_id

691725773c536f8df2316ade

Ticker

UFCP

Name

Union Financial Corporation

Exchange

PINK

Address

670 Cascade W. Parkway SE, Grand Rapids, MI, United States, 49546

Country

USA

Sector

Financial Services

Industry

Banks - Regional

Currency

USD

Website

https://www.ubmich.com

Description

Union Financial Corporation operates as a bank holding company for Union Bank that provides banking products and services in Michigan. It offers checking, savings, money market, and health savings accounts; certificate of deposits; merchant, digital, overdraft protection, treasury management, and relationship and cannabis banking services; and credit cards. The company also provides business planning services, include SEP IRAs, 401(k) Plans, and 403(b) Plans; life and long term care insurance products; personal investment services, which include investments, educational savings plans, traditional and Roth IRAs, fixed and variable annuities, and mutual funds; and construction, home equity, business, agricultural, auto, and personal loans, as well as mortgage services. Union Financial Corporation was founded in 1934 and is based in Grand Rapids, Michigan.

Last Close

2.51

Volume

-

Current Price

2.51

Change

0

Last Updated

2026-01-07T13:47:23.270Z

Image

https://logo.clearbit.com/www.ubmich.com

Ipo Date

-

Market Cap

8266010

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

-

Sentiment Sources

0

Current Quarter

2019-06-30

Revenue

2407112

Cost Of Revenue

-

Gross Profit

2407112

Operating Expenses

1981102

Operating Income

426010

Interest Expense

-

Pretax Income

426010

Net Income

348004

Eps

0.15084404508798052

Dividends Per Share

-

Shares Outstanding

3293231

Income Tax Expense

78006

EBITDA

1752842

Operating Margin

17.697971677263045

Total Other Income Expense Net

-663416

Cash

8091179

Short Term Investments

-

Receivables

-

Inventories

-

Total Current Assets

8091179

Property Plant Equipment

4924735

Total Assets

191442878

Payables

166964069

Short Term Debt

-

Long Term Debt

8022000

Total Liabilities

177173148

Equity

14269730

Bs_currency_symbol

USD

Depreciation

-426010

Change In Working Capital

-

Cash From Operations

-

Capital Expenditures

0

Cash From Investing

-

Cash From Financing

-

Net Change In Cash

-

Cf_currency_symbol

USD

PE

3.9841

PB

0.405801858199139

ROE

2.43875672489949

ROA

0.1817795488845503

FCF

-

Fcf Percent

-

Piotroski FScore

2

Health Score

40

Deep Value Investing Score

8

Defensive Investing Score

4.5

Dividend Investing Score

1.5

Economic Moat Investing Score

5.3

Garp Investing Score

4

Growth Investing Score

4

Momentum Investing Score

4

Net Net Investing Score

3

Quality Investing Score

2.5

Value Investing Score

6.5

Quarters > 0 > quarter

2019-06-30

Quarters > 0 > income Statement > revenue

2407112

Quarters > 0 > income Statement > cost Of Revenue

-

Quarters > 0 > income Statement > gross Profit

2407112

Quarters > 0 > income Statement > operating Expenses

1981102

Quarters > 0 > income Statement > operating Income

426010

Quarters > 0 > income Statement > interest Expense

-

Quarters > 0 > income Statement > pretax Income

426010

Quarters > 0 > income Statement > net Income

348004

Quarters > 0 > income Statement > eps

0.15084404508798052

Quarters > 0 > income Statement > dividends Per Share

-

Quarters > 0 > income Statement > shares Outstanding

2307045

Quarters > 0 > income Statement > income Tax Expense

78006

Quarters > 0 > income Statement > EBITDA

1752842

Quarters > 0 > income Statement > operating Margin

17.697971677263045

Quarters > 0 > income Statement > total Other Income Expense Net

-663416

Quarters > 0 > income Statement > currency_symbol

USD

Quarters > 0 > balance Sheet > cash

8091179

Quarters > 0 > balance Sheet > short Term Investments

-

Quarters > 0 > balance Sheet > receivables

-

Quarters > 0 > balance Sheet > inventories

-

Quarters > 0 > balance Sheet > total Current Assets

8091179

Quarters > 0 > balance Sheet > property Plant Equipment

4924735

Quarters > 0 > balance Sheet > total Assets

191442878

Quarters > 0 > balance Sheet > payables

166964069

Quarters > 0 > balance Sheet > short Term Debt

-

Quarters > 0 > balance Sheet > long Term Debt

8022000

Quarters > 0 > balance Sheet > total Liabilities

177173148

Quarters > 0 > balance Sheet > equity

14269730

Quarters > 0 > balance Sheet > currency_symbol

USD

Quarters > 0 > cash Flow > net Income

348004

Quarters > 0 > cash Flow > depreciation

-426010

Quarters > 0 > cash Flow > change In Working Capital

-

Quarters > 0 > cash Flow > cash From Operations

-

Quarters > 0 > cash Flow > capital Expenditures

0

Quarters > 0 > cash Flow > cash From Investing

-

Quarters > 0 > cash Flow > cash From Financing

-

Quarters > 0 > cash Flow > net Change In Cash

-

Quarters > 0 > cash Flow > currency_symbol

USD

Quarters > 0 > ratios > PE

0.15084404508798052

Quarters > 0 > ratios > PB

0.405801858199139

Quarters > 0 > ratios > ROE

2.43875672489949

Quarters > 0 > ratios > ROA

0.1817795488845503

Quarters > 0 > ratios > FCF

-

Quarters > 0 > ratios > Piotroski FScore

2

Quarters > 0 > ratios > fcf Percent

-

Quarters > 0 > health Score

40

Quarters > 1 > quarter

2019-03-31

Quarters > 1 > income Statement > revenue

2238271

Quarters > 1 > income Statement > cost Of Revenue

-

Quarters > 1 > income Statement > gross Profit

2238271

Quarters > 1 > income Statement > operating Expenses

1980793

Quarters > 1 > income Statement > operating Income

257477

Quarters > 1 > income Statement > interest Expense

-

Quarters > 1 > income Statement > pretax Income

257477

Quarters > 1 > income Statement > net Income

213477

Quarters > 1 > income Statement > eps

0.0900000252954722

Quarters > 1 > income Statement > dividends Per Share

-

Quarters > 1 > income Statement > shares Outstanding

2371966

Quarters > 1 > income Statement > income Tax Expense

44001

Quarters > 1 > income Statement > EBITDA

1

Quarters > 1 > income Statement > operating Margin

11.503388106265952

Quarters > 1 > income Statement > total Other Income Expense Net

-616348

Quarters > 1 > income Statement > currency_symbol

USD

Quarters > 1 > balance Sheet > cash

9137415

Quarters > 1 > balance Sheet > short Term Investments

-

Quarters > 1 > balance Sheet > receivables

-

Quarters > 1 > balance Sheet > inventories

-

Quarters > 1 > balance Sheet > total Current Assets

9137415

Quarters > 1 > balance Sheet > property Plant Equipment

4972957

Quarters > 1 > balance Sheet > total Assets

191547477

Quarters > 1 > balance Sheet > payables

167882422

Quarters > 1 > balance Sheet > short Term Debt

-

Quarters > 1 > balance Sheet > long Term Debt

8022000

Quarters > 1 > balance Sheet > total Liabilities

177758263

Quarters > 1 > balance Sheet > equity

13789214

Quarters > 1 > balance Sheet > currency_symbol

USD

Quarters > 1 > cash Flow > net Income

213477

Quarters > 1 > cash Flow > depreciation

-257477

Quarters > 1 > cash Flow > change In Working Capital

-

Quarters > 1 > cash Flow > cash From Operations

-

Quarters > 1 > cash Flow > capital Expenditures

0

Quarters > 1 > cash Flow > cash From Investing

-

Quarters > 1 > cash Flow > cash From Financing

-

Quarters > 1 > cash Flow > net Change In Cash

-

Quarters > 1 > cash Flow > currency_symbol

USD

Quarters > 1 > ratios > PE

0.0900000252954722

Quarters > 1 > ratios > PB

0.43176026276769647

Quarters > 1 > ratios > ROE

1.5481448036124466

Quarters > 1 > ratios > ROA

0.11144860968333194

Quarters > 1 > ratios > FCF

-

Quarters > 1 > ratios > Piotroski FScore

2

Quarters > 1 > ratios > fcf Percent

-

Quarters > 1 > health Score

39

Quarters > 2 > quarter

2018-12-31

Quarters > 2 > income Statement > revenue

1771343

Quarters > 2 > income Statement > cost Of Revenue

-

Quarters > 2 > income Statement > gross Profit

1771343

Quarters > 2 > income Statement > operating Expenses

1516705

Quarters > 2 > income Statement > operating Income

312741

Quarters > 2 > income Statement > interest Expense

-

Quarters > 2 > income Statement > pretax Income

254637

Quarters > 2 > income Statement > net Income

213136

Quarters > 2 > income Statement > eps

0.08951600642088012

Quarters > 2 > income Statement > dividends Per Share

-

Quarters > 2 > income Statement > shares Outstanding

2380982

Quarters > 2 > income Statement > income Tax Expense

41502

Quarters > 2 > income Statement > EBITDA

-58103

Quarters > 2 > income Statement > operating Margin

17.655586749714764

Quarters > 2 > income Statement > total Other Income Expense Net

742792

Quarters > 2 > income Statement > currency_symbol

USD

Quarters > 2 > balance Sheet > cash

13447880

Quarters > 2 > balance Sheet > short Term Investments

-

Quarters > 2 > balance Sheet > receivables

-

Quarters > 2 > balance Sheet > inventories

-

Quarters > 2 > balance Sheet > total Current Assets

13447880

Quarters > 2 > balance Sheet > property Plant Equipment

5036962

Quarters > 2 > balance Sheet > total Assets

186800105

Quarters > 2 > balance Sheet > payables

161589146

Quarters > 2 > balance Sheet > short Term Debt

-

Quarters > 2 > balance Sheet > long Term Debt

8022000

Quarters > 2 > balance Sheet > total Liabilities

173057324

Quarters > 2 > balance Sheet > equity

13742781

Quarters > 2 > balance Sheet > currency_symbol

USD

Quarters > 2 > cash Flow > net Income

213136

Quarters > 2 > cash Flow > depreciation

-312741

Quarters > 2 > cash Flow > change In Working Capital

-

Quarters > 2 > cash Flow > cash From Operations

-

Quarters > 2 > cash Flow > capital Expenditures

0

Quarters > 2 > cash Flow > cash From Investing

-

Quarters > 2 > cash Flow > cash From Financing

-

Quarters > 2 > cash Flow > net Change In Cash

-

Quarters > 2 > cash Flow > currency_symbol

USD

Quarters > 2 > ratios > PE

0.08951600642088012

Quarters > 2 > ratios > PB

0.43486575388198356

Quarters > 2 > ratios > ROE

1.5508942476781082

Quarters > 2 > ratios > ROA

0.11409843693610344

Quarters > 2 > ratios > FCF

-

Quarters > 2 > ratios > Piotroski FScore

2

Quarters > 2 > ratios > fcf Percent

-

Quarters > 2 > health Score

39

Quarters > 3 > quarter

2018-06-30

Quarters > 3 > income Statement > revenue

2133128

Quarters > 3 > income Statement > cost Of Revenue

-

Quarters > 3 > income Statement > gross Profit

2133128

Quarters > 3 > income Statement > operating Expenses

1850193

Quarters > 3 > income Statement > operating Income

282935

Quarters > 3 > income Statement > interest Expense

-

Quarters > 3 > income Statement > pretax Income

282935

Quarters > 3 > income Statement > net Income

234542

Quarters > 3 > income Statement > eps

0.09800203573738653

Quarters > 3 > income Statement > dividends Per Share

-

Quarters > 3 > income Statement > shares Outstanding

2393236

Quarters > 3 > income Statement > income Tax Expense

48393

Quarters > 3 > income Statement > EBITDA

1430731

Quarters > 3 > income Statement > operating Margin

13.26385477102171

Quarters > 3 > income Statement > total Other Income Expense Net

-573898

Quarters > 3 > income Statement > currency_symbol

USD

Quarters > 3 > balance Sheet > cash

-

Quarters > 3 > balance Sheet > short Term Investments

-

Quarters > 3 > balance Sheet > receivables

-

Quarters > 3 > balance Sheet > inventories

-

Quarters > 3 > balance Sheet > total Current Assets

-

Quarters > 3 > balance Sheet > property Plant Equipment

-

Quarters > 3 > balance Sheet > total Assets

-

Quarters > 3 > balance Sheet > payables

-

Quarters > 3 > balance Sheet > short Term Debt

-

Quarters > 3 > balance Sheet > long Term Debt

-

Quarters > 3 > balance Sheet > total Liabilities

-

Quarters > 3 > balance Sheet > equity

-

Quarters > 3 > balance Sheet > currency_symbol

USD

Quarters > 3 > cash Flow > net Income

234542

Quarters > 3 > cash Flow > depreciation

-282935

Quarters > 3 > cash Flow > change In Working Capital

-

Quarters > 3 > cash Flow > cash From Operations

-

Quarters > 3 > cash Flow > capital Expenditures

0

Quarters > 3 > cash Flow > cash From Investing

-

Quarters > 3 > cash Flow > cash From Financing

-

Quarters > 3 > cash Flow > net Change In Cash

-

Quarters > 3 > cash Flow > currency_symbol

USD

Quarters > 3 > ratios > PE

0.09800203573738653

Quarters > 3 > ratios > PB

-

Quarters > 3 > ratios > ROE

-

Quarters > 3 > ratios > ROA

-

Quarters > 3 > ratios > FCF

-

Quarters > 3 > ratios > Piotroski FScore

1

Quarters > 3 > ratios > fcf Percent

-

Quarters > 3 > health Score

54

Annuals > 0 > quarter

2023-12-31

Annuals > 0 > income Statement > revenue

14649050

Annuals > 0 > income Statement > cost Of Revenue

-

Annuals > 0 > income Statement > gross Profit

14649050

Annuals > 0 > income Statement > operating Expenses

11454140

Annuals > 0 > income Statement > operating Income

3194910

Annuals > 0 > income Statement > interest Expense

-

Annuals > 0 > income Statement > pretax Income

1187393

Annuals > 0 > income Statement > net Income

1017166

Annuals > 0 > income Statement > eps

0.3088656702187001

Annuals > 0 > income Statement > dividends Per Share

-

Annuals > 0 > income Statement > shares Outstanding

3293231

Annuals > 0 > income Statement > income Tax Expense

170226

Annuals > 0 > income Statement > EBITDA

-186180

Annuals > 0 > income Statement > operating Margin

21.80967366484516

Annuals > 0 > income Statement > total Other Income Expense Net

-2007517

Annuals > 0 > income Statement > currency_symbol

-

Annuals > 0 > balance Sheet > cash

-

Annuals > 0 > balance Sheet > short Term Investments

-

Annuals > 0 > balance Sheet > receivables

-

Annuals > 0 > balance Sheet > inventories

-

Annuals > 0 > balance Sheet > total Current Assets

-

Annuals > 0 > balance Sheet > property Plant Equipment

-

Annuals > 0 > balance Sheet > total Assets

-

Annuals > 0 > balance Sheet > payables

-

Annuals > 0 > balance Sheet > short Term Debt

-

Annuals > 0 > balance Sheet > long Term Debt

-

Annuals > 0 > balance Sheet > total Liabilities

-

Annuals > 0 > balance Sheet > equity

-

Annuals > 0 > balance Sheet > currency_symbol

-

Annuals > 0 > cash Flow > net Income

-

Annuals > 0 > cash Flow > depreciation

-3381090

Annuals > 0 > cash Flow > change In Working Capital

-

Annuals > 0 > cash Flow > cash From Operations

-

Annuals > 0 > cash Flow > capital Expenditures

-

Annuals > 0 > cash Flow > cash From Investing

-

Annuals > 0 > cash Flow > cash From Financing

-

Annuals > 0 > cash Flow > net Change In Cash

-

Annuals > 0 > cash Flow > currency_symbol

-

Annuals > 0 > ratios > PE

0.3088656702187001

Annuals > 0 > ratios > PB

-

Annuals > 0 > ratios > ROE

-

Annuals > 0 > ratios > ROA

-

Annuals > 0 > ratios > FCF

-

Annuals > 0 > ratios > Piotroski FScore

1

Annuals > 0 > ratios > fcf Percent

-

Annuals > 0 > health Score

54

Annuals > 1 > quarter

2022-12-31

Annuals > 1 > income Statement > revenue

13484000

Annuals > 1 > income Statement > cost Of Revenue

-672

Annuals > 1 > income Statement > gross Profit

13484672

Annuals > 1 > income Statement > operating Expenses

12134000

Annuals > 1 > income Statement > operating Income

1534976

Annuals > 1 > income Statement > interest Expense

-

Annuals > 1 > income Statement > pretax Income

1349916

Annuals > 1 > income Statement > net Income

1118210

Annuals > 1 > income Statement > eps

0.3395480001251051

Annuals > 1 > income Statement > dividends Per Share

397652

Annuals > 1 > income Statement > shares Outstanding

3293231

Annuals > 1 > income Statement > income Tax Expense

231706

Annuals > 1 > income Statement > EBITDA

-185060

Annuals > 1 > income Statement > operating Margin

11.383684366656778

Annuals > 1 > income Statement > total Other Income Expense Net

-1710227

Annuals > 1 > income Statement > currency_symbol

USD

Annuals > 1 > balance Sheet > cash

41777

Annuals > 1 > balance Sheet > short Term Investments

-

Annuals > 1 > balance Sheet > receivables

-

Annuals > 1 > balance Sheet > inventories

-

Annuals > 1 > balance Sheet > total Current Assets

41777

Annuals > 1 > balance Sheet > property Plant Equipment

4550.63

Annuals > 1 > balance Sheet > total Assets

339057

Annuals > 1 > balance Sheet > payables

-

Annuals > 1 > balance Sheet > short Term Debt

-

Annuals > 1 > balance Sheet > long Term Debt

-

Annuals > 1 > balance Sheet > total Liabilities

320505

Annuals > 1 > balance Sheet > equity

18552

Annuals > 1 > balance Sheet > currency_symbol

USD

Annuals > 1 > cash Flow > net Income

1118210

Annuals > 1 > cash Flow > depreciation

645152

Annuals > 1 > cash Flow > change In Working Capital

-

Annuals > 1 > cash Flow > cash From Operations

2049278

Annuals > 1 > cash Flow > capital Expenditures

657710

Annuals > 1 > cash Flow > cash From Investing

-58896.89

Annuals > 1 > cash Flow > cash From Financing

-2313085

Annuals > 1 > cash Flow > net Change In Cash

-59160692

Annuals > 1 > cash Flow > currency_symbol

USD

Annuals > 1 > ratios > PE

0.3395480001251051

Annuals > 1 > ratios > PB

445.55895914187147

Annuals > 1 > ratios > ROE

6027.436394997843

Annuals > 1 > ratios > ROA

329.80000412909925

Annuals > 1 > ratios > FCF

1391568

Annuals > 1 > ratios > Piotroski FScore

4

Annuals > 1 > ratios > fcf Percent

0.10320142390981904

Annuals > 1 > health Score

59

Annuals > 2 > quarter

2021-12-31

Annuals > 2 > income Statement > revenue

11982000

Annuals > 2 > income Statement > cost Of Revenue

-910

Annuals > 2 > income Statement > gross Profit

11982910

Annuals > 2 > income Statement > operating Expenses

10055000

Annuals > 2 > income Statement > operating Income

2221995

Annuals > 2 > income Statement > interest Expense

-

Annuals > 2 > income Statement > pretax Income

1927021

Annuals > 2 > income Statement > net Income

1565046

Annuals > 2 > income Statement > eps

0.47228692715014753

Annuals > 2 > income Statement > dividends Per Share

326272

Annuals > 2 > income Statement > shares Outstanding

3313761

Annuals > 2 > income Statement > income Tax Expense

361974

Annuals > 2 > income Statement > EBITDA

-294974

Annuals > 2 > income Statement > operating Margin

18.544441662493742

Annuals > 2 > income Statement > total Other Income Expense Net

-1597885

Annuals > 2 > income Statement > currency_symbol

USD

Annuals > 2 > balance Sheet > cash

100938

Annuals > 2 > balance Sheet > short Term Investments

-

Annuals > 2 > balance Sheet > receivables

-

Annuals > 2 > balance Sheet > inventories

-

Annuals > 2 > balance Sheet > total Current Assets

100938

Annuals > 2 > balance Sheet > property Plant Equipment

4336.42

Annuals > 2 > balance Sheet > total Assets

340855

Annuals > 2 > balance Sheet > payables

302072529

Annuals > 2 > balance Sheet > short Term Debt

-

Annuals > 2 > balance Sheet > long Term Debt

-

Annuals > 2 > balance Sheet > total Liabilities

318474

Annuals > 2 > balance Sheet > equity

22381

Annuals > 2 > balance Sheet > currency_symbol

USD

Annuals > 2 > cash Flow > net Income

1565046

Annuals > 2 > cash Flow > depreciation

557179

Annuals > 2 > cash Flow > change In Working Capital

331577

Annuals > 2 > cash Flow > cash From Operations

2525442

Annuals > 2 > cash Flow > capital Expenditures

33524

Annuals > 2 > cash Flow > cash From Investing

-33458534

Annuals > 2 > cash Flow > cash From Financing

44915273

Annuals > 2 > cash Flow > net Change In Cash

13982181

Annuals > 2 > cash Flow > currency_symbol

USD

Annuals > 2 > ratios > PE

0.47228692715014753

Annuals > 2 > ratios > PB

371.63398016174426

Annuals > 2 > ratios > ROE

6992.743845225861

Annuals > 2 > ratios > ROA

459.15301227794816

Annuals > 2 > ratios > FCF

2491918

Annuals > 2 > ratios > Piotroski FScore

4

Annuals > 2 > ratios > fcf Percent

0.20797179101986313

Annuals > 2 > health Score

68

Annuals > 3 > quarter

2020-12-31

Annuals > 3 > income Statement > revenue

10594000

Annuals > 3 > income Statement > cost Of Revenue

-417

Annuals > 3 > income Statement > gross Profit

10594417

Annuals > 3 > income Statement > operating Expenses

8700578

Annuals > 3 > income Statement > operating Income

2042526

Annuals > 3 > income Statement > interest Expense

0

Annuals > 3 > income Statement > pretax Income

1893839

Annuals > 3 > income Statement > net Income

1538723

Annuals > 3 > income Statement > eps

0.6300001187348434

Annuals > 3 > income Statement > dividends Per Share

282451

Annuals > 3 > income Statement > shares Outstanding

2442417

Annuals > 3 > income Statement > income Tax Expense

355116

Annuals > 3 > income Statement > EBITDA

-148687

Annuals > 3 > income Statement > operating Margin

19.280026430054747

Annuals > 3 > income Statement > total Other Income Expense Net

-1325239

Annuals > 3 > income Statement > currency_symbol

USD

Annuals > 3 > balance Sheet > cash

86956

Annuals > 3 > balance Sheet > short Term Investments

-

Annuals > 3 > balance Sheet > receivables

-

Annuals > 3 > balance Sheet > inventories

168469

Annuals > 3 > balance Sheet > total Current Assets

86956

Annuals > 3 > balance Sheet > property Plant Equipment

4753.41

Annuals > 3 > balance Sheet > total Assets

295633

Annuals > 3 > balance Sheet > payables

266164706

Annuals > 3 > balance Sheet > short Term Debt

-

Annuals > 3 > balance Sheet > long Term Debt

-

Annuals > 3 > balance Sheet > total Liabilities

277303

Annuals > 3 > balance Sheet > equity

18330

Annuals > 3 > balance Sheet > currency_symbol

USD

Annuals > 3 > cash Flow > net Income

1538723

Annuals > 3 > cash Flow > depreciation

508082

Annuals > 3 > cash Flow > change In Working Capital

224351

Annuals > 3 > cash Flow > cash From Operations

2930327

Annuals > 3 > cash Flow > capital Expenditures

206403

Annuals > 3 > cash Flow > cash From Investing

-26353411

Annuals > 3 > cash Flow > cash From Financing

87152502

Annuals > 3 > cash Flow > net Change In Cash

63729418

Annuals > 3 > cash Flow > currency_symbol

USD

Annuals > 3 > ratios > PE

0.6300001187348434

Annuals > 3 > ratios > PB

334.4499001636661

Annuals > 3 > ratios > ROE

8394.56082924168

Annuals > 3 > ratios > ROA

520.4841814005879

Annuals > 3 > ratios > FCF

2723924

Annuals > 3 > ratios > Piotroski FScore

4

Annuals > 3 > ratios > fcf Percent

0.2571195016046819

Annuals > 3 > health Score

68

Valuation > metrics > PE

3.9841

Valuation > metrics > PB

0.405801858199139

Valuation > final Score

90

Valuation > verdict

59.8% Undervalued

Profitability > metrics > ROE

2.43875672489949

Profitability > metrics > ROA

4.301029553295014

Profitability > metrics > Net Margin

0.14457324794193208

Profitability > final Score

39

Profitability > verdict

Weak

Risk > metrics > Debt Equity

12.416012636539023

Risk > metrics > Interest Coverage

0.32107305220253957

Risk > final Score

7

Risk > verdict

High

Liquidity > metrics > Current Ratio

0.048460600226507416

Liquidity > metrics > Quick Ratio

0.048460600226507416

Liquidity > final Score

12

Liquidity > verdict

Weak

Prev Valuations > 0

90

Prev Valuations > 1

90

Prev Valuations > 2

70

Prev Profitabilities > 0

24

Prev Profitabilities > 1

26

Prev Profitabilities > 2

51

Prev Risks > 0

10

Prev Risks > 1

10

Prev Risks > 2

31

Prev Liquidities > 0

13

Prev Liquidities > 1

14

Prev Liquidities > 2

50

Updated At

2026-01-20T22:44:57.924Z

Earnings History > 0 > period

2019-03-31

Earnings History > 0 > report Date

2019-06-30

Earnings History > 0 > date

2019-03-31

Earnings History > 0 > before After Market

-

Earnings History > 0 > currency

-

Earnings History > 0 > eps Actual

0.1508

Earnings History > 0 > eps Estimate

0

Earnings History > 0 > eps Difference

0.1508

Earnings History > 0 > surprise Percent

-

Earnings History > 1 > period

2018-12-31

Earnings History > 1 > report Date

2019-03-31

Earnings History > 1 > date

2018-12-31

Earnings History > 1 > before After Market

-

Earnings History > 1 > currency

-

Earnings History > 1 > eps Actual

0.09

Earnings History > 1 > eps Estimate

0

Earnings History > 1 > eps Difference

0.09

Earnings History > 1 > surprise Percent

-

Earnings History > 2 > period

2018-09-30

Earnings History > 2 > report Date

2018-12-31

Earnings History > 2 > date

2018-09-30

Earnings History > 2 > before After Market

-

Earnings History > 2 > currency

-

Earnings History > 2 > eps Actual

0.0895

Earnings History > 2 > eps Estimate

0

Earnings History > 2 > eps Difference

0.0895

Earnings History > 2 > surprise Percent

-

Earnings History > 3 > period

2018-03-31

Earnings History > 3 > report Date

2018-06-30

Earnings History > 3 > date

2018-03-31

Earnings History > 3 > before After Market

-

Earnings History > 3 > currency

-

Earnings History > 3 > eps Actual

0.098

Earnings History > 3 > eps Estimate

0

Earnings History > 3 > eps Difference

0.098

Earnings History > 3 > surprise Percent

-

Earnings History > 4 > period

2017-09-30

Earnings History > 4 > report Date

2017-12-31

Earnings History > 4 > date

2017-09-30

Earnings History > 4 > before After Market

-

Earnings History > 4 > currency

-

Earnings History > 4 > eps Actual

-0.1526

Earnings History > 4 > eps Estimate

0

Earnings History > 4 > eps Difference

-0.1526

Earnings History > 4 > surprise Percent

-

Earnings History > 5 > period

2016-12-31

Earnings History > 5 > report Date

2017-03-31

Earnings History > 5 > date

2016-12-31

Earnings History > 5 > before After Market

-

Earnings History > 5 > currency

-

Earnings History > 5 > eps Actual

0.02

Earnings History > 5 > eps Estimate

0

Earnings History > 5 > eps Difference

0.02

Earnings History > 5 > surprise Percent

-