4e85d980f
Ticker
OSBK
Name
Oconee Financial Corporation
Exchange
OTCQX
Address
35 North Main Street, Watkinsville, GA, United States, 30677
Country
USA
Sector
Financial Services
Industry
Banks - Regional
Currency
USD
Website
https://www.oconeestatebank.com
Description
Oconee Financial Corporation operates as the bank holding company for Oconee State Bank that provides a range of commercial and consumer banking products and services to consumers, businesses, and communities. The company offers various deposit products, including checking, savings/money market, and individual retirement accounts, as well as certificates of deposits. It also provides loans comprising consumer, construction, commercial, small business administration, and mortgage loans; lines of credit; and debit and credit cards. In addition, the company offers bill pay, electronic statements, safe deposit box, overdraft protection, stop payment, wire transfer, mobile and remote deposit, ACH advantage, merchant card, check recovery, mobile text banking, and investment services; and online, mobile, and telephone banking services. It operates thee full-service financial centers in Oconee County; one full-service financial center in Gwinnett County; one limited service loan production office in Athens/Clarke County; one financial center in Bogart; one financial center located on Experiment Station Road, which serves the Butler's Crossing community; one financial center located on North Brown Road in Lawrenceville; and one loan production office located in One Press Place in downtown Athens; and three automated teller machines located in Oconee County. Oconee Financial Corporation was founded in 1960 and is headquartered in Watkinsville, Georgia.
Last Close
46.3
Volume
-
Current Price
46.35
Change
0
Last Updated
2026-01-05T12:18:18.237Z
Image
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Ipo Date
-
Market Cap
48453412
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
-
Sentiment Sources
0
Current Quarter
2025-09-30
Revenue
8452106
Cost Of Revenue
-
Gross Profit
-
Operating Expenses
-
Operating Income
-
Interest Expense
2952700
Pretax Income
1996309
Net Income
1546667
Eps
1.477928543444401
Dividends Per Share
-
Shares Outstanding
1046510
Income Tax Expense
-
EBITDA
-
Operating Margin
-
Total Other Income Expense Net
-
Cash
40421314
Short Term Investments
147217414
Receivables
-
Inventories
-
Total Current Assets
-
Property Plant Equipment
11678159
Total Assets
689171156
Payables
-
Short Term Debt
-
Long Term Debt
29534068
Total Liabilities
635474057
Equity
53697099
Bs_currency_symbol
USD
Depreciation
-
Change In Working Capital
-
Cash From Operations
-
Capital Expenditures
0
Cash From Investing
-
Cash From Financing
-
Net Change In Cash
-
Cf_currency_symbol
USD
PE
8.7358
PB
0.9033213973067706
ROE
2.8803548586488814
ROA
0.22442422125977657
FCF
-
Fcf Percent
-
Piotroski FScore
2
Health Score
41
Deep Value Investing Score
7
Defensive Investing Score
4
Dividend Investing Score
1.5
Economic Moat Investing Score
5.8
Garp Investing Score
1
Growth Investing Score
1.5
Momentum Investing Score
4
Net Net Investing Score
3
Quality Investing Score
3
Value Investing Score
6.5
Quarters > 0 > quarter
2025-09-30
Quarters > 0 > income Statement > revenue
8452106
Quarters > 0 > income Statement > cost Of Revenue
-
Quarters > 0 > income Statement > gross Profit
-
Quarters > 0 > income Statement > operating Expenses
-
Quarters > 0 > income Statement > operating Income
-
Quarters > 0 > income Statement > interest Expense
2952700
Quarters > 0 > income Statement > pretax Income
1996309
Quarters > 0 > income Statement > net Income
1546667
Quarters > 0 > income Statement > eps
1.477928543444401
Quarters > 0 > income Statement > dividends Per Share
-
Quarters > 0 > income Statement > shares Outstanding
1046510
Quarters > 0 > income Statement > income Tax Expense
-
Quarters > 0 > income Statement > EBITDA
-
Quarters > 0 > income Statement > operating Margin
-
Quarters > 0 > income Statement > total Other Income Expense Net
-
Quarters > 0 > income Statement > currency_symbol
USD
Quarters > 0 > balance Sheet > cash
40421314
Quarters > 0 > balance Sheet > short Term Investments
147217414
Quarters > 0 > balance Sheet > receivables
-
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
-
Quarters > 0 > balance Sheet > property Plant Equipment
11678159
Quarters > 0 > balance Sheet > total Assets
689171156
Quarters > 0 > balance Sheet > payables
-
Quarters > 0 > balance Sheet > short Term Debt
-
Quarters > 0 > balance Sheet > long Term Debt
29534068
Quarters > 0 > balance Sheet > total Liabilities
635474057
Quarters > 0 > balance Sheet > equity
53697099
Quarters > 0 > balance Sheet > currency_symbol
USD
Quarters > 0 > cash Flow > net Income
1546667
Quarters > 0 > cash Flow > depreciation
-
Quarters > 0 > cash Flow > change In Working Capital
-
Quarters > 0 > cash Flow > cash From Operations
-
Quarters > 0 > cash Flow > capital Expenditures
0
Quarters > 0 > cash Flow > cash From Investing
-
Quarters > 0 > cash Flow > cash From Financing
-
Quarters > 0 > cash Flow > net Change In Cash
-
Quarters > 0 > cash Flow > currency_symbol
USD
Quarters > 0 > ratios > PE
1.477928543444401
Quarters > 0 > ratios > PB
0.9033213973067706
Quarters > 0 > ratios > ROE
2.8803548586488814
Quarters > 0 > ratios > ROA
0.22442422125977657
Quarters > 0 > ratios > FCF
-
Quarters > 0 > ratios > Piotroski FScore
2
Quarters > 0 > ratios > fcf Percent
-
Quarters > 0 > health Score
41
Quarters > 1 > quarter
2025-06-30
Quarters > 1 > income Statement > revenue
8893109
Quarters > 1 > income Statement > cost Of Revenue
-
Quarters > 1 > income Statement > gross Profit
-
Quarters > 1 > income Statement > operating Expenses
-
Quarters > 1 > income Statement > operating Income
-
Quarters > 1 > income Statement > interest Expense
2639375
Quarters > 1 > income Statement > pretax Income
2289243
Quarters > 1 > income Statement > net Income
1824066
Quarters > 1 > income Statement > eps
1.7432239875761557
Quarters > 1 > income Statement > dividends Per Share
-
Quarters > 1 > income Statement > shares Outstanding
1046375
Quarters > 1 > income Statement > income Tax Expense
-
Quarters > 1 > income Statement > EBITDA
-
Quarters > 1 > income Statement > operating Margin
-
Quarters > 1 > income Statement > total Other Income Expense Net
-
Quarters > 1 > income Statement > currency_symbol
USD
Quarters > 1 > balance Sheet > cash
23506639
Quarters > 1 > balance Sheet > short Term Investments
148386463
Quarters > 1 > balance Sheet > receivables
-
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
-
Quarters > 1 > balance Sheet > property Plant Equipment
11365130
Quarters > 1 > balance Sheet > total Assets
670288484
Quarters > 1 > balance Sheet > payables
-
Quarters > 1 > balance Sheet > short Term Debt
-
Quarters > 1 > balance Sheet > long Term Debt
27378264
Quarters > 1 > balance Sheet > total Liabilities
619214743
Quarters > 1 > balance Sheet > equity
51073741
Quarters > 1 > balance Sheet > currency_symbol
USD
Quarters > 1 > cash Flow > net Income
1824066
Quarters > 1 > cash Flow > depreciation
-
Quarters > 1 > cash Flow > change In Working Capital
-
Quarters > 1 > cash Flow > cash From Operations
-
Quarters > 1 > cash Flow > capital Expenditures
0
Quarters > 1 > cash Flow > cash From Investing
-
Quarters > 1 > cash Flow > cash From Financing
-
Quarters > 1 > cash Flow > net Change In Cash
-
Quarters > 1 > cash Flow > currency_symbol
USD
Quarters > 1 > ratios > PE
1.7432239875761557
Quarters > 1 > ratios > PB
0.9495971961403807
Quarters > 1 > ratios > ROE
3.5714360536072736
Quarters > 1 > ratios > ROA
0.2721314842103121
Quarters > 1 > ratios > FCF
-
Quarters > 1 > ratios > Piotroski FScore
2
Quarters > 1 > ratios > fcf Percent
-
Quarters > 1 > health Score
41
Quarters > 2 > quarter
2025-03-31
Quarters > 2 > income Statement > revenue
7277912
Quarters > 2 > income Statement > cost Of Revenue
-
Quarters > 2 > income Statement > gross Profit
-
Quarters > 2 > income Statement > operating Expenses
-
Quarters > 2 > income Statement > operating Income
-
Quarters > 2 > income Statement > interest Expense
2424331
Quarters > 2 > income Statement > pretax Income
1227602
Quarters > 2 > income Statement > net Income
1010360
Quarters > 2 > income Statement > eps
0.9655811730975988
Quarters > 2 > income Statement > dividends Per Share
-
Quarters > 2 > income Statement > shares Outstanding
1046375
Quarters > 2 > income Statement > income Tax Expense
-
Quarters > 2 > income Statement > EBITDA
-
Quarters > 2 > income Statement > operating Margin
-
Quarters > 2 > income Statement > total Other Income Expense Net
-
Quarters > 2 > income Statement > currency_symbol
USD
Quarters > 2 > balance Sheet > cash
43171523
Quarters > 2 > balance Sheet > short Term Investments
149207014
Quarters > 2 > balance Sheet > receivables
-
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
-
Quarters > 2 > balance Sheet > property Plant Equipment
10554954
Quarters > 2 > balance Sheet > total Assets
647113766
Quarters > 2 > balance Sheet > payables
-
Quarters > 2 > balance Sheet > short Term Debt
-
Quarters > 2 > balance Sheet > long Term Debt
19372277
Quarters > 2 > balance Sheet > total Liabilities
598232844
Quarters > 2 > balance Sheet > equity
48880922
Quarters > 2 > balance Sheet > currency_symbol
USD
Quarters > 2 > cash Flow > net Income
1010360
Quarters > 2 > cash Flow > depreciation
-
Quarters > 2 > cash Flow > change In Working Capital
-
Quarters > 2 > cash Flow > cash From Operations
-
Quarters > 2 > cash Flow > capital Expenditures
0
Quarters > 2 > cash Flow > cash From Investing
-
Quarters > 2 > cash Flow > cash From Financing
-
Quarters > 2 > cash Flow > net Change In Cash
-
Quarters > 2 > cash Flow > currency_symbol
USD
Quarters > 2 > ratios > PE
0.9655811730975988
Quarters > 2 > ratios > PB
0.9921965311947267
Quarters > 2 > ratios > ROE
2.0669822881000486
Quarters > 2 > ratios > ROA
0.15613328800673357
Quarters > 2 > ratios > FCF
-
Quarters > 2 > ratios > Piotroski FScore
2
Quarters > 2 > ratios > fcf Percent
-
Quarters > 2 > health Score
40
Quarters > 3 > quarter
2024-12-31
Quarters > 3 > income Statement > revenue
7389956
Quarters > 3 > income Statement > cost Of Revenue
-
Quarters > 3 > income Statement > gross Profit
-
Quarters > 3 > income Statement > operating Expenses
-
Quarters > 3 > income Statement > operating Income
-
Quarters > 3 > income Statement > interest Expense
2688931
Quarters > 3 > income Statement > pretax Income
1298318
Quarters > 3 > income Statement > net Income
1160499
Quarters > 3 > income Statement > eps
1.1067781997409727
Quarters > 3 > income Statement > dividends Per Share
-
Quarters > 3 > income Statement > shares Outstanding
1048538
Quarters > 3 > income Statement > income Tax Expense
-
Quarters > 3 > income Statement > EBITDA
-
Quarters > 3 > income Statement > operating Margin
-
Quarters > 3 > income Statement > total Other Income Expense Net
-
Quarters > 3 > income Statement > currency_symbol
USD
Quarters > 3 > balance Sheet > cash
58478454
Quarters > 3 > balance Sheet > short Term Investments
139211860
Quarters > 3 > balance Sheet > receivables
2307168
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
-
Quarters > 3 > balance Sheet > property Plant Equipment
10653530
Quarters > 3 > balance Sheet > total Assets
640032216
Quarters > 3 > balance Sheet > payables
-
Quarters > 3 > balance Sheet > short Term Debt
-
Quarters > 3 > balance Sheet > long Term Debt
19366290
Quarters > 3 > balance Sheet > total Liabilities
591787796
Quarters > 3 > balance Sheet > equity
48244420
Quarters > 3 > balance Sheet > currency_symbol
USD
Quarters > 3 > cash Flow > net Income
1160499
Quarters > 3 > cash Flow > depreciation
-
Quarters > 3 > cash Flow > change In Working Capital
-
Quarters > 3 > cash Flow > cash From Operations
-
Quarters > 3 > cash Flow > capital Expenditures
0
Quarters > 3 > cash Flow > cash From Investing
-
Quarters > 3 > cash Flow > cash From Financing
-
Quarters > 3 > cash Flow > net Change In Cash
-
Quarters > 3 > cash Flow > currency_symbol
USD
Quarters > 3 > ratios > PE
1.1067781997409727
Quarters > 3 > ratios > PB
1.0073649201296233
Quarters > 3 > ratios > ROE
2.405457460158087
Quarters > 3 > ratios > ROA
0.1813188416128103
Quarters > 3 > ratios > FCF
-
Quarters > 3 > ratios > Piotroski FScore
2
Quarters > 3 > ratios > fcf Percent
-
Quarters > 3 > health Score
41
Annuals > 0 > quarter
2024-12-31
Annuals > 0 > income Statement > revenue
28195565
Annuals > 0 > income Statement > cost Of Revenue
-
Annuals > 0 > income Statement > gross Profit
-
Annuals > 0 > income Statement > operating Expenses
-
Annuals > 0 > income Statement > operating Income
-
Annuals > 0 > income Statement > interest Expense
9879651
Annuals > 0 > income Statement > pretax Income
6089703
Annuals > 0 > income Statement > net Income
4929179
Annuals > 0 > income Statement > eps
4.701001775805931
Annuals > 0 > income Statement > dividends Per Share
993652
Annuals > 0 > income Statement > shares Outstanding
1048538
Annuals > 0 > income Statement > income Tax Expense
-
Annuals > 0 > income Statement > EBITDA
-
Annuals > 0 > income Statement > operating Margin
-
Annuals > 0 > income Statement > total Other Income Expense Net
-
Annuals > 0 > income Statement > currency_symbol
USD
Annuals > 0 > balance Sheet > cash
58478454
Annuals > 0 > balance Sheet > short Term Investments
139211860
Annuals > 0 > balance Sheet > receivables
2307168
Annuals > 0 > balance Sheet > inventories
-
Annuals > 0 > balance Sheet > total Current Assets
-
Annuals > 0 > balance Sheet > property Plant Equipment
10653530
Annuals > 0 > balance Sheet > total Assets
640032216
Annuals > 0 > balance Sheet > payables
-
Annuals > 0 > balance Sheet > short Term Debt
-
Annuals > 0 > balance Sheet > long Term Debt
19366290
Annuals > 0 > balance Sheet > total Liabilities
591787796
Annuals > 0 > balance Sheet > equity
48244420
Annuals > 0 > balance Sheet > currency_symbol
USD
Annuals > 0 > cash Flow > net Income
4929179
Annuals > 0 > cash Flow > depreciation
1367462
Annuals > 0 > cash Flow > change In Working Capital
1063024
Annuals > 0 > cash Flow > cash From Operations
5080141
Annuals > 0 > cash Flow > capital Expenditures
1024821
Annuals > 0 > cash Flow > cash From Investing
-
Annuals > 0 > cash Flow > cash From Financing
41668345
Annuals > 0 > cash Flow > net Change In Cash
5383590
Annuals > 0 > cash Flow > currency_symbol
USD
Annuals > 0 > ratios > PE
4.701001775805931
Annuals > 0 > ratios > PB
1.0062782265804004
Annuals > 0 > ratios > ROE
10.217096609307356
Annuals > 0 > ratios > ROA
0.7701454515533325
Annuals > 0 > ratios > FCF
4055320
Annuals > 0 > ratios > Piotroski FScore
4
Annuals > 0 > ratios > fcf Percent
0.14382829356318982
Annuals > 0 > health Score
54
Annuals > 1 > quarter
2023-12-31
Annuals > 1 > income Statement > revenue
24845314
Annuals > 1 > income Statement > cost Of Revenue
-
Annuals > 1 > income Statement > gross Profit
-
Annuals > 1 > income Statement > operating Expenses
-
Annuals > 1 > income Statement > operating Income
-
Annuals > 1 > income Statement > interest Expense
5837800
Annuals > 1 > income Statement > pretax Income
7254035
Annuals > 1 > income Statement > net Income
5926177
Annuals > 1 > income Statement > eps
5.65323863853169
Annuals > 1 > income Statement > dividends Per Share
762022
Annuals > 1 > income Statement > shares Outstanding
1048280
Annuals > 1 > income Statement > income Tax Expense
-
Annuals > 1 > income Statement > EBITDA
-
Annuals > 1 > income Statement > operating Margin
-
Annuals > 1 > income Statement > total Other Income Expense Net
-
Annuals > 1 > income Statement > currency_symbol
USD
Annuals > 1 > balance Sheet > cash
53094864
Annuals > 1 > balance Sheet > short Term Investments
159612661
Annuals > 1 > balance Sheet > receivables
2473405
Annuals > 1 > balance Sheet > inventories
-
Annuals > 1 > balance Sheet > total Current Assets
-
Annuals > 1 > balance Sheet > property Plant Equipment
8795018
Annuals > 1 > balance Sheet > total Assets
589057642
Annuals > 1 > balance Sheet > payables
-
Annuals > 1 > balance Sheet > short Term Debt
-
Annuals > 1 > balance Sheet > long Term Debt
10342342
Annuals > 1 > balance Sheet > total Liabilities
546747052
Annuals > 1 > balance Sheet > equity
42310590
Annuals > 1 > balance Sheet > currency_symbol
USD
Annuals > 1 > cash Flow > net Income
5926177
Annuals > 1 > cash Flow > depreciation
1049474
Annuals > 1 > cash Flow > change In Working Capital
249323
Annuals > 1 > cash Flow > cash From Operations
3719466
Annuals > 1 > cash Flow > capital Expenditures
797639
Annuals > 1 > cash Flow > cash From Investing
-
Annuals > 1 > cash Flow > cash From Financing
19277461
Annuals > 1 > cash Flow > net Change In Cash
1664848
Annuals > 1 > cash Flow > currency_symbol
USD
Annuals > 1 > ratios > PE
5.65323863853169
Annuals > 1 > ratios > PB
1.147120945370887
Annuals > 1 > ratios > ROE
14.006368145658096
Annuals > 1 > ratios > ROA
1.0060436496297929
Annuals > 1 > ratios > FCF
2921827
Annuals > 1 > ratios > Piotroski FScore
3
Annuals > 1 > ratios > fcf Percent
0.11760072744502242
Annuals > 1 > health Score
54
Annuals > 2 > quarter
2022-12-31
Annuals > 2 > income Statement > revenue
21040487
Annuals > 2 > income Statement > cost Of Revenue
-
Annuals > 2 > income Statement > gross Profit
-
Annuals > 2 > income Statement > operating Expenses
-
Annuals > 2 > income Statement > operating Income
-
Annuals > 2 > income Statement > interest Expense
1443525
Annuals > 2 > income Statement > pretax Income
5328357
Annuals > 2 > income Statement > net Income
4123685
Annuals > 2 > income Statement > eps
4.59233253521911
Annuals > 2 > income Statement > dividends Per Share
627251
Annuals > 2 > income Statement > shares Outstanding
897950
Annuals > 2 > income Statement > income Tax Expense
-
Annuals > 2 > income Statement > EBITDA
-
Annuals > 2 > income Statement > operating Margin
-
Annuals > 2 > income Statement > total Other Income Expense Net
-
Annuals > 2 > income Statement > currency_symbol
USD
Annuals > 2 > balance Sheet > cash
51430016
Annuals > 2 > balance Sheet > short Term Investments
159640457
Annuals > 2 > balance Sheet > receivables
1582877
Annuals > 2 > balance Sheet > inventories
-
Annuals > 2 > balance Sheet > total Current Assets
51572008
Annuals > 2 > balance Sheet > property Plant Equipment
8000576
Annuals > 2 > balance Sheet > total Assets
536747654
Annuals > 2 > balance Sheet > payables
2976386
Annuals > 2 > balance Sheet > short Term Debt
-
Annuals > 2 > balance Sheet > long Term Debt
9818393
Annuals > 2 > balance Sheet > total Liabilities
507664463
Annuals > 2 > balance Sheet > equity
29083191
Annuals > 2 > balance Sheet > currency_symbol
USD
Annuals > 2 > cash Flow > net Income
4123685
Annuals > 2 > cash Flow > depreciation
1454222
Annuals > 2 > cash Flow > change In Working Capital
-651178
Annuals > 2 > cash Flow > cash From Operations
3732203
Annuals > 2 > cash Flow > capital Expenditures
332503
Annuals > 2 > cash Flow > cash From Investing
-
Annuals > 2 > cash Flow > cash From Financing
-25466404
Annuals > 2 > cash Flow > net Change In Cash
-34344498
Annuals > 2 > cash Flow > currency_symbol
USD
Annuals > 2 > ratios > PE
4.59233253521911
Annuals > 2 > ratios > PB
1.4295228126789798
Annuals > 2 > ratios > ROE
14.178928990288583
Annuals > 2 > ratios > ROA
0.768272570782396
Annuals > 2 > ratios > FCF
3399700
Annuals > 2 > ratios > Piotroski FScore
3
Annuals > 2 > ratios > fcf Percent
0.1615789596505062
Annuals > 2 > health Score
58
Annuals > 3 > quarter
2021-12-31
Annuals > 3 > income Statement > revenue
20274078
Annuals > 3 > income Statement > cost Of Revenue
-
Annuals > 3 > income Statement > gross Profit
-
Annuals > 3 > income Statement > operating Expenses
-
Annuals > 3 > income Statement > operating Income
-
Annuals > 3 > income Statement > interest Expense
1646489
Annuals > 3 > income Statement > pretax Income
3731463
Annuals > 3 > income Statement > net Income
2999529
Annuals > 3 > income Statement > eps
3.3419520956215782
Annuals > 3 > income Statement > dividends Per Share
582179
Annuals > 3 > income Statement > shares Outstanding
897538
Annuals > 3 > income Statement > income Tax Expense
731934
Annuals > 3 > income Statement > EBITDA
-
Annuals > 3 > income Statement > operating Margin
-
Annuals > 3 > income Statement > total Other Income Expense Net
-
Annuals > 3 > income Statement > currency_symbol
USD
Annuals > 3 > balance Sheet > cash
85774514
Annuals > 3 > balance Sheet > short Term Investments
162165152
Annuals > 3 > balance Sheet > receivables
15158402
Annuals > 3 > balance Sheet > inventories
-
Annuals > 3 > balance Sheet > total Current Assets
86988302
Annuals > 3 > balance Sheet > property Plant Equipment
8602518
Annuals > 3 > balance Sheet > total Assets
571141998
Annuals > 3 > balance Sheet > payables
519693969
Annuals > 3 > balance Sheet > short Term Debt
-
Annuals > 3 > balance Sheet > long Term Debt
9794445
Annuals > 3 > balance Sheet > total Liabilities
531809377
Annuals > 3 > balance Sheet > equity
39332621
Annuals > 3 > balance Sheet > currency_symbol
USD
Annuals > 3 > cash Flow > net Income
2999529
Annuals > 3 > cash Flow > depreciation
1064004
Annuals > 3 > cash Flow > change In Working Capital
538748
Annuals > 3 > cash Flow > cash From Operations
9708852
Annuals > 3 > cash Flow > capital Expenditures
3842841
Annuals > 3 > cash Flow > cash From Investing
-74750412
Annuals > 3 > cash Flow > cash From Financing
74397644
Annuals > 3 > cash Flow > net Change In Cash
9356084
Annuals > 3 > cash Flow > currency_symbol
USD
Annuals > 3 > ratios > PE
3.3419520956215782
Annuals > 3 > ratios > PB
1.0565278474577118
Annuals > 3 > ratios > ROE
7.6260592956670745
Annuals > 3 > ratios > ROA
0.5251809550871095
Annuals > 3 > ratios > FCF
5866011
Annuals > 3 > ratios > Piotroski FScore
4
Annuals > 3 > ratios > fcf Percent
0.28933552490031855
Annuals > 3 > health Score
58
Valuation > metrics > PE
8.7358
Valuation > metrics > PB
0.9033213973067706
Valuation > final Score
90
Valuation > verdict
11.2% Undervalued
Profitability > metrics > ROE
2.8803548586488814
Profitability > metrics > Net Margin
0.1829919075790105
Profitability > final Score
48
Profitability > verdict
Weak
Risk > metrics > Debt Equity
11.834420645331324
Risk > metrics > Interest Coverage
0
Risk > final Score
6
Risk > verdict
High
Liquidity > final Score
50
Liquidity > verdict
Weak
Prev Valuations > 0
90
Prev Valuations > 1
90
Prev Valuations > 2
100
Prev Profitabilities > 0
52
Prev Profitabilities > 1
40
Prev Profitabilities > 2
43
Prev Risks > 0
6
Prev Risks > 1
6
Prev Risks > 2
6
Prev Liquidities > 0
50
Prev Liquidities > 1
50
Prev Liquidities > 2
50
Updated At
2026-01-20T22:21:23.660Z
Earnings History > 0 > period
2026-03-31
Earnings History > 0 > report Date
2026-05-05
Earnings History > 0 > date
2026-03-31
Earnings History > 0 > before After Market
BeforeMarket
Earnings History > 0 > currency
-
Earnings History > 0 > eps Actual
-
Earnings History > 0 > eps Estimate
-
Earnings History > 0 > eps Difference
0
Earnings History > 0 > surprise Percent
-
Earnings History > 1 > period
2025-12-31
Earnings History > 1 > report Date
2026-02-05
Earnings History > 1 > date
2025-12-31
Earnings History > 1 > before After Market
BeforeMarket
Earnings History > 1 > currency
-
Earnings History > 1 > eps Actual
-
Earnings History > 1 > eps Estimate
-
Earnings History > 1 > eps Difference
0
Earnings History > 1 > surprise Percent
-
Earnings History > 2 > period
2021-06-30
Earnings History > 2 > report Date
2021-09-30
Earnings History > 2 > date
2021-06-30
Earnings History > 2 > before After Market
-
Earnings History > 2 > currency
USD
Earnings History > 2 > eps Actual
0.731
Earnings History > 2 > eps Estimate
0
Earnings History > 2 > eps Difference
0.731
Earnings History > 2 > surprise Percent
-
Earnings History > 3 > period
2021-03-31
Earnings History > 3 > report Date
2021-06-30
Earnings History > 3 > date
2021-03-31
Earnings History > 3 > before After Market
-
Earnings History > 3 > currency
USD
Earnings History > 3 > eps Actual
0.9071
Earnings History > 3 > eps Estimate
0
Earnings History > 3 > eps Difference
0.9071
Earnings History > 3 > surprise Percent
-
Earnings History > 4 > period
2020-12-31
Earnings History > 4 > report Date
2021-03-31
Earnings History > 4 > date
2020-12-31
Earnings History > 4 > before After Market
-
Earnings History > 4 > currency
USD
Earnings History > 4 > eps Actual
0.9202
Earnings History > 4 > eps Estimate
0
Earnings History > 4 > eps Difference
0.9202
Earnings History > 4 > surprise Percent
-
Earnings History > 5 > period
2020-09-30
Earnings History > 5 > report Date
2020-12-31
Earnings History > 5 > date
2020-09-30
Earnings History > 5 > before After Market
-
Earnings History > 5 > currency
USD
Earnings History > 5 > eps Actual
0.3723
Earnings History > 5 > eps Estimate
0
Earnings History > 5 > eps Difference
0.3723
Earnings History > 5 > surprise Percent
-
Earnings History > 6 > period
2020-06-30
Earnings History > 6 > report Date
2020-09-30
Earnings History > 6 > date
2020-06-30
Earnings History > 6 > before After Market
-
Earnings History > 6 > currency
USD
Earnings History > 6 > eps Actual
0.5768
Earnings History > 6 > eps Estimate
0
Earnings History > 6 > eps Difference
0.5768
Earnings History > 6 > surprise Percent
-
Earnings History > 7 > period
2020-03-31
Earnings History > 7 > report Date
2020-06-30
Earnings History > 7 > date
2020-03-31
Earnings History > 7 > before After Market
-
Earnings History > 7 > currency
USD
Earnings History > 7 > eps Actual
0.9933
Earnings History > 7 > eps Estimate
0
Earnings History > 7 > eps Difference
0.9933
Earnings History > 7 > surprise Percent
-
Earnings History > 8 > period
2019-12-31
Earnings History > 8 > report Date
2020-03-31
Earnings History > 8 > date
2019-12-31
Earnings History > 8 > before After Market
-
Earnings History > 8 > currency
USD
Earnings History > 8 > eps Actual
0.1668
Earnings History > 8 > eps Estimate
0
Earnings History > 8 > eps Difference
0.1668
Earnings History > 8 > surprise Percent
-
Earnings History > 9 > period
2019-09-30
Earnings History > 9 > report Date
2019-12-31
Earnings History > 9 > date
2019-09-30
Earnings History > 9 > before After Market
-
Earnings History > 9 > currency
USD
Earnings History > 9 > eps Actual
2.17
Earnings History > 9 > eps Estimate
0
Earnings History > 9 > eps Difference
2.17
Earnings History > 9 > surprise Percent
-
Earnings History > 10 > period
2019-06-30
Earnings History > 10 > report Date
2019-09-30
Earnings History > 10 > date
2019-06-30
Earnings History > 10 > before After Market
-
Earnings History > 10 > currency
USD
Earnings History > 10 > eps Actual
0.7
Earnings History > 10 > eps Estimate
0
Earnings History > 10 > eps Difference
0.7
Earnings History > 10 > surprise Percent
-
Earnings History > 11 > period
2019-03-31
Earnings History > 11 > report Date
2019-06-30
Earnings History > 11 > date
2019-03-31
Earnings History > 11 > before After Market
-
Earnings History > 11 > currency
USD
Earnings History > 11 > eps Actual
0.7433
Earnings History > 11 > eps Estimate
0
Earnings History > 11 > eps Difference
0.7433
Earnings History > 11 > surprise Percent
-
Earnings History > 12 > period
2018-12-31
Earnings History > 12 > report Date
2019-03-31
Earnings History > 12 > date
2018-12-31
Earnings History > 12 > before After Market
-
Earnings History > 12 > currency
USD
Earnings History > 12 > eps Actual
0.5818
Earnings History > 12 > eps Estimate
0
Earnings History > 12 > eps Difference
0.5818
Earnings History > 12 > surprise Percent
-
Earnings History > 13 > period
2018-09-30
Earnings History > 13 > report Date
2018-12-31
Earnings History > 13 > date
2018-09-30
Earnings History > 13 > before After Market
-
Earnings History > 13 > currency
USD
Earnings History > 13 > eps Actual
0.6742
Earnings History > 13 > eps Estimate
0
Earnings History > 13 > eps Difference
0.6742
Earnings History > 13 > surprise Percent
-
Earnings History > 14 > period
2011-12-31
Earnings History > 14 > report Date
2012-03-31
Earnings History > 14 > date
2011-12-31
Earnings History > 14 > before After Market
-
Earnings History > 14 > currency
USD
Earnings History > 14 > eps Actual
0.4182
Earnings History > 14 > eps Estimate
0
Earnings History > 14 > eps Difference
0.4182
Earnings History > 14 > surprise Percent
-
Earnings History > 15 > period
2011-09-30
Earnings History > 15 > report Date
2011-12-31
Earnings History > 15 > date
2011-09-30
Earnings History > 15 > before After Market
-
Earnings History > 15 > currency
USD
Earnings History > 15 > eps Actual
-1.9153
Earnings History > 15 > eps Estimate
0
Earnings History > 15 > eps Difference
-1.9153
Earnings History > 15 > surprise Percent
-
Earnings History > 16 > period
2011-06-30
Earnings History > 16 > report Date
2011-09-30
Earnings History > 16 > date
2011-06-30
Earnings History > 16 > before After Market
-
Earnings History > 16 > currency
USD
Earnings History > 16 > eps Actual
0.1199
Earnings History > 16 > eps Estimate
0
Earnings History > 16 > eps Difference
0.1199
Earnings History > 16 > surprise Percent
-
Earnings History > 17 > period
2011-03-31
Earnings History > 17 > report Date
2011-06-30
Earnings History > 17 > date
2011-03-31
Earnings History > 17 > before After Market
-
Earnings History > 17 > currency
USD
Earnings History > 17 > eps Actual
-0.5485
Earnings History > 17 > eps Estimate
0
Earnings History > 17 > eps Difference
-0.5485
Earnings History > 17 > surprise Percent
-
Earnings History > 18 > period
2010-12-31
Earnings History > 18 > report Date
2011-03-31
Earnings History > 18 > date
2010-12-31
Earnings History > 18 > before After Market
-
Earnings History > 18 > currency
USD
Earnings History > 18 > eps Actual
-0.0172
Earnings History > 18 > eps Estimate
0
Earnings History > 18 > eps Difference
-0.0172
Earnings History > 18 > surprise Percent
-
Oconee Financial Corporation operates as the bank holding company for Oconee State Bank that provides a range of commercial and consumer banking products and services to consumers, businesses, and communities. The company offers various deposit products, including checking, savings/money market, and individual retirement accounts, as well as certificates of deposits. It also provides loans comprising consumer, construction, commercial, small business administration, and mortgage loans; lines of credit; and debit and credit cards. In addition, the company offers bill pay, electronic statements, safe deposit box, overdraft protection, stop payment, wire transfer, mobile and remote deposit, ACH advantage, merchant card, check recovery, mobile text banking, and investment services; and online, mobile, and telephone banking services. It operates thee full-service financial centers in Oconee County; one full-service financial center in Gwinnett County; one limited service loan production office in Athens/Clarke County; one financial center in Bogart; one financial center located on Experiment Station Road, which serves the Butler's Crossing community; one financial center located on North Brown Road in Lawrenceville; and one loan production office located in One Press Place in downtown Athens; and three automated teller machines located in Oconee County. Oconee Financial Corporation was founded in 1960 and is headquartered in Watkinsville, Georgia.
Stock Price
$0.00
decrease compared to yesterday.
Dividend
Frequency:
Rate:
N/ANext Payout:
N/A(Last Updated 2025-09-30)
Health Score
Price to Earnings Ratio (P/E)
-
Very High
Low ≥ 50
High ≤ 10
Price to Book Ratio (P/B)
-
Very Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 0.00% of the total shares of Oconee Financial Corporation
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
Date
2025-12-31
EPS Estimate
—
Date
2021-06-30
EPS Actual
0.731
EPS Estimate
0
EPS Difference
0.731
Surprise Percent
0%
(Last Updated 2025-09-30)
(Last Updated 2025-09-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-09-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-09-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.