PTBS

Potomac Bancshares Inc

PTBS, USA

Potomac Bancshares, Inc. operates as the bank holding company for Bank of Charles Town that provides various banking products and services to individuals, businesses, and local governments in the United States. The company offers checking, savings, money market, and individual retirement accounts; and certificates of deposit (CD). It also provides mortgage, term, residential construction, government contractor, financial, agricultural, and consumer loans; small business administration and residential lending; personal loans, including new and used vehicle, home equity, CD secured, lot, unsecured personal, home, retail equipment, and unsecured home improvement loans, as well as home equity line of credit; commercial loans for building or office purchases, commercial real estate and construction, and production and administrative equipment purchases; lines of credit; and credit and debit cards. In addition, the company offers financial education; mobile check deposit and Card Pay; cash management; autobooks; merchant and lockbox services, including debit and credit card payments and online payment processing; wealth management services comprising financial and generational planning, and portfolio management; trust and estate services consisting of estate settlement, and trustee for living trusts, trusts under will, and charitable trusts; and telephone, mobile, and online banking services. Further, it provides investment management and products; full-service brokerage; retirement and insurance planning and products; asset allocation and management; and college and estate planning services. The company serves customers in the Jefferson, Berkeley and Morgan Counties of West Virginia; Clarke, Frederick, and Loudoun Counties of Virginia; and Washington and Frederick Counties of Maryland. Potomac Bancshares, Inc. was founded in 1871 and is headquartered in Charles Town, West Virginia.

https://www.mybct.com

Stock Price

$0.00

0%

decrease compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
PTBS
stock
PTBS

Potomac Bancshares declares quarterly dividend of $0.13 per share By Investing.com Investing.com UK

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PTBS
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PTBS

Potomac Bancshares to pay 13-cent dividend to shareholders Feb. 12 Stock Titan

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Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

9.12

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very Low

0.97

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

2.89 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.24 %

Low ≤ 2%

High ≥ 10%

Debt to Equity

-

Very Low

10.97

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 0.00% of the total shares of Potomac Bancshares Inc

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

—

Latest Release

Date

2025-09-30

EPS Actual

0.5603

EPS Estimate

—

EPS Difference

0

Surprise Percent

0%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Strong Deep Value(7)
Defensive
Highly Defensive(7)
Dividend
Weak Dividend Profile(1.5)
Economic Moat
Some Competitive Advantage(5.8)
GARP
Fair GARP(4)
Growth
Weak Growth Prospect(3)
Momentum
Moderate Momentum(4)
Net Net
Possible Net-Net(4)
Quality
Low Quality Business(3)
Value
Undervalued(6.5)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.