UBAB

United Bancorporation of Alabama Inc

UBAB, USA

United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides banking services in the United States. The company offers checking and savings accounts, certificates of deposit, and individual retirement accounts; business solutions, including merchant and lockbox services, cash management, business online banking, remote deposit capture, web payment capture, and advantage prepaid cards. It provides lending services, such as personal, mortgage, credit advantage, business, farm real estate, farm and timber land, and farm equipment loans, as well as small business programs, credit cards, working capital LOC/CORP production, FarmerMac, and insurance. In addition, the company offers personal convenience services comprising online/mobile banking, mobile check deposit, debit cards, overdraft services, safe deposit boxes, personal storage compartments, and estatement services; and investment/brokerage, financial education, and community advantage programs. The company was founded in 1904 and is headquartered in Atmore, Alabama.

https://www.unitedbank.com

Stock Price

$0.00

0%

increase compared to yesterday.

Dividend

Frequency:

Semiannual

Rate:

0.7

Next Payout:

Jan 15, 2026

Yield:

5.3794 %
UBAB
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UBAB

Reviewing United Bancorporation of Alabama (OTCMKTS:UBAB) & Commonwealth Business Bank (OTCMKTS:CBBI) Defense World

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UBAB
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UBAB

United Bancorporation of Alabama (OTCMKTS:UBAB) Upgraded at Zacks Research Defense World

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Analyst Ratings & Sentiment

(Last Updated 2025-06-30)

Rating:

BUY

$

Analyst Picks

Strong Buy

0

Buy

1

Hold

0

Sell

0

Strong Sell

0

Sentiment:

Bullish

Finn Analysis

(Last Updated 2025-06-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

8.78

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very Low

0.63

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

1.90 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.36 %

Low ≤ 2%

High ≥ 10%

Debt to Equity

-

Very Low

4.23

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 0.00% of the total shares of United Bancorporation of Alabama Inc

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

—

EPS Estimate

—

Latest Release

Date

2025-09-30

EPS Actual

1.29

EPS Estimate

1.67

EPS Difference

-0.38

Surprise Percent

-22.7545%

Investing Fit Scorecard

(Last Updated 2025-06-30)

Deep Value
Strong Deep Value(7)
Defensive
Moderately Defensive(4.5)
Dividend
Weak Dividend Profile(2)
Economic Moat
Wide Moat Company(6.8)
GARP
Not Attractive for GARP(1)
Growth
Weak Growth Prospect(1.5)
Momentum
Moderate Momentum(5)
Net Net
Possible Net-Net(3.5)
Quality
Moderate Quality(3.5)
Value
Undervalued(6.5)

Income Statement

(Last Updated 2025-06-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-06-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-06-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.