_id

6915fd2ebc934aba376b27e2

Ticker

SPFI

Name

South Plains Financial Inc

Exchange

NASDAQ

Address

5219 City Bank Parkway, Lubbock, TX, United States, 79407

Country

USA

Sector

Financial Services

Industry

Banks - Regional

Currency

USD

Website

https://www.spfi.bank

Description

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, and self-directed individual retirement accounts. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.

Last Close

40.35

Volume

81624

Current Price

41.16

Change

2.007434944237906

Last Updated

2025-12-04T13:24:47.128Z

Image

-

Ipo Date

2019-05-09T00:00:00.000Z

Market Cap

628953856

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

0.992

Sentiment Sources

3

Rating

4.25

Target Price

43.75

Strong Buy

1

Buy

3

Hold

0

Sell

0

Strong Sell

0

Current Quarter

2025-09-30

Revenue

74048000

Cost Of Revenue

22001000

Gross Profit

52047000

Operating Expenses

31387000

Operating Income

20660000

Interest Expense

21501000

Pretax Income

20660000

Net Income

16318000

Eps

0.9604164574817078

Dividends Per Share

2598000

Shares Outstanding

16247839

Income Tax Expense

4342000

EBITDA

22080000

Operating Margin

27.900821089023335

Total Other Income Expense Net

54987000

Cash

635046000

Short Term Investments

164238000

Receivables

18012000

Inventories

-

Total Current Assets

817296000

Property Plant Equipment

51809000

Total Assets

4479437000

Payables

-

Short Term Debt

-

Long Term Debt

60493000

Total Liabilities

4001635000

Equity

477802000

Depreciation

1420000

Change In Working Capital

820000

Cash From Operations

24216000

Capital Expenditures

1753000

Cash From Investing

51863000

Cash From Financing

88471000

Net Change In Cash

164550000

PE

10.8128

PB

1.463641578226964

ROE

3.4152222050137926

ROA

0.3642868512270627

FCF

22463000

Fcf Percent

0.30335728176318066

Piotroski FScore

4

Health Score

54

Deep Value Investing Score

8

Defensive Investing Score

4.5

Dividend Investing Score

3.5

Economic Moat Investing Score

7.8

Garp Investing Score

5

Growth Investing Score

4

Momentum Investing Score

4.5

Net Net Investing Score

5.5

Quality Investing Score

5.5

Value Investing Score

6

Quarters > 0 > quarter

2025-09-30

Quarters > 0 > income Statement > revenue

74048000

Quarters > 0 > income Statement > cost Of Revenue

22001000

Quarters > 0 > income Statement > gross Profit

52047000

Quarters > 0 > income Statement > operating Expenses

31387000

Quarters > 0 > income Statement > operating Income

20660000

Quarters > 0 > income Statement > interest Expense

21501000

Quarters > 0 > income Statement > pretax Income

20660000

Quarters > 0 > income Statement > net Income

16318000

Quarters > 0 > income Statement > eps

0.9604164574817078

Quarters > 0 > income Statement > dividends Per Share

2598000

Quarters > 0 > income Statement > shares Outstanding

16990546

Quarters > 0 > income Statement > income Tax Expense

4342000

Quarters > 0 > income Statement > EBITDA

22080000

Quarters > 0 > income Statement > operating Margin

27.900821089023335

Quarters > 0 > income Statement > total Other Income Expense Net

54987000

Quarters > 0 > balance Sheet > cash

635046000

Quarters > 0 > balance Sheet > short Term Investments

164238000

Quarters > 0 > balance Sheet > receivables

18012000

Quarters > 0 > balance Sheet > inventories

-

Quarters > 0 > balance Sheet > total Current Assets

817296000

Quarters > 0 > balance Sheet > property Plant Equipment

51809000

Quarters > 0 > balance Sheet > total Assets

4479437000

Quarters > 0 > balance Sheet > payables

-

Quarters > 0 > balance Sheet > short Term Debt

-

Quarters > 0 > balance Sheet > long Term Debt

60493000

Quarters > 0 > balance Sheet > total Liabilities

4001635000

Quarters > 0 > balance Sheet > equity

477802000

Quarters > 0 > cash Flow > net Income

16318000

Quarters > 0 > cash Flow > depreciation

1420000

Quarters > 0 > cash Flow > change In Working Capital

820000

Quarters > 0 > cash Flow > cash From Operations

24216000

Quarters > 0 > cash Flow > capital Expenditures

1753000

Quarters > 0 > cash Flow > cash From Investing

51863000

Quarters > 0 > cash Flow > cash From Financing

88471000

Quarters > 0 > cash Flow > net Change In Cash

164550000

Quarters > 0 > ratios > PE

0.9604164574817078

Quarters > 0 > ratios > PB

1.463641578226964

Quarters > 0 > ratios > ROE

3.4152222050137926

Quarters > 0 > ratios > ROA

0.3642868512270627

Quarters > 0 > ratios > FCF

22463000

Quarters > 0 > ratios > Piotroski FScore

4

Quarters > 0 > ratios > fcf Percent

0.30335728176318066

Quarters > 0 > health Score

54

Quarters > 1 > quarter

2025-06-30

Quarters > 1 > income Statement > revenue

76300000

Quarters > 1 > income Statement > cost Of Revenue

24132000

Quarters > 1 > income Statement > gross Profit

52168000

Quarters > 1 > income Statement > operating Expenses

33543000

Quarters > 1 > income Statement > operating Income

18625000

Quarters > 1 > income Statement > interest Expense

21632000

Quarters > 1 > income Statement > pretax Income

18625000

Quarters > 1 > income Statement > net Income

14605000

Quarters > 1 > income Statement > eps

0.8648668238329938

Quarters > 1 > income Statement > dividends Per Share

2435000

Quarters > 1 > income Statement > shares Outstanding

16886993

Quarters > 1 > income Statement > income Tax Expense

4020000

Quarters > 1 > income Statement > EBITDA

20086000

Quarters > 1 > income Statement > operating Margin

24.410222804718217

Quarters > 1 > income Statement > total Other Income Expense Net

-

Quarters > 1 > balance Sheet > cash

470496000

Quarters > 1 > balance Sheet > short Term Investments

570000000

Quarters > 1 > balance Sheet > receivables

17996000

Quarters > 1 > balance Sheet > inventories

-

Quarters > 1 > balance Sheet > total Current Assets

1040496000

Quarters > 1 > balance Sheet > property Plant Equipment

51329000

Quarters > 1 > balance Sheet > total Assets

4363674000

Quarters > 1 > balance Sheet > payables

-

Quarters > 1 > balance Sheet > short Term Debt

1352000

Quarters > 1 > balance Sheet > long Term Debt

110447000

Quarters > 1 > balance Sheet > total Liabilities

3909600000

Quarters > 1 > balance Sheet > equity

454074000

Quarters > 1 > cash Flow > net Income

14605000

Quarters > 1 > cash Flow > depreciation

1461000

Quarters > 1 > cash Flow > change In Working Capital

-400000

Quarters > 1 > cash Flow > cash From Operations

14746000

Quarters > 1 > cash Flow > capital Expenditures

1727000

Quarters > 1 > cash Flow > cash From Investing

-25595000

Quarters > 1 > cash Flow > cash From Financing

-54955000

Quarters > 1 > cash Flow > net Change In Cash

-65804000

Quarters > 1 > ratios > PE

0.8648668238329938

Quarters > 1 > ratios > PB

1.5307386722868959

Quarters > 1 > ratios > ROE

3.2164360875099653

Quarters > 1 > ratios > ROA

0.3346950299220336

Quarters > 1 > ratios > FCF

13019000

Quarters > 1 > ratios > Piotroski FScore

4

Quarters > 1 > ratios > fcf Percent

0.17062909567496723

Quarters > 1 > health Score

51

Quarters > 2 > quarter

2025-03-31

Quarters > 2 > income Statement > revenue

69093000

Quarters > 2 > income Statement > cost Of Revenue

21815000

Quarters > 2 > income Statement > gross Profit

47278000

Quarters > 2 > income Statement > operating Expenses

31576000

Quarters > 2 > income Statement > operating Income

15702000

Quarters > 2 > income Statement > interest Expense

21395000

Quarters > 2 > income Statement > pretax Income

15702000

Quarters > 2 > income Statement > net Income

12294000

Quarters > 2 > income Statement > eps

0.7203797023321223

Quarters > 2 > income Statement > dividends Per Share

2469000

Quarters > 2 > income Statement > shares Outstanding

17066000

Quarters > 2 > income Statement > income Tax Expense

3408000

Quarters > 2 > income Statement > EBITDA

17180000

Quarters > 2 > income Statement > operating Margin

22.725891190135037

Quarters > 2 > income Statement > total Other Income Expense Net

-

Quarters > 2 > balance Sheet > cash

536300000

Quarters > 2 > balance Sheet > short Term Investments

217327000

Quarters > 2 > balance Sheet > receivables

17743000

Quarters > 2 > balance Sheet > inventories

-

Quarters > 2 > balance Sheet > total Current Assets

771370000

Quarters > 2 > balance Sheet > property Plant Equipment

50873000

Quarters > 2 > balance Sheet > total Assets

4405209000

Quarters > 2 > balance Sheet > payables

-

Quarters > 2 > balance Sheet > short Term Debt

-

Quarters > 2 > balance Sheet > long Term Debt

110400000

Quarters > 2 > balance Sheet > total Liabilities

3961466000

Quarters > 2 > balance Sheet > equity

443743000

Quarters > 2 > cash Flow > net Income

12294000

Quarters > 2 > cash Flow > depreciation

1478000

Quarters > 2 > cash Flow > change In Working Capital

2968000

Quarters > 2 > cash Flow > cash From Operations

26095000

Quarters > 2 > cash Flow > capital Expenditures

1135000

Quarters > 2 > cash Flow > cash From Investing

-9774000

Quarters > 2 > cash Flow > cash From Financing

160897000

Quarters > 2 > cash Flow > net Change In Cash

177218000

Quarters > 2 > ratios > PE

0.7203797023321223

Quarters > 2 > ratios > PB

1.5829805991305779

Quarters > 2 > ratios > ROE

2.7705225772575566

Quarters > 2 > ratios > ROA

0.2790786997847321

Quarters > 2 > ratios > FCF

24960000

Quarters > 2 > ratios > Piotroski FScore

4

Quarters > 2 > ratios > fcf Percent

0.36125222526160394

Quarters > 2 > health Score

54

Quarters > 3 > quarter

2024-12-31

Quarters > 3 > income Statement > revenue

73183000

Quarters > 3 > income Statement > cost Of Revenue

23976000

Quarters > 3 > income Statement > gross Profit

49207000

Quarters > 3 > income Statement > operating Expenses

28488000

Quarters > 3 > income Statement > operating Income

20719000

Quarters > 3 > income Statement > interest Expense

22776000

Quarters > 3 > income Statement > pretax Income

20719000

Quarters > 3 > income Statement > net Income

16497000

Quarters > 3 > income Statement > eps

0.9612516023773453

Quarters > 3 > income Statement > dividends Per Share

2452000

Quarters > 3 > income Statement > shares Outstanding

17162000

Quarters > 3 > income Statement > income Tax Expense

4222000

Quarters > 3 > income Statement > EBITDA

22316000

Quarters > 3 > income Statement > operating Margin

28.31121981881038

Quarters > 3 > income Statement > total Other Income Expense Net

63292000

Quarters > 3 > balance Sheet > cash

359082000

Quarters > 3 > balance Sheet > short Term Investments

268240000

Quarters > 3 > balance Sheet > receivables

21687000

Quarters > 3 > balance Sheet > inventories

-

Quarters > 3 > balance Sheet > total Current Assets

649009000

Quarters > 3 > balance Sheet > property Plant Equipment

52951000

Quarters > 3 > balance Sheet > total Assets

4232239000

Quarters > 3 > balance Sheet > payables

-

Quarters > 3 > balance Sheet > short Term Debt

-

Quarters > 3 > balance Sheet > long Term Debt

110354000

Quarters > 3 > balance Sheet > total Liabilities

3793290000

Quarters > 3 > balance Sheet > equity

438949000

Quarters > 3 > cash Flow > net Income

16497000

Quarters > 3 > cash Flow > depreciation

1597000

Quarters > 3 > cash Flow > change In Working Capital

-5994000

Quarters > 3 > cash Flow > cash From Operations

4172000

Quarters > 3 > cash Flow > capital Expenditures

1029000

Quarters > 3 > cash Flow > cash From Investing

-14694000

Quarters > 3 > cash Flow > cash From Financing

-101563000

Quarters > 3 > cash Flow > net Change In Cash

-112085000

Quarters > 3 > ratios > PE

0.9612516023773453

Quarters > 3 > ratios > PB

1.6092710542682633

Quarters > 3 > ratios > ROE

3.7582953828349077

Quarters > 3 > ratios > ROA

0.38979367658584496

Quarters > 3 > ratios > FCF

3143000

Quarters > 3 > ratios > Piotroski FScore

3

Quarters > 3 > ratios > fcf Percent

0.042947132530779

Quarters > 3 > health Score

38

Annuals > 0 > quarter

2024-12-31

Annuals > 0 > income Statement > revenue

283098000

Annuals > 0 > income Statement > cost Of Revenue

98101000

Annuals > 0 > income Statement > gross Profit

184997000

Annuals > 0 > income Statement > operating Expenses

121705000

Annuals > 0 > income Statement > operating Income

63292000

Annuals > 0 > income Statement > interest Expense

93801000

Annuals > 0 > income Statement > pretax Income

63292000

Annuals > 0 > income Statement > net Income

49717000

Annuals > 0 > income Statement > eps

3.0212080700048616

Annuals > 0 > income Statement > dividends Per Share

9154000

Annuals > 0 > income Statement > shares Outstanding

16456000

Annuals > 0 > income Statement > income Tax Expense

13575000

Annuals > 0 > income Statement > EBITDA

69802000

Annuals > 0 > income Statement > operating Margin

22.35692233784767

Annuals > 0 > income Statement > total Other Income Expense Net

-173825000

Annuals > 0 > balance Sheet > cash

359082000

Annuals > 0 > balance Sheet > short Term Investments

268240000

Annuals > 0 > balance Sheet > receivables

21687000

Annuals > 0 > balance Sheet > inventories

-

Annuals > 0 > balance Sheet > total Current Assets

649009000

Annuals > 0 > balance Sheet > property Plant Equipment

52951000

Annuals > 0 > balance Sheet > total Assets

4232239000

Annuals > 0 > balance Sheet > payables

-

Annuals > 0 > balance Sheet > short Term Debt

-

Annuals > 0 > balance Sheet > long Term Debt

110354000

Annuals > 0 > balance Sheet > total Liabilities

3793290000

Annuals > 0 > balance Sheet > equity

438949000

Annuals > 0 > cash Flow > net Income

49717000

Annuals > 0 > cash Flow > depreciation

6510000

Annuals > 0 > cash Flow > change In Working Capital

2165000

Annuals > 0 > cash Flow > cash From Operations

59381000

Annuals > 0 > cash Flow > capital Expenditures

3354000

Annuals > 0 > cash Flow > cash From Investing

-13927000

Annuals > 0 > cash Flow > cash From Financing

-16530000

Annuals > 0 > cash Flow > net Change In Cash

28924000

Annuals > 0 > ratios > PE

3.0212080700048616

Annuals > 0 > ratios > PB

1.4512204379096434

Annuals > 0 > ratios > ROE

11.32637276767916

Annuals > 0 > ratios > ROA

1.1747209928361797

Annuals > 0 > ratios > FCF

56027000

Annuals > 0 > ratios > Piotroski FScore

4

Annuals > 0 > ratios > fcf Percent

0.19790673194441502

Annuals > 0 > health Score

61

Annuals > 1 > quarter

2023-12-31

Annuals > 1 > income Statement > revenue

212033000

Annuals > 1 > income Statement > cost Of Revenue

76896000

Annuals > 1 > income Statement > gross Profit

212033000

Annuals > 1 > income Statement > operating Expenses

3453000

Annuals > 1 > income Statement > operating Income

79417000

Annuals > 1 > income Statement > interest Expense

72286000

Annuals > 1 > income Statement > pretax Income

79417000

Annuals > 1 > income Statement > net Income

62745000

Annuals > 1 > income Statement > eps

3.8219528537491625

Annuals > 1 > income Statement > dividends Per Share

8745000

Annuals > 1 > income Statement > shares Outstanding

16417000

Annuals > 1 > income Statement > income Tax Expense

16672000

Annuals > 1 > income Statement > EBITDA

79417000

Annuals > 1 > income Statement > operating Margin

37.455018794244296

Annuals > 1 > income Statement > total Other Income Expense Net

79417000

Annuals > 1 > balance Sheet > cash

330158000

Annuals > 1 > balance Sheet > short Term Investments

183862000

Annuals > 1 > balance Sheet > receivables

20881000

Annuals > 1 > balance Sheet > inventories

-351039000

Annuals > 1 > balance Sheet > total Current Assets

534901000

Annuals > 1 > balance Sheet > property Plant Equipment

55070000

Annuals > 1 > balance Sheet > total Assets

4204793000

Annuals > 1 > balance Sheet > payables

-

Annuals > 1 > balance Sheet > short Term Debt

1772000

Annuals > 1 > balance Sheet > long Term Debt

110168000

Annuals > 1 > balance Sheet > total Liabilities

3797679000

Annuals > 1 > balance Sheet > equity

407114000

Annuals > 1 > cash Flow > net Income

62745000

Annuals > 1 > cash Flow > depreciation

6412000

Annuals > 1 > cash Flow > change In Working Capital

-5842000

Annuals > 1 > cash Flow > cash From Operations

58539000

Annuals > 1 > cash Flow > capital Expenditures

4681000

Annuals > 1 > cash Flow > cash From Investing

-143376000

Annuals > 1 > cash Flow > cash From Financing

180112000

Annuals > 1 > cash Flow > net Change In Cash

95275000

Annuals > 1 > ratios > PE

3.8219528537491625

Annuals > 1 > ratios > PB

1.5609929159891334

Annuals > 1 > ratios > ROE

15.412145001154467

Annuals > 1 > ratios > ROA

1.4922256577196547

Annuals > 1 > ratios > FCF

53858000

Annuals > 1 > ratios > Piotroski FScore

3

Annuals > 1 > ratios > fcf Percent

0.25400763088764483

Annuals > 1 > health Score

63

Annuals > 2 > quarter

2022-12-31

Annuals > 2 > income Statement > revenue

231937000

Annuals > 2 > income Statement > cost Of Revenue

20073000

Annuals > 2 > income Statement > gross Profit

211864000

Annuals > 2 > income Statement > operating Expenses

138713000

Annuals > 2 > income Statement > operating Income

73151000

Annuals > 2 > income Statement > interest Expense

22692000

Annuals > 2 > income Statement > pretax Income

73151000

Annuals > 2 > income Statement > net Income

58240000

Annuals > 2 > income Statement > eps

3.2319953331408047

Annuals > 2 > income Statement > dividends Per Share

8012000

Annuals > 2 > income Statement > shares Outstanding

18019828

Annuals > 2 > income Statement > income Tax Expense

14911000

Annuals > 2 > income Statement > EBITDA

80116000

Annuals > 2 > income Statement > operating Margin

31.53916796371428

Annuals > 2 > income Statement > total Other Income Expense Net

-22692000

Annuals > 2 > balance Sheet > cash

234883000

Annuals > 2 > balance Sheet > short Term Investments

701711000

Annuals > 2 > balance Sheet > receivables

16432000

Annuals > 2 > balance Sheet > inventories

169000

Annuals > 2 > balance Sheet > total Current Assets

1126296000

Annuals > 2 > balance Sheet > property Plant Equipment

56337000

Annuals > 2 > balance Sheet > total Assets

3944063000

Annuals > 2 > balance Sheet > payables

58265000

Annuals > 2 > balance Sheet > short Term Debt

1866000

Annuals > 2 > balance Sheet > long Term Debt

122354000

Annuals > 2 > balance Sheet > total Liabilities

3587049000

Annuals > 2 > balance Sheet > equity

357014000

Annuals > 2 > cash Flow > net Income

58240000

Annuals > 2 > cash Flow > depreciation

6965000

Annuals > 2 > cash Flow > change In Working Capital

15852000

Annuals > 2 > cash Flow > cash From Operations

123590000

Annuals > 2 > cash Flow > capital Expenditures

4469000

Annuals > 2 > cash Flow > cash From Investing

-408857000

Annuals > 2 > cash Flow > cash From Financing

33329000

Annuals > 2 > cash Flow > net Change In Cash

-251938000

Annuals > 2 > ratios > PE

3.2319953331408047

Annuals > 2 > ratios > PB

1.953838062036783

Annuals > 2 > ratios > ROE

16.31308576134269

Annuals > 2 > ratios > ROA

1.4766498405324662

Annuals > 2 > ratios > FCF

119121000

Annuals > 2 > ratios > Piotroski FScore

3

Annuals > 2 > ratios > fcf Percent

0.5135920530143961

Annuals > 2 > health Score

64

Annuals > 3 > quarter

2021-12-31

Annuals > 3 > income Statement > revenue

227510000

Annuals > 3 > income Statement > cost Of Revenue

11354000

Annuals > 3 > income Statement > gross Profit

216156000

Annuals > 3 > income Statement > operating Expenses

143035000

Annuals > 3 > income Statement > operating Income

73121000

Annuals > 3 > income Statement > interest Expense

13272000

Annuals > 3 > income Statement > pretax Income

73121000

Annuals > 3 > income Statement > net Income

58614000

Annuals > 3 > income Statement > eps

3.1696576365258076

Annuals > 3 > income Statement > dividends Per Share

5385000

Annuals > 3 > income Statement > shares Outstanding

18492218

Annuals > 3 > income Statement > income Tax Expense

14507000

Annuals > 3 > income Statement > EBITDA

79557000

Annuals > 3 > income Statement > operating Margin

32.13968616764099

Annuals > 3 > income Statement > total Other Income Expense Net

73121000

Annuals > 3 > balance Sheet > cash

486821000

Annuals > 3 > balance Sheet > short Term Investments

724504000

Annuals > 3 > balance Sheet > receivables

13900000

Annuals > 3 > balance Sheet > inventories

-500721000

Annuals > 3 > balance Sheet > total Current Assets

1225225000

Annuals > 3 > balance Sheet > property Plant Equipment

57699000

Annuals > 3 > balance Sheet > total Assets

3901855000

Annuals > 3 > balance Sheet > payables

3341222000

Annuals > 3 > balance Sheet > short Term Debt

75775000

Annuals > 3 > balance Sheet > long Term Debt

122168000

Annuals > 3 > balance Sheet > total Liabilities

122168000

Annuals > 3 > balance Sheet > equity

407427000

Annuals > 3 > cash Flow > net Income

58614000

Annuals > 3 > cash Flow > depreciation

6436000

Annuals > 3 > cash Flow > change In Working Capital

4644000

Annuals > 3 > cash Flow > cash From Operations

96271000

Annuals > 3 > cash Flow > capital Expenditures

2920000

Annuals > 3 > cash Flow > cash From Investing

-159841000

Annuals > 3 > cash Flow > cash From Financing

250084000

Annuals > 3 > cash Flow > net Change In Cash

186514000

Annuals > 3 > ratios > PE

3.1696576365258076

Annuals > 3 > ratios > PB

1.7569620049235815

Annuals > 3 > ratios > ROE

14.38638087313801

Annuals > 3 > ratios > ROA

1.502208564900541

Annuals > 3 > ratios > FCF

93351000

Annuals > 3 > ratios > Piotroski FScore

4

Annuals > 3 > ratios > fcf Percent

0.41031603006461254

Annuals > 3 > health Score

82

Valuation > metrics > PE

10.8128

Valuation > metrics > PB

1.463641578226964

Valuation > final Score

100

Valuation > verdict

Fair

Profitability > metrics > ROE

3.4152222050137926

Profitability > metrics > ROA

1.9965838570114132

Profitability > metrics > Net Margin

0.22037057044079517

Profitability > final Score

43

Profitability > verdict

Weak

Risk > metrics > Debt Equity

8.375090518666727

Risk > metrics > Interest Coverage

0.9608855402074322

Risk > final Score

10

Risk > verdict

High

Liquidity > final Score

50

Liquidity > verdict

Weak

Prev Valuations > 0

100

Prev Valuations > 1

100

Prev Valuations > 2

100

Prev Profitabilities > 0

39

Prev Profitabilities > 1

37

Prev Profitabilities > 2

45

Prev Risks > 0

9

Prev Risks > 1

9

Prev Risks > 2

10

Prev Liquidities > 0

100

Prev Liquidities > 1

50

Prev Liquidities > 2

50

Updated At

2025-12-14T01:13:24.271Z

Earnings History > 0 > period

2025-12-31

Earnings History > 0 > report Date

2026-01-23

Earnings History > 0 > date

2025-12-31

Earnings History > 0 > before After Market

-

Earnings History > 0 > currency

-

Earnings History > 0 > eps Actual

0

Earnings History > 0 > eps Estimate

0.8075

Earnings History > 0 > eps Difference

-0.8075

Earnings History > 0 > surprise Percent

-100

Earnings History > 1 > period

2025-09-30

Earnings History > 1 > report Date

2025-10-23

Earnings History > 1 > date

2025-09-30

Earnings History > 1 > before After Market

AfterMarket

Earnings History > 1 > currency

-

Earnings History > 1 > eps Actual

0.96

Earnings History > 1 > eps Estimate

0.86

Earnings History > 1 > eps Difference

0.1

Earnings History > 1 > surprise Percent

11.6279

Earnings History > 2 > period

2025-06-30

Earnings History > 2 > report Date

2025-07-16

Earnings History > 2 > date

2025-06-30

Earnings History > 2 > before After Market

AfterMarket

Earnings History > 2 > currency

USD

Earnings History > 2 > eps Actual

0.86

Earnings History > 2 > eps Estimate

0.77

Earnings History > 2 > eps Difference

0.09

Earnings History > 2 > surprise Percent

11.6883

Earnings History > 3 > period

2025-03-31

Earnings History > 3 > report Date

2025-04-24

Earnings History > 3 > date

2025-03-31

Earnings History > 3 > before After Market

AfterMarket

Earnings History > 3 > currency

USD

Earnings History > 3 > eps Actual

0.72

Earnings History > 3 > eps Estimate

0.67

Earnings History > 3 > eps Difference

0.05

Earnings History > 3 > surprise Percent

7.4627

Earnings History > 4 > period

2024-12-31

Earnings History > 4 > report Date

2025-01-24

Earnings History > 4 > date

2024-12-31

Earnings History > 4 > before After Market

BeforeMarket

Earnings History > 4 > currency

USD

Earnings History > 4 > eps Actual

0.96

Earnings History > 4 > eps Estimate

0.68

Earnings History > 4 > eps Difference

0.28

Earnings History > 4 > surprise Percent

41.1765

Earnings History > 5 > period

2024-09-30

Earnings History > 5 > report Date

2024-10-23

Earnings History > 5 > date

2024-09-30

Earnings History > 5 > before After Market

AfterMarket

Earnings History > 5 > currency

USD

Earnings History > 5 > eps Actual

0.66

Earnings History > 5 > eps Estimate

0.66

Earnings History > 5 > eps Difference

0

Earnings History > 5 > surprise Percent

0

Earnings History > 6 > period

2024-06-30

Earnings History > 6 > report Date

2024-07-18

Earnings History > 6 > date

2024-06-30

Earnings History > 6 > before After Market

AfterMarket

Earnings History > 6 > currency

USD

Earnings History > 6 > eps Actual

0.66

Earnings History > 6 > eps Estimate

0.59

Earnings History > 6 > eps Difference

0.07

Earnings History > 6 > surprise Percent

11.8644

Earnings History > 7 > period

2024-03-31

Earnings History > 7 > report Date

2024-04-25

Earnings History > 7 > date

2024-03-31

Earnings History > 7 > before After Market

AfterMarket

Earnings History > 7 > currency

USD

Earnings History > 7 > eps Actual

0.64

Earnings History > 7 > eps Estimate

0.57

Earnings History > 7 > eps Difference

0.07

Earnings History > 7 > surprise Percent

12.2807

Earnings History > 8 > period

2023-12-31

Earnings History > 8 > report Date

2024-01-26

Earnings History > 8 > date

2023-12-31

Earnings History > 8 > before After Market

BeforeMarket

Earnings History > 8 > currency

USD

Earnings History > 8 > eps Actual

0.61

Earnings History > 8 > eps Estimate

0.64

Earnings History > 8 > eps Difference

-0.03

Earnings History > 8 > surprise Percent

-4.6875

Earnings History > 9 > period

2023-09-30

Earnings History > 9 > report Date

2023-10-24

Earnings History > 9 > date

2023-09-30

Earnings History > 9 > before After Market

AfterMarket

Earnings History > 9 > currency

USD

Earnings History > 9 > eps Actual

0.78

Earnings History > 9 > eps Estimate

0.64

Earnings History > 9 > eps Difference

0.14

Earnings History > 9 > surprise Percent

21.875

Earnings History > 10 > period

2023-06-30

Earnings History > 10 > report Date

2023-07-25

Earnings History > 10 > date

2023-06-30

Earnings History > 10 > before After Market

AfterMarket

Earnings History > 10 > currency

USD

Earnings History > 10 > eps Actual

1.71

Earnings History > 10 > eps Estimate

0.62

Earnings History > 10 > eps Difference

1.09

Earnings History > 10 > surprise Percent

175.8065

Earnings History > 11 > period

2023-03-31

Earnings History > 11 > report Date

2023-04-27

Earnings History > 11 > date

2023-03-31

Earnings History > 11 > before After Market

AfterMarket

Earnings History > 11 > currency

USD

Earnings History > 11 > eps Actual

0.53

Earnings History > 11 > eps Estimate

0.57

Earnings History > 11 > eps Difference

-0.04

Earnings History > 11 > surprise Percent

-7.0175

Earnings History > 12 > period

2022-12-31

Earnings History > 12 > report Date

2023-01-26

Earnings History > 12 > date

2022-12-31

Earnings History > 12 > before After Market

AfterMarket

Earnings History > 12 > currency

USD

Earnings History > 12 > eps Actual

0.71

Earnings History > 12 > eps Estimate

0.62

Earnings History > 12 > eps Difference

0.09

Earnings History > 12 > surprise Percent

14.5161

Earnings History > 13 > period

2022-09-30

Earnings History > 13 > report Date

2022-10-21

Earnings History > 13 > date

2022-09-30

Earnings History > 13 > before After Market

BeforeMarket

Earnings History > 13 > currency

USD

Earnings History > 13 > eps Actual

0.86

Earnings History > 13 > eps Estimate

0.7

Earnings History > 13 > eps Difference

0.16

Earnings History > 13 > surprise Percent

22.8571

Earnings History > 14 > period

2022-06-30

Earnings History > 14 > report Date

2022-07-22

Earnings History > 14 > date

2022-06-30

Earnings History > 14 > before After Market

BeforeMarket

Earnings History > 14 > currency

USD

Earnings History > 14 > eps Actual

0.88

Earnings History > 14 > eps Estimate

0.5

Earnings History > 14 > eps Difference

0.38

Earnings History > 14 > surprise Percent

76

Earnings History > 15 > period

2022-03-31

Earnings History > 15 > report Date

2022-04-26

Earnings History > 15 > date

2022-03-31

Earnings History > 15 > before After Market

AfterMarket

Earnings History > 15 > currency

USD

Earnings History > 15 > eps Actual

0.78

Earnings History > 15 > eps Estimate

0.53

Earnings History > 15 > eps Difference

0.25

Earnings History > 15 > surprise Percent

47.1698

Earnings History > 16 > period

2021-12-31

Earnings History > 16 > report Date

2022-01-27

Earnings History > 16 > date

2021-12-31

Earnings History > 16 > before After Market

AfterMarket

Earnings History > 16 > currency

USD

Earnings History > 16 > eps Actual

0.79

Earnings History > 16 > eps Estimate

0.67

Earnings History > 16 > eps Difference

0.12

Earnings History > 16 > surprise Percent

17.9104

Earnings History > 17 > period

2021-09-30

Earnings History > 17 > report Date

2021-10-26

Earnings History > 17 > date

2021-09-30

Earnings History > 17 > before After Market

AfterMarket

Earnings History > 17 > currency

USD

Earnings History > 17 > eps Actual

0.82

Earnings History > 17 > eps Estimate

0.73

Earnings History > 17 > eps Difference

0.09

Earnings History > 17 > surprise Percent

12.3288

Earnings History > 18 > period

2021-06-30

Earnings History > 18 > report Date

2021-07-27

Earnings History > 18 > date

2021-06-30

Earnings History > 18 > before After Market

AfterMarket

Earnings History > 18 > currency

USD

Earnings History > 18 > eps Actual

0.74

Earnings History > 18 > eps Estimate

0.66

Earnings History > 18 > eps Difference

0.08

Earnings History > 18 > surprise Percent

12.1212

Earnings History > 19 > period

2021-03-31

Earnings History > 19 > report Date

2021-04-27

Earnings History > 19 > date

2021-03-31

Earnings History > 19 > before After Market

AfterMarket

Earnings History > 19 > currency

USD

Earnings History > 19 > eps Actual

0.82

Earnings History > 19 > eps Estimate

0.69

Earnings History > 19 > eps Difference

0.13

Earnings History > 19 > surprise Percent

18.8406

Earnings History > 20 > period

2020-12-31

Earnings History > 20 > report Date

2021-01-27

Earnings History > 20 > date

2020-12-31

Earnings History > 20 > before After Market

AfterMarket

Earnings History > 20 > currency

USD

Earnings History > 20 > eps Actual

0.87

Earnings History > 20 > eps Estimate

0.75

Earnings History > 20 > eps Difference

0.12

Earnings History > 20 > surprise Percent

16

Earnings History > 21 > period

2020-09-30

Earnings History > 21 > report Date

2020-10-27

Earnings History > 21 > date

2020-09-30

Earnings History > 21 > before After Market

AfterMarket

Earnings History > 21 > currency

USD

Earnings History > 21 > eps Actual

0.92

Earnings History > 21 > eps Estimate

0.49

Earnings History > 21 > eps Difference

0.43

Earnings History > 21 > surprise Percent

87.7551

Earnings History > 22 > period

2020-06-30

Earnings History > 22 > report Date

2020-07-29

Earnings History > 22 > date

2020-06-30

Earnings History > 22 > before After Market

AfterMarket

Earnings History > 22 > currency

USD

Earnings History > 22 > eps Actual

0.31

Earnings History > 22 > eps Estimate

0.26

Earnings History > 22 > eps Difference

0.05

Earnings History > 22 > surprise Percent

19.2308

Earnings History > 23 > period

2020-03-31

Earnings History > 23 > report Date

2020-04-30

Earnings History > 23 > date

2020-03-31

Earnings History > 23 > before After Market

AfterMarket

Earnings History > 23 > currency

USD

Earnings History > 23 > eps Actual

0.38

Earnings History > 23 > eps Estimate

0.38

Earnings History > 23 > eps Difference

0

Earnings History > 23 > surprise Percent

0

Earnings History > 24 > period

2019-12-31

Earnings History > 24 > report Date

2020-01-24

Earnings History > 24 > date

2019-12-31

Earnings History > 24 > before After Market

BeforeMarket

Earnings History > 24 > currency

USD

Earnings History > 24 > eps Actual

0.55

Earnings History > 24 > eps Estimate

0.44

Earnings History > 24 > eps Difference

0.11

Earnings History > 24 > surprise Percent

25

Earnings History > 25 > period

2019-09-30

Earnings History > 25 > report Date

2019-10-24

Earnings History > 25 > date

2019-09-30

Earnings History > 25 > before After Market

BeforeMarket

Earnings History > 25 > currency

USD

Earnings History > 25 > eps Actual

0.45

Earnings History > 25 > eps Estimate

0.35

Earnings History > 25 > eps Difference

0.1

Earnings History > 25 > surprise Percent

28.5714

Earnings History > 26 > period

2019-06-30

Earnings History > 26 > report Date

2019-07-25

Earnings History > 26 > date

2019-06-30

Earnings History > 26 > before After Market

BeforeMarket

Earnings History > 26 > currency

USD

Earnings History > 26 > eps Actual

0.37

Earnings History > 26 > eps Estimate

0.37

Earnings History > 26 > eps Difference

0

Earnings History > 26 > surprise Percent

0

Earnings History > 27 > period

2019-03-31

Earnings History > 27 > report Date

2019-06-24

Earnings History > 27 > date

2019-03-31

Earnings History > 27 > before After Market

AfterMarket

Earnings History > 27 > currency

USD

Earnings History > 27 > eps Actual

0.32

Earnings History > 27 > eps Estimate

0.32

Earnings History > 27 > eps Difference

0

Earnings History > 27 > surprise Percent

0

Earnings History > 28 > period

2018-12-31

Earnings History > 28 > report Date

2019-02-27

Earnings History > 28 > date

2018-12-31

Earnings History > 28 > before After Market

-

Earnings History > 28 > currency

USD

Earnings History > 28 > eps Actual

0.425

Earnings History > 28 > eps Estimate

0

Earnings History > 28 > eps Difference

0.425

Earnings History > 28 > surprise Percent

-