_id

691727c13c536f8df2316c2e

Ticker

VBNK

Name

VersaBank

Exchange

NASDAQ

Address

140 Fullarton Street, London, ON, Canada, N6A 5P2

Country

USA

Sector

Financial Services

Industry

Banks - Regional

Currency

USD

Website

https://www.versabank.com

Description

VersaBank provides various banking products and services in Canada and the United States. The company operates through three segments: Digital Banking Canada, Digital Banking USA, and DRTC (cybersecurity services and banking and financial technology development). It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.

Last Close

14.3

Volume

25849

Current Price

14.46

Change

1.1188811188811199

Last Updated

2025-12-04T14:56:53.924Z

Image

https://logo.clearbit.com/www.versabank.com

Ipo Date

2021-08-27T00:00:00.000Z

Market Cap

406924864

Next Dividend Date

-

Dividend Frequency

-

Dividend Rate

-

Dividend Yield

0

Sentiment

0.9968

Sentiment Sources

5

Rating

4

Target Price

11.5

Strong Buy

1

Buy

2

Hold

1

Sell

0

Strong Sell

0

Current Quarter

2025-07-31

Revenue

75791000

Cost Of Revenue

45389000

Gross Profit

30402000

Operating Expenses

21649000

Operating Income

8753000

Interest Expense

44208000

Pretax Income

8753000

Net Income

6582000

Eps

0.20334441316322346

Dividends Per Share

807000

Shares Outstanding

32167644

Income Tax Expense

2171000

EBITDA

9480000

Operating Margin

11.548864640920426

Total Other Income Expense Net

-

Cash

460312000

Short Term Investments

161089000

Receivables

33367000

Inventories

-

Total Current Assets

654768000

Property Plant Equipment

26700000

Total Assets

5477489000

Payables

-

Short Term Debt

-

Long Term Debt

102148000

Total Liabilities

4949347000

Equity

528142000

Depreciation

727000

Change In Working Capital

182316000

Cash From Operations

183574000

Capital Expenditures

57000

Cash From Investing

-57563000

Cash From Financing

-6425000

Net Change In Cash

120126000

PE

18.5672

PB

0.8862234150664026

ROE

1.2462557418270086

ROA

0.12016454985121833

FCF

183517000

Fcf Percent

2.4213560976896993

Piotroski FScore

4

Health Score

51

Deep Value Investing Score

7

Defensive Investing Score

4.5

Dividend Investing Score

3.5

Economic Moat Investing Score

6.3

Garp Investing Score

2.5

Growth Investing Score

3

Momentum Investing Score

5

Net Net Investing Score

5.5

Quality Investing Score

3.5

Value Investing Score

5.5

Quarters > 0 > quarter

2025-07-31

Quarters > 0 > income Statement > revenue

75791000

Quarters > 0 > income Statement > cost Of Revenue

45389000

Quarters > 0 > income Statement > gross Profit

30402000

Quarters > 0 > income Statement > operating Expenses

21649000

Quarters > 0 > income Statement > operating Income

8753000

Quarters > 0 > income Statement > interest Expense

44208000

Quarters > 0 > income Statement > pretax Income

8753000

Quarters > 0 > income Statement > net Income

6582000

Quarters > 0 > income Statement > eps

0.20334441316322346

Quarters > 0 > income Statement > dividends Per Share

807000

Quarters > 0 > income Statement > shares Outstanding

32368728

Quarters > 0 > income Statement > income Tax Expense

2171000

Quarters > 0 > income Statement > EBITDA

9480000

Quarters > 0 > income Statement > operating Margin

11.548864640920426

Quarters > 0 > income Statement > total Other Income Expense Net

-

Quarters > 0 > balance Sheet > cash

460312000

Quarters > 0 > balance Sheet > short Term Investments

161089000

Quarters > 0 > balance Sheet > receivables

33367000

Quarters > 0 > balance Sheet > inventories

-

Quarters > 0 > balance Sheet > total Current Assets

654768000

Quarters > 0 > balance Sheet > property Plant Equipment

26700000

Quarters > 0 > balance Sheet > total Assets

5477489000

Quarters > 0 > balance Sheet > payables

-

Quarters > 0 > balance Sheet > short Term Debt

-

Quarters > 0 > balance Sheet > long Term Debt

102148000

Quarters > 0 > balance Sheet > total Liabilities

4949347000

Quarters > 0 > balance Sheet > equity

528142000

Quarters > 0 > cash Flow > net Income

6582000

Quarters > 0 > cash Flow > depreciation

727000

Quarters > 0 > cash Flow > change In Working Capital

182316000

Quarters > 0 > cash Flow > cash From Operations

183574000

Quarters > 0 > cash Flow > capital Expenditures

57000

Quarters > 0 > cash Flow > cash From Investing

-57563000

Quarters > 0 > cash Flow > cash From Financing

-6425000

Quarters > 0 > cash Flow > net Change In Cash

120126000

Quarters > 0 > ratios > PE

0.20334441316322346

Quarters > 0 > ratios > PB

0.8862234150664026

Quarters > 0 > ratios > ROE

1.2462557418270086

Quarters > 0 > ratios > ROA

0.12016454985121833

Quarters > 0 > ratios > FCF

183517000

Quarters > 0 > ratios > Piotroski FScore

4

Quarters > 0 > ratios > fcf Percent

2.4213560976896993

Quarters > 0 > health Score

51

Quarters > 1 > quarter

2025-04-30

Quarters > 1 > income Statement > revenue

73083000

Quarters > 1 > income Statement > cost Of Revenue

43833000

Quarters > 1 > income Statement > gross Profit

29250000

Quarters > 1 > income Statement > operating Expenses

17516000

Quarters > 1 > income Statement > operating Income

11734000

Quarters > 1 > income Statement > interest Expense

42944000

Quarters > 1 > income Statement > pretax Income

11734000

Quarters > 1 > income Statement > net Income

8529000

Quarters > 1 > income Statement > eps

0.26227916380396243

Quarters > 1 > income Statement > dividends Per Share

813000

Quarters > 1 > income Statement > shares Outstanding

32518786

Quarters > 1 > income Statement > income Tax Expense

3205000

Quarters > 1 > income Statement > EBITDA

12462000

Quarters > 1 > income Statement > operating Margin

16.055717471915493

Quarters > 1 > income Statement > total Other Income Expense Net

-

Quarters > 1 > balance Sheet > cash

340186000

Quarters > 1 > balance Sheet > short Term Investments

105760000

Quarters > 1 > balance Sheet > receivables

29792000

Quarters > 1 > balance Sheet > inventories

-

Quarters > 1 > balance Sheet > total Current Assets

475738000

Quarters > 1 > balance Sheet > property Plant Equipment

27167000

Quarters > 1 > balance Sheet > total Assets

5047133000

Quarters > 1 > balance Sheet > payables

-

Quarters > 1 > balance Sheet > short Term Debt

-

Quarters > 1 > balance Sheet > long Term Debt

101844000

Quarters > 1 > balance Sheet > total Liabilities

4518827000

Quarters > 1 > balance Sheet > equity

528306000

Quarters > 1 > cash Flow > net Income

8529000

Quarters > 1 > cash Flow > depreciation

728000

Quarters > 1 > cash Flow > change In Working Capital

-100470000

Quarters > 1 > cash Flow > cash From Operations

-99439000

Quarters > 1 > cash Flow > capital Expenditures

731000

Quarters > 1 > cash Flow > cash From Investing

57604000

Quarters > 1 > cash Flow > cash From Financing

-1280000

Quarters > 1 > cash Flow > net Change In Cash

-46507000

Quarters > 1 > ratios > PE

0.26227916380396243

Quarters > 1 > ratios > PB

0.8900554708066916

Quarters > 1 > ratios > ROE

1.6144052878445447

Quarters > 1 > ratios > ROA

0.16898702689229708

Quarters > 1 > ratios > FCF

-100170000

Quarters > 1 > ratios > Piotroski FScore

2

Quarters > 1 > ratios > fcf Percent

-1.3706333894339313

Quarters > 1 > health Score

32

Quarters > 2 > quarter

2025-01-31

Quarters > 2 > income Statement > revenue

75349000

Quarters > 2 > income Statement > cost Of Revenue

48546000

Quarters > 2 > income Statement > gross Profit

26803000

Quarters > 2 > income Statement > operating Expenses

15699000

Quarters > 2 > income Statement > operating Income

11104000

Quarters > 2 > income Statement > interest Expense

47522000

Quarters > 2 > income Statement > pretax Income

11104000

Quarters > 2 > income Statement > net Income

8143000

Quarters > 2 > income Statement > eps

0.28020420117732564

Quarters > 2 > income Statement > dividends Per Share

813000

Quarters > 2 > income Statement > shares Outstanding

29060949

Quarters > 2 > income Statement > income Tax Expense

2961000

Quarters > 2 > income Statement > EBITDA

11848000

Quarters > 2 > income Statement > operating Margin

14.736758284781484

Quarters > 2 > income Statement > total Other Income Expense Net

11104000

Quarters > 2 > balance Sheet > cash

386693000

Quarters > 2 > balance Sheet > short Term Investments

159499000

Quarters > 2 > balance Sheet > receivables

30337000

Quarters > 2 > balance Sheet > inventories

-

Quarters > 2 > balance Sheet > total Current Assets

576529000

Quarters > 2 > balance Sheet > property Plant Equipment

27667000

Quarters > 2 > balance Sheet > total Assets

4971732000

Quarters > 2 > balance Sheet > payables

-

Quarters > 2 > balance Sheet > short Term Debt

-

Quarters > 2 > balance Sheet > long Term Debt

106824000

Quarters > 2 > balance Sheet > total Liabilities

4450437000

Quarters > 2 > balance Sheet > equity

521295000

Quarters > 2 > cash Flow > net Income

8143000

Quarters > 2 > cash Flow > depreciation

744000

Quarters > 2 > cash Flow > change In Working Capital

-104240000

Quarters > 2 > cash Flow > cash From Operations

-89062000

Quarters > 2 > cash Flow > capital Expenditures

1452000

Quarters > 2 > cash Flow > cash From Investing

135285000

Quarters > 2 > cash Flow > cash From Financing

113883000

Quarters > 2 > cash Flow > net Change In Cash

161439000

Quarters > 2 > ratios > PE

0.28020420117732564

Quarters > 2 > ratios > PB

0.806110403015567

Quarters > 2 > ratios > ROE

1.562071379928831

Quarters > 2 > ratios > ROA

0.16378598041889628

Quarters > 2 > ratios > FCF

-90514000

Quarters > 2 > ratios > Piotroski FScore

2

Quarters > 2 > ratios > fcf Percent

-1.2012634540604388

Quarters > 2 > health Score

32

Quarters > 3 > quarter

2024-10-31

Quarters > 3 > income Statement > revenue

75622000

Quarters > 3 > income Statement > cost Of Revenue

48181000

Quarters > 3 > income Statement > gross Profit

27441000

Quarters > 3 > income Statement > operating Expenses

19365000

Quarters > 3 > income Statement > operating Income

8076000

Quarters > 3 > income Statement > interest Expense

48337000

Quarters > 3 > income Statement > pretax Income

8076000

Quarters > 3 > income Statement > net Income

5516000

Quarters > 3 > income Statement > eps

0.21244453564615953

Quarters > 3 > income Statement > dividends Per Share

897000

Quarters > 3 > income Statement > shares Outstanding

25964424

Quarters > 3 > income Statement > income Tax Expense

2560000

Quarters > 3 > income Statement > EBITDA

8918000

Quarters > 3 > income Statement > operating Margin

10.67943191134855

Quarters > 3 > income Statement > total Other Income Expense Net

8076000

Quarters > 3 > balance Sheet > cash

225254000

Quarters > 3 > balance Sheet > short Term Investments

953000

Quarters > 3 > balance Sheet > receivables

32495000

Quarters > 3 > balance Sheet > inventories

-

Quarters > 3 > balance Sheet > total Current Assets

258702000

Quarters > 3 > balance Sheet > property Plant Equipment

26619000

Quarters > 3 > balance Sheet > total Assets

4838484000

Quarters > 3 > balance Sheet > payables

-

Quarters > 3 > balance Sheet > short Term Debt

-

Quarters > 3 > balance Sheet > long Term Debt

102503000

Quarters > 3 > balance Sheet > total Liabilities

4439281000

Quarters > 3 > balance Sheet > equity

399203000

Quarters > 3 > cash Flow > net Income

5516000

Quarters > 3 > cash Flow > depreciation

842000

Quarters > 3 > cash Flow > change In Working Capital

135302000

Quarters > 3 > cash Flow > cash From Operations

153283000

Quarters > 3 > cash Flow > capital Expenditures

103000

Quarters > 3 > cash Flow > cash From Investing

-153032000

Quarters > 3 > cash Flow > cash From Financing

-15100000

Quarters > 3 > cash Flow > net Change In Cash

-22729000

Quarters > 3 > ratios > PE

0.21244453564615953

Quarters > 3 > ratios > PB

0.9404878496404085

Quarters > 3 > ratios > ROE

1.381753143137702

Quarters > 3 > ratios > ROA

0.11400265041694878

Quarters > 3 > ratios > FCF

153180000

Quarters > 3 > ratios > Piotroski FScore

4

Quarters > 3 > ratios > fcf Percent

2.0256010155774775

Quarters > 3 > health Score

52

Annuals > 0 > quarter

2024-10-31

Annuals > 0 > income Statement > revenue

111633000

Annuals > 0 > income Statement > cost Of Revenue

182496000

Annuals > 0 > income Statement > gross Profit

111633000

Annuals > 0 > income Statement > operating Expenses

57108000

Annuals > 0 > income Statement > operating Income

54793000

Annuals > 0 > income Statement > interest Expense

182764000

Annuals > 0 > income Statement > pretax Income

54793000

Annuals > 0 > income Statement > net Income

39748000

Annuals > 0 > income Statement > eps

1.53086392365184

Annuals > 0 > income Statement > dividends Per Share

3588000

Annuals > 0 > income Statement > shares Outstanding

25964424

Annuals > 0 > income Statement > income Tax Expense

15045000

Annuals > 0 > income Statement > EBITDA

57427000

Annuals > 0 > income Statement > operating Margin

49.083156414321934

Annuals > 0 > income Statement > total Other Income Expense Net

54793000

Annuals > 0 > balance Sheet > cash

225254000

Annuals > 0 > balance Sheet > short Term Investments

953000

Annuals > 0 > balance Sheet > receivables

32495000

Annuals > 0 > balance Sheet > inventories

-

Annuals > 0 > balance Sheet > total Current Assets

258702000

Annuals > 0 > balance Sheet > property Plant Equipment

26619000

Annuals > 0 > balance Sheet > total Assets

4838484000

Annuals > 0 > balance Sheet > payables

-

Annuals > 0 > balance Sheet > short Term Debt

-

Annuals > 0 > balance Sheet > long Term Debt

102503000

Annuals > 0 > balance Sheet > total Liabilities

4439281000

Annuals > 0 > balance Sheet > equity

399203000

Annuals > 0 > cash Flow > net Income

39748000

Annuals > 0 > cash Flow > depreciation

2634000

Annuals > 0 > cash Flow > change In Working Capital

229864000

Annuals > 0 > cash Flow > cash From Operations

272705000

Annuals > 0 > cash Flow > capital Expenditures

18578000

Annuals > 0 > cash Flow > cash From Investing

-157583000

Annuals > 0 > cash Flow > cash From Financing

-23332000

Annuals > 0 > cash Flow > net Change In Cash

93012000

Annuals > 0 > ratios > PE

1.53086392365184

Annuals > 0 > ratios > PB

0.8091057295661606

Annuals > 0 > ratios > ROE

9.95683900171091

Annuals > 0 > ratios > ROA

0.8214969812858738

Annuals > 0 > ratios > FCF

254127000

Annuals > 0 > ratios > Piotroski FScore

3

Annuals > 0 > ratios > fcf Percent

2.2764505119453924

Annuals > 0 > health Score

58

Annuals > 1 > quarter

2023-10-31

Annuals > 1 > income Statement > revenue

237918000

Annuals > 1 > income Statement > cost Of Revenue

129892000

Annuals > 1 > income Statement > gross Profit

108026000

Annuals > 1 > income Statement > operating Expenses

50381000

Annuals > 1 > income Statement > operating Income

57645000

Annuals > 1 > income Statement > interest Expense

129283000

Annuals > 1 > income Statement > pretax Income

57645000

Annuals > 1 > income Statement > net Income

42162000

Annuals > 1 > income Statement > eps

1.604720211310617

Annuals > 1 > income Statement > dividends Per Share

3600000

Annuals > 1 > income Statement > shares Outstanding

26273739

Annuals > 1 > income Statement > income Tax Expense

15483000

Annuals > 1 > income Statement > EBITDA

59428000

Annuals > 1 > income Statement > operating Margin

24.22893601997327

Annuals > 1 > income Statement > total Other Income Expense Net

57645000

Annuals > 1 > balance Sheet > cash

132242000

Annuals > 1 > balance Sheet > short Term Investments

953000

Annuals > 1 > balance Sheet > receivables

24539000

Annuals > 1 > balance Sheet > inventories

-156781000

Annuals > 1 > balance Sheet > total Current Assets

157734000

Annuals > 1 > balance Sheet > property Plant Equipment

9963000

Annuals > 1 > balance Sheet > total Assets

4201610000

Annuals > 1 > balance Sheet > payables

9681000

Annuals > 1 > balance Sheet > short Term Debt

735000

Annuals > 1 > balance Sheet > long Term Debt

106850000

Annuals > 1 > balance Sheet > total Liabilities

3824452000

Annuals > 1 > balance Sheet > equity

377158000

Annuals > 1 > cash Flow > net Income

42162000

Annuals > 1 > cash Flow > depreciation

1783000

Annuals > 1 > cash Flow > change In Working Capital

12440000

Annuals > 1 > cash Flow > cash From Operations

94717000

Annuals > 1 > cash Flow > capital Expenditures

362000

Annuals > 1 > cash Flow > cash From Investing

-28140000

Annuals > 1 > cash Flow > cash From Financing

-17312000

Annuals > 1 > cash Flow > net Change In Cash

43661000

Annuals > 1 > ratios > PE

1.604720211310617

Annuals > 1 > ratios > PB

0.8666005047221589

Annuals > 1 > ratios > ROE

11.17886933327677

Annuals > 1 > ratios > ROA

1.0034724784070868

Annuals > 1 > ratios > FCF

94355000

Annuals > 1 > ratios > Piotroski FScore

4

Annuals > 1 > ratios > fcf Percent

0.39658621878126077

Annuals > 1 > health Score

60

Annuals > 2 > quarter

2022-10-31

Annuals > 2 > income Statement > revenue

132543000

Annuals > 2 > income Statement > cost Of Revenue

50602000

Annuals > 2 > income Statement > gross Profit

81941000

Annuals > 2 > income Statement > operating Expenses

49393000

Annuals > 2 > income Statement > operating Income

32548000

Annuals > 2 > income Statement > interest Expense

50151000

Annuals > 2 > income Statement > pretax Income

32548000

Annuals > 2 > income Statement > net Income

22658000

Annuals > 2 > income Statement > eps

0.8261660625872751

Annuals > 2 > income Statement > dividends Per Share

3729000

Annuals > 2 > income Statement > shares Outstanding

27425479

Annuals > 2 > income Statement > income Tax Expense

9890000

Annuals > 2 > income Statement > EBITDA

34486000

Annuals > 2 > income Statement > operating Margin

24.556559003493206

Annuals > 2 > income Statement > total Other Income Expense Net

-50151000

Annuals > 2 > balance Sheet > cash

88581000

Annuals > 2 > balance Sheet > short Term Investments

953000

Annuals > 2 > balance Sheet > receivables

18476000

Annuals > 2 > balance Sheet > inventories

-110831000

Annuals > 2 > balance Sheet > total Current Assets

108010000

Annuals > 2 > balance Sheet > property Plant Equipment

10990000

Annuals > 2 > balance Sheet > total Assets

3265998000

Annuals > 2 > balance Sheet > payables

7662000

Annuals > 2 > balance Sheet > short Term Debt

708000

Annuals > 2 > balance Sheet > long Term Debt

104951000

Annuals > 2 > balance Sheet > total Liabilities

2915323000

Annuals > 2 > balance Sheet > equity

350675000

Annuals > 2 > cash Flow > net Income

22658000

Annuals > 2 > cash Flow > depreciation

1938000

Annuals > 2 > cash Flow > change In Working Capital

-75128000

Annuals > 2 > cash Flow > cash From Operations

-32654000

Annuals > 2 > cash Flow > capital Expenditures

581000

Annuals > 2 > cash Flow > cash From Investing

-141612000

Annuals > 2 > cash Flow > cash From Financing

-6301000

Annuals > 2 > cash Flow > net Change In Cash

-182942000

Annuals > 2 > ratios > PE

0.8261660625872751

Annuals > 2 > ratios > PB

0.9729035681471447

Annuals > 2 > ratios > ROE

6.461253297212519

Annuals > 2 > ratios > ROA

0.6937542521458984

Annuals > 2 > ratios > FCF

-33235000

Annuals > 2 > ratios > Piotroski FScore

2

Annuals > 2 > ratios > fcf Percent

-0.25074881359256995

Annuals > 2 > health Score

36

Annuals > 3 > quarter

2021-10-31

Annuals > 3 > income Statement > revenue

94688000

Annuals > 3 > income Statement > cost Of Revenue

28893000

Annuals > 3 > income Statement > gross Profit

65795000

Annuals > 3 > income Statement > operating Expenses

35006000

Annuals > 3 > income Statement > operating Income

30789000

Annuals > 3 > income Statement > interest Expense

29331000

Annuals > 3 > income Statement > pretax Income

30789000

Annuals > 3 > income Statement > net Income

22380000

Annuals > 3 > income Statement > eps

1.028826921246931

Annuals > 3 > income Statement > dividends Per Share

3846000

Annuals > 3 > income Statement > shares Outstanding

21752930

Annuals > 3 > income Statement > income Tax Expense

8409000

Annuals > 3 > income Statement > EBITDA

32518000

Annuals > 3 > income Statement > operating Margin

32.516263940520446

Annuals > 3 > income Statement > total Other Income Expense Net

30789000

Annuals > 3 > balance Sheet > cash

271523000

Annuals > 3 > balance Sheet > short Term Investments

953000

Annuals > 3 > balance Sheet > receivables

10838000

Annuals > 3 > balance Sheet > inventories

-274166000

Annuals > 3 > balance Sheet > total Current Assets

296013000

Annuals > 3 > balance Sheet > property Plant Equipment

11892000

Annuals > 3 > balance Sheet > total Assets

2415086000

Annuals > 3 > balance Sheet > payables

110764000

Annuals > 3 > balance Sheet > short Term Debt

669000

Annuals > 3 > balance Sheet > long Term Debt

95272000

Annuals > 3 > balance Sheet > total Liabilities

2082980000

Annuals > 3 > balance Sheet > equity

332106000

Annuals > 3 > cash Flow > net Income

22380000

Annuals > 3 > cash Flow > depreciation

1729000

Annuals > 3 > cash Flow > change In Working Capital

-134286000

Annuals > 3 > cash Flow > cash From Operations

-108305000

Annuals > 3 > cash Flow > capital Expenditures

14000

Annuals > 3 > cash Flow > cash From Investing

-8440000

Annuals > 3 > cash Flow > cash From Financing

131403000

Annuals > 3 > cash Flow > net Change In Cash

13879000

Annuals > 3 > ratios > PE

1.028826921246931

Annuals > 3 > ratios > PB

0.8148195130470391

Annuals > 3 > ratios > ROE

6.738812306914058

Annuals > 3 > ratios > ROA

0.9266750749248681

Annuals > 3 > ratios > FCF

-108319000

Annuals > 3 > ratios > Piotroski FScore

2

Annuals > 3 > ratios > fcf Percent

-1.1439569956066238

Annuals > 3 > health Score

36

Valuation > metrics > PE

18.5672

Valuation > metrics > PB

0.8862234150664026

Valuation > final Score

100

Valuation > verdict

5.7% Undervalued

Profitability > metrics > ROE

1.2462557418270086

Profitability > metrics > ROA

1.0052415512059234

Profitability > metrics > Net Margin

0.08684408438996714

Profitability > final Score

19

Profitability > verdict

Weak

Risk > metrics > Debt Equity

9.371242961173321

Risk > metrics > Interest Coverage

0.19799583785740138

Risk > final Score

7

Risk > verdict

High

Liquidity > final Score

50

Liquidity > verdict

Weak

Prev Valuations > 0

90

Prev Valuations > 1

90

Prev Valuations > 2

90

Prev Profitabilities > 0

26

Prev Profitabilities > 1

24

Prev Profitabilities > 2

20

Prev Risks > 0

7

Prev Risks > 1

7

Prev Risks > 2

7

Prev Liquidities > 0

50

Prev Liquidities > 1

50

Prev Liquidities > 2

50

Updated At

2025-12-13T01:34:02.704Z

Earnings History > 0 > period

2026-01-31

Earnings History > 0 > report Date

2026-03-03

Earnings History > 0 > date

2026-01-31

Earnings History > 0 > before After Market

BeforeMarket

Earnings History > 0 > currency

-

Earnings History > 0 > eps Actual

-

Earnings History > 0 > eps Estimate

0.2801

Earnings History > 0 > eps Difference

0

Earnings History > 0 > surprise Percent

-

Earnings History > 1 > period

2025-10-31

Earnings History > 1 > report Date

2025-12-10

Earnings History > 1 > date

2025-10-31

Earnings History > 1 > before After Market

BeforeMarket

Earnings History > 1 > currency

-

Earnings History > 1 > eps Actual

-

Earnings History > 1 > eps Estimate

0.24

Earnings History > 1 > eps Difference

0

Earnings History > 1 > surprise Percent

-

Earnings History > 2 > period

2025-07-31

Earnings History > 2 > report Date

2025-09-04

Earnings History > 2 > date

2025-07-31

Earnings History > 2 > before After Market

BeforeMarket

Earnings History > 2 > currency

-

Earnings History > 2 > eps Actual

0.22

Earnings History > 2 > eps Estimate

0.18

Earnings History > 2 > eps Difference

0.04

Earnings History > 2 > surprise Percent

22.2222

Earnings History > 3 > period

2025-04-30

Earnings History > 3 > report Date

2025-06-04

Earnings History > 3 > date

2025-04-30

Earnings History > 3 > before After Market

BeforeMarket

Earnings History > 3 > currency

CAD

Earnings History > 3 > eps Actual

0.19

Earnings History > 3 > eps Estimate

0.21

Earnings History > 3 > eps Difference

-0.02

Earnings History > 3 > surprise Percent

-9.5238

Earnings History > 4 > period

2025-01-31

Earnings History > 4 > report Date

2025-03-05

Earnings History > 4 > date

2025-01-31

Earnings History > 4 > before After Market

BeforeMarket

Earnings History > 4 > currency

CAD

Earnings History > 4 > eps Actual

0.19

Earnings History > 4 > eps Estimate

0.27

Earnings History > 4 > eps Difference

-0.08

Earnings History > 4 > surprise Percent

-29.6296

Earnings History > 5 > period

2024-10-31

Earnings History > 5 > report Date

2024-12-09

Earnings History > 5 > date

2024-10-31

Earnings History > 5 > before After Market

BeforeMarket

Earnings History > 5 > currency

CAD

Earnings History > 5 > eps Actual

0.14

Earnings History > 5 > eps Estimate

0.29

Earnings History > 5 > eps Difference

-0.15

Earnings History > 5 > surprise Percent

-51.7241

Earnings History > 6 > period

2024-07-31

Earnings History > 6 > report Date

2024-09-05

Earnings History > 6 > date

2024-07-31

Earnings History > 6 > before After Market

BeforeMarket

Earnings History > 6 > currency

CAD

Earnings History > 6 > eps Actual

0.27

Earnings History > 6 > eps Estimate

0.34

Earnings History > 6 > eps Difference

-0.07

Earnings History > 6 > surprise Percent

-20.5882

Earnings History > 7 > period

2024-04-30

Earnings History > 7 > report Date

2024-06-05

Earnings History > 7 > date

2024-04-30

Earnings History > 7 > before After Market

BeforeMarket

Earnings History > 7 > currency

CAD

Earnings History > 7 > eps Actual

0.33

Earnings History > 7 > eps Estimate

0.34

Earnings History > 7 > eps Difference

-0.01

Earnings History > 7 > surprise Percent

-2.9412

Earnings History > 8 > period

2024-01-31

Earnings History > 8 > report Date

2024-03-06

Earnings History > 8 > date

2024-01-31

Earnings History > 8 > before After Market

BeforeMarket

Earnings History > 8 > currency

CAD

Earnings History > 8 > eps Actual

0.35

Earnings History > 8 > eps Estimate

0.34

Earnings History > 8 > eps Difference

0.01

Earnings History > 8 > surprise Percent

2.9412

Earnings History > 9 > period

2023-10-31

Earnings History > 9 > report Date

2023-12-13

Earnings History > 9 > date

2023-10-31

Earnings History > 9 > before After Market

BeforeMarket

Earnings History > 9 > currency

CAD

Earnings History > 9 > eps Actual

0.35

Earnings History > 9 > eps Estimate

0.31

Earnings History > 9 > eps Difference

0.04

Earnings History > 9 > surprise Percent

12.9032

Earnings History > 10 > period

2023-07-31

Earnings History > 10 > report Date

2023-08-30

Earnings History > 10 > date

2023-07-31

Earnings History > 10 > before After Market

BeforeMarket

Earnings History > 10 > currency

CAD

Earnings History > 10 > eps Actual

0.28

Earnings History > 10 > eps Estimate

0.3

Earnings History > 10 > eps Difference

-0.02

Earnings History > 10 > surprise Percent

-6.6667

Earnings History > 11 > period

2023-04-30

Earnings History > 11 > report Date

2023-06-07

Earnings History > 11 > date

2023-04-30

Earnings History > 11 > before After Market

BeforeMarket

Earnings History > 11 > currency

CAD

Earnings History > 11 > eps Actual

0.28

Earnings History > 11 > eps Estimate

0.27

Earnings History > 11 > eps Difference

0.01

Earnings History > 11 > surprise Percent

3.7037

Earnings History > 12 > period

2023-01-31

Earnings History > 12 > report Date

2023-03-08

Earnings History > 12 > date

2023-01-31

Earnings History > 12 > before After Market

BeforeMarket

Earnings History > 12 > currency

CAD

Earnings History > 12 > eps Actual

0.25

Earnings History > 12 > eps Estimate

0.2

Earnings History > 12 > eps Difference

0.05

Earnings History > 12 > surprise Percent

25

Earnings History > 13 > period

2022-10-31

Earnings History > 13 > report Date

2022-12-07

Earnings History > 13 > date

2022-10-31

Earnings History > 13 > before After Market

BeforeMarket

Earnings History > 13 > currency

CAD

Earnings History > 13 > eps Actual

0.17

Earnings History > 13 > eps Estimate

0.16

Earnings History > 13 > eps Difference

0.01

Earnings History > 13 > surprise Percent

6.25

Earnings History > 14 > period

2022-07-31

Earnings History > 14 > report Date

2022-08-31

Earnings History > 14 > date

2022-07-31

Earnings History > 14 > before After Market

BeforeMarket

Earnings History > 14 > currency

CAD

Earnings History > 14 > eps Actual

0.15

Earnings History > 14 > eps Estimate

0.18

Earnings History > 14 > eps Difference

-0.03

Earnings History > 14 > surprise Percent

-16.6667

Earnings History > 15 > period

2022-04-30

Earnings History > 15 > report Date

2022-06-01

Earnings History > 15 > date

2022-04-30

Earnings History > 15 > before After Market

BeforeMarket

Earnings History > 15 > currency

CAD

Earnings History > 15 > eps Actual

0.13

Earnings History > 15 > eps Estimate

0.17

Earnings History > 15 > eps Difference

-0.04

Earnings History > 15 > surprise Percent

-23.5294

Earnings History > 16 > period

2022-01-31

Earnings History > 16 > report Date

2022-03-02

Earnings History > 16 > date

2022-01-31

Earnings History > 16 > before After Market

BeforeMarket

Earnings History > 16 > currency

CAD

Earnings History > 16 > eps Actual

0.15

Earnings History > 16 > eps Estimate

0.18

Earnings History > 16 > eps Difference

-0.03

Earnings History > 16 > surprise Percent

-16.6667

Earnings History > 17 > period

2021-10-31

Earnings History > 17 > report Date

2021-12-01

Earnings History > 17 > date

2021-10-31

Earnings History > 17 > before After Market

BeforeMarket

Earnings History > 17 > currency

CAD

Earnings History > 17 > eps Actual

0.19

Earnings History > 17 > eps Estimate

0.19

Earnings History > 17 > eps Difference

0

Earnings History > 17 > surprise Percent

0

Earnings History > 18 > period

2021-07-31

Earnings History > 18 > report Date

2021-09-01

Earnings History > 18 > date

2021-07-31

Earnings History > 18 > before After Market

BeforeMarket

Earnings History > 18 > currency

CAD

Earnings History > 18 > eps Actual

0.2

Earnings History > 18 > eps Estimate

0.21

Earnings History > 18 > eps Difference

-0.01

Earnings History > 18 > surprise Percent

-4.7619

Earnings History > 19 > period

2021-04-30

Earnings History > 19 > report Date

2021-05-27

Earnings History > 19 > date

2021-04-30

Earnings History > 19 > before After Market

BeforeMarket

Earnings History > 19 > currency

CAD

Earnings History > 19 > eps Actual

0.21

Earnings History > 19 > eps Estimate

0.21

Earnings History > 19 > eps Difference

0

Earnings History > 19 > surprise Percent

0

Earnings History > 20 > period

2021-01-31

Earnings History > 20 > report Date

2021-02-24

Earnings History > 20 > date

2021-01-31

Earnings History > 20 > before After Market

BeforeMarket

Earnings History > 20 > currency

CAD

Earnings History > 20 > eps Actual

0.18

Earnings History > 20 > eps Estimate

0.17

Earnings History > 20 > eps Difference

0.01

Earnings History > 20 > surprise Percent

5.8824

Earnings History > 21 > period

2020-10-31

Earnings History > 21 > report Date

2020-11-25

Earnings History > 21 > date

2020-10-31

Earnings History > 21 > before After Market

BeforeMarket

Earnings History > 21 > currency

CAD

Earnings History > 21 > eps Actual

0.2

Earnings History > 21 > eps Estimate

0.18

Earnings History > 21 > eps Difference

0.02

Earnings History > 21 > surprise Percent

11.1111

Earnings History > 22 > period

2020-07-31

Earnings History > 22 > report Date

2020-08-26

Earnings History > 22 > date

2020-07-31

Earnings History > 22 > before After Market

BeforeMarket

Earnings History > 22 > currency

CAD

Earnings History > 22 > eps Actual

0.1325

Earnings History > 22 > eps Estimate

0.19

Earnings History > 22 > eps Difference

-0.0575

Earnings History > 22 > surprise Percent

-30.2632

Earnings History > 23 > period

2020-04-30

Earnings History > 23 > report Date

2020-05-27

Earnings History > 23 > date

2020-04-30

Earnings History > 23 > before After Market

BeforeMarket

Earnings History > 23 > currency

CAD

Earnings History > 23 > eps Actual

0.1583

Earnings History > 23 > eps Estimate

0.25

Earnings History > 23 > eps Difference

-0.0917

Earnings History > 23 > surprise Percent

-36.68

Earnings History > 24 > period

2020-01-31

Earnings History > 24 > report Date

2020-02-26

Earnings History > 24 > date

2020-01-31

Earnings History > 24 > before After Market

BeforeMarket

Earnings History > 24 > currency

CAD

Earnings History > 24 > eps Actual

0.1654

Earnings History > 24 > eps Estimate

0.26

Earnings History > 24 > eps Difference

-0.0946

Earnings History > 24 > surprise Percent

-36.3846

Earnings History > 25 > period

2019-10-31

Earnings History > 25 > report Date

2019-11-27

Earnings History > 25 > date

2019-10-31

Earnings History > 25 > before After Market

BeforeMarket

Earnings History > 25 > currency

CAD

Earnings History > 25 > eps Actual

0.1736

Earnings History > 25 > eps Estimate

0.27

Earnings History > 25 > eps Difference

-0.0964

Earnings History > 25 > surprise Percent

-35.7037

Earnings History > 26 > period

2019-07-31

Earnings History > 26 > report Date

2019-08-28

Earnings History > 26 > date

2019-07-31

Earnings History > 26 > before After Market

BeforeMarket

Earnings History > 26 > currency

CAD

Earnings History > 26 > eps Actual

0.1573

Earnings History > 26 > eps Estimate

0.24

Earnings History > 26 > eps Difference

-0.0827

Earnings History > 26 > surprise Percent

-34.4583

Earnings History > 27 > period

2019-04-30

Earnings History > 27 > report Date

2019-05-29

Earnings History > 27 > date

2019-04-30

Earnings History > 27 > before After Market

BeforeMarket

Earnings History > 27 > currency

CAD

Earnings History > 27 > eps Actual

0.1545

Earnings History > 27 > eps Estimate

0.24

Earnings History > 27 > eps Difference

-0.0855

Earnings History > 27 > surprise Percent

-35.625

Earnings History > 28 > period

2019-01-31

Earnings History > 28 > report Date

2019-02-27

Earnings History > 28 > date

2019-01-31

Earnings History > 28 > before After Market

BeforeMarket

Earnings History > 28 > currency

CAD

Earnings History > 28 > eps Actual

0.1559

Earnings History > 28 > eps Estimate

-

Earnings History > 28 > eps Difference

0

Earnings History > 28 > surprise Percent

-

Earnings History > 29 > period

2018-10-31

Earnings History > 29 > report Date

2018-11-28

Earnings History > 29 > date

2018-10-31

Earnings History > 29 > before After Market

BeforeMarket

Earnings History > 29 > currency

CAD

Earnings History > 29 > eps Actual

0.16

Earnings History > 29 > eps Estimate

0.14

Earnings History > 29 > eps Difference

0.02

Earnings History > 29 > surprise Percent

14.2857

Earnings History > 30 > period

2018-07-31

Earnings History > 30 > report Date

2018-08-29

Earnings History > 30 > date

2018-07-31

Earnings History > 30 > before After Market

BeforeMarket

Earnings History > 30 > currency

CAD

Earnings History > 30 > eps Actual

0.15

Earnings History > 30 > eps Estimate

0.13

Earnings History > 30 > eps Difference

0.02

Earnings History > 30 > surprise Percent

15.3846

Earnings History > 31 > period

2018-04-30

Earnings History > 31 > report Date

2018-05-30

Earnings History > 31 > date

2018-04-30

Earnings History > 31 > before After Market

BeforeMarket

Earnings History > 31 > currency

CAD

Earnings History > 31 > eps Actual

0.14

Earnings History > 31 > eps Estimate

0.13

Earnings History > 31 > eps Difference

0.01

Earnings History > 31 > surprise Percent

7.6923

Earnings History > 32 > period

2018-01-31

Earnings History > 32 > report Date

2018-02-28

Earnings History > 32 > date

2018-01-31

Earnings History > 32 > before After Market

BeforeMarket

Earnings History > 32 > currency

CAD

Earnings History > 32 > eps Actual

0.12

Earnings History > 32 > eps Estimate

0.11

Earnings History > 32 > eps Difference

0.01

Earnings History > 32 > surprise Percent

9.0909

Earnings History > 33 > period

2017-10-31

Earnings History > 33 > report Date

2017-11-29

Earnings History > 33 > date

2017-10-31

Earnings History > 33 > before After Market

BeforeMarket

Earnings History > 33 > currency

CAD

Earnings History > 33 > eps Actual

0.17

Earnings History > 33 > eps Estimate

0.1

Earnings History > 33 > eps Difference

0.07

Earnings History > 33 > surprise Percent

70

Earnings History > 34 > period

2017-07-31

Earnings History > 34 > report Date

2017-08-30

Earnings History > 34 > date

2017-07-31

Earnings History > 34 > before After Market

BeforeMarket

Earnings History > 34 > currency

CAD

Earnings History > 34 > eps Actual

0.08

Earnings History > 34 > eps Estimate

0.1

Earnings History > 34 > eps Difference

-0.02

Earnings History > 34 > surprise Percent

-20

Earnings History > 35 > period

2017-04-30

Earnings History > 35 > report Date

2017-05-31

Earnings History > 35 > date

2017-04-30

Earnings History > 35 > before After Market

BeforeMarket

Earnings History > 35 > currency

CAD

Earnings History > 35 > eps Actual

0.13

Earnings History > 35 > eps Estimate

0.1

Earnings History > 35 > eps Difference

0.03

Earnings History > 35 > surprise Percent

30

Earnings History > 36 > period

2017-01-31

Earnings History > 36 > report Date

2017-03-17

Earnings History > 36 > date

2017-01-31

Earnings History > 36 > before After Market

BeforeMarket

Earnings History > 36 > currency

CAD

Earnings History > 36 > eps Actual

0.14

Earnings History > 36 > eps Estimate

0.09

Earnings History > 36 > eps Difference

0.05

Earnings History > 36 > surprise Percent

55.5556

Earnings History > 37 > period

2016-10-31

Earnings History > 37 > report Date

2016-11-30

Earnings History > 37 > date

2016-10-31

Earnings History > 37 > before After Market

BeforeMarket

Earnings History > 37 > currency

CAD

Earnings History > 37 > eps Actual

0.09

Earnings History > 37 > eps Estimate

0.11

Earnings History > 37 > eps Difference

-0.02

Earnings History > 37 > surprise Percent

-18.1818

Earnings History > 38 > period

2016-07-31

Earnings History > 38 > report Date

2016-08-31

Earnings History > 38 > date

2016-07-31

Earnings History > 38 > before After Market

BeforeMarket

Earnings History > 38 > currency

CAD

Earnings History > 38 > eps Actual

0.09

Earnings History > 38 > eps Estimate

0.09

Earnings History > 38 > eps Difference

0

Earnings History > 38 > surprise Percent

0

Earnings History > 39 > period

2016-04-30

Earnings History > 39 > report Date

2016-06-01

Earnings History > 39 > date

2016-04-30

Earnings History > 39 > before After Market

BeforeMarket

Earnings History > 39 > currency

CAD

Earnings History > 39 > eps Actual

0.08

Earnings History > 39 > eps Estimate

0.04

Earnings History > 39 > eps Difference

0.04

Earnings History > 39 > surprise Percent

100

Earnings History > 40 > period

2016-01-31

Earnings History > 40 > report Date

2016-03-02

Earnings History > 40 > date

2016-01-31

Earnings History > 40 > before After Market

BeforeMarket

Earnings History > 40 > currency

CAD

Earnings History > 40 > eps Actual

0.09

Earnings History > 40 > eps Estimate

0.07

Earnings History > 40 > eps Difference

0.02

Earnings History > 40 > surprise Percent

28.5714

Earnings History > 41 > period

2015-10-31

Earnings History > 41 > report Date

2015-12-03

Earnings History > 41 > date

2015-10-31

Earnings History > 41 > before After Market

BeforeMarket

Earnings History > 41 > currency

CAD

Earnings History > 41 > eps Actual

0.11

Earnings History > 41 > eps Estimate

0.12

Earnings History > 41 > eps Difference

-0.01

Earnings History > 41 > surprise Percent

-8.3333

Earnings History > 42 > period

2015-07-31

Earnings History > 42 > report Date

2015-08-27

Earnings History > 42 > date

2015-07-31

Earnings History > 42 > before After Market

BeforeMarket

Earnings History > 42 > currency

CAD

Earnings History > 42 > eps Actual

0.05

Earnings History > 42 > eps Estimate

0.1

Earnings History > 42 > eps Difference

-0.05

Earnings History > 42 > surprise Percent

-50

Earnings History > 43 > period

2014-10-31

Earnings History > 43 > report Date

2015-01-14

Earnings History > 43 > date

2014-10-31

Earnings History > 43 > before After Market

AfterMarket

Earnings History > 43 > currency

CAD

Earnings History > 43 > eps Actual

0.13

Earnings History > 43 > eps Estimate

0.06

Earnings History > 43 > eps Difference

0.07

Earnings History > 43 > surprise Percent

116.6667

Earnings History > 44 > period

2014-07-31

Earnings History > 44 > report Date

2014-08-28

Earnings History > 44 > date

2014-07-31

Earnings History > 44 > before After Market

AfterMarket

Earnings History > 44 > currency

CAD

Earnings History > 44 > eps Actual

0.05

Earnings History > 44 > eps Estimate

0.11

Earnings History > 44 > eps Difference

-0.06

Earnings History > 44 > surprise Percent

-54.5455

Earnings History > 45 > period

2014-04-30

Earnings History > 45 > report Date

2014-06-05

Earnings History > 45 > date

2014-04-30

Earnings History > 45 > before After Market

-

Earnings History > 45 > currency

CAD

Earnings History > 45 > eps Actual

0.06

Earnings History > 45 > eps Estimate

0.06

Earnings History > 45 > eps Difference

0

Earnings History > 45 > surprise Percent

0

Earnings History > 46 > period

2014-01-31

Earnings History > 46 > report Date

2014-03-05

Earnings History > 46 > date

2014-01-31

Earnings History > 46 > before After Market

-

Earnings History > 46 > currency

CAD

Earnings History > 46 > eps Actual

0.07

Earnings History > 46 > eps Estimate

0.08

Earnings History > 46 > eps Difference

-0.01

Earnings History > 46 > surprise Percent

-12.5