UMBF

UMB Financial Corporation

UMBF, USA

UMB Financial Corporation operates as the bank holding company that provides banking services and asset servicing in the United States and internationally. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers banking, fund, asset management, and healthcare service to institutional clients; and fund administration and accounting, investor service and transfer agency, alternative investment service, fixed income sale, trading and underwriting, and corporate trust and escrow service, as well as institutional custody service. This segment also provides healthcare payment solution includes custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrator, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, trust, and custody services. It operates through a network of branches and offices. The company was founded in 1913 and is headquartered in Kansas City, Missouri.

https://www.umb.com

Stock Price

$ 0.00

0% decrease compared to yesterday.

Dividend

Frequency:

Quarterly

Rate:

0.43

Next Payout:

Jan 2, 2026

Yield:

1.4450 %
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Showing 2 of 10

Analyst Ratings & Sentiment

(Last Updated 2025-09-30)

Rating:

BUY

Target Price:

$137.6923

Analyst Picks

Strong Buy

4

Buy

4

Hold

3

Sell

0

Strong Sell

0

Sentiment:

Bullish

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Earnings Ratio (P/E)

-

Very High

12.83

Low ≥ 50

High ≤ 10

Price to Book Ratio (P/B)

-

Very Low

1.20

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

2.53 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

0.26 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very High

17.29 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

8.66

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 91.05% of the total shares of UMB Financial Corporation

1.

BlackRock Inc

(11.9636%)

since

2025/06/30

2.

Vanguard Group Inc

(10.3564%)

since

2025/06/30

3.

UMB Bank NA

(5.7333%)

since

2025/06/30

4.

State Street Corp

(5.6582%)

since

2025/06/30

5.

Dimensional Fund Advisors, Inc.

(3.6065%)

since

2025/06/30

6.

Wellington Management Company LLP

(3.0914%)

since

2025/06/30

7.

iShares Core S&P Mid-Cap ETF

(3.0593%)

since

2025/08/31

8.

FMR Inc

(2.9237%)

since

2025/06/30

9.

Vanguard Total Stock Mkt Idx Inv

(2.8422%)

since

2025/07/31

10.

American Century Companies Inc

(2.6144%)

since

2025/06/30

11.

Allspring Global Investments Holdings, LLC

(2.6025%)

since

2025/06/30

12.

Geode Capital Management, LLC

(2.4316%)

since

2025/06/30

13.

iShares Russell 2000 ETF

(2.3209%)

since

2025/08/31

14.

Vanguard Small Cap Index

(2.1845%)

since

2025/07/31

15.

AllianceBernstein L.P.

(1.9606%)

since

2025/06/30

16.

Earnest Partners LLC

(1.8817%)

since

2025/06/30

17.

Neuberger Berman Group LLC

(1.819%)

since

2025/06/30

18.

Victory Capital Management Inc.

(1.6426%)

since

2025/06/30

19.

Allspring Special Small Cap Value A

(1.6124%)

since

2025/08/31

20.

Citadel Advisors Llc

(1.4607%)

since

2025/06/30

21.

Vanguard Small Cap Value Index Inv

(1.4053%)

since

2025/07/31

22.

Northern Trust Corp

(1.2288%)

since

2025/06/30

23.

NORGES BANK

(1.1751%)

since

2025/06/30

24.

Goldman Sachs Group Inc

(1.158%)

since

2025/06/30

25.

American Century U.S. Small Cap Value

(1.1326%)

since

2025/06/30

26.

American Century Small Cap Value Inv

(1.1326%)

since

2025/06/30

27.

Neuberger Berman Genesis Inv

(1.1254%)

since

2025/06/30

28.

Charles Schwab Investment Management Inc

(1.0608%)

since

2025/06/30

29.

Fidelity Small Cap Value Fund

(1.0464%)

since

2025/06/30

30.

Principal Financial Group Inc

(1.0232%)

since

2025/06/30

31.

Vanguard Institutional Extnd Mkt Idx Tr

(1.0104%)

since

2025/07/31

32.

SPDR® S&P Dividend ETF

(0.9818%)

since

2025/08/31

33.

Fidelity Small Cap Index

(0.9592%)

since

2025/06/30

34.

Victory Sycamore Small Company Opp R

(0.9219%)

since

2025/06/30

35.

SPDR® S&P Regional Banking ETF

(0.9004%)

since

2025/08/31

36.

iShares Russell 2000 Value ETF

(0.7718%)

since

2025/08/31

37.

SPDR® S&P MIDCAP 400 ETF Trust

(0.72%)

since

2025/07/31

38.

Harbor Small Cap Value Instl

(0.5184%)

since

2025/06/30

39.

Fidelity Extended Market Index

(0.5057%)

since

2025/07/31

40.

DFA US Small Cap I

(0.5053%)

since

2025/07/31

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2025-12-31

EPS Estimate

2.63

Latest Release

Date

2025-09-30

EPS Actual

2.7

EPS Estimate

2.48

EPS Difference

0.22

Surprise Percent

8.871%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Strong Deep Value(7.5)
Defensive
Moderately Defensive(5.5)
Dividend
Decent Dividend Payer(4)
Economic Moat
Wide Moat Company(6.8)
GARP
Fair GARP(4.5)
Growth
Moderate Growth(5)
Momentum
Moderate Momentum(6)
Net Net
Possible Net-Net(4)
Quality
Moderate Quality(4.5)
Value
Undervalued(7.5)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.