TEMN.SW

Temenos Group AG

TEMN.SW, Switzerland

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions. It provides Temenos SaaS, an enterprise service for retail banking, business and corporate banking, and wealth; Temenos AI that helps banks adopt responsible AI practices by providing explainability, security, safe deployment, and banking-specific capabilities; Temenos Digital that accelerates its digital transformation initiatives; Temenos Core, a platform that allows clients have access to core banking capabilities; Temenos Banking Platform, a single code and platform; and Temenos Exchange that offers a selection of curated, assessed, and integrated tech partners that help to include fintech services. The company also offers end-to-end retail banking solution, such as an open and cloud-native platform for agile retail banking transformation; corporate and commercial banking solution that enables transaction initiation across trade finance, lending, payments, supply chain finance, and cash sweeping, as well as addresses the need for automation enabling banks to create services; end-to-end business banking solution, a cloud-agnostic front to back solution that enables financial institutions to deliver tangible value to small and medium businesses from onboarding to origination, digital and face to face servicing, advisory and cross-sell for accounts, and lending and asset finance; end-to-end wealth management solution, a de facto software solution for the private wealth management industry; temenos payments solution that offers next-gen payment processing; and Temenos Multifonds, a fund accounting and investor servicing solution on SaaS. It operates in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. The company was formerly known as Temenos Group AG and changed its name to Temenos AG in May 2018. Temenos AG was founded in 1993 and is headquartered in Lancy, Switzerland.

https://www.temenos.com

Stock Price

CHF0.00

0%

increase compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
TEMN.SW
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TEMN.SW

Temenos (SWX:TEMN): Evaluating Valuation After Recent Share Price Momentum Yahoo Finance

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TEMN.SW
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TEMN.SW

Additional Considerations Required While Assessing Temenos' (VTX:TEMN) Strong Earnings Yahoo Finance

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Analyst Ratings & Sentiment

(Last Updated 2025-09-30)

Rating:

HOLD

$

Analyst Picks

Strong Buy

2

Buy

2

Hold

7

Sell

3

Strong Sell

1

Sentiment:

Bullish

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

High

23.98

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very High

15.32

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Low

10.28 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

1.98 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very High

78.41 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

4.18

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 0.00% of the total shares of Temenos Group AG

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

1.09

Latest Release

Date

2025-09-30

EPS Actual

0.93

EPS Estimate

0.78

EPS Difference

0.15

Surprise Percent

19.2308%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Potential Value Candidate(4)
Defensive
Moderately Defensive(5)
Dividend
Decent Dividend Payer(3.5)
Economic Moat
Wide Moat Company(8.8)
GARP
Not Attractive for GARP(3)
Growth
Weak Growth Prospect(3)
Momentum
Strong Momentum(7.5)
Net Net
Not Undervalued (Net-Net)(2.5)
Quality
High Quality(6.5)
Value
Fair Value(4)

Income Statement

(Last Updated 2025-09-30)

Revenue

CHF 0

Cost Of Revenue

CHF 0

Gross Profit

CHF 0

Operating Expenses

CHF 0

Operating Income

CHF 0

Interest Expense

CHF 0

Pretax Income

CHF 0

Net Income

CHF 0

Income Tax Expense

CHF 0

EBITDA

CHF 0

Total Other Income Expense Net

CHF 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

CHF 0

Short Term Investments

CHF 0

Receivables

CHF 0

Inventories

CHF 0

Total Current Assets

CHF 0

Property Plant Equipment

CHF 0

Total Assets

CHF 0

Payables

CHF 0

Short Term Debt

CHF 0

Long Term Debt

CHF 0

Total Liabilities

CHF 0

Equity

CHF 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

CHF 0

Depreciation

CHF 0

Change In Working Capital

CHF 0

Cash From Operations

CHF 0

Capital Expenditures

CHF 0

Cash From Investing

CHF 0

Cash From Financing

CHF 0

Net Change In Cash

CHF 0

Trend

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