UBSI

United Bankshares Inc

UBSI, USA

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

https://www.ubsi-inc.com

Stock Price

$0.00

0%

increase compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
UBSI
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UBSI

United Bankshares earnings beat by $0.05, revenue topped estimates By Investing.com Investing.com India

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UBSI
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UBSI

United Bankshares, Inc. Reports Earnings Results for the Full Year Ended December 31, 2025 marketscreener.com

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Showing 2 of 10

Analyst Ratings & Sentiment

(Last Updated 2025-09-30)

Rating:

HOLD

Target Price:

$40.9

Analyst Picks

Strong Buy

0

Buy

1

Hold

5

Sell

0

Strong Sell

0

Sentiment:

Bullish

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

12.89

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very Low

1.06

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

2.40 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.39 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very High

30.02 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

5.13

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 85.83% of the total shares of United Bankshares Inc

1.

BlackRock Inc

(14.5533%)

since

2025/06/30

2.

Vanguard Group Inc

(10.5166%)

since

2025/06/30

3.

State Street Corp

(5.772%)

since

2025/06/30

4.

Dimensional Fund Advisors, Inc.

(5.4482%)

since

2025/06/30

5.

Earnest Partners LLC

(3.2656%)

since

2025/06/30

6.

iShares Core S&P Mid-Cap ETF

(3.2567%)

since

2025/08/31

7.

Vanguard Total Stock Mkt Idx Inv

(3.1446%)

since

2025/07/31

8.

Geode Capital Management, LLC

(2.5349%)

since

2025/06/30

9.

Victory Capital Management Inc.

(2.5291%)

since

2025/06/30

10.

Vanguard Small Cap Index

(2.4346%)

since

2025/07/31

11.

iShares Russell 2000 ETF

(2.4183%)

since

2025/08/31

12.

iShares Select Dividend ETF

(1.9783%)

since

2025/08/31

13.

Victory Sycamore Small Company Opp R

(1.7226%)

since

2025/06/30

14.

Vanguard Small Cap Value Index Inv

(1.5683%)

since

2025/07/31

15.

Silvercrest Asset Management Group LLC

(1.5205%)

since

2025/06/30

16.

DFA US Small Cap Value I

(1.384%)

since

2025/07/31

17.

First Trust Advisors L.P.

(1.3668%)

since

2025/06/30

18.

Northern Trust Corp

(1.2363%)

since

2025/06/30

19.

Charles Schwab Investment Management Inc

(1.2094%)

since

2025/06/30

20.

NORGES BANK

(1.1747%)

since

2025/06/30

21.

Vanguard Institutional Extnd Mkt Idx Tr

(1.0745%)

since

2025/07/31

22.

SPDR® S&P Dividend ETF

(1.0691%)

since

2025/08/31

23.

Fuller & Thaler Asset Management Inc

(1.0628%)

since

2025/06/30

24.

Fidelity Small Cap Index

(1.0048%)

since

2025/06/30

25.

Bank of New York Mellon Corp

(1.0025%)

since

2025/06/30

26.

FullerThaler Behavioral Small-Cap Value

(0.931%)

since

2025/06/30

27.

Undiscovered Managers Behavioral Val L

(0.8916%)

since

2025/07/31

28.

iShares Russell 2000 Value ETF

(0.8798%)

since

2025/08/31

29.

Bank of America Corp

(0.8667%)

since

2025/06/30

30.

Harbor Small Cap Value Instl

(0.8309%)

since

2025/06/30

31.

Morgan Stanley - Brokerage Accounts

(0.8213%)

since

2025/06/30

32.

Fisher Asset Management, LLC

(0.8181%)

since

2025/06/30

33.

ProShare Advisors LLC

(0.8136%)

since

2025/06/30

34.

Amvescap Plc.

(0.7742%)

since

2025/06/30

35.

SPDR® S&P MIDCAP 400 ETF Trust

(0.7664%)

since

2025/07/31

36.

DFA US Targeted Value I

(0.702%)

since

2025/07/31

37.

ProShares S&P MidCap 400 Dividend Arst

(0.6736%)

since

2025/08/29

38.

SPDR® S&P Regional Banking ETF

(0.6663%)

since

2025/08/31

39.

Dimensional US Targeted Value ETF

(0.5836%)

since

2025/08/29

40.

UBS Group AG

(0.5638%)

since

2025/06/30

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

0.86

Latest Release

Date

2025-09-30

EPS Actual

0.92

EPS Estimate

0.82

EPS Difference

0.1

Surprise Percent

12.1951%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Strong Deep Value(7)
Defensive
Moderately Defensive(4.5)
Dividend
Decent Dividend Payer(3.5)
Economic Moat
Wide Moat Company(7.8)
GARP
Fair GARP(4.5)
Growth
Moderate Growth(4)
Momentum
Moderate Momentum(4)
Net Net
Not Undervalued (Net-Net)(3)
Quality
Moderate Quality(6)
Value
Undervalued(7.5)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.