UBOH

United Bancshares Inc

UBOH, USA

United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. The company accepts various deposits, including checking, savings, demand, and money market deposits; and offers individual retirement accounts, as well as certificates of deposit. It also provides residential 1-4 family loans, including 1-4 family nonowner occupied, home equity loans, and lines of credit; commercial and multifamily real estate loans, including commercial real estate nonowner and owner occupied, construction and development, agriculture land, and other commercial real estate loans; commercial loans, such as commercial working capital, term, and agriculture production loans; consumer loans, including consumer direct and overdraft credit lines; mortgage and personal loans; and loans for cars, trucks, and boats, as well as auto and recreational loans. In addition, the company provides digital banking, credit cards, wealth management, treasury management, merchant services, and online banking. It operates full-service banking centers and loan production offices in northwest and central Ohio. United Bancshares, Inc. was founded in 1904 and is headquartered in Columbus Grove, Ohio.

https://www.theubank.com

Stock Price

$ 0.00

0% increase compared to yesterday.

Dividend

Frequency:

Quarterly

Rate:

0.23

Next Payout:

Dec 15, 2025

Yield:

2.4134 %
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Showing 2 of 5

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

12.21

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very Low

1.05

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

2.77 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.25 %

Low ≤ 2%

High ≥ 10%

Debt to Equity

-

Very Low

10.10

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 11.02% of the total shares of United Bancshares Inc

1.

RBF LLC

(1.7748%)

since

2022/06/30

2.

Bridgeway Capital Management, LLC

(1.2506%)

since

2022/06/30

3.

Pinnacle Holdings, LLC

(1.2415%)

since

2022/06/30

4.

AllianceBernstein L.P.

(1.1637%)

since

2022/06/30

5.

DFA US Small Cap Value I

(0.8805%)

since

2022/09/30

6.

Bridgeway Omni Small-Cap Value N

(0.6142%)

since

2022/09/30

7.

Bridgeway Omni Small-Cap Value

(0.6142%)

since

2022/09/30

8.

BHZ Capital Management, LP.

(0.5679%)

since

2022/06/30

9.

Geode Capital Management, LLC

(0.5026%)

since

2022/06/30

10.

Bridgeway Omni Tax-Managed Sm-Cp Val N

(0.3987%)

since

2022/09/30

11.

Wells Fargo & Co

(0.326%)

since

2022/06/30

12.

DFA US Micro Cap I

(0.2584%)

since

2022/09/30

13.

Bridgeway Ultra-Small Company Market

(0.2377%)

since

2022/09/30

14.

DFA US Targeted Value I

(0.2257%)

since

2022/09/30

15.

DFA US Core Equity 2 I

(0.1968%)

since

2022/09/30

16.

Venture Visionary Partners LLC

(0.1709%)

since

2022/06/30

17.

Dimensional US Targeted Value ETF

(0.1211%)

since

2022/10/31

18.

DFA US Core Equity 1 I

(0.1061%)

since

2022/09/30

19.

CoreCap Advisors, LLC

(0.089%)

since

2022/06/30

20.

DFA US Vector Equity I

(0.063%)

since

2022/09/30

21.

State of Wyoming

(0.0417%)

since

2022/06/30

22.

DFA US Small Cap I

(0.0278%)

since

2022/09/30

23.

Dimensional Global Core Equity USD Acc

(0.0257%)

since

2022/09/30

24.

The Vanguard Total Stock Market Index

(0.0212%)

since

2022/02/28

25.

Dimensional US Core Equity 2 ETF

(0.0187%)

since

2022/10/31

26.

AZL® DFA US Small Cap

(0.0139%)

since

2022/09/30

27.

DFA US Social Core Equity 2 Portfolio

(0.0135%)

since

2022/09/30

28.

DFA VA US Targeted Value

(0.0125%)

since

2022/09/30

29.

Dimensional US Small Cap Value ETF

(0.012%)

since

2022/10/31

30.

Proequities Inc

(0.0105%)

since

2022/06/30

31.

DFA US Sustainability Core 1

(0.0093%)

since

2022/09/30

32.

Tower Research Capital LLC

(0.0081%)

since

2022/06/30

33.

Dimensional Fund Advisors, Inc.

(0%)

since

2022/09/30

34.

UBS Group AG

(0%)

since

2022/06/30

35.

Gendell Jeffrey L

(0%)

since

2022/09/30

36.

Vanguard Group Inc

(0%)

since

2022/09/30

37.

Stilwell Value LLC

(0%)

since

2022/06/30

38.

Advisor Group Holdings, Inc.

(0%)

since

2022/06/30

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

—

Latest Release

Date

2025-09-30

EPS Actual

1.01

EPS Estimate

0

EPS Difference

1.01

Surprise Percent

null%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Strong Deep Value(6.5)
Defensive
Moderately Defensive(5)
Dividend
Weak Dividend Profile(2)
Economic Moat
Wide Moat Company(6.3)
GARP
Not Attractive for GARP(1)
Growth
Weak Growth Prospect(1.5)
Momentum
Moderate Momentum(4)
Net Net
Possible Net-Net(3.5)
Quality
Moderate Quality(3.5)
Value
Fair Value(6)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.