_id
6917262f3c536f8df2316b41
Ticker
UNIF
Name
U & I Financial Corp
Exchange
OTCQX
Address
19315 Highway 99, Lynnwood, WA, United States, 98036
Country
USA
Sector
Financial Services
Industry
Banks - Regional
Currency
USD
Website
https://www.unibankusa.com
Description
U & I Financial Corp. operates as the holding company for UniBank that provides banking products and services for individuals and small to medium-sized businesses in the United States. The company offers checking and savings accounts, and certificates of deposits. It also provides commercial loans comprising commercial real estate term loans, residential real estate loans, construction loans, land loans, business term loans, equipment loans, business lines of credit, business express loans, and professional lines and loans; USDA loans; and SBA loans. In addition, the company offers online banking and bill pay; cash management; mobile banking and check deposit; and merchant check deposit services. U & I Financial Corp. was founded in 2006 and is headquartered in Lynnwood, Washington.
Last Close
3.88
Volume
-
Current Price
3.88
Change
0.5115089514066501
Last Updated
2026-01-07T13:52:17.830Z
Image
https://logo.clearbit.com/www.unibankusa.com
Ipo Date
-
Market Cap
21249128
Next Dividend Date
-
Dividend Frequency
-
Dividend Rate
-
Dividend Yield
0
Sentiment
-
Sentiment Sources
0
Current Quarter
2025-06-30
Revenue
2714000
Cost Of Revenue
-
Gross Profit
-
Operating Expenses
-
Operating Income
-
Interest Expense
3250000
Pretax Income
1661000
Net Income
757000
Eps
0.13822497584714838
Dividends Per Share
-
Shares Outstanding
5476579
Income Tax Expense
-
EBITDA
-
Operating Margin
-
Total Other Income Expense Net
-
Cash
39200000
Short Term Investments
-
Receivables
-
Inventories
-
Total Current Assets
-
Property Plant Equipment
5649000
Total Assets
409584000
Payables
-
Short Term Debt
-
Long Term Debt
20000000
Total Liabilities
381358000
Equity
28226000
Bs_currency_symbol
USD
Depreciation
-
Change In Working Capital
-
Cash From Operations
-
Capital Expenditures
0
Cash From Investing
-
Cash From Financing
-
Net Change In Cash
-
Cf_currency_symbol
USD
PE
-
PB
0.752821034507192
ROE
2.681924466803656
ROA
0.18482167272159067
FCF
-
Fcf Percent
-
Piotroski FScore
2
Health Score
40
Deep Value Investing Score
7.5
Defensive Investing Score
3.5
Dividend Investing Score
1.5
Economic Moat Investing Score
5.8
Garp Investing Score
1
Growth Investing Score
1
Momentum Investing Score
3.5
Net Net Investing Score
3
Quality Investing Score
3.5
Value Investing Score
6.5
Quarters > 0 > quarter
2025-06-30
Quarters > 0 > income Statement > revenue
2714000
Quarters > 0 > income Statement > cost Of Revenue
-
Quarters > 0 > income Statement > gross Profit
-
Quarters > 0 > income Statement > operating Expenses
-
Quarters > 0 > income Statement > operating Income
-
Quarters > 0 > income Statement > interest Expense
3250000
Quarters > 0 > income Statement > pretax Income
1661000
Quarters > 0 > income Statement > net Income
757000
Quarters > 0 > income Statement > eps
0.13822497584714838
Quarters > 0 > income Statement > dividends Per Share
-
Quarters > 0 > income Statement > shares Outstanding
5476579
Quarters > 0 > income Statement > income Tax Expense
-
Quarters > 0 > income Statement > EBITDA
-
Quarters > 0 > income Statement > operating Margin
-
Quarters > 0 > income Statement > total Other Income Expense Net
-
Quarters > 0 > income Statement > currency_symbol
USD
Quarters > 0 > balance Sheet > cash
39200000
Quarters > 0 > balance Sheet > short Term Investments
-
Quarters > 0 > balance Sheet > receivables
-
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
-
Quarters > 0 > balance Sheet > property Plant Equipment
5649000
Quarters > 0 > balance Sheet > total Assets
409584000
Quarters > 0 > balance Sheet > payables
-
Quarters > 0 > balance Sheet > short Term Debt
-
Quarters > 0 > balance Sheet > long Term Debt
20000000
Quarters > 0 > balance Sheet > total Liabilities
381358000
Quarters > 0 > balance Sheet > equity
28226000
Quarters > 0 > balance Sheet > currency_symbol
USD
Quarters > 0 > cash Flow > net Income
757000
Quarters > 0 > cash Flow > depreciation
-
Quarters > 0 > cash Flow > change In Working Capital
-
Quarters > 0 > cash Flow > cash From Operations
-
Quarters > 0 > cash Flow > capital Expenditures
0
Quarters > 0 > cash Flow > cash From Investing
-
Quarters > 0 > cash Flow > cash From Financing
-
Quarters > 0 > cash Flow > net Change In Cash
-
Quarters > 0 > cash Flow > currency_symbol
USD
Quarters > 0 > ratios > PE
0.13822497584714838
Quarters > 0 > ratios > PB
0.752821034507192
Quarters > 0 > ratios > ROE
2.681924466803656
Quarters > 0 > ratios > ROA
0.18482167272159067
Quarters > 0 > ratios > FCF
-
Quarters > 0 > ratios > Piotroski FScore
2
Quarters > 0 > ratios > fcf Percent
-
Quarters > 0 > health Score
40
Quarters > 1 > quarter
2025-03-31
Quarters > 1 > income Statement > revenue
3016000
Quarters > 1 > income Statement > cost Of Revenue
-
Quarters > 1 > income Statement > gross Profit
-
Quarters > 1 > income Statement > operating Expenses
-
Quarters > 1 > income Statement > operating Income
-
Quarters > 1 > income Statement > interest Expense
3906000
Quarters > 1 > income Statement > pretax Income
-3166000
Quarters > 1 > income Statement > net Income
-2073000
Quarters > 1 > income Statement > eps
-0.3785209708469466
Quarters > 1 > income Statement > dividends Per Share
-
Quarters > 1 > income Statement > shares Outstanding
5476579
Quarters > 1 > income Statement > income Tax Expense
-
Quarters > 1 > income Statement > EBITDA
-
Quarters > 1 > income Statement > operating Margin
-
Quarters > 1 > income Statement > total Other Income Expense Net
-
Quarters > 1 > income Statement > currency_symbol
USD
Quarters > 1 > balance Sheet > cash
22564000
Quarters > 1 > balance Sheet > short Term Investments
-
Quarters > 1 > balance Sheet > receivables
-
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
-
Quarters > 1 > balance Sheet > property Plant Equipment
5791000
Quarters > 1 > balance Sheet > total Assets
441937000
Quarters > 1 > balance Sheet > payables
-
Quarters > 1 > balance Sheet > short Term Debt
-
Quarters > 1 > balance Sheet > long Term Debt
29000000
Quarters > 1 > balance Sheet > total Liabilities
414230000
Quarters > 1 > balance Sheet > equity
27707000
Quarters > 1 > balance Sheet > currency_symbol
USD
Quarters > 1 > cash Flow > net Income
-2073000
Quarters > 1 > cash Flow > depreciation
-
Quarters > 1 > cash Flow > change In Working Capital
-
Quarters > 1 > cash Flow > cash From Operations
-
Quarters > 1 > cash Flow > capital Expenditures
0
Quarters > 1 > cash Flow > cash From Investing
-
Quarters > 1 > cash Flow > cash From Financing
-
Quarters > 1 > cash Flow > net Change In Cash
-
Quarters > 1 > cash Flow > currency_symbol
USD
Quarters > 1 > ratios > PE
-0.3785209708469466
Quarters > 1 > ratios > PB
0.7669226736925686
Quarters > 1 > ratios > ROE
-7.481863788934204
Quarters > 1 > ratios > ROA
-0.46907138347773547
Quarters > 1 > ratios > FCF
-
Quarters > 1 > ratios > Piotroski FScore
0
Quarters > 1 > ratios > fcf Percent
-
Quarters > 1 > health Score
23
Quarters > 2 > quarter
2024-12-31
Quarters > 2 > income Statement > revenue
2847000
Quarters > 2 > income Statement > cost Of Revenue
-
Quarters > 2 > income Statement > gross Profit
-
Quarters > 2 > income Statement > operating Expenses
-
Quarters > 2 > income Statement > operating Income
-
Quarters > 2 > income Statement > interest Expense
4643000
Quarters > 2 > income Statement > pretax Income
-6014000
Quarters > 2 > income Statement > net Income
-16557000
Quarters > 2 > income Statement > eps
-3.0232376817717777
Quarters > 2 > income Statement > dividends Per Share
-
Quarters > 2 > income Statement > shares Outstanding
5476579
Quarters > 2 > income Statement > income Tax Expense
-
Quarters > 2 > income Statement > EBITDA
-
Quarters > 2 > income Statement > operating Margin
-
Quarters > 2 > income Statement > total Other Income Expense Net
-
Quarters > 2 > income Statement > currency_symbol
USD
Quarters > 2 > balance Sheet > cash
61684000
Quarters > 2 > balance Sheet > short Term Investments
44765000
Quarters > 2 > balance Sheet > receivables
1857000
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
-
Quarters > 2 > balance Sheet > property Plant Equipment
5935000
Quarters > 2 > balance Sheet > total Assets
522319000
Quarters > 2 > balance Sheet > payables
1521000
Quarters > 2 > balance Sheet > short Term Debt
-
Quarters > 2 > balance Sheet > long Term Debt
50000000
Quarters > 2 > balance Sheet > total Liabilities
492387000
Quarters > 2 > balance Sheet > equity
29932000
Quarters > 2 > balance Sheet > currency_symbol
USD
Quarters > 2 > cash Flow > net Income
-16557000
Quarters > 2 > cash Flow > depreciation
-
Quarters > 2 > cash Flow > change In Working Capital
-
Quarters > 2 > cash Flow > cash From Operations
-
Quarters > 2 > cash Flow > capital Expenditures
0
Quarters > 2 > cash Flow > cash From Investing
-
Quarters > 2 > cash Flow > cash From Financing
-
Quarters > 2 > cash Flow > net Change In Cash
-
Quarters > 2 > cash Flow > currency_symbol
USD
Quarters > 2 > ratios > PE
-3.0232376817717777
Quarters > 2 > ratios > PB
0.7099133542696779
Quarters > 2 > ratios > ROE
-55.31538153147133
Quarters > 2 > ratios > ROA
-3.1699019181764405
Quarters > 2 > ratios > FCF
-
Quarters > 2 > ratios > Piotroski FScore
0
Quarters > 2 > ratios > fcf Percent
-
Quarters > 2 > health Score
23
Quarters > 3 > quarter
2024-09-30
Quarters > 3 > income Statement > revenue
3830000
Quarters > 3 > income Statement > cost Of Revenue
-
Quarters > 3 > income Statement > gross Profit
-
Quarters > 3 > income Statement > operating Expenses
-
Quarters > 3 > income Statement > operating Income
-
Quarters > 3 > income Statement > interest Expense
4820000
Quarters > 3 > income Statement > pretax Income
-18936000
Quarters > 3 > income Statement > net Income
-14953000
Quarters > 3 > income Statement > eps
-2.7301442395471973
Quarters > 3 > income Statement > dividends Per Share
-
Quarters > 3 > income Statement > shares Outstanding
5477000
Quarters > 3 > income Statement > income Tax Expense
-
Quarters > 3 > income Statement > EBITDA
-
Quarters > 3 > income Statement > operating Margin
-
Quarters > 3 > income Statement > total Other Income Expense Net
-
Quarters > 3 > income Statement > currency_symbol
USD
Quarters > 3 > balance Sheet > cash
70527000
Quarters > 3 > balance Sheet > short Term Investments
-
Quarters > 3 > balance Sheet > receivables
-
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
-
Quarters > 3 > balance Sheet > property Plant Equipment
6078000
Quarters > 3 > balance Sheet > total Assets
569605000
Quarters > 3 > balance Sheet > payables
-
Quarters > 3 > balance Sheet > short Term Debt
-
Quarters > 3 > balance Sheet > long Term Debt
50000000
Quarters > 3 > balance Sheet > total Liabilities
522580000
Quarters > 3 > balance Sheet > equity
47025000
Quarters > 3 > balance Sheet > currency_symbol
USD
Quarters > 3 > cash Flow > net Income
-14953000
Quarters > 3 > cash Flow > depreciation
-
Quarters > 3 > cash Flow > change In Working Capital
-
Quarters > 3 > cash Flow > cash From Operations
-
Quarters > 3 > cash Flow > capital Expenditures
0
Quarters > 3 > cash Flow > cash From Investing
-
Quarters > 3 > cash Flow > cash From Financing
-
Quarters > 3 > cash Flow > net Change In Cash
-
Quarters > 3 > cash Flow > currency_symbol
USD
Quarters > 3 > ratios > PE
-2.7301442395471973
Quarters > 3 > ratios > PB
0.45190345560871875
Quarters > 3 > ratios > ROE
-31.797979797979796
Quarters > 3 > ratios > ROA
-2.6251525179729813
Quarters > 3 > ratios > FCF
-
Quarters > 3 > ratios > Piotroski FScore
0
Quarters > 3 > ratios > fcf Percent
-
Quarters > 3 > health Score
23
Annuals > 0 > quarter
2024-12-31
Annuals > 0 > income Statement > revenue
16775000
Annuals > 0 > income Statement > cost Of Revenue
-
Annuals > 0 > income Statement > gross Profit
-
Annuals > 0 > income Statement > operating Expenses
-
Annuals > 0 > income Statement > operating Income
-
Annuals > 0 > income Statement > interest Expense
18930000
Annuals > 0 > income Statement > pretax Income
-24446000
Annuals > 0 > income Statement > net Income
-31068000
Annuals > 0 > income Statement > eps
-5.6728844777004035
Annuals > 0 > income Statement > dividends Per Share
0
Annuals > 0 > income Statement > shares Outstanding
5476579
Annuals > 0 > income Statement > income Tax Expense
-
Annuals > 0 > income Statement > EBITDA
-
Annuals > 0 > income Statement > operating Margin
-
Annuals > 0 > income Statement > total Other Income Expense Net
-
Annuals > 0 > income Statement > currency_symbol
USD
Annuals > 0 > balance Sheet > cash
61684000
Annuals > 0 > balance Sheet > short Term Investments
44765000
Annuals > 0 > balance Sheet > receivables
1857000
Annuals > 0 > balance Sheet > inventories
-
Annuals > 0 > balance Sheet > total Current Assets
-
Annuals > 0 > balance Sheet > property Plant Equipment
5935000
Annuals > 0 > balance Sheet > total Assets
522319000
Annuals > 0 > balance Sheet > payables
1521000
Annuals > 0 > balance Sheet > short Term Debt
-
Annuals > 0 > balance Sheet > long Term Debt
50000000
Annuals > 0 > balance Sheet > total Liabilities
492387000
Annuals > 0 > balance Sheet > equity
29932000
Annuals > 0 > balance Sheet > currency_symbol
USD
Annuals > 0 > cash Flow > net Income
-31068000
Annuals > 0 > cash Flow > depreciation
566000
Annuals > 0 > cash Flow > change In Working Capital
-5995000
Annuals > 0 > cash Flow > cash From Operations
-1556000
Annuals > 0 > cash Flow > capital Expenditures
91000
Annuals > 0 > cash Flow > cash From Investing
-
Annuals > 0 > cash Flow > cash From Financing
-44727000
Annuals > 0 > cash Flow > net Change In Cash
430000
Annuals > 0 > cash Flow > currency_symbol
USD
Annuals > 0 > ratios > PE
-5.6728844777004035
Annuals > 0 > ratios > PB
0.7099133542696779
Annuals > 0 > ratios > ROE
-103.79526927702794
Annuals > 0 > ratios > ROA
-5.948089194534375
Annuals > 0 > ratios > FCF
-1647000
Annuals > 0 > ratios > Piotroski FScore
0
Annuals > 0 > ratios > fcf Percent
-0.09818181818181818
Annuals > 0 > health Score
15
Annuals > 1 > quarter
2023-12-31
Annuals > 1 > income Statement > revenue
25149000
Annuals > 1 > income Statement > cost Of Revenue
-
Annuals > 1 > income Statement > gross Profit
-
Annuals > 1 > income Statement > operating Expenses
-
Annuals > 1 > income Statement > operating Income
-
Annuals > 1 > income Statement > interest Expense
15387000
Annuals > 1 > income Statement > pretax Income
-13944000
Annuals > 1 > income Statement > net Income
-10808000
Annuals > 1 > income Statement > eps
-1.9774666142416018
Annuals > 1 > income Statement > dividends Per Share
1091000
Annuals > 1 > income Statement > shares Outstanding
5465579
Annuals > 1 > income Statement > income Tax Expense
-
Annuals > 1 > income Statement > EBITDA
-
Annuals > 1 > income Statement > operating Margin
-
Annuals > 1 > income Statement > total Other Income Expense Net
-
Annuals > 1 > income Statement > currency_symbol
USD
Annuals > 1 > balance Sheet > cash
61254000
Annuals > 1 > balance Sheet > short Term Investments
49014000
Annuals > 1 > balance Sheet > receivables
2270000
Annuals > 1 > balance Sheet > inventories
-
Annuals > 1 > balance Sheet > total Current Assets
-
Annuals > 1 > balance Sheet > property Plant Equipment
6439000
Annuals > 1 > balance Sheet > total Assets
610049000
Annuals > 1 > balance Sheet > payables
1262000
Annuals > 1 > balance Sheet > short Term Debt
-
Annuals > 1 > balance Sheet > long Term Debt
20000000
Annuals > 1 > balance Sheet > total Liabilities
548630000
Annuals > 1 > balance Sheet > equity
61419000
Annuals > 1 > balance Sheet > currency_symbol
USD
Annuals > 1 > cash Flow > net Income
-10808000
Annuals > 1 > cash Flow > depreciation
612000
Annuals > 1 > cash Flow > change In Working Capital
3514000
Annuals > 1 > cash Flow > cash From Operations
26795000
Annuals > 1 > cash Flow > capital Expenditures
74000
Annuals > 1 > cash Flow > cash From Investing
-
Annuals > 1 > cash Flow > cash From Financing
23192000
Annuals > 1 > cash Flow > net Change In Cash
19251000
Annuals > 1 > cash Flow > currency_symbol
USD
Annuals > 1 > ratios > PE
-1.9774666142416018
Annuals > 1 > ratios > PB
0.3452750210846806
Annuals > 1 > ratios > ROE
-17.597160487796938
Annuals > 1 > ratios > ROA
-1.771660964938882
Annuals > 1 > ratios > FCF
26721000
Annuals > 1 > ratios > Piotroski FScore
2
Annuals > 1 > ratios > fcf Percent
1.0625074555648335
Annuals > 1 > health Score
35
Annuals > 2 > quarter
2022-12-31
Annuals > 2 > income Statement > revenue
26621000
Annuals > 2 > income Statement > cost Of Revenue
-
Annuals > 2 > income Statement > gross Profit
-
Annuals > 2 > income Statement > operating Expenses
-
Annuals > 2 > income Statement > operating Income
-
Annuals > 2 > income Statement > interest Expense
2986000
Annuals > 2 > income Statement > pretax Income
13833000
Annuals > 2 > income Statement > net Income
11129000
Annuals > 2 > income Statement > eps
2.0452671334999466
Annuals > 2 > income Statement > dividends Per Share
1099000
Annuals > 2 > income Statement > shares Outstanding
5441343
Annuals > 2 > income Statement > income Tax Expense
-
Annuals > 2 > income Statement > EBITDA
-
Annuals > 2 > income Statement > operating Margin
-
Annuals > 2 > income Statement > total Other Income Expense Net
-
Annuals > 2 > income Statement > currency_symbol
USD
Annuals > 2 > balance Sheet > cash
42003000
Annuals > 2 > balance Sheet > short Term Investments
48527000
Annuals > 2 > balance Sheet > receivables
1755000
Annuals > 2 > balance Sheet > inventories
-
Annuals > 2 > balance Sheet > total Current Assets
56285000
Annuals > 2 > balance Sheet > property Plant Equipment
6982000
Annuals > 2 > balance Sheet > total Assets
586730000
Annuals > 2 > balance Sheet > payables
316000
Annuals > 2 > balance Sheet > short Term Debt
-
Annuals > 2 > balance Sheet > long Term Debt
22000000
Annuals > 2 > balance Sheet > total Liabilities
514707000
Annuals > 2 > balance Sheet > equity
72023000
Annuals > 2 > balance Sheet > currency_symbol
USD
Annuals > 2 > cash Flow > net Income
11129000
Annuals > 2 > cash Flow > depreciation
267000
Annuals > 2 > cash Flow > change In Working Capital
-6000
Annuals > 2 > cash Flow > cash From Operations
19972000
Annuals > 2 > cash Flow > capital Expenditures
377000
Annuals > 2 > cash Flow > cash From Investing
-
Annuals > 2 > cash Flow > cash From Financing
122797000
Annuals > 2 > cash Flow > net Change In Cash
10907000
Annuals > 2 > cash Flow > currency_symbol
USD
Annuals > 2 > ratios > PE
2.0452671334999466
Annuals > 2 > ratios > PB
0.29313428821348736
Annuals > 2 > ratios > ROE
15.452008386209961
Annuals > 2 > ratios > ROA
1.8967838699231334
Annuals > 2 > ratios > FCF
19595000
Annuals > 2 > ratios > Piotroski FScore
4
Annuals > 2 > ratios > fcf Percent
0.7360730250554074
Annuals > 2 > health Score
64
Annuals > 3 > quarter
2021-12-31
Annuals > 3 > income Statement > revenue
22271000
Annuals > 3 > income Statement > cost Of Revenue
-
Annuals > 3 > income Statement > gross Profit
-
Annuals > 3 > income Statement > operating Expenses
-
Annuals > 3 > income Statement > operating Income
-
Annuals > 3 > income Statement > interest Expense
747000
Annuals > 3 > income Statement > pretax Income
10496000
Annuals > 3 > income Statement > net Income
8502000
Annuals > 3 > income Statement > eps
1.5285799686265344
Annuals > 3 > income Statement > dividends Per Share
0
Annuals > 3 > income Statement > shares Outstanding
5562025
Annuals > 3 > income Statement > income Tax Expense
1994000
Annuals > 3 > income Statement > EBITDA
-
Annuals > 3 > income Statement > operating Margin
-
Annuals > 3 > income Statement > total Other Income Expense Net
-
Annuals > 3 > income Statement > currency_symbol
USD
Annuals > 3 > balance Sheet > cash
31096000
Annuals > 3 > balance Sheet > short Term Investments
55024000
Annuals > 3 > balance Sheet > receivables
1123000
Annuals > 3 > balance Sheet > inventories
-
Annuals > 3 > balance Sheet > total Current Assets
53002000
Annuals > 3 > balance Sheet > property Plant Equipment
7190000
Annuals > 3 > balance Sheet > total Assets
455683000
Annuals > 3 > balance Sheet > payables
374380000
Annuals > 3 > balance Sheet > short Term Debt
-
Annuals > 3 > balance Sheet > long Term Debt
10000000
Annuals > 3 > balance Sheet > total Liabilities
388566000
Annuals > 3 > balance Sheet > equity
67117000
Annuals > 3 > balance Sheet > currency_symbol
USD
Annuals > 3 > cash Flow > net Income
8502000
Annuals > 3 > cash Flow > depreciation
994000
Annuals > 3 > cash Flow > change In Working Capital
1638000
Annuals > 3 > cash Flow > cash From Operations
-4111000
Annuals > 3 > cash Flow > capital Expenditures
133000
Annuals > 3 > cash Flow > cash From Investing
-28523000
Annuals > 3 > cash Flow > cash From Financing
41541000
Annuals > 3 > cash Flow > net Change In Cash
8907000
Annuals > 3 > cash Flow > currency_symbol
USD
Annuals > 3 > ratios > PE
1.5285799686265344
Annuals > 3 > ratios > PB
0.32153786671037143
Annuals > 3 > ratios > ROE
12.667431500216042
Annuals > 3 > ratios > ROA
1.8657707221906457
Annuals > 3 > ratios > FCF
-4244000
Annuals > 3 > ratios > Piotroski FScore
2
Annuals > 3 > ratios > fcf Percent
-0.1905617170311167
Annuals > 3 > health Score
42
Valuation > metrics > PE
0.13822497584714838
Valuation > metrics > PB
0.752821034507192
Valuation > final Score
90
Valuation > verdict
61.7% Undervalued
Profitability > metrics > ROE
2.681924466803656
Profitability > metrics > Net Margin
0.2789240972733972
Profitability > final Score
50
Profitability > verdict
Weak
Risk > metrics > Debt Equity
13.510876496846878
Risk > metrics > Interest Coverage
0
Risk > final Score
6
Risk > verdict
High
Liquidity > final Score
50
Liquidity > verdict
Weak
Prev Valuations > 0
70
Prev Valuations > 1
70
Prev Valuations > 2
70
Prev Profitabilities > 0
15
Prev Profitabilities > 1
15
Prev Profitabilities > 2
15
Prev Risks > 0
6
Prev Risks > 1
6
Prev Risks > 2
6
Prev Liquidities > 0
50
Prev Liquidities > 1
10
Prev Liquidities > 2
50
Updated At
2026-01-20T22:45:26.649Z
Earnings History > 0 > period
2021-06-30
Earnings History > 0 > report Date
2021-09-30
Earnings History > 0 > date
2021-06-30
Earnings History > 0 > before After Market
-
Earnings History > 0 > currency
USD
Earnings History > 0 > eps Actual
0.4193
Earnings History > 0 > eps Estimate
0
Earnings History > 0 > eps Difference
0.4193
Earnings History > 0 > surprise Percent
-
Earnings History > 1 > period
2021-03-31
Earnings History > 1 > report Date
2021-06-30
Earnings History > 1 > date
2021-03-31
Earnings History > 1 > before After Market
-
Earnings History > 1 > currency
USD
Earnings History > 1 > eps Actual
0.41
Earnings History > 1 > eps Estimate
0
Earnings History > 1 > eps Difference
0.41
Earnings History > 1 > surprise Percent
-
Earnings History > 2 > period
2020-12-31
Earnings History > 2 > report Date
2021-03-31
Earnings History > 2 > date
2020-12-31
Earnings History > 2 > before After Market
-
Earnings History > 2 > currency
USD
Earnings History > 2 > eps Actual
0.29
Earnings History > 2 > eps Estimate
0
Earnings History > 2 > eps Difference
0.29
Earnings History > 2 > surprise Percent
-
Earnings History > 3 > period
2020-09-30
Earnings History > 3 > report Date
2020-12-31
Earnings History > 3 > date
2020-09-30
Earnings History > 3 > before After Market
-
Earnings History > 3 > currency
USD
Earnings History > 3 > eps Actual
0.3261
Earnings History > 3 > eps Estimate
0
Earnings History > 3 > eps Difference
0.3261
Earnings History > 3 > surprise Percent
-
Earnings History > 4 > period
2020-06-30
Earnings History > 4 > report Date
2020-09-30
Earnings History > 4 > date
2020-06-30
Earnings History > 4 > before After Market
-
Earnings History > 4 > currency
USD
Earnings History > 4 > eps Actual
0.2815
Earnings History > 4 > eps Estimate
0
Earnings History > 4 > eps Difference
0.2815
Earnings History > 4 > surprise Percent
-
Earnings History > 5 > period
2020-03-31
Earnings History > 5 > report Date
2020-06-30
Earnings History > 5 > date
2020-03-31
Earnings History > 5 > before After Market
-
Earnings History > 5 > currency
USD
Earnings History > 5 > eps Actual
0.2609
Earnings History > 5 > eps Estimate
-
Earnings History > 5 > eps Difference
0
Earnings History > 5 > surprise Percent
-
Earnings History > 6 > period
2019-12-31
Earnings History > 6 > report Date
2020-03-31
Earnings History > 6 > date
2019-12-31
Earnings History > 6 > before After Market
-
Earnings History > 6 > currency
USD
Earnings History > 6 > eps Actual
0.2455
Earnings History > 6 > eps Estimate
-
Earnings History > 6 > eps Difference
0
Earnings History > 6 > surprise Percent
-
Earnings History > 7 > period
2019-09-30
Earnings History > 7 > report Date
2019-12-31
Earnings History > 7 > date
2019-09-30
Earnings History > 7 > before After Market
-
Earnings History > 7 > currency
USD
Earnings History > 7 > eps Actual
0.2555
Earnings History > 7 > eps Estimate
-
Earnings History > 7 > eps Difference
0
Earnings History > 7 > surprise Percent
-
Earnings History > 8 > period
2019-06-30
Earnings History > 8 > report Date
2019-09-30
Earnings History > 8 > date
2019-06-30
Earnings History > 8 > before After Market
-
Earnings History > 8 > currency
USD
Earnings History > 8 > eps Actual
0.2724
Earnings History > 8 > eps Estimate
-
Earnings History > 8 > eps Difference
0
Earnings History > 8 > surprise Percent
-
Earnings History > 9 > period
2019-03-31
Earnings History > 9 > report Date
2019-06-30
Earnings History > 9 > date
2019-03-31
Earnings History > 9 > before After Market
-
Earnings History > 9 > currency
USD
Earnings History > 9 > eps Actual
0.2565
Earnings History > 9 > eps Estimate
-
Earnings History > 9 > eps Difference
0
Earnings History > 9 > surprise Percent
-
Earnings History > 10 > period
2018-12-31
Earnings History > 10 > report Date
2019-03-31
Earnings History > 10 > date
2018-12-31
Earnings History > 10 > before After Market
-
Earnings History > 10 > currency
USD
Earnings History > 10 > eps Actual
0.2231
Earnings History > 10 > eps Estimate
0
Earnings History > 10 > eps Difference
0.2231
Earnings History > 10 > surprise Percent
-
Earnings History > 11 > period
2018-09-30
Earnings History > 11 > report Date
2018-12-31
Earnings History > 11 > date
2018-09-30
Earnings History > 11 > before After Market
-
Earnings History > 11 > currency
USD
Earnings History > 11 > eps Actual
0.1818
Earnings History > 11 > eps Estimate
0
Earnings History > 11 > eps Difference
0.1818
Earnings History > 11 > surprise Percent
-
Earnings History > 12 > period
2018-06-30
Earnings History > 12 > report Date
2018-09-30
Earnings History > 12 > date
2018-06-30
Earnings History > 12 > before After Market
-
Earnings History > 12 > currency
USD
Earnings History > 12 > eps Actual
0.2466
Earnings History > 12 > eps Estimate
0
Earnings History > 12 > eps Difference
0.2466
Earnings History > 12 > surprise Percent
-
Earnings History > 13 > period
2018-03-31
Earnings History > 13 > report Date
2018-06-30
Earnings History > 13 > date
2018-03-31
Earnings History > 13 > before After Market
-
Earnings History > 13 > currency
USD
Earnings History > 13 > eps Actual
0.2384
Earnings History > 13 > eps Estimate
0
Earnings History > 13 > eps Difference
0.2384
Earnings History > 13 > surprise Percent
-
Earnings History > 14 > period
2017-12-31
Earnings History > 14 > report Date
2018-03-31
Earnings History > 14 > date
2017-12-31
Earnings History > 14 > before After Market
-
Earnings History > 14 > currency
USD
Earnings History > 14 > eps Actual
0.1532
Earnings History > 14 > eps Estimate
0
Earnings History > 14 > eps Difference
0.1532
Earnings History > 14 > surprise Percent
-
Earnings History > 15 > period
2017-09-30
Earnings History > 15 > report Date
2017-12-31
Earnings History > 15 > date
2017-09-30
Earnings History > 15 > before After Market
-
Earnings History > 15 > currency
USD
Earnings History > 15 > eps Actual
0.205
Earnings History > 15 > eps Estimate
0
Earnings History > 15 > eps Difference
0.205
Earnings History > 15 > surprise Percent
-
Earnings History > 16 > period
2017-06-30
Earnings History > 16 > report Date
2017-09-30
Earnings History > 16 > date
2017-06-30
Earnings History > 16 > before After Market
-
Earnings History > 16 > currency
USD
Earnings History > 16 > eps Actual
0.1181
Earnings History > 16 > eps Estimate
0
Earnings History > 16 > eps Difference
0.1181
Earnings History > 16 > surprise Percent
-
Earnings History > 17 > period
2017-03-31
Earnings History > 17 > report Date
2017-06-30
Earnings History > 17 > date
2017-03-31
Earnings History > 17 > before After Market
-
Earnings History > 17 > currency
USD
Earnings History > 17 > eps Actual
0.2244
Earnings History > 17 > eps Estimate
0
Earnings History > 17 > eps Difference
0.2244
Earnings History > 17 > surprise Percent
-
Earnings History > 18 > period
2016-12-31
Earnings History > 18 > report Date
2017-03-31
Earnings History > 18 > date
2016-12-31
Earnings History > 18 > before After Market
-
Earnings History > 18 > currency
USD
Earnings History > 18 > eps Actual
0.1509
Earnings History > 18 > eps Estimate
0
Earnings History > 18 > eps Difference
0.1509
Earnings History > 18 > surprise Percent
-
U & I Financial Corp. operates as the holding company for UniBank that provides banking products and services for individuals and small to medium-sized businesses in the United States. The company offers checking and savings accounts, and certificates of deposits. It also provides commercial loans comprising commercial real estate term loans, residential real estate loans, construction loans, land loans, business term loans, equipment loans, business lines of credit, business express loans, and professional lines and loans; USDA loans; and SBA loans. In addition, the company offers online banking and bill pay; cash management; mobile banking and check deposit; and merchant check deposit services. U & I Financial Corp. was founded in 2006 and is headquartered in Lynnwood, Washington.
Stock Price
$0.00
increase compared to yesterday.
Dividend
Frequency:
Rate:
N/ANext Payout:
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(Last Updated 2025-06-30)
Health Score
Price to Book Ratio (P/B)
-
Very Low
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 0.00% of the total shares of U & I Financial Corp
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
Date
—
EPS Estimate
—
Date
2021-06-30
EPS Actual
0.4193
EPS Estimate
0
EPS Difference
0.4193
Surprise Percent
0%
(Last Updated 2025-06-30)
(Last Updated 2025-06-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-06-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-06-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.