_id
691726c13c536f8df2316ba3
Ticker
USCB
Name
US Century Bank
Exchange
NASDAQ
Address
2301 NW 87th Avenue, Doral, FL, United States, 33172
Country
USA
Sector
Financial Services
Industry
Banks - Regional
Currency
USD
Website
https://www.uscentury.com
Description
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries; and Medical Advantage (MDAvantage), which provides concierge-level banking services to physicians, dentists, and veterinarians. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
Last Close
18.68
Volume
221
Current Price
19.35
Change
3.5867237687366256
Last Updated
2025-12-04T14:51:00.661Z
Image
https://logo.clearbit.com/www.uscentury.com
Ipo Date
2021-07-23T00:00:00.000Z
Market Cap
366430496
Next Dividend Date
2025-12-05T00:00:00.000Z
Dividend Frequency
Quarterly
Dividend Rate
0.1
Dividend Yield
2.0671834625323
Sentiment
-
Sentiment Sources
0
Rating
3.4
Target Price
20.85
Strong Buy
0
Buy
2
Hold
3
Sell
0
Strong Sell
0
Current Quarter
2025-09-30
Revenue
41404000
Cost Of Revenue
16551000
Gross Profit
24853000
Operating Expenses
13048000
Operating Income
11805000
Interest Expense
16446000
Pretax Income
11805000
Net Income
8939000
Eps
0.4524742582185908
Dividends Per Share
2008000
Shares Outstanding
18110385
Income Tax Expense
2866000
EBITDA
11963000
Operating Margin
28.511737996328858
Total Other Income Expense Net
-
Cash
56811000
Short Term Investments
324179000
Receivables
12126000
Inventories
-
Total Current Assets
-
Property Plant Equipment
10597000
Total Assets
2767945000
Payables
-
Short Term Debt
-
Long Term Debt
50262000
Total Liabilities
2558850000
Equity
209095000
Depreciation
158000
Change In Working Capital
7740000
Cash From Operations
20148000
Capital Expenditures
114000
Cash From Investing
-
Cash From Financing
26068000
Net Change In Cash
1992000
PE
11.6242
PB
1.8282365288505227
ROE
4.275090269972979
ROA
0.3229471683866551
FCF
20034000
Fcf Percent
0.48386629311177665
Piotroski FScore
4
Health Score
55
Deep Value Investing Score
6
Defensive Investing Score
6
Dividend Investing Score
4
Economic Moat Investing Score
7.8
Garp Investing Score
5
Growth Investing Score
4
Momentum Investing Score
4
Net Net Investing Score
4
Quality Investing Score
5
Value Investing Score
5.5
Quarters > 0 > quarter
2025-09-30
Quarters > 0 > income Statement > revenue
41404000
Quarters > 0 > income Statement > cost Of Revenue
16551000
Quarters > 0 > income Statement > gross Profit
24853000
Quarters > 0 > income Statement > operating Expenses
13048000
Quarters > 0 > income Statement > operating Income
11805000
Quarters > 0 > income Statement > interest Expense
16446000
Quarters > 0 > income Statement > pretax Income
11805000
Quarters > 0 > income Statement > net Income
8939000
Quarters > 0 > income Statement > eps
0.4524742582185908
Quarters > 0 > income Statement > dividends Per Share
2008000
Quarters > 0 > income Statement > shares Outstanding
19755820
Quarters > 0 > income Statement > income Tax Expense
2866000
Quarters > 0 > income Statement > EBITDA
11963000
Quarters > 0 > income Statement > operating Margin
28.511737996328858
Quarters > 0 > income Statement > total Other Income Expense Net
-
Quarters > 0 > balance Sheet > cash
56811000
Quarters > 0 > balance Sheet > short Term Investments
324179000
Quarters > 0 > balance Sheet > receivables
12126000
Quarters > 0 > balance Sheet > inventories
-
Quarters > 0 > balance Sheet > total Current Assets
-
Quarters > 0 > balance Sheet > property Plant Equipment
10597000
Quarters > 0 > balance Sheet > total Assets
2767945000
Quarters > 0 > balance Sheet > payables
-
Quarters > 0 > balance Sheet > short Term Debt
-
Quarters > 0 > balance Sheet > long Term Debt
50262000
Quarters > 0 > balance Sheet > total Liabilities
2558850000
Quarters > 0 > balance Sheet > equity
209095000
Quarters > 0 > cash Flow > net Income
8939000
Quarters > 0 > cash Flow > depreciation
158000
Quarters > 0 > cash Flow > change In Working Capital
7740000
Quarters > 0 > cash Flow > cash From Operations
20148000
Quarters > 0 > cash Flow > capital Expenditures
114000
Quarters > 0 > cash Flow > cash From Investing
-
Quarters > 0 > cash Flow > cash From Financing
26068000
Quarters > 0 > cash Flow > net Change In Cash
1992000
Quarters > 0 > ratios > PE
0.4524742582185908
Quarters > 0 > ratios > PB
1.8282365288505227
Quarters > 0 > ratios > ROE
4.275090269972979
Quarters > 0 > ratios > ROA
0.3229471683866551
Quarters > 0 > ratios > FCF
20034000
Quarters > 0 > ratios > Piotroski FScore
4
Quarters > 0 > ratios > fcf Percent
0.48386629311177665
Quarters > 0 > health Score
55
Quarters > 1 > quarter
2025-06-30
Quarters > 1 > income Statement > revenue
39524000
Quarters > 1 > income Statement > cost Of Revenue
16151000
Quarters > 1 > income Statement > gross Profit
23373000
Quarters > 1 > income Statement > operating Expenses
12634000
Quarters > 1 > income Statement > operating Income
10739000
Quarters > 1 > income Statement > interest Expense
15120000
Quarters > 1 > income Statement > pretax Income
10739000
Quarters > 1 > income Statement > net Income
8140000
Quarters > 1 > income Statement > eps
0.4010683198696242
Quarters > 1 > income Statement > dividends Per Share
2005000
Quarters > 1 > income Statement > shares Outstanding
20295794
Quarters > 1 > income Statement > income Tax Expense
2599000
Quarters > 1 > income Statement > EBITDA
10889000
Quarters > 1 > income Statement > operating Margin
27.170832911648617
Quarters > 1 > income Statement > total Other Income Expense Net
-
Quarters > 1 > balance Sheet > cash
54819000
Quarters > 1 > balance Sheet > short Term Investments
0
Quarters > 1 > balance Sheet > receivables
11285000
Quarters > 1 > balance Sheet > inventories
-
Quarters > 1 > balance Sheet > total Current Assets
66104000
Quarters > 1 > balance Sheet > property Plant Equipment
11405000
Quarters > 1 > balance Sheet > total Assets
2719474000
Quarters > 1 > balance Sheet > payables
-
Quarters > 1 > balance Sheet > short Term Debt
6000000
Quarters > 1 > balance Sheet > long Term Debt
102000000
Quarters > 1 > balance Sheet > total Liabilities
2487891000
Quarters > 1 > balance Sheet > equity
231583000
Quarters > 1 > cash Flow > net Income
8140000
Quarters > 1 > cash Flow > depreciation
150000
Quarters > 1 > cash Flow > change In Working Capital
6191000
Quarters > 1 > cash Flow > cash From Operations
18040000
Quarters > 1 > cash Flow > capital Expenditures
48000
Quarters > 1 > cash Flow > cash From Investing
-85517000
Quarters > 1 > cash Flow > cash From Financing
24312000
Quarters > 1 > cash Flow > net Change In Cash
-43165000
Quarters > 1 > ratios > PE
0.4010683198696242
Quarters > 1 > ratios > PB
1.6958222922235224
Quarters > 1 > ratios > ROE
3.5149384885764503
Quarters > 1 > ratios > ROA
0.2993225895890161
Quarters > 1 > ratios > FCF
17992000
Quarters > 1 > ratios > Piotroski FScore
4
Quarters > 1 > ratios > fcf Percent
0.45521708329116484
Quarters > 1 > health Score
54
Quarters > 2 > quarter
2025-03-31
Quarters > 2 > income Statement > revenue
37694000
Quarters > 2 > income Statement > cost Of Revenue
15544000
Quarters > 2 > income Statement > gross Profit
22150000
Quarters > 2 > income Statement > operating Expenses
12052000
Quarters > 2 > income Statement > operating Income
10098000
Quarters > 2 > income Statement > interest Expense
14863000
Quarters > 2 > income Statement > pretax Income
10098000
Quarters > 2 > income Statement > net Income
7658000
Quarters > 2 > income Statement > eps
0.37687870317898514
Quarters > 2 > income Statement > dividends Per Share
2005000
Quarters > 2 > income Statement > shares Outstanding
20319535
Quarters > 2 > income Statement > income Tax Expense
2440000
Quarters > 2 > income Statement > EBITDA
10246000
Quarters > 2 > income Statement > operating Margin
26.78940945508569
Quarters > 2 > income Statement > total Other Income Expense Net
-
Quarters > 2 > balance Sheet > cash
97984000
Quarters > 2 > balance Sheet > short Term Investments
275139000
Quarters > 2 > balance Sheet > receivables
11024000
Quarters > 2 > balance Sheet > inventories
-
Quarters > 2 > balance Sheet > total Current Assets
384147000
Quarters > 2 > balance Sheet > property Plant Equipment
12169000
Quarters > 2 > balance Sheet > total Assets
2677382000
Quarters > 2 > balance Sheet > payables
-
Quarters > 2 > balance Sheet > short Term Debt
-
Quarters > 2 > balance Sheet > long Term Debt
108000000
Quarters > 2 > balance Sheet > total Liabilities
2452294000
Quarters > 2 > balance Sheet > equity
225088000
Quarters > 2 > cash Flow > net Income
7658000
Quarters > 2 > cash Flow > depreciation
148000
Quarters > 2 > cash Flow > change In Working Capital
3550000
Quarters > 2 > cash Flow > cash From Operations
14628000
Quarters > 2 > cash Flow > capital Expenditures
46000
Quarters > 2 > cash Flow > cash From Investing
-72157000
Quarters > 2 > cash Flow > cash From Financing
78478000
Quarters > 2 > cash Flow > net Change In Cash
20949000
Quarters > 2 > ratios > PE
0.37687870317898514
Quarters > 2 > ratios > PB
1.7467968183554878
Quarters > 2 > ratios > ROE
3.4022249075916973
Quarters > 2 > ratios > ROA
0.2860256773221005
Quarters > 2 > ratios > FCF
14582000
Quarters > 2 > ratios > Piotroski FScore
4
Quarters > 2 > ratios > fcf Percent
0.3868520188889478
Quarters > 2 > health Score
54
Quarters > 3 > quarter
2024-12-31
Quarters > 3 > income Statement > revenue
37794000
Quarters > 3 > income Statement > cost Of Revenue
15839000
Quarters > 3 > income Statement > gross Profit
21955000
Quarters > 3 > income Statement > operating Expenses
12854000
Quarters > 3 > income Statement > operating Income
9101000
Quarters > 3 > income Statement > interest Expense
14809000
Quarters > 3 > income Statement > pretax Income
9101000
Quarters > 3 > income Statement > net Income
6904000
Quarters > 3 > income Statement > eps
0.3421209117938553
Quarters > 3 > income Statement > dividends Per Share
890000
Quarters > 3 > income Statement > shares Outstanding
20180000
Quarters > 3 > income Statement > income Tax Expense
2197000
Quarters > 3 > income Statement > EBITDA
9252000
Quarters > 3 > income Statement > operating Margin
24.080541884955284
Quarters > 3 > income Statement > total Other Income Expense Net
9101000
Quarters > 3 > balance Sheet > cash
77035000
Quarters > 3 > balance Sheet > short Term Investments
217202000
Quarters > 3 > balance Sheet > receivables
10945000
Quarters > 3 > balance Sheet > inventories
-
Quarters > 3 > balance Sheet > total Current Assets
305182000
Quarters > 3 > balance Sheet > property Plant Equipment
13014000
Quarters > 3 > balance Sheet > total Assets
2581216000
Quarters > 3 > balance Sheet > payables
20373000
Quarters > 3 > balance Sheet > short Term Debt
16000000
Quarters > 3 > balance Sheet > long Term Debt
147000000
Quarters > 3 > balance Sheet > total Liabilities
2365828000
Quarters > 3 > balance Sheet > equity
215388000
Quarters > 3 > cash Flow > net Income
6904000
Quarters > 3 > cash Flow > depreciation
151000
Quarters > 3 > cash Flow > change In Working Capital
-14006000
Quarters > 3 > cash Flow > cash From Operations
-3051000
Quarters > 3 > cash Flow > capital Expenditures
58000
Quarters > 3 > cash Flow > cash From Investing
-50893000
Quarters > 3 > cash Flow > cash From Financing
92493000
Quarters > 3 > cash Flow > net Change In Cash
38549000
Quarters > 3 > ratios > PE
0.3421209117938553
Quarters > 3 > ratios > PB
1.8129282968410498
Quarters > 3 > ratios > ROE
3.2053782011996956
Quarters > 3 > ratios > ROA
0.2674708354511982
Quarters > 3 > ratios > FCF
-3109000
Quarters > 3 > ratios > Piotroski FScore
2
Quarters > 3 > ratios > fcf Percent
-0.08226173466687835
Quarters > 3 > health Score
34
Annuals > 0 > quarter
2024-12-31
Annuals > 0 > income Statement > revenue
143973000
Annuals > 0 > income Statement > cost Of Revenue
64454000
Annuals > 0 > income Statement > gross Profit
79519000
Annuals > 0 > income Statement > operating Expenses
47042000
Annuals > 0 > income Statement > operating Income
32477000
Annuals > 0 > income Statement > interest Expense
61297000
Annuals > 0 > income Statement > pretax Income
32477000
Annuals > 0 > income Statement > net Income
24674000
Annuals > 0 > income Statement > eps
1.2442763489662128
Annuals > 0 > income Statement > dividends Per Share
3939000
Annuals > 0 > income Statement > shares Outstanding
19830000
Annuals > 0 > income Statement > income Tax Expense
7803000
Annuals > 0 > income Statement > EBITDA
33064000
Annuals > 0 > income Statement > operating Margin
22.557701791308094
Annuals > 0 > income Statement > total Other Income Expense Net
32477000
Annuals > 0 > balance Sheet > cash
77035000
Annuals > 0 > balance Sheet > short Term Investments
217202000
Annuals > 0 > balance Sheet > receivables
10945000
Annuals > 0 > balance Sheet > inventories
-
Annuals > 0 > balance Sheet > total Current Assets
305182000
Annuals > 0 > balance Sheet > property Plant Equipment
13014000
Annuals > 0 > balance Sheet > total Assets
2581216000
Annuals > 0 > balance Sheet > payables
20373000
Annuals > 0 > balance Sheet > short Term Debt
16000000
Annuals > 0 > balance Sheet > long Term Debt
147000000
Annuals > 0 > balance Sheet > total Liabilities
2365828000
Annuals > 0 > balance Sheet > equity
215388000
Annuals > 0 > cash Flow > net Income
24674000
Annuals > 0 > cash Flow > depreciation
587000
Annuals > 0 > cash Flow > change In Working Capital
-1870000
Annuals > 0 > cash Flow > cash From Operations
34090000
Annuals > 0 > cash Flow > capital Expenditures
314000
Annuals > 0 > cash Flow > cash From Investing
-211861000
Annuals > 0 > cash Flow > cash From Financing
213744000
Annuals > 0 > cash Flow > net Change In Cash
35973000
Annuals > 0 > ratios > PE
1.2442763489662128
Annuals > 0 > ratios > PB
1.6811326536297289
Annuals > 0 > ratios > ROE
11.455605697624751
Annuals > 0 > ratios > ROA
0.9559060535809479
Annuals > 0 > ratios > FCF
33776000
Annuals > 0 > ratios > Piotroski FScore
4
Annuals > 0 > ratios > fcf Percent
0.2345995429698624
Annuals > 0 > health Score
61
Annuals > 1 > quarter
2023-12-31
Annuals > 1 > income Statement > revenue
108420000
Annuals > 1 > income Statement > cost Of Revenue
44816000
Annuals > 1 > income Statement > gross Profit
63604000
Annuals > 1 > income Statement > operating Expenses
41808000
Annuals > 1 > income Statement > operating Income
21796000
Annuals > 1 > income Statement > interest Expense
42449000
Annuals > 1 > income Statement > pretax Income
21796000
Annuals > 1 > income Statement > net Income
16545000
Annuals > 1 > income Statement > eps
0.8403596099146688
Annuals > 1 > income Statement > dividends Per Share
500208000
Annuals > 1 > income Statement > shares Outstanding
19688000
Annuals > 1 > income Statement > income Tax Expense
5251000
Annuals > 1 > income Statement > EBITDA
22386000
Annuals > 1 > income Statement > operating Margin
20.10330197380557
Annuals > 1 > income Statement > total Other Income Expense Net
-8963000
Annuals > 1 > balance Sheet > cash
41062000
Annuals > 1 > balance Sheet > short Term Investments
229329000
Annuals > 1 > balance Sheet > receivables
10688000
Annuals > 1 > balance Sheet > inventories
-51750000
Annuals > 1 > balance Sheet > total Current Assets
281079000
Annuals > 1 > balance Sheet > property Plant Equipment
16259000
Annuals > 1 > balance Sheet > total Assets
2339093000
Annuals > 1 > balance Sheet > payables
15563000
Annuals > 1 > balance Sheet > short Term Debt
5000000
Annuals > 1 > balance Sheet > long Term Debt
183000000
Annuals > 1 > balance Sheet > total Liabilities
2147125000
Annuals > 1 > balance Sheet > equity
191968000
Annuals > 1 > cash Flow > net Income
16545000
Annuals > 1 > cash Flow > depreciation
590000
Annuals > 1 > cash Flow > change In Working Capital
-1163000
Annuals > 1 > cash Flow > cash From Operations
22546000
Annuals > 1 > cash Flow > capital Expenditures
163000
Annuals > 1 > cash Flow > cash From Investing
-273002000
Annuals > 1 > cash Flow > cash From Financing
237350000
Annuals > 1 > cash Flow > net Change In Cash
-13106000
Annuals > 1 > ratios > PE
0.8403596099146688
Annuals > 1 > ratios > PB
1.8727229538256378
Annuals > 1 > ratios > ROE
8.618623937322887
Annuals > 1 > ratios > ROA
0.7073254462306544
Annuals > 1 > ratios > FCF
22383000
Annuals > 1 > ratios > Piotroski FScore
4
Annuals > 1 > ratios > fcf Percent
0.20644714997232982
Annuals > 1 > health Score
59
Annuals > 2 > quarter
2022-12-31
Annuals > 2 > income Statement > revenue
76167000
Annuals > 2 > income Statement > cost Of Revenue
9934000
Annuals > 2 > income Statement > gross Profit
66233000
Annuals > 2 > income Statement > operating Expenses
39148000
Annuals > 2 > income Statement > operating Income
27085000
Annuals > 2 > income Statement > interest Expense
7439000
Annuals > 2 > income Statement > pretax Income
27085000
Annuals > 2 > income Statement > net Income
20141000
Annuals > 2 > income Statement > eps
0.9982157902562323
Annuals > 2 > income Statement > dividends Per Share
0
Annuals > 2 > income Statement > shares Outstanding
20177000
Annuals > 2 > income Statement > income Tax Expense
6944000
Annuals > 2 > income Statement > EBITDA
27773000
Annuals > 2 > income Statement > operating Margin
35.560019430987175
Annuals > 2 > income Statement > total Other Income Expense Net
-7500000
Annuals > 2 > balance Sheet > cash
54168000
Annuals > 2 > balance Sheet > short Term Investments
-
Annuals > 2 > balance Sheet > receivables
7546000
Annuals > 2 > balance Sheet > inventories
-61714000
Annuals > 2 > balance Sheet > total Current Assets
61714000
Annuals > 2 > balance Sheet > property Plant Equipment
19658000
Annuals > 2 > balance Sheet > total Assets
2085834000
Annuals > 2 > balance Sheet > payables
13730000
Annuals > 2 > balance Sheet > short Term Debt
3158000
Annuals > 2 > balance Sheet > long Term Debt
46000000
Annuals > 2 > balance Sheet > total Liabilities
1903406000
Annuals > 2 > balance Sheet > equity
182428000
Annuals > 2 > cash Flow > net Income
20141000
Annuals > 2 > cash Flow > depreciation
688000
Annuals > 2 > cash Flow > change In Working Capital
-768000
Annuals > 2 > cash Flow > cash From Operations
29537000
Annuals > 2 > cash Flow > capital Expenditures
673000
Annuals > 2 > cash Flow > cash From Investing
-270601000
Annuals > 2 > cash Flow > cash From Financing
249004000
Annuals > 2 > cash Flow > net Change In Cash
7940000
Annuals > 2 > ratios > PE
0.9982157902562323
Annuals > 2 > ratios > PB
2.0196023636722438
Annuals > 2 > ratios > ROE
11.04052009559936
Annuals > 2 > ratios > ROA
0.9656089602528293
Annuals > 2 > ratios > FCF
28864000
Annuals > 2 > ratios > Piotroski FScore
4
Annuals > 2 > ratios > fcf Percent
0.37895676605354023
Annuals > 2 > health Score
61
Annuals > 3 > quarter
2021-12-31
Annuals > 3 > income Statement > revenue
15031000
Annuals > 3 > income Statement > cost Of Revenue
4066000
Annuals > 3 > income Statement > gross Profit
15031000
Annuals > 3 > income Statement > operating Expenses
-7630000
Annuals > 3 > income Statement > operating Income
7401000
Annuals > 3 > income Statement > interest Expense
955000
Annuals > 3 > income Statement > pretax Income
7401000
Annuals > 3 > income Statement > net Income
5650000
Annuals > 3 > income Statement > eps
0.28875537998547024
Annuals > 3 > income Statement > dividends Per Share
2077000
Annuals > 3 > income Statement > shares Outstanding
19566735
Annuals > 3 > income Statement > income Tax Expense
1751000
Annuals > 3 > income Statement > EBITDA
8434000
Annuals > 3 > income Statement > operating Margin
49.23824096866476
Annuals > 3 > income Statement > total Other Income Expense Net
-4226000
Annuals > 3 > balance Sheet > cash
46228000
Annuals > 3 > balance Sheet > short Term Investments
-
Annuals > 3 > balance Sheet > receivables
5975000
Annuals > 3 > balance Sheet > inventories
-52203000
Annuals > 3 > balance Sheet > total Current Assets
52203000
Annuals > 3 > balance Sheet > property Plant Equipment
19463000
Annuals > 3 > balance Sheet > total Assets
1853939000
Annuals > 3 > balance Sheet > payables
9478000
Annuals > 3 > balance Sheet > short Term Debt
2837000
Annuals > 3 > balance Sheet > long Term Debt
36000000
Annuals > 3 > balance Sheet > total Liabilities
1650042000
Annuals > 3 > balance Sheet > equity
203897000
Annuals > 3 > cash Flow > net Income
21077000
Annuals > 3 > cash Flow > depreciation
1033000
Annuals > 3 > cash Flow > change In Working Capital
-46000
Annuals > 3 > cash Flow > cash From Operations
22051000
Annuals > 3 > cash Flow > capital Expenditures
633000
Annuals > 3 > cash Flow > cash From Investing
-359363000
Annuals > 3 > cash Flow > cash From Financing
335806000
Annuals > 3 > cash Flow > net Change In Cash
-1506000
Annuals > 3 > ratios > PE
0.28875537998547024
Annuals > 3 > ratios > PB
1.7522993526143105
Annuals > 3 > ratios > ROE
2.7710069299695435
Annuals > 3 > ratios > ROA
0.3047565211153118
Annuals > 3 > ratios > FCF
21418000
Annuals > 3 > ratios > Piotroski FScore
3
Annuals > 3 > ratios > fcf Percent
1.4249218282216751
Annuals > 3 > health Score
53
Valuation > metrics > PE
11.6242
Valuation > metrics > PB
1.8282365288505227
Valuation > final Score
100
Valuation > verdict
Fair
Profitability > metrics > ROE
4.275090269972979
Profitability > metrics > Net Margin
0.21589701478118056
Profitability > final Score
54
Profitability > verdict
Weak
Risk > metrics > Debt Equity
12.23773882684904
Risk > metrics > Interest Coverage
0.7178037212696097
Risk > final Score
9
Risk > verdict
High
Liquidity > final Score
50
Liquidity > verdict
Weak
Prev Valuations > 0
100
Prev Valuations > 1
100
Prev Valuations > 2
100
Prev Profitabilities > 0
67
Prev Profitabilities > 1
43
Prev Profitabilities > 2
41
Prev Risks > 0
9
Prev Risks > 1
9
Prev Risks > 2
8
Prev Liquidities > 0
100
Prev Liquidities > 1
50
Prev Liquidities > 2
100
Updated At
2025-12-14T01:22:15.008Z
Earnings History > 0 > period
2026-03-31
Earnings History > 0 > report Date
2026-04-22
Earnings History > 0 > date
2026-03-31
Earnings History > 0 > before After Market
BeforeMarket
Earnings History > 0 > currency
-
Earnings History > 0 > eps Actual
-
Earnings History > 0 > eps Estimate
-
Earnings History > 0 > eps Difference
0
Earnings History > 0 > surprise Percent
-
Earnings History > 1 > period
2025-12-31
Earnings History > 1 > report Date
2026-01-22
Earnings History > 1 > date
2025-12-31
Earnings History > 1 > before After Market
AfterMarket
Earnings History > 1 > currency
-
Earnings History > 1 > eps Actual
-
Earnings History > 1 > eps Estimate
0.5
Earnings History > 1 > eps Difference
0
Earnings History > 1 > surprise Percent
-
Earnings History > 2 > period
2025-09-30
Earnings History > 2 > report Date
2025-10-23
Earnings History > 2 > date
2025-09-30
Earnings History > 2 > before After Market
AfterMarket
Earnings History > 2 > currency
-
Earnings History > 2 > eps Actual
0.45
Earnings History > 2 > eps Estimate
0.42
Earnings History > 2 > eps Difference
0.03
Earnings History > 2 > surprise Percent
7.1429
Earnings History > 3 > period
2025-06-30
Earnings History > 3 > report Date
2025-07-24
Earnings History > 3 > date
2025-06-30
Earnings History > 3 > before After Market
AfterMarket
Earnings History > 3 > currency
USD
Earnings History > 3 > eps Actual
0.4
Earnings History > 3 > eps Estimate
0.38
Earnings History > 3 > eps Difference
0.02
Earnings History > 3 > surprise Percent
5.2632
Earnings History > 4 > period
2025-03-31
Earnings History > 4 > report Date
2025-04-24
Earnings History > 4 > date
2025-03-31
Earnings History > 4 > before After Market
AfterMarket
Earnings History > 4 > currency
USD
Earnings History > 4 > eps Actual
0.38
Earnings History > 4 > eps Estimate
0.38
Earnings History > 4 > eps Difference
0
Earnings History > 4 > surprise Percent
0
Earnings History > 5 > period
2024-12-31
Earnings History > 5 > report Date
2025-01-23
Earnings History > 5 > date
2024-12-31
Earnings History > 5 > before After Market
AfterMarket
Earnings History > 5 > currency
USD
Earnings History > 5 > eps Actual
0.34
Earnings History > 5 > eps Estimate
0.37
Earnings History > 5 > eps Difference
-0.03
Earnings History > 5 > surprise Percent
-8.1081
Earnings History > 6 > period
2024-09-30
Earnings History > 6 > report Date
2024-10-31
Earnings History > 6 > date
2024-09-30
Earnings History > 6 > before After Market
AfterMarket
Earnings History > 6 > currency
USD
Earnings History > 6 > eps Actual
0.35
Earnings History > 6 > eps Estimate
0.31
Earnings History > 6 > eps Difference
0.04
Earnings History > 6 > surprise Percent
12.9032
Earnings History > 7 > period
2024-06-30
Earnings History > 7 > report Date
2024-07-25
Earnings History > 7 > date
2024-06-30
Earnings History > 7 > before After Market
AfterMarket
Earnings History > 7 > currency
USD
Earnings History > 7 > eps Actual
0.31
Earnings History > 7 > eps Estimate
0.23
Earnings History > 7 > eps Difference
0.08
Earnings History > 7 > surprise Percent
34.7826
Earnings History > 8 > period
2024-03-31
Earnings History > 8 > report Date
2024-04-25
Earnings History > 8 > date
2024-03-31
Earnings History > 8 > before After Market
AfterMarket
Earnings History > 8 > currency
USD
Earnings History > 8 > eps Actual
0.23
Earnings History > 8 > eps Estimate
0.21
Earnings History > 8 > eps Difference
0.02
Earnings History > 8 > surprise Percent
9.5238
Earnings History > 9 > period
2023-12-31
Earnings History > 9 > report Date
2024-01-25
Earnings History > 9 > date
2023-12-31
Earnings History > 9 > before After Market
AfterMarket
Earnings History > 9 > currency
USD
Earnings History > 9 > eps Actual
0.17
Earnings History > 9 > eps Estimate
0.22
Earnings History > 9 > eps Difference
-0.05
Earnings History > 9 > surprise Percent
-22.7273
Earnings History > 10 > period
2023-09-30
Earnings History > 10 > report Date
2023-10-26
Earnings History > 10 > date
2023-09-30
Earnings History > 10 > before After Market
AfterMarket
Earnings History > 10 > currency
USD
Earnings History > 10 > eps Actual
0.23
Earnings History > 10 > eps Estimate
0.2
Earnings History > 10 > eps Difference
0.03
Earnings History > 10 > surprise Percent
15
Earnings History > 11 > period
2023-06-30
Earnings History > 11 > report Date
2023-07-27
Earnings History > 11 > date
2023-06-30
Earnings History > 11 > before After Market
AfterMarket
Earnings History > 11 > currency
USD
Earnings History > 11 > eps Actual
0.21
Earnings History > 11 > eps Estimate
0.24
Earnings History > 11 > eps Difference
-0.03
Earnings History > 11 > surprise Percent
-12.5
Earnings History > 12 > period
2023-03-31
Earnings History > 12 > report Date
2023-04-27
Earnings History > 12 > date
2023-03-31
Earnings History > 12 > before After Market
AfterMarket
Earnings History > 12 > currency
USD
Earnings History > 12 > eps Actual
0.29
Earnings History > 12 > eps Estimate
0.26
Earnings History > 12 > eps Difference
0.03
Earnings History > 12 > surprise Percent
11.5385
Earnings History > 13 > period
2022-12-31
Earnings History > 13 > report Date
2023-01-26
Earnings History > 13 > date
2022-12-31
Earnings History > 13 > before After Market
AfterMarket
Earnings History > 13 > currency
USD
Earnings History > 13 > eps Actual
0.22
Earnings History > 13 > eps Estimate
0.3
Earnings History > 13 > eps Difference
-0.08
Earnings History > 13 > surprise Percent
-26.6667
Earnings History > 14 > period
2022-09-30
Earnings History > 14 > report Date
2022-10-27
Earnings History > 14 > date
2022-09-30
Earnings History > 14 > before After Market
AfterMarket
Earnings History > 14 > currency
USD
Earnings History > 14 > eps Actual
0.28
Earnings History > 14 > eps Estimate
0.3
Earnings History > 14 > eps Difference
-0.02
Earnings History > 14 > surprise Percent
-6.6667
Earnings History > 15 > period
2022-06-30
Earnings History > 15 > report Date
2022-07-28
Earnings History > 15 > date
2022-06-30
Earnings History > 15 > before After Market
AfterMarket
Earnings History > 15 > currency
USD
Earnings History > 15 > eps Actual
0.26
Earnings History > 15 > eps Estimate
0.26
Earnings History > 15 > eps Difference
0
Earnings History > 15 > surprise Percent
0
Earnings History > 16 > period
2022-03-31
Earnings History > 16 > report Date
2022-04-28
Earnings History > 16 > date
2022-03-31
Earnings History > 16 > before After Market
AfterMarket
Earnings History > 16 > currency
USD
Earnings History > 16 > eps Actual
0.24
Earnings History > 16 > eps Estimate
0.24
Earnings History > 16 > eps Difference
0
Earnings History > 16 > surprise Percent
0
Earnings History > 17 > period
2021-12-31
Earnings History > 17 > report Date
2022-01-27
Earnings History > 17 > date
2021-12-31
Earnings History > 17 > before After Market
AfterMarket
Earnings History > 17 > currency
USD
Earnings History > 17 > eps Actual
0.3
Earnings History > 17 > eps Estimate
0.24
Earnings History > 17 > eps Difference
0.06
Earnings History > 17 > surprise Percent
25
Earnings History > 18 > period
2021-09-30
Earnings History > 18 > report Date
2021-10-28
Earnings History > 18 > date
2021-09-30
Earnings History > 18 > before After Market
AfterMarket
Earnings History > 18 > currency
USD
Earnings History > 18 > eps Actual
0.37
Earnings History > 18 > eps Estimate
0.25
Earnings History > 18 > eps Difference
0.12
Earnings History > 18 > surprise Percent
48
Earnings History > 19 > period
2021-06-30
Earnings History > 19 > report Date
2021-07-30
Earnings History > 19 > date
2021-06-30
Earnings History > 19 > before After Market
AfterMarket
Earnings History > 19 > currency
USD
Earnings History > 19 > eps Actual
0.38
Earnings History > 19 > eps Estimate
0.2
Earnings History > 19 > eps Difference
0.18
Earnings History > 19 > surprise Percent
90
Earnings History > 20 > period
2021-03-31
Earnings History > 20 > report Date
2021-06-02
Earnings History > 20 > date
2021-03-31
Earnings History > 20 > before After Market
-
Earnings History > 20 > currency
USD
Earnings History > 20 > eps Actual
0.24
Earnings History > 20 > eps Estimate
0
Earnings History > 20 > eps Difference
0.24
Earnings History > 20 > surprise Percent
-
Earnings History > 21 > period
2020-12-31
Earnings History > 21 > report Date
2021-03-31
Earnings History > 21 > date
2020-12-31
Earnings History > 21 > before After Market
-
Earnings History > 21 > currency
USD
Earnings History > 21 > eps Actual
0.3986
Earnings History > 21 > eps Estimate
0
Earnings History > 21 > eps Difference
0.3986
Earnings History > 21 > surprise Percent
-
Earnings History > 22 > period
2020-03-31
Earnings History > 22 > report Date
2020-06-30
Earnings History > 22 > date
2020-03-31
Earnings History > 22 > before After Market
-
Earnings History > 22 > currency
USD
Earnings History > 22 > eps Actual
0.0658
Earnings History > 22 > eps Estimate
0
Earnings History > 22 > eps Difference
0.0658
Earnings History > 22 > surprise Percent
-
Earnings History > 23 > period
2019-12-31
Earnings History > 23 > report Date
2020-03-31
Earnings History > 23 > date
2019-12-31
Earnings History > 23 > before After Market
-
Earnings History > 23 > currency
USD
Earnings History > 23 > eps Actual
0.0948
Earnings History > 23 > eps Estimate
0
Earnings History > 23 > eps Difference
0.0948
Earnings History > 23 > surprise Percent
-
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries; and Medical Advantage (MDAvantage), which provides concierge-level banking services to physicians, dentists, and veterinarians. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
Stock Price
$ 0.00
0% increase compared to yesterday.
Dividend
Frequency:
Rate:
0.1Next Payout:
Dec 5, 2025Yield:
2.0672 %Insider Selling: USCB Financial (NASDAQ:USCB) Director Sells $1,522,718.08 in Stock - Defense World
12/14/2025
Insider Selling: USCB Financial (NASDAQ:USCB) Director Sells $1,522,718.08 in Stock Defense World
Read more →Insider Selling: USCB Financial (NASDAQ:USCB) Director Sells $728,520.00 in Stock - MarketBeat
12/13/2025
Insider Selling: USCB Financial (NASDAQ:USCB) Director Sells $728,520.00 in Stock MarketBeat
Read more →Showing 2 of 10
(Last Updated 2025-09-30)
Rating:
HOLD
Target Price:
$20.85
Analyst Picks
Strong Buy
0
Buy
2
Hold
3
Sell
0
Strong Sell
0
(Last Updated 2025-09-30)
Health Score
Price to Earnings Ratio (P/E)
-
Very High
Low ≥ 50
High ≤ 10
Price to Book Ratio (P/B)
-
Medium
Low ≤ 1
High ≥ 3
Return on Equity (ROE)
-
Very Low
Low ≤ 5%
High ≥ 25%
Return on Assets (ROA)
-
Very Low
Low ≤ 2%
High ≥ 10%
Free Cash Flow - Revenue % (FCF)
-
Very High
Low ≤ 5%
High ≥ 15%
Debt to Equity
-
Very Low
Low ≥ 1
High ≤ 0.3
* Institutions hold a combined 71.59% of the total shares of US Century Bank
1.
Patriot Financial Partners GP, LLC(22.342%)
since
2025/06/30
2.
Endeavour Capital Advisors Inc(6.1805%)
since
2025/06/30
3.
AllianceBernstein L.P.(4.8464%)
since
2025/06/30
4.
BlackRock Inc(4.391%)
since
2025/06/30
5.
Vanguard Group Inc(3.7107%)
since
2025/06/30
6.
Mendon Capital Advisors Corp(3.4418%)
since
2025/06/30
7.
Curi Capital, LLC(2.842%)
since
2025/06/30
8.
RMB Mendon Financial Services A(2.842%)
since
2025/07/31
9.
Vanguard Total Stock Mkt Idx Inv(2.3768%)
since
2025/07/31
10.
Basswood Capital Management LLC(2.3493%)
since
2025/06/30
11.
Pacific Ridge Capital Partners, LLC(1.7889%)
since
2025/06/30
12.
Kennedy Capital Management Inc(1.5484%)
since
2025/06/30
13.
Maltese Capital Management LLC(1.4404%)
since
2025/06/30
14.
iShares Russell 2000 ETF(1.2599%)
since
2025/08/31
15.
Geode Capital Management, LLC(1.2387%)
since
2025/06/30
16.
Banc Funds Co LLC(0.7432%)
since
2025/06/30
17.
Adara Smaller Companies(0.724%)
since
2025/07/31
18.
Dimensional Fund Advisors, Inc.(0.7157%)
since
2025/06/30
19.
State Street Corp(0.7065%)
since
2025/06/30
20.
Kennedy Bank Sector(0.6675%)
since
2025/06/30
21.
Northern Trust Corp(0.6145%)
since
2025/06/30
22.
Vanguard Institutional Extnd Mkt Idx Tr(0.5861%)
since
2025/07/31
23.
Fidelity Small Cap Index(0.527%)
since
2025/06/30
24.
Renaissance Technologies Corp(0.4448%)
since
2025/06/30
25.
Elizabeth Park Capital Advisors, Ltd(0.4413%)
since
2025/06/30
26.
iShares Russell 2000 Value ETF(0.3535%)
since
2025/08/31
27.
Connor Clark & Lunn Inv Mgmt Ltd(0.2922%)
since
2025/06/30
28.
Fidelity Extended Market Index(0.2758%)
since
2025/07/31
29.
Vanguard Russell 2000 ETF(0.251%)
since
2025/07/31
30.
Goldman Sachs Group Inc(0.2445%)
since
2025/06/30
31.
iShares Russell 2000 Growth ETF(0.1857%)
since
2025/08/31
32.
Northern Small Cap Value(0.1779%)
since
2025/06/30
33.
NT Quality Small Cap Value(0.1779%)
since
2025/06/30
34.
State St Russell Sm Cap® Indx SL Cl I(0.1578%)
since
2025/08/31
35.
Schwab Small Cap Index(0.1416%)
since
2025/07/31
36.
NT R2000 Index Fund - NL(0.1316%)
since
2025/06/30
37.
iShares Micro-Cap ETF(0.1208%)
since
2025/08/31
38.
NT R2000 Index Fund - DC - NL - 3(0.1049%)
since
2025/06/30
39.
BlackRock Advantage Small Cap Gr Instl(0.1028%)
since
2025/07/31
40.
DFA US Micro Cap I(0.1009%)
since
2025/07/31
* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.
Date
2025-12-31
EPS Estimate
0.5
Date
2025-09-30
EPS Actual
0.45
EPS Estimate
0.42
EPS Difference
0.03
Surprise Percent
7.1429%
(Last Updated 2025-09-30)
(Last Updated 2025-09-30)
Revenue
$ 0
Cost Of Revenue
$ 0
Gross Profit
$ 0
Operating Expenses
$ 0
Operating Income
$ 0
Interest Expense
$ 0
Pretax Income
$ 0
Net Income
$ 0
Income Tax Expense
$ 0
EBITDA
$ 0
Total Other Income Expense Net
$ 0
Earnings Per Share
0
Dividends Per Share
0
Shares Outstanding
0
Operating Margin
0%
(Last Updated 2025-09-30)
Cash
$ 0
Short Term Investments
$ 0
Receivables
$ 0
Inventories
$ 0
Total Current Assets
$ 0
Property Plant Equipment
$ 0
Total Assets
$ 0
Payables
$ 0
Short Term Debt
$ 0
Long Term Debt
$ 0
Total Liabilities
$ 0
Equity
$ 0
(Last Updated 2025-09-30)
Net Income
$ 0
Depreciation
$ 0
Change In Working Capital
$ 0
Cash From Operations
$ 0
Capital Expenditures
$ 0
Cash From Investing
$ 0
Cash From Financing
$ 0
Net Change In Cash
$ 0
Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.