OVLY

Oak Valley Bancorp

OVLY, USA

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also provides commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans, including automobile loans, home mortgages, credit lines, and other personal loans. In addition, the company offers Internet, online, and mobile banking services; automated teller machines; and remote deposit capture, merchant, night depository, extended hours, wire transfer of funds, and note collection services. Oak Valley Bancorp was incorporated in 1990 and is headquartered in Oakdale, California.

https://www.ovcb.com

Stock Price

$ 0.00

0% increase compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
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Showing 2 of 10

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

10.29

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very Low

1.26

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

3.38 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.84 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very Low

-9.54 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

9.06

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 40.48% of the total shares of Oak Valley Bancorp

1.

BlackRock Inc

(5.3773%)

since

2025/06/30

2.

Vanguard Group Inc

(4.9248%)

since

2025/06/30

3.

Siena Capital Management, LLC

(4.2789%)

since

2025/06/30

4.

Vanguard Total Stock Mkt Idx Inv

(2.8046%)

since

2025/07/31

5.

iShares Russell 2000 ETF

(2.0603%)

since

2025/08/31

6.

Geode Capital Management, LLC

(1.9261%)

since

2025/06/30

7.

Fourthstone LLC

(1.6872%)

since

2025/06/30

8.

Cresset Asset Management, LLC

(1.6739%)

since

2025/06/30

9.

Dimensional Fund Advisors, Inc.

(1.5407%)

since

2025/06/30

10.

M3F, Inc.

(1.3584%)

since

2025/06/30

11.

State Street Corp

(1.1798%)

since

2025/06/30

12.

Bridgeway Capital Management, LLC

(1.0885%)

since

2025/06/30

13.

Vanguard Institutional Extnd Mkt Idx Tr

(0.9169%)

since

2025/07/31

14.

Fidelity Small Cap Index

(0.8303%)

since

2025/06/30

15.

iShares Russell 2000 Value ETF

(0.7079%)

since

2025/08/31

16.

Northern Trust Corp

(0.615%)

since

2025/06/30

17.

Fidelity Global Intrinsic Value Cl F5

(0.5966%)

since

2024/12/31

18.

Cetera Investment Advisers

(0.5413%)

since

2025/06/30

19.

Fidelity Extended Market Index

(0.4297%)

since

2025/07/31

20.

Bridgeway Ultra-Small Company

(0.4256%)

since

2025/06/30

21.

Vanguard Russell 2000 ETF

(0.3885%)

since

2025/07/31

22.

Bridgeway Omni Small-Cap Value N

(0.3584%)

since

2025/06/30

23.

Bridgeway Omni Small-Cap Value

(0.3584%)

since

2025/06/30

24.

RBF LLC

(0.358%)

since

2025/06/30

25.

Citadel Advisors Llc

(0.3277%)

since

2025/06/30

26.

Morgan Stanley - Brokerage Accounts

(0.3207%)

since

2025/06/30

27.

Barclays PLC

(0.3077%)

since

2025/06/30

28.

Empowered Funds, LLC

(0.3046%)

since

2025/06/30

29.

Renaissance Technologies Corp

(0.2896%)

since

2025/06/30

30.

EA Bridgeway Omni Small-Cap Value ETF

(0.2699%)

since

2025/08/29

31.

State St Russell Sm Cap® Indx SL Cl I

(0.2625%)

since

2025/08/31

32.

Kestra Advisory Services, LLC

(0.252%)

since

2025/06/30

33.

American Century Companies Inc

(0.2511%)

since

2025/06/30

34.

Fidelity Global Micro-Cap F

(0.2458%)

since

2025/06/30

35.

Avantis US Small Cap Value ETF

(0.2215%)

since

2025/08/30

36.

Fidelity Global Intrinsic Val CN Cl F

(0.214%)

since

2024/12/31

37.

Schwab Small Cap Index

(0.2067%)

since

2025/07/31

38.

NT R2000 Index Fund - NL

(0.201%)

since

2025/06/30

39.

DFA US Targeted Value I

(0.1878%)

since

2025/07/31

40.

iShares Micro-Cap ETF

(0.1858%)

since

2025/08/31

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

—

Latest Release

Date

2025-09-30

EPS Actual

0.8065

EPS Estimate

—

EPS Difference

0

Surprise Percent

null%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Strong Deep Value(6.5)
Defensive
Moderately Defensive(5)
Dividend
Weak Dividend Profile(2)
Economic Moat
Some Competitive Advantage(5.8)
GARP
Fair GARP(3.5)
Growth
Weak Growth Prospect(2.5)
Momentum
Moderate Momentum(5.5)
Net Net
Possible Net-Net(3.5)
Quality
Low Quality Business(2)
Value
Fair Value(6)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.