SPNS

Sapiens International Corporation NV

SPNS, USA

Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe and internationally. The company provides various solutions for property and casualty, life and pensions, and reinsurance fields. It also offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. In addition, the company provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. Sapiens International Corporation N.V. was founded in 1982 and is headquartered in Holon, Israel.

https://www.sapiens.com

Stock Price

$ 0.00

0% increase compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
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Analyst Ratings & Sentiment

(Last Updated 2025-09-30)

Rating:

HOLD

Target Price:

$37.25

Analyst Picks

Strong Buy

0

Buy

1

Hold

2

Sell

2

Strong Sell

0

Sentiment:

Bullish

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Low

37.64

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very High

4.78

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

2.78 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

1.92 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very Low

6.68 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very High

0.42

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 38.33% of the total shares of Sapiens International Corporation NV

1.

BlackRock Inc

(2.9246%)

since

2025/06/30

2.

Vanguard Group Inc

(2.558%)

since

2025/06/30

3.

Nine Ten Capital Management LLC

(2.0558%)

since

2025/06/30

4.

Dimensional Fund Advisors, Inc.

(2.0093%)

since

2025/06/30

5.

Royce & Associates, LP

(1.9285%)

since

2025/06/30

6.

Topline Capital Management LLC

(1.8552%)

since

2025/06/30

7.

T. Rowe Price Associates, Inc.

(1.4725%)

since

2025/06/30

8.

iShares Russell 2000 ETF

(1.3506%)

since

2025/08/31

9.

Wellington Management Company LLP

(1.2107%)

since

2025/06/30

10.

Harris Associates L.P.

(1.2057%)

since

2025/06/30

11.

State Street Corp

(1.1923%)

since

2025/06/30

12.

Royce Small-Cap Total Return Invmt

(1.1246%)

since

2025/06/30

13.

Royce Small-Cap Quality Value Composite

(1.1246%)

since

2025/06/30

14.

Renaissance Technologies Corp

(1.1209%)

since

2025/06/30

15.

T. Rowe Price Integrated US SmCapGrEq

(1.0658%)

since

2025/06/30

16.

T. Rowe Price Integrated US Sm Gr Eq

(1.0658%)

since

2025/07/31

17.

Clal Insurance Enterprises Holdings Ltd

(1.0386%)

since

2025/06/30

18.

Oakmark International Small Cap Investor

(0.8544%)

since

2025/06/30

19.

Vanguard Total Intl Stock Index Inv

(0.7841%)

since

2025/07/31

20.

Geode Capital Management, LLC

(0.7585%)

since

2025/06/30

21.

Harel Insurance Invests & Fin Srvcs Ltd

(0.7484%)

since

2025/06/30

22.

Goldman Sachs Group Inc

(0.7178%)

since

2025/06/30

23.

HHG PLC

(0.7146%)

since

2025/06/30

24.

Janus Henderson Small Cap Value L

(0.6783%)

since

2025/06/30

25.

MENORA MIVTACHIM HOLDINGS LIMITED

(0.5767%)

since

2025/06/30

26.

Fidelity Small Cap Index

(0.5624%)

since

2025/06/30

27.

Vanguard Developed Markets Index Admiral

(0.4971%)

since

2025/07/31

28.

iShares Russell 2000 Growth ETF

(0.4914%)

since

2025/08/31

29.

Rhumbline Advisers

(0.4871%)

since

2025/06/30

30.

Nuveen, LLC

(0.4493%)

since

2025/06/30

31.

Aptus Capital Advisors, LLC

(0.4349%)

since

2025/06/30

32.

Vanguard International Explorer Inv

(0.4219%)

since

2025/06/30

33.

Vanguard Instl Ttl Intl Stk Mkt Idx TrII

(0.4072%)

since

2025/07/31

34.

iShares Core MSCI EAFE ETF

(0.4025%)

since

2025/08/31

35.

DFA US Micro Cap I

(0.3777%)

since

2025/07/31

36.

Royce Small-Cap Trust

(0.3775%)

since

2025/06/30

37.

DFA US Small Cap I

(0.3535%)

since

2025/07/31

38.

Wellington Intl Small Cap Research

(0.3533%)

since

2025/06/30

39.

Royce Small-Cap Fund Invmt

(0.2878%)

since

2025/06/30

40.

Royce Small-Cap Composite

(0.2878%)

since

2025/06/30

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

0.6281

Latest Release

Date

2025-09-30

EPS Actual

0.36

EPS Estimate

0.35

EPS Difference

0.01

Surprise Percent

2.8571%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Potential Value Candidate(5.5)
Defensive
Highly Defensive(8)
Dividend
Decent Dividend Payer(5)
Economic Moat
Wide Moat Company(7.3)
GARP
Fair GARP(4.5)
Growth
Moderate Growth(3.5)
Momentum
Moderate Momentum(4.5)
Net Net
Possible Net-Net(4)
Quality
High Quality(6.5)
Value
Fair Value(4)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.