USIO

Usio Inc

USIO, USA

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, and Discover supported by online and physical terminal access. Further, it provides a proprietary platform, enabling businesses to handle both e-checks and card payments; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Further, the company offers prepaid and incentive card issuance services; and operates a payment facilitation platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.

https://usio.com

Stock Price

$ 0.00

0% increase compared to yesterday.

Dividend

Frequency:

N/A

Rate:

N/A

Next Payout:

N/A
USIO
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USIO

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Showing 2 of 10

Analyst Ratings & Sentiment

(Last Updated 2025-09-30)

Rating:

BUY

Target Price:

$5.125

Analyst Picks

Strong Buy

2

Buy

2

Hold

0

Sell

1

Strong Sell

0

Sentiment:

Bullish

Finn Analysis

(Last Updated 2025-09-30)

Health Score

Price to Book Ratio (P/B)

-

Medium

2.12

Low ≤ 1

High ≥ 3

Return on Equity (ROE)

-

Very Low

-2.22 %

Low ≤ 5%

High ≥ 25%

Return on Assets (ROA)

-

Very Low

-0.42 %

Low ≤ 2%

High ≥ 10%

Free Cash Flow - Revenue % (FCF)

-

Very Low

0.40 %

Low ≤ 5%

High ≥ 15%

Debt to Equity

-

Very Low

4.32

Low ≥ 1

High ≤ 0.3

Investors

* Institutions hold a combined 32.93% of the total shares of Usio Inc

1.

Whittier Trust Co

(10.5894%)

since

2025/06/30

2.

Vanguard Group Inc

(3.8199%)

since

2025/06/30

3.

Perkins Capital Management Inc

(3.7428%)

since

2025/06/30

4.

Vanguard Total Stock Mkt Idx Inv

(2.7971%)

since

2025/07/31

5.

Perritt Capital Management Inc.

(1.567%)

since

2025/06/30

6.

Jacob Discovery Fd Instl

(1.5478%)

since

2025/06/30

7.

Renaissance Technologies Corp

(1.5245%)

since

2025/06/30

8.

Perritt MicroCap Opportunities Investor

(1.2832%)

since

2025/06/30

9.

Geode Capital Management, LLC

(0.6812%)

since

2025/06/30

10.

Vanguard Institutional Extnd Mkt Idx Tr

(0.6078%)

since

2025/07/31

11.

Bridgeway Capital Management, LLC

(0.3812%)

since

2025/06/30

12.

Fidelity Extended Market Index

(0.3608%)

since

2025/07/31

13.

Bridgeway Ultra-Small Company Market

(0.3397%)

since

2025/06/30

14.

Nationwide Bailard Cogntv Val M

(0.3334%)

since

2025/07/31

15.

BlackRock Inc

(0.3168%)

since

2025/06/30

16.

State Street Corp

(0.2898%)

since

2025/06/30

17.

Goldman Sachs Group Inc

(0.2503%)

since

2025/06/30

18.

GSA Capital Partners LLP

(0.2438%)

since

2025/06/30

19.

Morgan Stanley - Brokerage Accounts

(0.2278%)

since

2025/06/30

20.

O'Shaughnessy Asset Management LLC

(0.2218%)

since

2025/06/30

21.

Dimensional Fund Advisors, Inc.

(0.1752%)

since

2025/06/30

22.

Hanson Mcclain Inc

(0.1556%)

since

2025/06/30

23.

Citadel Advisors Llc

(0.1454%)

since

2025/06/30

24.

iShares Micro-Cap ETF

(0.1426%)

since

2025/08/31

25.

Madrona Financial Services, LLC

(0.1286%)

since

2025/06/30

26.

Northern Trust Corp

(0.126%)

since

2025/06/30

27.

Comprehensive Portfolio Management, LLC

(0.1184%)

since

2025/06/30

28.

XTX Topco Ltd

(0.1103%)

since

2025/06/30

29.

Fidelity Series Total Market Index

(0.0901%)

since

2025/07/31

30.

Fidelity Total Market Index

(0.0761%)

since

2025/07/31

31.

NT Ext Equity Mkt Idx Fd - NL

(0.0716%)

since

2025/06/30

32.

Spartan Extended Market Index Pool F

(0.068%)

since

2025/07/31

33.

Vanguard Instl Ttl Stk Mkt Idx InstlPls

(0.0622%)

since

2025/07/31

34.

Vanguard Instl Ttl Stck Mkt Idx Tr

(0.0622%)

since

2024/12/31

35.

NT Ext Equity Mkt Idx Fd - DC - NL - T2

(0.0556%)

since

2025/06/30

36.

NT Ext Equity Mkt Idx Fd - L

(0.0527%)

since

2025/06/30

37.

Northern Trust Extended Eq Market Idx

(0.0527%)

since

2025/06/30

38.

Fidelity Nasdaq Composite Index

(0.048%)

since

2025/07/31

39.

Spartan Total Market Index Pool G

(0.0379%)

since

2025/07/31

40.

State St US Extended Mkt Indx NL Cl C

(0.0264%)

since

2025/08/31

* Investors data is estimated based on stocks listed on Finnton that are currently held by Institution/Fund.

Earnings History

EPS ActualEPS EstimateEPS DifferenceSurprise Percent

Upcoming Earnings Release

Date

2026-03-31

EPS Estimate

0.0125

Latest Release

Date

2025-09-30

EPS Actual

-0.02

EPS Estimate

0.0025

EPS Difference

-0.0225

Surprise Percent

-900%

Investing Fit Scorecard

(Last Updated 2025-09-30)

Deep Value
Potential Value Candidate(4)
Defensive
Moderately Defensive(5.5)
Dividend
Weak Dividend Profile(3)
Economic Moat
Some Competitive Advantage(4.8)
GARP
Not Attractive for GARP(3)
Growth
Weak Growth Prospect(3)
Momentum
Moderate Momentum(5)
Net Net
Not Undervalued (Net-Net)(2.5)
Quality
Low Quality Business(3)
Value
Overpriced(3)

Income Statement

(Last Updated 2025-09-30)

Revenue

$ 0

Cost Of Revenue

$ 0

Gross Profit

$ 0

Operating Expenses

$ 0

Operating Income

$ 0

Interest Expense

$ 0

Pretax Income

$ 0

Net Income

$ 0

Income Tax Expense

$ 0

EBITDA

$ 0

Total Other Income Expense Net

$ 0

Earnings Per Share

0

Dividends Per Share

0

Shares Outstanding

0

Operating Margin

0%

Trend

Balance Sheet

(Last Updated 2025-09-30)

Cash

$ 0

Short Term Investments

$ 0

Receivables

$ 0

Inventories

$ 0

Total Current Assets

$ 0

Property Plant Equipment

$ 0

Total Assets

$ 0

Payables

$ 0

Short Term Debt

$ 0

Long Term Debt

$ 0

Total Liabilities

$ 0

Equity

$ 0

Trend

Cash Flow

(Last Updated 2025-09-30)

Net Income

$ 0

Depreciation

$ 0

Change In Working Capital

$ 0

Cash From Operations

$ 0

Capital Expenditures

$ 0

Cash From Investing

$ 0

Cash From Financing

$ 0

Net Change In Cash

$ 0

Trend

Disclaimer: Finnton is a stock screener tool provided for informational and educational purposes only. The data, analysis, and insights offered on this website do not constitute financial, investment, tax, or legal advice. Users are solely responsible for their own investment decisions, and Finnton makes no guarantees regarding the accuracy, completeness, or reliability of the information provided. Past performance is not indicative of future results. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.