_id
69148a67ccc777a4e85d98f9
Ticker
PBFS
Name
Pioneer Bancorp Inc
Exchange
NASDAQ
Address
652 Albany Shaker Road, Albany, NY, United States, 12211
Country
USA
Sector
Financial Services
Industry
Banks - Regional
Currency
USD
Website
https://www.pioneerny.com
Description
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company's loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage, and consumer loans; and home equity loans and lines of credit. It also invests in securities, including U.S. treasury securities, fixed-rate mortgage-backed securities and collateralized mortgage obligations, fixed-rate investment grade bonds, and corporate debt securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and consulting services, such as group health, dental, disability, and life insurance products; defined contribution and benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. Pioneer Bancorp, Inc. was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. is a subsidiary of Pioneer Bancorp MHC.
Last Close
14.46
Volume
6326
Current Price
14.71
Change
1.7289073305670815
Last Updated
2025-12-03T11:50:42.448Z
Image
-
Ipo Date
2019-07-18T00:00:00.000Z
Market Cap
335578240
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
-
Sentiment Sources
0
Current Quarter
2025-09-30
Revenue
32102000
Cost Of Revenue
8869000
Gross Profit
23233000
Operating Expenses
17624000
Operating Income
5609000
Interest Expense
8084000
Pretax Income
5609000
Net Income
4330000
Eps
0.17582052046366103
Dividends Per Share
-
Shares Outstanding
25080547
Income Tax Expense
1279000
EBITDA
6204000
Operating Margin
17.47243162419787
Total Other Income Expense Net
21163000
Cash
228551000
Short Term Investments
254509000
Receivables
1613932000
Inventories
-
Total Current Assets
2096992000
Property Plant Equipment
35320000
Total Assets
2243310000
Payables
-
Short Term Debt
-
Long Term Debt
-
Total Liabilities
1929112000
Equity
314198000
Depreciation
595000
Change In Working Capital
194000
Cash From Operations
3905000
Capital Expenditures
227000
Cash From Investing
-37113000
Cash From Financing
139691000
Net Change In Cash
106483000
PE
18.4167
PB
1.152995444815053
ROE
1.3781118912278245
ROA
0.19301835234541814
FCF
3678000
Fcf Percent
0.11457230079122796
Piotroski FScore
3
Health Score
43
Deep Value Investing Score
6.5
Defensive Investing Score
4
Dividend Investing Score
3
Economic Moat Investing Score
6.8
Garp Investing Score
2.5
Growth Investing Score
3
Momentum Investing Score
4
Net Net Investing Score
5
Quality Investing Score
4
Value Investing Score
5
Quarters > 0 > quarter
2025-09-30
Quarters > 0 > income Statement > revenue
32102000
Quarters > 0 > income Statement > cost Of Revenue
8869000
Quarters > 0 > income Statement > gross Profit
23233000
Quarters > 0 > income Statement > operating Expenses
17624000
Quarters > 0 > income Statement > operating Income
5609000
Quarters > 0 > income Statement > interest Expense
8084000
Quarters > 0 > income Statement > pretax Income
5609000
Quarters > 0 > income Statement > net Income
4330000
Quarters > 0 > income Statement > eps
0.17582052046366103
Quarters > 0 > income Statement > dividends Per Share
-
Quarters > 0 > income Statement > shares Outstanding
24627387
Quarters > 0 > income Statement > income Tax Expense
1279000
Quarters > 0 > income Statement > EBITDA
6204000
Quarters > 0 > income Statement > operating Margin
17.47243162419787
Quarters > 0 > income Statement > total Other Income Expense Net
21163000
Quarters > 0 > balance Sheet > cash
228551000
Quarters > 0 > balance Sheet > short Term Investments
254509000
Quarters > 0 > balance Sheet > receivables
1613932000
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
2096992000
Quarters > 0 > balance Sheet > property Plant Equipment
35320000
Quarters > 0 > balance Sheet > total Assets
2243310000
Quarters > 0 > balance Sheet > payables
-
Quarters > 0 > balance Sheet > short Term Debt
-
Quarters > 0 > balance Sheet > long Term Debt
-
Quarters > 0 > balance Sheet > total Liabilities
1929112000
Quarters > 0 > balance Sheet > equity
314198000
Quarters > 0 > cash Flow > net Income
4330000
Quarters > 0 > cash Flow > depreciation
595000
Quarters > 0 > cash Flow > change In Working Capital
194000
Quarters > 0 > cash Flow > cash From Operations
3905000
Quarters > 0 > cash Flow > capital Expenditures
227000
Quarters > 0 > cash Flow > cash From Investing
-37113000
Quarters > 0 > cash Flow > cash From Financing
139691000
Quarters > 0 > cash Flow > net Change In Cash
106483000
Quarters > 0 > ratios > PE
0.17582052046366103
Quarters > 0 > ratios > PB
1.152995444815053
Quarters > 0 > ratios > ROE
1.3781118912278245
Quarters > 0 > ratios > ROA
0.19301835234541814
Quarters > 0 > ratios > FCF
3678000
Quarters > 0 > ratios > Piotroski FScore
3
Quarters > 0 > ratios > fcf Percent
0.11457230079122796
Quarters > 0 > health Score
43
Quarters > 1 > quarter
2025-06-30
Quarters > 1 > income Statement > revenue
31812000
Quarters > 1 > income Statement > cost Of Revenue
8948000
Quarters > 1 > income Statement > gross Profit
22864000
Quarters > 1 > income Statement > operating Expenses
14727000
Quarters > 1 > income Statement > operating Income
8137000
Quarters > 1 > income Statement > interest Expense
7398000
Quarters > 1 > income Statement > pretax Income
8137000
Quarters > 1 > income Statement > net Income
6451000
Quarters > 1 > income Statement > eps
0.2625845187559673
Quarters > 1 > income Statement > dividends Per Share
-
Quarters > 1 > income Statement > shares Outstanding
24567328
Quarters > 1 > income Statement > income Tax Expense
1686000
Quarters > 1 > income Statement > EBITDA
8137000
Quarters > 1 > income Statement > operating Margin
25.578398088771532
Quarters > 1 > income Statement > total Other Income Expense Net
-
Quarters > 1 > balance Sheet > cash
119386000
Quarters > 1 > balance Sheet > short Term Investments
288220000
Quarters > 1 > balance Sheet > receivables
8704000
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
416310000
Quarters > 1 > balance Sheet > property Plant Equipment
35725000
Quarters > 1 > balance Sheet > total Assets
2096425000
Quarters > 1 > balance Sheet > payables
-
Quarters > 1 > balance Sheet > short Term Debt
-
Quarters > 1 > balance Sheet > long Term Debt
-
Quarters > 1 > balance Sheet > total Liabilities
1782176000
Quarters > 1 > balance Sheet > equity
314249000
Quarters > 1 > cash Flow > net Income
6451000
Quarters > 1 > cash Flow > depreciation
600000
Quarters > 1 > cash Flow > change In Working Capital
-1519000
Quarters > 1 > cash Flow > cash From Operations
5063000
Quarters > 1 > cash Flow > capital Expenditures
508000
Quarters > 1 > cash Flow > cash From Investing
-43609000
Quarters > 1 > cash Flow > cash From Financing
20988000
Quarters > 1 > cash Flow > net Change In Cash
-17558000
Quarters > 1 > ratios > PE
0.2625845187559673
Quarters > 1 > ratios > PB
1.1499969606267642
Quarters > 1 > ratios > ROE
2.0528307170428546
Quarters > 1 > ratios > ROA
0.30771432319305486
Quarters > 1 > ratios > FCF
4555000
Quarters > 1 > ratios > Piotroski FScore
3
Quarters > 1 > ratios > fcf Percent
0.14318496164969194
Quarters > 1 > health Score
46
Quarters > 2 > quarter
2025-03-31
Quarters > 2 > income Statement > revenue
29573000
Quarters > 2 > income Statement > cost Of Revenue
7565000
Quarters > 2 > income Statement > gross Profit
22008000
Quarters > 2 > income Statement > operating Expenses
14591000
Quarters > 2 > income Statement > operating Income
7417000
Quarters > 2 > income Statement > interest Expense
6765000
Quarters > 2 > income Statement > pretax Income
7417000
Quarters > 2 > income Statement > net Income
5763000
Quarters > 2 > income Statement > eps
0.23110209996940292
Quarters > 2 > income Statement > dividends Per Share
-
Quarters > 2 > income Statement > shares Outstanding
24937030
Quarters > 2 > income Statement > income Tax Expense
1654000
Quarters > 2 > income Statement > EBITDA
8000000
Quarters > 2 > income Statement > operating Margin
25.080309741994387
Quarters > 2 > income Statement > total Other Income Expense Net
-
Quarters > 2 > balance Sheet > cash
137856000
Quarters > 2 > balance Sheet > short Term Investments
132673000
Quarters > 2 > balance Sheet > receivables
8379000
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
278908000
Quarters > 2 > balance Sheet > property Plant Equipment
35810000
Quarters > 2 > balance Sheet > total Assets
2068985000
Quarters > 2 > balance Sheet > payables
-
Quarters > 2 > balance Sheet > short Term Debt
-
Quarters > 2 > balance Sheet > long Term Debt
-
Quarters > 2 > balance Sheet > total Liabilities
1758284000
Quarters > 2 > balance Sheet > equity
310701000
Quarters > 2 > cash Flow > net Income
5763000
Quarters > 2 > cash Flow > depreciation
583000
Quarters > 2 > cash Flow > change In Working Capital
-9629000
Quarters > 2 > cash Flow > cash From Operations
-3526000
Quarters > 2 > cash Flow > capital Expenditures
1365000
Quarters > 2 > cash Flow > cash From Investing
-45652000
Quarters > 2 > cash Flow > cash From Financing
92283000
Quarters > 2 > cash Flow > net Change In Cash
43105000
Quarters > 2 > ratios > PE
0.23110209996940292
Quarters > 2 > ratios > PB
1.180632541575341
Quarters > 2 > ratios > ROE
1.8548379310011878
Quarters > 2 > ratios > ROA
0.2785423770592827
Quarters > 2 > ratios > FCF
-4891000
Quarters > 2 > ratios > Piotroski FScore
2
Quarters > 2 > ratios > fcf Percent
-0.1653873465661245
Quarters > 2 > health Score
33
Quarters > 3 > quarter
2024-12-31
Quarters > 3 > income Statement > revenue
29144000
Quarters > 3 > income Statement > cost Of Revenue
29144000
Quarters > 3 > income Statement > gross Profit
-
Quarters > 3 > income Statement > operating Expenses
-
Quarters > 3 > income Statement > operating Income
4215000
Quarters > 3 > income Statement > interest Expense
-
Quarters > 3 > income Statement > pretax Income
4215000
Quarters > 3 > income Statement > net Income
3292000
Quarters > 3 > income Statement > eps
0.13029328853017336
Quarters > 3 > income Statement > dividends Per Share
-
Quarters > 3 > income Statement > shares Outstanding
25266075
Quarters > 3 > income Statement > income Tax Expense
923000
Quarters > 3 > income Statement > EBITDA
4215000
Quarters > 3 > income Statement > operating Margin
14.462668130661543
Quarters > 3 > income Statement > total Other Income Expense Net
-
Quarters > 3 > balance Sheet > cash
-
Quarters > 3 > balance Sheet > short Term Investments
-
Quarters > 3 > balance Sheet > receivables
-
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
-
Quarters > 3 > balance Sheet > property Plant Equipment
-
Quarters > 3 > balance Sheet > total Assets
-
Quarters > 3 > balance Sheet > payables
-
Quarters > 3 > balance Sheet > short Term Debt
-
Quarters > 3 > balance Sheet > long Term Debt
-
Quarters > 3 > balance Sheet > total Liabilities
-
Quarters > 3 > balance Sheet > equity
-
Quarters > 3 > cash Flow > net Income
3292000
Quarters > 3 > cash Flow > depreciation
-
Quarters > 3 > cash Flow > change In Working Capital
9293000
Quarters > 3 > cash Flow > cash From Operations
17765000
Quarters > 3 > cash Flow > capital Expenditures
633000
Quarters > 3 > cash Flow > cash From Investing
-99406000
Quarters > 3 > cash Flow > cash From Financing
-46812000
Quarters > 3 > cash Flow > net Change In Cash
-
Quarters > 3 > ratios > PE
0.13029328853017336
Quarters > 3 > ratios > PB
-
Quarters > 3 > ratios > ROE
-
Quarters > 3 > ratios > ROA
-
Quarters > 3 > ratios > FCF
17132000
Quarters > 3 > ratios > Piotroski FScore
3
Quarters > 3 > ratios > fcf Percent
0.587839692561076
Quarters > 3 > health Score
66
Annuals > 0 > quarter
2025-06-30
Annuals > 0 > income Statement > revenue
88118000
Annuals > 0 > income Statement > cost Of Revenue
-
Annuals > 0 > income Statement > gross Profit
88118000
Annuals > 0 > income Statement > operating Expenses
55260000
Annuals > 0 > income Statement > operating Income
32858000
Annuals > 0 > income Statement > interest Expense
-
Annuals > 0 > income Statement > pretax Income
24822000
Annuals > 0 > income Statement > net Income
19200000
Annuals > 0 > income Statement > eps
0.764989490956868
Annuals > 0 > income Statement > dividends Per Share
-
Annuals > 0 > income Statement > shares Outstanding
25098384
Annuals > 0 > income Statement > income Tax Expense
5622000
Annuals > 0 > income Statement > EBITDA
-
Annuals > 0 > income Statement > operating Margin
37.28863569304796
Annuals > 0 > income Statement > total Other Income Expense Net
-8036000
Annuals > 0 > balance Sheet > cash
119386000
Annuals > 0 > balance Sheet > short Term Investments
288220000
Annuals > 0 > balance Sheet > receivables
8704000
Annuals > 0 > balance Sheet > inventories
-
Annuals > 0 > balance Sheet > total Current Assets
416310000
Annuals > 0 > balance Sheet > property Plant Equipment
35725000
Annuals > 0 > balance Sheet > total Assets
2096425000
Annuals > 0 > balance Sheet > payables
-
Annuals > 0 > balance Sheet > short Term Debt
-
Annuals > 0 > balance Sheet > long Term Debt
-
Annuals > 0 > balance Sheet > total Liabilities
1782176000
Annuals > 0 > balance Sheet > equity
314249000
Annuals > 0 > cash Flow > net Income
19200000
Annuals > 0 > cash Flow > depreciation
2506000
Annuals > 0 > cash Flow > change In Working Capital
3540000
Annuals > 0 > cash Flow > cash From Operations
33706000
Annuals > 0 > cash Flow > capital Expenditures
1506000
Annuals > 0 > cash Flow > cash From Investing
-311800000
Annuals > 0 > cash Flow > cash From Financing
140756000
Annuals > 0 > cash Flow > net Change In Cash
14712000
Annuals > 0 > ratios > PE
0.764989490956868
Annuals > 0 > ratios > PB
1.059047353659041
Annuals > 0 > ratios > ROE
6.109804645360844
Annuals > 0 > ratios > ROA
0.9158448310814838
Annuals > 0 > ratios > FCF
32200000
Annuals > 0 > ratios > Piotroski FScore
4
Annuals > 0 > ratios > fcf Percent
0.3654190971197712
Annuals > 0 > health Score
57
Annuals > 1 > quarter
2024-06-30
Annuals > 1 > income Statement > revenue
98696000
Annuals > 1 > income Statement > cost Of Revenue
24503000
Annuals > 1 > income Statement > gross Profit
74193000
Annuals > 1 > income Statement > operating Expenses
54784000
Annuals > 1 > income Statement > operating Income
19409000
Annuals > 1 > income Statement > interest Expense
21803000
Annuals > 1 > income Statement > pretax Income
19409000
Annuals > 1 > income Statement > net Income
15260000
Annuals > 1 > income Statement > eps
0.605003369940134
Annuals > 1 > income Statement > dividends Per Share
-
Annuals > 1 > income Statement > shares Outstanding
25223000
Annuals > 1 > income Statement > income Tax Expense
4149000
Annuals > 1 > income Statement > EBITDA
22005000
Annuals > 1 > income Statement > operating Margin
19.665437302423605
Annuals > 1 > income Statement > total Other Income Expense Net
5950000
Annuals > 1 > balance Sheet > cash
151552000
Annuals > 1 > balance Sheet > short Term Investments
257409000
Annuals > 1 > balance Sheet > receivables
7559000
Annuals > 1 > balance Sheet > inventories
1171167000
Annuals > 1 > balance Sheet > total Current Assets
416520000
Annuals > 1 > balance Sheet > property Plant Equipment
40105000
Annuals > 1 > balance Sheet > total Assets
1895404000
Annuals > 1 > balance Sheet > payables
-
Annuals > 1 > balance Sheet > short Term Debt
756000
Annuals > 1 > balance Sheet > long Term Debt
-
Annuals > 1 > balance Sheet > total Liabilities
1598876000
Annuals > 1 > balance Sheet > equity
296528000
Annuals > 1 > cash Flow > net Income
15260000
Annuals > 1 > cash Flow > depreciation
2596000
Annuals > 1 > cash Flow > change In Working Capital
-841000
Annuals > 1 > cash Flow > cash From Operations
23847000
Annuals > 1 > cash Flow > capital Expenditures
838000
Annuals > 1 > cash Flow > cash From Investing
-18048000
Annuals > 1 > cash Flow > cash From Financing
8913000
Annuals > 1 > cash Flow > net Change In Cash
14712000
Annuals > 1 > ratios > PE
0.605003369940134
Annuals > 1 > ratios > PB
1.1279102816597422
Annuals > 1 > ratios > ROE
5.146225651540496
Annuals > 1 > ratios > ROA
0.8051054023311126
Annuals > 1 > ratios > FCF
23009000
Annuals > 1 > ratios > Piotroski FScore
4
Annuals > 1 > ratios > fcf Percent
0.23313001540082678
Annuals > 1 > health Score
56
Annuals > 2 > quarter
2023-06-30
Annuals > 2 > income Statement > revenue
79689000
Annuals > 2 > income Statement > cost Of Revenue
8656000
Annuals > 2 > income Statement > gross Profit
71033000
Annuals > 2 > income Statement > operating Expenses
5564000
Annuals > 2 > income Statement > operating Income
27855000
Annuals > 2 > income Statement > interest Expense
5492000
Annuals > 2 > income Statement > pretax Income
27855000
Annuals > 2 > income Statement > net Income
21948000
Annuals > 2 > income Statement > eps
0.8720251102546783
Annuals > 2 > income Statement > dividends Per Share
-
Annuals > 2 > income Statement > shares Outstanding
25169000
Annuals > 2 > income Statement > income Tax Expense
5907000
Annuals > 2 > income Statement > EBITDA
30553000
Annuals > 2 > income Statement > operating Margin
34.95463614802545
Annuals > 2 > income Statement > total Other Income Expense Net
-872000
Annuals > 2 > balance Sheet > cash
148311000
Annuals > 2 > balance Sheet > short Term Investments
431667000
Annuals > 2 > balance Sheet > receivables
7194000
Annuals > 2 > balance Sheet > inventories
986497000
Annuals > 2 > balance Sheet > total Current Assets
587172000
Annuals > 2 > balance Sheet > property Plant Equipment
41617000
Annuals > 2 > balance Sheet > total Assets
1856191000
Annuals > 2 > balance Sheet > payables
1541851000
Annuals > 2 > balance Sheet > short Term Debt
591000
Annuals > 2 > balance Sheet > long Term Debt
-
Annuals > 2 > balance Sheet > total Liabilities
1589491000
Annuals > 2 > balance Sheet > equity
266700000
Annuals > 2 > cash Flow > net Income
21948000
Annuals > 2 > cash Flow > depreciation
2698000
Annuals > 2 > cash Flow > change In Working Capital
778000
Annuals > 2 > cash Flow > cash From Operations
26269000
Annuals > 2 > cash Flow > capital Expenditures
451000
Annuals > 2 > cash Flow > cash From Investing
-114873000
Annuals > 2 > cash Flow > cash From Financing
-136978000
Annuals > 2 > cash Flow > net Change In Cash
-225582000
Annuals > 2 > ratios > PE
0.8720251102546783
Annuals > 2 > ratios > PB
1.251372103487064
Annuals > 2 > ratios > ROE
8.229471316085489
Annuals > 2 > ratios > ROA
1.1824214210714308
Annuals > 2 > ratios > FCF
25818000
Annuals > 2 > ratios > Piotroski FScore
4
Annuals > 2 > ratios > fcf Percent
0.32398448970372323
Annuals > 2 > health Score
59
Annuals > 3 > quarter
2022-06-30
Annuals > 3 > income Statement > revenue
57916000
Annuals > 3 > income Statement > cost Of Revenue
914000
Annuals > 3 > income Statement > gross Profit
57002000
Annuals > 3 > income Statement > operating Expenses
43664000
Annuals > 3 > income Statement > operating Income
13338000
Annuals > 3 > income Statement > interest Expense
1464000
Annuals > 3 > income Statement > pretax Income
13338000
Annuals > 3 > income Statement > net Income
10279000
Annuals > 3 > income Statement > eps
0.4090167522183757
Annuals > 3 > income Statement > dividends Per Share
-
Annuals > 3 > income Statement > shares Outstanding
25131000
Annuals > 3 > income Statement > income Tax Expense
3059000
Annuals > 3 > income Statement > EBITDA
16082000
Annuals > 3 > income Statement > operating Margin
23.029905380205815
Annuals > 3 > income Statement > total Other Income Expense Net
4104000
Annuals > 3 > balance Sheet > cash
372594000
Annuals > 3 > balance Sheet > short Term Investments
481790000
Annuals > 3 > balance Sheet > receivables
4623000
Annuals > 3 > balance Sheet > inventories
-
Annuals > 3 > balance Sheet > total Current Assets
859007000
Annuals > 3 > balance Sheet > property Plant Equipment
38018000
Annuals > 3 > balance Sheet > total Assets
1964229000
Annuals > 3 > balance Sheet > payables
1680283000
Annuals > 3 > balance Sheet > short Term Debt
-
Annuals > 3 > balance Sheet > long Term Debt
-
Annuals > 3 > balance Sheet > total Liabilities
1721602000
Annuals > 3 > balance Sheet > equity
242627000
Annuals > 3 > cash Flow > net Income
10279000
Annuals > 3 > cash Flow > depreciation
2744000
Annuals > 3 > cash Flow > change In Working Capital
34653000
Annuals > 3 > cash Flow > cash From Operations
49967000
Annuals > 3 > cash Flow > capital Expenditures
780000
Annuals > 3 > cash Flow > cash From Investing
-148032000
Annuals > 3 > cash Flow > cash From Financing
149162000
Annuals > 3 > cash Flow > net Change In Cash
51097000
Annuals > 3 > ratios > PE
0.4090167522183757
Annuals > 3 > ratios > PB
1.373454149785473
Annuals > 3 > ratios > ROE
4.236544160377864
Annuals > 3 > ratios > ROA
0.5233096548314886
Annuals > 3 > ratios > FCF
49187000
Annuals > 3 > ratios > Piotroski FScore
4
Annuals > 3 > ratios > fcf Percent
0.8492817183507149
Annuals > 3 > health Score
55
Valuation > metrics > PE
18.4167
Valuation > metrics > PB
1.152995444815053
Valuation > final Score
100
Valuation > verdict
Fair
Profitability > metrics > ROE
1.3781118912278245
Profitability > metrics > ROA
0.20648624315209593
Profitability > metrics > Net Margin
0.13488256183415365
Profitability > final Score
24
Profitability > verdict
Weak
Risk > metrics > Debt Equity
6.139797197945245
Risk > metrics > Interest Coverage
0.6938396833250866
Risk > final Score
9
Risk > verdict
High
Liquidity > final Score
50
Liquidity > verdict
Weak
Prev Valuations > 0
100
Prev Valuations > 1
100
Prev Valuations > 2
70
Prev Profitabilities > 0
39
Prev Profitabilities > 1
39
Prev Profitabilities > 2
52
Prev Risks > 0
10
Prev Risks > 1
10
Prev Risks > 2
50
Prev Liquidities > 0
50
Prev Liquidities > 1
50
Prev Liquidities > 2
50
Updated At
2025-12-14T00:59:50.558Z
Earnings History > 0 > period
2026-03-31
Earnings History > 0 > report Date
2026-04-28
Earnings History > 0 > date
2026-03-31
Earnings History > 0 > before After Market
AfterMarket
Earnings History > 0 > currency
-
Earnings History > 0 > eps Actual
-
Earnings History > 0 > eps Estimate
-
Earnings History > 0 > eps Difference
0
Earnings History > 0 > surprise Percent
-
Earnings History > 1 > period
2025-12-31
Earnings History > 1 > report Date
2026-01-22
Earnings History > 1 > date
2025-12-31
Earnings History > 1 > before After Market
AfterMarket
Earnings History > 1 > currency
-
Earnings History > 1 > eps Actual
-
Earnings History > 1 > eps Estimate
-
Earnings History > 1 > eps Difference
0
Earnings History > 1 > surprise Percent
-
Earnings History > 2 > period
2025-09-30
Earnings History > 2 > report Date
2025-10-30
Earnings History > 2 > date
2025-09-30
Earnings History > 2 > before After Market
AfterMarket
Earnings History > 2 > currency
-
Earnings History > 2 > eps Actual
0.1761
Earnings History > 2 > eps Estimate
-
Earnings History > 2 > eps Difference
0
Earnings History > 2 > surprise Percent
-
Earnings History > 3 > period
2025-06-30
Earnings History > 3 > report Date
2025-07-29
Earnings History > 3 > date
2025-06-30
Earnings History > 3 > before After Market
AfterMarket
Earnings History > 3 > currency
USD
Earnings History > 3 > eps Actual
0.2626
Earnings History > 3 > eps Estimate
-
Earnings History > 3 > eps Difference
0
Earnings History > 3 > surprise Percent
-
Earnings History > 4 > period
2025-03-31
Earnings History > 4 > report Date
2025-04-30
Earnings History > 4 > date
2025-03-31
Earnings History > 4 > before After Market
AfterMarket
Earnings History > 4 > currency
USD
Earnings History > 4 > eps Actual
0.2311
Earnings History > 4 > eps Estimate
-
Earnings History > 4 > eps Difference
0
Earnings History > 4 > surprise Percent
-
Earnings History > 5 > period
2024-12-31
Earnings History > 5 > report Date
2025-02-05
Earnings History > 5 > date
2024-12-31
Earnings History > 5 > before After Market
AfterMarket
Earnings History > 5 > currency
USD
Earnings History > 5 > eps Actual
0.1314
Earnings History > 5 > eps Estimate
-
Earnings History > 5 > eps Difference
0
Earnings History > 5 > surprise Percent
-
Earnings History > 6 > period
2024-09-30
Earnings History > 6 > report Date
2024-10-30
Earnings History > 6 > date
2024-09-30
Earnings History > 6 > before After Market
AfterMarket
Earnings History > 6 > currency
USD
Earnings History > 6 > eps Actual
0.2508
Earnings History > 6 > eps Estimate
-
Earnings History > 6 > eps Difference
0
Earnings History > 6 > surprise Percent
-
Earnings History > 7 > period
2024-06-30
Earnings History > 7 > report Date
2024-07-31
Earnings History > 7 > date
2024-06-30
Earnings History > 7 > before After Market
AfterMarket
Earnings History > 7 > currency
USD
Earnings History > 7 > eps Actual
0.1559
Earnings History > 7 > eps Estimate
-
Earnings History > 7 > eps Difference
0
Earnings History > 7 > surprise Percent
-
Earnings History > 8 > period
2024-03-31
Earnings History > 8 > report Date
2024-05-01
Earnings History > 8 > date
2024-03-31
Earnings History > 8 > before After Market
AfterMarket
Earnings History > 8 > currency
USD
Earnings History > 8 > eps Actual
0.1871
Earnings History > 8 > eps Estimate
-
Earnings History > 8 > eps Difference
0
Earnings History > 8 > surprise Percent
-
Earnings History > 9 > period
2023-12-31
Earnings History > 9 > report Date
2024-02-07
Earnings History > 9 > date
2023-12-31
Earnings History > 9 > before After Market
AfterMarket
Earnings History > 9 > currency
USD
Earnings History > 9 > eps Actual
0.1266
Earnings History > 9 > eps Estimate
-
Earnings History > 9 > eps Difference
0
Earnings History > 9 > surprise Percent
-
Earnings History > 10 > period
2023-09-30
Earnings History > 10 > report Date
2023-11-06
Earnings History > 10 > date
2023-09-30
Earnings History > 10 > before After Market
AfterMarket
Earnings History > 10 > currency
USD
Earnings History > 10 > eps Actual
0.1357
Earnings History > 10 > eps Estimate
-
Earnings History > 10 > eps Difference
0
Earnings History > 10 > surprise Percent
-
Earnings History > 11 > period
2023-06-30
Earnings History > 11 > report Date
2023-08-16
Earnings History > 11 > date
2023-06-30
Earnings History > 11 > before After Market
BeforeMarket
Earnings History > 11 > currency
USD
Earnings History > 11 > eps Actual
0.1789
Earnings History > 11 > eps Estimate
-
Earnings History > 11 > eps Difference
0
Earnings History > 11 > surprise Percent
-
Earnings History > 12 > period
2023-03-31
Earnings History > 12 > report Date
2023-05-15
Earnings History > 12 > date
2023-03-31
Earnings History > 12 > before After Market
-
Earnings History > 12 > currency
USD
Earnings History > 12 > eps Actual
0.24
Earnings History > 12 > eps Estimate
-
Earnings History > 12 > eps Difference
0
Earnings History > 12 > surprise Percent
-
Earnings History > 13 > period
2022-12-31
Earnings History > 13 > report Date
2023-01-30
Earnings History > 13 > date
2022-12-31
Earnings History > 13 > before After Market
AfterMarket
Earnings History > 13 > currency
USD
Earnings History > 13 > eps Actual
0.2458
Earnings History > 13 > eps Estimate
-
Earnings History > 13 > eps Difference
0
Earnings History > 13 > surprise Percent
-
Earnings History > 14 > period
2022-09-30
Earnings History > 14 > report Date
2022-11-09
Earnings History > 14 > date
2022-09-30
Earnings History > 14 > before After Market
BeforeMarket
Earnings History > 14 > currency
USD
Earnings History > 14 > eps Actual
0.2082
Earnings History > 14 > eps Estimate
-
Earnings History > 14 > eps Difference
0
Earnings History > 14 > surprise Percent
-
Earnings History > 15 > period
2022-06-30
Earnings History > 15 > report Date
2022-09-23
Earnings History > 15 > date
2022-06-30
Earnings History > 15 > before After Market
-
Earnings History > 15 > currency
USD
Earnings History > 15 > eps Actual
0.09
Earnings History > 15 > eps Estimate
-
Earnings History > 15 > eps Difference
0
Earnings History > 15 > surprise Percent
-
Earnings History > 16 > period
2022-03-31
Earnings History > 16 > report Date
2022-05-11
Earnings History > 16 > date
2022-03-31
Earnings History > 16 > before After Market
-
Earnings History > 16 > currency
USD
Earnings History > 16 > eps Actual
0.01
Earnings History > 16 > eps Estimate
-
Earnings History > 16 > eps Difference
0
Earnings History > 16 > surprise Percent
-
Earnings History > 17 > period
2021-12-31
Earnings History > 17 > report Date
2022-02-09
Earnings History > 17 > date
2021-12-31
Earnings History > 17 > before After Market
-
Earnings History > 17 > currency
USD
Earnings History > 17 > eps Actual
0.25
Earnings History > 17 > eps Estimate
-
Earnings History > 17 > eps Difference
0
Earnings History > 17 > surprise Percent
-
Earnings History > 18 > period
2021-09-30
Earnings History > 18 > report Date
2021-11-09
Earnings History > 18 > date
2021-09-30
Earnings History > 18 > before After Market
-
Earnings History > 18 > currency
USD
Earnings History > 18 > eps Actual
0.05
Earnings History > 18 > eps Estimate
-
Earnings History > 18 > eps Difference
0
Earnings History > 18 > surprise Percent
-
Earnings History > 19 > period
2021-06-30
Earnings History > 19 > report Date
2021-09-28
Earnings History > 19 > date
2021-06-30
Earnings History > 19 > before After Market
-
Earnings History > 19 > currency
USD
Earnings History > 19 > eps Actual
-0.14
Earnings History > 19 > eps Estimate
-
Earnings History > 19 > eps Difference
0
Earnings History > 19 > surprise Percent
-
Earnings History > 20 > period
2021-03-31
Earnings History > 20 > report Date
2021-05-14
Earnings History > 20 > date
2021-03-31
Earnings History > 20 > before After Market
-
Earnings History > 20 > currency
USD
Earnings History > 20 > eps Actual
0.05
Earnings History > 20 > eps Estimate
-
Earnings History > 20 > eps Difference
0
Earnings History > 20 > surprise Percent
-
Earnings History > 21 > period
2020-12-31
Earnings History > 21 > report Date
2021-02-22
Earnings History > 21 > date
2020-12-31
Earnings History > 21 > before After Market
-
Earnings History > 21 > currency
USD
Earnings History > 21 > eps Actual
0.08
Earnings History > 21 > eps Estimate
-
Earnings History > 21 > eps Difference
0
Earnings History > 21 > surprise Percent
-
Earnings History > 22 > period
2020-09-30
Earnings History > 22 > report Date
2020-11-12
Earnings History > 22 > date
2020-09-30
Earnings History > 22 > before After Market
-
Earnings History > 22 > currency
USD
Earnings History > 22 > eps Actual
0.06
Earnings History > 22 > eps Estimate
-
Earnings History > 22 > eps Difference
0
Earnings History > 22 > surprise Percent
-
Earnings History > 23 > period
2020-06-30
Earnings History > 23 > report Date
2020-09-28
Earnings History > 23 > date
2020-06-30
Earnings History > 23 > before After Market
-
Earnings History > 23 > currency
USD
Earnings History > 23 > eps Actual
0.06
Earnings History > 23 > eps Estimate
-
Earnings History > 23 > eps Difference
0
Earnings History > 23 > surprise Percent
-
Earnings History > 24 > period
2020-03-31
Earnings History > 24 > report Date
2020-05-14
Earnings History > 24 > date
2020-03-31
Earnings History > 24 > before After Market
-
Earnings History > 24 > currency
USD
Earnings History > 24 > eps Actual
0.03
Earnings History > 24 > eps Estimate
-
Earnings History > 24 > eps Difference
0
Earnings History > 24 > surprise Percent
-
Earnings History > 25 > period
2019-12-31
Earnings History > 25 > report Date
2020-02-14
Earnings History > 25 > date
2019-12-31
Earnings History > 25 > before After Market
-
Earnings History > 25 > currency
USD
Earnings History > 25 > eps Actual
-0.35
Earnings History > 25 > eps Estimate
-
Earnings History > 25 > eps Difference
0
Earnings History > 25 > surprise Percent
-
Earnings History > 26 > period
2019-09-30
Earnings History > 26 > report Date
2019-12-16
Earnings History > 26 > date
2019-09-30
Earnings History > 26 > before After Market
-
Earnings History > 26 > currency
USD
Earnings History > 26 > eps Actual
-0.51
Earnings History > 26 > eps Estimate
-
Earnings History > 26 > eps Difference
0
Earnings History > 26 > surprise Percent
-
Earnings History > 27 > period
2019-06-30
Earnings History > 27 > report Date
2019-09-30
Earnings History > 27 > date
2019-06-30
Earnings History > 27 > before After Market
-
Earnings History > 27 > currency
USD
Earnings History > 27 > eps Actual
-0.04
Earnings History > 27 > eps Estimate
0
Earnings History > 27 > eps Difference
-0.04
Earnings History > 27 > surprise Percent
-
Earnings History > 28 > period
2019-03-31
Earnings History > 28 > report Date
2019-06-21
Earnings History > 28 > date
2019-03-31
Earnings History > 28 > before After Market
-
Earnings History > 28 > currency
USD
Earnings History > 28 > eps Actual
0.18
Earnings History > 28 > eps Estimate
0
Earnings History > 28 > eps Difference
0.18
Earnings History > 28 > surprise Percent
-
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company's loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage, and consumer loans; and home equity loans and lines of credit. It also invests in securities, including U.S. treasury securities, fixed-rate mortgage-backed securities and collateralized mortgage obligations, fixed-rate investment grade bonds, and corporate debt securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and consulting services, such as group health, dental, disability, and life insurance products; defined contribution and benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. Pioneer Bancorp, Inc. was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. is a subsidiary of Pioneer Bancorp MHC.
Stock Price
$ 0.00
0% increase compared to yesterday.
Dividend
Frequency:
Rate:
N/ANext Payout:
N/AInsider Selling: Pioneer Bancorp (NASDAQ:PBFS) EVP Sells 5,395 Shares of Stock - MarketBeat
12/15/2025
Insider Selling: Pioneer Bancorp (NASDAQ:PBFS) EVP Sells 5,395 Shares of Stock MarketBeat
Read more →Showing 2 of 10
(Last Updated 2025-09-30)
Health Score
Price to Earnings Ratio (P/E)
-
High
Low ≥ 50
High ≤ 10
Price to Book Ratio (P/B)
-
Very Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Free Cash Flow - Revenue % (FCF)
-
High
Low ≤ 5%
High ≥ 15%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 29.52% of the total shares of Pioneer Bancorp Inc
1.
M3F, Inc.(8.2601%)
since
2025/06/30
2.
Vanguard Group Inc(2.8313%)
since
2025/06/30
3.
BlackRock Inc(2.4858%)
since
2025/06/30
4.
Vanguard Total Stock Mkt Idx Inv(1.9251%)
since
2025/07/31
5.
AllianceBernstein L.P.(1.7852%)
since
2025/06/30
6.
Private Capital Management, LLC(1.4174%)
since
2025/06/30
7.
iShares Russell 2000 ETF(1.0668%)
since
2025/08/31
8.
Geode Capital Management, LLC(0.9979%)
since
2025/06/30
9.
Dimensional Fund Advisors, Inc.(0.8442%)
since
2025/06/30
10.
State Street Corp(0.7224%)
since
2025/06/30
11.
Bridgeway Capital Management, LLC(0.6717%)
since
2025/06/30
12.
First Pacific Advisors, LP(0.6598%)
since
2025/06/30
13.
Fidelity Small Cap Index(0.4346%)
since
2025/06/30
14.
iShares Russell 2000 Value ETF(0.4098%)
since
2025/08/31
15.
Vanguard Institutional Extnd Mkt Idx Tr(0.3729%)
since
2025/07/31
16.
Renaissance Technologies Corp(0.3361%)
since
2025/06/30
17.
Northern Trust Corp(0.3287%)
since
2025/06/30
18.
Bridgeway Omni Small-Cap Value(0.3264%)
since
2025/06/30
19.
Bridgeway Omni Small-Cap Value N(0.3264%)
since
2025/06/30
20.
EA Bridgeway Omni Small-Cap Value ETF(0.2969%)
since
2025/08/29
21.
Empowered Funds, LLC(0.2836%)
since
2025/06/30
22.
Private Capital Management Value I(0.2274%)
since
2025/06/30
23.
Vanguard Russell 2000 ETF(0.2093%)
since
2025/07/31
24.
Arrowstreet Capital Limited Partnership(0.2084%)
since
2025/06/30
25.
Fidelity Extended Market Index(0.2058%)
since
2025/07/31
26.
Morgan Stanley - Brokerage Accounts(0.1813%)
since
2025/06/30
27.
State St Russell Sm Cap® Indx SL Cl I(0.1731%)
since
2025/08/31
28.
Gator Capital Management, LLC(0.1616%)
since
2025/06/30
29.
Dimensional US Core Equity 2 ETF(0.1343%)
since
2025/08/29
30.
Charles Schwab Investment Management Inc(0.1332%)
since
2025/06/30
31.
DFA US Core Equity 2 I(0.1266%)
since
2025/07/31
32.
Citadel Advisors Llc(0.123%)
since
2025/06/30
33.
Schwab Small Cap Index(0.1222%)
since
2025/07/31
34.
Martingale Asset Management L P(0.1163%)
since
2025/06/30
35.
DFA US Targeted Value I(0.1147%)
since
2025/07/31
36.
NT R2000 Index Fund - NL(0.1105%)
since
2025/06/30
37.
Goldman Sachs Group Inc(0.1062%)
since
2025/06/30
38.
iShares Micro-Cap ETF(0.102%)
since
2025/08/31
39.
DFA US Micro Cap I(0.0938%)
since
2025/07/31
40.
NT R2000 Index Fund - DC - NL - 3(0.0881%)
since
2025/06/30
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
Date
2025-12-31
EPS Estimate
—
Date
2025-09-30
EPS Actual
0.1761
EPS Estimate
—
EPS Difference
0
Surprise Percent
null%
(Last Updated 2025-09-30)
(Last Updated 2025-09-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-09-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-09-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.