OVBC

Ohio Valley Banc Corp

OVBC, USA

Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services. The company operates in two segments, Banking and Consumer Finance. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans. In addition, it offers safe deposit box, wire transfer, credit card, home equity loans, and Internet banking services; and financial management online services, such as cash management and news updates related to repossession auctions, current rates, and general bank news. Further, the company provides automatic teller machines (ATMs), consumer finance, seasonal tax preparation, commercial property, and various liability insurance services, as well as trust and online-only consumer direct mortgage services. The company owns and operates ATMs, including off-site ATMs. It operates offices in Ohio and West Virginia. The company was founded in 1872 and is based in Gallipolis, Ohio.

https://www.ovbc.com

Stock Price

$0.00

0%

decrease compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
OVBC
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OVBC

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Showing 2 of 10

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

11.92

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very Low

1.15

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

1.84 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.19 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very High

22,490.37 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

8.55

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 36.32% of the total shares of Ohio Valley Banc Corp

1.

Vanguard Group Inc

(4.3036%)

since

2025/06/30

2.

Manufacturers Life Insurance Co

(3.9749%)

since

2025/06/30

3.

BlackRock Inc

(3.0417%)

since

2025/06/30

4.

Vanguard Total Stock Mkt Idx Inv

(2.4843%)

since

2025/07/31

5.

Dimensional Fund Advisors, Inc.

(2.0238%)

since

2025/06/30

6.

Abundance Wealth Counselors

(2.0146%)

since

2025/06/30

7.

JHancock Regional Bank A

(1.9949%)

since

2025/07/31

8.

Geode Capital Management, LLC

(1.8667%)

since

2025/06/30

9.

JH Financial Opportunities

(1.4912%)

since

2025/07/31

10.

iShares Russell 2000 ETF

(0.9028%)

since

2025/08/31

11.

Prosperity Consulting Group, LLC

(0.857%)

since

2025/06/30

12.

Fidelity Small Cap Index

(0.8236%)

since

2025/06/30

13.

Vanguard Institutional Extnd Mkt Idx Tr

(0.8146%)

since

2025/07/31

14.

State Street Corp

(0.8076%)

since

2025/06/30

15.

Bridgeway Capital Management, LLC

(0.7071%)

since

2025/06/30

16.

iShares Russell 2000 Value ETF

(0.6997%)

since

2025/08/31

17.

Northern Trust Corp

(0.6892%)

since

2025/06/30

18.

CI Private Wealth LLC

(0.6712%)

since

2025/06/30

19.

Fidelity Extended Market Index

(0.4369%)

since

2025/07/31

20.

DFA US Small Cap I

(0.3979%)

since

2025/07/31

21.

DFA US Micro Cap I

(0.384%)

since

2025/07/31

22.

Vanguard Russell 2000 ETF

(0.3833%)

since

2025/07/31

23.

Fourthstone LLC

(0.3472%)

since

2025/06/30

24.

Bridgeway Omni Small-Cap Value N

(0.3333%)

since

2025/06/30

25.

Bridgeway Omni Small-Cap Value

(0.3333%)

since

2025/06/30

26.

O'Shaughnessy Asset Management LLC

(0.3266%)

since

2025/06/30

27.

Renaissance Technologies Corp

(0.3094%)

since

2025/06/30

28.

Susquehanna International Group, LLP

(0.3022%)

since

2025/06/30

29.

DFA US Targeted Value I

(0.3012%)

since

2025/07/31

30.

State St Russell Sm Cap® Indx SL Cl I

(0.2844%)

since

2025/08/31

31.

Extended Equity Market Fund K

(0.2328%)

since

2025/06/30

32.

Charles Schwab Investment Management Inc

(0.2325%)

since

2025/06/30

33.

EA Bridgeway Omni Small-Cap Value ETF

(0.2288%)

since

2025/08/29

34.

Empowered Funds, LLC

(0.2146%)

since

2025/06/30

35.

Schwab Small Cap Index

(0.2028%)

since

2025/07/31

36.

Comprehensive Portfolio Management, LLC

(0.1977%)

since

2025/06/30

37.

NT R2000 Index Fund - NL

(0.1952%)

since

2025/06/30

38.

iShares Micro-Cap ETF

(0.1833%)

since

2025/08/31

39.

Bank of New York Mellon Corp

(0.1693%)

since

2025/06/30

40.

Morgan Stanley - Brokerage Accounts

(0.1566%)

since

2025/06/30

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

—

Latest Release

Date

2025-09-30

EPS Actual

0.6432

EPS Estimate

—

EPS Difference

0

Surprise Percent

0%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Strong Deep Value(6.5)
Defensive
Moderately Defensive(4)
Dividend
Decent Dividend Payer(5)
Economic Moat
Wide Moat Company(8.8)
GARP
Not Attractive for GARP(2.5)
Growth
Weak Growth Prospect(3)
Momentum
Moderate Momentum(6)
Net Net
Not Undervalued (Net-Net)(2.5)
Quality
High Quality(7)
Value
Undervalued(7.5)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.