SYF

Synchrony Financial

SYF, USA

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

https://www.synchrony.com

Stock Price

$ 0.00

0% increase compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
SYF
stock
SYF

Synchrony Financial Releases November 2025 Charge-Off Data TipRanks

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SYF
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SYF

Baird downgrades Synchrony Financial (SYF) to neutral, maintains price target of $82 MSN

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Analyst Ratings & Sentiment

(Last Updated 2025-09-30)

Rating:

BUY

Target Price:

$82.7391

Analyst Picks

Strong Buy

9

Buy

5

Hold

8

Sell

0

Strong Sell

0

Sentiment:

Bullish

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

8.68

Low 50

High 10

Price to Book Ratio (P/B)

-

Medium

1.90

Low 1

High 3

Return on Equity (ROE)

-

Very Low

6.31 %

Low 5%

High 25%

Return on Assets (ROA)

-

Very Low

0.92 %

Low 2%

High 10%

Free Cash Flow - Revenue % (FCF)

-

Very High

54.55 %

Low 5%

High 15%

Debt to Equity

-

Very Low

5.86

Low 1

High 0.3

Investors

* Institutions hold a combined 94.39% of the total shares of Synchrony Financial

1.

Vanguard Group Inc

(13.0326%)

since

2025/06/30

2.

Capital World Investors

(10.5722%)

since

2025/06/30

3.

BlackRock Inc

(9.4453%)

since

2025/06/30

4.

American Funds American Balanced A

(5.5738%)

since

2025/06/30

5.

State Street Corp

(5.0769%)

since

2025/06/30

6.

Bank of America Corp

(3.6541%)

since

2025/06/30

7.

Vanguard Total Stock Mkt Idx Inv

(3.2117%)

since

2025/07/31

8.

American Funds Income Fund of Amer A

(2.9789%)

since

2025/06/30

9.

Geode Capital Management, LLC

(2.7422%)

since

2025/06/30

10.

Vanguard 500 Index Investor

(2.5332%)

since

2025/07/31

11.

Vanguard Mid Cap Index Institutional

(2.2825%)

since

2025/07/31

12.

Par Capital Management Inc

(2.0158%)

since

2025/06/30

13.

Dimensional Fund Advisors, Inc.

(1.7134%)

since

2025/06/30

14.

Morgan Stanley - Brokerage Accounts

(1.5964%)

since

2025/06/30

15.

UBS Asset Mgmt Americas Inc

(1.5694%)

since

2025/06/30

16.

First Trust Advisors L.P.

(1.4518%)

since

2025/06/30

17.

Northern Trust Corp

(1.435%)

since

2025/06/30

18.

Ameriprise Financial Inc

(1.4264%)

since

2025/06/30

19.

Allianz Asset Management AG

(1.3988%)

since

2025/06/30

20.

Amvescap Plc.

(1.3427%)

since

2025/06/30

21.

Fidelity 500 Index

(1.2969%)

since

2025/07/31

22.

SPDR® S&P 500® ETF

(1.2386%)

since

2025/08/31

23.

Goldman Sachs Group Inc

(1.2329%)

since

2025/06/30

24.

iShares Core S&P 500 ETF

(1.2313%)

since

2025/08/31

25.

NORGES BANK

(1.2056%)

since

2025/06/30

26.

Boston Partners Global Investors, Inc

(1.205%)

since

2025/06/30

27.

AQR Capital Management LLC

(1.1467%)

since

2025/06/30

28.

Nordea Investment Mgmt Bank Demark A/s

(1.1313%)

since

2025/06/30

29.

Capital Group Fundamental Invtrs Comp

(1.1232%)

since

2025/06/30

30.

American Funds Fundamental Invs A

(1.1232%)

since

2025/06/30

31.

First Trust Rising Dividend Achiev ETF

(1.0514%)

since

2025/08/28

32.

Vanguard Value Index Inv

(0.9068%)

since

2025/07/31

33.

JHancock Disciplined Value Mid Cap I

(0.863%)

since

2025/07/31

34.

American Funds IS® Asset Allocation 1

(0.8063%)

since

2025/06/30

35.

The Financial Select Sector SPDR® ETF

(0.7285%)

since

2025/08/31

36.

Vanguard Mid-Cap Value ETF

(0.6438%)

since

2025/07/31

37.

Vanguard Equity-Income Inv

(0.6239%)

since

2025/06/30

38.

Vanguard Institutional Index I

(0.618%)

since

2025/07/31

39.

Invesco S&P 500® Equal Weight ETF

(0.6155%)

since

2025/08/29

40.

State St S&P 500® Indx SL Cl III

(0.5461%)

since

2025/08/31

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

2.04

Latest Release

Date

2025-09-30

EPS Actual

2.86

EPS Estimate

2.22

EPS Difference

0.64

Surprise Percent

28.8288%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Strong Deep Value(7)
Defensive
Moderately Defensive(4.5)
Dividend
Decent Dividend Payer(3.5)
Economic Moat
Wide Moat Company(8.3)
GARP
Fair GARP(5)
Growth
Moderate Growth(4)
Momentum
Moderate Momentum(4.5)
Net Net
Possible Net-Net(4)
Quality
Moderate Quality(6)
Value
Undervalued(7)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.